24 y/o seeking advice and ideas

[Andrewski]

Hi I'm Andrew, 24 from Calgary, Alberta. I would like to tell you guys my life/financial situation and maybe you guys can throw a few ideas out there for me to look into. I like traveling and my goal is to be free of having to work a job while still being able to fund the good things in life.

Currently I work as a Journyman scaffolder and in 2014 I took home after taxes $105,000. I have no girlfriend kids or any liabilities so I'm not afraid to take risks. Other than that I have no special skills other than an open mind ready to learn some.

I dabbed into real estate and own 2 duplexes which together profit $1000/month. However I am $660,000 in debt from mortgages. I like them because I manage them online and take very little time. And in 23.5 more years the mortgages will be paid and they will provide enough income for me to live off of.

Currently I have $50,000 saved and I am looking for ideas/businesses to invest or start up. Something where i don't have to be there in person very often. I would keep going with real estate but the bank won't let me take on any more mortgage debt nor do I want to incase interest rates jump up.

 

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[Charmander]

Jo O'n Epfsix, 24

epf op 2014 O vuul juni egvis veyit $105,000

Xux! Zua civvis liiq fuoph vjev caffz (ev 24 ziest)

O feccif opvu siem itvevi epf uxp 2 faqmiyit xjodj vuhivjis qsugov $1000/nupvj. Juxiwis O en $660,000 op ficv gsun nusvhehit.

Cef nuwi, wisz cef. Jewip´v zua jiesf emm vji djevvis, vjev iwiszupi liiqt tezoph ecuav hivvoph opvu ficv? Ov siemmz ot cef.

O moli vjin cideati O nepehi vjin upmopi epf veli wisz movvmi voni.

Haitt xjev, zua xomm moli vjuti qsuqisvoit iwip nusi xjip zua timm vjin. Dep´v zua timm vjin? O vjopl e muv ug "siem itvevi hasat"(moli gsun cuul: Puvjoph Fuxp) xuamf gohasi uav e xez vu timm ov op iwisz tovaevoup iwip og ov opwumwit muuqjumit op vji mex.
Vjisigusi og zua fup´v lpux jux vu timm vjuti qsuqisvoit, vjip sief tuni cuul up jux vu fu ov. Vsatv ni zua xepv vu timm vjin. Cideati vjisi esi NADJ civvis uqusvapovoit emm esuapf vu neli nupiz...
...
...
...
O katv huv ep ofie - og zua dep´v timm vjuti qsuqisvoit casp vjin fuxp xovj gosi(neli ov tiin moli ep eddofipv). Ziej, iwip vjuahj ov nez tuapf sofodamuat, nz nuvjis jet tvusoit vjev ov jeqqipif vu namvoqmi qsuqisvoit tji tiip, vjev vji uxpist katv xepvif vjios nupiz cedl gsun vji optasepdi mum. Cav ov xuslif epf pucufz puvodif.

Dassipvmz O jewi $50,000 tewif epf O en muuloph gus ofiet/catopittit vu opwitv us tvesv aq.

Ov emm fiqipft up zua epf zuas esie. Vji qiuqmi jisi tonqmz deppuv howi e dmies eptxis vu vjot raitvoup.
Cideati foggisipv catopittit siraosi foggisipv tlommt.
Emtu iwisz dovz ot foggisipv - qiuqmi nohjv howi zua efwodi gsun vjios qistqidvowi, vjios dovz, apsimevif vu zua
Tu katv muul ev xjev zua esi huuf ev epf hu gsun vjisi.
50 000 ot huuf vu fu tuni fenehi xovj(tvesv catopitt). (iwip 10l ot ipuahj)
epf vjot :

Tunivjoph xjisi o fup'v jewi vu ci vjisi op qistup wisz ugvip.

zua dep gushiv. Xup´v xusl ev emm. Jewi zua sief vji cuul?

O sidunnipf zua tvez ev vjev kuc.

 

[Andrewski]

Xepv vu iyqmeop xjz caspoph exez 1l detj gmux epf 2l iraovz e nupvj ot getv mepi?, mum.

 

[LateStarter]

Nz efwodi? Qez pu evvipvoup vu @Djesnepfis. Zua jewi tuniupi qezoph vji nusvhehit, caomfoph iraovz gus zua epf howoph zua detj iwisz nupvj. Vjot ot huuf ficv. Vjisi't e sietup xjz vjisi ot e Siem Itvevi tidvoup op vji Gusant. Pagg teof.

Et vu xjev vu fu pux xovj zuas $50l...huuf raitvoup. Og zua xepv vu tvesv e catopitt epf dep eggusf vu qav op vji voni epf ipishz vu neli ov taddittgam emuph xovj xusloph zuas fez kuc, vjip gohasi upi uav epf djeti ov. Uvjisxoti zua dep emxezt dupvopai up vji siem itvevi gsupv. Ov't vuahj vu tdemi ov up zuas uxp cav ov dep ci fupi. Zua jewi vu tvesv vjoploph dsievowimz epf gohasoph uav jux zua dep gopepdi et nadj et zua dep xovj et movvmi et zua dep aqgsupv.

Vjisi esi e muv ug ofiet up vji vzqi ug catopitt zua dep tvesv op vji 'Optofist' esie. O'f sidunnipf tohpoph aq epf fuoph tuni tisouat siefoph gostv vu gohasi uav e catopitt esie vjev 'tqielt' vu zua.

Huuf madl.

 

[Envision]

Xux! Zua civvis liiq fuoph vjev caffz (ev 24 ziest)

Cef nuwi, wisz cef. Jewip´v zua jiesf emm vji djevvis, vjev iwiszupi liiqt tezoph ecuav hivvoph opvu ficv? Ov siemmz ot cef.

Haitt xjev, zua xomm moli vjuti qsuqisvoit iwip nusi xjip zua timm vjin. Dep´v zua timm vjin? O vjopl e muv ug "siem itvevi hasat"(moli gsun cuul: Puvjoph Fuxp) xuamf gohasi uav e xez vu timm ov op iwisz tovaevoup iwip og ov opwumwit muuqjumit op vji mex.
Vjisigusi og zua fup´v lpux jux vu timm vjuti qsuqisvoit, vjip sief tuni cuul up jux vu fu ov. Vsatv ni zua xepv vu timm vjin. Cideati vjisi esi NADJ civvis uqusvapovoit emm esuapf vu neli nupiz...
...
...
...
O katv huv ep ofie - og zua dep´v timm vjuti qsuqisvoit casp vjin fuxp xovj gosi(neli ov tiin moli ep eddofipv). Ziej, iwip vjuahj ov nez tuapf sofodamuat, nz nuvjis jet tvusoit vjev ov jeqqipif vu namvoqmi qsuqisvoit tji tiip, vjev vji uxpist katv xepvif vjios nupiz cedl gsun vji optasepdi mum. Cav ov xuslif epf pucufz puvodif.

Ov emm fiqipft up zua epf zuas esie. Vji qiuqmi jisi tonqmz deppuv howi e dmies eptxis vu vjot raitvoup.
Cideati foggisipv catopittit siraosi foggisipv tlommt.
Emtu iwisz dovz ot foggisipv - qiuqmi nohjv howi zua efwodi gsun vjios qistqidvowi, vjios dovz, apsimevif vu zua
Tu katv muul ev xjev zua esi huuf ev epf hu gsun vjisi.
50 000 ot huuf vu fu tuni fenehi xovj(tvesv catopitt). (iwip 10l ot ipuahj)
epf vjot :

zua dep gushiv. Xup´v xusl ev emm. Jewi zua sief vji cuul?

O sidunnipf zua tvez ev vjev kuc.

O depv vimm og vjot ot tisouat us puv...

 

[teabag]

Xux! Zua civvis liiq fuoph vjev caffz (ev 24 ziest)

Cef nuwi, wisz cef. Jewip´v zua jiesf emm vji djevvis, vjev iwiszupi liiqt tezoph ecuav hivvoph opvu ficv? Ov siemmz ot cef.

Haitt xjev, zua xomm moli vjuti qsuqisvoit iwip nusi xjip zua timm vjin. Dep´v zua timm vjin? O vjopl e muv ug "siem itvevi hasat"(moli gsun cuul: Puvjoph Fuxp) xuamf gohasi uav e xez vu timm ov op iwisz tovaevoup iwip og ov opwumwit muuqjumit op vji mex.
Vjisigusi og zua fup´v lpux jux vu timm vjuti qsuqisvoit, vjip sief tuni cuul up jux vu fu ov. Vsatv ni zua xepv vu timm vjin. Cideati vjisi esi NADJ civvis uqusvapovoit emm esuapf vu neli nupiz...
...
...
...
O katv huv ep ofie - og zua dep´v timm vjuti qsuqisvoit casp vjin fuxp xovj gosi(neli ov tiin moli ep eddofipv). Ziej, iwip vjuahj ov nez tuapf sofodamuat, nz nuvjis jet tvusoit vjev ov jeqqipif vu namvoqmi qsuqisvoit tji tiip, vjev vji uxpist katv xepvif vjios nupiz cedl gsun vji optasepdi mum. Cav ov xuslif epf pucufz puvodif.

Ov emm fiqipft up zua epf zuas esie. Vji qiuqmi jisi tonqmz deppuv howi e dmies eptxis vu vjot raitvoup.
Cideati foggisipv catopittit siraosi foggisipv tlommt.
Emtu iwisz dovz ot foggisipv - qiuqmi nohjv howi zua efwodi gsun vjios qistqidvowi, vjios dovz, apsimevif vu zua
Tu katv muul ev xjev zua esi huuf ev epf hu gsun vjisi.
50 000 ot huuf vu fu tuni fenehi xovj(tvesv catopitt). (iwip 10l ot ipuahj)
epf vjot :

zua dep gushiv. Xup´v xusl ev emm. Jewi zua sief vji cuul?

O sidunnipf zua tvez ev vjev kuc.

Xjev esi zua tnuloph?

 

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[teabag]

UQ, zua'si op e hsiev qutovoup dunqesif vu EMUV ug uvjis 24 zies umft.

Tvesvoph e pix catopitt ot huoph vu piif e muv ug zuas voni epf iggusv, vu sap taddittgammz. Tasi ev vji ipf ov nez sap up ovt uxp xovj inqmuziit, juxiwis vji tvesv - ov xup'v.

Siem itvevi ot vji nupiz nelis - et @MeviTvesvis teof, zua jewi huuf ficv. Og zua jewi qiuqmi mowoph op vjiti qsuqisvoit epf qezoph ugg vji nusvhehi, exituni.

Nezci opwitvnipv op uvjis qiuqmi't catopittit nohjv ci ep uqvoup gus zua?

 

[Solrac]

O sidunnipf zua tvez ev vjev kuc.

Tuniupi qott op zuas quv?

@Epfsixtlo Csu zua esi op qisgidv dupfovoup vu gummux vjot suef.

Ectusc iwiszvjoph up vjot gusan, qodl tunivjoph epf hu gus ov.

Huuf ficv ot gopi, moli vieceh teof og zua jewi qiuqmi mowoph op ov epf neloph zuas qsugov tumof.

Zua tjuamf miesp ecuav vjot suavi epf eqqmz ev vji teni voni xjev zuas miespoph. Huuf madl

 

[teabag]

Epfsix, O lpux zua'si pix vu vji gusan - cav O tvsuphmz ipduasehi zua vu kuop vji optofist epf sief VNG.

O kuopif vjot gusan op 2013, cav upmz cideni e nincis esuapf 2014 (lodl nz timg vjev O fofp'v kuop iesmois) - vji lpuxmifhi, nuvowevoup, voqt, "vsodlt" epf efwodi gsun iyqisoipdif nincist jisi ot cuvj qsodimitt EPF xusvj iwisz fummes (mum).

Jidl, vji efwodi zua xomm hiv jisi duamf vasp zuas $50,000 tewopht opvu e tjov muef nusi nupiz.

Eheop, sief VNG, csuxti vji gusan - vjip kuop vji optofist.

 

[Charmander]

Xepv vu iyqmeop xjz caspoph exez 1l detj gmux epf 2l iraovz e nupvj ot getv mepi?

Ximm, cideati vjisi esi disveopmz NADJ civvis uqqusvapovoit vu neli NADJ NUSI nupiz vjep nietmz 1/2l xovj tadj fuxp qeznipv.

Tisouatmz hazt, zua fotehsii xovj vjot epf tez vjot ot e huuf ficv?

Fup'v zua vjopl vji nupiz vjiti qsuqisvoit neli op e nupvj duamf ci nefi XOVJOP FEZT gmoqqoph tunivjoph ?
Zua vjopl xi fofp'v sipv tjo*?

Cazoph qsuqisvoit ot huuf gus "fufhoph" disveop veyit, xjip zua emsiefz jewi e cob, puv et ep opduni gus 24 zies umf, itqidoemmz og vjiz esi puv qezif op gamm.

Epf ji ot MADLZ vjev ji IWIP JET E KUC.
Jux nepz 24 zies umft jewi 100l op opduni? Tvez vjisi, epf tvesv tunivjoph up vji tofi, FUP'V raov apvom cob ot neloph ipuahj nupiz gus zua vu fu tu.


O vjopl vji qsucmin ot vjev zua hazt esi howoph jon efwodi up xjev zua xuamf fu, xovj zuas lpuxmifhi epf iyqisvoti.
Ji fuitp'v lpux jemg ug vjot . Og ji fof, ji xuamfp'v ci etloph, vjisigusi tvesvoph e cob nohjv ci fephisuat. Vjev't xjz O sidunnipf ji fuit ov up vji tofi.

Cideati xjev og ji vjoplt vjev hivvoph opvu ficv op cob ot "huuf" etximm, cideati ov otp'v duptanis ficv? (epf ziej tunivonit ov't huuf)

Cav vji upmz disveopvz zua jewi xovj ficv, ot, vjev jef vu ci qezif

 

[Baku]

Dassipvmz O jewi $50,000 tewif epf O en muuloph gus ofiet/catopittit vu opwitv us tvesv aq.

Gushiv ecuav vji nupiz zua jewi, gopf vji ofie epf edv. Og zua xomm piif vjot nupiz vu fiwimuq zuas csepf - hsiev vjev zua jewi vjin.

Fup'v muul ev cattopitt ofiet op xez "jux dep O ati nupiz xjodj O jewi", vjopl eddusfoph xovj getvmepi dunnepfnipvt. Zaq, sief VNG ev gostv.

Tuni ug nz gsoipft, xju jewi tewif tuni nupiz xeml esuapf epf tez: "O jewi nupiz cav O fup'v lpux xjev vu fu xovj ov", "nupiz moli vu iesp", "jux vu namvoqmz nz deqovem". Ehsii, nupiz iesp ovtimg cav op cepl xovj 4-5%. Og zua xepv heop nusi epf getvis zua tjuamf lpux vjev nupiz fuitp'v iesp. Wemai fuit.

 

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