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  1. Seamster

    Feeling Depressed: the Struggling Middle Class and Who to Blame

    OFF-TOPIC 
    Many have misunderstood this post. It's about how people are going into debt buying stuff they don't need. In the second post of this thread MJ DeMarco posted a nice visual of what I try (and fail) to explain below. I see these people suffering and it makes me sad (I'm not suffering...
  2. Seamster

    John Burley Real Estate Training, April 2-4 and 8-10, Phoenix, AZ

    REAL ESTATE 
    John Burley is the man who made Robert Kiyosaki all of his riches in real estate. His name is mentioned in one of Kiyosaki's books, which is where I first heard of him. I've listened to dozens of gurus but John Burley is my favorite. His website looks scammy but believe me, he's legit. I've...
  3. Seamster

    Market Predictions Based on History

    INVESTING 
    I read books that predict events that eventually came true. Right now, I'm reading Murry Rothbard's "America's Great Depression" and John Talbott's "Sell Now! The End of the Housing Bubble." I also listen to Kitco News and Stansberry Research on Youtube. Listening to these experts describe...
  4. Seamster

    Quitting Your Job: What Will You Do? How Did it Feel?

    I wanted to ask a few questions to those who have/will quit their jobs in favor of the business/investments they worked on and have been/will be successful. What did you (will you) do after quitting your job? Were you still motivated? How did you feel? Did you work on your business more, or...
  5. Seamster

    Democrat vs Republican: MY Stereotypes and How They're Wrong

    PEOPLE 
    I only see a small percentage of the country's population where I live. But, based on who I listen to, I have these stereotypes in my head: Republicans - think for themselves; choose for themselves; don't blindly trust large corporations or government; like the laws benefitting entrepreneurs...
  6. Seamster

    Should I Get a Job to Secure a Loan?

    I have a real estate business and live on the cashflow. I quit my job earlier this year. I just found out that the mortgage company I use can get me $150,000 cash to refinance 2-3 houses. But, my debt-to-income ratio is too low to get a mortage, so I need to get a job. A company tried to...
  7. Seamster

    Government "Shutdown" in October?

    INVESTING 
    I just read an article saying that we're about to reach the "debt ceiling" again. This happened in around 2014 or so I remember and they shut down parks and stuff. I don't know what will happen but any predictions on price of cryptocurrency, silver, gold, stocks, etc?
  8. Seamster

    How to Identify Entrepreneurial Investors from the Broke Landlords

    REAL ESTATE 
    In my city if you simply go through the motions to rent out a house the laws will ensure that you go broke if you don't continue to adapt. I studied to be an investor, not a landlord. You could say I was a landlord for a while but I pushed through it. I'm now financially free through cashflow...
  9. Seamster

    Small vs Big Tasks

    MINDSET 
    This has happened to me several times and today I really noticed it and how to benefit. So, you have a list of all these things you have to do: pay some bills online, go get your vaccine, try to get your PPP loan forgiven, call the unemployment office, kick out a tenant, do your taxes, clean...
  10. Seamster

    Buy Vacant Lot and Sell to Drive-In Restaurant?

    I own a vacant rental house which borders a vacant lot of nice grass with a little cement driveway. This lot can be purchased for $250 + $50/yr tax only by a) me, b) the other neighboring landlord who used to own it and let it go back to the city or c) the guy across the street who could have...
  11. Seamster

    Four Reasons Why People Buy Homes Instead of Renting

    Hello. I recently posted a comment in the thread Buying a Home or Renting an Apartment. Doing that reminded me of how people illogically buy new cars because they feel it saves them money on gas, so I made a post about it: The Tesla Money Saving Scam. Reading those are not necessary to enjoy...
  12. Seamster

    The Tesla and Electric Car Money-Saving Scam

    HOT! 
    Hi, guys. You have probably seen instances where people "spend money to save money." You know, buy that new frypan so you can have restaurant quality burgers and home and that will save you money! Does it really? No. And does buying a Tesla or other "cool" electric car save you money...
  13. Seamster

    Eat that Frog!

    This is a book by Brian Tracy. I've read his stuff before, some good, some okay. Eat that Frog is about procrastination. And, the Amazon reviews are correct: you don't have to buy the book to learn its message (but, some many times we need to be told the same thing in many different ways...
  14. Seamster

    Advice on Selling Mobile Home: $800/mo Positive Cashflow

    Hi, guys. I tried to find the correct forum to post this but nothing relates. And, selling this isn't a get-rich idea, but it's an appx +$800 cashflow idea for the next 2 years. Backstory - I live 90 miles from my desk job, which I haven't been to since March 17 and don't anticipate going...
  15. Seamster

    Stock Market Bottom?

    INVESTING 
    Hey, guys. I took my money out of my 401k when the Dow Jones Industrial Average was near 30,000. It's around 21,000 today April 1. I wish I would have bought back in when it was 18,000 but I thought it was going to go lower. How long do you think it can go? 15,000? In the long run buying...
  16. Seamster

    Where Should I Go From Here?

    INTRO 
    Hello. I don't know if I posted an obligatory intro but this post will show where I'm at financially, where I want to be, and ask how to get there. I need ideas because I'm getting older and still working at a damn desk. Current Financial Situation *Job ($70k/yr) - I work Mon-Friday in...
  17. Seamster

    My Background

    INTRO 
    I just finished the book. Very eye-opening. And true when I think about it. To summarize it to people I pretty much tell them that the sidewalk is for money-wasters who want to be rich, including those with high incomes; the slow lane is money savers; and the fast lane is a business owner who...
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