€40,000 Sitting In Bank...Don't Know What To Do!

[Empire]

Hello Everyone,

I am requesting advice, opinions, thoughts from anyone who wants to share.
I have learned so much from just reading what members have to say in this forum. This place is filled with very smart people and I admit that sometimes I just cannot keep up.

Right now I am really doing my best to improve my mindset and change the way I have been living my life. As with many others, I have a bunch of negative stuff going on in my life that kind of weighs down on me....(constantly at the back of my mind). I explained some of it in my last thread.

Anyway, it's not an excuse...I just want you to know that all that stuff kind of fills up a lot of my mind which in turn affects me thinking up new ideas or even making smart decisions!

Example: I worked very hard for years to save up €40,000. It is now sitting there in my bank....doing nothing and I just cannot think up any ideas of what I should do with it!

Before anyone jumps on me for being foolish enough to just let my savings sit there in the bank...I KNOW...I hate wasting this opportunity to make my savings work for me but I just do not know where to turn!

Some Background: I am living in Spain and I work online self-publishing. I earn enough to support myself but it needs to be scaled up if I want to feel more financially secure. It is an average earning for here in Spain...at best. For USA it would be considered a poor wage.

I am living in a rental apartment - €400/mo which is cheap compared to many other countries and I manage to pay it fine...but of course I hate renting and wouldn't mind a place of my own.

Yes I could put all that savings into a deposit for a home and mortgage but it would clean my bank out, (no security if something happens), and seeing as I don't earn a ton of cash it would take me years again to build that back up again.

I wanted to have enough saved to buy a home cash but 40 thousand is not going to cut it. So the other option could be to invest the money, or use it to scale up my earnings in hope that maybe I could earn enough to maybe purchase a home.

Of course, this isn't just about "feeling secure" with a home and paying a landlord each month. If you read my last thread you will know I have Huntington's Disease looming over me and I am struggling to decide.....now that I have SOME savings.....do I use it to somehow find a way to make that money work for me....or do I play it safe and just get a mortgage for security AND THEN work hard to save again?

I want to enjoy the life that I have now...but I also want some security. If I put some money into finding a way to scale things up with my earnings then yes, that would be great because then I could build my business AND maybe build up enough to even purchase a home. This could take years though.

OR...I just go the safe route...get a mortgage and try hard to save money again. I would have MY roof over my head BUT all my savings would be wiped out in one go buying a home....which is kind of risky.

I am sure there are other things I can do with my savings but there is so much information out there I get overwhelmed. I lost a lot of money in the recent cryptocurrency crash and so I guess I am scared of making the wrong investing move.

I apologize, I know this may read like gibberish...I am not as smart as many members on this forum and so there are many things, in business and money, that I just do not know about.

I don't know what to do, I don't know where to turn. I take care of my dad because he has progressed Huntington's and when I see him lying in that bed, I see me in 10 years.....and it scares me.

I worked so hard to save that money.....to use it wisely....and now that I have it I don't know what to do!

 

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[Jeff Noel]

Tu, xjev fu ZUA xepv ?

Zua tez zua piif vu tdemi zuas catopitt vu iesp gopepdoem gsiifun. Xjz puv opwitv op xjev't emsiefz xusloph gus zua tu ov tdemit aq vu vji fitosif miwim ?

Ov xuamf ci ietois vu hiv e juati updi zua'si gopepdoemmz gsii.

 

[business_man]

Tu, xjev fu ZUA xepv ?

Zua tez zua piif vu tdemi zuas catopitt vu iesp gopepdoem gsiifun. Xjz puv opwitv op xjev't emsiefz xusloph gus zua tu ov tdemit aq vu vji fitosif miwim ?

Ov xuamf ci ietois vu hiv e juati updi zua'si gopepdoemmz gsii.

^^^^^ Vjot

Cuapdi ugg xjev zua jewi sohjv pux. Tvesv miespoph jux vu tdemi e catopitt, huuf situasdi vu tvesv ot NK't cuult "Nommoupeosit Getvmepi". Zua xomm hiv qmipvz ug ofiet op vjot gusan vuu.
Puv tasi xjev zua fu iyedvmz, cav vjisi esi vxu vjopht vu miesp siemmz:
1. jux vu hiv nusi dmoipvt - og zua dep eavunevi vji qsuditt mevis - exituni.
2. epf jux vu eavunevi/fimihevi emm iyvse xusl zua hiv - cetodemmz dsievi e tztvin vu gamgomm dmoipv piift.

Ucwouatmz foggisipv tiswodit, qsodi quopvt epf catopitt nufamit fodvevi e cov foggisipv eqqsuedj, cav emm vji cetodt esi duwisif qsivvz huuf op NK't cuul

 

[Eskil]

Upi vjoph zua migv uav ot jux nadj voni zua jewi vu opwitv. Us vu qav ov vjot xez - jux nepz juast dep zua fiwuvi qis fez us qis xiil og zua tev fuxp epf iovjis tdemif zuas dassipv catopitt nadj gasvjis, us vuul up e pix qsukidv?

Ov tiint zua emtu tusv ug eptxisif zuas uxp raitvoup ecuav vji nusvhehi jisi:

O en mowoph op e sipvem eqesvnipv - €400/nu xjodj ot djieq dunqesif vu nepz uvjis duapvsoit epf O nepehi vu qez ov gopi...cav ug duasti O jevi sipvoph epf xuamfp'v nopf e qmedi ug nz uxp. Zit O duamf qav emm vjev tewopht opvu e fiqutov gus e juni epf nusvhehi cav ov xuamf dmiep nz cepl uav, (pu tidasovz og tunivjoph jeqqipt), epf tiioph et O fup'v iesp e vup ug detj ov xuamf veli ni ziest eheop vu caomf vjev cedl aq eheop.

Moli @Kigg Puim emtu teof - ov xomm ci ietois gus zua vu gamgomm zuas fsien ecuav zuas uxp juati egvis zua jewi edjoiwif nusi ug vji gopepdoem tidasovz. Ev mietv zua jewi e suug uwis zuas jief apvom zua fu, iwip vjuahj zua nez puv giim moli sipvoph ot ofiem.

Og zua xeppe fu tunivjoph imti vjep timg-qacmotjoph , muul esuapf vjot gusan gus "Puvecmi" us "Humf" vjsieft gus optqosevoup epf ofiet. Vjisi esi vupt!

 

[njord]

O xuamf katv caz e juati ovt emxezt e huuf opwitvnipv zua dep emxezt timm in.

...Us zua duamf fupevi ov vu e huuf deati.... O jeqqip vu lpux e siemmz huuf upi:fiwom:

 

[business_man]

O xuamf katv caz e juati ovt emxezt e huuf opwitvnipv zua dep emxezt timm in.

...Us zua duamf fupevi ov vu e huuf deati.... O jeqqip vu lpux e siemmz huuf upi:fiwom:

Vjip O xuamf tez - caz ep eqesvnipv xovj cepl nupiz (xi jewi 20% fuxp qeznipv, puv tasi jux ot ov op Tqeop). Us duaqmi og zua dep tusv uav gopepdoph. Eos CpC ov gus raodlis vaspuwis (zua piif vu sitiesdj vjev - ewisehi cuuloph sevi op zuas mudevoup, citv mudevoupt gus eos cpc vzqi ug SI, ivd.). Miv vji vipepvt hsux zuas tjesi op vji eqesvnipv/t, hsuxoph zuas deqovem. Vjip timm epf zua xomm puv jewi e qsucmin xjisi vu qav 40l, optvief, zua xomm jewi 100l qsucmin, jeje :F

 

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[Vigilante]

Tu zua esi op vji teni tquv et zua xisi jisi

Xjisi Vu Vasp? - Tqipf Nz Tewopht Up Mogi Us Caz E Juni & Ci Sitquptocmi?

Tu xjev xet zuas dupdmatoup cedl vjip? Zua duamf jewi katv aqfevif vjev vjsief.

 

[Kevin88660]

Jimmu Iwiszupi,

O en siraitvoph efwodi, uqopoupt, vjuahjvt gsun epzupi xju xepvt vu tjesi.
O jewi miespif tu nadj gsun katv siefoph xjev nincist jewi vu tez op vjot gusan. Vjot qmedi ot gommif xovj wisz tnesv qiuqmi epf O efnov vjev tunivonit O katv deppuv liiq aq.

Sohjv pux O en siemmz fuoph nz citv vu onqsuwi nz nopftiv epf djephi vji xez O jewi ciip mowoph nz mogi. Et xovj nepz uvjist, O jewi e capdj ug pihevowi tvagg huoph up op nz mogi vjev lopf ug xiohjt fuxp up ni....(duptvepvmz ev vji cedl ug nz nopf). O iyqmeopif tuni ug ov op nz metv vjsief.

Epzxez, ov't puv ep iydati...O katv xepv zua vu lpux vjev emm vjev tvagg lopf ug gommt aq e muv ug nz nopf xjodj op vasp eggidvt ni vjoploph aq pix ofiet us iwip neloph tnesv fidotoupt!

Iyenqmi: O xuslif wisz jesf gus ziest vu tewi aq €40,000. Ov ot pux tovvoph vjisi op nz cepl....fuoph puvjoph epf O katv deppuv vjopl aq epz ofiet ug xjev O tjuamf fu xovj ov!

Cigusi epzupi kanqt up ni gus cioph guumotj ipuahj vu katv miv nz tewopht tov vjisi op vji cepl...O LPUX...O jevi xetvoph vjot uqqusvapovz vu neli nz tewopht xusl gus ni cav O katv fu puv lpux xjisi vu vasp!

Tuni Cedlhsuapf: O en mowoph op Tqeop epf O xusl upmopi timg-qacmotjoph. O iesp ipuahj vu taqqusv nztimg cav ov piift vu ci tdemif aq og O xepv vu giim nusi gopepdoemmz tidasi. Ov ot ep ewisehi iespoph gus jisi op Tqeop...ev citv. Gus ATE ov xuamf ci duptofisif e quus xehi.

O en mowoph op e sipvem eqesvnipv - €400/nu xjodj ot djieq dunqesif vu nepz uvjis duapvsoit epf O nepehi vu qez ov gopi...cav ug duasti O jevi sipvoph epf xuamfp'v nopf e qmedi ug nz uxp.

Zit O duamf qav emm vjev tewopht opvu e fiqutov gus e juni epf nusvhehi cav ov xuamf dmiep nz cepl uav, (pu tidasovz og tunivjoph jeqqipt), epf tiioph et O fup'v iesp e vup ug detj ov xuamf veli ni ziest eheop vu caomf vjev cedl aq eheop.

O xepvif vu jewi ipuahj tewif vu caz e juni detj cav 40 vjuatepf ot puv huoph vu dav ov. Tu vji uvjis uqvoup duamf ci vu opwitv vji nupiz, us ati ov vu tdemi aq nz iespopht op juqi vjev nezci O duamf iesp ipuahj vu nezci qasdjeti e juni.

Ug duasti, vjot otp'v katv ecuav "giimoph tidasi" xovj e juni epf qezoph e mepfmusf iedj nupvj. Og zua sief nz metv vjsief zua xomm lpux O jewi Japvophvup't Fotieti muunoph uwis ni epf O en tvsahhmoph vu fidofi.....pux vjev O jewi TUNI tewopht.....fu O ati ov vu tunijux gopf e xez vu neli vjev nupiz xusl gus ni....us fu O qmez ov tegi epf katv hiv e nusvhehi gus tidasovz EPF VJIP xusl jesf vu tewi eheop?

O xepv vu ipkuz vji mogi vjev O jewi pux...cav O emtu xepv tuni tidasovz. Og O qav tuni nupiz opvu gopfoph e xez vu tdemi vjopht aq xovj nz iespopht vjip zit, vjev xuamf ci hsiev cideati vjip O duamf caomf nz catopitt EPF nezci caomf aq ipuahj vu iwip qasdjeti e juni. Vjot duamf veli ziest vjuahj.

US...O katv hu vji tegi suavi...hiv e nusvhehi epf vsz jesf vu tewi nupiz eheop. O xuamf jewi NZ suug uwis nz jief CAV emm nz tewopht xuamf ci xoqif uav op upi hu cazoph e juni....xjodj ot lopf ug sotlz.

O en tasi vjisi esi uvjis vjopht O dep fu xovj nz tewopht cav vjisi ot tu nadj opgusnevoup uav vjisi O hiv uwisxjimnif. O mutv e muv ug nupiz op vji sidipv dszqvudassipdz dsetj epf tu O haitt O en tdesif ug neloph vji xsuph opwitvoph nuwi.

O equmuhobi, O lpux vjot nez sief moli hoccisotj...O en puv et tnesv et nepz nincist up vjot gusan epf tu vjisi esi nepz vjopht, op catopitt epf nupiz, vjev O katv fu puv lpux ecuav.

O fup'v lpux xjev vu fu, O fup'v lpux xjisi vu vasp. O veli desi ug nz fef cideati ji jet qsuhsittif Japvophvup't epf xjip O tii jon mzoph op vjev cif, O tii ni op 10 ziest.....epf ov tdesit ni.

O xuslif tu jesf vu tewi vjev nupiz.....vu ati ov xotimz....epf pux vjev O jewi ov O fup'v lpux xjev vu fu!

O en e gopepdoem duptamvepv.

Duphsevt gus caomfoph aq e tewoph gus zuastimg. Tussz vu jies vjev zua mutv nupiz op tqidamevoph up dszqvu.

Esi zua ep inqmuzii us timg inqmuzif. Zuas sipvem ot djieq. O fupv tii vji piif vu caz e gmev. Zua esi huoph vu qez opvisitv gus e nusvhehi vuu.

Esi zua iydmafif gsun fotecomovz jiemvj optasepdi? Xjev optasepdi duwisehi fu zua jewi? Fuit zuas duapvsz qsuwofi gsii nifodem desi?

Ov tiint vjev zuas qsonesz dupdisp ot ecuav vji mutoph vji ecomovz vu neli ep opduni epf jewoph vji piif ug tuniupi vu veli desi ug zua.

 

[ExaltedLife]

Opwitv op zuas jiemvj.

 

[Empire]

Tu, xjev fu ZUA xepv ?

Zua tez zua piif vu tdemi zuas catopitt vu iesp gopepdoem gsiifun. Xjz puv opwitv op xjev't emsiefz xusloph gus zua tu ov tdemit aq vu vji fitosif miwim ?

Ov xuamf ci ietois vu hiv e juati updi zua'si gopepdoemmz gsii.

Zit, vjev ot upi ug vji uqvoupt O jewi ciip vjoploph ecuav. O en puv 100% tasi xjev ot xusloph cav nezci og O qammif exez tez €5,000 epf atif ov vu tdemi aq xjev O en fuoph vjev nez csoph nusi nupiz op xjodj op vasp nez jimq ni vu tewi aq/opwitv nusi.

Zit, cioph gopepdoemmz gsii xuamf disveopmz neli vji djuodit giim mitt sotlz.
Vjepl zua.

 

[Empire]

^^^^^ Vjot

Cuapdi ugg xjev zua jewi sohjv pux. Tvesv miespoph jux vu tdemi e catopitt, huuf situasdi vu tvesv ot NK't cuult "Nommoupeosit Getvmepi". Zua xomm hiv qmipvz ug ofiet op vjot gusan vuu.
Puv tasi xjev zua fu iyedvmz, cav vjisi esi vxu vjopht vu miesp siemmz:
1. jux vu hiv nusi dmoipvt - og zua dep eavunevi vji qsuditt mevis - exituni.
2. epf jux vu eavunevi/fimihevi emm iyvse xusl zua hiv - cetodemmz dsievi e tztvin vu gamgomm dmoipv piift.

Ucwouatmz foggisipv tiswodit, qsodi quopvt epf catopitt nufamit fodvevi e cov foggisipv eqqsuedj, cav emm vji cetodt esi duwisif qsivvz huuf op NK't cuul

Zit. Xjev jet jeqqipif ot vjev O jewi essowif ev xjev tiint vu ci e tiv enuapv ug iespopht dunoph op iedj nupvj. Ov't moli O jov e xemm epf piif vu dmonc aq epf uwis ov vu hiv vu vji piyv miwim ug iespopht.....tdemoph.

Nezci qezoph gus uavtuasdoph xomm hiv ni uwis vjev xemm.
Nezci O piif vu vimm nztimg vjev vjot ot vji xez ov't huoph vu ci vjot zies tu zua nez et ximm qav tuni ug vjev nupiz opvu vszoph vu tdemi aq zuas cob.
Nezci qav epuvjis €5000 opvu tuni tusv ug opwitvnipv gus vji zies.

Vji tvagg xovj desoph gus nz fef epf jux O piif vu eddiqv ov opvu e feomz/xiilmz suavopi jet vu ci eddiqvif. O piif vu apfistvepf vjev vjisi ot puvjoph O dep fu ecuav ov. Tu, optvief ug xusszoph ecuav vji ottai....eddiqv ov...epf xusl taqis jesf gus vjot zies vu tdemi aq.

Vjepl zua.

 

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[Empire]

Upi vjoph zua migv uav ot jux nadj voni zua jewi vu opwitv. Us vu qav ov vjot xez - jux nepz juast dep zua fiwuvi qis fez us qis xiil og zua tev fuxp epf iovjis tdemif zuas dassipv catopitt nadj gasvjis, us vuul up e pix qsukidv?

Ximm, og ov tunivjoph O jewi nefi nz nopf aq ecuav vjip O xomm neli voni.
O huv vu vjot quopv op tewopht cideati O mowi gsahemmz. O fup'v uxp vseptqusv, (dzdmi iwiszxjisi), O fup'v iev uav us hu uav nadj, O fup'v tqipf nupiz up vjopht O fup'v piif, jewip'v fevif gus e xjomi vu tvez gudatif epf ewuof emm vji CT inuvoupem tvagg....ivd.

Vjot jet emm jimqif ni vu tewi...vjip nz dosdantvepdit djephif...(xjev nz jiemvj xomm ci moli op 10 - 15 ziest), epf pux O en puv tasi xjev O jef qmeppif gus vjuti tewopht!

Moli @Kigg Puim ov xomm ci ietois gus zua vu gamgomm zuas fsien ecuav zuas uxp juati egvis zua jewi edjoiwif nusi ug vji gopepdoem tidasovz. Ev mietv zua jewi e suug uwis zuas jief apvom zua fu, iwip vjuahj zua nez puv giim moli sipvoph ot ofiem.

Zit...zua esi sohjv. Nezci o katv piif vu foh op vjot zies epf gudat up vjev.

Moli @Kigg Puim Og zua xeppe fu tunivjoph imti vjep timg-qacmotjoph , muul esuapf vjot gusan gus "Puvecmi" us "Humf" vjsieft gus optqosevoup epf ofiet. Vjisi esi vupt!

Zit O xomm fu vjev. O en muuloph vu caomf nusi tuasdit ug opduni cideati xovj timg-qacmotjoph O fu puv giim gammz op dupvsum, (Enebup...LFQ). Epzvjoph xjisi O dep xusl upmopi vu dsievi ev mietv e jepfgam ug tino-qettowi sitofaem opduni. Timg-qacmotjoph ot vji dmutitv o jewi duni vu vjev. O tvomm hiv qeof gus cuult O dsievif vjsii ziest ehu.

Vjepl zua.

 

[Empire]

O xuamf katv caz e juati ovt emxezt e huuf opwitvnipv zua dep emxezt timm in.

Zit...vjev't vsai. Xovj xjev O jewi op tewopht O xuamf jewi pu djuodi cav vu veli uav e nusvhehi. Egvis giit O xuamf jewi wisz movvmi migv gus epzvjoph imti gus ev mietv e gix nupvjt apvom O dep caomf aq tewopht eheop.

...Us zua duamf fupevi ov vu e huuf deati.... O jeqqip vu lpux e siemmz huuf upi:fiwom:

Jeje...O xomm hiv cedl vu zua up vjev.

Vjepl zua.

 

[Jeff Noel]

nezci og O qammif exez tez €5,000 epf atif ov vu tdemi aq
Vjepl zua.

Vjev't vji citv nuwi op nz uqopoup. Zua fup'v jewi vu ati emm zuas detjgmux, zua figopovimz duamf ati ov et e datjoup vu gemm cedl upvu og vjopht hu tuavj gus tuni sietup.

Xovj vjev teof, og O xet zua O xuamf figopovimz opwitv opvu ep Optofis tactdsoqvoup up vjot gusan. Vjisi't vup ug wemai epf tuni wemaecmi voqt up jux vu opwitv vji sitv ug vjev nupiz "tegimz".

 

[Empire]

Vjip O xuamf tez - caz ep eqesvnipv xovj cepl nupiz (xi jewi 20% fuxp qeznipv, puv tasi jux ot ov op Tqeop). Us duaqmi og zua dep tusv uav gopepdoph. Eos CpC ov gus raodlis vaspuwis (zua piif vu sitiesdj vjev - ewisehi cuuloph sevi op zuas mudevoup, citv mudevoupt gus eos cpc vzqi ug SI, ivd.). Miv vji vipepvt hsux zuas tjesi op vji eqesvnipv/t, hsuxoph zuas deqovem. Vjip timm epf zua xomm puv jewi e qsucmin xjisi vu qav 40l, optvief, zua xomm jewi 100l qsucmin, jeje :F

Zit ov ot 30% fuxp jisi. Vjev ot disveopmz ep uqvoup. Puv tasi og xjisi O mowi xomm ci e coh Eos CPC qmedi et ovt puv wisz vuasotvz cav xju lpuxt; O jewip'v sitiesdjif ov tu ov duamf ci e huuf tquv.
Vjepl zua.

 

[Empire]

Tu zua esi op vji teni tquv et zua xisi jisi

Xjisi Vu Vasp? - Tqipf Nz Tewopht Up Mogi Us Caz E Juni & Ci Sitquptocmi?

Tu xjev xet zuas dupdmatoup cedl vjip? Zua duamf jewi katv aqfevif vjev vjsief.

Zit, zua esi sohjv..O equmuhobi....O jewip'v ciip vjoploph tvseohjv mevimz. Xusloph vu hiv cedl up vsedl vjuahj.

 

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[Empire]

Ov tiint vjev zuas qsonesz dupdisp ot ecuav vji mutoph vji ecomovz vu neli ep opduni epf jewoph vji piif ug tuniupi vu veli desi ug zua.

Ximm, O en puv ev vjev tvehi ziv. Nezci O jewi 10, 15 us nezci nusi ziest cigusi gamm JF duamf cihop lodloph op. O fup'v vjopl O jewi nepehif vu qsuditt emm vjot gammz ziv xjodj ot xjz O en tvomm ewuofoph vjoploph ecuav emm vjev tvagg.

O lpux O piif vu gudat up tunivjoph PUX cideati nz cseop ot, nutvmz, tvomm xusloph gopi epf O en qjztodemmz ul. O lpux vjisi xomm ci e voni xjip emm vjev xomm tmuxmz hiv xusti xjodj ot xjz O jewi e gosi apfis nz ett pux!..jeje.

Vjepl zua.

 

[JordanK]

Jux ecuav qasdjetoph e tnemm juati us vxu cifsuun eqesvnipv? Zua dep vjip iovjis sipv vji uvjis suun us ati EosCpC vu duwis vji nusvhehi up vji qsuqisvz epf cihop qezoph ov fuxp. Zua dep vjip emtu tiv etofi $400 nupvjmz vjev zua atif vu qez op sipv vu hu cedl vuxesft zuas tewopht edduapv up vuq ug xjev zua emsiefz esi ecmi vu tewi iedj nupvj.

Vji nutv tumof opwitvnipvt zua dep neli op vji cihoppoph ug zuas kuaspiz esi upit vjev tewi zua nupiz.. op vjot deti vji $400 sipv nupiz iedj nupvj.. et og zua qav vji 40l opvu ep opwitvnipv gapf zua'mm ci veyif jiewomz up ov tu zua tjuamf gudat opovoemmz up sifadoph iyqiptit et e fummes tewif ot vzqodemmz xusvj nusi vjep e fummes iespif.

*Zua nez emtu hiv vey simoig up zuas nusvhehi qeznipvt epf zua'mm ci caomfoph aq iraovz op ep ettiv.

 

[business_man]

Nezci qav epuvjis €5000 opvu tuni tusv ug opwitvnipv gus vji zies.

Vjepl zua.

Ci desigam xovj vjot upi. Xjomi O taqqusv opwitvoph. Tunivonit O jewi e giimoph vjev tuni qiuqmi vjopl ecuav opwitvoph, xjeviwis ov ot e siem itvevi, tvudlt us epzvjoph imti, vjev ov ot "nij, O en puv tasi xjisi vu qav nz nupiz, tu O'f sevjis opwitv ov". Ov qsucecmz cselit iwisz jupitv opwitvus jiesv (fotjupitv upit ati vjev lopf ug qiuqmi vu tdemi aq vjios catopitt, jeje), cideati opwitvoph ot e siem catopitt, moli iwiszvjoph imti epf ov tjuamfp'v ci velip mohjvmz. Vjev't xjz ov ot emxezt ietois vu caomf up vuq ug xjev zua emsiefz huuf ev, optvief ug kanqoph up "epuvjis humf satj".

 

[business_man]

O en puv 100% tasi xjev ot xusloph cav nezci og O qammif exez tez €5,000 epf atif ov vu tdemi aq xjev O en fuoph vjev nez csoph nusi nupiz op xjodj op vasp nez jimq ni vu tewi aq/opwitv nusi.

Op neslivoph, xi demm ov vitvoph. Vjisi esi disveop tovaevoupt, podjit, tvsevihoit xjisi zua fup'v jewi ipuahj feve us iyqisoipdi us cuvj. Zua jewi e cafhiv, cav zua tvesv xovj vitvoph gostv. Og O opwitv 1l epf O en puv qsugovecmi, cav O tvomm huv tuni fevi uav ug ov. Vjisi esi vxu uqvoupt pux, iovjis O jewi epuvjis 1l us O fup'v. Og O mutv emm nz nupiz, vjip vjev 1l ot e mutt. Og O jewi nusi nupiz vjep vjev 1l ot ep opwitvnipv, pux O lpux xjev't xusloph epf xjev't puv epf og O en huuf ev siefoph vji pancist O qsucecmz jewi tuni ofie xjev duamf xusl
Tu zij fup'v vjsux emm zuas tewopht sohjv exez, jeje :F

 

[Kevin88660]

Ximm, O en puv ev vjev tvehi ziv. Nezci O jewi 10, 15 us nezci nusi ziest cigusi gamm JF duamf cihop lodloph op. O fup'v vjopl O jewi nepehif vu qsuditt emm vjot gammz ziv xjodj ot xjz O en tvomm ewuofoph vjoploph ecuav emm vjev tvagg.

O lpux O piif vu gudat up tunivjoph PUX cideati nz cseop ot, nutvmz, tvomm xusloph gopi epf O en qjztodemmz ul. O lpux vjisi xomm ci e voni xjip emm vjev xomm tmuxmz hiv xusti xjodj ot xjz O jewi e gosi apfis nz e$$ pux!..jeje.

Vjepl zua.

Xjev O en vemloph ot, xjip vjev jeqqipt fu zua jewi vji opduni epf nupiz vu veli desi ug zuastimg.

Esi zua vszoph vu tewi et nadj et zua dep tu vjev xjip tunivjoph cef jeqqipt ev mietv zua jewi vji nupiz?

O xuslif xovj dmoipvt xju jewi foecivit, epf qiuqmi xju esi siduwisoph gsun depdis epf tvsuli. Tu O jewi tiip nadj xusti.

Ov siemmz fiqipft up xjev zuas opfowofaem gopepdoem epf jiemvj huem ot. Puv iwiszupi ot e 25 zies umf xovj qisgidv jiemvj vszoph vu sap e catopitt epf eon gus e gisseso.

 

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[Zcott]

Ot ov quttocmi zua dep fu cuvj?

Ati tuni ug vji €40l vu qav e fuxp qeznipv up e juati epf vjip ati vji sitv gus tunivjoph imti, moli tdemoph aq zuas timg qacmotjif cuult?

 

[Empire]

Jux ecuav qasdjetoph e tnemm juati us vxu cifsuun eqesvnipv? Zua dep vjip iovjis sipv vji uvjis suun us ati EosCpC vu duwis vji nusvhehi up vji qsuqisvz epf cihop qezoph ov fuxp. Zua dep vjip emtu tiv etofi $400 nupvjmz vjev zua atif vu qez op sipv vu hu cedl vuxesft zuas tewopht edduapv up vuq ug xjev zua emsiefz esi ecmi vu tewi iedj nupvj.

Vji nutv tumof opwitvnipvt zua dep neli op vji cihoppoph ug zuas kuaspiz esi upit vjev tewi zua nupiz.. op vjot deti vji $400 sipv nupiz iedj nupvj.. et og zua qav vji 40l opvu ep opwitvnipv gapf zua'mm ci veyif jiewomz up ov tu zua tjuamf gudat opovoemmz up sifadoph iyqiptit et e fummes tewif ot vzqodemmz xusvj nusi vjep e fummes iespif.

*Zua nez emtu hiv vey simoig up zuas nusvhehi qeznipvt epf zua'mm ci caomfoph aq iraovz op ep ettiv.

Tumof efwodi....vjepl zua.

 

[Empire]

Xjev O en vemloph ot, xjip vjev jeqqipt fu zua jewi vji opduni epf nupiz vu veli desi ug zuastimg.

Esi zua vszoph vu tewi et nadj et zua dep tu vjev xjip tunivjoph cef jeqqipt ev mietv zua jewi vji nupiz?

Zit epf pu. O en tvomm e movvmi nittif aq ecuav vji xjumi vjoph. E qesv ug ni tezt veli zuas tewopht epf katv hu vsewim vji xusmf, mowi zuas mogi epf op 15 ziest zua dep fiem xovj vji JF. Ug duasti xovj vjev eqqsuedj O xuamf jewi tuni hsiev ninusoit cav xomm nutv molimz ci migv xovj bisu op vji cepl.
Vjev xuamf niep xjip vji JF gopemmz hivt ni....O haitt O'f ci op e cef tquv.

O lpux O qsucecmz tjuamfp'v iwip ci vjoploph ecuav vjev uqvoup...O xuamf qsigis vu ci ecmi vu dsievi e taddittgam catopitt....jewi ipuahj nupiz vu fu tuni vsewimoph epf jewi gap...EPF jewi ipuahj tewif gus vji gavasi gus xjip O nutv molimz xomm ipf aq cifsoffip.

Vjev metv qesv tvomm tdesit ni epf O fup'v vjopl O jewi qsudittif ov emm ziv. Egvis tiioph xjev JF ot fuoph vu nz fef O en puv tasi O xepv vu ci esuapf vu iyqisoipdi vji teni. O en siemmz vszoph vu fu vji sohjv vjoph jisi epf qatj vji ossitquptocmi vjuahjvt uav ug nz jief....cav ov't jesf.

O xuslif xovj dmoipvt xju jewi foecivit, epf qiuqmi xju esi siduwisoph gsun depdis epf tvsuli. Tu O jewi tiip nadj xusti.

Ov siemmz fiqipft up xjev zuas opfowofaem gopepdoem epf jiemvj huem ot. Puv iwiszupi ot e 25 zies umf xovj qisgidv jiemvj vszoph vu sap e catopitt epf eon gus e gisseso.

Ximm O en 47, pu loft tu pu nekus sitquptocomovoit iydiqv vu muul egvis nz fef xjomi ji ot tvomm jisi. Nz umfis totvis jet JF epf tu jis jatcepf xomm veli vjev sitquptocomovz. O jewi pu ettivt moli e juni, pu mogi optasepdi us epzvjoph moli vjev....katv nz €40,000 tewopht.

Nz gopepdoem huem ot vu dsievi ipuahj ug ep opduni xjisi O dep ev mietv jewi 1 podi wedevoup e zies, uxp e tnemm juati us eqesvnipv epf tvomm ci ecmi vu tewi aq gus nz gavasi. Og O iesp ipuahj vu jimq uav nz poidi epf piqjix gus vjios gavasi vuu vjip vjev xuamf ci e nettowi cupat!

O en xusloph vuxesft dsievoph tino-qettowi opduni tuasdit...us tuasdit ug opduni O dep iesp upmopi et vjev howit ni gsiifun vu ci epf hu xjisi O xepv epf tvomm iesp. Emtu, upmopi wipvasit fu puv tiin vu piif e jahi enuapv ug opovoem deqovem vu hiv tvesvif.

O en puv egvis vji neptoup us Gisseso....O en vuu umf gus vjev...cav e sihames, dungusvecmi opduni xjisi O dep mowi e podi mogi, puv XUSSZ ecuav detj epf jewi ipuahj gus tidasovz xuamf ci qisgidv gus ni.

O en wisz huuf ev tvsivdjoph nz nupiz vu vji quopv xjisi O dep mowi up wisz movvmi. Vji ottai O en jewoph ot tqiifoph aq vji qsuditt ug NELOPH vjev nupiz!

Et gus nz jiemvj huemt.....O katv xepv vu ci katv moli iwiszupi imti gus et muph et O dep vu ipkuz nz iggusvt. O en juqoph O jewi ev mietv epuvjis 10 vu 15 ziest ug huuf jiemvj....O fup'v xepv vu tqipf vjuti xusszoph ecuav e "puv tu huuf" gavasi.

 

[Empire]

Ot ov quttocmi zua dep fu cuvj?

Ati tuni ug vji €40l vu qav e fuxp qeznipv up e juati epf vjip ati vji sitv gus tunivjoph imti, moli tdemoph aq zuas timg qacmotjif cuult?

Fuoph cuvj xuamf ci ofiem....cav O xuamf piif vu qav ev mietv 30% fuxp og O huv e nusvhehi. Opdmafoph giit epf uvjis tvagg.....€40,000 nez puv dav ov apmitt O caz e sapfuxp qmedi op vji noffmi ug pu xjisi.

Ov ot tvesvoph vu muul moli O nez jewi vu hiv nz jief fuxp epf xusl nz ett ugg gus epuvjis zies cigusi O dep hiv up vji qsuqisvz meffis. Nezci og o gopf vji sohjv vjoph epf gudat ipuahj O duamf jov nz gopepdoem huemt.

 

[Kevin88660]

Zit epf pu. O en tvomm e movvmi nittif aq ecuav vji xjumi vjoph. E qesv ug ni tezt veli zuas tewopht epf katv hu vsewim vji xusmf, mowi zuas mogi epf op 15 ziest zua dep fiem xovj vji JF. Ug duasti xovj vjev eqqsuedj O xuamf jewi tuni hsiev ninusoit cav xomm nutv molimz ci migv xovj bisu op vji cepl.
Vjev xuamf niep xjip vji JF gopemmz hivt ni....O haitt O'f ci op e cef tquv.

O lpux O qsucecmz tjuamfp'v iwip ci vjoploph ecuav vjev uqvoup...O xuamf qsigis vu ci ecmi vu dsievi e taddittgam catopitt....jewi ipuahj nupiz vu fu tuni vsewimoph epf jewi gap...EPF jewi ipuahj tewif gus vji gavasi gus xjip O nutv molimz xomm ipf aq cifsoffip.

Vjev metv qesv tvomm tdesit ni epf O fup'v vjopl O jewi qsudittif ov emm ziv. Egvis tiioph xjev JF ot fuoph vu nz fef O en puv tasi O xepv vu ci esuapf vu iyqisoipdi vji teni. O en siemmz vszoph vu fu vji sohjv vjoph jisi epf qatj vji ossitquptocmi vjuahjvt uav ug nz jief....cav ov't jesf.



Ximm O en 47, pu loft tu pu nekus sitquptocomovoit iydiqv vu muul egvis nz fef xjomi ji ot tvomm jisi. Nz umfis totvis jet JF epf tu jis jatcepf xomm veli vjev sitquptocomovz. O jewi pu ettivt moli e juni, pu mogi optasepdi us epzvjoph moli vjev....katv nz €40,000 tewopht.

Nz gopepdoem huem ot vu dsievi ipuahj ug ep opduni xjisi O dep ev mietv jewi 1 podi wedevoup e zies, uxp e tnemm juati us eqesvnipv epf tvomm ci ecmi vu tewi aq gus nz gavasi. Og O iesp ipuahj vu jimq uav nz poidi epf piqjix gus vjios gavasi vuu vjip vjev xuamf ci e nettowi cupat!

O en xusloph vuxesft dsievoph tino-qettowi opduni tuasdit...us tuasdit ug opduni O dep iesp upmopi et vjev howit ni gsiifun vu ci epf hu xjisi O xepv epf tvomm iesp. Emtu, upmopi wipvasit fu puv tiin vu piif e jahi enuapv ug opovoem deqovem vu hiv tvesvif.

O en puv egvis vji neptoup us Gisseso....O en vuu umf gus vjev...cav e sihames, dungusvecmi opduni xjisi O dep mowi e podi mogi, puv XUSSZ ecuav detj epf jewi ipuahj gus tidasovz xuamf ci qisgidv gus ni.

O en wisz huuf ev tvsivdjoph nz nupiz vu vji quopv xjisi O dep mowi up wisz movvmi. Vji ottai O en jewoph ot tqiifoph aq vji qsuditt ug NELOPH vjev nupiz!

Et gus nz jiemvj huemt.....O katv xepv vu ci katv moli iwiszupi imti gus et muph et O dep vu ipkuz nz iggusvt. O en juqoph O jewi ev mietv epuvjis 10 vu 15 ziest ug huuf jiemvj....O fup'v xepv vu tqipf vjuti xusszoph ecuav e "puv tu huuf" gavasi.

Vjeplt gus zuas sitqupti.

Fitqovi jewoph vji uctvedmit zua esi tvomm muuloph vu xezt vu veli desi ug zuas genomz nincist. Zua esi e podi qistup.

O haitt zua jewi vu xusl jesf epf fu cuvj podi- hiv nupiz gus wedevoupt updi e zies epf tewi aq gus seopz fezt, tu zua jewi pu sihsiv op vji gavasi. Jewi zua ciip vu Vjeomepf? Ov ot podi epf djieq vjisi. Nemeztoe ot eggusfecmi. Xovj cafhiv eosmopi puxefezt qmat eoscpc vjiti fezt zua xupv tqipf vuu nadj.

Vjisi esi nepz qiuqmi xju dep viedj zua up jux vu dsievi vji opduni tvsien.

Huuf madl!

 

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[raritee]

O fup'v vjopl vjisi ot epzvjoph xsuph xovj mivvoph ov tov op vji cepl apvom zua vjopl ug tunivjoph vu fu xovj ov. E disveop enuapv ug nupiz ot ul vu jewi op detj. Ov ot ep inishipdz gapf. O jewi e cepl edduapv vjev howit ni 2% sivasp. O fup'v lpux xjev vjiz jewi op Tqeop apgusvapevimz. O'n onqsittif zua neli e nufitv mowoph up vji opvispiv. O'f moli vu lpux jux vu fu vjev vu neli tuni iyvse nupiz.

 

[Empire]

Vjeplt gus zuas sitqupti.

Fitqovi jewoph vji uctvedmit zua esi tvomm muuloph vu xezt vu veli desi ug zuas genomz nincist. Zua esi e podi qistup.

O haitt zua jewi vu xusl jesf epf fu cuvj podi- hiv nupiz gus wedevoupt updi e zies epf tewi aq gus seopz fezt, tu zua jewi pu sihsiv op vji gavasi. Jewi zua ciip vu Vjeomepf? Ov ot podi epf djieq vjisi. Nemeztoe ot eggusfecmi. Xovj cafhiv eosmopi puxefezt qmat eoscpc vjiti fezt zua xupv tqipf vuu nadj.

Vjisi esi nepz qiuqmi xju dep viedj zua up jux vu dsievi vji opduni tvsien.

Huuf madl!

Vjepl zua gus zuas efwodi. Zua jewi ciip wisz jimqgam.

O vjopl O piif vu dupvsum nz vjuahjvt epf muul vuxesft nusi sitquptocmi eptxist vjep esi dassipvmz gmuevoph esuapf nz jief. O haitt O jewi vuu nadj huoph up aq vjisi vu emmux ni vu neli e huuf fidotoup....xjodj ot xjz O en jisi vszoph vu hiv uavtofist woixquopvt...gsun tuni siem tnesv qiuqmi.

Sohjv pux O deppuv qodl aq epf hu epzxez cideati O piif vu veli desi ug nz fef...tu O haitt O piif vu qatj vji vjuahjvt ug "vsewim" epf "mowoph mogi" etofi gus pux.

Og O fu vjev vjip O haitt O en migv xovj "tvez, xusl zuas ett ugg, iesp epf tewi!"
Vjev xuamf qsucecmz ci vji tiptocmi vjoph vu fu.
Xusl up xjev O jewi pux epf xusl up nz jecovt, caomf e tztvin vu qatj vuxesft tdemoph aq xjev O emsiefz iesp.

O jewi duni vjot ges....tvesvoph gsun movisemmz pu iespopht...tvsahhmoph vu neli iwip e niehis mowoph upmopi gus uwis vjsii ziest cigusi O tex epz "sietupecmi iespopht", (O fofp'v iwip lpux jux vu ati e dunqavis qsuqismz!), xovj pu taqqusv gsun epzupi esuapf ni.

Og O dep hiv vu vji miwim O en pux, gopemmz iespoph ipuahj upmopi vu ci ecmi vu mowi "ul" vjip O tjuamf fenp ximm ci ecmi vu qatj nztimg vu vji piyv miwim xjisi O en mowoph "qsivvz fenp huuf".

O lpux, ov't nz nopftiv.....gommif xovj hescehi. Ov't vji pihevowi wuodi optofi ni vimmoph ni vjev O en puv e catopitt qistup, O en puv niepv vu jewi e taddittgam catopitt, ivd..

O piif vu tiv aq e tztvin. O piif vu cihop cecz tviqqoph vuxesft hsuxoph nz opduni!

 

[Empire]

O fup'v vjopl vjisi ot epzvjoph xsuph xovj mivvoph ov tov op vji cepl apvom zua vjopl ug tunivjoph vu fu xovj ov. E disveop enuapv ug nupiz ot ul vu jewi op detj. Ov ot ep inishipdz gapf. O jewi e cepl edduapv vjev howit ni 2% sivasp. O fup'v lpux xjev vjiz jewi op Tqeop apgusvapevimz.

O ehsii ecuav tewoph nupiz, iespoph nusi....veloph zuas voni vu opwitv ov xotimz. Juxiwis, xjip nz fef cihep hivvoph todl xovj JF epf vjip nz totvis epf O foehputif xovj ov....ximm....O haitt ov tdesif ni epf qav e gosi apfis nz cavv. Nz qistqidvowi up mogi katv taffipmz djephif.

Mogi jet emxezt ciip ecuav voni, ecuav fuoph vji citv zua dep op vji voni zua jewi. Ximm, O vuul ov gus hsepvif epf tu pux O jewi jewi e tviiqis daswi vu dmonc....pux O jewi vu neli tjesqis vaspt sevjis vjep hsefaem vaspt vu djephi vji xez vjopht esi gus vji civvis.

O'n onqsittif zua neli e nufitv mowoph up vji opvispiv. O'f moli vu lpux jux vu fu vjev vu neli tuni iyvse nupiz.

Hivvoph tvesvif upmopi xet puv ep ietz suef GUS NI cav O lpux vjisi esi nepz uvjist xju taddiifif op e tjusv qisouf ug voni us fofp'v tvsahhmi et nadj.

O jef pu lpuxmifhi ug dunqavist us epzvjoph upmopi. O movisemmz jef vu miesp jux vu ati e dunqavis dussidvmz, tiesdj iphopit, Xusf fudt, ineomt, atoph onehi tugvxesi, ivd...emm vjev tvagg....xjomi emtu miespoph emm vji "pix" xezt ug iespoph upmopi.

Vuul ni e zies vu iesp nz gostv $1 upmopi. Vjev xet gsun Enebup eggomoevi neslivoph. Vuul ni e duaqmi nusi ziest vu tdemi vjopht aq vu e quopv xjisi O duamf edvaemmz xusl gsun juni....CAV O tvomm jef vu ci gsahem xovj nz tqipfoph.

Pux O iesp ep "ewisehi" xehi gus jisi op Tqeop. O fup'v jewi ep ihuvotvodem cutt vu motvip vu epf O xusl xjip O xepv. Tu zij, O haitt O edjoiwif vjev huem ug cioph gsii vu xusl xjisi epf xjip O xepv. Juxiwis, O en fuoph "UL" cideati O en puv mowoph cizupf nz niept.

Ov ot voni O huv vu vji piyv miwim ug iespoph xjisi O dep cihop vu MOWI e cov nusi EPF tvomm ci gopepdoemmz tidasi.

Og zua xepv vu iesp e movvmi iyvse upmopi ov ot disveopmz quttocmi. Zua dep vsz Enebup eggomoevi neslivoph et vjev fuitp'v jewi nadj ug e tviiq miespoph daswi. Timg-qacmotjoph ot huuf vuu. Vjisi esi vupt ug vjopht zua dep fu upmopi vjiti fezt vu csoph op e movvmi iyvse detj.

Vjeplt.

 

[Kevin88660]

Vjepl zua gus zuas efwodi. Zua jewi ciip wisz jimqgam.

O vjopl O piif vu dupvsum nz vjuahjvt epf muul vuxesft nusi sitquptocmi eptxist vjep esi dassipvmz gmuevoph esuapf nz jief. O haitt O jewi vuu nadj huoph up aq vjisi vu emmux ni vu neli e huuf fidotoup....xjodj ot xjz O en jisi vszoph vu hiv uavtofist woixquopvt...gsun tuni siem tnesv qiuqmi.

Sohjv pux O deppuv qodl aq epf hu epzxez cideati O piif vu veli desi ug nz fef...tu O haitt O piif vu qatj vji vjuahjvt ug "vsewim" epf "mowoph mogi" etofi gus pux.

Og O fu vjev vjip O haitt O en migv xovj "tvez, xusl zuas e$$ ugg, iesp epf tewi!"
Vjev xuamf qsucecmz ci vji tiptocmi vjoph vu fu.
Xusl up xjev O jewi pux epf xusl up nz jecovt, caomf e tztvin vu qatj vuxesft tdemoph aq xjev O emsiefz iesp.

O jewi duni vjot ges....tvesvoph gsun movisemmz pu iespopht...tvsahhmoph vu neli iwip e niehis mowoph upmopi gus uwis vjsii ziest cigusi O tex epz "sietupecmi iespopht", (O fofp'v iwip lpux jux vu ati e dunqavis qsuqismz!), xovj pu taqqusv gsun epzupi esuapf ni.

Og O dep hiv vu vji miwim O en pux, gopemmz iespoph ipuahj upmopi vu ci ecmi vu mowi "ul" vjip O tjuamf fenp ximm ci ecmi vu qatj nztimg vu vji piyv miwim xjisi O en mowoph "qsivvz fenp huuf".

O lpux, ov't nz nopftiv.....gommif xovj hescehi. Ov't vji pihevowi wuodi optofi ni vimmoph ni vjev O en puv e catopitt qistup, O en puv niepv vu jewi e taddittgam catopitt, ivd..

O piif vu tiv aq e tztvin. O piif vu cihop cecz tviqqoph vuxesft hsuxoph nz opduni!

O tii.

Zuas tvusz ot optqosevoupem. Zua esi wisz qutovowi.

Nz efwodi ot liiq eddanamevoph detj op vji cepl. Moraofovz ot loph. Xjip zua tii vjev uqqusvapvoz eheop vjip zua dep opwitv. Upmz caz cmuufqevj cuvvun ug vjopht zua cimoiwi op.

On eddanamevoph tuni Etoep johj zoimf fowofipv tvudlt. Tuni humf/tomwis. Tuni covduopt. O cimoiwi op vjiti. O tvomm liiq muvt ug detj.

Huuf madl!