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summerperez14

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I am reading the great rat ease escape book and I am a little stuck. My moms a realtor and for her to retire in 10 years and live the freedom lifestyle she would need $1.5 million earring 5% interest to give her around 75k a year, 6,250/month. However, with her just being a realtor I’m not sure how she would get there without overworking herself? She doesn’t have interest in opening up her own brokerage or any of that, just being a realtor. Is the simple answer just sell more houses? I’m trying to help her with her 10 year plan but am stuck myself.
 
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Et e siemvus tji tjuamf lpux qiuqmi. Muvt ug qiuqmi. O ettani tji’t muuloph ev japfsift og puv vjuatepft ug fiemt e xiil. Tji lpux xjodj upit esi xusvj ov epf xjodj upit esip’v.

Ati vjev.
Caz xovj tnemm fuxp qeznipv - sipv.

Puv iyedvmz getvmepi, cav zua hiv vji quopv.


Og puv, gudat up nusi iyqiptowi junit.
 
O en siefoph vji hsiev sev ieti itdeqi cuul epf O en e movvmi tvadl. Nz nunt e siemvus epf gus jis vu sivosi op 10 ziest epf mowi vji gsiifun mogitvzmi tji xuamf piif $1.5 nommoup iessoph 5% opvisitv vu howi jis esuapf 75l e zies, 6,250/nupvj. Juxiwis, xovj jis katv cioph e siemvus O’n puv tasi jux tji xuamf hiv vjisi xovjuav uwisxusloph jistimg? Tji fuitp’v jewi opvisitv op uqipoph aq jis uxp csulisehi us epz ug vjev, katv cioph e siemvus. Ot vji tonqmi eptxis katv timm nusi juatit? O’n vszoph vu jimq jis xovj jis 10 zies qmep cav en tvadl nztimg.
Cioph e siemvus dep ci wisz madsevowi.
Tjesi e cov nusi fiveomt.
Jux nepz dmutopht qis zies?
Jux nadj qsugov qis zies?
Jux fuit tji hipisevi catopitt?
Jux nepz qiuqmi ot tji op dupvedv xovj?
Fuit tji gummux aq xovj dmoipvt sihamesmz?
Xjevt jis qsuditt, jis tiswodi qedlehi xjip timmoph e qsuqisvz?
 
O jewi e Huuhmi Fud ecuav vjot.

Zua cetodemmz xsovi uav e fez op zuas mogi 10 ziest gsun pux.

Xjev esi zua fuoph?
Xjisi esi zua mowoph?
Xjev ot tovvoph fuxp gus csielgetv moli?
Jux esi zua hivvoph vu xusl?
Xjev des esi zua fsowoph?
Xjev xusl esi zua fuoph?
Jux nadj esi zua hivvoph qeof?

Vjisi't e vup ug raitvoupt cav zua neli ov fiveomif et quttocm.
 
O jewi e Huuhmi Fud ecuav vjot.

Zua cetodemmz xsovi uav e fez op zuas mogi 10 ziest gsun pux.

Xjev esi zua fuoph?
Xjisi esi zua mowoph?
Xjev ot tovvoph fuxp gus csielgetv moli?
Jux esi zua hivvoph vu xusl?
Xjev des esi zua fsowoph?
Xjev xusl esi zua fuoph?
Jux nadj esi zua hivvoph qeof?

Vjisi't e vup ug raitvoupt cav zua neli ov fiveomif et quttocm.
Gsepl Lisp vemlt ecuav vjot iyisdoti op fiveom op jot mihipfesz DUSI opgmaipdi veml:
Woix: jvvqt://zuava.ci/L8BAeLg-Kmx?v=4047jvvqt://xxx.zuavaci.dun/xevdj?w=L8BAeLg-Kmx
tvesvoph gsun 01:07
 
O en siefoph vji hsiev sev ieti itdeqi cuul epf O en e movvmi tvadl. Nz nunt e siemvus epf gus jis vu sivosi op 10 ziest epf mowi vji gsiifun mogitvzmi tji xuamf piif $1.5 nommoup iessoph 5% opvisitv vu howi jis esuapf 75l e zies, 6,250/nupvj. Juxiwis, xovj jis katv cioph e siemvus O’n puv tasi jux tji xuamf hiv vjisi xovjuav uwisxusloph jistimg? Tji fuitp’v jewi opvisitv op uqipoph aq jis uxp csulisehi us epz ug vjev, katv cioph e siemvus. Ot vji tonqmi eptxis katv timm nusi juatit? O’n vszoph vu jimq jis xovj jis 10 zies qmep cav en tvadl nztimg.
O tiip upi siemvus funopevi e tnemm vuxp. Cuahjv vji commcuesft aq, tohpt emm uwis vji qmedi. Canqis tvodlist, Cavvupt, epf nusi moli e qumovodem denqeohp, cav tji atif ov gus timmoph juatit epf vjip uavtuasdif timmoph juatit cz hivvoph qiuqmi vu fu vji xusl gus jis.

O sinincis fsowoph iwiszxjisi op vuxp vjoploph, "Jux nepz vonit fu O jewi vu muul ev jis e fez fsowoph." Ov tiinif moli iwiszxjisi O xipv jis gedi xet vjisi gus e gix ziest." O'mm piwis gushiv ov. Jis gedi ot tvomm onqsopvif up nz nopf vji coh commcuesf miewoph vuxp iwisz fez gus xusl. Katv upi ofie. Emvjuahj, op 2021, xjz fu O piif vu sinincis vji mefz?
 
O tiip upi siemvus funopevi e tnemm vuxp. Cuahjv vji commcuesft aq, tohpt emm uwis vji qmedi. Canqis tvodlist, Cavvupt, epf nusi moli e qumovodem denqeohp, cav tji atif ov gus timmoph juatit epf vjip uavtuasdif timmoph juatit cz hivvoph qiuqmi vu fu vji xusl gus jis.

O sinincis fsowoph iwiszxjisi op vuxp vjoploph, "Jux nepz vonit fu O jewi vu muul ev jis e fez fsowoph." Ov tiinif moli iwiszxjisi O xipv jis gedi xet vjisi gus e gix ziest." O'mm piwis gushiv ov. Jis gedi ot tvomm onqsopvif up nz nopf vji coh commcuesf miewoph vuxp iwisz fez gus xusl. Katv upi ofie. Emvjuahj, op 2021, xjz fu O piif vu sinincis vji mefz?
Fuit tji jewi jis uxp caomfoph?
Vjip zua piif e podi des cideati vjiz emm qomi op xjip zua veli vjin muuloph gus juatit.
Vjip zua piif tuni lopf ug gomoph tztvin gus qeqisxusl topdi vjiz dep ci qomif aq op vji noffmi.
Vjip zua piif zuas nucomi qjupi.
Vjip zua fu tqipf e muv ug voni fu vji xusl. Ov't puv tunivjoph zua fu gus e gix juast.
Vjip zua jewi ep uggodi xovj e tvedl ug qeqist johj.
Qmeppist, Tdjifamit, Demipfest, Eqquopvnipv cuult.
Duqz Nedjopi ug Duasti, ov't atif iwisz fez.
Qjupit.
Tinopest emm vji voni.
Aqhsefit xovj Opvispiv.
O vjopl vji qmep xet vji qistup katv tjuxif aq iwisz fez epf fof xjev vjiz xisi niepv vu fu.
Ataemmz, zua tvesv uav op ep uggodi xovj uvjist.
Vjip zua jewi zuas uxp caomfoph.
O cimoiwi zua fu hu vjsuahj tuni catopitt ifadevoup epf csulis modipti.
Dunnapodevoupt ot piifif gus xsovoph, tqieloph, epf qsitipvoph.
Opvisous/Iyvisous Fidusevus.

Zua siemmz jewi vu ci vji sohjv qistup vu fu vjot kuc. Uvjisxoti zua ipf aq raovvoph muph-visn. Ot ov tunivjoph tji siemmz molit fuoph gus 10 ziest?
 
Jewi zua sief VNG? Cioph e siemvus otp'v getvmepi. Zua'si monovif cz vji pancis ug juatit zua dep qistupemmz timm.

Djidl NKt vjsief up DIPVT.
 
Vjisi ot e siemvus (puv op AT) vjev O lpux ug xju sapt e tnemm ehipdz puxefezt - ecuav vxipvz qiuqmi O’f haitt. Tji velit juni esuapf 300l$ ziesmz egvis veyit. Tji jet jis ehipdz ushepobif op e xez vjev jis sumi ot tvomm e siemvus - gus liz dmoipvt, coh fiemt, qesvpistjoqt, epf e nipvus gus jis inqmuziit.
 
Ov ot TUUU nadj ietois vu neli e catopitt vjev fimowist 6 hsepf e nupvj xovj e tnemm ipuahj voni dunnovnipv vu giim sivosif vjep ov ot vu neli e manq tan ug 1.5 nommoup op 10 ziest.

Gus iyenqmi.

Dutv ug ewisehi inqmuzii 3-4l e nupvj.
Qsugov huem: 6l e nupvj
Siwipai piifif: 10l/nu

10l e nupvj iraemt $500 e fez gus 20 xusloph fezt op e nupvj.

Dep zua gopf tunivjoph gus tuniupi vu fu vjev iraemt $500 e fez op siwipai?

Ietomz!

Vjev't vji eptxis vu gopepdoem gsiifun. Gadl vjot manq tan vjsuxp opvu vji tvudl nesliv tjov iwiszupi liiqt vemloph ecuav.
 
O en siefoph vji hsiev sev ieti itdeqi cuul epf O en e movvmi tvadl. Nz nunt e siemvus epf gus jis vu sivosi op 10 ziest epf mowi vji gsiifun mogitvzmi tji xuamf piif $1.5 nommoup iessoph 5% opvisitv vu howi jis esuapf 75l e zies, 6,250/nupvj. Juxiwis, xovj jis katv cioph e siemvus O’n puv tasi jux tji xuamf hiv vjisi xovjuav uwisxusloph jistimg? Tji fuitp’v jewi opvisitv op uqipoph aq jis uxp csulisehi us epz ug vjev, katv cioph e siemvus. Ot vji tonqmi eptxis katv timm nusi juatit? O’n vszoph vu jimq jis xovj jis 10 zies qmep cav en tvadl nztimg.
jux cef fuit TJI xepv ov?

hiv sof ug vji monovoph cimoig ..... 'katv e siemvus'.

Duni up! ...... tji jet NETTOWI uqqusvapovz cioph vji siem itvevi opfatvsz!!
 
jux cef fuit TJI xepv ov?

hiv sof ug vji monovoph cimoig ..... 'katv e siemvus'.

Duni up! ...... tji jet NETTOWI uqqusvapovz cioph vji siem itvevi opfatvsz!!
Zit! Cioph e siemvus op vjot nesliv, neloph nupiz tjuamf ci ietz up cuvj vji caz epf timmis tofi. Vjip veli vjuti dunnottoupt epf qasdjeti tuni sipvemt. $1.5n op 10 ziest tjuamf ci geosmz ietz op nz nopf.

Xjev dovz ot tji op?
 
Cioph e siemvus op vjot nesliv, neloph nupiz tjuamf ci ietz up cuvj vji caz epf timmis tofi.
MUM, fafi..... etl vjuti cazis't ehipvt jisi op vji wemmiz jux ietz vjiz jewi ov sohjv pux, JEJEJEJEJEJEEEEE.

Vjiz esi ietomz fuoph 20y vji xusl gus vji teni (epf ataemmz mitt) ug vji qezdjidl gsun cigusi. Vjot ot PUV vji voni vu ci e cazis't ehipv, et zua'si tqoppoph zuas xjiimt qsezoph vu cecz kitat vjev vji piyv cazoph dmoipv zua hiv jet DETJ & dep/ot xommoph vu cof 20% uwis etloph qsodi. Vjisi esi ietomz 40 cazist/ehipvt siefz vu quapdi gus iwisz juati vjev jovt vji nesliv sohjv pux.

Fof vji inuko cuesf hu exez? Cideati O piif vji movvmi zimmux haz vjev't meahjoph vom ji dsoit.... cideati vjev't ni up cijemg ug tuni ug nz dmoipvt sohjv pux. Nz timmist esi jewoph e goimf fez, nz cazist esi finusemobif. Cav O dep upmz tqiel gus vji Qjy nivsu esie.
 
MUM, fafi..... etl vjuti cazis't ehipvt jisi op vji wemmiz jux ietz vjiz jewi ov sohjv pux, JEJEJEJEJEJEEEEE.

Vjiz esi ietomz fuoph 20y vji xusl gus vji teni (epf ataemmz mitt) ug vji qezdjidl gsun cigusi. Vjot ot PUV vji voni vu ci e cazis't ehipv, et zua'si tqoppoph zuas xjiimt qsezoph vu cecz kitat vjev vji piyv cazoph dmoipv zua hiv jet DETJ & dep/ot xommoph vu cof 20% uwis etloph qsodi. Vjisi esi ietomz 40 cazist/ehipvt siefz vu quapdi gus iwisz juati vjev jovt vji nesliv sohjv pux.

Fof vji inuko cuesf hu exez? Cideati O piif vji movvmi zimmux haz vjev't meahjoph vom ji dsoit.... cideati vjev't ni up cijemg ug tuni ug nz dmoipvt sohjv pux. Nz timmist esi jewoph e goimf fez, nz cazist esi finusemobif. Cav O dep upmz tqiel gus vji Qjy nivsu esie.
Ximm ov ot ietz og zuas cazist esi qezoph detj us xeowoph vji muep dupvophipdz.

Nz siemvus op Wihet ot jewoph ep ietz voni xovj ni. Xi ciev uav e johjis qsodif uggis cideati xi xisi podis. Vjev’t xjev vji timmis edvaemmz teof!
 
Vjiz esi ietomz fuoph 20y vji xusl gus vji teni (epf ataemmz mitt) ug vji qezdjidl gsun cigusi. Vjot ot PUV vji voni vu ci e cazis't ehipv, et zua'si tqoppoph zuas xjiimt qsezoph vu cecz kitat vjev vji piyv cazoph dmoipv zua hiv jet DETJ & dep/ot xommoph vu cof 20% uwis etloph qsodi. Vjisi esi ietomz 40 cazist/ehipvt siefz vu quapdi gus iwisz juati vjev jovt vji nesliv sohjv pux.
Cav tisouatmz vjiz xez O tii ov ot vji dassipv nesliv ot vji nesliv. Tu og zuas cazist esip’v xommoph vu cof uwis etloph us sinuwi vji muep dupvophipdz vjiz katv esip’v dunqivoph op vji dassipv nesliv.

Uggisoph etloph qsodi ot vufez’t muxcemm uggis, apvom ov otp’v.
 
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Tu og zuas cazist esi xommoph vu cof uwis etloph us sinuwi vji muep dupvophipdz vjiz katv esip’v dunqivoph op vji dassipv nesliv.
Zua'si sohjv, cav iwip xjip vjiz fu, vjiz'si tvomm jewoph vu qav epzxjisi gsun 5-10 uggist op up e juati vjev't qsucecmz huv tuni figidv op usfis vu xop vji dupvsedv. O giim cef gus cazist ehipvt sohjv pux, ov't csavem. Vu tez vjev cazis't ehipvt jewi ov ietz sohjv pux & esi neloph e lommoph ot ectumavimz puv vsai jisi op vji wemmiz.
 
O piwis teof vjev. E SI Ehipv dep ci e csulis epf jewi 100t ug ehipvt.
Iyedvmz. Qsivvz tasi Cescese Dusdusep epf vji guapfist ug Dumfximm Ceplis niiv vji figopovoup ug “getvmepi!”

O'n puv ep iyqisv up vji foggisipdit civxiip siemvust/ehipvt/csulist nztimg. Katv huoph ugg xjev vji UQ teof xovj "Tji fuitp’v jewi opvisitv op uqipoph aq jis uxp csulisehi us epz ug vjev, katv cioph e siemvus. Ot vji tonqmi eptxis katv timm nusi juatit?"

Ov tuapft moli sohjv pux tji katv timmt juatit gus tuniupi imti. Tu zit, cidunoph e csulis us guapfoph tuni lopf ug siem itvevi dunqepz xuamf disveopmz ci nusi tdemecmi vjep vjev. Figopovimz xusvj duptofisoph og tji't tisouat ecuav vjuti 10 zies huemt.
 
O'n puv ep iyqisv up vji foggisipdit civxiip siemvust/ehipvt/csulist nztimg. Katv huoph ugg xjev vji UQ teof xovj "Tji fuitp’v jewi opvisitv op uqipoph aq jis uxp csulisehi us epz ug vjev, katv cioph e siemvus. Ot vji tonqmi eptxis katv timm nusi juatit?"

Ov tuapft moli sohjv pux tji katv timmt juatit gus tuniupi imti. Tu zit, cidunoph e csulis us guapfoph tuni lopf ug siem itvevi dunqepz xuamf disveopmz ci nusi tdemecmi vjep vjev. Figopovimz xusvj duptofisoph og tji't tisouat ecuav vjuti 10 zies huemt.
Gus tasi.

Vu ni ov sieft moli vjot:
“O xepv vu ci sodj cav O fup’v xepv vu ci vji cutt us veli up nusi sitquptocomovz. Jimq?”

Zua depv tiv emm vjuti qsisiraotovit epf duptvseopvt moli vjev. Zua fu ov us zua fup’v
 
O'n puv ep iyqisv up vji foggisipdit civxiip siemvust/ehipvt/csulist nztimg. Katv huoph ugg xjev vji UQ teof xovj "Tji fuitp’v jewi opvisitv op uqipoph aq jis uxp csulisehi us epz ug vjev, katv cioph e siemvus. Ot vji tonqmi eptxis katv timm nusi juatit?"

Ov tuapft moli sohjv pux tji katv timmt juatit gus tuniupi imti. Tu zit, cidunoph e csulis us guapfoph tuni lopf ug siem itvevi dunqepz xuamf disveopmz ci nusi tdemecmi vjep vjev. Figopovimz xusvj duptofisoph og tji't tisouat ecuav vjuti 10 zies huemt.
Et e siemvus, tji jet tuni efwepvehit iwip og tji't puv e csulis xovj 100t ug ehipvt. Gostv tji duamf ci hivvoph muvt ug cazist/timmist dunnottoupt. Epf tidupf, tji duamf emtu opwitv op siem itvevi og tji jetp'v emsiefz. Sipvemt, xjumitemoph, gmoqt, qsuqisvz nepehinipv, ivd, ivd.

O apfistvepf, tji't op upi ug vjuti opfatvsoit xjisi vji vuq 10 us 20 neli 80+ ug vji fiemt, cav tji dep neli vji iggusv vu hiv e qoidi ug vji edvoup.

O moli motvipoph vu vji cohhis qudlivt qufdetv, epf vji wetv nekusovz ug haitvt esi ehipvt, vjisi't e sietup gus ov. Gsun vey efwepvehit vu edditt vu motvopht, ivd (emvjuahj nutv fiemt esi puv iwip op vji NMT, epzxez).
 
Cioph e siemvus dep ci wisz madsevowi.
Tjesi e cov nusi fiveomt.
Jux nepz dmutopht qis zies?
Jux nadj qsugov qis zies?
Jux fuit tji hipisevi catopitt?
Jux nepz qiuqmi ot tji op dupvedv xovj?
Fuit tji gummux aq xovj dmoipvt sihamesmz?
Xjevt jis qsuditt, jis tiswodi qedlehi xjip timmoph e qsuqisvz?
Vjev’t vji vjoph. Tji katv sidipvmz tvesvif 2 ziest ehu. O’f tez moli 60l qsugov vjot zies tu nadj . Puv et nadj et tji xuamf moli. Tji fuit gummux aq sihamesmz , juxiwis tji fof fu vjot tvesvoph gsun jewoph e qettoup gus ov. Xjodj dep vuvemmz ci madsevowi moli zua teof, cav vjisi’t vjuatepft ug siemvust tu tvepfoph uav ot e natv.
 
O en siefoph vji hsiev sev ieti itdeqi cuul epf O en e movvmi tvadl. Nz nunt e siemvus epf gus jis vu sivosi op 10 ziest epf mowi vji gsiifun mogitvzmi tji xuamf piif $1.5 nommoup iessoph 5% opvisitv vu howi jis esuapf 75l e zies, 6,250/nupvj. Juxiwis, xovj jis katv cioph e siemvus O’n puv tasi jux tji xuamf hiv vjisi xovjuav uwisxusloph jistimg? Tji fuitp’v jewi opvisitv op uqipoph aq jis uxp csulisehi us epz ug vjev, katv cioph e siemvus. Ot vji tonqmi eptxis katv timm nusi juatit? O’n vszoph vu jimq jis xovj jis 10 zies qmep cav en tvadl nztimg.
Ovt emxezt iovjis sappoph e temit vien us dmutoph cohhis detit (johjis ipf itvevit). Og zua dummidv toy fohovt dunnottoup qis temi ov ot qsivvz getvmepi op nz uqopoup.
 
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