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  1. 403burnout

    Navigating 401ks, HSA, Roth IRAs, etc.

    INVESTING 
    If you have a business you can pump money into at a higher rate of return than a tax-advantaged account it's a no-brainer to do that. If you don't, then I think you need to evaluate each account on its own merit. IMO there's no reason not to max out a Roth IRA and an HSA if you have the funds...
  2. 403burnout

    Fitness trackers and biometric devices, worth it?

    HEALTH 
    Funny coincidence, but every American is already wearing a wearable electronic data collection device. If the device only gave me a black/white answer of "good sleep" vs "shit sleep" rather than a ranged score of 0-100, then yeah I'd struggle to see the use case as well. Like I said, I've...
  3. 403burnout

    The Quest for a Clearer Mind and Less Digital Assault on my Attention

    MINDSET 
    Curious to hear how the Brick works for you. I've come close to buying one. I've tried a lot of the same things as you (screen time reminders, black and white screen, etc.), and like you I still feel like it isn't enough, or the change is so drastic that it makes my life too inconvenient.
  4. 403burnout

    Fitness trackers and biometric devices, worth it?

    HEALTH 
    I appreciate the perspective. I'm interested in knowing to what degree different lifestyle changes (diet/fasting, bed time, hours slept, etc.) affect overall score over time vs what the specific daily scores are (ie- the stuff my inner compass can tell me.) Of course I could track a lot of...
  5. 403burnout

    Fitness trackers and biometric devices, worth it?

    HEALTH 
    The last thread I found on this is from 2020. I'm curious what people here are using in 2025. I don't currently use one but I want to make the plunge. From the limited research I've done so far my top choice is the Whoop. I don't love the monthly subscription cost but it's not a dealbreaker...
  6. 403burnout

    Rucking. Carrying a backpack full of heavy stuff for long distances.

    HEALTH 
    Finally decided to give this a try this week, 25 lbs for 2 miles. Definitely felt like I could have done more weight but I'm not sure how much I trust a commuter backpack for this. Gonna need something nicer before I throw a whole bag of sand in there. Really enjoyed it as a strength-cardio...
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    IMG_5124.webp

  8. 403burnout

    Help with Car Business

    IDEA SIDE HUSTLE SOCIAL MEDIA 
    You seem to have this expectation that somewhere out there in a hidden corner of the internet there is a perfect roadmap and step-by-step life-changing instructions that will lead you to your dreams. Before you find this information, you are clueless and wandering, but after you find it and...
  9. 403burnout

    Lifestyle Inflation and High Standards of Living

    MINDSET 
    A yacht isn't part of my personal dream but can we not turn this place into Reddit and immediately act like someone is morally bad for wanting to aspire to something better than living in an average apartment their entire life? Reading the thread it doesn't seem like he is ungrateful for the...
  10. 403burnout

    Journey to $10k/mo and Beyond...

    EXECUTION 
    My impression of your typical Redditor whining about not getting dates is a broke neckbeard guy who could stand to lose a few pounds, and wants help bagging girls that look like Sydney Sweeney. Maybe he scrounges together $100 for one call, but no amount of Tinder profile optimization or...
  11. 403burnout

    How Much Is Luck vs Hard Work

    QUESTION 
    I've never heard of it, what is that?
  12. 403burnout

    How Much Is Luck vs Hard Work

    QUESTION 
    Your profile says "Read Unscripted", may want to read it again because I'm like 95% sure this is in the book. Rough summary is to imagine your life choices as different gumball machines. The gumballs inside are different colors representing good, bad, and neutral outcomes. You don't get to...
  13. 403burnout

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    I don't know about this comparison. New cars are lasting longer than ever. The average age of a car on the road goes up every year, and has been for decades. And while electric cars might seem more complex, they really have less moving parts and require less maintenance. Home tech is a whole...
  14. 403burnout

    Your thoughts on my job board idea?

    IDEA 
    To some extent this already exists. The company I work for uses Sparkhire for it, although other platforms might have this function too. They call it a "one way interview" - One-Way Video Interviews | Spark Hire What you are describing does sound a bit different. Sparkhire is not a job board...
  15. 403burnout

    In Honor of “Small Business Week,” Let’s Talk About How Small Business Sucks

    MINDSET 
    The entrepreneur stories I always find the most interesting, but don't usually hear about, are those steps directly after Bezos was packing books in a garage. Like, how did they step up to the next level from that point? After I read TMF for the first time and learned about CENTS, I definitely...
  16. 403burnout

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    I've read that before as well. Pretty sure it is in Walter Isaacson's biography. I think the lesson worth taking from that is that no one's judgement is infallible. Jobs was a genius, but nobody is a genius about everything, and ego can create blind spots.
  17. 403burnout

    Going all in, quitting my job

    MINDSET EXECUTION WEB DESIGN 
    Might be an unpopular opinion here, but I think quitting the job is a mistake. These are all assumptions so tell me if I'm off-base, but I'm guessing that: your father is letting you live at home free or near-free your business has yet to make $1 your job is <40 hrs a week Look at it from his...
  18. 403burnout

    Random Chat, Thoughts, Posts, and/or Rants Thread

    HOT! CHAT 
    Missed opportunity to call this repellent what it is - a value skew.
  19. 403burnout

    Struggling to Stay Consistent with Workouts – Looking for Advice

    HEALTH 
    Yes. One thing that helped me was simplifying it. This is probably sacrilegious to serious gym-goers but it worked for me - I stopped looking up workout plans online and went there without a plan. My only goal was to show up at the gym on the days that I said I would go, and stay there for...
  20. 403burnout

    Opportunities in Food Business Entrepreneurship: Don't Dismiss It.

    NOTABLE! ASSERTION 
    For a lot of people "healthy food" is a plain salad with no dressing that tastes like nothing and is a chore to eat through. It's a very limited view. Then something like Poppi comes along and blows that expectation out of the water. And while Poppi might not meet your definition of healthy...

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