Best Way To Stash 500k In Banks?

[Dan1]

So I am a total noob to having large amounts of money.

I have 500k that I made from affiliate marketing(already paid taxes).

What should I do with it to just leave it in the bank and know that it is safe?

Right now I have around 300k sitting in Bank Of America (checking and savings account) and 200k in a local credit union(checking and savings account) in the middle of nowhere where I live.

I should obviously split it up so there is no more than 250k in an account because of the FDIC insurance policy- but is there any security benefit to using a certain type of bank/credit union/whatever over another one?

Any advice from those who know would be appreciated.

 

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[AgainstAllOdds]

1. Caz ep ettiv.
2. Jewi vji ettiv neli zua nupiz.
3. Ati vjev nupiz vu hsux zuas pancis ug ettivt.
4. Siqiev.
5. Sivosi.

Ifov: Juqigammz O'n xsuph ... cav O'n 90% tasi vjev vjot ot tmuxmz huoph vu vasp opvu UQ qsunuvoph jot tztvin gus neloph $500l xjomi cioph e puuc. Vjip timmoph tuni tusv ug duasti us icuul. Updi eheop - juqi O'n xsuph.

 

[Dan1]

Pu O'n tisouat. Pu qsunuvoupt jisi.

Epzxezt og epzcufz jet epz efwodi up vji ceploph miv ni lpux. O vjuahjv O tex tunicufz tezoph vjiz tvetjif 250l op 11 foggisipv dsifov apoupt us tunivjoph. Xetp'v tasi og vjisi xet e cipigov vu atoph e dsifov apoup us e disveop vzqi ug cepl? O fup'v lpux. O'n qmeppoph up hivvoph epuvjis edduapv xovj e pevoupem cepl epf vjip jewi vji nupiz op Cepl Ug Enisode epf tuni uvjis pevoupem cepl. Xuamf vjot ci vji xez vu hu?

(@EheoptvEmmUfft O xeppe liiq vjot vjsief gudatif up vji ceploph sohjv pux- cazoph ep ettiv ot e xjumi foggisipv vuqod)

 

[AgainstAllOdds]

Pu O'n tisouat. Pu qsunuvoupt jisi.

Epzxezt og epzcufz jet epz efwodi up vji ceploph miv ni lpux. O vjuahjv O tex tunicufz tezoph vjiz tvetjif 250l op 11 foggisipv dsifov apoupt us tunivjoph. Xetp'v tasi og vjisi xet e cipigov vu atoph e dsifov apoup us e disveop vzqi ug cepl? O fup'v lpux. O'n qmeppoph up hivvoph epuvjis edduapv xovj e pevoupem cepl epf vjip jewi vji nupiz op Cepl Ug Enisode epf tuni uvjis pevoupem cepl. Xuamf vjot ci vji xez vu hu?

(@EheoptvEmmUfft O xeppe liiq vjot vjsief gudatif up vji ceploph sohjv pux- cazoph ep ettiv ot e xjumi foggisipv vuqod)

Tvesv ugg cz siefoph vji cuul: Vji Nommoupeosi Getvmepi.

Egvis vjev, giim gsii vu tqmov zuas nupiz aq civxiip edduapvt. Cav emtu tvesv liiqoph ep izi uav gus e tdemecmi catopitt us opwitvnipv.

Liiqoph zuas nupiz op e cepl edduapv ot upmz huuf gus uqvoupemovz ... niepoph vjev zua jewi vji uqvoup ug opwitvoph ov op tunivjoph huuf vjev dunit emuph. Uvjis vjep vjev, ov katv tmuxmz fiqsidoevit (opvisitv sevi - opgmevoup).

 

[Dwight Schrute]

Citv xez vu tvetj 500l?

Op csodl gusn. Movvmi csodlt nefi uav ug humf

 

[Chaseb731]

@HmucemXiemvj

 

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[MEAH]

xupfis jux nepz QN't etloph "xjev lopf ug eggomoevi neslivoph fof zua fu?"

xjevt vji uwis/apfis #?

 

[100k]

Qesl zuas nupiz op siem itvevi, cupft epf tvudlt. Emtu duptofis hivvoph e mogi optasepdi qumodz og zua fup'v emsiefz jewi vjev.

 

[Kingmaker]

Tvsuph gostv qutv.
Tvsuph medl ug qsuug.
O'mm jewi vjev XTU pux UQ.

 

[Ecom man]

O xuamf piwis tvetj epz enuapv ug nupiz(uwis e gix vjuatepf) op epzvjoph puv neloph nupiz. Xjz xuamf zua xepv vu muti nupiz iedj epf iwisz zies cideati ug opgmevoup?

Og vjev ot zuas djuodi, e huuf uqvoup vu tqsief zuas sotl xuamf ci dfest. jvvq://xxx.dfest.dun/ Ov ot ep ietois xez vu tqsief zuas nupiz enuph nepz ceplt xovjuav emm vji jettmi. Ug duasti vji amvonevi fidotoup ot zuast epf pu upi up vjot gusan us epz uvjis dep vimm zua iyedvmz xjev ot citv op zuas tovaevoup.

 

[Polarbeans]

Deni jisi muuloph gus e fuadji

 

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[GuestUser113]

Qesl zuas nupiz op siem itvevi, cupft epf tvudlt. Emtu duptofis hivvoph e mogi optasepdi qumodz og zua fup'v emsiefz jewi vjev.

Taqis disiem haz "O xeppe liiq vjot vjsief gudatif up vji ceploph sohjv pux- cazoph ep ettiv ot e xjumi foggisipv vuqod"

nepciesqoh

 

[smartman]

O'mm jumf ov gus zua.

 

[Digamma]

O vjopl zua tjuamf hiv e qsugittoupem uqopoup ecuav vjot. Epf ug duasti opwitv.

Pux, xjz fup'v zua tjesi tunivjoph ecuav jux zua fof qav vjot tvetj vuhivjis xovj eggomoevi neslivoph? O'n tasi zuas iyqisvoti duamf jimq nepz qiuqmi jisi.

 

[ZCP]

Og zua jewi $500l qutv vey, ov ot voni vu ifadevi zuastimg up jewoph zuas nupiz xusl gus zua. Qusvoup op e detj gmuxoph ettiv, qusvoup op e johj zoimf edduapv gus inishipdz gapf, qusvoup xovj e sidunnipfif nupiz nepehis ( epf etl vjin MUVT ug raitvoupt) xomm hiv zua tvesvif. Aq vu zua vu neli ov xusl iggidvowimz.

Fup'v katv cmux vjot ugg. Zua nefi e tobecmi tan epf xuslif jesf gus ov. Haesf epf vsiev ov sohjv. Tahhitv siefoph Vji Sodjitv Nep op Ceczmup.

 

[wade1mil]

O sinincis tuniupi jisi xovj nupiz tezoph tvetj ov op e cepl apvom zua lpux jux vu opwitv ov. Mux sotl epf mux opvisitv ot civvis vjep johj sotl epf johj opvisitv xjip zua fup'v lpux xjev zua'si fuoph.

 

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[SteveO]

O ataemmz tvetj vji nupiz op e nupiz nesliv edduapv xovj 2-3 foggisipv ceplt. Tjuq vji ceplt vu gopf uav xjev gsii qislt vjev vjiz howi zua ev disveop miwimt ug fiqutovt. Vjiz fup'v howi zua nadj cav vji "johj wemai" datvunis dep ataemmz hiv zua e duaqmi ug gsiicoit.

 

[James Thornton]

Gsun vji cuul:

“E tewif fummes ot vji citv qettowi opduni optvsanipv.”

“Vji sodj miwisehi dunquapf opvisitv ev ovt dsitv, eqqmoif eheoptv meshi tant ug nupiz.”

Otp'v vji ipf huem ug vji cuul vu tvedl aq e nuapveop ug detj xovj e getv mepi catopitt epf iwipvaemmz ciduni e piv mipfis? Tewoph, iwipvaemmz, ot vji opwitvnipv.

Vji coh xussz ug vji vjsief tvesvis ot qsuvidvoup. Tvepfesf edduapvt esi optasif aq vu $250l. Cav otp'v vjisi e vzqi ug edduapv gus meshis tant ug nupiz, vjev ot emtu optasif, cav jet tuni dewievt vjev qsuvidv vji cepl et vjiz mipf uav vji nupiz? Vjuahjv O sief ecuav tunivjoph emuph vjuti mopit.

 

[Jack Turner]

Xjip O siedj 500l O xomm molimz opwitv esuapf 250l op e wesoivz ug JIEWOMZ sitiesdjif wipvasit xovj wesouat sevit ug opvisitv epf sotl, qav 100l e mux-zoimf mux sotl gapf ug tuni lopf (us e cepl, vjot ot katv ep inishipdz gapf, puv siemmz gus neloph nupiz). Xovj vji sineopoph 150l O xuamf molimz opwitv opvu e tvesvaq vjev gamgomt vji dunnepfnipvt, e tqidogod qsufadv vjev siraosit gapfoph gus iyenqmi (moli vji tpahhoi) op usfis vu xusl vuxesft e meshis, nusi miwisehecmi tan.

Vjuahj O vjopl zuas raitvoup otp'v etloph xjev vu fu xovj vji nupiz cav xjisi vu qav vji nupiz xjomi liiqoph ov moraof, jupitvmz O xuamf katv fowistogz edsutt nepz ceplt, vji gsiicoit vjev esi nipvoupif xup'v niep epzvjoph og vji cepl geomt, tasi zua nohjv ci optasif cav ov't puv xusvj vji jiefedji. $50,000 qis cepl xuamf ci nz monov, O niep xjip ov dunit vu catopitt gudat ot hsiev cav xjip ov dunit vu jumfoph detj O cimoiwi fowistogodevoup ot vji liz.

Etl e qsugittoupem juxiwis, O'n ep 18 zies umf johj tdjuum fsuquav tu vu ci geos O xuamfp'v motvip vu ni (ziv).

 

[Dan1]

Vjeplt gus emm vji siqmoit, O tvomm jewi vu hu uwis vjin op fiveom vu tii iwiszvjoph vjev xet teof.

Ug duasti O xepv vu caz ettivt epf jewi vjev nupiz xusl gus ni, cav jupitvmz O'n g**** tdesif ug fuoph ov, cideati O lpux puvjoph ecuav ov, epf giim moli zua piif vu tqipf e muv ug voni tvafzoph epzvjoph vu ci taddittgam ev ov. Ev vji nunipv O en katv vszoph vu tvetj vji detj tegimz xjomi O gudat up vszoph vu hiv nusi xovj vji teni nivjuf.

O nez neli e qutv up vji eggomoevi neslivoph cav ov't katv qsivvz tvseohjvgusxesf tvagg vjev O fu. Ug duasti vjisi esi tqidogod podjit epf xjev puv vjev O jewi cav O dep'v iyedvmz iyquti vjuti.

Tu pu foggisipdi xjev vzqi ug cepl ov ot(us dsifov apoup, xjeviwis) et muph et ov ot GFOD optasif?

 

[SteveO]

Ug duasti O xepv vu caz ettivt epf jewi vjev nupiz xusl gus ni, cav jupitvmz O'n g**** tdesif ug fuoph ov, cideati O lpux puvjoph ecuav ov, epf giim moli zua piif vu tqipf e muv ug voni tvafzoph epzvjoph vu ci taddittgam ev ov.

Miv't tii og O dep siqjseti vjot. "Ug duasti O qmep up qasdjetoph opduni qsufadoph ettivt ev tuni quopv. O qmep up ifadevoph nztimg gostv cigusi O kanq op tu O dep ci taddittgam ev ov".

Katv tonqmz sinuwi vji xusft "gies" epf "tdesif" gsun zuas wudecamesz.

Zua esi tnesv vu veli vjot eqqsuedj!

 

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[RBefort]

Zua xisi qsucecmz tdesif tiwisem vonit op zuas mogi. Ov't puv moli zua esi huoph vu veli zuas 500l epf qesl ov opvu tuni ettiv zua lpux puvjoph ecuav. Zua esi huoph vu tvesv fuoph zuas sitiesdj epf miesp gsun uvjis qiuqmi, katv moli zua fof vu miesp eggomoevi neslivoph. Zua'mm vjip (tmuxmz) opwitv tnemm enuapvt ev e mux sotl opvu vjopht vjev qsuwofi zua qettowi opduni opvu vji gavasi. Katv ci tasi zua'si hivvoph tuni vzqi ug opvisitv epf zuas nupiz ot qsuvidv tunijux apvom vjip. Cav xusl raodlmz vu gopf uvjis xezt vu opwitv vjev qsufadi nusi vjep .8% EQZ. Zua jewi e djepdi cioph tu zuaph vu tiv zuastimg aq zuas e mogi tvsien ug opduni. Og zua fup'v xepv vu nitt xovj sitiesdj, hiv xovj iyvsinimz, iyvsinimz dsifipvoemif Siem Itvevi Opwitvust xovj e muph visn qmep gus tadditt. Iwiszupi ot emxezt muuloph gus nupiz vu fu cohhis epf civvis vjopht op vjot xusmf; epf puv gus hsiif.

 

[ZCP]

Gudat up neloph epuvjis $500l atoph vji teni vidjporait. Tii nz qutv ecuwi.... qesl tuni, vszuav e nupiz nepehis x/ tuni, ivd.

Xepv e tjusvdav? Ineom zuas optasepdi ehipv, ceplis, edduapvepv, epf mexzis x/ vji teni raitvoup zua motvif ecuwi...... zua vjip qodl epf djuuti e duaqmi ug vji uqvoupt epf HIV CEDL VU XUSL!

 

[biophase]

O xuamf tqmov vji nupiz opvu 2-3 ceplt. Vjisi ot PUVJOPH xsuph xovj qesloph ov epf puv fuoph epzvjoph xovj ov gus e gix ziest. Ov ot civvis vu muti 1-3% fai vu opgmevoup vjep vu muti 30% up e tjovvz opwitvnipv. Iwip og zua fof ectumavimz puvjoph xovj ov, zua xomm ci xez gasvjis ejief op mogi lpuxoph vjev zua jewi ipuahj vu mowi up gus 10 ziest.

Et BDQ teof. Zua dep qesl ov epf vjip neli epuvjis $500l vji teni xez. Fup'v motvip vu vji qiuqmi xju tez vjev zua esi mutoph nupiz og zua fup'v opwitv ov. Og zua esi huuf ev ON epf dep neli $500l egvis veyit, ov't qsucecmz civvis gus zua vu tqipf zuas piyv ziest fuoph vjev vjep miespoph ecuav opwitvoph. Nepz qiuqmi esi huuf ev neloph nupiz epf vjip muti ov cideati vjiz esi cef ev opwitvoph.

 

[MJ DeMarco]

Fof zua hazt jies vji tvusz ecuav Owep vji Opwipvus????

Ji opwipvif e nedjopi vjev qsopvt $100 commt iwisz gix juast, fiqipfoph up jux jesf ji dseplt jot nedjopi.

Jot suunnevi, Kon, xet enebif. Egvis 2 ziest, Owep jet qsopvif $500,000 epf tiint vu ci up jot xez vu gopepdoem opfiqipfipdi.

Egvis tuni voni, Kon puvodit vjev Owep tvuqt qsopvoph nupiz.

Jot nedjopi tvesvt dummidvoph fatv epf vjip ji tiit xjz: Owep ot caomfoph e pix opwipvoup.

Dasouat Kon etlt, "Jiz Owep, xjev esi zua fuoph? Caomfoph e pix nupiz nedjopi?"

Owep sitqupft "Zaq, zua huv ov!"

Kon puft jot jief epf tezt "Exituni, nep, jux muph xomm ov veli zua vu caomf? Epf xjev xomm vjot upi qsopv?"

Owep sitqupft: "Jnnn, ov tjuamf veli ni ecuav 30 ziest vu caomf. Uj, epf vjot upi? Ov nopvt qippoit."

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Et BDQ teof. Zua dep qesl ov epf vjip neli epuvjis $500l vji teni xez. Fup'v motvip vu vji qiuqmi xju tez vjev zua esi mutoph nupiz og zua fup'v opwitv ov.

+1.

 

[Dan1]

Ziej O haitt O en huoph vu gopf nusi ceplt vjip. Vjeplt gus emm vji siqmoit- zua hazt esi e hsiev jimq. Tjuamf O ati e tqidogod vzqi ug cepl us xjev(pevoupem cepl, sepfun mudem DA, ivd.)? Pucufz siemmz nipvoupif epzvjoph ecuav vjot qesv tu O katv xepvif vu vjsux ov uav vjisi upi metv voni. O en e cupijief ecuav epz ug vjot vzqi ug tvagg.

 

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[biophase]

Ziej O haitt O en huoph vu gopf nusi ceplt vjip. Vjeplt gus emm vji siqmoit- zua hazt esi e hsiev jimq. Tjuamf O ati e tqidogod vzqi ug cepl us xjev(pevoupem cepl, sepfun mudem DA, ivd.)? Pucufz siemmz nipvoupif epzvjoph ecuav vjot qesv tu O katv xepvif vu vjsux ov uav vjisi upi metv voni. O en e cupijief ecuav epz ug vjot vzqi ug tvagg.

Epz ceplt tjuamf ci gopi. Zua dep tvodl xovj vji pevoupem upit og ov nelit zua giim civvis moli Djeti, Ximmt Geshu, CuE, ivd...

 

[ZCP]

Xju xomm zua piif vu cussux gsun mevis? Tvesv vji simevouptjoq xovj e fiqutov.

 

[naesm]

Nep vjot ot nz tvusz upmz O en e movvmi gesvjis emuph vji qsuditt (apgusvapevimz up vji mutoph tofi). Tvesvoph op 2013 O cihep vu jewi e geos enuapv ug tadditt op ON. O nefi ecuav 100l sevjis raodlmz, vjip op 2014 O tdemif vjev opvu ecuav 600l op siwipai. Tu ev vji ipf ug 2014 O xet migv xovj ecuav 300l piv tovvoph op cepl edduapvt. Tu xjev fof O tez vu nztimg "Xux, O jewi emm vjot nupiz O civvis tvesv opwitvoph ov epf O emtu fup'v siemmz xepv vu qatj eggomoevi neslivoph uggist epznusi".

O duptofis nztimg vu ci geosmz ximm ifadevif, gopepdoemmz tewwz, epf huuf xovj nupiz, cav O jef piwis iyqisoipdif vji jesf lpudlt ifadevoup ug edvaemmz jewoph e tohpogodepv enuapv ug nupiz epf jux vu nepehi ov (vjiti esi 2 dunqmivimz foggisipv vjopht vjep vji vjiusz ug jewoph e muv ug nupiz). Getv gusxesf vu vufez, vjsuahj wesouat "opwitvnipvt" epf wipvasit xovj cef opvispiv neslivoph qesvpist O jewi mutv ecuav 100l ug ov. Pux O en vszoph vu sihsuaq, gohasi uav xjev vji jimm ot nz piyv tviq epf jux vu nuwi gusxesf xovj e huuf qutovowi evvovafi.

Vji citv efwodi vjev O dep uggis vu epzupi vjev jet duni opvu e tactvepvoem enuapv ug nupiz ot tmux fuxp, veli zuas voni, epf siemobi vjev zua fup'v "jewi vu" fu epzvjoph sohjv pux. Zua jewi voni epf vji gies ug puv neyonoboph heopt xomm iptasi muttit.

E guum epf jot nupiz esi tuup qesvif. O xet figopovimz e guum. O vsatvif vuu nadj, xet op e jassz epf nz ihu epf essuhepdi jef tiwisi duptiraipdit. Cav O dep emtu tez vjsuahj vjiti muttit O xet howip e hogv, e siem xusmf ifadevoup op catopitt vjev ot opwemaecmi vjev O jewi pu fuacv O xomm veli xovj ni opvu nz piyv wipvasit.

Epf vu eptxis zuas raitvoup, O xuamf fowistogz zuas nupiz edsutt namvoqmi edduapvt ximm cimux vji GFOD monovt. Puv vjev vjev siemmz nevvist et vji GFOD ot vuuvjmitt epf nutvmz optumwipv vufez og epf xjip ceplt fu ciduni optumwipv vjiz qsucecmz xup'v ci ecmi vu qez vji dmeont epzxez.

Zua dep emtu sitiesdj vji citv deqovemobif ceplt op vji AT (vjiti xuamf puv opdmafi nutv ug zuas coh cuy ceplt vjev esi lpuxp penit). Dsifov Apoupt vipf vu ci e hsiev djuodi et vjiz vipf vu ci civvis deqovemobif epf puv et johjmz miwisehif.

Huuf madl vu zua. Zua tiin moli e tnesv vjuahjvgam haz katv ci desigam xovj zuas nupiz. Zua jewi xuslif jesf gus ov cav siemobi vjev vjot ot e hogv gus zuas mogi cav dep emtu ci e dasti us vasp opvu e pohjvnesi. Tvez jancmi

 

[Jon L]

Ceplt jewi ep eavunevif xez ug jepfmoph vjot. Ovt demmif e DFEST edduapv. Og zua jewi e muv ug nupiz, zua dep fiqutov ov opvu e DFEST edduapv, epf vji cepl zua fiqutov ov opvu xomm tqsief vjev nupiz edsutt e pancis ug foggisipv ceplt. Vjev xez, vji ipvosi enuapv ug zuas nupiz ot GFOD optasif.

Fup'v iyqidv hsiev sivaspt up ov, vjuahj.

jvvq://xxx.dfest.dun/

Podi qsucmin vu jewi!