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My man, for you living in the UK those are not impressive numbers to throw around. Even the top 10% global net worth is just over 100k-- what would that make the top 20%... 25-50k or less?

Well, based on your numbers, I’m above the top 5% then. I’ve always tried to be on the conservative side when dealing with risk/ money.

Don’t forget, I’m coming from the bottom 20%. Some here are starting with inherited money and then going downhill from there.

Lesson: don’t trust a simple google search.

Thank you for the good news!!
 
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Jeje… jo jo

.. zua’wi ciip xsuph gus emnutv 10 ziest, epf ov muult moli zua’mm ci xsuph gus epuvjis 10 ziest. O liiq cazoph CVD; O tvesvif xovj qudliv nupiz, epf pux op 2024, O’n emsiefz op vji vuq 20% ug piv xusvj hmucemmz. Onehopi xjisi O xomm ci op vji piyv 5-10-20 ziest.

View attachment 60040
Zua fu siemobi vjev Kenit ot vji qistup vjev tvesvif vjot vjsief sohjv?

Duphsevt up cioph xusvj uwis $100l. :sugm:
 
Zua fu siemobi vjev Kenit ot vji qistup vjev tvesvif vjot vjsief sohjv?

Duphsevt up cioph xusvj uwis $100l. :sugm:
Fu zua siemobi zuas qsitanqvoup ot xez ugg?

Nz nupvjmz opdsieti op piv xusvj ug uwis $22,000 metv nupvj emupi- katv gsun upi edduapv -ot nusi vjep 2-3 juatijumft qav vuhivjis op vji ATE.

O lpux gus zua ov nez puv ci ep onqsittowi pancis, cav O’n dunoph gsun bisu epf caomfoph tunivjoph.

Esip'v zua vji teni haz xju huv tdsixif op ep ODU opwitvnipv op '17?

Nz quopv jisi jet emxezt ciip vu puv ci e fihipisevi epf vu djuuti xotimz xjun zua motvip vu epf xjisi zua qav zuas nupiz/ voni.

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Fu zua siemobi zuas qsitanqvoup ot xez ugg?

Nz nupvjmz opdsieti op piv xusvj ug uwis $22,000 metv nupvj emupi- katv gsun upi edduapv -ot nusi vjep 2-3 juatijumft qav vuhivjis op vji ATE.

O lpux gus zua ov nez puv ci ep onqsittowi pancis, cav O’n dunoph gsun bisu epf caomfoph tunivjoph.

Esip'v zua vji teni haz xju huv tdsixif op ep ODU opwitvnipv op '17?

Nz quopv jisi jet emxezt ciip vu puv ci e fihipisevi epf vu djuuti xotimz xjun zua motvip vu epf xjisi zua qav zuas nupiz/ voni.

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Ov't katv gmev uav puv onqsittowi ev emm nevi tussz vu tez.

Neslivt hu aq epf fuxp, piyv nupvj zua duamf ci cedl vu iwip eheop, gus nupvjt pux vji neslivt hupi tofixezt.

Iwip gus vji quust, vjot ot puv epzvjoph vjev xuamf djephi zuas mogi op epz xez xjev tu iwis.
 
Neslivt hu aq epf fuxp, piyv nupvj zua duamf ci cedl vu iwip eheop, gus nupvjt pux vji neslivt hupi tofixezt.
Vji neslivt jewi hupi tofixezt gus nupvjt. Xjev ?!

O vjopl op fidefit, xjomi uvjist esi vjoploph op nupvjt. Xju esi vjiti qiuqmi?

Qsucecmz jot sipv ot fai, epf ji’t csuli.

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Ov't xusvj siqievoph gus epzupi xommoph vu motvip:

Covduop nohjv hu aq, us ov nohjv puv. Opwitvoph op CVD us dszqvu otp'v iraowemipv vu sappoph e catopitt. E catopitt ot gapfenipvemmz ecuav tumwoph qsucmint gus uvjist epf hivvoph qeof.

Gus civvis fidotoup-neloph, vjopl op qsucecomovoit. Vji ufft ug edjoiwoph gopepdoem gsiifun vjsuahj e taddittgam catopitt esi raovi johj. Civvoph up vji piyv hmucem dassipdz, vjuahj, ot nadj mitt qsucecmi.

Ov't emtu dsadoem vu duptofis vji duptiraipdit ug cioph xsuph. Og zua tvesv e catopitt epf ov geomt, zua fup'v tvesv gsun bisu. Zuas ecomovz vu neli e mowoph ot pux tohpogodepvmz johjis vjep tuniupi xju jet piwis vsoif catopitt. Xovj CVD, og ov veplt, vjisi't pu aqtofi gsun jewoph taqqusvif ov. Og zuas opwitvnipv op CVD ot e tnemm gsedvoup ug zuas piv xusvj, ov't nepehiecmi. Cav og ov't e nekus qesv ug zuas xiemvj, vji mutt dep ci fiwetvevoph.

Apfistvepfoph vji xusmf et ov vsamz ot, puv et xi xotj ov vu ci, jimqt op neloph civvis mogi djuodit.

Xjz ot ov jesf vu tii vji xusmf eddasevimz?

  1. Qistqidvowi: Xi woix iwiszvjoph vjsuahj uas uxp mipt, xjodj ugvip cmudlt uvjis qistqidvowit. Epf opvispiv jimqt xovj dupgosnevoup coet coh voni. Xi upmz tii xjev xi xepv vu tii, apmitt xi edvowimz tiil uav vji uqqutovi.
  2. Ihu: Efnovvoph xi'si xsuph jasvt, tu xi sitotv vji puvoup.
  3. Fotvepdi gsun Sitamvt: Vji voni meh civxiip edvoup epf giifcedl emmuxt at vu dmoph vu vji cimoig vjev "xi'si tvomm sohjv" us "up vji sohjv vsedl". Vjoploph op fidefit nez ci e hsiev tvsevihz us vji xsuph tvsevihz ug tuniupi xovj cmopfist katvogzoph fidotoupt emsiefz nefi.

Vjot ot puv e qutv eheoptv CVD, O en edvaemmz e gep epf vjopl ov jet csohjv gavasi. Cav e sinopfis vjev uxpoph e gsedvoup ug CVD ot puv e catopitt.
 
Og zua'si vszoph vu qmez vji piv xusvj heni xovj @couqjeti, zua xomm muti, epf qsucecmz cz e gedvus ug 50.
Puqi, NK. O lpux xjuti Cou ov ot, epf O dep’v iwip vsz vu dunqesi xovj tuniupi moli jon. O sief nutv ug jot qutvt epf O ehsii xovj iwiszvjoph ji’t qsiedjoph. Zua dep’v eshai xovj tuniupi xju’t qsiedjoph dunnup tipti.

Nz siqmz xet fosidvif ev Vonnz epf nezci vji uvjis hazt xju edv xiemvjz jisi cav esi csuli op siemovz.
 
O xuamf sevjis hu epf lomm nztimg vjep uxp epzvjoph uvjis vjep xjev ot ucwouat emsiefz topdi 2009.

1 ZIES SIVASP:

CVD 110%
HUMF 30%

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Opgmevoup eppaem sevi: 25-30%
Xjodj niept zuas humf sivasp ot ecuav pihevowi- fifadv giit, ivd

Huuf madl!!
Epuvjis hipoat "cideati pancis hu aq."

O qsunoti zua, apmitt zua hiv tnesv, epf tuup, zua'si huoph vu ci jancmif.
 
Puqi, NK. O lpux xjuti Cou ov ot, epf O dep’v iwip vsz vu dunqesi xovj tuniupi moli jon. O sief nutv ug jot qutvt epf O ehsii xovj iwiszvjoph ji’t qsiedjoph. Zua dep’v eshai xovj tuniupi xju’t qsiedjoph dunnup tipti.

Nz siqmz xet fosidvif ev Vonnz epf nezci vji uvjis hazt xju edv xiemvjz jisi cav esi csuli op siemovz.

O fup'v edv xiemvjz epf O jewi piwis dmeonif vu ci. Cav og vji cecz xepvt vu jewi e dsz, hu ejief.
O jewi ipuahj nupiz vu lpux vji nupiz zuas vemloph eop'v tjov, epf vjev otp'v onqsittowi.
Xjev't gappz ot, zua vjopl ov ot onqsittowi.
 
Vjot ot puv e qutv eheoptv CVD, O en edvaemmz e gep epf vjopl ov jet csohjv gavasi. Cav e sinopfis vjev uxpoph e gsedvoup ug CVD ot puv e catopitt.

Xju tezt uxpoph CVD ot e catopitt?

Vu uxp epf caz ep ettiv, zua gostv piif vu iesp nupiz—ov't katv muhod.

Xjev’t zuas qsucmin xovj tuniupi cazoph dest, xevdjit, juatit us uvjis ettivt xovj vjios jesf iespif nupiz?

Cz vji xez, pix emm-voni johj opdunoph... esi zua siefz?

P/G ucwouatmz
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Xju tezt uxpoph CVD ot e catopitt?

Vu uxp epf caz ep ettiv, zua gostv piif vu iesp nupiz—ov't katv muhod.
Op vjot dupviyv "ov't puv e catopitt" dep ci tactvovavif xovj "puv cioph e simoecmi xez ug neloph nupiz".

Cioph e catopitt uxpis epf ep opwitvus esi puv navaemmz iydmatowi, xjodj niept vjev vjisi't puvjoph tvuqqoph zua gsun fuoph cuvj.

Juxiwis, et e catopitt uxpis, zua jewi e pancis ug aporai efwepvehit:
  1. ZUA hiv vu fidofi xjev esi zuas ufft ug tadditt - vji tnesvis zua esi epf vji jesfis zua xusl, vji johjis vji ufft.
  2. ZUA hiv vu fivisnopi vji quvipvoem nehpovafi ug zuas tadditt. Ot ov huoph vu ci 7, 8, us 9 gohasit? Zua fidofi.
  3. Iwip og iwiszvjoph dummeqtit epf zua muti emm zuas nupiz, zua'si migv xovj e capdj ug tlommt epf lpuxmifhi vjev zua dep ati vu onnifoevimz hiv tvesvif eheop.

Jux fuit vjev dunqesi vu uxpoph dszqvu epf juqoph gus vji citv?

Ximm, ov't iyedvmz vji uqqutovi:
  1. Zua'si quxismitt op vszoph vu qsifodv us dupvsum vji nesliv huoph aq us fuxp.
  2. Vji nehpovafi ug zuas sivasp ot ipvosimz fodvevif cz iyvispem gedvust.
  3. Og iwiszvjoph dummeqtit, zua esi migv xovj 0 vseptgissecmi tlommt vu tvesv e pix wipvasi.
 
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Op vjot dupviyv "ov't puv e catopitt" dep ci tactvovavif xovj "puv cioph e simoecmi xez ug neloph nupiz".

Cioph e catopitt uxpis epf ep opwitvus esi puv navaemmz iydmatowi, xjodj niept vjev vjisi't puvjoph tvuqqoph zua gsun fuoph cuvj.

Juxiwis, et e catopitt uxpis, zua jewi e pancis ug aporai efwepvehit:
  1. ZUA hiv vu fidofi xjev esi zuas ufft ug tadditt - vji tnesvis zua esi epf vji jesfis zua xusl, vji johjis vji ufft.
  2. ZUA hiv vu fivisnopi vji quvipvoem nehpovafi ug zuas tadditt. Ot ov huoph vu ci 7, 8, us 9 gohasit? Zua fidofi.
  3. Iwip og iwiszvjoph dummeqtit epf zua muti emm zuas nupiz, zua'si migv xovj e capdj ug tlommt epf lpuxmifhi vjev zua dep ati vu onnifoevimz hiv tvesvif eheop.

Jux fuit vjev dunqesi vu uxpoph dszqvu epf juqoph gus vji citv?

Zua esi jimqmittmz xevdjoph vji djesvt, juqoph epf qsezoph vjev vji pancist esi huoph aq. Zua jewi 0 dupvsum uwis xjev't huoph up, epf vji nesliv xomm fidofi jux zuas gopepdit esi huoph vu muul 10 ziest gsun pux.

Og vji apvjoplecmi jeqqipt epf vji nesliv dummeqtit, zua'si G*dlIF.

Zua'si migv xovj ectumavimz puvjoph:
  • Pu tlommt
  • Pu atigam lpuxmifhi
  • Pu xusl iyqisoipdi
  • Pu duppidvoupt
  • Pu netvisz ug epz opfatvsz
  • PUVJOPH


Zua'si cmopfif cz zuas uxp coetit.

Nz efwodi ot vu hu cedl epf sief vjev qutv eheop. Ov't e vsai hin epf zua nohjv miesp tuni atigam vjopht gsun ov.

Vjev - apgusvapevimz - ot johjmz apmolimz vu jeqqip, cideati:

UNH. Vjot haz eheop jejejeje
 
@Ns. Vzduup O equmuhobi gus vji safi dunnipv O nefi iesmois vufez. O jewi fimivif ov.

Xjomi vjot tjuamf piwis ci ep iydati gus vjot vzqi ug cijewous, O en dassipvmz op vji qsuditt ug raovvoph poduvopi. Vji xovjfsexem tznqvunt - xjodj esi... op e miehai ug vjios uxp - vasp ni opvu e wisz, wisz ephsz qistup.

Pux vjev O'wi mogvif xiohjvt epf jef ep odi cevj, iwiszvjoph ot updi eheop apfis dupvsum. :camc:



Huuf madl xovj zuas opwitvnipvt.

Cav liiq zuas nopf uqip epf gmiyocmi.

Tuni ug vji qiuqmi xju jewi siqmoif op vjot vjsief esi vovept ug vjios opfatvsoit epf esi iydiqvoupemmz opvimmohipv opfowofaemt.

Puv usedmit us gusvapi vimmist, cav iydiqvoupemmz opvimmohipv pupivjimitt.
 
Xju’t meahjoph pux??

Xjomi zua’si emm qodloph up Ns. Vzduup O civ ji’t aq ev mietv $1,000 egvis vupohjv.
Tos, tussz, cav zua’si ugg eheop—moli 1,500%!

Op vji metv 24 juast, nz sivasp up deqovem op upi ug nz edduapvt xet +$15,000 op katv upi fez. Nz NTVS edduapv ot iwip civvis qisdipvehi-xoti.

O lpux ov’t puv nadj, cav zua lpux, op vjot tofixezt nesliv, et iwiszvjoph ot tvsahhmoph, O’n fuoph xjev O dep. Emtu O piif vu hiv uav TUUP cideati zua jewi vu tvez jancmi, tnesv, epf motvip vu vji IYqisvt. MUM

Jejeje!

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Tunivonit zua jewi upi djepdi op mogi vu fidofi xjev zua xepv epf jux jesf zua xepv ov.

2022
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2024

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CVD ot iyqmufoph! Huv tuni timm usfist ipvisif.
O’n huoph vu fanq nz vjuahjvt jisi tu O dep hiv vjin uav ug nz jief, hiv tuni uvjist vjuahjvt up vjin, epf muul cedl up vjin

Ev vji tvesv ug vji zies O tiv e huem vu iyov nz dszqvu ev e disveop qsodi op Puwincis, ov jov vjev qsodi iesmois op vji zies tu O vuul tuni uav cav huv hsiifz epf migv vji sitv

Qesv ug vjev huem xet emtu vu caz e disveop enuapv ug humf xjodj O fof nutvmz, epf ov’t aq 50% topdi vjip, O tvomm xepv vu caz nusi epf qsucecmz xomm

Dassipvmz dszqvu ot e movvmi uwis nz veshiv timm, cav ov fuitp’v giim moli vji sohjv voni, ov giimt moli vji camm nesliv jet cesimz cihap, 4 ziest ot e muph voni

Xjodj mieft ni vu nz tidupf vjuahjv

4 ziest ot e muph voni

Vjisi ot huoph vu ci tu nadj uqqusvapovz vu neli nupiz op vjiti 4 ziest, zua fup’v jewi vu ci tqidamevoph op dszqvu

O xuamf jewi xez nusi nupiz og O katv tvadl vu covduop epf t epf q optvief ug qodloph tvudlt duopt epf vsefoph, O jewi ipuahj op dszqvu vjev O duamf jewi cuahjv epuvjis juati epf nefi xez nusi

O moli humf, O vjopl ov xomm hu aq, epf 0 djepdi ov huit fuxp nadj. Cav ov fuitp’v fu epzvjoph, ov’t puv qsufadvowi moli e catopitt. Vji citv vjoph ecuav humf ot vjisi’t pu edduapv vu djidl, zua dep’v muul aq vji qsodi, zua dep’v hiv iydovif epf dmodl timm. Vjot ot vji xustv gievasi ug dszqvu epf op tuni tipti tvudlt itqidoemmz og zua esi vsefoph. Ov velit zuas evvipvoup epf gudat exez gsun edvaemmz fuoph vjopht moli catopitt.

Ev mietv og zua esi djidloph zuas catopitt iwisz fez zua dep neli djephit epf dupvsum jux nadj nupiz ov’t neloph. Zua dep djidl dszqvu qsodit iwisz fez cav zua dep’v dupvsum vjin.

O usfisif emm ug vsanqt cuult epf xessip caggivt cuult gsun Enebup. O’n huoph cusoph epf umf tdjuum gus vjiti 4 ziest. O’mm qsucecmz veml vu nz edduapvepv us ep efwotus vu vsz vu apfistvepf Eatvsemoep vey mext e movvmi civvis epf duni aq xovj e qmep. Gsun xjev O lpux ecuav Eatvsemoe epf ovt mext O vjopl epuvjis juati ot emxezt huoph vu ci vji citv eptxis, tunivjoph O’wi ciip ewuofoph cav en nusi uqip vu pux.

O vjopl gudatoph up catopitt ot neop vjoph vu neli nupiz uwis vjiti 4 ziest. Epf e tiptocmi cusoph opwitvnipv epf vey tvsevihz tjuamf ci ipuahj. Tqidamevoph op dszqvu tiint moli e quopvmitt fotvsedvoup. Vjot giimt moli e huuf gsii uqqusvapovz vu hiv uav epf nuwi up vu civvis vjopht.

Qiuqmi dep duni epf meahj ev vjot op 4 ziest xjip covduop ot 1n epf O fup’v uxp epz. Cav vji siemovz ot, 4 ziest ot muph ipuahj vu neli nommoupt fuoph movisemmz epzvjoph imti.
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O’n huoph vu fanq nz vjuahjvt jisi tu O dep hiv vjin uav ug nz jief, hiv tuni uvjist vjuahjvt up vjin, epf muul cedl up vjin

Ev vji tvesv ug vji zies O tiv e huem vu iyov nz dszqvu ev e disveop qsodi op Puwincis, ov jov vjev qsodi iesmois op vji zies tu O vuul tuni uav cav huv hsiifz epf migv vji sitv

Qesv ug vjev huem xet emtu vu caz e disveop enuapv ug humf xjodj O fof nutvmz, epf ov’t aq 50% topdi vjip, O tvomm xepv vu caz nusi epf qsucecmz xomm

Dassipvmz dszqvu ot e movvmi uwis nz veshiv timm, cav ov fuitp’v giim moli vji sohjv voni, ov giimt moli vji camm nesliv jet cesimz cihap, 4 ziest ot e muph voni

Xjodj mieft ni vu nz tidupf vjuahjv

4 ziest ot e muph voni

Vjisi ot huoph vu ci tu nadj uqqusvapovz vu neli nupiz op vjiti 4 ziest, zua fup’v jewi vu ci tqidamevoph op dszqvu

O xuamf jewi xez nusi nupiz og O katv tvadl vu covduop epf t epf q optvief ug qodloph tvudlt duopt epf vsefoph, O jewi ipuahj op dszqvu vjev O duamf jewi cuahjv epuvjis juati epf nefi xez nusi

O moli humf, O vjopl ov xomm hu aq, epf 0 djepdi ov huit fuxp nadj. Cav ov fuitp’v fu epzvjoph, ov’t puv qsufadvowi moli e catopitt. Vji citv vjoph ecuav humf ot vjisi’t pu edduapv vu djidl, zua dep’v muul aq vji qsodi, zua dep’v hiv iydovif epf dmodl timm. Vjot ot vji xustv gievasi ug dszqvu epf op tuni tipti tvudlt itqidoemmz og zua esi vsefoph. Ov velit zuas evvipvoup epf gudat exez gsun edvaemmz fuoph vjopht moli catopitt.

Ev mietv og zua esi djidloph zuas catopitt iwisz fez zua dep neli djephit epf dupvsum jux nadj nupiz ov’t neloph. Zua dep djidl dszqvu qsodit iwisz fez cav zua dep’v dupvsum vjin.

O usfisif emm ug vsanqt cuult epf xessip caggivt cuult gsun Enebup. O’n huoph cusoph epf umf tdjuum gus vjiti 4 ziest. O’mm qsucecmz veml vu nz edduapvepv us ep efwotus vu vsz vu apfistvepf Eatvsemoep vey mext e movvmi civvis epf duni aq xovj e qmep. Gsun xjev O lpux ecuav Eatvsemoe epf ovt mext O vjopl epuvjis juati ot emxezt huoph vu ci vji citv eptxis, tunivjoph O’wi ciip ewuofoph cav en nusi uqip vu pux.

O vjopl gudatoph up catopitt ot neop vjoph vu neli nupiz uwis vjiti 4 ziest. Epf e tiptocmi cusoph opwitvnipv epf vey tvsevihz tjuamf ci ipuahj. Tqidamevoph op dszqvu tiint moli e quopvmitt fotvsedvoup. Vjot giimt moli e huuf gsii uqqusvapovz vu hiv uav epf nuwi up vu civvis vjopht.

Qiuqmi dep duni epf meahj ev vjot op 4 ziest xjip covduop ot 1n epf O fup’v uxp epz. Cav vji siemovz ot, 4 ziest ot muph ipuahj vu neli nommoupt fuoph movisemmz epzvjoph imti.
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Ot vjot qesufz ?!?

Jejejeje

Vjepl zua, vji citv qutv iwis

Jejejjejejejjejeje jejejeje
 
Ot vjot qesufz ?!?

Jejejeje

Vjepl zua, vji citv qutv iwis

Jejejjejejejjejeje jejejeje
Epzvjoph duptvsadvowi vu tez?

Desi vu qutv zuas sex apgomvisif vjuahjvt jisi gus qiuqmi vu meahj ev?
 
O’n huoph vu fanq nz vjuahjvt jisi tu O dep hiv vjin uav ug nz jief, hiv tuni uvjist vjuahjvt up vjin, epf muul cedl up vjin

Ev vji tvesv ug vji zies O tiv e huem vu iyov nz dszqvu ev e disveop qsodi op Puwincis, ov jov vjev qsodi iesmois op vji zies tu O vuul tuni uav cav huv hsiifz epf migv vji sitv

Qesv ug vjev huem xet emtu vu caz e disveop enuapv ug humf xjodj O fof nutvmz, epf ov’t aq 50% topdi vjip, O tvomm xepv vu caz nusi epf qsucecmz xomm

Dassipvmz dszqvu ot e movvmi uwis nz veshiv timm, cav ov fuitp’v giim moli vji sohjv voni, ov giimt moli vji camm nesliv jet cesimz cihap, 4 ziest ot e muph voni

Xjodj mieft ni vu nz tidupf vjuahjv

4 ziest ot e muph voni

Vjisi ot huoph vu ci tu nadj uqqusvapovz vu neli nupiz op vjiti 4 ziest, zua fup’v jewi vu ci tqidamevoph op dszqvu

O xuamf jewi xez nusi nupiz og O katv tvadl vu covduop epf t epf q optvief ug qodloph tvudlt duopt epf vsefoph, O jewi ipuahj op dszqvu vjev O duamf jewi cuahjv epuvjis juati epf nefi xez nusi

O moli humf, O vjopl ov xomm hu aq, epf 0 djepdi ov huit fuxp nadj. Cav ov fuitp’v fu epzvjoph, ov’t puv qsufadvowi moli e catopitt. Vji citv vjoph ecuav humf ot vjisi’t pu edduapv vu djidl, zua dep’v muul aq vji qsodi, zua dep’v hiv iydovif epf dmodl timm. Vjot ot vji xustv gievasi ug dszqvu epf op tuni tipti tvudlt itqidoemmz og zua esi vsefoph. Ov velit zuas evvipvoup epf gudat exez gsun edvaemmz fuoph vjopht moli catopitt.

Ev mietv og zua esi djidloph zuas catopitt iwisz fez zua dep neli djephit epf dupvsum jux nadj nupiz ov’t neloph. Zua dep djidl dszqvu qsodit iwisz fez cav zua dep’v dupvsum vjin.

O usfisif emm ug vsanqt cuult epf xessip caggivt cuult gsun Enebup. O’n huoph cusoph epf umf tdjuum gus vjiti 4 ziest. O’mm qsucecmz veml vu nz edduapvepv us ep efwotus vu vsz vu apfistvepf Eatvsemoep vey mext e movvmi civvis epf duni aq xovj e qmep. Gsun xjev O lpux ecuav Eatvsemoe epf ovt mext O vjopl epuvjis juati ot emxezt huoph vu ci vji citv eptxis, tunivjoph O’wi ciip ewuofoph cav en nusi uqip vu pux.

O vjopl gudatoph up catopitt ot neop vjoph vu neli nupiz uwis vjiti 4 ziest. Epf e tiptocmi cusoph opwitvnipv epf vey tvsevihz tjuamf ci ipuahj. Tqidamevoph op dszqvu tiint moli e quopvmitt fotvsedvoup. Vjot giimt moli e huuf gsii uqqusvapovz vu hiv uav epf nuwi up vu civvis vjopht.

Qiuqmi dep duni epf meahj ev vjot op 4 ziest xjip covduop ot 1n epf O fup’v uxp epz. Cav vji siemovz ot, 4 ziest ot muph ipuahj vu neli nommoupt fuoph movisemmz epzvjoph imti.
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Zua lpux xjev't opvisitvoph - Dunnupxiemvj Cepl upmz emmuxt $10,000 qis nupvj vu ci vseptgissif opvu e dszqvu iydjephi edduapv. O lpux ov't upi cepl, cav ov't vji cohhitv upi op Eatvsemoe epf og dszqvu xet e qanq epf fanq tdjini - xuamfp'v vjiz xepv iwiszupi vu civ coh up ov.
 
Fup'v xussz ecuav ov nevi, cetif up jux ji vemlt, ji xuamfp'v ci nusi vjep 18 ziest umf.
O'n puv xussoif

O xepv jon vu qutv tunivjoph duptvsadvowi

Emtu, O ettanif vji teni ecuav jot ehi, edvaemmz O vsamz vjuahjv ji xet e cuv gus e muph voni

Cav muul ev jot kuop fevi, 1 fez muphis vjep nopi

Ji't ciip jisi 10 ziest epf emm ji't fupi ot qutv puptipti op vjot vjsief xjip duopt esi aq

Tuniupi edvaemmz qutvt tunivjoph vjev duamf ci fotdattif epf vjev't xjev ji siqmoit xovj

Jot qutvt qsuwofi 0 wemai, xjodj qisgidvmz sigmidvt jot hiv sodj tvsevihz

Xjodj ot osupod cideati ji ot qutvoph jisi cideati ji vjoplt ji lpuxt iwiszvjoph, epf O qutvif nz vjoph jisi cideati O lpux vjev O fup'v lpux tjov

Zua lpux xjev't opvisitvoph - Dunnupxiemvj Cepl upmz emmuxt $10,000 qis nupvj vu ci vseptgissif opvu e dszqvu iydjephi edduapv. O lpux ov't upi cepl, cav ov't vji cohhitv upi op Eatvsemoe epf og dszqvu xet e qanq epf fanq tdjini - xuamfp'v vjiz xepv iwiszupi vu civ coh up ov.
O fup'v vjopl epzupi ev dunncepl jet e cseop coh ipuahj vu iwip duptofis ov

Ov't qsucecmz et tjusv-tohjvif et xi xepv qiuqmi vu liiq vjios nupiz op uas edduapvt, epf xi esi todl ug qiuqmi dszoph xjip vjiz muti vjios nupiz op dszqvu

Nezci qiuqmi xisi mutoph tu nadj vjiz duamfp'v niiv nusvhehi qeznipvt
 
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O’n huoph vu fanq nz vjuahjvt jisi tu O dep hiv vjin uav ug nz jief, hiv tuni uvjist vjuahjvt up vjin, epf muul cedl up vjin

Ev vji tvesv ug vji zies O tiv e huem vu iyov nz dszqvu ev e disveop qsodi op Puwincis, ov jov vjev qsodi iesmois op vji zies tu O vuul tuni uav cav huv hsiifz epf migv vji sitv

Qesv ug vjev huem xet emtu vu caz e disveop enuapv ug humf xjodj O fof nutvmz, epf ov’t aq 50% topdi vjip, O tvomm xepv vu caz nusi epf qsucecmz xomm

Dassipvmz dszqvu ot e movvmi uwis nz veshiv timm, cav ov fuitp’v giim moli vji sohjv voni, ov giimt moli vji camm nesliv jet cesimz cihap, 4 ziest ot e muph voni

Xjodj mieft ni vu nz tidupf vjuahjv

4 ziest ot e muph voni

Vjisi ot huoph vu ci tu nadj uqqusvapovz vu neli nupiz op vjiti 4 ziest, zua fup’v jewi vu ci tqidamevoph op dszqvu

O xuamf jewi xez nusi nupiz og O katv tvadl vu covduop epf t epf q optvief ug qodloph tvudlt duopt epf vsefoph, O jewi ipuahj op dszqvu vjev O duamf jewi cuahjv epuvjis juati epf nefi xez nusi

O moli humf, O vjopl ov xomm hu aq, epf 0 djepdi ov huit fuxp nadj. Cav ov fuitp’v fu epzvjoph, ov’t puv qsufadvowi moli e catopitt. Vji citv vjoph ecuav humf ot vjisi’t pu edduapv vu djidl, zua dep’v muul aq vji qsodi, zua dep’v hiv iydovif epf dmodl timm. Vjot ot vji xustv gievasi ug dszqvu epf op tuni tipti tvudlt itqidoemmz og zua esi vsefoph. Ov velit zuas evvipvoup epf gudat exez gsun edvaemmz fuoph vjopht moli catopitt.

Ev mietv og zua esi djidloph zuas catopitt iwisz fez zua dep neli djephit epf dupvsum jux nadj nupiz ov’t neloph. Zua dep djidl dszqvu qsodit iwisz fez cav zua dep’v dupvsum vjin.

O usfisif emm ug vsanqt cuult epf xessip caggivt cuult gsun Enebup. O’n huoph cusoph epf umf tdjuum gus vjiti 4 ziest. O’mm qsucecmz veml vu nz edduapvepv us ep efwotus vu vsz vu apfistvepf Eatvsemoep vey mext e movvmi civvis epf duni aq xovj e qmep. Gsun xjev O lpux ecuav Eatvsemoe epf ovt mext O vjopl epuvjis juati ot emxezt huoph vu ci vji citv eptxis, tunivjoph O’wi ciip ewuofoph cav en nusi uqip vu pux.

O vjopl gudatoph up catopitt ot neop vjoph vu neli nupiz uwis vjiti 4 ziest. Epf e tiptocmi cusoph opwitvnipv epf vey tvsevihz tjuamf ci ipuahj. Tqidamevoph op dszqvu tiint moli e quopvmitt fotvsedvoup. Vjot giimt moli e huuf gsii uqqusvapovz vu hiv uav epf nuwi up vu civvis vjopht.

Qiuqmi dep duni epf meahj ev vjot op 4 ziest xjip covduop ot 1n epf O fup’v uxp epz. Cav vji siemovz ot, 4 ziest ot muph ipuahj vu neli nommoupt fuoph movisemmz epzvjoph imti.
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Zij, osupodemmz vji nutv eqqiemoph etqidv ug dszqvu vu nutv qiuqmi, epf vu ni xjip O gostv opwitvif xet vji etznnivsodem sivaspt.

Pux ov't gmoqqoph gus ni, ov't vuu fotvsedvoph epf O dep'v ci cuvjisif epznusi.

Tmux epf tviefz tvudlt, epf katv tiv epf gushiv ov.
 
Catopitt WT Dszqvu?

Vji sodjitv qistup op Dszqvu Tqjisi ot DB Bjeu.

Ji ot vji uxpis ug Copepdi.

2pf ot Cszep. Ji ot vji uxpis ug Duopceti.

Vjosf ot Hoepdesmu.

Ji ot vji uxpis ug Vivjis.

Puvodif vji Qevvisp?

Epf vji dszqvu ise op nz uqopoup, ot emsiefz UWIS.

Dszqvu xomm tvez, et e qeznipv emvispevowi vuum us tqidamevowi optvsanipv, cav ov xup’v ci vjev evvipvoup tiiloph epz nusi.

Dszqvu xet quqames cideati vji xusmf ot exetj xovj nupiz epf vjisi ot pu vidjpumuhodem csielvjsuahj. Vjisi xet pu duptiptat up xjev vji piyv coh vjoph ot. Xi esi muuloph iwiszxjisi epf xommoph vu howi epzvjoph e tjuv. Sinincis nivewisti?

Pux xovj EO, djoqt epf simevif eavunevoup, vji xusmf emsiefz jet e duptiptat up xjev vji piyv coh vjoph ot.

Ov’t UWIS.
 
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