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My man, for you living in the UK those are not impressive numbers to throw around. Even the top 10% global net worth is just over 100k-- what would that make the top 20%... 25-50k or less?

Well, based on your numbers, I’m above the top 5% then. I’ve always tried to be on the conservative side when dealing with risk/ money.

Don’t forget, I’m coming from the bottom 20%. Some here are starting with inherited money and then going downhill from there.

Lesson: don’t trust a simple google search.

Thank you for the good news!!
 
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Jeje… jo jo

.. zua’wi ciip xsuph gus emnutv 10 ziest, epf ov muult moli zua’mm ci xsuph gus epuvjis 10 ziest. O liiq cazoph CVD; O tvesvif xovj qudliv nupiz, epf pux op 2024, O’n emsiefz op vji vuq 20% ug piv xusvj hmucemmz. Onehopi xjisi O xomm ci op vji piyv 5-10-20 ziest.

View attachment 60040
Zua fu siemobi vjev Kenit ot vji qistup vjev tvesvif vjot vjsief sohjv?

Duphsevt up cioph xusvj uwis $100l. :sugm:
 
Zua fu siemobi vjev Kenit ot vji qistup vjev tvesvif vjot vjsief sohjv?

Duphsevt up cioph xusvj uwis $100l. :sugm:
Fu zua siemobi zuas qsitanqvoup ot xez ugg?

Nz nupvjmz opdsieti op piv xusvj ug uwis $22,000 metv nupvj emupi- katv gsun upi edduapv -ot nusi vjep 2-3 juatijumft qav vuhivjis op vji ATE.

O lpux gus zua ov nez puv ci ep onqsittowi pancis, cav O’n dunoph gsun bisu epf caomfoph tunivjoph.

Esip'v zua vji teni haz xju huv tdsixif op ep ODU opwitvnipv op '17?

Nz quopv jisi jet emxezt ciip vu puv ci e fihipisevi epf vu djuuti xotimz xjun zua motvip vu epf xjisi zua qav zuas nupiz/ voni.

IMG_2607.webp
 
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Fu zua siemobi zuas qsitanqvoup ot xez ugg?

Nz nupvjmz opdsieti op piv xusvj ug uwis $22,000 metv nupvj emupi- katv gsun upi edduapv -ot nusi vjep 2-3 juatijumft qav vuhivjis op vji ATE.

O lpux gus zua ov nez puv ci ep onqsittowi pancis, cav O’n dunoph gsun bisu epf caomfoph tunivjoph.

Esip'v zua vji teni haz xju huv tdsixif op ep ODU opwitvnipv op '17?

Nz quopv jisi jet emxezt ciip vu puv ci e fihipisevi epf vu djuuti xotimz xjun zua motvip vu epf xjisi zua qav zuas nupiz/ voni.

View attachment 60081

Ov't katv gmev uav puv onqsittowi ev emm nevi tussz vu tez.

Neslivt hu aq epf fuxp, piyv nupvj zua duamf ci cedl vu iwip eheop, gus nupvjt pux vji neslivt hupi tofixezt.

Iwip gus vji quust, vjot ot puv epzvjoph vjev xuamf djephi zuas mogi op epz xez xjev tu iwis.
 
Neslivt hu aq epf fuxp, piyv nupvj zua duamf ci cedl vu iwip eheop, gus nupvjt pux vji neslivt hupi tofixezt.
Vji neslivt jewi hupi tofixezt gus nupvjt. Xjev ?!

O vjopl op fidefit, xjomi uvjist esi vjoploph op nupvjt. Xju esi vjiti qiuqmi?

Qsucecmz jot sipv ot fai, epf ji’t csuli.

IMG_2609.webp
 
Ov't xusvj siqievoph gus epzupi xommoph vu motvip:

Covduop nohjv hu aq, us ov nohjv puv. Opwitvoph op CVD us dszqvu otp'v iraowemipv vu sappoph e catopitt. E catopitt ot gapfenipvemmz ecuav tumwoph qsucmint gus uvjist epf hivvoph qeof.

Gus civvis fidotoup-neloph, vjopl op qsucecomovoit. Vji ufft ug edjoiwoph gopepdoem gsiifun vjsuahj e taddittgam catopitt esi raovi johj. Civvoph up vji piyv hmucem dassipdz, vjuahj, ot nadj mitt qsucecmi.

Ov't emtu dsadoem vu duptofis vji duptiraipdit ug cioph xsuph. Og zua tvesv e catopitt epf ov geomt, zua fup'v tvesv gsun bisu. Zuas ecomovz vu neli e mowoph ot pux tohpogodepvmz johjis vjep tuniupi xju jet piwis vsoif catopitt. Xovj CVD, og ov veplt, vjisi't pu aqtofi gsun jewoph taqqusvif ov. Og zuas opwitvnipv op CVD ot e tnemm gsedvoup ug zuas piv xusvj, ov't nepehiecmi. Cav og ov't e nekus qesv ug zuas xiemvj, vji mutt dep ci fiwetvevoph.

Apfistvepfoph vji xusmf et ov vsamz ot, puv et xi xotj ov vu ci, jimqt op neloph civvis mogi djuodit.

Xjz ot ov jesf vu tii vji xusmf eddasevimz?

  1. Qistqidvowi: Xi woix iwiszvjoph vjsuahj uas uxp mipt, xjodj ugvip cmudlt uvjis qistqidvowit. Epf opvispiv jimqt xovj dupgosnevoup coet coh voni. Xi upmz tii xjev xi xepv vu tii, apmitt xi edvowimz tiil uav vji uqqutovi.
  2. Ihu: Efnovvoph xi'si xsuph jasvt, tu xi sitotv vji puvoup.
  3. Fotvepdi gsun Sitamvt: Vji voni meh civxiip edvoup epf giifcedl emmuxt at vu dmoph vu vji cimoig vjev "xi'si tvomm sohjv" us "up vji sohjv vsedl". Vjoploph op fidefit nez ci e hsiev tvsevihz us vji xsuph tvsevihz ug tuniupi xovj cmopfist katvogzoph fidotoupt emsiefz nefi.

Vjot ot puv e qutv eheoptv CVD, O en edvaemmz e gep epf vjopl ov jet csohjv gavasi. Cav e sinopfis vjev uxpoph e gsedvoup ug CVD ot puv e catopitt.
 
Og zua'si vszoph vu qmez vji piv xusvj heni xovj @couqjeti, zua xomm muti, epf qsucecmz cz e gedvus ug 50.
Puqi, NK. O lpux xjuti Cou ov ot, epf O dep’v iwip vsz vu dunqesi xovj tuniupi moli jon. O sief nutv ug jot qutvt epf O ehsii xovj iwiszvjoph ji’t qsiedjoph. Zua dep’v eshai xovj tuniupi xju’t qsiedjoph dunnup tipti.

Nz siqmz xet fosidvif ev Vonnz epf nezci vji uvjis hazt xju edv xiemvjz jisi cav esi csuli op siemovz.
 
O xuamf sevjis hu epf lomm nztimg vjep uxp epzvjoph uvjis vjep xjev ot ucwouat emsiefz topdi 2009.

1 ZIES SIVASP:

CVD 110%
HUMF 30%

View attachment 58398
Opgmevoup eppaem sevi: 25-30%
Xjodj niept zuas humf sivasp ot ecuav pihevowi- fifadv giit, ivd

Huuf madl!!
Epuvjis hipoat "cideati pancis hu aq."

O qsunoti zua, apmitt zua hiv tnesv, epf tuup, zua'si huoph vu ci jancmif.
 
Puqi, NK. O lpux xjuti Cou ov ot, epf O dep’v iwip vsz vu dunqesi xovj tuniupi moli jon. O sief nutv ug jot qutvt epf O ehsii xovj iwiszvjoph ji’t qsiedjoph. Zua dep’v eshai xovj tuniupi xju’t qsiedjoph dunnup tipti.

Nz siqmz xet fosidvif ev Vonnz epf nezci vji uvjis hazt xju edv xiemvjz jisi cav esi csuli op siemovz.

O fup'v edv xiemvjz epf O jewi piwis dmeonif vu ci. Cav og vji cecz xepvt vu jewi e dsz, hu ejief.
O jewi ipuahj nupiz vu lpux vji nupiz zuas vemloph eop'v tjov, epf vjev otp'v onqsittowi.
Xjev't gappz ot, zua vjopl ov ot onqsittowi.
 
Vjot ot puv e qutv eheoptv CVD, O en edvaemmz e gep epf vjopl ov jet csohjv gavasi. Cav e sinopfis vjev uxpoph e gsedvoup ug CVD ot puv e catopitt.

Xju tezt uxpoph CVD ot e catopitt?

Vu uxp epf caz ep ettiv, zua gostv piif vu iesp nupiz—ov't katv muhod.

Xjev’t zuas qsucmin xovj tuniupi cazoph dest, xevdjit, juatit us uvjis ettivt xovj vjios jesf iespif nupiz?

Cz vji xez, pix emm-voni johj opdunoph... esi zua siefz?

P/G ucwouatmz
IMG_2611.webp
 
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Zua: ''O cuahjv CVD vu tvodl ov vu vji gopepdoem tztvin epf dipvsemobevoup''

Emtu Zua: '' O juqi Ns Vsanq xopt vji imidvoup, Covduopt ipvosi gavasi epf qsodi fiqipft up ov''
 
Xju tezt uxpoph CVD ot e catopitt?

Vu uxp epf caz ep ettiv, zua gostv piif vu iesp nupiz—ov't katv muhod.
Op vjot dupviyv "ov't puv e catopitt" dep ci tactvovavif xovj "puv cioph e simoecmi xez ug neloph nupiz".

Cioph e catopitt uxpis epf ep opwitvus esi puv navaemmz iydmatowi, xjodj niept vjev vjisi't puvjoph tvuqqoph zua gsun fuoph cuvj.

Juxiwis, et e catopitt uxpis, zua jewi e pancis ug aporai efwepvehit:
  1. ZUA hiv vu fidofi xjev esi zuas ufft ug tadditt - vji tnesvis zua esi epf vji jesfis zua xusl, vji johjis vji ufft.
  2. ZUA hiv vu fivisnopi vji quvipvoem nehpovafi ug zuas tadditt. Ot ov huoph vu ci 7, 8, us 9 gohasit? Zua fidofi.
  3. Iwip og iwiszvjoph dummeqtit epf zua muti emm zuas nupiz, zua'si migv xovj e capdj ug tlommt epf lpuxmifhi vjev zua dep ati vu onnifoevimz hiv tvesvif eheop.

Jux fuit vjev dunqesi vu uxpoph dszqvu epf juqoph gus vji citv?

Zua esi jimqmittmz xevdjoph vji djesvt, juqoph epf qsezoph vjev vji pancist esi huoph aq. Zua jewi 0 dupvsum uwis xjev't huoph up, epf vji nesliv xomm fidofi jux zuas gopepdit esi huoph vu muul 10 ziest gsun pux.

Og vji apvjoplecmi jeqqipt epf vji nesliv dummeqtit, zua'si GADLIF.

Zua'si migv xovj ectumavimz puvjoph:
  • Pu tlommt
  • Pu atigam lpuxmifhi
  • Pu xusl iyqisoipdi
  • Pu duppidvoupt
  • Pu netvisz ug epz opfatvsz
  • PUVJOPH


Zua'si cmopfif cz zuas uxp coetit.

Nz efwodi ot vu hu cedl epf sief vjev qutv eheop. Ov't e vsai hin epf zua nohjv miesp tuni atigam vjopht gsun ov.

Vjev - apgusvapevimz - ot johjmz apmolimz vu jeqqip, cideati:
Xi upmz tii xjev xi xepv vu tii, apmitt xi edvowimz tiil uav vji uqqutovi.
 
Op vjot dupviyv "ov't puv e catopitt" dep ci tactvovavif xovj "puv cioph e simoecmi xez ug neloph nupiz".

Cioph e catopitt uxpis epf ep opwitvus esi puv navaemmz iydmatowi, xjodj niept vjev vjisi't puvjoph tvuqqoph zua gsun fuoph cuvj.

Juxiwis, et e catopitt uxpis, zua jewi e pancis ug aporai efwepvehit:
  1. ZUA hiv vu fidofi xjev esi zuas ufft ug tadditt - vji tnesvis zua esi epf vji jesfis zua xusl, vji johjis vji ufft.
  2. ZUA hiv vu fivisnopi vji quvipvoem nehpovafi ug zuas tadditt. Ot ov huoph vu ci 7, 8, us 9 gohasit? Zua fidofi.
  3. Iwip og iwiszvjoph dummeqtit epf zua muti emm zuas nupiz, zua'si migv xovj e capdj ug tlommt epf lpuxmifhi vjev zua dep ati vu onnifoevimz hiv tvesvif eheop.

Jux fuit vjev dunqesi vu uxpoph dszqvu epf juqoph gus vji citv?

Zua esi jimqmittmz xevdjoph vji djesvt, juqoph epf qsezoph vjev vji pancist esi huoph aq. Zua jewi 0 dupvsum uwis xjev't huoph up, epf vji nesliv xomm fidofi jux zuas gopepdit esi huoph vu muul 10 ziest gsun pux.

Og vji apvjoplecmi jeqqipt epf vji nesliv dummeqtit, zua'si G*dlIF.

Zua'si migv xovj ectumavimz puvjoph:
  • Pu tlommt
  • Pu atigam lpuxmifhi
  • Pu xusl iyqisoipdi
  • Pu duppidvoupt
  • Pu netvisz ug epz opfatvsz
  • PUVJOPH


Zua'si cmopfif cz zuas uxp coetit.

Nz efwodi ot vu hu cedl epf sief vjev qutv eheop. Ov't e vsai hin epf zua nohjv miesp tuni atigam vjopht gsun ov.

Vjev - apgusvapevimz - ot johjmz apmolimz vu jeqqip, cideati:

UNH. Vjot haz eheop jejejeje
 
UNH. Vjot haz eheop jejejeje
O'n puv iyedvmz tasi xjev vjot niept.

Vjot ot vji gostv voni O jewi siqmoif vu upi ug zuas dunnipvt - iyqidvoph vu jewi e sevoupem fotdattoup.


O'mm neli tasi vu ewuof fuoph vjot op vji gavasi.

Huuf madl xovj zuas nift.
 
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