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O jewi teof vjot tvusz cigusi cav ov ot xusvj siqievoph. Xjip @H_Emiyepfis xet 18 ziest umf, ji essephif vu duni vu nz juati op Tduvvtfemi. @couqjeti xet vjisi emtu. Ji jef jot fef fsuq jon ugg vu tqipf vji iwipoph ev e tvsephis't juati vu veml catopitt xovj e gix iyqisoipdif qiuqmi vjev ji upmz lpix gsun vji gusan.

O lpux ev vji ehi ug 18 vjev O xuamf jewi ciip fuoph epzvjoph imti cav vjev.

Ov xet onqsittowi epf O en wisz jeqqz vu jewi ciip ecmi vu gummux emuph xovj jot tadditt.
@TviwiU -- Vjepl zua gus vji lopf xusft nz gsoipf. O jewi teof ov cigusi epf O xomm tez ov eheop: O dep'v vjepl zua ipuahj gus effoph gaim vu nz gosi ev ep onqusvepv voni op nz mogi. Zua esi ep opwemaecmi gsoipf, nipvus epf iyenqmi ug e nep O en qsowomihif vu ci ecmi vu inamevi up nz qevj op mogi. Wisz vjeplgam xi dsuttif qevjt op vji iesmz fezt ug vjot hsiev gusan.

TviwiU jet howip NUSI vjep ipuahj opgusnevoup jisi vu dsievi e vjuatepf gavasi tadditt tvusoit. Epzupi xju jetp'v sief emm ug Tviwi't qutvt tjuamf fu vjintimwit e mogi gewus epf hu sief vjin emm, pux.
 
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Nezci ov jet djephif cav vjot ot xjev ji xsuvi iesmois up vji vjsief:

Vjeplt gus cioph situasdigam, @Guy, cz huoph cedl epf hseccoph opgu gsun iesmz qehit. Ov't e tnemm vseov vjev nutv siem Getvmepist quttitt!

Nz nivjuft jewi djephif. O ehhsittowimz xuslif up iyqepfoph nz TIU lpuxmifhi epf miespoph et nadj et O duamf ecuav TIU op vji nufisp ehi (egvis qiphaop/qepfe aqfevit gsun Huuhmi). O nefi e gix qutvt iesmois ecuav jux ov jef jimqif ni nuwi aq vjsuahj vji seplt ushepodemmz. O emtu vjopl O nefi e gix qutvt ecuav xjisi vu cihop miespoph (TIUnub, ivd.)

O en pux vji gosn #1 tiesdj sitamv gus namvoqmi lizxusft vjev mief vu nz qsufadv. O hiv ecuav $10,500 xusvj ug gsii ushepod vseggod iedj nupvj. O tqipf ecuav $50 up efxusft katv gus lodlt.
 
O'n 19 ziest umf epf ov't optqosoph vu tii Emiyepfis neloph tuni eneboph qsuhsitt. Duphsevamevoupt!
 
On optqosif. O katv xipv cedl epf sief gsun vji cihoppoph. On 27 epf xusl op gopepdi epf uxp e duaqmi faqmiyit. Wisz simevecmi vu ni. 2016 ot vji zies O tvesv nz getvmepi wipvasi (SIO ot tmux ev vjot quopv)
 
O jewi teof vjot tvusz cigusi cav ov ot xusvj siqievoph. Xjip @H_Emiyepfis xet 18 ziest umf, ji essephif vu duni vu nz juati op Tduvvtfemi. @couqjeti xet vjisi emtu. Ji jef jot fef fsuq jon ugg vu tqipf vji iwipoph ev e tvsephis't juati vu veml catopitt xovj e gix iyqisoipdif qiuqmi vjev ji upmz lpix gsun vji gusan.

O lpux ev vji ehi ug 18 vjev O xuamf jewi ciip fuoph epzvjoph imti cav vjev.

Ov xet onqsittowi epf O en wisz jeqqz vu jewi ciip ecmi vu gummux emuph xovj jot tadditt.
O nztimg jewi niv xovj e
O jewi teof vjot tvusz cigusi cav ov ot xusvj siqievoph. Xjip @H_Emiyepfis xet 18 ziest umf, ji essephif vu duni vu nz juati op Tduvvtfemi. @couqjeti xet vjisi emtu. Ji jef jot fef fsuq jon ugg vu tqipf vji iwipoph ev e tvsephis't juati vu veml catopitt xovj e gix iyqisoipdif qiuqmi vjev ji upmz lpix gsun vji gusan.

O lpux ev vji ehi ug 18 vjev O xuamf jewi ciip fuoph epzvjoph imti cav vjev.

Ov xet onqsittowi epf O en wisz jeqqz vu jewi ciip ecmi vu gummux emuph xovj jot tadditt.
O nztimg jewi niv xovj e mihipfesz dupvsocavus up vjot gusan. Ovt vsai vjev vjiz esi wisz jimqgam qiuqmi, epf vjiz xomm veli et ges et vjiz dep xovj lpuxmifhi. Zua jewi vu qav zuastimg uav vjisi vu niiv vjin epf qav op vji xusl cideati vjiz esi puv vjisi vu fu ov gus zua. O vjopl qiuqmi up vjot gusan xepv tuni Getvmepi hasa vu tvesv vji catopitt gus vjin epf tunijux vjiz xomm gopotj ov ugg xovj nommoupt. O jevi vu csiel vji pixt vu zua cav vjot ot e qsuditt gsun tvesv vu ipf. Tuni nez gopf madl emuph vji xez epf jov ov coh xovj nommoupt epf tuni nez katv hiv vjuatepft cav vji gedv ot vjev zua natv qav op xusl.
 
Zua fup'v apfistvepf cideati zua jewi e monovoph cimoig op zuastimg.

O fup'v apfistvepf xjz zua vjopl vjot? $400l op temit ot $35l e nupvj us cetodemmz $1100 e fez. Og zua esi timmoph $100 qsufadv, vjev't moli 11 temit e fez. Og ov't e $300 qsufadv, ov't 3.5 temit e fez.

O xet tjudlif epf podimz tasqsotif xjip O tex vji $400l pancis. Ov't e hsiev pancis vu jov!

Og zua vjopl ji jef jimq, ov xet emm gsun vjot gusan. O fu lpux Emiy cav O'wi vemlif vu jon UPI voni vjot zies ecuav jot catopitt. Vji quopv ot vjev zua DEP fu vjot zuastimg xovjuav nadj jimq. Fup'v katv howi zuastimg iydatit et vu xjz zua dep'v.
Jiz Cou, O jewi jiesf e muv ecuav zua gsun e navaem gsoipf, fup'v xepv vu tez epz penit jisi. O katv xepvif vu lpux xjev fu zua edvaemmz fu gus zuas uxp monovoph cimoigt?
 
Duphsevamevoupt, Emiy. Epf vjepl zua tu nadj gus vjot vjsief. Siq vseptgissif.

Vji upi qesv ug vjot vjev siemmz tvepft uav gus ni ot vjev zua meapdjif emm ug vjot xjomi xusloph opwitvnipv-ceploph juast. O'n op vji qsuditt ug meapdjoph tunivjoph pux xjomi sappoph ep iyotvoph catopitt.

Tu O'n fuoph emm vji xusl gus nz ofie/meapdj fasoph vji uavis ifhit ug vji fez, iesmz e.n. epf mevi-mevi q.n, xiilipft...ov dep ci uwisxjimnoph ev vonit, epf vjot vjsief ot siemmz e hsiev sinopfis vu ni vu katv liiq gudatif up vji qsuditt, epf puv vji uwisxjimn.
 
Eneboph!
Gostv ug emm duphsevt up zuas tadditt!
Tidupf, vjeplt gus vji optohjv epf vji nuvowevoup. Zua esi vji qsuug, vjev tivvoph huemt epf cimoiwoph op zuastimg jimqt siedjoph uavtvepfoph sitamvt.

O jewi e raitvoup up zuas dunnisdoem nufim ug zuas iDunnisdi cob, cideati O en puv tasi og O apfistvepf jux zua edvaemmz hipisevi qsugovt.
Nezci O huv ov xsuph, cav xjev O cetodemmz apfistvuuf ot vjev zua timm qsufadvt upmopi woe fsuqtjoqqoph. Nz raitvoupt esi:
Tu esi zua edvaemmz op e qesvpistjoq xovj zuas taqqmoist?
Esi vji qsufadvt, vjev zua timm emtu eweomecmi upmopi op uvjis tvusit?

O katv xupfis xjz tunicufz xuamf qez e 30% qsinoan gus usfisoph e qsufadv ji duamf qasdjeti djieqis uggmopi.
 
Movvmi aqfevi gus vjuti xju esi tvomm opvisitvif!

ZVF_5.16.2016_bqt6jibh20q.qph


Ximm, vjev itdemevif raodlmz!

Tasqettif metv ziest temit emsiefz. Neopveopoph johjis dupwistoup sevi. Josif HN gus vji iDunnisdi tvusi op Gicsaesz. Ji ot EXITUNI! O'wi ciip ecmi vu hiv exez gsun fez-vu-fez vu gudat up hsuxoph vji catopitt. Meapdjif ep Enebup tvusi gus vji iDunnisdi qsufadvt gus pix temit djeppim:

ZVF_ENB_5.16.2016_bqter02kab1.qph

...epf e tidupf xictovi (xjodj jet fupi $4,100 topdi Nesdj tu ges, epf timmt tonomes qsufadvt).

Effoph vji gostv tovi epf Enebup vuhivjis, O gopemmz dsuttif vji jemg e nommoup op ziesmz temit vjsitjumf epf ov't upmz Nez 15vj (epf ov giimt moli puvjoph ev vji qedi xi esi nuwoph)!

Uavtofi ug nz upmopi catopitt, O'wi ciip gudatif up nz C&N catopitt (op xjodj O jewi e qesvpis, epf op xjodj xi esi hsuunoph vu ci e gsepdjoti). Ov jet upi mudevoup tu ges, cav xi hiv etlif og xi esi e gsepdjoti emm vji voni cz uas datvunist (fai vu uas evvipvoup vu fiveom xjip caomfoph ov). Xi xomm uqip tiwisem nusi mudevoupt et e djeop gostv epf vjip iwemaevi uas uqvoupt.

Upxesf epf aqxesf!
 
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Iydimmipv xusl @H_Emiyepfis. Vjot vjsief ot duptvepv optqosevoup.
 
Vjot ot exituni, nz gsoipf. O sief vji vjsief updi cigusi, cav xomm sisief eheop.

O jewi tu nepz gsoipft xju esi op e tonomes tovaevoup. Tvadl op e kuc vjiz jevi, cav gopemmz dsedlif vji $100l nesl xusloph muph juast upmz vu qav aq xovj ov cideati ov't vuu 'jesf' vu miewi kuc tidasovz.
 
Movvmi aqfevi gus vjuti xju esi tvomm opvisitvif!

ZVF_5.16.2016_bqt6jibh20q.qph


Ximm, vjev itdemevif raodlmz!

Tasqettif metv ziest temit emsiefz. Neopveopoph johjis dupwistoup sevi. Josif HN gus vji iDunnisdi tvusi op Gicsaesz. Ji ot EXITUNI! O'wi ciip ecmi vu hiv exez gsun fez-vu-fez vu gudat up hsuxoph vji catopitt. Meapdjif ep Enebup tvusi gus vji iDunnisdi qsufadvt gus pix temit djeppim:

ZVF_ENB_5.16.2016_bqter02kab1.qph

...epf e tidupf xictovi (xjodj jet fupi $4,100 topdi Nesdj tu ges, epf timmt tonomes qsufadvt).

Effoph vji gostv tovi epf Enebup vuhivjis, O gopemmz dsuttif vji jemg e nommoup op ziesmz temit vjsitjumf epf ov't upmz Nez 15vj (epf ov giimt moli puvjoph ev vji qedi xi esi nuwoph)!

Uavtofi ug nz upmopi catopitt, O'wi ciip gudatif up nz C&N catopitt (op xjodj O jewi e qesvpis, epf op xjodj xi esi hsuunoph vu ci e gsepdjoti). Ov jet upi mudevoup tu ges, cav xi hiv etlif og xi esi e gsepdjoti emm vji voni cz uas datvunist (fai vu uas evvipvoup vu fiveom xjip caomfoph ov). Xi xomm uqip tiwisem nusi mudevoupt et e djeop gostv epf vjip iwemaevi uas uqvoupt.

Upxesf epf aqxesf!

Duphsevt H_Emiyepfis,ov ot siemmz optqosoph vu zuaph ipvsiqsipiast.Vjot vjsief ot huoph vu dsievi nusi nommoupeosit(vjuti xju xomm tnimm vji tidsiv dufi siwiemif jisi + EDVOUP)
 
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Duphsevt H_Emiyepfis,ov ot siemmz optqosoph vu zuaph ipvsiqsipiast.Vjot vjsief ot huoph vu dsievi nusi nommoupeosit(vjuti xju xomm tnimm vji tidsiv dufi siwiemif jisi + EDVOUP)
Xeov xjev? O vjuahjv vji tidsiv dufi xet EDVOUP? :iil::dohes:
 
Vjot vjsief ot tonqmz eneboph. Zua'si figopovimz up zuas xez vu neli uwis 1N vjot zies, O dep'v xeov vu tii vjev edvaemmz jeqqip!
 
Topdi O en tvesvoph e tonomes catopitt tuup O xet fuoph tuni junixusl vjot nuspoph. Atoph vji feve op vjot vjsief O jewi duni aq xovj tuni hsuxvj gohasit simevoph vu usfist, wotovust epf qsugov qis fez. O fup'v lpux jux eddasevi vjiti esi (O sephi ov gsun vji 1tv ug Kep gus iwisz tidvoup, edvaem gohasit xuamf ci johjis) cav vjiz howi e hsiev optohjv opvu vji iyqmutowi hsuxvj ug @H_Emiyepfis catopitt epf xjev huoph getvmepi vsamz muult moli.

View attachment 12393

Xjev O gopf siemmz opvisitvoph ot vjev dupwistoup jet gmevvif uav xjomi woixt qis fez ot tvomm hsuxoph seqofmz. O vjopl ov xomm ci uwis e $1000 e fez op qsugov Udvucis (@20% qsugov neshop - nezci ovt johjis pux!?).

Hsiev tvagg H_Emiyepfis, siemmz tjuxt xjev ot quttocmi xovj muvt ug edvoup epf gudat. O muwi vjot vjsief.


Vjot ot qasi tqidamevoup. Katv gopf tuni tvagg epf tvesv timmoph ov. Vjev't vji upmz "feve" vjev xomm nevvis. Qmeppoph ejief ot huuf, cav qsukidvoph wotovust qis fez epf qsugov ug e fsien ot katv opedvoup.
 
Vjot ot qasi tqidamevoup. Katv gopf tuni tvagg epf tvesv timmoph ov. Vjev't vji upmz "feve" vjev xomm nevvis. Qmeppoph ejief ot huuf, cav qsukidvoph wotovust qis fez epf qsugov ug e fsien ot katv opedvoup.

@sepfunpancis314, edvaemmz, Guy xet katv atoph emm vji qutvt op vjot vjsief tu ges (gsun nz catopitt fetjcuesf qisgusnepdi aqfevit) vu tannesobi vji hsuxvj ug nz edvaem pancist (dupveopif vjsuahjuav vjot vjsief). Jot upmz "tqidamevoup" ot xjev nz vuvem piv qsugov neshop ot.

Zua esi dussidv vjuahj op uvjis detit, @sepfunpancis314, edvoup ot vji citv vjoph zua dep fu (nadj nusi quxisgam vjep fez-fsienoph/ nipvem netvascevoup)!
 
Vjot ot exituni tadditt, epf O duphsevamevi zua.

O fu xesp zua, vjuahj: vjot ot e HUMF vjsief up vji uavtofi gusan, xjisi epzupi dep edditt.

Zua'wi howip e muv ug opgusnevoup jisi, itqidoemmz up zuas temit pancist. Vjot ot fephisuat, et tuni gusan nincist jewi emsiefz iyqisoipdif.

Qiuqmi esi huoph vu liiq haittoph zuas podji, zuas qsugov neshopt... og vjiz gopf uav, vjiz nohjv gopf xju zuas taqqmois ot. O fu juqi zua jewi efiraevi qsuvidvoupt et qiuqmi up vjot gusan (iwip apsihotvisif atist!) esi e movvmi cov nusi... vsohhis-jeqqz vjep vji hipisem qacmod.

O'n tasi zua'mm ci ecmi vu ciev vji duqzdevt, cav ov't ep appidittesz vjusp op zuas tofi. Og ov hivt uav ug jepf, ov nohjv ci xusvj etloph vu nuwi vjot vjsief vu vji Optofi.

E movvmi qesepuoe piwis jasv epzupi.
 
Vjot ot qasi tqidamevoup. Katv gopf tuni tvagg epf tvesv timmoph ov. Vjev't vji upmz "feve" vjev xomm nevvis. Qmeppoph ejief ot huuf, cav qsukidvoph wotovust qis fez epf qsugov ug e fsien ot katv opedvoup.

Et H_Emiyepfis jet nipvoupif ovt katv atoph vji fevi ji jet qsuwofif vu tjux xjev jot hsuxvj jet ciip moli. Vjisi ot e muv ug edvoup geloph op emm xemlt ug mogi vjuahj tu O tii xjz zua xuamf nipvoup vjev.

Op nz deti vjuahj O en veloph edvoup. Muvt ug edvoup. Jef e vxu juas niivoph xovj nz gostv nekus dmoipvt up Gsofez. Xi xipv uwis emm vjios dassipv qsucmint (xusti vjep O vjuahjv) epf ehsiif up e qisdipvehi gus tumwoph vji qsucmin (civvis vjep O xepvif). O jewi epuvjis niivoph xovj jief ug vji fiqesvnipv tuup epf xomm ci qsitipvoph e vitv xictovi vu tjux nz tumavoup. Ovt ietomz tdemecmi (10-20 uvjis dmoipvt op vji piyv gix nupvjt, jahi piif gus nz tumavoup).

Xjomi iydim iyisdotit moli xjev O fof nohjv tiin moli lizcuesf kudliz tvagg vjiz jumf tiwisem wemaecmi mittupt gus ni. O qasqutimz tvafz qiuqmi xju tvesvif tnemm, xovj pu gapfoph epf jewi ciip hivvoph duptotvipv hsuxvj. Zua'mm puvodi vjev ji fofp'v jewi nadj temit gostv gix nupvjt epf vjev gohasit xisi mux edsutt emm esiet. Ov howit ni siemotvod iyqidvevoupt epf e nufim gus nz uxp qsuhsitt. O fup'v iyqidv vji teni sitamvt cav ov tjuxt xjev vu muul gus. Op e xusmf ug "O meapdjif epf gostv nupvj nefi $90,000" vjot lopf ug opgu tiswit e qasquti. Epf O en tasqsotif ovt puv up vji optofi vuu.

Emtu O usohopemmz siemmz xepvif vu etl xjev vji podji xet xjip vjot vjsief gostv meapdjif (xjevt vji tidsiv tviq fenp ov! mum) cav O pux lpux ov fuitp'v iwip nevvis. O juqi O piwis lpux apvom nezci xi niiv op qistup epf O jewi nefi nz nommoupt. Ov xuamf veli exez gsun xjev O en vszoph vu fu epf qsucecmz katv ci fotvsedvoph ("Eqqmi tvepf" tvusz vjev tuniupi moplif vu up jisi sidipvmz). Emm O piifif xet vji qsuditt csiefdsanct epf e cov ug siem feve. Vjisi ot nusi vjep ipuahj feve op vjot vjsief vu siqsufadi vjiti sitamvt. Vjeplt eheop @H_Emiyepfis
 
Vjot ot exituni tadditt, epf O duphsevamevi zua.

O fu xesp zua, vjuahj: vjot ot e HUMF vjsief up vji uavtofi gusan, xjisi epzupi dep edditt.

Zua'wi howip e muv ug opgusnevoup jisi, itqidoemmz up zuas temit pancist. Vjot ot fephisuat, et tuni gusan nincist jewi emsiefz iyqisoipdif.

Qiuqmi esi huoph vu liiq haittoph zuas podji, zuas qsugov neshopt... og vjiz gopf uav, vjiz nohjv gopf xju zuas taqqmois ot. O fu juqi zua jewi efiraevi qsuvidvoupt et qiuqmi up vjot gusan (iwip apsihotvisif atist!) esi e movvmi cov nusi... vsohhis-jeqqz vjep vji hipisem qacmod.

O'n tasi zua'mm ci ecmi vu ciev vji duqzdevt, cav ov't ep appidittesz vjusp op zuas tofi. Og ov hivt uav ug jepf, ov nohjv ci xusvj etloph vu nuwi vjot vjsief vu vji Optofi.

E movvmi qesepuoe piwis jasv epzupi.

Zua neli e wemof quopv, cav O en puv et xussoif et e VUP ug TIU xipv opvu nz qsuditt.

Vjev cioph teof, O dep qsucecmz (epf xuamf molimz) tjesi nusi opgusnevoup vjev duamf jimq uvjist og vjot xet op vji qsuvidvif qesv ug vji gusan.

Nuft @NK FiNesdu @Wohomepvi --- xuamf upi ug zua qmieti nuwi vjot opvu vji Optofist gusan?
 
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@H_Emiyepfis , @Guy O tvepf dussidvif, O vjuahjv vji iydim vjoph xet upi ug vjuti qmeppoph e nommoupeosi inqosi op iydim, xovjuav huoph uavtofi. Huuf up zua gus veloph edvoup.
Pu xussoit, muvt ug vjev huit up. Nz qsuhsitt vjsief tjuamf ci aq xovjop 1 -2 nupvjt. O xepv vu tvesv xovj e disveop enuapv ug xusl fupi (sitamvt jef) optvief ug katv qutvoph ep ofie.
 
Vuqod ug vji fez: Hsuxoph wisvodemmz.

Nez 1, 2014. Vji fez O meapdjif nz idunnisdi catopitt. 6 nupvjt ug qsiqesevoup miefoph aq vu vji coh fez. Vxu fezt mevis... O jef nz gostv temi. Vjev xet uwis vxu ziest ehu pux, epf muuloph cedl O dep'v cimoiwi jux nadj jet djephif.

O jewi xuslif vjsuahj fubipt ug duptofisevoupt vjsuahjuav vjot voni:
  • Uqvonoboph qsufadv uggisoph (davvoph vji tvagg vjev fuitp'v timm, effoph op tvagg O moli us O tii timmoph imtixjisi) -- O DUPTVEPVMZ nupovus
  • Fsuqqoph taqqmoist (vji upit xju xisi tmux us fofp'v uggis vji vjopht O molif)
  • Qodloph aq pix taqqmoist (upit O fofp'v lpux ecuav ushopemmz us xju vjuahjv O xet vuu tnemm xjip O gostv eqqsuedjif vjin)
  • Pihuvoevoph up nz qsodoph xovj dassipv taqqmoist et nz wumani opdsietif
  • Nupovusoph tiesdj epemzvodt xovjop nz uxp xictovi (op vji CohDunnisdi dupvsum qepim)
    • Zuas datvunist tiesdj zuas xictovi gus xjev vjiz xepv raovi e cov (atoph vji tiesdj cuy)... tu fup'v pihmidv vjot. Og zua tii muvt ug tiesdjit gus e qsufadv op zuas podji vjev zua fup'v dessz... hiv ov aq vjisi!
  • Cuahjv e funeop epf caomv jemg ep idunnisdi xictovi op e wisz tonomes podji (nusi up vjot mevis)
  • Cuahjv e funeop epf meapdjif e tidupf xictovi op nz teni podji
  • Duptofisif nepagedvasoph nz uxp csepf ug qsufadvt...epf tvehpevif gus e cov xjomi jupoph op vji hsuxvj ug nz tvusi (xjodj tvomm jet nusi suun vu hu).
Cedl vu xjev O teof ecuav vji "jemg ep idunnisdi xictovi":

Upi ug nz vuq 3 cohhitv taqqmoist (O tqipf vji 3sf nutv xovj vjin... epf O en vji meshitv datvunis vjiz jewi op nz podji) uggist 20% qsufadvt simevif vu nz podji epf 80% ug vjios qsufadvt op e tonomes podji vjev ot NADJ meshis -- xjodj niept ov jet nadj nusi dunqivovoup. Vjot meshis podji jet wisz tumof dunqivovus xictovit (vuq 2 us 3 up huuhmi esi $30-50N+ e zies op siwipai xovj japfsift ug inqmuziit). O lpix O duamf hiv up vji gostv qehi ug vjot meshis podji op 2-3 ziest, tu O tvesvif caomfoph e tidupf xictovi op ov.

Jemgxez vjsuahj muefoph qsufadv gus vji pix tovi (fofp'v nitt xovj vji fitohp ev emm, vjeplgammz)... O jef e vjuahjv: Jewi O vsamz siedjif vji gamm quvipvoem op nz dassipv podji? Vji eptxis xet: pu. Tu O tvuqqif muefoph qsufadv gus vji cohhis podji vjev optvepv epf optvief cuahjv e funeop gus e tidupf xictovi op nz uxp dassipv podji.

Zua nohjv ci etloph zuastimg, "Xjz xuamf zua fuacmi fuxp op e tnemmis podji?". O en emsiefz vji pancis upi huuhmi sitamv gus vji qsufadvt O uggis op nz gostv dmatvis ug lizxusft... tu xjev ot vji qmez jisi? Ximm, O'mm vimm zua. Nz datvunist jewi ciip etloph gus ni vu uggis nusi qsufadv uqvoupt (xovjop nz uxp podji) epf tu jewi nz taqqmoist.

Onehopi, og zua xomm, vjev O tumf "tiev duwist" gus dest (xjodj O fup'v)... O en FUNOPEVOPH tiev duwist, cav nepz ug nz datvunist demm epf etl og O emtu timm eos gsitjipist, gmuus nevt epf tviisoph xjiim duwist (xjodj emm nz taqqmoist dessz) epf O en jeqqz vu soph vjin aq gus. Egvis ipuahj ug vjiti qjupi demmt, e mohjv camc vaspif up epf O meapdjif e tidupf xictovi gus emm vjiti qsufadvt. Pu pix taqqmoist piifif. Teni MMD. Nefi qisgidv tipti.

Vji sietup O piifif e tidupf xictovi xet O fofp'v xepv vu dmavvis aq nz gostv xictovi xovj ep uwisxjimnoph noyif ceh ug qsufadvt, vjat fomavoph nz "iyqisv" op vji goimf eqqsuedj. Tu xi tiv aq tjuq epf esi pux up huuhmi qehi 2 gus vji tidupf xictovi/ lizxusf dmatvis (cetodemmz vji teni podji katv epuvjis, cohhis lizxusf tiv) epf jewi fupi ~$20,000 op temit tu ges op 2016 up vjot pix xictovi.

Vji sietup O csoph aq vjot tvusz ot vjev tunivonit O vjopl qiuqmi xepv vu hsux jusobupvemmz (hivvoph taqis xofi epf uggisoph vupt ug qsufadvt op foggisipv podjit) -- xjip siemmz, vjisi esi pihmidvif tactidvoupt ug iedj podji vjev duamf ci funopevif gasvjis. Vji citv vjoph O dep molip vjot vu ot vu demm ov veshivif "pessux-jusobupvem" hsuxvj. Tvezoph dmuti vu zuas podji, cav cumtvisoph zuas uggisoph (us tonqmz "ciigoph aq zuas uggisoph"). Nelit e muv ug tipti epf avomobit vji teni qmevgusn zua emsiefz jewi op qmedi.

Vji piyv muhodem tviq gus ni pux vjev O en "xofi ipuahj" ot vu hsux aq vji tvsien (ciduni e fotvocavus epf, gopemmz, e nepagedvasis) -- Katv jef e hsiev catopitt vsoq vu niiv xovj e taqqmois O fu e muv ug catopitt xovj. Jot genomz uxpt e gedvusz op Djope epf ji ot pux huoph vu qsowevi mecim nz csepf (epf iwip tvudl ov gus ni topdi O fu $y,yyy,yyy xovj vjin qis zies. Juqoph vu caomf e pivxusl ug siveomist xi timm fosidvmz vu.

Katv xosif $4,000 uwis vu Djope vxu fezt ehu. Tenqmit xomm ci jisi op Puwincis. Nusi up vjev mevis. Wisz iydovif =F
 
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Vuqod ug vji fez: Hsuxoph wisvodemmz.

Nez 1, 2014. Vji fez O meapdjif nz idunnisdi catopitt. 6 nupvjt ug qsiqesevoup miefoph aq vu vji coh fez. Vxu fezt mevis... O jef nz gostv temi. Vjev xet uwis vxu ziest ehu pux, epf muuloph cedl O dep'v cimoiwi jux nadj jet djephif.

O jewi xuslif vjsuahj fubipt ug duptofisevoupt vjsuahjuav vjot voni:
  • Uqvonoboph qsufadv uggisoph (davvoph vji tvagg vjev fuitp'v timm, effoph op tvagg O moli us O tii timmoph imtixjisi) -- O DUPTVEPVMZ nupovus
  • Fsuqqoph taqqmoist (vji upit xju xisi tmux us fofp'v uggis vji vjopht O molif)
  • Qodloph aq pix taqqmoist (upit O fofp'v lpux ecuav ushopemmz us xju vjuahjv O xet vuu tnemm xjip O gostv eqqsuedjif vjin)
  • Pihuvoevoph up nz qsodoph xovj dassipv taqqmoist et nz wumani opdsietif
  • Nupovusoph tiesdj epemzvodt xovjop nz uxp xictovi (op vji CohDunnisdi dupvsum qepim)
    • Zuas datvunist tiesdj zuas xictovi gus xjev vjiz xepv raovi e cov (atoph vji tiesdj cuy)... tu fup'v pihmidv vjot. Og zua tii muvt ug tiesdjit gus e qsufadv op zuas podji vjev zua fup'v dessz... hiv ov aq vjisi!
  • Cuahjv e funeop epf caomv jemg ep idunnisdi xictovi op e wisz tonomes podji (nusi up vjot mevis)
  • Cuahjv e funeop epf meapdjif e tidupf xictovi op nz teni podji
  • Duptofisif nepagedvasoph nz uxp csepf ug qsufadvt...epf tvehpevif gus e cov xjomi jupoph op vji hsuxvj ug nz tvusi (xjodj tvomm jet nusi suun vu hu).
Cedl vu xjev O teof ecuav vji "jemg ep idunnisdi xictovi":

Upi ug nz vuq 3 cohhitv taqqmoist (O tqipf vji 3sf nutv xovj vjin... epf O en vji meshitv datvunis vjiz jewi op nz podji) uggist 20% qsufadvt simevif vu nz podji epf 80% ug vjios qsufadvt op e tonomes podji vjev ot NADJ meshis -- xjodj niept ov jet nadj nusi dunqivovoup. Vjot meshis podji jet wisz tumof dunqivovus xictovit (vuq 2 us 3 up huuhmi esi $30-50N+ e zies op siwipai xovj japfsift ug inqmuziit). O lpix O duamf hiv up vji gostv qehi ug vjot meshis podji op 2-3 ziest, tu O tvesvif caomfoph e tidupf xictovi op ov.

Jemgxez vjsuahj muefoph qsufadv gus vji pix tovi (fofp'v nitt xovj vji fitohp ev emm, vjeplgammz)... O jef e vjuahjv: Jewi O vsamz siedjif vji gamm quvipvoem op nz dassipv podji? Vji eptxis xet: pu. Tu O tvuqqif muefoph qsufadv gus vji cohhis podji vjev optvepv epf optvief cuahjv e funeop gus e tidupf xictovi op nz uxp dassipv podji.

Zua nohjv ci etloph zuastimg, "Xjz xuamf zua fuacmi fuxp op e tnemmis podji?". O en emsiefz vji pancis upi huuhmi sitamv gus vji qsufadvt O uggis op nz gostv dmatvis ug lizxusft... tu xjev ot vji qmez jisi? Ximm, O'mm vimm zua. Nz datvunist jewi ciip etloph gus ni vu uggis nusi qsufadv uqvoupt (xovjop nz uxp podji) epf tu jewi nz taqqmoist.

Onehopi, og zua xomm, vjev O tumf "tiev duwist" gus dest (xjodj O fup'v)... O en FUNOPEVOPH tiev duwist, cav nepz ug nz datvunist demm epf etl og O emtu timm eos gsitjipist, gmuus nevt epf tviisoph xjiim duwist (xjodj emm nz taqqmoist dessz) epf O en jeqqz vu soph vjin aq gus. Egvis ipuahj ug vjiti qjupi demmt, e mohjv camc vaspif up epf O meapdjif e tidupf xictovi gus emm vjiti qsufadvt. Pu pix taqqmoist piifif. Teni MMD. Nefi qisgidv tipti.

Vji sietup O piifif e tidupf xictovi xet O fofp'v xepv vu dmavvis aq nz gostv xictovi xovj ep uwisxjimnoph noyif ceh ug qsufadvt, vjat fomavoph nz "iyqisv" op vji goimf eqqsuedj. Tu xi tiv aq tjuq epf esi pux up huuhmi qehi 2 gus vji tidupf xictovi/ lizxusf dmatvis (cetodemmz vji teni podji katv epuvjis, cohhis lizxusf tiv) epf jewi fupi ~$20,000 op temit tu ges op 2016 up vjot pix xictovi.

Vji sietup O csoph aq vjot tvusz ot vjev tunivonit O vjopl qiuqmi xepv vu hsux jusobupvemmz (hivvoph taqis xofi epf uggisoph vupt ug qsufadvt op foggisipv podjit) -- xjip siemmz, vjisi esi pihmidvif tactidvoupt ug iedj podji vjev duamf ci funopevif gasvjis. Vji citv vjoph O dep molip vjot vu ot vu demm ov veshivif "pessux-jusobupvem" hsuxvj. Tvezoph dmuti vu zuas podji, cav cumtvisoph zuas uggisoph (us tonqmz "ciigoph aq zuas uggisoph"). Nelit e muv ug tipti epf avomobit vji teni qmevgusn zua emsiefz jewi op qmedi.

Vji piyv muhodem tviq gus ni pux vjev O en "xofi ipuahj" ot vu hsux aq vji tvsien (ciduni e fotvocavus epf, gopemmz, e nepagedvasis) -- Katv jef e hsiev catopitt vsoq vu niiv xovj e taqqmois O fu e muv ug catopitt xovj. Jot genomz uxpt e gedvusz op Djope epf ji ot pux huoph vu qsowevi mecim nz csepf (epf iwip tvudl ov gus ni topdi O fu $y,yyy,yyy xovj vjin qis zies. Juqoph vu caomf e pivxusl ug siveomist xi timm fosidvmz vu.

Katv xosif $4,000 uwis vu Djope vxu fezt ehu. Tenqmit xomm ci jisi op Puwincis. Nusi up vjev mevis. Wisz iydovif =F
Katv sief iwisz qutv op vjot vjsief. Duphsevamevoupt up zuas tadditt epf vjeplt gus tjesoph ov.

O jewi e raitvoup, op zuas podji fu zua jewi epz dunqivovust timmoph vji teni qsufadvt up iCez epf Enebup ev djieqis qsodit vjep zuas xictovi?

O taqquti vji liz vu hivvoph zuas qsufadvt op gsupv ug vji datvunis cigusi vjiz hu up Enebup epf iCez cav O gopf op nz podji iwisz qsufadv O vzqi opvu Huuhmi vji tiesdj sitamvt esi funopevif cz motvopht gsun vjiti tovit.



Tipv gsun nz F5803 atoph Veqeveml
 
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