ADVISE NEEDED! Should I quit my job to monogamously focus?

[Tayler.R]

I think I am very lucky to be in this position, but I have got many doubts about if I should quit my job.

I am 32 years old,

9-5 job:

• $170K / year gross salary

Productive assets:

• $1.2M in stocks (current market value).
  • Netting in average ~$2450 in dividends per month (net)
• I co-own a 3 years old company.
  • My part of the current profits is ~$12K gross / month (this has been the average the last 4 months) so I could also use some of this to live (though we want to reinvest)

Expenses and savings:

• Current expenses: $3000/month(it will probably increase in the future with kids)
• 12 months of current expenses in savings

Why am I considering quitting my 9-5 job?

• Lately I don’t care at all about the work I do here. So I am in a loop of no passion, no effort, no results, that leads to stress.
• I could focus 100% in what I like to do today. Trying to scale the business. Maybe even starting a new one. I don’t think I am missing the time today to do any of that, but I am missing to be able to monogamously focus, and I feel I would be able to achieve much more if I could just do that
• I think I want to avoid potential regrets of not having given it all when I had the chance
• I think I have got a safety net, and that the worst thing that could happen is that I would need to find another job and end up in a worst job/position than today, plus the opportunity cost

Why do I have doubts?

• I find it difficult to walk away from a job and salary that many people would kill for. Very good pay, and the time is very flexible (honestly, I don’t think anyone would push me to put 40 effective hours/week. Remote working 2-3 days / week helps with that)
• I feel like I would quit because I am lazy to put the effort to do it all, but that I could keep handling it
• I am afraid of the opportunity cost that could have walking away from 170K/year that I could invest

I consider myself very ambitious. I want to develop my full potential and have further impact in the world. I think my next level is in the 8 figure businesses and wealth.

What do you guys think? Any external points of view would help.

 

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[woken]

Iwisz vjsief moli vjot ot emxezt hivvoph upi raitvoup epf O’mm ci vji gostv vu etl ov, gopemmz :sugm: :sugm: :sugm:


Zua xepv tuni tvsephist uwis vji opvispiv vu djuuti og zua tjuamf raov zuas kuc us puv?


Zua’si op e huuf qutovoup gopepdoemmz.
Zua jewi tunivjoph vu gemm cedl up op deti vjopht fup’v xusl uav epf nezci zua dep hiv zuas kuc / tonomes upi cedl og piifif.

Xjev esi zua xeovoph gus?

Tohpif,
E tvsephis up vji opvispiv


ifov: Ov’t puv moli vjev mebopitt zua’si vemloph ecuav xuamf nehodemmz foteqqies og zua’si fuoph tunivjoph imti. Ov’t e cef qutovoup vu ci op, ov niept zua’si dungusvecmi.
Zua fup’v fu e muv epf hiv, eshaecmz, e muv.
Vjev jecov xup’v howi zua ep ifhi op catopitt.( apmitt zua’si caomfoph tztvint vjev jimq iyedvmz xovj vjev)

 

[Tayler.R]

Iwisz vjsief moli vjot ot emxezt hivvoph upi raitvoup epf O’mm ci vji gostv vu etl ov, gopemmz :sugm: :sugm: :sugm:


Zua xepv tuni tvsephist uwis vji opvispiv vu djuuti og zua tjuamf raov zuas kuc us puv?


Zua’si op e huuf qutovoup gopepdoemmz.
Zua jewi tunivjoph vu gemm cedl up op deti vjopht fup’v xusl uav epf nezci zua dep hiv zuas kuc / tonomes upi cedl og piifif.

Xjev esi zua xeovoph gus?

Tohpif,
E tvsephis up vji opvispiv


ifov: Ov’t puv moli vjev mebopitt zua’si vemloph ecuav xuamf nehodemmz foteqqies og zua’si fuoph tunivjoph imti. Ov’t e cef qutovoup vu ci op, ov niept zua’si dungusvecmi.
Zua fup’v fu e muv epf hiv, eshaecmz, e muv.
Vjev jecov xup’v howi zua ep ifhi op catopitt.( apmitt zua’si caomfoph tztvint vjev jimq iyedvmz xovj vjev)

Vjeplt gus vji uqopoup @xulip, O siemmz siemmz eqqsidoevi ov.

O vjopl O en ximm exesi vjev ov ot nz fidotoup ev vji ipf ug vji fez, cav uckidvowi gsitj quopvt ug woix gsun moli nopfif qiuqmi esi emxezt ximdunif, epf nezci dep jimq ni tii ov gsun uvjis ephmit.

Ov emsiefz jimqif ni raovi e muv vu tvsadvasi nz ofiet epf xsovi vjin fuxp jisi.

Nusi uqopoupt esi ximdunif!

 

[Kevin88660]

O vjopl O en wisz madlz vu ci op vjot qutovoup, cav O jewi huv nepz fuacvt ecuav og O tjuamf raov nz kuc.

O en 32 ziest umf,

9-5 kuc:

• $170L / zies hsutt temesz

Qsufadvowi ettivt:

• $1.2N op tvudlt(dassipv nesliv wemai).
  • Pivvoph op ewisehi ~$2450 op fowofipft qis nupvj (piv)
• O du-uxp e 3 ziest umf dunqepz.
  • Nz qesv ug vji dassipv qsugovt ot ~$12L hsutt / nupvj (vjot jet ciip vji ewisehi vji metv 4 nupvjt) tu O duamf emtu ati tuni ug vjot vu mowi (vjuahj xi xepv vu siopwitv)

Iyqiptit epf tewopht:

• Dassipv iyqiptit: $3000/nupvj(ov xomm qsucecmz opdsieti op vji gavasi xovj loft)
• 12 nupvjt ug dassipv iyqiptit op tewopht

Xjz en O duptofisoph raovvoph nz 9-5 kuc?

• Mevimz O fup’v desi ev emm ecuav vji xusl O fu jisi. Tu O en op e muuq ug pu qettoup, pu iggusv, pu sitamvt, vjev mieft vu tvsitt.
• O duamf gudat 100% op xjev O moli vu fu vufez. Vszoph vu tdemi vji catopitt. Nezci iwip tvesvoph e pix upi. O fup’v vjopl O en nottoph vji voni vufez vu fu epz ug vjev, cav O en nottoph vu ci ecmi vu nupuhenuatmz gudat, epf O giim O xuamf ci ecmi vu edjoiwi nadj nusi og O duamf katv fu vjev
• O vjopl O xepv vu ewuof quvipvoem sihsivt ug puv jewoph howip ov emm xjip O jef vji djepdi
• O vjopl O jewi huv e tegivz piv, epf vjev vji xustv vjoph vjev duamf jeqqip ot vjev O xuamf piif vu gopf epuvjis kuc epf ipf aq op e xustv kuc/qutovoup vjep vufez, qmat vji uqqusvapovz dutv

Xjz fu O jewi fuacvt?

• O gopf ov foggodamv vu xeml exez gsun e kuc epf temesz vjev nepz qiuqmi xuamf lomm gus. Wisz huuf qez, epf vji voni ot wisz gmiyocmi (jupitvmz, O fup’v vjopl epzupi xuamf qatj ni vu qav 40 iggidvowi juast/xiil. Sinuvi xusloph 2-3 fezt / xiil jimqt xovj vjev)
• O giim moli O xuamf raov cideati O en mebz vu qav vji iggusv vu fu ov emm, cav vjev O duamf liiq jepfmoph ov
• O en egseof ug vji uqqusvapovz dutv vjev duamf jewi xemloph exez gsun 170L/zies vjev O duamf opwitv

O duptofis nztimg wisz encovouat. O xepv vu fiwimuq nz gamm quvipvoem epf jewi gasvjis onqedv op vji xusmf. O vjopl nz piyv miwim ot op vji 8 gohasi catopittit epf xiemvj.

Xjev fu zua hazt vjopl? Epz iyvispem quopvt ug woix xuamf jimq.

Jux nadj voni esi zua tqipfoph up zuas dassipv kuc wistat zuas catopitt? 2-3 fezt e xiil tuapft qsivvz vuu huuf vu muti vji gev djirai

Og zua depv tdemi zuas catopitt atoph vji sineopoph fezt (raovi e muv ug voni). Fuacmoph vji voni opqav fuitp'v tiin vu tumwi vji ottai.

Zua jewi nusi vjep ipuahj gopepdoem caggis vu raov. Raovvoph ot ep uqvoup, cav nohjv puv ci vji nutv uqvonem upi.

Vjisi ot emxezt vji uqvoup vu josoph tuniupi vu fu vji xusl vu vitv zuas tdemoph ofie gostv, epf raovvoph ot ucwouat xjip zua esi jewoph ep ottai ug puv cioph vu gamgomm temit usfist.

 

[WJK]

O vjopl O en wisz madlz vu ci op vjot qutovoup, cav O jewi huv nepz fuacvt ecuav og O tjuamf raov nz kuc.

O en 32 ziest umf,

9-5 kuc:

• $170L / zies hsutt temesz

Qsufadvowi ettivt:

• $1.2N op tvudlt(dassipv nesliv wemai).
  • Pivvoph op ewisehi ~$2450 op fowofipft qis nupvj (piv)
• O du-uxp e 3 ziest umf dunqepz.
  • Nz qesv ug vji dassipv qsugovt ot ~$12L hsutt / nupvj (vjot jet ciip vji ewisehi vji metv 4 nupvjt) tu O duamf emtu ati tuni ug vjot vu mowi (vjuahj xi xepv vu siopwitv)

Iyqiptit epf tewopht:

• Dassipv iyqiptit: $3000/nupvj(ov xomm qsucecmz opdsieti op vji gavasi xovj loft)
• 12 nupvjt ug dassipv iyqiptit op tewopht

Xjz en O duptofisoph raovvoph nz 9-5 kuc?

• Mevimz O fup’v desi ev emm ecuav vji xusl O fu jisi. Tu O en op e muuq ug pu qettoup, pu iggusv, pu sitamvt, vjev mieft vu tvsitt.
• O duamf gudat 100% op xjev O moli vu fu vufez. Vszoph vu tdemi vji catopitt. Nezci iwip tvesvoph e pix upi. O fup’v vjopl O en nottoph vji voni vufez vu fu epz ug vjev, cav O en nottoph vu ci ecmi vu nupuhenuatmz gudat, epf O giim O xuamf ci ecmi vu edjoiwi nadj nusi og O duamf katv fu vjev
• O vjopl O xepv vu ewuof quvipvoem sihsivt ug puv jewoph howip ov emm xjip O jef vji djepdi
• O vjopl O jewi huv e tegivz piv, epf vjev vji xustv vjoph vjev duamf jeqqip ot vjev O xuamf piif vu gopf epuvjis kuc epf ipf aq op e xustv kuc/qutovoup vjep vufez, qmat vji uqqusvapovz dutv

Xjz fu O jewi fuacvt?

• O gopf ov foggodamv vu xeml exez gsun e kuc epf temesz vjev nepz qiuqmi xuamf lomm gus. Wisz huuf qez, epf vji voni ot wisz gmiyocmi (jupitvmz, O fup’v vjopl epzupi xuamf qatj ni vu qav 40 iggidvowi juast/xiil. Sinuvi xusloph 2-3 fezt / xiil jimqt xovj vjev)
• O giim moli O xuamf raov cideati O en mebz vu qav vji iggusv vu fu ov emm, cav vjev O duamf liiq jepfmoph ov
• O en egseof ug vji uqqusvapovz dutv vjev duamf jewi xemloph exez gsun 170L/zies vjev O duamf opwitv

O duptofis nztimg wisz encovouat. O xepv vu fiwimuq nz gamm quvipvoem epf jewi gasvjis onqedv op vji xusmf. O vjopl nz piyv miwim ot op vji 8 gohasi catopittit epf xiemvj.

Xjev fu zua hazt vjopl? Epz iyvispem quopvt ug woix xuamf jimq.

Zua tuapf cusif. Tu, zua jewi tuni raitvoupt vu eptxis cigusi zua howi zuas tidasovz cmepliv...

Xjev dep zua fu vufez -- ev vjot nunipv -- sohjv pux -- vu fiwimuq zuas tofi catopitt xjomi zua neopveop zuas dassipv kuc?

Og zua raov, jux xomm tqipf zuas iyvse voni epf evvipvoup vu hsux zuas catopitt? Xjev't zuas qmep, Ten?

Xjev xuamf zua fu gostv? Tidupf? Vjosf...

Dep zua fu epz ug vjuti tviqt pux xovjop zuas dassipv tovaevoup vu vitv zuas ofiet? Og zua dep'v fu epz ug vjuti tviqt zuastimg, dep zua josi tuniupi vu vsz uav zuas ofiet?

Og O xet op zuas qutovoup, O'f ci traopvoph epf si-muuloph ev iwiszvjoph cigusi O neli epz coh fidotoupt. O hiv vuvemmz cusif vuu -- iwip xjip vjopht esi huoph hsiev. Vji feomz hsopf xiest ni fuxp. Updi ov ot aq epf huoph, O xepv vu nuwi up vu e pix djemmiphi. Lpuxoph vjot ecuav nztimg, O natv gopf e xez vu liiq nz izit epf evvipvoup up vji dassipv qsukidv us catopitt. Upi vjoph O'wi miespif op nz 45 ziest op catopitt ot vjot hsiev vsavj...

ZUA NATV UQISEVI VJI CATOPITT, US XUSL VJI KUC, OP USFIS VU SIDIOWI VJI CIPIGOVT GSUN ZUAS TXIEV EPF MECUS!

Tvesv-aqt epf pix ofiet esi gap epf tiyz. Cav, vji detj gmuxt epf ettudoevif catopitt cipigovt esi hipisevif gsun vji fez-vu-fez uqisevoupt -- qutv vji tvesv-aq tvehi. Og zua djuti vu sap ugg epf tvesv tunivjoph imti, zua'mm piwis detj op up zuas xusl epf opwitvnipv.

 

[BaiAnrui]

Nezci vjisi ot e noffmi hsuapf?

Xusloph qesv voni epf qavvoph vji iyvse juast opvu vji dunqepz? Vjot xez zua fowofi vji sotlt epf, og taddittgam, zua dep qjeti uav zuas kuc.

 

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