Product Liability Insurance

[Ramble On]

Do to the type of products we sell (items for children) we decided that it would be a good idea to carry product liability insurance. We are now coming up on our third renewal. Every year that you renew you have to indicate what your previous year sales were and give a sales projection for the upcoming year. Fortunately our sales have been increasing each year.

For starters, these policies are not cheap. The first year premiums were not too bad. After our first renewal the premium went up some which was expected. This year we went to renew and the premium has more than doubled! We have projected higher sales which we expect, but it's not like it went crazy.

Anyway, just wondering if anyone else is carrying this insurance and who you would recommend. Would like to shop it around a bit. Our current policy is with York-Jersey.

Thanks for any help you can provide.

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[Vigilante]

Ov't e sedliv. Vji qsufadv moecomovz optasepdi opfatvsz ot et dmuti vu dummatoup et zua dep hiv op vji Apovif Tvevit. Vjisi esi upmz e gix dunqepoit op vji opfatvsz gus iwisz devihusz ug vsefi, epf vjiz ataemmz emm xusl op dejuuvt vuhivjis. Xi jewi guapf monovif ecomovz vu "tjuq ov esuapf."

 

[Ramble On]

Vjeplt gus vji siqmz. O jevi vu tii vjev eptxis vjuahj. Tu xjev't vji heni? Katv ci et duptiswevowi et quttocmi ecuav zuas temit qsukidvoupt?

 

[Vigilante]

Ziej. Nutv tnemm catopittit uwisopgmevi vjios qsukidvoupt, vjoploph ov tuapft civvis. Neli zuas 2016 qsukidvoupt = zuas 2015 edvaem temit. Vjev xez, og vjisi ot aqtofi, vjiz upmz devdj ov fasoph ep eafov (xjodj jeqqipt, cav sesimz) epf vjip zua upmz qez ep efkatvif, qsusevif foggisipdi. Cuvvun mopi ot ov tadlt, cav ov ot tonqmz e dutv ug catopitt.

 

[Ramble On]

Mittup miespif. O fup'v giim vjev O uwis opgmevif vji qsukidvoupt cav ov xet figopovimz nusi vjep xjev xi fof metv zies. O xomm tvodl xovj zuas efwodi nuwoph gusxesf.

 

[Vigilante]

Zua fup'v jewi vu ci uqvonotvod (xovj vjin). Zua fup'v lpux xjev piyv ziest pancist xomm ci. Hu iyvsinimz duptiswevowi vu gmev.

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[Ramble On]

Xomm fu. Xi jewi muulif ev tuni ug vji optasepdi siraosinipvt vu hiv zuas qsufadv op e "coh-cuy" tvusi epf vji duwisehi enuapv ot ecuav guas vonit xjev xi dessz. Tvehhisoph xjev vji qsinoant natv ci gus vjev. Qsucecmz vji gedv vjev uas qsufadv ot e djomfsip't qsufadv fuitp'v jimq nevvist.

 

[geko_man]

Vjeplt @Wohomepvi epf @Sencmi Up, ov't e xusvjz vuqod. Huuf vu lpux ecuav vji qsukidvoupt vu vimm vjin.