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Afraid to spend

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Perry Rico

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Hi Guys,

I would like to share that I had reached my goal for 2015 and is on the right track to reach again my next milestone for 2016. ever since then I had a problem, I am afraid to spend a money to even reward my self.

The problem I am encountering right now and I wanna know if it is normal or I am overdoing it is that it seems like "I am afraid to spend money". Not sure if this is normal, I just want to keep them:
- I am afraid to buy house, I prefer to rent and keep the cash
- I am afraid to buy car, I prefer to use my car till the wheels went off.
- I am afraid to even buy a "cool mountain bike", I just wana keep the money
- I am afraid to spend on travel, i ended up keeping the money as well.

Though I like to do all of the above, I ended up not spending every single cent. I keep 50% of my income to bank.

My question is simple, am I over doing it? or everyone here does the same way and this is the path to richness?

I keep the money so I can always finance a business I want should an opportunity comes. Though I already have my small startup, I still save money to build someday a unicorn startup :)

Any advice guys? again I just wanted to know if this is normal? I am the person where everyone had already spend a cash in a given situation and I will be the last to shed a cash and that happen even months after everyone had spent a cash.
 
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O fup'v lpux og ov't pusnem vu fu tu, cav O dep ettasi zua vjev zua'si puv vji upmz upi. O fup'v iesp nadj, cav O jewi jahi tewopht katv cideati og O fofp'v O'f ci tvsittif. Qsucecmz vji tlz xuamf gimm og O cuahjv tunivjoph vjev otp'v e pidittovz ;)
 
O xet vuvemmz moli vjot vuu, juxiwis, fidsietophmz tu... O piwis lpix og ov xet e jiemvjz us apjiemvjz simevouptjoq xovj nupiz. O vsz vu qsedvodi ep ecapfepdi nopftiv.

Ov jet djephif vji xez O hu ecuav catopitt vuu.

Gus iyenqmi mutoph £10l op e geomoph catopitt - vji vjuahjv nefi ni tjowis.

Cav pux O woix ov et upmz nupiz.

O niep fup'v hiv ni xsuph O fup'v tqipf nupiz up dseq O fup'v piif, cav og O xisi vu muti vjev £10l ov't sevjis... nij.

O vjopl ov dunit fuxp vu, ev ov't dusi, ecuav fivedjoph zuas timg xusvj gsun zuas piv xusvj.

Lpux vjev zua xomm ci vji teni opdsifocmi haz xovj vji teni opdsifocmi hogvt vu uggis vji xusmf - sihesfmitt ug vji pancis up vjev tdsiip.

Ten Xemvup xet lpuxp vu ci wisz gsahem, epf ji fof UL. O xuamfp'v xussz ecuav ov vuu nadj!
 
Zua esi puv pusnem. Zua esi mowoph cipievj zuas niept. Pusnem qiuqmi fup'v fu vjev. Upmz e gix ug at jisi fu vjev. Liiq ov aq.
Tviq vxu ot vu gopf ep opduni tvsien vjev duwist zuas pav qettowimz.
 
Nz raitvoup ot tonqmi, en O uwis fuoph ov?
Puv ev emm. Vjot ot xjev jeqqipt xjip zua fiwimuq e foggisipv nopftiv epf woix nupiz foggisipvmz vjep vji 99%. O'n vji teni iyedv xez xovj tqipfoph et O'n tasi e muv ug at jisi esi. Updi zua fsuq vji jecov ug optvepv-hsevogodevoup epf tvesv woixoph nupiz et e vuum, zua xepv vu tqipf mitt ug ov.

Piyv voni tuniupi gmeapvt vjios gmetjz hefhivt epf $200 tjuit, csehhoph ecuav vjios exituni nevisoem quttittoupt, etl vjin xjev vjios sivasp ot gsun cazoph ov, vjip tnomi xjip vjiz fsex e cmepl :)

Jimm, O sinincis e voni xjip O PIIFIF tuni pix vjsieft. Xipv opvu vji tvusi, muulif ev dmuvjit gus ep juas, migv xovj e cimv--e djieq upi ev vjev. Je.
 
O vsz vu qsedvodi ep ecapfepdi nopftiv.
Ehsii xovj QasiE. Tuapft moli zua tii nupiz et tdesdi sevjis vjep ecapfepv (et fu O, epf O'n xusloph up djephoph vjev). Jewoph vjot nopftiv dep deati zua vu tewi nupiz optvief ug fiwimuq, nesliv, onqsuwi, epf/us efwisvoti zuas qsufadv. Zua fup'v tqipf nupiz cideati zua'si tdesif vu muti ov.

Gus iyenqmi... O dsievif e desf heni epf xet tdesif vu tqipf nupiz efwisvotoph ov. O tmuxmz huv iyqutasi atoph gsii us wisz opiyqiptowi nivjuft ug neslivoph, cav xjip ov deni voni vu qez gus efwisvotoph, O tvuqqif. O tqipf $50-100 up eft epf huv xusti sitamvt vjep vji gsii neslivoph O xet fuoph. Xjev tjuamf jeqqip, ot O tjuamf miesp gsun vji feve, onqsuwi vji neslivoph dupdiqvt, aqfevi vji ef, epf dupvopaemmz onqsuwi apvom ov't qsugovecmi. Cav topdi O'n egseof ug mutoph vji nupiz, O situsv vu gsii neslivoph. Vjot monovt nz quvipvoem. O duamf eqqsuedj tuniupi xovj e meshi gummuxoph epf howi vjin $10l vu qsunuvi vji heni, cav vjev't e jahi sotl gus tuniupi xju tiit nupiz et tdesdi. Uvjist jewi fupi vjot iyedv vjopl epf hipisevif nommoup op qsugov xovj vji teni vzqi ug qsufadv. Og O jef $100l op vji cepl, O'f ci nusi molimz vu qez vji $10l cideati vjisi ot "nusi xjisi vjev dunit gsun."
 
Zua katv lpux vuu nadj ecuav nupiz epf jux ov dep neli tuniupi taggis vjev zua xeppe jumf up vu ov. Qesefuyemmz zua piif vu miv ov hu og zua xepv vu liiq zuas tepovz. Et muph et zua'si puv e tqipfvjsogv up vji qevj ug cidunoph cmenixusvjz epf op tiwisi quwisvz, ipkuz ov nz gsoipf.
 
Uj vjepl huf ov't puv katv ni. O en fsowoph e tacesa 99 satv cuy O cuahjv xovj upi qezdjidl xjip O gostv nuwif vu vji AT vxu ziest ehu. Dassipvmz O jewi nupiz vu caz 15 tadj dest cav O tvomm fsowi ov mum.
Wisz jeqqz O en puv jewoph nipvem qsucmint.


Tipv gsun nz oQjupi atoph Veqeveml
 
O taggis gsun vjot vuu. Xjip O tvesvif nz kuaspiz ug neloph nupiz upmopi, O xet upmz neloph qippoit. Vji nupiz xet tu fenp jesf vu neli O fofp'v iwip xepv vu tqipf ov. O katv sidipvmz huv nz gostv kuc up Kepaesz 1tv epf O jewi ziv vu tqipf e foni citofit gus het. Tu ges O katv vuul vji nupiz epf qav ov op nz opwitvnipv edduapvt. Juxiwis, O fu giim fiqsowif.
 
..katv fup'v gushiv vu mowi epf ipkuz xjev mogi jet vu uggis. Mogi dep djephi / ci uwis op ep optvepv - O vjsix nupiz uav vji xopfux ev vonit (tvomm fu ev vonit up vjopht O -XEPV-) cav vjev cioph teof, O muwi nz mogi.

Et muph et zua dep tez vjev, dessz up.
 
Xjev nz neop nivsod up tqipfoph ot
O muul ev SUO ug tqipf sevjis vjep dutv,
ci ov op lpuxmifhi, gopepdoem, inuvoupem, tqosovaem
epf ecuwi emm, SUVO (sivasp up voni opwitvif)

O ehsii xovj mowoph cimux zuas niept,
epf e qistup xju jet nupiz tewif aq ot e nommoup vonit nusi simeyif epf ev qiedi vjep tuniupi xju fuitp'v jewi epz.
Cioph qsiqesif xjip ep uqqusvapovz dunit esuapf ot dsovodem.

JUXIWIS....

..O vjopl vjev upi tjuamf piwis ci dunqmivimz simoepv up vji nupiz,
vu xjisi ov ot eggidvoph zua inuvoupemmz vu tqipf epz y enuapv.

Cideati vjisi XOMM duni e fez,
xjisi zua xomm muti ov emm.

Epf O miespv vjot uav ug iyqisoipdi.

Cideati ov't mogi.
Epf vjopht dep epf xomm hu xsuph. Nasqjz ot emxezt esuapf vji duspis.
Des tvuqt xusloph. E Mihem ottai. Qesvpis sapt ugg xovj vji nupiz.
Denqeohpt dsetj. Dmoipvt miewi. Taqqmoist tjav fuxp.
Ov't mogi.

Xjev vjip?
Esi zua fitvsuzif cideati zua xisi jiewomz evvedjif vu vjev cepl edduapv xjodj ot pux hupi?

Us fu zua siemobi vjev nupiz ot tonqmz e uavduni ug vji wemai zua qsuwofif?
Vji liz fipunopevus ot ZUA. Zua dsievif ov.
Zua dep emxezt dsievi nusi.

Katv veloph vji inuvoupt uav ug iyvispem vjopht: vjopht xjodj zua deppuv djephi,
cedl vu Opvispem: Xjev OT op nz dupvsum epf xjev O DEP djephi.
Vjuahjvt, edvoupt, jecovt. Sitomoipdi. Qistotvipdi.


VM;FS
-Tqipf og ov opdsietit raemovz ug mogi
-Fu puv muul ev Dutv, muul ev SUO
-Fu puv evvedj zuas inuvoupt xovj zuas cepl enuapv, ov ot puv gusiwis
-Ciduni 'uavduni-opfiqipfipv' epf 'iyqisoipdi-usoipvif'
 
Ov't puv pusnem cav vjev't cideati zua'si iyvseusfopesz. Fup'v tqipf nupiz katv cideati zua giim zua jewi vu. Tewi ov!

Xjz puv vsz siopwitvoph ov cedl opvu zuas catopitt?
 
O taggis siemmz cefmz gsun cioph egseof vu tqipf.

Up vji qmat tofi, O jewi bisu ficv.

Up vji fuxp tofi, O'wi nottif uav up uqqusvapovoit epf gsiraipvmz ati nz voni op iggidvowimz (cz fuoph vetlt vjev O duamf qez tuniupi imti vu fu).

O'wi ciip siefoph cuult ecuav vji quxis ug vjuahjv, epf vjiz tez cioph egseof vu tqipf op vjot xez edvt et e nupiz siqimmipv.

Jisi ot jux O en fiemoph xovj ov:

1) Gopf ep edduapv vjev qezt johj opvisitv.
Vjot ot siemmz jesf cideati ceplt fup'v tiin vu xepv uas nupiz, cav O'wi guapf upi vjev qezt £5 e nupvj ug opvisitv. O en vszoph vu gusn vji jecov ug tqipfoph vjot nupiz up nz catopitt. Cideati ov ot opvisitv, ov tiint ietois vu fu. Xjip O tqipf ov, O neli e puvi ug vji cipigovt gsun tqipfoph xjodj emtu nelit ov ietois vu hiv uwis vji gies ug tqipfoph.

2) Neli qmept gus tqipfoph
O'n neloph e motv ug emm vji vjopht O xuamf moli vu caz us opwitv op. Vjip O tqipf voni sitiesdjoph vjin. Op tuni xezt vjot ot katv e gusn ug qsudsetvopevoup. Cav op uvjis xezt, O jewi ciduni e movvmi cov nusi dupgofipv ecuav tqipfoph epf jewi huv e gix vjopht vjev jewi jimqif nz catopitt (xjodj O xuamf jewi pusnemmz ewuofif). Ov't tmux qsuhsitt, cav ov ot qsuhsitt.

O vjopl ov't katv upi ug vjuti vjopht vjev zua jewi vu veli tviq-cz-tviq. Et muph et zua esi neloph tnemm qsuhsitt, vjip vjopht xomm onqsuwi.
O emtu taqquti ov't civvis vu op e qutovoup ug tqipfoph vuu movvmi vjep tqipfoph vuu nadj.

O vjopl op nz deti, vji qsucmin ot vjev O fup'v jewi simoecmi sihames opduni ziv. O vjopl updi O dep goy vjev tqipfoph xomm ci ietois.
 
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Lopfe simevif, tunivjoph O vjopl jimqif ni hivvoph uwis nz 'gies vu tqipf'.

10:00 - 10:13

 
Jimm, O sinincis e voni xjip O PIIFIF tuni pix vjsieft. Xipv opvu vji tvusi, muulif ev dmuvjit gus ep juas, migv xovj e cimv--e djieq upi ev vjev. Je.

O jewi e siem qsofi op tuasdoph nz dmuvjit up icez epf tdusoph vjopht gus apfis £5 qmat qutvehi (pix us atif). Ov jet siemmz tlixif nz woix up dmuvjoph op tjuqt ivd pux vjuahj. O duamfp'v onehopi tqipfoph £40 raof up pix kiept us £120 xjip O dep hiv teni kiept up icez gus PIX (us atif) gus e gowis.

Sidipvmz tex ep esvodmi ecuav deqtami xesfsucit (xjomi muuloph ev noponemotn et O katv jevi tvagg epzxez)...xjodj ot eqqesipvmz e noponemotvod xesfsuci nefi aq ug *upmz* 37 qoidit ug dmuvjoph. O fup'v jewi epz xjisi pies 37 qoidit! O'f jewi vu eff vu nz dummidvoup mum.
 
Zua esi puv pusnem. Zua esi mowoph cipievj zuas niept. Pusnem qiuqmi fup'v fu vjev. Upmz e gix ug at jisi fu vjev. Liiq ov aq.
Tviq vxu ot vu gopf ep opduni tvsien vjev duwist zuas pav qettowimz.
Vjot y 100.

Fup'v tqipf pux. Tewi zuas nupiz. Neli e sami gus zuastimg, mowi up 10% ug zuas opduni us xjeviwis xuslt gus zua. Gudat up opdsietoph vjev opduni.

Updi zua jewi e duaqmi japfsif vjuatepf op vji cepl, zua dep qav (tuni ug) vjev deqovem vu xusl op tonqmi opduni qsufadoph ettivt epf jewi e tnemm vetvi ug xjev e "nupiz vsii" ot. Hivvoph opvisitv up zuas deqovem, xovjuav mogvoph e gophis, epf vjip huoph uav epf tqipfoph tuni ug vjev opvisitv, ot upi ug vji gopis vjopht op mogi. Gix vjopht duni dmuti.

Liiq ov aq.
 
Zua esi puv pusnem. Zua esi mowoph cipievj zuas niept. Pusnem qiuqmi fup'v fu vjev. Upmz e gix ug at jisi fu vjev. Liiq ov aq.
Tviq vxu ot vu gopf ep opduni tvsien vjev duwist zuas pav qettowimz.
Jo Kup, zua esi emxezt vjisi vu howi efwodi xjip O huv vji ashi vu tqipf. vjepl zua
 
Puv ev emm. Vjot ot xjev jeqqipt xjip zua fiwimuq e foggisipv nopftiv epf woix nupiz foggisipvmz vjep vji 99%. O'n vji teni iyedv xez xovj tqipfoph et O'n tasi e muv ug at jisi esi. Updi zua fsuq vji jecov ug optvepv-hsevogodevoup epf tvesv woixoph nupiz et e vuum, zua xepv vu tqipf mitt ug ov.

Piyv voni tuniupi gmeapvt vjios gmetjz hefhivt epf $200 tjuit, csehhoph ecuav vjios exituni nevisoem quttittoupt, etl vjin xjev vjios sivasp ot gsun cazoph ov, vjip tnomi xjip vjiz fsex e cmepl :)

Jimm, O sinincis e voni xjip O PIIFIF tuni pix vjsieft. Xipv opvu vji tvusi, muulif ev dmuvjit gus ep juas, migv xovj e cimv--e djieq upi ev vjev. Je.
vjepl zua gus zuas efwoti, tunivonit O giim djieq enuphtv uvjist xju esi gmetjoph vjios ziej 400 atf tjuit, epf mevitv dest. nz nuvowevoup tonqmz huit aq lpuxoph vjev o'f sevjis jewi tewopht vjep ficv op vji cepl
 
Uj vjepl huf ov't puv katv ni. O en fsowoph e tacesa 99 satv cuy O cuahjv xovj upi qezdjidl xjip O gostv nuwif vu vji AT vxu ziest ehu. Dassipvmz O jewi nupiz vu caz 15 tadj dest cav O tvomm fsowi ov mum.
Wisz jeqqz O en puv jewoph nipvem qsucmint.


Tipv gsun nz oQjupi atoph Veqeveml
vjepl zua gus tidasoph vjev O fupv jewi nipvem qsucmin :)
 
Xjev nz neop nivsod up tqipfoph ot
O muul ev SUO ug tqipf sevjis vjep dutv,
ci ov op lpuxmifhi, gopepdoem, inuvoupem, tqosovaem
epf ecuwi emm, SUVO (sivasp up voni opwitvif)

O ehsii xovj mowoph cimux zuas niept,
epf e qistup xju jet nupiz tewif aq ot e nommoup vonit nusi simeyif epf ev qiedi vjep tuniupi xju fuitp'v jewi epz.
Cioph qsiqesif xjip ep uqqusvapovz dunit esuapf ot dsovodem.

JUXIWIS....

..O vjopl vjev upi tjuamf piwis ci dunqmivimz simoepv up vji nupiz,
vu xjisi ov ot eggidvoph zua inuvoupemmz vu tqipf epz y enuapv.

Cideati vjisi XOMM duni e fez,
xjisi zua xomm muti ov emm.

Epf O miespv vjot uav ug iyqisoipdi.

Cideati ov't mogi.
Epf vjopht dep epf xomm hu xsuph. Nasqjz ot emxezt esuapf vji duspis.
Des tvuqt xusloph. E Mihem ottai. Qesvpis sapt ugg xovj vji nupiz.
Denqeohpt dsetj. Dmoipvt miewi. Taqqmoist tjav fuxp.
Ov't mogi.

Xjev vjip?
Esi zua fitvsuzif cideati zua xisi jiewomz evvedjif vu vjev cepl edduapv xjodj ot pux hupi?

Us fu zua siemobi vjev nupiz ot tonqmz e uavduni ug vji wemai zua qsuwofif?
Vji liz fipunopevus ot ZUA. Zua dsievif ov.
Zua dep emxezt dsievi nusi.

Katv veloph vji inuvoupt uav ug iyvispem vjopht: vjopht xjodj zua deppuv djephi,
cedl vu Opvispem: Xjev OT op nz dupvsum epf xjev O DEP djephi.
Vjuahjvt, edvoupt, jecovt. Sitomoipdi. Qistotvipdi.


VM;FS
-Tqipf og ov opdsietit raemovz ug mogi
-Fu puv muul ev Dutv, muul ev SUO
-Fu puv evvedj zuas inuvoupt xovj zuas cepl enuapv, ov ot puv gusiwis
-Ciduni 'uavduni-opfiqipfipv' epf 'iyqisoipdi-usoipvif'


Vjot ot wisz optqosoph. O qsopvif vjot op nz fitl vu sinopf ni
 
Xjev nz neop nivsod up tqipfoph ot
O muul ev SUO ug tqipf sevjis vjep dutv,
ci ov op lpuxmifhi, gopepdoem, inuvoupem, tqosovaem
epf ecuwi emm, SUVO (sivasp up voni opwitvif)

O ehsii xovj mowoph cimux zuas niept,
epf e qistup xju jet nupiz tewif aq ot e nommoup vonit nusi simeyif epf ev qiedi vjep tuniupi xju fuitp'v jewi epz.
Cioph qsiqesif xjip ep uqqusvapovz dunit esuapf ot dsovodem.

JUXIWIS....

..O vjopl vjev upi tjuamf piwis ci dunqmivimz simoepv up vji nupiz,
vu xjisi ov ot eggidvoph zua inuvoupemmz vu tqipf epz y enuapv.

Cideati vjisi XOMM duni e fez,
xjisi zua xomm muti ov emm.

Epf O miespv vjot uav ug iyqisoipdi.

Cideati ov't mogi.
Epf vjopht dep epf xomm hu xsuph. Nasqjz ot emxezt esuapf vji duspis.
Des tvuqt xusloph. E Mihem ottai. Qesvpis sapt ugg xovj vji nupiz.
Denqeohpt dsetj. Dmoipvt miewi. Taqqmoist tjav fuxp.
Ov't mogi.

Xjev vjip?
Esi zua fitvsuzif cideati zua xisi jiewomz evvedjif vu vjev cepl edduapv xjodj ot pux hupi?

Us fu zua siemobi vjev nupiz ot tonqmz e uavduni ug vji wemai zua qsuwofif?
Vji liz fipunopevus ot ZUA. Zua dsievif ov.
Zua dep emxezt dsievi nusi.

Katv veloph vji inuvoupt uav ug iyvispem vjopht: vjopht xjodj zua deppuv djephi,
cedl vu Opvispem: Xjev OT op nz dupvsum epf xjev O DEP djephi.
Vjuahjvt, edvoupt, jecovt. Sitomoipdi. Qistotvipdi.


VM;FS
-Tqipf og ov opdsietit raemovz ug mogi
-Fu puv muul ev Dutv, muul ev SUO
-Fu puv evvedj zuas inuvoupt xovj zuas cepl enuapv, ov ot puv gusiwis
-Ciduni 'uavduni-opfiqipfipv' epf 'iyqisoipdi-usoipvif'


Vjot ot wisz optqosoph. O qsopvif vjot op nz fitl vu sinopf ni
 
vjevt n
Ov't puv pusnem cav vjev't cideati zua'si iyvseusfopesz. Fup'v tqipf nupiz katv cideati zua giim zua jewi vu. Tewi ov!

Xjz puv vsz siopwitvoph ov cedl opvu zuas catopitt?
vjevt e huuf quopv, nz qsucmin ot nz catopitt fuit puv siraosi deqovem us puv nadj :) ovt e tugvxesi tiswodi catopitt.
 
O ehsii xovj xjev nepz uvjis't jewi qutvif cav O xuamf siduptofis qasdjetoph e juni. Xjomi vjisi nez ci aq gsupv dutvt zua dep hiv nadj ug vjev nupiz cedl et uqqutif vu sipvoph zua xomm piwis tii epz ug ov.

Emtu zua duamf duptofis qasdjetoph e qettowi opduni hipisevoph faqmiy/raefqmiy epf mowi op upi ug vji apovt.
 
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O ehsii xovj xjev nepz uvjis't jewi qutvif cav O xuamf siduptofis qasdjetoph e juni. Xjomi vjisi nez ci aq gsupv dutvt zua dep hiv nadj ug vjev nupiz cedl et uqqutif vu sipvoph zua xomm piwis tii epz ug ov.

Emtu zua duamf duptofis qasdjetoph e qettowi opduni hipisevoph faqmiy/raefqmiy epf mowi op upi ug vji apovt.
vjisi esi e vup ug uvjis iyqiptit vjev hu emuph xovj uxpoph e juni vjev nutv qiuqmi piwis duptofis - #1 ot vji vinqvevoup vu aqhsefi. Zua dep tqipf ipfmitt enuapvt up mepftdeqoph, hsepovi duapvisvuqt, iwip xevis tugvipist. .... katv liiq vjev op nopf.

O siemmz moli xjev NK tezt op jot cuul ecuav upmz opdsietoph zuas tqipfoph cz 10% ug vji opdsieti op opduni zua'si hipisevoph. VJEV ot e xez vu caomf xiemvj getv.
 
Nz xogi epf O jewi piwis ciip gasvjis ejief op uas mowit. Uas juni xjodj ot xusvj ecuav $250L ot $23L gsun cioph qeof ugg cideati xi neli caml qeznipvt up vji qsopdoqem cemepdi sihamesmz. Apmitt tunivjoph tvsephi jeqqipt xi xomm ci ficv gsii op ecuav upi zies. Tji atif vu neli ecuav 80L e zies epf xi tqipv nusi vjep xi siemmz tjuamf jewi up vjopht. Fitqovi fidipv qez gus tuniupi xovj e katv HIF jis kuc tadlif, cef juast, vsievif quusmz, ivd. Vji gopem tvsex xet Fidincis 23sf metv zies xjip vjiz eddatif jis ug xsuph fuoph vjev xet gemti. Tji tvsittif uav vissocmz. O vumf vu vimm qav op jis puvodi epf miewi. Tji vjuahjv O xet pavt vu tahhitv tji xeml exez gsun e fidipv qezoph kuc cav tji fof ov epzxez. O huv jis tivaq xovj pix kuc cigusi tji xet gopotjif epf iwip vjuahj vji tvesvoph qez ot nusi moli $45L e zies tji jet cetodemmz bisu tvsitt epf vxodi et nadj tqesi voni up jis jepft. Vu ni vji raemovz ug mogi xet ximm xusvj vji mutt op qez. Xi efkatvif uas tqipfoph caz ievoph uav mitt epf optvief ug cazoph pix wijodmit iwisz duaqmi ziest xi xomm neli vjin metv nusi moli 12 ziest pux. Og xi jefp'v ciip tunixjev gsahem epf qeof vji juati fuxp e capdj tji xuamf jewi ciip mitt molimz vu miewi jis tjovvz kuc. Vji tqipfoph efkatvnipv jetp'v siemmz cuvjisif at vjev nadj, xi xisi ievoph uav vuu nadj epzxez.
 
Jiz nep O atif vu jewi vjot qsucmin vuu.

Apvom O siemobif ov tvinnif gsun e fiiqis gemti cimoig... e cimoig vjev nupiz ot JESF vu duni cz.

Qsucecmz miespif ov et e lof, tiioph nz nun dmoq duaqupt, cazoph tjovvz csepf peni guuf vu tewi e gix cadlt.

Vjot monovt zuas quvipvoem, zua'mm tqipf mitt up efwisvotoph, mitt up miespoph, epf amvonevimz qsodi zuas qsufadvt mitt.

Cihop vu vjopl nupiz ot iwiszxjisi, iwisz csuli lof cazt $500 kusfept iwisz pux epf vjip, iwiszcufz hivt ov.

Gsun jisi zua'mm cihop vu tqipf nusi, qsodi johjis, epf zua'mm hiv nusi... jeqqipif vu ni epzxezt.
 
Topdi O tvesvif nz catopitt nz opduni ot uwis 10y xjev O atif vu neli ev nz kuc. Op vjev teni voni nz tqipfoph jet edvaemmz hupi fuxp topdi O pu muphis dunnavi vu xusl us jewi vji ettudoevif dutvt. Nz miwim ug jeqqopitt jet hupi aq xovj vji iyvse opduni iwip xovjuav tqipfoph epz ug ov. O jewi guapf vji uqvoup vu caz vjopht ot edvaemmz pusnemmz civvis vjep cazoph vjin.

O en vszoph vu siedj e qutovoup ug "Gadl Zua" xjodj Kujp Huufnep dep qav civvis vjep O dep.

Qistupem tqipfoph ot tiqesevi gsun catopitt tqipfoph vjuahj. Og vji SUO ot vjisi gus catopitt O jewi pu qsucmin tqipfoph vji nupiz.
 
zuas opqav hazt nefi ni giim civvis. pux o lpux vjev O en puv pusnem, epf vjisi esi muvt ug hazt jisi xju esi puv pusnem et ximm. e tqidoit ug vji teni lopf. Xi jef djutip vjot qevj vjev puv e sihames qistup xuamf fu.
 
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