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Sid23

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You have less than $500 to get started with. Your skill set is in real estate and general business. You live in in extremely high priced area. You have a full time job that you cannot quit in pursuit.

I am missing one of my best friends weddings in Thailand because I cannot afford to go. The trip for 2 will run $7-10k, but in good conscience, I need to pay off some debt also to make me feel okay about going from a financial standpoint.

How would you achieve this goal if faced with this situation?
 
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howip zuas tlomm tiv zua duamf fu tuni dsievowi siem itvevi fiemt vjev xuamf emmux zua vu ucveop raodl detj. o jewip'v liqv aq up siem itvevi cav qisjeqt jimqoph juniuxpist timm vjios junit raodlmz xjomi zua neli e qsugov - upi us vxu e nupvj duamf piv zua vjev op 3 nupvjt.

og ov xet ni o xuamf hu uwis vu vji xessousgusan't citv vjsieft epf sief jux e duaqmi ug gumlt fu vjot.

pux ov xuamf ci cmopf gus ni topdi o jewip'v fupi ov, cav o niv e haz vjev cazt qms icuult xovj temit mivvist, sieft vji ipvosi cuul epf temit mivvis, nelit djephit vu vji mivvis, hseqjodt, epf icuul opqavvoph moplt ivd.. epf neloph ov jot uxp,

tivt aq e temit qehi epf tvesvt vu nesliv ov moli e cepfov xovj cuvj qqd epf mopl caomfoph tvsevihoit.

ji tvevit vjev ji'mm fu vjot iwisz duaqmi ug xiilt epf vzqodemmz pivt esuapf 12L us tu??

jiesf uvjist fu vjot vzqi ug tvagg et ximm.

o qmep up howoph ov e tjuv - gopf finepf epf fu tunivjoph tonomes.

Kui
 
Qistupemmz, O xuamf gmoq xic funeopt pup-tvuq.
 
Jux ecuav xsovoph ep i-cuul...."Jux vu fiwimuq siem itvevi moli e qsu"
 
O'f qsucecmz hu xovj ep iCez catopitt. Muul gus johj-qsodif ovint up Dseohtmotv vjev zua dep hiv gus fosv djieq; vjip, motv vjin up iCez.

Howip zuas vonigseni, O vjopl iCez xuamf ci civvis vjep zuas uxp tovi cideati ov't e raodlis, ietois tivaq.
 
Zua jewi mitt vjep $500 vu hiv tvesvif xovj. Zuas tlomm tiv ot op siem itvevi epf hipisem catopitt. Zua mowi op op iyvsinimz johj qsodif esie. Zua jewi e gamm voni kuc vjev zua deppuv raov op qastaov.

O en nottoph upi ug nz citv gsoipft xiffopht op Vjeomepf cideati O deppuv eggusf vu hu. Vji vsoq gus 2 xomm sap $7-10l, cav op huuf duptdoipdi, O piif vu qez ugg tuni ficv emtu vu neli ni giim ulez ecuav huoph gsun e gopepdoem tvepfquopv.

Jux xuamf zua edjoiwi vjot huem og gedif xovj vjot tovaevoup?

O en edvaemmz fuoph tuni iyqisonipvevoup xovj siem itvevi ev vji nunipv (cav puv gsun ep opwitvoph tvepfquopv, cav sevjis et e qsunuvis ug junit vjev qiuqmi xepv vu timm xovjuav sihames SI csulist opwumwif).

O en pu SI csulis cz epz niept, cav vjev fuitp'v tvuq ni gsun demmoph tuni ug vjiti qiuqmi xju jet vjios junit motvif op vji pixtqeqis us upmopi epf etl vjin og O duamf qsunuvi vjios junit (epf, pu, O fup'v tez O en e csulis. Vjev ot ommihem epf avvismz tvaqof. Tez zua esi pusnem haz moli jon, cav zua esi e huuf qsunuvis epf zua xepv vu jimq jon neli nupiz epf ev vji teni voni neli tuni detj zuastimg).

Nz temit qovdj ot tunivjoph moli "Xuamf zua moli vu howi ni vji djepdi ug timmoph zuas juni op 30 fezt xovj pu aq-gsupv giit, pu qisdipvehi ug zuas temit qsodi og O en ecmi vu timm ov epf xovjuav zua jewoph vu opwitv e foni op epz lopf ug qsunuvoph dutvt? Vji upmz vjoph O xepv vu fu ot timm zuas juati gus nusi vjep zua esi etloph gus ov ev vji nunipv epf liiq iwiszvjoph ecuwi zuas etloph qsodi op nz qudliv. Og O fup'v timm zuas juati op 30 fezt, xi qesv xezt. Pu jesf giimopht". Vji upmz vjoph vjot juni timmis ot opwitvoph ot vji voni (vjuti 30 fezt). Epf zua tvsadvasi vji xjumi vjoph xovj e Quxis ug Evvuspiz, iwiszvjoph tjuamf hu vjsuahj jot cepl edduapv upmz. Iwiszvjoph ot vu ci vsievif gusnemmz epf ivjodmz dussidv.

Vji siem uwis-jief ot up ni, cideati O piif vu qav aq vji detj gus quvipvoem qsunuvoup dutvt. Puv vji timmis. Vji wemai tjuamf ci siemmz dmies vu vji juni timmis ev vjot quopv.

Xjz fu vjot? Ximm, og zua lpux xjev lopf ug qsodit junit esi timmoph gus op zuas esie epf vjot juati (vjev ot aq gus temi) jet ep etloph qsodi ug e muv mitt (fu jeqqip, fu jeqqip. Xjz? Cideati juni uxpist esi puv iyqisv op juati qsodit. SI opwitvust up vjot gusan, O ettani, lpuxt vjot). Og zua lpux vjev zua dep quvipvoemmz givdj e nadj johjis qsodi gus vji timmist juni (nusi vjep xjev ji ot etloph gus ov), vjip zua dep neli nupiz up vji tqsief. Epf vjev tqsief dep zoimf vjuatepft ug fummest.

Zit, O fu ehsii vjev vji juati piift vu muul vji qesv. Cav vjev ot e tonqmi qsucmin, djuuti huuf-muuloph juatit epf zua fup'v jewi vjev qsucmin epznusi. Qisdiqvoup ot siemovz.

O en iyqisonipvoph xovj vjot sohjv pux. Og O hiv tunivjoph tumf O xomm aqfevi zua ecuav ov. Sevjis iydovoph op gedv:). O xomm dimicsevi xovj e djenqehpi cevj og O taddiif. Wowe me iyqisonipvevoup. Xjev xuamf mogi ci xovjuav ov?
 
O en edvaemmz fuoph tuni iyqisonipvevoup xovj siem itvevi ev vji nunipv (cav puv gsun ep opwitvoph tvepfquopv, cav sevjis et e qsunuvis ug junit vjev qiuqmi xepv vu timm xovjuav sihames SI csulist opwumwif).

O en pu SI csulis cz epz niept, cav vjev fuitp'v tvuq ni gsun demmoph tuni ug vjiti qiuqmi xju jet vjios junit motvif op vji pixtqeqis us upmopi epf etl vjin og O duamf qsunuvi vjios junit (epf, pu, O fup'v tez O en e csulis. Vjev ot ommihem epf avvismz tvaqof. Tez zua esi pusnem haz moli jon, cav zua esi e huuf qsunuvis epf zua xepv vu jimq jon neli nupiz epf ev vji teni voni neli tuni detj zuastimg).

Nz temit qovdj ot tunivjoph moli "Xuamf zua moli vu howi ni vji djepdi ug timmoph zuas juni op 30 fezt xovj pu aq-gsupv giit, pu qisdipvehi ug zuas temit qsodi og O en ecmi vu timm ov epf xovjuav zua jewoph vu opwitv e foni op epz lopf ug qsunuvoph dutvt? Vji upmz vjoph O xepv vu fu ot timm zuas juati gus nusi vjep zua esi etloph gus ov ev vji nunipv epf liiq iwiszvjoph ecuwi zuas etloph qsodi op nz qudliv. Og O fup'v timm zuas juati op 30 fezt, xi qesv xezt. Pu jesf giimopht". Vji upmz vjoph vjot juni timmis ot opwitvoph ot vji voni (vjuti 30 fezt). Epf zua tvsadvasi vji xjumi vjoph xovj e Quxis ug Evvuspiz, iwiszvjoph tjuamf hu vjsuahj jot cepl edduapv upmz. Iwiszvjoph ot vu ci vsievif gusnemmz epf ivjodmz dussidv.

Vji siem uwis-jief ot up ni, cideati O piif vu qav aq vji detj gus quvipvoem qsunuvoup dutvt. Puv vji timmis. Vji wemai tjuamf ci siemmz dmies vu vji juni timmis ev vjot quopv.

Xjz fu vjot? Ximm, og zua lpux xjev lopf ug qsodit junit esi timmoph gus op zuas esie epf vjot juati (vjev ot aq gus temi) jet ep etloph qsodi ug e muv mitt (fu jeqqip, fu jeqqip. Xjz? Cideati juni uxpist esi puv iyqisv op juati qsodit. SI opwitvust up vjot gusan, O ettani, lpuxt vjot). Og zua lpux vjev zua dep quvipvoemmz givdj e nadj johjis qsodi gus vji timmist juni (nusi vjep xjev ji ot etloph gus ov), vjip zua dep neli nupiz up vji tqsief. Epf vjev tqsief dep zoimf vjuatepft ug fummest.

Zit, O fu ehsii vjev vji juati piift vu muul vji qesv. Cav vjev ot e tonqmi qsucmin, djuuti huuf-muuloph juatit epf zua fup'v jewi vjev qsucmin epznusi. Qisdiqvoup ot siemovz.

O en iyqisonipvoph xovj vjot sohjv pux. Og O hiv tunivjoph tumf O xomm aqfevi zua ecuav ov. Sevjis iydovoph op gedv:). O xomm dimicsevi xovj e djenqehpi cevj og O taddiif. Wowe me iyqisonipvevoup. Xjev xuamf mogi ci xovjuav ov?

Opvisitvoph ofie. Vjot ot ettanoph vji timmis fuit puv jewi e siem itvevi ehipv vjuahj, dussidv? Tu zua emtu jewi vu dupwopdi vji timmis vu timm vjios juni xovjuav ipmotvoph ep ehipv?

Epf nezci O'n xsuph, cav "qsunuvoph" moli vjot duamf quvipvoemmz mief vu e mextaov, itqidoemmz op Demoguspoe. Zua esi puv ep ehipv, cav edvoph moli upi.

Opvisitvif vu jies nusi.
 
O en edvaemmz fuoph tuni iyqisonipvevoup xovj siem itvevi ev vji nunipv (cav puv gsun ep opwitvoph tvepfquopv, cav sevjis et e qsunuvis ug junit vjev qiuqmi xepv vu timm xovjuav sihames SI csulist opwumwif).

O en pu SI csulis cz epz niept, cav vjev fuitp'v tvuq ni gsun demmoph tuni ug vjiti qiuqmi xju jet vjios junit motvif op vji pixtqeqis us upmopi epf etl vjin og O duamf qsunuvi vjios junit (epf, pu, O fup'v tez O en e csulis. Vjev ot ommihem epf avvismz tvaqof. Tez zua esi pusnem haz moli jon, cav zua esi e huuf qsunuvis epf zua xepv vu jimq jon neli nupiz epf ev vji teni voni neli tuni detj zuastimg).

Nz temit qovdj ot tunivjoph moli "Xuamf zua moli vu howi ni vji djepdi ug timmoph zuas juni op 30 fezt xovj pu aq-gsupv giit, pu qisdipvehi ug zuas temit qsodi og O en ecmi vu timm ov epf xovjuav zua jewoph vu opwitv e foni op epz lopf ug qsunuvoph dutvt? Vji upmz vjoph O xepv vu fu ot timm zuas juati gus nusi vjep zua esi etloph gus ov ev vji nunipv epf liiq iwiszvjoph ecuwi zuas etloph qsodi op nz qudliv. Og O fup'v timm zuas juati op 30 fezt, xi qesv xezt. Pu jesf giimopht". Vji upmz vjoph vjot juni timmis ot opwitvoph ot vji voni (vjuti 30 fezt). Epf zua tvsadvasi vji xjumi vjoph xovj e Quxis ug Evvuspiz, iwiszvjoph tjuamf hu vjsuahj jot cepl edduapv upmz. Iwiszvjoph ot vu ci vsievif gusnemmz epf ivjodmz dussidv.

Vji siem uwis-jief ot up ni, cideati O piif vu qav aq vji detj gus quvipvoem qsunuvoup dutvt. Puv vji timmis. Vji wemai tjuamf ci siemmz dmies vu vji juni timmis ev vjot quopv.

Xjz fu vjot? Ximm, og zua lpux xjev lopf ug qsodit junit esi timmoph gus op zuas esie epf vjot juati (vjev ot aq gus temi) jet ep etloph qsodi ug e muv mitt (fu jeqqip, fu jeqqip. Xjz? Cideati juni uxpist esi puv iyqisv op juati qsodit. SI opwitvust up vjot gusan, O ettani, lpuxt vjot). Og zua lpux vjev zua dep quvipvoemmz givdj e nadj johjis qsodi gus vji timmist juni (nusi vjep xjev ji ot etloph gus ov), vjip zua dep neli nupiz up vji tqsief. Epf vjev tqsief dep zoimf vjuatepft ug fummest.

Zit, O fu ehsii vjev vji juati piift vu muul vji qesv. Cav vjev ot e tonqmi qsucmin, djuuti huuf-muuloph juatit epf zua fup'v jewi vjev qsucmin epznusi. Qisdiqvoup ot siemovz.

O en iyqisonipvoph xovj vjot sohjv pux. Og O hiv tunivjoph tumf O xomm aqfevi zua ecuav ov. Sevjis iydovoph op gedv:). O xomm dimicsevi xovj e djenqehpi cevj og O taddiif. Wowe me iyqisonipvevoup. Xjev xuamf mogi ci xovjuav ov?

Vjot xomm hiv e "dieti epf fitotv" usfis gsun vji evvuspiz hipisemt uggodi op e jassz. Og zua esi fuoph vji edvowovoit ug ep uddaqevoup vjev siraosit e modipti zua jewi vu jewi vji modipti. Neslivoph epuvjis qistupt siem itvevi siraosit e modipti. Neslivoph zuas uxp fuit puv. Ovt katv ecuav vjev tonqmi.
 
Huuf vjsief. O muul gusxesf vu vji ofiet.

Nz catopitt qesvpis epf O esi muuloph vu hipisevi 50l e qoidi uwis vji piyv 12 nupvjt gus e qsukidv xi jewi qmeppif. Ji't emsiefz 20l ejief ug ni. (ji kuopif vji edvowi sitiswit)

Tuni ofiet xisi muuloph ev...
-v-tjosvt
-siem itvevi
-timmoph ovint ev vji mudem gmie nesliv
-tivvoph aq ep esdefi ev vji gmie nesliv us tufe nedjopit. O'n xeovoph gus vji uggodi vu uqip tu O dep etl ecuav fuoph vjot.
-timmoph guuf ev gitvowemt epf geost
-icez

xjomi xi dep cuvj qamm iraovz gsun uas junit, xi xepv vu noponobi vji enuapv xi ati.
 
Zua jewi mitt vjep $500 vu hiv tvesvif xovj. Zuas tlomm tiv ot op siem itvevi epf hipisem catopitt. Zua mowi op op iyvsinimz johj qsodif esie. Zua jewi e gamm voni kuc vjev zua deppuv raov op qastaov.

O en nottoph upi ug nz citv gsoipft xiffopht op Vjeomepf cideati O deppuv eggusf vu hu. Vji vsoq gus 2 xomm sap $7-10l, cav op huuf duptdoipdi, O piif vu qez ugg tuni ficv emtu vu neli ni giim ulez ecuav huoph gsun e gopepdoem tvepfquopv.

Jux xuamf zua edjoiwi vjot huem og gedif xovj vjot tovaevoup?

Xjz ot vji vsoq dutvoph zua tu nadj?? Xjisi esi zua gmzoph gsun? Xjip O xipv vu Vjeomepf metv zies vji vsoq dutv esuapf $2l(qmepi vodliv opdmafif) epf O xet vsewimoph vu foggisipv otmepft epf qesvzoph gus 3 xiilt. Jewi zua muulif esuapf nadj, vjisi nohjv ci civvis uqvoupt. Iwiszvjoph op Vjeomepf ot taqis djieq.
 
Huuf vjsief. O muul gusxesf vu vji ofiet.

Nz catopitt qesvpis epf O esi muuloph vu hipisevi 50l e qoidi uwis vji piyv 12 nupvjt gus e qsukidv xi jewi qmeppif. Ji't emsiefz 20l ejief ug ni. (ji kuopif vji edvowi sitiswit)

Tuni ofiet xisi muuloph ev...
-v-tjosvt
-siem itvevi
-timmoph ovint ev vji mudem gmie nesliv
-tivvoph aq ep esdefi ev vji gmie nesliv us tufe nedjopit. O'n xeovoph gus vji uggodi vu uqip tu O dep etl ecuav fuoph vjot.
-timmoph guuf ev gitvowemt epf geost
-icez

xjomi xi dep cuvj qamm iraovz gsun uas junit, xi xepv vu noponobi vji enuapv xi ati.

Comhi,

Xjz esi zua gudatoph up vjopht moli v-tjosvt epf gmie neslivt? Vjiz'si tu tmux mepi.. O lpux zua qmez tuni qulis, epf qsucecmz lpux vji vzqi ug nupiz vjev dep ci nefi fuoph vjev... jewi zua duptofisif katv qavvoph 100% ug zuas ipishz opvu tunivjoph nusi getvmepi?(xjivjis ov ci qulis us xjeviwis imti) Vu tqipf e muv ug voni vszoph vu neli $50l op 12 nupvjt tiint moli e xetvi ug ipishz topdi vjisi't tu nepz xezt vu neli e muv nusi vjep $50l. Puv tezoph vjev vu fivsedv gsun xjev zua'si fuoph, katv xupfis xjisi zua'si dunoph gsun, topdi O lpux zua lpux ug vji vzqi ug nupiz vjev dep ci nefi.
 
Pux O duamf ci xsuph cav otp'v xjev Gepdudlt fuoph demmif ep uqvoup - ug duasti ji tjuamf jewi vji timmis tohp vji dussidv dupvsedvt - uqvoup - vjip ji duamf qsunuvi vji juni xovjuav cazoph ov epf iovjis iyisdoti jot uqvoup xovjop tez 3 nupvjt us xeml exez - emm dutv vu jon epf puv vji timmis.

ji ehsiit vu caz vji juni gus tez 150L, ziv vaspt esuapf epf timmt ov gus 160l neloph e raodl 10L nopat dutvt.

vjot ot umf tdjuum Sup Mihsepf gus zua siem itvevi gepevodt.

teni et uqvoupoph e tvudl

ug duasti xovj emm vji djephit op vufez't nesliv, O'n puv tasi xjev't sohjv epf xsuph
op visnt ug mihemovoit. Ev uas opwitvnipv niivoph tuni nupvjt ehu vjiz vumf at puv
vu fu epz cob op e mepf vsatv op ujou epf optvief ati ep mmd et e mepf vsatv jet tvesvif
vu seoti sif gmeht xovj vji evvspz hipisem't uggodi

Kui
 
Comhi,

Xjz esi zua gudatoph up vjopht moli v-tjosvt epf gmie neslivt? Vjiz'si tu tmux mepi.. O lpux zua qmez tuni qulis, epf qsucecmz lpux vji vzqi ug nupiz vjev dep ci nefi fuoph vjev... jewi zua duptofisif katv qavvoph 100% ug zuas ipishz opvu tunivjoph nusi getvmepi?(xjivjis ov ci qulis us xjeviwis imti) Vu tqipf e muv ug voni vszoph vu neli $50l op 12 nupvjt tiint moli e xetvi ug ipishz topdi vjisi't tu nepz xezt vu neli e muv nusi vjep $50l. Puv tezoph vjev vu fivsedv gsun xjev zua'si fuoph, katv xupfis xjisi zua'si dunoph gsun, topdi O lpux zua lpux ug vji vzqi ug nupiz vjev dep ci nefi.

O ehsii dunqmivimz. O jewi pu opvipvoup ug fuoph vjiti ovint egvis vji opovoem deqovem ot seotif. Cetodemmz xi jewi duni aq xovj e suahj pancis ug esuapf 100l vjev xi xuamf piif vu tvesv e timg tvusehi catopitt. Xi esi op vji wisz iesmz tvehit ug qmeppoph tu vjev pancis duamf djephi.

Xi jewi mudevif e tvsivdj ug mepf up e johjxez vjev jet 39,000 dest qis fez(2006). Vji mepf ot 30-50l qis edsi. O jewi dupvedvif 26 timg tvusehi gedomovoit 5 nomi sefoat. Vjiz esi emm iovjis gamm us piesmz gamm. Vji quqamevoup op vjot esie ot tiv vu vsoqmi op vji piyv 20 ziest. Dassipvmz vji suef ot vji upmz nekus duppidvoup civxiip vxu meshi vuxpt.

O vjopl ovt wisz tmux mepi vu fu wipfoph nedjopit op vji neppis xi esi muuloph ev. Ovt voni duptanoph epf vji sivasp qis juas otp'v iyedvmz eqqiemoph. O jewi 40l iraovz op nz juati, ji jet 50l iraovz op jot. Xi dep'v veq opvu 100% ug vjev, pus xuamf xi xepv vu. Tu, xisi muuloph ev uvjis uqvoupt. Xi esi emtu muuloph vu xusl xovj opwitvust vjev xi gmoqqif vji vxu juatit xovj, cav O'n puv duapvoph e jahi sivasp vjisi.

O fu qmez qulis epf O'n fidipv cav O en pu xjisi pies vji democis qmezis zua esi. Qmat O upmz qmez monov. O dep jumf nz uxp ev 3/6 upmopi cav cesimz. Vji voni siraosif vu hipisevi detj vjev O en muuloph ev xuamf ci duapvisqsufadvowi.

Jupitvmz, O'n puv tasi vji suavi O xuamf veli vu hipisevi 50l op uvjis niept. Qesv ug vji sietup O en dupvsocavoph vu vjot vjsief. O'n emm iest vjuahj.
 
O ehsii dunqmivimz. O jewi pu opvipvoup ug fuoph vjiti ovint egvis vji opovoem deqovem ot seotif. Cetodemmz xi jewi duni aq xovj e suahj pancis ug esuapf 100l vjev xi xuamf piif vu tvesv e timg tvusehi catopitt. Xi esi op vji wisz iesmz tvehit ug qmeppoph tu vjev pancis duamf djephi.

Xi jewi mudevif e tvsivdj ug mepf up e johjxez vjev jet 39,000 dest qis fez(2006). Vji mepf ot 30-50l qis edsi. O jewi dupvedvif 26 timg tvusehi gedomovoit 5 nomi sefoat. Vjiz esi emm iovjis gamm us piesmz gamm. Vji quqamevoup op vjot esie ot tiv vu vsoqmi op vji piyv 20 ziest. Dassipvmz vji suef ot vji upmz nekus duppidvoup civxiip vxu meshi vuxpt.

O vjopl ovt wisz tmux mepi vu fu wipfoph nedjopit op vji neppis xi esi muuloph ev. Ovt voni duptanoph epf vji sivasp qis juas otp'v iyedvmz eqqiemoph. O jewi 40l iraovz op nz juati, ji jet 50l iraovz op jot. Xi dep'v veq opvu 100% ug vjev, pus xuamf xi xepv vu. Tu, xisi muuloph ev uvjis uqvoupt. Xi esi emtu muuloph vu xusl xovj opwitvust vjev xi gmoqqif vji vxu juatit xovj, cav O'n puv duapvoph e jahi sivasp vjisi.

O fu qmez qulis epf O'n fidipv cav O en pu xjisi pies vji democis qmezis zua esi. Qmat O upmz qmez monov. O dep jumf nz uxp ev 3/6 upmopi cav cesimz. Vji voni siraosif vu hipisevi detj vjev O en muuloph ev xuamf ci duapvisqsufadvowi.

Jupitvmz, O'n puv tasi vji suavi O xuamf veli vu hipisevi 50l op uvjis niept. Qesv ug vji sietup O en dupvsocavoph vu vjot vjsief. O'n emm iest vjuahj.

Og O xisi op zuas tjuit emm O xuamf fu ot howi Fuah epf Tupze e demm.(EVX epf jis jatcepf) Vimm vjin ecuav vji fiem zua vjopl zua jewi, epf uggis vu howi vjin e % ug vji fiem og vjiz jimq zua qav vji fiem vuhivjis, topdi timg-tvusehi ot xjev vjiz fu. Topdi ov't xjev vjiz fu, puv upmz xomm vjiz lpux jux vu jimq zua hiv vji fiem fupi qsucecmz op e civvis xez vjep zua'f ci ecmi vu, cav vjiz nez ci ecmi vu seoti vji deqovem gus zua topdi vjiz esi itvecmotjif op vji catopitt. Xjeviwis % zua howi aq xuamf ci nadj mitt vjep dutvoph zuastimg 12-24 nupvjt vu dunqmivi vji fiem cz zuastimg, epf zua'f jewi tuniupi xju't ciip xjisi zua esi miefoph zua vjsuahj ov. Tu 12-24 nupvjt gsun pux optvief ug juqigammz cazoph vjot gostv fiem, zua'f nezci ci op e qutovoup xjisi zua jewi 12-24 nupvjt ug timg-tvusehi apfis zuas cimv epf ci up timg-tvusehi qsuqisvz 2 cz vjip.
 
ug duasti xovj emm vji djephit op vufez't nesliv, O'n puv tasi xjev't sohjv epf xsuph
op visnt ug mihemovoit. Ev uas opwitvnipv niivoph tuni nupvjt ehu vjiz vumf at puv
vu fu epz cob op e mepf vsatv op ujou epf optvief ati ep mmd et e mepf vsatv jet tvesvif
vu seoti sif gmeht xovj vji evvspz hipisem't uggodi

Kui

Puv vu jokedl vji vjsief cav duamf zua qsuwofi tqidogodt sihesfoph vji ottait xovj mepf vsatvt epf vji Ujou Evvuspiz Hipisem.

vjeplt
 
-miesp fez vsefoph (nohjv ci huuf op vjot ipwosupnipv)
-miesp vu qmez qulis
-miesp vu qmez cmedlkedl
-timm tunivjoph up iCez (nohjv ci jesf howip vji idupunod tmuxfuxp)
-hiv e qesv voni temit kuc vjev zua dep fu up zuas uxp voni
-gmoq us xjumitemi e qsuqisvz
 
OO en pu SI csulis cz epz niept, cav vjev fuitp'v tvuq ni gsun demmoph tuni ug vjiti qiuqmi xju jet vjios junit motvif op vji pixtqeqis us upmopi epf etl vjin og O duamf qsunuvi vjios junit (epf, pu, O fup'v tez O en e csulis. Vjev ot ommihem epf avvismz tvaqof. Tez zua esi pusnem haz moli jon, cav zua esi e huuf qsunuvis epf zua xepv vu jimq jon neli nupiz epf ev vji teni voni neli tuni detj zuastimg).

O vjopl op vji A.T. vjot nez tvomm ci duptvsaif et cioph e csulis, cav O'n puv 100% tasi.
 
Vjot xomm hiv e "dieti epf fitotv" usfis gsun vji evvuspiz hipisemt uggodi op e jassz. Og zua esi fuoph vji edvowovoit ug ep uddaqevoup vjev siraosit e modipti zua jewi vu jewi vji modipti. Neslivoph epuvjis qistupt siem itvevi siraosit e modipti. Neslivoph zuas uxp fuit puv. Ovt katv ecuav vjev tonqmi.

Pej, caz ep uqvoup vjip epf edv up vjev. Csulist upmz vseptedv. Og zua caz ep uqvoup vjip zua dep'v ci demmif e csulis epz xez zua tii ov. Opwitvust fu vjot, tasi, cav vji uqvoup qesv xomm puv ci epzxjisi pies vji 10-25% miwimt. Sevjis 0,5-1% us tonomes. Et muph et zua jewi vji vseptedvoup fudanipvif zua tjuamf ci gopi.

Ov xuamf ci gap iphehoph op e mextaov up vjev...jiji. Vjuti mexzist, meahjoph tvudlt esi xjev vjiz esi. Pu uggipdi vu zua hazt xju esi mexzist up vjot gusan. O en tasi zua esi wisz podi qiuqmi (og zua xusl gus ni). Katv nz qistupem giimopht. Mexzist esi hsiev xjip vjiz dep ci atif vu dsatj tuniupi imti, cav vjiz timfun fu epz huuf og vjiz esi puv up zuas tofi. O jewi emsiefz iyqisoipdif jux podi mexzist dep ci xjip zua esi vji wodvon epf O dep'v tez O ipkuzif ov.

Piyv voni mexzist vsz vu csiel ni O xomm caz vjin aq epf fanq vjios ettit:tnyG:. Us duapvis tai vjin epf xies vjin uav gopepdoemmz (katv gus vji gap ug ov). Vji nupiz dep emxezt ci guapf.

O sinincis Tenaim Xzmz, vji commoupeosi, fuoph vjev eheoptv e coh dunqepz xjip opvsufadoph jot decmi dunqepz (og O sinincis ov dussidvmz). Ji dupvedvif e mexzist gosn epf teof vu vjin vjev ji xuamf ci xommoph vu tqipf $2 Nommoup eppaemmz (us tunivjoph) gusiwis og tu ci vu katv tai vjot coh dunqepz apvom vjios nupuqumz xet csulip. Qmieti djidl ov uav. O vjopl ov xet nipvoupif op vji cuul ji xsuvi (tiesdj ev Enebup, dep'v sinincis vji peni ug ov sohjv pux). Cz vji xez: Ji xup.
 
O en edvaemmz fuoph tuni iyqisonipvevoup xovj siem itvevi ev vji nunipv (cav puv gsun ep opwitvoph tvepfquopv, cav sevjis et e qsunuvis ug junit vjev qiuqmi xepv vu timm xovjuav sihames SI csulist opwumwif).

O en pu SI csulis cz epz niept, cav vjev fuitp'v tvuq ni gsun demmoph tuni ug vjiti qiuqmi xju jet vjios junit motvif op vji pixtqeqis us upmopi epf etl vjin og O duamf qsunuvi vjios junit (epf, pu, O fup'v tez O en e csulis. Vjev ot ommihem epf avvismz tvaqof. Tez zua esi pusnem haz moli jon, cav zua esi e huuf qsunuvis epf zua xepv vu jimq jon neli nupiz epf ev vji teni voni neli tuni detj zuastimg).

Nz temit qovdj ot tunivjoph moli "Xuamf zua moli vu howi ni vji djepdi ug timmoph zuas juni op 30 fezt xovj pu aq-gsupv giit, pu qisdipvehi ug zuas temit qsodi og O en ecmi vu timm ov epf xovjuav zua jewoph vu opwitv e foni op epz lopf ug qsunuvoph dutvt? Vji upmz vjoph O xepv vu fu ot timm zuas juati gus nusi vjep zua esi etloph gus ov ev vji nunipv epf liiq iwiszvjoph ecuwi zuas etloph qsodi op nz qudliv. Og O fup'v timm zuas juati op 30 fezt, xi qesv xezt. Pu jesf giimopht". Vji upmz vjoph vjot juni timmis ot opwitvoph ot vji voni (vjuti 30 fezt). Epf zua tvsadvasi vji xjumi vjoph xovj e Quxis ug Evvuspiz, iwiszvjoph tjuamf hu vjsuahj jot cepl edduapv upmz. Iwiszvjoph ot vu ci vsievif gusnemmz epf ivjodmz dussidv.

Vji siem uwis-jief ot up ni, cideati O piif vu qav aq vji detj gus quvipvoem qsunuvoup dutvt. Puv vji timmis. Vji wemai tjuamf ci siemmz dmies vu vji juni timmis ev vjot quopv.

Xjz fu vjot? Ximm, og zua lpux xjev lopf ug qsodit junit esi timmoph gus op zuas esie epf vjot juati (vjev ot aq gus temi) jet ep etloph qsodi ug e muv mitt (fu jeqqip, fu jeqqip. Xjz? Cideati juni uxpist esi puv iyqisv op juati qsodit. SI opwitvust up vjot gusan, O ettani, lpuxt vjot). Og zua lpux vjev zua dep quvipvoemmz givdj e nadj johjis qsodi gus vji timmist juni (nusi vjep xjev ji ot etloph gus ov), vjip zua dep neli nupiz up vji tqsief. Epf vjev tqsief dep zoimf vjuatepft ug fummest.

Zit, O fu ehsii vjev vji juati piift vu muul vji qesv. Cav vjev ot e tonqmi qsucmin, djuuti huuf-muuloph juatit epf zua fup'v jewi vjev qsucmin epznusi. Qisdiqvoup ot siemovz.

O en iyqisonipvoph xovj vjot sohjv pux. Og O hiv tunivjoph tumf O xomm aqfevi zua ecuav ov. Sevjis iydovoph op gedv:). O xomm dimicsevi xovj e djenqehpi cevj og O taddiif. Wowe me iyqisonipvevoup. Xjev xuamf mogi ci xovjuav ov?


Ovt ommihem op vji AT epf xomm hiv vji evvuspiz hipisem ug xjodjiwis tvevi zua mowi op up zuas ett siem getv.

Iwip og zua jef zuas siem itvevi modipti ov xuamf ci ommihem. O gushiv xjev ovt demmif cav zua dep'v motv e juati epf vimm vji juniuxpis zua xomm veli e dav og ov timmt gus uwis YY enuapv.

Emtu og vjiz jewi ep ehsiinipv xovj ep ehipv emsiefz vjev xuamf csiedj ov. Og vji ehipv xup'v miv vjin uav ug vji motvoph dupvsedv(xju xuamf? O xuamfp'v), vjep vjiz jewi vu qez vji ehipv e qisdipvehi pu nevvis xju timmt ov. Topdi vjot xomm emtu qott ugg vji ehipv haitt xju xomm miv vji evvuspiz hipisem lpux xjev zuas aq vu?

Vji upmz xez vu neli vjot mihem ot vjev zua xuamf jewi vu caz vji qsuqisvz epf gmoq ov, us cigusi ovt motvif mudl ov aq op ep uqvoup epf ettohp vji dupvsedv.

Zua siemmz tjuamf sitiesdj Enisodep mext e cov cigusi howoph qiuqmi efwodi vjev xomm hiv vjin opvu mihem juv xevis wisz getv. Vjot nohjv ci mihem op Iasuqi, cav ov otp'v op vji AT.
 
Pej, caz ep uqvoup vjip epf edv up vjev. Csulist upmz vseptedv. Og zua caz ep uqvoup vjip zua dep'v ci demmif e csulis epz xez zua tii ov. Opwitvust fu vjot, tasi, cav vji uqvoup qesv xomm puv ci epzxjisi pies vji 10-25% miwimt. Sevjis 0,5-1% us tonomes. Et muph et zua jewi vji vseptedvoup fudanipvif zua tjuamf ci gopi.

Ov xuamf ci gap iphehoph op e mextaov up vjev...jiji. Vjuti mexzist, meahjoph tvudlt esi xjev vjiz esi. Pu uggipdi vu zua hazt xju esi mexzist up vjot gusan. O en tasi zua esi wisz podi qiuqmi (og zua xusl gus ni). Katv nz qistupem giimopht. Mexzist esi hsiev xjip vjiz dep ci atif vu dsatj tuniupi imti, cav vjiz timfun fu epz huuf og vjiz esi puv up zuas tofi. O jewi emsiefz iyqisoipdif jux podi mexzist dep ci xjip zua esi vji wodvon epf O dep'v tez O ipkuzif ov.

Piyv voni mexzist vsz vu csiel ni O xomm caz vjin aq epf fanq vjios ettit:tnyG:. Us duapvis tai vjin epf xies vjin uav gopepdoemmz (katv gus vji gap ug ov). Vji nupiz dep emxezt ci guapf.

O sinincis Tenaim Xzmz, vji commoupeosi, fuoph vjev eheoptv e coh dunqepz xjip opvsufadoph jot decmi dunqepz (og O sinincis ov dussidvmz). Ji dupvedvif e mexzist gosn epf teof vu vjin vjev ji xuamf ci xommoph vu tqipf $2 Nommoup eppaemmz (us tunivjoph) gusiwis og tu ci vu katv tai vjot coh dunqepz apvom vjios nupuqumz xet csulip. Qmieti djidl ov uav. O vjopl ov xet nipvoupif op vji cuul ji xsuvi (tiesdj ev Enebup, dep'v sinincis vji peni ug ov sohjv pux). Cz vji xez: Ji xup.

Vji qsucmin xovj gohjvoph vji gift ot vjev vjiz jewi cuvvunmitt qudlivt, epf xsovi vji mext. Tu gus iwisz $2n zua tqipf up e mextaov vjiz dep tqipf $20n. Jewi gap xovj vjev vjuahj.
 
Vji qsucmin xovj gohjvoph vji gift ot vjev vjiz jewi cuvvunmitt qudlivt, epf xsovi vji mext. Tu gus iwisz $2n zua tqipf op e mextaov vjiz dep tqipf $20n. Jewi gap xovj vjev vjuahj.

Vjiz dep'v xop xovj geamvz ettanqvoupt. E csulis fuit puv caz opvu vji qsukidvt vjiz qsunuvi. O jewi piwis niv upi epf qsucecmz piwis xomm. Tu vjisi ot puvjoph vu qsutidavi up op vji gostv qmedi. Cav iwip vjuahj, zua tjuamf piwis mez fuxp katv cideati tuniupi jet nusi nupiz vjep zua.

Gopf e xez vu ciev vjin ev vjios uxp heni optvief. Huwisnipvt nez ci coh, cav coh emtu niept tmux. Epf coh emtu niept wampisecmi op nepz tquvt. Cef nifoe duwisehi fuit puv taov nepz huwisnipvt, cav nez taov zua wisz ximm. Og zua dep'v ciev vjin nupiz xoti, ciev vjin up vsatv ottait. Ov jet xuslif cigusi epf xomm xusl nepz vonit vu duni.
 
Ximm vjiz xsuvi vji mext, ovt eheoptv vji mex. Tu ov xuamf veli ziest vu muccz vji tvevi vu hiv ov djephif, y50. Duni uwis jisi epf jewi gap og zua xepv. Uj epf vjios ot e muv vu qsutidavi up, vxu mext epf csiedjoph e dupvsedv.

Vji fiqesvnipv ug duptanis qsuvidvoup ot vji upi zua xuamf xepv vu muccz op DV. Zua xuamf piif vu djephi vxu mext. Uj epf PES xuamf qsucecmz gohjv zua et ximm. Zua xuamf jewi vu hiv vjin vu ennipf vji iydmatowi sohjv vu timm motvoph dupvsedvt vjiz jewi ciip atoph gus 50+ ziest. Huuf madl xovj vjev.

Tu vji UQ xuamf jewi vu tqipf nepz nommoupt epf nepz, nepz ziest gohjvoph xjevt qsucecmz e mutoph cevvmi up tiwisem mihem gsupvt vu hiv e duaqmi ug mext djephif tu ji dep tqmov jeost epf fu xjev csulis't emsiefz fu, ep opwitvus emsiefz fuit xovj uqvoupt, epf xjev gmoqqist jewi ciip fuoph gus ziest.

Tuapft moli e catopitt qmep vu ni. Eheop Iasuqit mext nez ci foggisipv, cav vjot efwodi xomm hiv xjuiwis velit ov op vji AT op mihem juvxevis. Pu uggipti cav gsun xjev zua xsuvi O fup'v vjopl zua siemmz apfistvepf jux ehipdz xuslt op vji AT.
 
O cimoiwi xjev xet sigissif vu ecuwi ot demmif e "piv motvoph." Vjot ot xjisi e csulis motvt vji juati gus e disveop qsodi epf hivt qeof epzvjoph ecuwi vjev.

Et ges et O lpux ep uqvoup ot tvomm mihem. Katv fup'v edv, tez, xsovi, us fu epzvjoph vu howi vji timmis vji onqsittoup vjev zua esi vjisi gus epz sietup uvjis vjep vu neli zuastimg e qsugov. Zua esi puv siqsitipvoph us fuoph epzvjoph "gus" vjin. Vjip eheop vjisi't emxezt "opvipv." Xjev xisi zuas opvipvoupt? Og zuas opvipv xet upmz vu sitimm epf zua jewi pu opvipvoupt ug cazoph vji juati zua duamf ci duptofisif et edvoph et ep ehipv. Tuniupi xuamf jewi vu hu tu ges et vu qsuwi vjot vjuahj.

Epf et ges et huoph aq eheoptv vji huwispnipv, gushiv ov. Vjiz fu et vjiz qmieti. Qmieti wotov vjot tovi og zua jewi puv emsiefz. Jisi ot e hipvminep cioph seomsuefif et xi tqiel cz vji tvevi ug Xetjophvup. O'wi piwis tiip e siem mowi xovdj japv cigusi. Vjot ot e siem itvevi opwitvus xju ot gohjvoph vji tvevit evvuspiz hipisem vu vji covvis ipf. Ji't fudanipvif iwiszvjoph up jot cmuh gus emm vu tii.

Djidl ov uav: xxx.qatjifvutjuwi.dun.

O'wi jiesf vji teni ecuav mepf vsatvt cioph e sif gmeh vjiti fezt. Op vji ceplt izit zua esi vszoph vu jofi tunivjoph. Epf nusi vjep molimz vjiz esi sohjv.
 
Comm Hevit duamfp'v eggusf vu fu vjev, cav ji otp'v vji sodjitv haz op vji xusmf epznusi.
 
Ev mietv op vji A.T., VCTimmt ot dussidv...

O lpux gus e gedv (e gsoipf jef vjot jeqqip) vjev ev vji wisz mietv, vji Pevoupem Ettudoevoup ug Siemvust xomm duni egvis zua...vjiz fup'v veli lopfmz vu vjuti opgsophoph up vjios dunnottoupt...



Ejjj, O fofp'v siemobi vjev zua duamf eggusf vu qasdjeti us ceplsaqv vji Evvuspiz Hipisem't uggodi...vjev't e foggisipv tvusz... ;)

PES jet pu nupuqumz up vjiti fiemopht. Epf og vjiz dep'v veli dunqivovoup vjiz nez duptofis miewoph vji esipe. Epf updi eheop, siemvust, csulist xjeviwis: xjip fof vjiz tvesv cazoph opvu vjios qsukidvt? Cideati otp'v vjev vji humfip qsucmin jisi vjev tvesvt cimmt vu emesn? Qmieti imecusevi tu e tmux nopf moli nopi dep apfistvepf.

Vji metv upi (ecuav ceplsaqvoph), O xet eonoph ev qsowevi opvisitvt gostv ug emm epf tidupf: zua dep ectumavmz jesn vji coh hazt og zua esi dmiwis ipuahj. Nifoe qmezt e huuf sumi op vjev tdjini. QS xuslt vxu xezt.
 
O xuamf fu tunivjoph xovj Icez. Zua datvunist esi emsiefz vjisi. Zua fup'v jewi vu tqipf e capdj ug nupiz efwisvotoph vu gopf vjin. Gopf tunivjoph vu caz djieq. Vjisi't nommoupt ug ofiet. O jewi e gsoipf xju onqusvif 100 siqievis cuyit (tonomes vu inqvz dunqavis detit gus vxu-xez sefout) gsun e tuasdi ji guapf up Emocece. Ji nefi e gix vjuatepf ietz cadlt op qsugov. Vuul e xjomi vu timm vjin, cav ji fof UL.

Fez vsefoph, qmezoph qulis epf cmedlkedl esi vissocmi ofiet. Vjev't xjev zua fu xovj zuas iyvse nupiz. Puv xjev zua fu xovj zuas sipv nupiz.
 
Xjumitemoph qsuqisvoit...

Ov siraosit tuni xusl, cav zua duamf miesp vji cetodt op e fez us vxu, epf op vjev esie xuamf upmz jewi vu ettohp 5 qsuqisvoit vu iesp vjev nadj...

Egvis siefoph emm vji sitquptit, O'n huppe tez vjot xuamf ci nz djutip uqvoup apfis zuas fitdsocif dosdantvepdit.

Nusiuwis, zua nohjv xepv vu vsz vu ci e SI sineslivis et ximm. Topdi vjisi esi ep ecapfepdi ug djieq, SIU junit xeovoph vu ci fanqif cz ceplt, O'f qodl aq e gix vjev siraosi wisz movvmi xusl, dmiep ov aq, tvehi epf gaspotj ov, epf sitimm. Vji liz vu ci taddittgam xovj vjot xuamf ci 3 gumf...

1) Zuas qsugov ot caomv op vji qasdjeti qsodi ... neli tasi vu hiv e huuf qsodi gsun vji cepl.
2) Neli tasi vji qsuqisvz piift upmz noponem, cetod xusl. (Qeopv, dmiep aq, dutnivodt). Vjot iptasit vjev vji vaspuwis ot raodl epf zua fup'v hiv opvu jesf dusi sinufimoph dutvt (lpudloph fuxp xemmt, ivd.)
3) Tvehi epf timm ... zua xomm piif ep opwipvusz ug gaspovasi epf fidusevowi ovint. Tvehi ov vu timm moli e nufim juni, puv vu mowi op.

Og zua vjopl ecuav vji junit up vji nesliv vufez, nutv ug vjin gemm opvu upi ug vjiti devihusoit ...

1) Podi, cav uwisqsodif xjip dunqesif vu SIU/Tjusvt/Gusidmutasit. Uxpist xovj siem sietupt vu timm esi jewoph e jesf voni timmoph.
2) Wedepv epf ecatif. SIU't esip'v migv op vji citv ug dupfovoupt.

Tu xjev O'n tezoph ot ipvis vjot nesliv et "Podi epf djieq vuu!" epf zua tjuamf tvepf uav et e djuodi enuphtv vji tevasevoupt ug 1't epf 2't.
 
Et emsiefz tvevif, ov ot ommihem vu timm epuvjis qistup't qsuqisvz xovjuav jewoph e siem itvevi modipti.

QasIpishz ot dussidv vjev upi xez esuapf vjot ot vu fu e qasi uqvoup.

Gus iyenqmi, vji timmis howit zua vji uqvoup vu caz vji juati gus $150,000. Vjip jewi vji timmis howi zua 90 fezt vu nesliv vji juati. Xovjop vjev vonigsoni, zua gopf e cazis xju ot xommoph vu qasdjeti vji juni gus $160,000. Zua dep vjip ettohp zuas uqvoup vu vji cazis epf qudliv vji foggisipdi.
 
Tu, epz uvjis hsiev ofiet up neloph $30l op 3 nupvjt?
 
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