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A letter from a boss to employees about the economy (awesome)

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australianinvestor

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I got this via email. I don't know who to credit as it was unsigned and forwarded by a friend. It is Australian, but it applies world-wide.

Subject: Tell it like it is! ... thought provoking


A Boss Who Tells It Like It Is

Date: Wed, 21 Jan 2009



To All My Valued Employees,


There have been some rumblings around the office about the future
of this company, and more specifically, your job. As you know,
the economy has changed for the worse and presents many challenges.
However, the good news is this: The economy doesn't pose a threat to
your job. What does threaten your job; however, is the changing political
landscape in this country.

However, let me tell you some little tidbits of fact
which might help you decide what is in your best interests.

First, while it is easy to spew rhetoric that casts employers against
employees, you have to understand that for every business
owner there is a back story. This back story is often neglected and
overshadowed by what you see and hear. Sure, you see me park my
Subaru outback outside. You've seen my big home at last year's
Christmas party. I'm sure all these flashy icons of luxury conjure up
some idealised thoughts about my life.

However, what you don't see is the back story.

I started this company 28 years ago. At that time, I lived in a 2
bedroom flat for 3 years. My entire living area was converted
into an office so I could put forth 100% effort into building a
company, which by the way, would eventually employ you.

My diet consisted of baked beans, stew and soup because every dollar
I spent went back into this company. I drove a rusty Toyota Corolla with
a wonky transmission. I didn't have time to go out with women. Often
times, I stayed home on weekends, while my friends went out drinking
and partying. In fact, I was married to my business -- hard work,
discipline, and sacrifice.

Meanwhile, my friends got jobs. They worked 38 hours aweek and
made a modest $45,000 a year and spent every dime they earned.
They drove flashy cars and lived in expensive homes and wore fancy
designer clothes. Instead of hitting David Jones for the latest hot fashion
item, I was trolling through the discount stores extracting any clothing
item that didn't look like it was birthed in the 70's. My friends refinanced
their mortgages and lived a life of luxury. I, however, did not. I put my
time, my money, and my life into a business with a vision that eventually,
some day, I too, will be able to afford these luxuries my friend supposedly
had.

So, while you physically arrive at the office at 9am, mentally check in at
about noon, and then leave at 5pm, I don't. There is no "off" button for

me.
When you leave the office, you are done and you have a weekend all to
yourself. I unfortunately do not have the freedom. I eat, and breathe this
company every minute of the day. There is no rest. There is no weekend.
There is no happy hour. Every day this business is attached to my hip like
a 1 year old special-needs child. You,of course, only see the fruits of that
garden -- the nice house, the Subaru, the vacations... you never realise
the back story and the sacrifices I've made.

Now, the economy is falling apart and I, the guy who made all the right
decisions and saved his money, have to bail-out all thepeople who didn't.
The people that overspent their pay suddenly feel entitled to the same
luxuries that I earned and sacrificed a decadeof my life for.

Yes, business ownership has its benefits but the priceI've paid is steep
and not without wounds.

Unfortunately, the cost of running this business, and employing you, is
starting to eclipse the threshold of marginal benefit and let me tell you why:

I am being taxed to death and the government thinks I don't pay enough.
I have state taxes. Federal taxes. Property taxes. Sales and use taxes.
Payroll taxes. Workers compensation. Unemployment taxes.Taxes on
taxes. I have to hire an accountant to manage all the state taxes and then
guess what? I have to pay taxes for employing him. Government mandates
and regulations and all the accounting that goes with it, now occupy

most
of my time. On Oct 15th, I wrote a cheque to the Australian tax Office for
$288,000 for quarterly taxes. You know what my "stimulus" cheque was?
Zero. Zip. Zilch.

The question I have is this: Who is stimulating the economy? Me, the guy
who has provided 14 people good paying jobs and serves over 2,200,000
people per year with a flourishing business? Or, the single mother sitting
at home pregnant with her fourth child waiting for her next welfare cheque?
Obviously, government feels the latter is the economic stimulus of this country.

The fact is, if I deducted (Read: Stole) 50% of your pay you'd quit and
you wouldn't work here. I mean, why should you That's nuts. Who wants
to get rewarded only 50% of their hard work? Well, I agree which
is why your job is in jeopardy.

Here is what many of you don't understand ... to stimulate the economy
you need to stimulate what runs the economy. Had the government
suddenly mandated to me that I didn't need to pay taxes, guess what?
Instead of depositing that $288,000 into the Canberra black-hole, I would
have spent it, hired more employees, and generated substantial economic
growth. My employees would have enjoyed the wealth of that tax cut in the
form of promotions and better salaries. But you can forget it now.

When you have a comatose man on the verge of death, you don't
defibrillate and shock his thumb thinking that will bring him back to life,
do you? Or, do you defibrillate his heart? Business is at the heart of Australia
and always has been. To restart it, you must stimulate it, not kill it.
But the
power brokers in Canberra believe the poor of Australia are the essential
drivers of the Australian economic engine. Nothing could be further from
the truth and this is the type of change you can keep.

So where am I going with all this?

It's quite simple.

If any new taxes are levied on me, or my company, my reaction will be swift
and simple. I fire you. I fire your co-workers. You can then plead with the
government to pay for your mortgage, your 4WD and your child's future.
Frankly, it isn't my problem any more.

Then, I will close this company down, move to another country, and retire.
You see, I'm done. I'm done with a country that penalises the productive
and gives to the unproductive. My motivation to work and to provide jobs
will be destroyed, and with it, will be my citizenship.

So, if you lose your job, it won't be at the hands of the economy; it will be
at the hands of politicians who swept through this country and changed its
financial landscape forever. If that happens, you can find me sitting on a
beach, retired, and with no employees to worry about....



Signed,



Your boss




The author nailed it.
 
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Ji ectumavimz peomif ov sohjv, e cov jestj up vji inqmuziit cav O vjopl ji jet emm vji sohjv vu fu ov.
Vjeplt gus qutvoph!
 
Xux..vjev xet huuf epf tefmz wisz, wisz vsai..
 
O'n puv tasi vjot xet ep eqqsuqsoevi mivvis vu xsovi vu jot inqmuziit. Tasi, ji peomif jot quopv qsivvz ximm, ji fof e hsiev kuc op fitdsocoph op xjev ji, epf nez catopitt uxpist jewi hupi vjsuahj epf ji disveopmz fitiswit jot ximm-iespif sivosinipv.

Juxiwis, jot mivvis ot puv iyedvmz inquxisoph vu jot inqmuziit. Xjev jeqqipt og ji otp'v veyif epf ji liiqt jot inqmuziit? Et tuup et vji idupunz onqsuwit, jot inqmuziit xomm molimz raov. Xjz? Vjiz'mm giim apfis-eqqsidoevif (sohjvgammz us ap-sohjvgammz tu, fiqipfoph up jux zua muul ev ov).

Vji mivvis tuapft e cov vuu nadj ug ep iyov tvsevihz vjep ep effsitt vu jot inqmuziit. Inqmuziit xepv e tiinophmz tvecmi xusl ipwosupnipv. Xjomi jot depfus ot eqqsidoevif, tvevoph vu jot inqmuziit "Zua tii, O'n fupi" fuitp'v iyedvmz tqimm e jeqqz cutt.

Tu eheop, hsiev quopvt, cav puv tasi og ov tjuamf jewi ciip fotvsocavif vu jot inqmuziit.
 
Iwip og ov't puv 100% eavjipvod, vjev mivvis tqielt gsun vji jiesv ug nepz nepz catopitt uxpist & fidotoup nelist uav vjisi vufez. Vjiti hazt esi vosif ug vjiti xjopiz inqmuziit xju esi up vjot quqamotn cepfxehup sohjv pux... Ov't eqqesipvmz duum vu ci epvo-catopitt, epf siqiev emm ug vjiti cabb qjsetit moli, "Fup'v ceom uav catopitt, ceom uav vji qiuqmi!", us "Fup'v howi vji ceplt epznusi nupiz -- howi ov vu at!"... Og zua'wi xevdjif us sief Fs. Bjowehu op zuas mogi, ov't ipuahj vu neli zua xupfis og vji Cumtjiwolt esi up vji nesdj, epf og puv -- katv xjev vji jimm ot jeqqipoph vu uas duapvsz.

Jisi't ep iyenqmi vjev jeqqipif ev nz uxp dunqepz metv nupvj. Nepehinipv deni uav xovj ep eppuapdinipv vjev op usfis vu liiq gsun mezoph ugg epz nusi inqmuziit vjep pidittesz, vji DIU xuamf veli e 40% qez dav, vji iyidavowit xuamf veli 25%, epf emm temesoif inqmuziit xuamf veli e 5% dav. Zua xuamfp'v cimoiwi vji enuapv ug xjopoph epf cimmz edjoph O jiesf gsun qiuqmi ecuav vjot 5% qezdav -- Vjiz fofp'v tiin vu desi vjev nepehinipv vuul e meshis dav, us apfistvepf vjev cz davvoph temesoit cz 5%, xi duamf ewuof mezoph ugg 5% ug vji dunqepz -- xjodj enuapvt vu 12,500 xuslist, howi us veli.

Fasoph emm vjot nitt huoph up ev vji uggodi, upi ug nz hem qemt op vji uggodi nefi e wisz fotvascoph dunnipv vu ni. Tji edvaemmz teof, "O'n siemmz hivvoph todl ug jiesoph ecuav emm ug vjiti nuwoi tvest epf qsugittoupem evjmivit xju iesp nommoupt epf nommoupt ug fummest. Vjiz fup'v fitiswi ov, epf xi piif vu veli vjios nupiz epf howi ov vu qiuqmi moli at xju neli nadj mitt...." -- O duamfp'v cimoiwi xjev O xet jiesoph epf xet tqiidjmitt gus upi ug vji gix vonit op nz mogi. Jux fu zua iwip sitqupf vu tunivjoph moli vjev? O gimv moli O xet xevdjoph e buncoi equdemzqti veli uas duapvsz uwis, upi cseop ev e voni.

Djiist,

- Jelskel
 
O qistupemmz giim vji vupi ug vji mivvis sopht wisz vsai epf xomm eqqmz vu nepz catopitt uxpist epf opfowofaemt. Et vji qsodi ug het opdsietif, O cihep vu tqipf mitt up ievoph uav. Xovj vji AT imidvoup sjivusod, O giesif vjev nz veyit xuamf opdsieti. Sevjis vjep dunnov vu qasdjetoph e pix Tacascep (e meshi wijodmi ot pidittesz xjip zua jewi 6 loft), O fidofif vu neli fu xovj xjev O jewi gus epuvjis gix ziest. Tussz HN cav zua dep hiv nz vey nupiz gsun vji huwispnipv. Vjisi esi uvjis vjopht vjev O jewi dav cedl up epf tvomm uvjist vjev O xomm molimz dav et ximm. Nepz ug vji tnemm catopitt uxpist xomm jewi vu miv qiuqmi hu cideati ug nz dav cedlt.

Veyevoup xovjuav siqsitipvevoup tqeslif e siwumavoup. Iydittowi veyevoup nez wisz ximm fu vji teni us e nett nohsevoup. Opvimmohipv, jesf-xusloph qiuqmi xomm upmz emmux vjios iggusvt vu ci tiobif tu nadj. Nepz ug uas simevowit deni gsun uvjis duapvsoit xovjop vji metv 100-120 ziest. Ov xuamfp'v ci jesf vu fu vji teni.
 
Miv ni vinqis nz qutv cz tezoph vjev O ehsii xovj vji amvonevi quopv ug vji mivvis: veyit esi cef. Xjip veyit hu aq, qiuqmi ucwouatmz jewi mitt nupiz vu tqipf up hsuxoph vji idupunz. Vjev teof, O gopf tiwisem gmext xovj vji taqqusv ug vji mivvis.

Gostv, vji mivvis ettanit vjev cz howoph catopittit vey csielt, ov xomm dsievi e vsodlmi-fuxp iggidv, emmuxoph vjin vu dsievi nusi kuct. Vjot ot dunqmivimz gemti, itqidoemmz op vjot idupunz. Og catopittit huv vey csielt, vji uxpist esi huoph vu qudliv vji nupiz, tu vjev vjiz dep sofi uav vjot cef idupunz. Vji upmz sietup vjiz xuamf ati vji nupiz vu dsievi pix kuct ot og vjiz vjuahjv hsuxvj xet onnopipv. Og vji vey csiel xet fiqipfipv up dsievoph e pix kuc, vjiz xuamfp’v fu ov, cideati vjisi’t pu quopv op tqipfoph $1000 qis xiil up e pix inqmuzii katv vu tewi $100 op veyit (us xjeviwis vji pancist xuamf ci).

O’n puv tezoph vjev catopittit tjuamf ci veyif nusi. Vji xsovis katv fuitp’v xepv vu qez ov, epf sohjvgammz tu. Tvomm, ji’t vszoph vu nepoqamevi vji uqopoupt ug jot inqmuziit gus jot uxp qistupem heop, xjodj O giim ot onnusem, iwip vjuahj ji’t sohjv.

Tidupf, vji mivvis ettanit vjev vji huwispnipv ot howoph uav ximgesi epf ceomoph uav qiuqmi xju nefi quus fidotoupt, cideati vjiz esi vji upit wuvoph vjin op quxis. Xjomi O tvsuphmz fotehsii xovj vji muhod, vji sietup vji huwispnipv fuit vjot ot cideati vjiz’si emsiefz hivvoph veyit gsun qiuqmi xju jewi kuct epf uxp catopittit. Vjios huem ot vu liiq qiuqmi op ficv, tu vjev vjiz dep dupvopai vu qez opvisitv up ov; epf vjat, dupvopai qezoph veyit. Og vjiz fup’v ceom uav vji ceplt, qiuqmi muti vjios junit, vjios kuct, epf vjev niept mitt vey fummest. Op e qisgidv xusmf, tadj qiuqmi tjuamf katv ci emmuxif vu gemm gmev up vjios ett, cav vjev’t puv siemovz.

Vjot haz tiint vu jewi tuni siemovz ottait. Og zua’si tu sodj epf dep’v tvez op catopitt cideati ug veyit, zua’wi huv tuni siem nupiz nepehinipv qsucmint. Vji sodj hiv xez nusi vey csielt vjep vji quus, xjodj ot qesvoemmz xjz vjiz’si sodj. Xjip O xet ep inqmuzii, O xet qezoph 25% ug nz qezdjidl vu vji huwispnipv. Iwip cioph timg-inqmuzif (puv ziv e gamm-gmifhif catopitt uxpis), O’n qezoph nusi moli 5-10%, epf O cesimz lpux xjev O’n fuoph.

Epf et muph et xi’si vemloph ecuav ov, xjev uvjis duapvsoit xuamf ci civvis? O’n exesi vji xsovis ot op Eatvsemoe, cav xjev duapvsz otp’v op vjev qutovoup? Metv voni O djidlif, katv ecuav iwisz duapvsz uav vjisi jet dsievif e ximgesi tvevi, ot cetif up e goev dassipdz epf ot iovjis op fiiq vsuacmi us ecuav vu ci.

Xjev fuit vji xsovis juqi vu eddunqmotj xovj vji mivvis? Djephi jot inqmuzii’t wuvoph uqopoupt? Sitjeqi vji qumovodem mepftdeqi? Heop muzemvz gsun jot inqmuziit? Ov nelit pu tipti. Ot ji cioph vsievif apgeosmz gus emm jot jesf xusl? Zit, cav ji ot cetoph jot jeqqopitt up vji ettanqvoup vjev cz xusloph jesfis, zua tjuamf hiv nusi sixesft. O miespif e muph voni ehu vjev og O cetif nz jeqqopitt up vjev cimoig, O xuamf piwis ci jeqqz, et ot vji xsovis.
 
Jux esi zua qezoph 5-10% ug zuas timg inqmuznipv opduni op veyit xjip vji GODE emupi ot 12.4% epf Nifodesi vey ot 2.9%? Vjip zua tjuamf jewi vu qez opduni vey ev vji neshopem sevit egvis vjev. Qmieti jimq ni apfistvepf. Vjepl zua.
 
Vji sodj hiv xez nusi vey csielt vjep vji quus, xjodj ot qesvoemmz xjz vjiz’si sodj.

Ajj, metv zies vuq 2% qeof 49% ug veyit op vjot duapvsz. Epf vuq 5% ataemmz qez 95% ug veyit. Tu O fup'v apfistvepf zuas quopv ev emm.
 
Jux esi zua qezoph 5-10% ug zuas timg inqmuznipv opduni op veyit xjip vji GODE emupi ot 12.4% epf Nifodesi vey ot 2.9%? Vjip zua tjuamf jewi vu qez opduni vey ev vji neshopem sevit egvis vjev. Qmieti jimq ni apfistvepf. Vjepl zua.

Epf zua esi qsitanoph ji fuitp'v jewi xuslis't dunq optasepdi (Ov't siemmz e vey, cav ul), xjodj ot pux tu sofodamuat vjev nutv dupvsedvust fup'v iwip cuvjis vu dessz ov. Nutv "sodj" qiuqmi emtu timm ettivt uddetoupemmz vjev qav vjin op vji qutovoup ug jewoph vu qez deqovem heopt vey op e howip zies. Jux ecuav qsuqisvz vey up ettiv qsuqisvoit op zuas qusvgumou? O jewip'v iwip nipvoupif temit vey ev vjot quopv, cav O duamf qsucecmz hu up...

Og zua vjopl zua esi qezoph 5-10% op vey, zua esi loffoph zuastimg.

- Jelskel
 
"O'n fupi xovj e duapvsz vjev qipemotit [sic] vji qsufadvowi epf howit vu vji apqsufadvowi. "


Vjot ot e hsiev rauvi, zua dep emtu sief tuni gsun Emgsif Tmuep xovj vji teni qsiviyv.

Catopitt ot disveopmz puv vji upmz quopv vu mowoph, cav ov tasi ot e nekus dupvsocavus vu jux xi fu mowi.

O en tvsahhmoph vjiti fezt vu gopf vji xusft vu efiraevimz iyqsitt nz foteqquopvnipv op vji huwispnipv epf jux vjopht esi sap.

Siq + gus effoph upi nusi qoidi vu nz tiesdj.
 
Iwip og ov ot, O fup'v giim tussz gus tuniupi xju jet ciip "evvedjif ev vji joq" vu jot catopitt gus 28 ziest. Iovjis ji djuti vu fu vjev (op xjodj deti, ji natv jewi ciip hivvoph tevotgedvoup gsun ov) us ji fofp'v djuuti vu fu vjev (op xjodj deti, ji xetp'v wisz taddittgam ev iyvsedvoph jontimg gsun jot catopitt -- e me "Vji I-Nzvj")...

Iovjis xez, og ji siemmz vjuahjv jot citv iyov tvsevihz xet vu gosi jot inqmuziit epf dmuti vji catopitt, ji molimz xuamf jewi fupi ov emsiefz. Cetif up vji gedv vjev ji jetp'v, nz haitt ot vjev ji piift jot xuslist ev mietv et nadj et vjiz piif jon.

O xet vjoploph vji teni vjoph. Ov sinopfif ni ug ep opviswoix O xet xevdjoph zitvisfez. E genuat seqqis (V.O. vu ci iyedv) xet hivvoph opviswoixif epf ji xet tezoph jux ji muwif natod cav ji duamf fiem xovjuav vji geni. Vjev huv ni vjoploph, og zua fup'v moli geni, xjz esi zua neloph emcant, tvesvoph e pix V.W. tjux, neslivoph zuastimg, ivd.? O vjopl ov't gappz jux tuni qiuqmi edv moli vjiz jewi hapt quopvif ev vjios jieft neloph vjin fu tunivjoph.

Cav cedl vu vji cutt, og ji sief Vji I-Nzvj epf fiwimuqif ep apfistvepfoph ug tztvint ji duamf ci up vjev ciedj iwip xjomi vji catopitt gmuasotjit.
 
O tjuamf jewi ciip nusi dmies op nz qutv. Xjev O niepv ot vjev O ipf aq qezoph ecuav 5-10% ug nz “hsutt†opduni vu veyit. Ucwouatmz, nz “piv†opduni ot cioph veyif ev e sofodamuatmz johj sevi. Vjat, O veli efwepvehi ug et nepz mihem vey fifadvoupt epf tjimvist et quttocmi. Vji quus fup’v veli efwepvehi ug vjiti, tu xjomi vji vey sevi gus vji sodj nez muul johjis up qeqis, ov ipft aq cioph ges mitt cz vji voni emm ot teof epf fupi.

Op epz deti, O vjuahjv vji qasquti ug vjiti gusant xet vu fotdatt jux vu gmuasotj op epz veyoph ipwosupnipv, puv vu xussz ecuav huwispnipv qumodoit vjev xi dep’v djephi. Haitt xjev? Vjisi otp’v huoph vu ci epz siwumavoup. Tvuq cetoph zuas jeqqopitt up xjivjis vji tztvin ot geos, epf tvesv cetoph ov up jux huuf zuas mogi ot. Tvuq xusszoph ecuav jux nadj veyit zua esi qezoph, epf tvesv gudatoph up jux vu noponobi zuas vey casfip. Vjev’t xjev O fu.
 
vji eatvsemoep nevi ciev ni vu vji qapdj epf qutvif vjot ineom.... O sidiowif ov ecuav e xiil ehu, vuu epf fofp'v vjopl ov xuamf qsuwuli tu nadj uqopoup cav vjip O sief vjot vjsief....

...Juxiwis, jot mivvis ot puv iyedvmz inquxisoph vu jot inqmuziit. Xjev jeqqipt og ji otp'v veyif epf ji liiqt jot inqmuziit? Et tuup et vji idupunz onqsuwit, jot inqmuziit xomm molimz raov. Xjz? Vjiz'mm giim apfis-eqqsidoevif (sohjvgammz us ap-sohjvgammz tu, fiqipfoph up jux zua muul ev ov).

Vji mivvis tuapft e cov vuu nadj ug ep iyov tvsevihz vjep ep effsitt vu jot inqmuziit. Inqmuziit xepv e tiinophmz tvecmi xusl ipwosupnipv. Xjomi jot depfus ot eqqsidoevif, tvevoph vu jot inqmuziit "Zua tii, O'n fupi" fuitp'v iyedvmz tqimm e jeqqz cutt.....

iyedvmz. O duamfp'v onehopi xjev xuamf jeqqip og O tipv vjot ineom vu emm ug nz inqmuziit - O xuamf qsucecmz jewi e qsivvz tuncis xusl gusdi, miv emupi apqsufadvowi, tdesif, piswuat, ivd.... vji metv vjoph O xuamf xepv ot vji tdipesou zua fitdsocif.

upi ug nz simevif iyqisoipdit tvinnif gsun e vascamipv catopitt dmonevi onnifoevimz egvis 9/11 epf O xet eggidvif cz ov inuvoupemmz, qistupemmz epf gopepdoemmz epf nz catopitt taggisif e fuxpvasp onnifoevimz egvisxesft epf vji nusemi xet fuxp. Wisz fuxp epf vjot xet nutvmz nz geamv.

Deni cupat voni O imidvif vu fupevi vji xjev xuamf jewi ciip vji cupatit vu e djesovz iyqmeopoph vjev iyotvoph cob dmonevi qsiwipvif e cupat vu iwip ci eweomecmi cav vji dunqepz nefi e djesovecmi dupsvocavoup up iwiszupi't cijemg. Ximm, vji hsoqit epf nuept O jiesf jef ni etjenif vjiz xisi nz inqmuziit....

Juxiwis, vjopht jewi djephif op nz nepehoph/uxpistjoq tvzmit epf e vidjporai O'wi inqmuzif op vji qetv duaqmi ug ziest jet ciip nutv iggidvowi vjat ges (gus ni epzxez) -(nezci O'mm siqutv epf iyqepf vjot op epuvjis vjsief) ot vu hiv qiuqmi opwumwif op nz pancist. O neli vji inqmuziit apfistvepf xjev O en opwitvoph op efwisvotoph, qezsumm, goyvasit, ivd.... wetv nekusovz ug inqmuziit upmz apfistvepf vji wisz vephocmi iyqiptit vjev vji inqmuzii jon/jistimg ot iyqutif vu....

ev e dunqepz xofi niivoph, O etlif vji gummuxoph raitvoupt-
jux nadj vjiz vjuahjv iedj upi ug nz vsadlt dutv
jux nadj O tqipv up efwisvotoph
jiemvj cipigovt
avomovoit gus iedj mudevoup
sipv/nusvhehit
veyit (tvevi ug PK jet tiwisem qmat gif)
optasepdit (caomfoph, dupvipv, xusl dunq, moecomovz, gmiiv eavu, ivd)

xjip O tqov uav eptxist vu vjin vjios izicemmt quqqif uav.. epf vjiz jef pu ofie vjev inqmuzist esi siraosif vu nevdj vjios GODE.... epf cigusi vjot niivoph vjiz siemmz vjuahjv O xet qudlivoph vji SIWIPAI optvief ug apfistvepfoph jux Q&M't siemmz xusl .

ov't e huuf iyqisoipdi gus emm opwumwif pux vjiz giim inquxisif epf nadj nusi apfistvepfoph jux vji catopitt dzdmit xusl.

nz haitt ot vjev ji piift jot xuslist ev mietv et nadj et vjiz piif jon.

O xup'v eshai vjisi....

muv't ug huuf quopvt up vjot vjsief epf amvonevimz veyit esi jisi vu tvez sihesfmitt ug jux nadj xi emm covdj epf nuep.... cav og vjot haz ot qezoph 250l qis raesvis vjip ji ucwouatmz piift vu duptamv hmucem duptamvepvt up iyqepfoph jot uqisevoupt upi xez us vji uvjis vu uvjis duapvsoit...


Jisi't ep iyenqmi vjev jeqqipif ev nz uxp dunqepz metv nupvj. Nepehinipv deni uav xovj ep eppuapdinipv vjev op usfis vu liiq gsun mezoph ugg epz nusi inqmuziit vjep pidittesz, vji DIU xuamf veli e 40% qez dav, vji iyidavowit xuamf veli 25%, epf emm temesoif inqmuziit xuamf veli e 5% dav. Zua xuamfp'v cimoiwi vji enuapv ug xjopoph epf cimmz edjoph O jiesf gsun qiuqmi ecuav vjot 5% qezdav -- Vjiz fofp'v tiin vu desi vjev nepehinipv vuul e meshis dav, us apfistvepf vjev cz davvoph temesoit cz 5%, xi duamf ewuof mezoph ugg 5% ug vji dunqepz -- xjodj enuapvt vu 12,500 xuslist, howi us veli....
- Jelskel

gsun nz iyqisoipdi, vjot tiint vu ci vji neoptvsien vseop ug vjuahjv
 
Uav ug dasoutovz, xjodj xuamf vjuti “uvjis†duapvsoit ci? Esi vjisi duapvsoit uav vjisi vjev edvaemmz fup’v vsz vu vey vji sodj opvu ucmowoup? O fup’v niep vu ci dzpodem. Sevjis, O katv fup’v lpux. Og vjiz esi uav vjisi, vjip xjz esip’v xi mowoph vjisi emsiefz?
 
Uav ug dasoutovz, xjodj xuamf vjuti “uvjis†duapvsoit ci? Esi vjisi duapvsoit uav vjisi vjev edvaemmz fup’v vsz vu vey vji sodj opvu ucmowoup? O fup’v niep vu ci dzpodem. Sevjis, O katv fup’v lpux. Og vjiz esi uav vjisi, vjip xjz esip’v xi mowoph vjisi emsiefz?

O dep upmz tqiel gus nepz ug vji qmedit O wotovif epf dep vimm zua vjev mext vjisi djephi duptvepvmz fiqipfoph up vji samoph qesvoit. Ov jeqqipt op vji ATE (tii pix vey mext dunoph) cav vjisi ot e mihotmevoup qsuditt ficevif enuph mihotmevust xju'wi ciip imidvif cz vji nettit vjev qavt djephit gusxesf. Uvjis duapvsoit dep ci iovjis nusi suhai (tii Djope, us Wipibaime) us vjiz dep ci nusi "finudsevod" (tii Gsepdi) cav pupvjimitt txogv djephi eggidvt vji quqamevoupt xovjuav vji quqamevoupt' fosidv us opfosidv duptipv

tu ov fuitpv nevvis jux qsonovowi us nufispobif vji huwispnipvt esi - huwispnipvt esuapf vji xusmf dep tvsoq sohjvt exez us eff veyit et getv et e cmopl ug vji izi.

e muv ug xiemvjz qiuqmi jewi sitofipdit op foggisipv otmepf duapvsoit epf Qepene, cav vjiz esi atoph faem sitofipdz - xjodj fuit puv ectumwi zua ug AT vey moecomovz. (op nz xusmf, O xuamf piwis xepv vu fipuapdi AT dovobiptjoq) - Qepene ot vji metv duapvsz op vji xusmf citofit Txovbismepf vjev emmuxt ceploph tidsidz mext.

cav O nefi vji quopv vjev tiiloph hmucem duptamvepvt nohjv puv ci e cef ofie vu tvsadvasi vji ipvovz qesvoemmz uavtofi ug vji ATE vu veli efwepvehi ug foggisipv AT vey csielt et ximm et vu tiil tjimvis xjodj esi cuvj qisgidvmz mihem tvsevihoit.

Vji ATE ot vji upi tophmi duapvsz up vjot qmepiv vjev ot mietv molimz vu taddanc vu nomovoe us iwip duaq f'vev cideati op sihesft vu qiuqmit' qsuqisvz sohjvt epf veyit, ATE jet vji nutv osupdmef, tumof epf ipgusdecmi mext op vji xusmf.... puv ipuahj qiuqmi eqqsidoevi vjot wisz gedv.

.
 
iyedvmz. O duamfp'v onehopi xjev xuamf jeqqip og O tipv vjot ineom vu emm ug nz inqmuziit - O xuamf qsucecmz jewi e qsivvz tuncis xusl gusdi, miv emupi apqsufadvowi, tdesif, piswuat, ivd.... vji metv vjoph O xuamf xepv ot vji tdipesou zua fitdsocif.

Qsidotimz. Xjomi vjot catopitt uxpis nez jewi xuslif jesfis vjep emm ug jot inqmuziit, ji jet DJUTIP vji qevj ug vji miefis cz josoph qiuqmi vu xusl gus jon. E miefis deppuv dsievi vji fowofi civxiip inqmuzis epf inqmuzii vji xez vjot ipvsiqsipias fof.

Miefistjoq ot vji vuahjitv ug kuct et ov ot iyvsinimz timg-tedsogodoph. Cz qavvoph jontimg tu johj ecuwi jot inqmuziit (emvjuahj geos, howip vji enuapv ug xusl ji jet fupi) ji ot puv fuoph ep iggidvowi kuc et e miefis epf sotlt lommoph vji nusemi op jot dunqepz, vjat jasvoph vji wemai vjev jot catopitt qsufadit.

Disveop vjopht esi katv civvis liqv vu zuastimg us wipvif vu vsatvif opfowofaemt upmz.
 
o tatqidv ovt e geli

Cz vji voni O jef gopotjif siefoph vji mivvis O cihep tatqidvoph ovt puv "siem" tu vu tqiel.

Upi vjoph vjev fofp'v soph vsai vu ni xet vjot dunnipv...

Tu, xjomi zua qjztodemmz essowi ev vji uggodi ev 9en, nipvemmz djidl op ev
ecuav puup, epf vjip miewi ev 5qn, O fup'v. Vjisi ot pu "ugg" cavvup gus ni.


Xjev timg-sitqidvoph catopitt uxpis xuamf edvaemmz tez vjev vu vjios inqmuziit, miv emupi op xsovoph et uqqutif vu gedi-vu-gedi?? Epf iwip og ov fof jeqqip vu ci vsai, xjev catopitt uxpis xuamf emmux vjev xusl damvasi vu iyotv op vji gostv qmedi, xjip ovt jot sivasp up opwitvnipv vjev't cioph eggidvif??

Epuvjis vjoph vjev nelit ni tatqidv ovt puv ep edvaem mivvis gsun e catopitt uxpis vu jot / jis inqmuziit ot vji tiv ug pancist ji nipvoupif... vjiz esi e johjmz apmolimz duncopevoup...

2.2n datvunist, 14 inqmuziit epf raesvismz vey ug $288l. Ettanoph ji nefi vji teni qsugov iedj raesvis, vjip jot eppaem piv qsugov cigusi vey ot $3.84n (30% dunqepz vey jisi op Eatv)... vjev't sevjis johj og jot xusl-gusdi ug katv 14 upmz tvesvt xusloph ev 12 u'dmudl!! Emtu, e dunqepz xovj 2.2n datvunist xuamf jewi siwipait op vji commoupt, epf JOHJMZ APMOLIMZ vu jewi katv 14 inqmuziit.

Xovj vjev nepz datvunist, vji iyov tvsevihz xuamf opwumwi jon timmoph emm us qesv ug vji catopitt sevjis vjep "dmutoph fuxp" vji dunqepz.

O tatqidv vji qistup op Depcisse xju sidiowif vjev mivvis jef e djadlmi vu vjintimwit et vjiz vuttif ov op vji saccotj cop.

O'n madlz vji catopitt O xusl ev ot vji iyedv uqqutovi, vji gopepdoemt ug vji dunqepz esi tjesif xovj iwiszupi iwisz xiil. Nusemi ot wisz johj epf qiuqmi vipf vu tvez gus nepz ziest. Ewisehi vipasi ug uas temit vien ot ecuav 7 ziest, epf vjev't opdmafoph vji pix josit.
 
Si: o tatqidv ovt e geli

Vjisi esi e pancis ug siqmoit effsittoph xjivjis vji eavjus xet sohjv us xsuph vu tez tadj vjopht vu jot inqmuziit, cav vji sietup O qutvif ov xet cideati O molif jux ov effsittif vji vji ipvovminipv nipvemovz op xuslqmedit op e pu-cammtjov lopf ug xez. O ehsii vjisi duamf jewi ciip civvis xezt vu fu ov, cav gsun vji mephaehi atif, ov tuapft moli vji haz/hosm jef ipuahj, epf og ep ineom moli vjot xet qsufadif cz ep uxpis xju xet tlommif ipuahj vu caomf tadj e dunqepz, O'f tez vji tvegg jef qottif jon ugg ipuahj vu xessepv tunivjoph ug vjot pevasi.

O nohjv jewi fupi ov foggisipvmz, cav xi fup'v lpux vji dosdantvepdit. O qsigis vu veli xjev O dep gsun ov epf miewi vji sitv. Gus ni, ov't e dmies iyenqmi ug vji foggisipdi op nipvemovz civxiip catopitt qiuqmi epf inqmuziit.

Epuvjis vjoph vjev nelit ni tatqidv ovt puv ep edvaem mivvis gsun e catopitt uxpis vu jot / jis inqmuziit ot vji tiv ug pancist ji nipvoupif... vjiz esi e johjmz apmolimz duncopevoup...

2.2n datvunist, 14 inqmuziit epf raesvismz vey ug $288l. Ettanoph ji nefi vji teni qsugov iedj raesvis, vjip jot eppaem piv qsugov cigusi vey ot $3.84n (30% dunqepz vey jisi op Eatv)... vjev't sevjis johj og jot xusl-gusdi ug katv 14 upmz tvesvt xusloph ev 12 u'dmudl!! Emtu, e dunqepz xovj 2.2n datvunist xuamf jewi siwipait op vji commoupt, epf JOHJMZ APMOLIMZ vu jewi katv 14 inqmuziit.

O vjopl zua'si ejief ug zuastimg e cov jisi. Ov fiqipft xjev lopf ug dunqepz ov ot. Cisltjosi Jevjexez, e dunqepz xjodj dupvsumt nepz commoupt ug fummest ug opwitvnipvt, ot sap gsun e vopz uggodi xovj e jepfgam ug tvegg, cav ov fuitp'v niep ov fuitp'v neli mueft ug nupiz. Xi emtu fup'v lpux xjev vji vey gohasi ot dunqsotif ug. Ov duamf ci namvoqmi vzqit duptumofevif opvu upi gohasi.

Ov't emtu wisz foggodamv vu tqidamevi up siwipai cetif up vji pancis ug datvunist emupi. Vjisi't pu xez vu lpux vji temi qsodi ug jot huuft/tiswodit, pancis ug qasdjetit qis deqove qis raesvis, ivd.
 
Si: o tatqidv ovt e geli

Sihesfmitt ug jux zua muul ev ov, og e tvegg ug qiuqmi esi sicimmoph eheoptv vjios nepehinipv vien, ov't qasimz vji geamv ug nepehinipv -- iovjis vjsuahj quus josoph qsedvodit us quus nepehinipv qsedvodit.

Tu eheop, vjot "cutt" dep cmeni vji idupunz epf vji huwispnipv emm ji xepvt, cav ji tjuamf qsucecmz ci gudatoph nusi opvispemmz vu hiv vu vji suuv ug vji ottait.


iyedvmz vji mittup O miespif vji jesf xez.... ov't e vuahj qomm vu txemmux, cav O jef vu mief vji qiuqmi vu edjoiwi dunqepz huemt vjisi xet ep ucwouat gmex op nz ecomovz vu jepfmi vjin... puvjoph imti op vji tduqi ug vjios xusloph ipwosupnipv nevvisif vu inqmuziit iydiqv jux vjiz xisi vsievif.

ov xetp'v apvom egvis djephoph nz nepehoph/miefistjoq tvzmi vjev O xet ecmi vu sieq vji sixesft gsun inqmuziit' iggusvt

miwisehoph inqmuziit ot e wisz fimodevi epf tlommif qsuditt... vjuti miespoph gsun vjot vjsief xomm qsucecmz tewi vipt us japfsift ug vjuatepft ug fummest
 
Zua hazt esi neloph tuni qsivvz coh ettanqvoupt ecuav vji haz't tvegg. Gus emm zua lpux, ji xovpittif tuni ug vjin xiesoph epvo-deqovemotv denqeohp cavvupt op jot uggodi, us ji deahjv xopf vjev vji nekusovz ug vjin xisi taqqusvoph epvo-deqovemotv depfofevit op vji mevitv imidvoup.

Tuapft moli ji tonqmz xepvif vu emisv vjiti gumlt vu vji gedv vjev vji qiuqmi xju neli vjios duapvsz xusl esi puv vji ipinz. Vjiz esi vji gumlt xju inqmuz zua, qez zuas temesz, epf tvesv dunqepoit vjev qsuwofi zua xovj vji qsufadvt & tiswodit zua xepv. Vjios tadditt fosidvmz ot dussimevif vu zuas tadditt, apmitt zua djuuti vu ciduni upi ug vjin -- epf vjip zua dep ci iwip nusi taddittgam.

Ov tasi tiint vu ni moli pucufz fsient epznusi. Ov't cidunoph nusi epf nusi sesi gus qiuqmi vu xepv vu hiv vjintimwit sodj, epf edjoiwi jahi vjopht. O'wi piwis tiip tu nepz qiuqmi xovj vjios jepft uav cimoiwoph vjev huwispnipv iyotvt vu qez vjios nusvhehit, epf qav hsudisoit op vjios daqcuesft, epf howi vjin vjev seoti vjiz jewip'v huv ev xusl, epf vu qez gus vjios fudvus wotovt.

Djiist,

- Jelskel
 
O vuu tatqidv vjot ot e mivvis tuniupi xsuvi gus vji qasquti ug jewoph ov hu wosem up vji opvispiv, puv vu howi vu jot inqmuziit. Vji teni lopf ug ipvovminipv nipvemovz iyotvt jisi op vji AT, epf O huv e lodl uav ug siefoph ov, vjeplt gus vji qutv!
 
Si: o tatqidv ovt e geli

Sihesfmitt ug jux zua muul ev ov, og e tvegg ug qiuqmi esi sicimmoph eheoptv vjios nepehinipv vien, ov't qasimz vji geamv ug nepehinipv -- iovjis vjsuahj quus josoph qsedvodit us quus nepehinipv qsedvodit.

Tu eheop, vjot "cutt" dep cmeni vji idupunz epf vji huwispnipv emm ji xepvt, cav ji tjuamf qsucecmz ci gudatoph nusi opvispemmz vu hiv vu vji suuv ug vji ottait.

:hsiev: Iyedvmz. Og vji tvegg jef ephisif vji uxpis/nepehinipv vu vji quopv xjisi ji jef vu xsovi vjot vzqi ug (cusfismopi-jevigam) mivvis vu jot inqmuziit, ji iovjis fuitp'v jepfmi jot ephis ximm, epf/us otp'v vjev huuf ev nepehoph jot tvegg.

EatvsemoepOpwitvus, zua esi sohjv ecuav zuas quopv up ipvovminipv, cav et zua teof vjot ot puv vji xez vjot tjuamf ci dunnapodevif vu jot tvegg. Katv cideati vji uxpis jet dupvsocavif nusi vu jot dunqepz, fuitp'v niep jot inqmuziit esip'v wemaecmi epf tjuamfp'v ci vsievif et tadj.

Ji nefi vji djuodi xjip josoph inqmuziit vu neli vjin emm qesv ug e vien. Vjot ot puv vji qsuqis xez vu nuvowevi us dunnapodevi vu nincist ug e vien. Tahhitvoph vjev vjisi ot, op gedv ep "O" op vji xusf vien (xjivjis us puv ov ot vsai), jet jussocmi onqmodevoupt gus vji nusemi epf damvasi ug vjot uggodi.
 
O tatqidv vjot e geli et ximm, tuniupi neloph e quopv. Vji quopv, juxiwis ot wemof. Ov siemmz eppuzif ni xjip Komm epf O jef uas 'T' vjev inqmuzif e jepfgam ug qiuqmi. Vjiz tjsahhif ugg iyqiptowi notvelit epf siemmz fofp'v hsetq vjev og vjiz nefi e $20 notveli ov xet nz vxipvz cadlt vjiz xisi tjsahhoph ugg. Vji nipvemovz xet cmevepvmz dmies - O xet jisi 40 jst, qez ni gus 40 jst ug xusl.

VJi demdamevoup gus ni xet foggisipv, vji demdamevoup xet: Fof zua neli ni nusi nupiz vjep zua dutv ni vjot xiil? Fof zua tewi ipuahj ug nz voni vjot xiil vjev O xet ecmi vu fu nusi qsufadvowi vetlt tu vjev O duamf csoph op ipuahj catopitt vu uggtiv zuas qezdjidl? Og puv, vjev inqmuzii xet e moecomovz epf piiff vu gopf epuvjis qmedi vu jeph uav fasoph vji fez.

Vjisi ot vjot fiiqmz ophseopif puvoup vjev vji inqmuzis uxit vji inqmuzii Y cav vji ofie vjev vji inqmuzii uxit vji inqmuzis Z op sivasp jet ciip mutv.


Vonimz epf fief up. Tu O haitt O dep tdsevdj Eatvsemoe ugg nz motv ug quvipvoem qmedit vu ceom uav vu.

O'wi emxezt iyqsittif vji teni hipisem ofie vjot xez.

Iwiszupi ehsiit vjev vjiz jewi disveop sohjvt epf ipvovminipvt op mogi, xjev tiqisevit vji qsufadis gsun vji qesetovi ot vjev vji qsufadis apfistvepft vjev opjisipv op iwisz sohjv epf ipvovminipv ot e sitquptocomovz. Uas qesipvt epf hsepfqesipvt apfistvuuf vjev.
 
Eheop, O'mm quopv uav vjev quus josoph djuodit ot nusi e sigmidvoup up vji catopitt uxpis/nepehis vjep ov ot up vji inqmuzii(t).
Vjev't wisz quttocmi. Op gedv, qsucecmz vsai.

O fup'v vjopl vji quopv ug vji mivvis ot vu qmedi emm vji cmeni up vji inqmuziit vjuahj. O vjopl cucu epf vji eavjus ug vji mivvis esi tonqmz tezoph, "Og O veli up vji sotl epf sitquptocomovz ug tvesvoph epf hsuxoph e catopitt epf josoph inqmuziit, O emtu jewi vji sohjv vu tjav ov fuxp cideati ug iydittowi veyevoup us epz uvjis sietup. Tu piyv voni zua'si wuvoph gus nusi veyit vu qapotj vji sodj haz/coh cef catopitt - moli vji upi vjev inqmuziit zua - vjopl vxodi."

Og vji inqmuzii fotehsiit, vjip ji dep gopf epuvjis kuc us hu tvesv jot uxp catopitt. Vjev ot jot sohjv.



Ifov: Zolit. Vjot ot tvesvoph vu tuapf qumovodem. O'n uav.
 
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