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  1. <john>

    Teen Brothers Started a Side Hustle on Facebook Marketplace That's on Track for $1.2 Million This Year: 'Quit My Job and Went All In'

    Cool, hope they are profitable. Big revenue numbers are vanity metrics. That magazine article is sort of odd / funny to me. It's as if the magazine wanted to optimize SEO for "side hustle" and "quit my job" even though it's not too applicable. I've never heard of a teenager speak in terms...
  2. <john>

    ChatGPT is recommending TMF as the best book to read on wealth creation

    OFF-TOPIC 
    Hence one of the many reasons: I love it I recommend it
  3. <john>

    How Can Time Be Effectively Used Whilst In A Full-Time Job?

    QUESTION 
    I commend your realization to use your free time to build skills and a business and your mindset shift for recognizing the need to do do. Despite what "gurus" promise you by making things sound easy, in my experience it is not. I had to sacrifice almost everything over many years to be able to...
  4. <john>

    Protesting home valuation movement?

    TAXES | REGS 
    It's true. As a teacher for more than 2 decades I had about 4+ bosses at any given time when I taught in public school. 2 Principals, a Department coordinator, and some bean counters from the board of education. I would get conflicting orders from everyone. The entire system seems to be geared...
  5. <john>

    Protesting home valuation movement?

    TAXES | REGS 
    As a public school teacher of 23 years I can confirm this. (I recently quit and couldn't be happier)
  6. <john>

    Starting & Growing A Micro SaaS Business

    SAAS / APPS EXECUTION 
    ditto btw: Content marketing is a worthy goal but man oh man it's like pushing a freight train...it takes a really long time to get any momentum. (I've used it in ecommerce and services, but I have no experience selling saas)
  7. <john>

    What are your rules for your phone usage (especially social media)?

    HEALTH 
    For me the solution has 2 parts: Eliminating distractions (my end) Setting expectations (training other people / their end) My End All Notifications Turned Off - Nada I have 0 email access on my phone (no email app). If I wanted to check email in some strange emergency I would have to log...
  8. <john>

    This website's UX sucks!

    OFF-TOPIC RANT 
    Wrath indeed. And for those of you who didn't get the chance to adjust the forum's styling.... here is what it permanently does to the website for you live on all pages (sorry for my nerdy sense of humor):
  9. <john>

    This website's UX sucks!

    OFF-TOPIC RANT 
    Sorry couldn't resist. For all you nerds and jokesters.... If on Chrome browser use an extension that allows you to input your own Stylesheets/CSS https://chromewebstore.google.com/detail/styler-beta/hbhkfnpodhdcaophahpkiflechaoddoi?pli=1 Then enable the extension, open the input section of...
  10. <john>

    Cold Storage Advice in 2024

    INVESTING 
    This is good information, thank you. I have no interest in ETFs (like most bitcoin believers I think). That wallet choosing link is cool and you have given me some better questions to ask moving forward. I'm sure I will ask more later, but for now I have a bunch more stuff to learn. Thank you.
  11. <john>

    Side hustles that you have or have done

    SIDE HUSTLE 
    Geez, had I known you were going to take that one to heart I should have at least gotten my grammar correct! ''Spend your 168hrs per week wisely so that your future self will BE grateful to your present self.'' There, fixed it. Be well.
  12. <john>

    This website's UX sucks!

    OFF-TOPIC RANT 
    Agreed. Youngsters are coming from the ADHD land of discord. Personally, I do everything in my power to avoid any products or services that use the dreaded discord as a "support forum". Did I mention I hate discord? "But @MJ DeMarco how can I possibly have one hand on a video game...
  13. <john>

    Side hustles that you have or have done

    SIDE HUSTLE 
    Yes, my priorities are certainly geared for business and wealth building. But it all comes at a cost. I've lost many relationships (friends & family) over the years due to my relentless pursuits and excessive viewpoints and emphasis on performance and results overall. That's the path I choose...
  14. <john>

    Side hustles that you have or have done

    SIDE HUSTLE 
    lol I am considered "different" and maybe partially insane by some people. I have been operating under a few guiding principles for the past 2 decades: Invest in myself (skills, health, learning, executing ideas) Delay gratification Recognize wants vs. needs I have been trying businesses and...
  15. <john>

    Cold Storage Advice in 2024

    INVESTING 
    Quick History: I dismissed crypto currencies as a scam for nearly 10 years. Then about 2 years ago I decided to buy a small amount, which I new would force me to get interested and learn more. Since then I've watched loads of youtube videos, read online articles, but once I read the book "The...
  16. <john>

    Side hustles that you have or have done

    SIDE HUSTLE 
    I have 3 side hustles that each have blossomed into low-to-good salaries. But in full disclosure I was used to working 60-80 hours a week 7 days a week. So if most people followed me around for a week they would say "no way, you're crazy, I'm out" by day 3. Side Hustle 1: digital publishing...
  17. <john>

    Health Insurance for Entreprenuer

    OFF-TOPIC 
    It is looking like pre-existing conditions will likely be the deal breaker for using one of the health share plans. I'm not shutting the door completely, but it is looking that way for us older folks who need solid coverage.
  18. <john>

    Health Insurance for Entreprenuer

    OFF-TOPIC 
    I did this several years ago. As a teacher I didn't fall for the 403b scam. I went the HSA + Roth IRA routes. What I did is auto deposit the yearly HSA contribution maximum divided by my pay-periods per year. I then hooked up an approved brokerage to the HSA and periodically move the HSA...
  19. <john>

    Health Insurance for Entreprenuer

    OFF-TOPIC 
    Yes it is covered after year 3. But that's a good question...I suppose they could drop us in year 4 like you suggest.
  20. <john>

    Health Insurance for Entreprenuer

    OFF-TOPIC 
    I just got off the phone with a MPB Health rep. They use a pricing model called "IUA" which is was new to me. It's kind of like a deductible per medical incident in a 12 month period. For me 48 and my wife 50 I got some quotes of: $440/mo $5k IUA $463/mo $2.5k IUA $573/mo $1k IUA They have a...

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