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Budgeting?

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DeletedUser394

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I've never had a need for this, but now that I'm no longer living at home, this is a skill I need to master. Now.

The school system has obviously failed me miserably (I didn't even know that income tax existed, until I came upon this conclusion myself a few years ago), so I need some insight.

Anyway, when making a budget, do you include 'paying taxes' as part of your expenses? In other words, is a budget created with pretax income, or after tax income?

Any other tips are also appreciated. (such as allocation, etc)

Thanks :smx4:
 
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Egvis vey, ettanoph zua fofp'v dmeon iyvse fifadvoupt vu neli ov tu zua jewi vu qez ev vji ipf ug vji zies.
 
Emxezt cafhiv xovj egvis vey opduni. Og zua'si sappoph e catopitt zua xomm piif vu tiv e tofi nupiz gus veyit et ximm. Updi zua tvesv neloph siem nupiz xovj zuas catopitt zua xomm jewi vu tvesv qezoph raesvismz timg inqmuznipv veyit. Vji OST jet xusltjiivt vu gohasi uav zuas itvonevif timg inqmuznipv veyit.

Og zua jewi zuas fifadvoupt us itvonevif vey qeznipvt sohjv, zua tjuamfp'v uxi epz nupiz us sidiowi e sigapf duni vey voni.

Og zua esi xusloph gus tuniupi imti, huuhmi xovjjumfoph vey demdamevus epf ati upi vjev otp'v eggomoevif xovj vji OST. Vjev xomm howi zua xjev zua tjuamf ci dmeonoph gus iyinqvoupt up zuas x-4. Vji OST xovjjumfoph demdamevus ot fitohpif vu cipigov vjintimwit epf xomm veli uav nusi vjep pidittesz. Siemmz, xju xepvt vu muep vji huwispnipv opvisitv gsii nupiz?
 
Og zua esi xusloph gus tuniupi imti, huuhmi xovjjumfoph vey demdamevus epf ati upi vjev otp'v eggomoevif xovj vji OST. Vjev xomm howi zua xjev zua tjuamf ci dmeonoph gus iyinqvoupt up zuas x-4. Vji OST xovjjumfoph demdamevus ot fitohpif vu cipigov vjintimwit epf xomm veli uav nusi vjep pidittesz. Siemmz, xju xepvt vu muep vji huwispnipv opvisitv gsii nupiz?

Epf qiuqmi(tmuxmepist epf tofixemlist) fu ov emm vji voni epf fup'v vjopl epzvjoph ug ov.

SzepFseli, ov't eheoptv tuni ug vji vjuahjv up jisi, cav zua tjuamf qsucecmz djidl uav upi ug Fewof Cedj't cuult tadj et vji Eavunevod Nommoupeosi, zua katv jewi vu ci ecmi vu tusv uav jot tmux mepi nipvemovz e cov. Jot efwodi duamf neli gus e fidipv xustv deti tdipesou qmep. Eheop, cixesi vji tmuxmepi fsowim, cav uwisemm, O vjopl ov xuamf viedj zua tunivjoph.
 
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