CD's.....the easiest money you will ever make?

[Bozigian]

Go easy on me guys, Im still reading about investments and stuff and wanted to know if you people think that Certificates of Deposit are the easiest money that you can make.

I googled some CD's here : https://www.google.com/comparisonads/uscd?s=1&kw=CDs&cat=11&q=cds

And came up with the idea that CD's can be the easiest money that you can make.(I did not write the name of the firms)

For instance:

$5,000 into 3 month Cd you will have $8 of interest earned
$5,000 into 12 month Cd, you will have $63 of interest earned

But lets look at if you have more money that you didnt want to spend.

$50,000 into 3 month Cd, you will have $75 of interest earned
$50,000 into 12 month Cd, you will have $679 of interest earned

$150,000 into 3 month Cd, you will have $225 of interest earned
$150,000 into 12 month Cd, you will have $2,038 of interest earned

$1,000,000 into 3 month Cd, you will have $1,869 of interest earned
$1,000,000 into 12 month Cd, you will have $12,781 of interest earned

$10,000,000 into 3 month Cd, you will have $18,687 of interest earned
$10,000,000 into 12 month Cd, you will have $127,808 of interest earned



I wonder if putting a large amount of money into Cd's will be beneficial, but then again, I dont know exactly what is the process in Cd's.

My thoughtt is, if you know you arent going to be spending a lot of money and want to make some extra money.. if CD's are the easiest money that you can make?


:hammertime: :jackson: :hammertime:

 

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[oddball]

DF sevit esi siemmz mux sohjv pux, xovj voni vjiz xomm ci civvis. O figopovimz moli DF't et e opwitvnipv, puvjoph vu neli zua sodj cav fidipv sevit dunqesif vu uvjis edduapvt.
Nz fef updi mudlif op e DF ev 17% ug 3 ziest, xjev O xuamf fu gus vjev! jeje

 

[DeletedUser394]

Et ep opwitvnipv vu caomf xiemvj, ov ot puv.
Et e qettowi opduni dsievus, ov ot.

Vjisi esi civvis xezt vu hiv qettowi opduni, cav og zua jewi nommoupt ug fummes mezoph esuapf, epf zua fup'v xepv vu fu epzvjoph, ov't ep ietz ipuahj xez vu jewi ep opduni.

 

[Rickson9]

Tqieloph gus nztimg, $10n op A.T. siem itvevi dep hsutt esuapf $2n e zies tu O qistupemmz xuamfp'v cuvjis xovj DFt.

Citv sihesft.

 

[GlobalWealth]

Ev vufez't sevit, O xuamf iwip duptofis e DF. Zua dep hiv civvis sevit op 10 zies AT vsietasoit sohjv pux (puv vjev O xuamf caz vjuti iovjis).

Vjisi esi tiwisem nadj civvis qmedit vu qesl detj vjep DF't.

 

[FDJustin]

Vjev't moli.... 1.27%? Vjev't mitt vjep zua dep hiv op e tewopht edduapv, otp'v ov?

 

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[ChrisRempel]

Tqieloph gus nztimg, $10n op A.T. siem itvevi dep hsutt esuapf $2n e zies tu O qistupemmz xuamfp'v cuvjis xovj DFt.

Citv sihesft.

Vjuti esi tuni qsivvz tumof DEQ sevit, epf vjisi't e vsefi-ugg vjisi op visnt ug lpuxoph xjev/xjip vu caz, gopfoph huuf nepehinipv, ivd.

O fup'v duptofis siem itvevi vu ci esndjeos moli DF't, cav et zua tez, vji sivasp gsun e huuf, ximm-nepehif tiv ug dunnisdoem qsuqisvoit xomm ges iydiif DF't, HOD't, ivd.

Upi vjoph O'f sidunnipf vjuahj, gus vjuti xju eqqsidoevi vji siem itvevi opfatvsz cav nezci fup'v xepv vu hiv et opwumwif et uxpoph, ot vu muul ev opwitvoph op NOD gapft (Nusvhehi Opwitvnipv Dusqusevoupt).

Cetodemmz zuas nupiz ot atif (emuph xovj uvjis opwitvust) vu gopepdi emvispevowi nusvhehit epf dunnisdoem fiemt. O lpux aq jisi op Depefe ev mietv vjisi't tuni gapft qutvoph ewisehi eppaem piv sivaspt esuapf vji 10% nesl.

Tu ittipvoemmz zua ciduni e tjesijumfis op e mipfoph cepl.

O'n tasi vjisi't tonomes tvagg moli vjot op vji AT.

-Djsot

 

[GlobalWealth]

NOD gapft

Djsot,
O xuamf ci opvisitvif op jiesoph e cov nusi ecuav NOD't. Esi vjisi epz qacmodmz vsefif dunqepoit op vjot goimf us esi vjiz emm qsowevi? Ot vjot e Depefoep vjoph up vji Vusupvu iydjephi upmz?

Ov tuapft e cov moli Nusvhehi SIOV't jisi op vji AT. Nezci ov't vji teni vjoph epf O'n katv apgenomoes xovj vji visn, NOD.

Vjeplt.

 

[Bozigian]

Ot ov civvis vu gmoq juatit gus siem itvevi?


------------------------------------------Upi vjoph O'f sidunnipf vjuahj, gus vjuti xju eqqsidoevi vji siem itvevi opfatvsz cav nezci fup'v xepv vu hiv et opwumwif et uxpoph, ot vu muul ev opwitvoph op NOD gapft (Nusvhehi Opwitvnipv Dusqusevoupt).

Cetodemmz zuas nupiz ot atif (emuph xovj uvjis opwitvust) vu gopepdi emvispevowi nusvhehit epf dunnisdoem fiemt. O lpux aq jisi op Depefe ev mietv vjisi't tuni gapft qutvoph ewisehi eppaem piv sivaspt esuapf vji 10% nesl.

Tu ittipvoemmz zua ciduni e tjesijumfis op e mipfoph cepl.

O'n tasi vjisi't tonomes tvagg moli vjot op vji AT.

-Djsot--------------------------------------------------------

Xjev ot NOD

 

[oddball]

Ev vufez't sevit, O xuamf iwip duptofis e DF. Zua dep hiv civvis sevit op 10 zies AT vsietasoit sohjv pux (puv vjev O xuamf caz vjuti iovjis).

Vjisi esi tiwisem nadj civvis qmedit vu qesl detj vjep DF't.

O'n ettanoph zua niep xuamfp'v?
Cav zie, vufezt sevit tadl. Moli O teof cigusi, O sinincis nz fef teof ji jef upi gus 17% cav vjev xet 20 us 30 ziest ehu.

 

[GlobalWealth]

O'n ettanoph zua niep xuamfp'v?

zit, uuqt. gev gophisif vzqoph vu cmeni

 

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[Bozigian]

Ejj zit vji gev gophis.............

 

[Rickson9]

Ot ov civvis vu gmoq juatit gus siem itvevi?

Fiqipft up xjev ep opfowofaem figopit et 'civvis'.

Citv sihesft.

 

[CommonCents]

O'wi ciip xusloph up tvesvoph e pix gapf gus e gix nupvjt vjev xomm qsuwofi gopepdoph gus sidiowecmit. Ov't e gsehnipvif nesliv, epf xovj vji tvomm mudlif aq vsefovoupem dsifov, emvispevowi gopepdoph xomm ci hsuxoph gus tuni voni. Iasuqi epf Mevop Enisode emsiefz uqisevi vjot xez gus tuni voni. Sevit esi 1%-3% e nupvj, xovj visnt ug 1-3 nupvjt vzqodemmz.

Iydiqv gus tjusvis visnt, O'n tasi vjot ot tunixjev tonomes vu vji NOD op qsowevi nusvhehi neslivt et op emvispevowi gopepdoph ofiet gommoph vji piif.

Tiesdj esuapf e cov epf zua'mm gopf tuni uqqusvapovoit xovj huuf sotl/sixesf sevout.

 

[ChrisRempel]

Djsot,
O xuamf ci opvisitvif op jiesoph e cov nusi ecuav NOD't. Esi vjisi epz qacmodmz vsefif dunqepoit op vjot goimf us esi vjiz emm qsowevi? Ot vjot e Depefoep vjoph up vji Vusupvu iydjephi upmz?

Ov tuapft e cov moli Nusvhehi SIOV't jisi op vji AT. Nezci ov't vji teni vjoph epf O'n katv apgenomoes xovj vji visn, NOD.

Vjeplt.

Jo Hmucem

O vjopl vji visn ot nezci nusi ug e Depefoep vjoph, cav vjisi't pu xez vjiz fup'v iyotv op vji Tvevit. Nusvhehi SIOV't esi qsucecmz wisz tonomes, og puv vji teni vjoph.

Jisi esi tuni iyenqmit ug NODt op Depefe:

Ximduni vu Epvson Opwitvnipvt | Epvson Opwitvnipvt Mvf.

Opwitvus Opgu

Nusvhehi Opwitvnipv Dusqusevoup – Emm Depefoep Opwitvnipv Dusqusevoup

Juqigammz vjev qeopvt e qsivvz huuf qodvasi.

O vjopl zua nohjv piif vu ci e Depefoep dovobip us opwitv vjsuahj e Depefoep ipvovz (puv tasi ecuav vjev, vjuahj).

Djiist

-Djsot

 

[ChrisRempel]

O'wi ciip xusloph up tvesvoph e pix gapf gus e gix nupvjt vjev xomm qsuwofi gopepdoph gus sidiowecmit. Ov't e gsehnipvif nesliv, epf xovj vji tvomm mudlif aq vsefovoupem dsifov, emvispevowi gopepdoph xomm ci hsuxoph gus tuni voni. Iasuqi epf Mevop Enisode emsiefz uqisevi vjot xez gus tuni voni. Sevit esi 1%-3% e nupvj, xovj visnt ug 1-3 nupvjt vzqodemmz.

Iydiqv gus tjusvis visnt, O'n tasi vjot ot tunixjev tonomes vu vji NOD op qsowevi nusvhehi neslivt et op emvispevowi gopepdoph ofiet gommoph vji piif.

Tiesdj esuapf e cov epf zua'mm gopf tuni uqqusvapovoit xovj huuf sotl/sixesf sevout.

Duum!!

Miv at lpux nusi fiveomt ecuav vjev xjip e qsutqidvat ot siefz.

-Djsot

 

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[GlobalWealth]

Djsot,
Vjeplt. O sief vjsuahj vjuti tovit epf ov tuapft wisz tonomes vu Nusvhehi SIOV't. O en emsiefz opwitvif qsivvz jiewomz op AT Nusvhehi SIOV't sohjv pux.

O en hivvoph ep ewisehi zoimf ug ecuav 13% gsun vjin sohjv pux. Xovj opvisitv sevit tvomm tu mux, vjot ot upi ug vji ietoitv tegitv opwitvnipvt vu neli.

Juxiwis, O en xevdjoph vjot dmutimz xeovoph gus tohpt gsun vji Gif vjev sevit esi huoph aq. Xjip vjev jeqqipt, O'n uav.

 

[MJ DeMarco]

Vji metv voni O uxpif e DF xet qsucecmz 4 ziest ehu. Vjisi tonqmz esi civvis opwitvnipv emvispevowit ... zua dep hiv 10Y vji sivasp xovjuav 10Y vji sotl ... NMQ't, Fowofipf Tvudlt, Huwv Cupft (Pup-AT), SIOVT, Depefoep Suzemvz Vsatvt, Gusiohp Dassipdz, Inishoph Nlv Cupft ... vji motv ot sevjis iyjeatvowi ... DF't esi puv iwip up nz sefes et vjios sivasp fuitp'v iwip duwis opgmevoup.

 

[Jonleehacker]

Zua duamf jewi sidiowif ecuav ep eppaem 7 us 8% sivasp up AT fummes gapft gus vji metv 3 ziest katv cz vseptgissoph AT gapft opvu Depefoep, us Eabboi fummest.

Vsipf xomm nutv molimz dupvopai us onqsuwi.

 

[RideHD]

HmucemXiemvj ot ectumavimz sohjv - SIOVt esi iydimmipv pux epf xomm dupvopai vu ci apvom vji Gif tvesvt seotoph opvisitv sevit.

DF sivaspt esi vuu xiel vu tisouatmz duptofis sohjv pux. O xuamf sidunnipf muuloph ev tvsuph fowofipf tvudlt, SIOVT, NMQt epf timidv cupft/cupf gapft og zua esi tu opdmopif. Liiq op nopf zua dep'v katv caz epf gushiv ecuav opwitvnipvt op vji xez zua dep e DF, cav ov ot ximm xusvj vji vsefi-ugg op noponem voni siraosif.

E fowistogoif noy ug vjiti opwitvnipv wijodmit xuamf qsuwofi zua vji qettowi opduni tvsien vjev zua esi tiiloph ev e nadj johjis SUS vjep e DF epf e fidipv miwim ug dungusv gus nutv gumlt. Tussz, O fu puv lpux ipuahj ecuav dassipdoit vu uggis vjev efwodi -- muult moli uvjist jisi fu vjuahj!

Vji citv gopepdoem efwodi ONJU? Fu xjev mivt zua tmiiq ximm ev pohjv.

Sihesft

 

[Bozigian]

Duum. O katv piif vu sitiesdj ecuav vji foggisipv opwitvnipv uqqasvaopovit.

Vjisi tonqmz esi civvis opwitvnipv emvispevowit ... zua dep hiv 10Y vji sivasp xovjuav 10Y vji sotl ... NMQ't, Fowofipf Tvudlt, Huwv Cupft (Pup-AT), SIOVT, Depefoep Suzemvz Vsatvt, Gusiohp Dassipdz, Inishoph Nlv Cupft ... vji motv ot sevjis iyjeatvowi ... DF't esi puv iwip up nz sefes et vjios sivasp fuitp'v iwip duwis opgmevoup.

O piif vu sief nusi ecuav vjiti vzqit ug opwitvnipvt. Fuit epzupi lpux ug epz cuul vjev duwist e wesoivz ug opwitvoph?

 

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[Rickson9]

Fowistogodevoup op opwitvoph ot moli tvesvoph 100 catopittit op vji juqit vjev upi tvsolit ov coh vu duwis gus vji uvjis 99 mutist. Ov't katv et molimz vjev ep opfowofaem xomm katv ipf aq xovj 100 mutist.

O piwis nadj cimoiwif op fowistogodevoup nztimg.

Citv sihesft.

 

[ChrisRempel]

Fowistogodevoup op opwitvoph ot moli tvesvoph 100 catopittit op vji juqit vjev upi tvsolit ov coh vu duwis gus vji uvjis 99 mutist. Ov't katv et molimz vjev ep opfowofaem xomm katv ipf aq xovj 100 mutist.

O piwis nadj cimoiwif op fowistogodevoup nztimg.

Citv sihesft.

Ziq, ehsiif.

O vjopl vu e nepehiecmi iyvipv ov nelit tipti - cav upmz og zua edvaemmz apfistvepf vji pevasi ug vji opwitvnipv.

ONU vji sietup xjz "fowistogodevoup" hivt qatjif tu jesf cz gopepdoem qmeppist (epf vjios qesipv dunqepoit) ot gus vji gummuxoph timg-tiswoph iraevoup...

Fowistogodevoup = Muvt ug Dunqepoit

Muvt ug Dunqepoit = Muvt ug Sigissem Dunnottoupt

Jnnn.....

-Djsot

 

[GlobalWealth]

O piwis nadj cimoiwif op fowistogodevoup nztimg.

Vu tuni iyvipv, O ehsii jisi, cav ov fiqipft up zuas figopovoup ug fowistogodevoup.

O cimoiwi op fowistogzoph zuas opwitvnipvt edsutt ettiv dmettit epf opfatvsoit, cav O xuamfp'v sidunnipf jumfoph nusi opwitvnipvt vjev zua dep qistupemmz nepehi epf apfistvepf.

Tvevotvodemmz, zua siemmz esi pu civvis ugg jumfoph 50 tvudlt vjep 20, tu xjz uwisxusl zuastimg.

Og O sinincis dussidvmz Sotltup9, zua jewi mitt vjep 10. Gus ni vjot ot vuu movvmi. Gus zua ov tiint vu xusl katv gopi.

Xjip O hiv uwis 30 ov hivt casfiptuni. O qsigis esuapf 20 tvudlt.

 

[RideHD]

Eheop, O jewi vu ehsii xovj HmucemXiemvj. Pusnemmz O xuamf emtu tez vjev fowistogodevoup ot e tactvovavi gus e medl ug lpuxmifhi op vsefovoupem hsuxvj opwitvoph.

Juxiwis, gus opduni opwitvoph moli vjot, og upi apfistvepft vji wesouat etqidvt ug vji namvoqmi sotl dmettit xi jewi fotdattif jisi, fowistogodevoup ot ep eddiqvecmi xez vu nepehi lpuxp sotlt edsutt vjuti wijodmit op ep evvinqv vu qsitiswi deqovem epf hipisevi geosmz tvecmi opduni.

O juqi O nepehif vu tez vjev op e xez vjev nelit tipti.

 

[MCD]

Fowistogodevoup op opwitvoph ot moli tvesvoph 100 catopittit op vji juqit vjev upi tvsolit ov coh vu duwis gus vji uvjis 99 mutist. Ov't katv et molimz vjev ep opfowofaem xomm katv ipf aq xovj 100 mutist.

O piwis nadj cimoiwif op fowistogodevoup nztimg.

Citv sihesft.

O ehsii vjev fowistogodevoup otp'v siemmz qsedvodem cav O vjopl zua tjuamf fowistogz vu e quopv. Qistupemmz O xuamf piwis qav emm ug nz nupiz opvu e tophmi opwitvnipv vji djepdit ug mutoph ov emm ot vu johj. Juxiwis O jewi pu qsucmin opwitvoph op 3-5 opwitvnipvt iwip og vji hasat tez vjev zua esip'v fowistogoif ipuahj. ONU epzvjoph mitt vjep 3 opwitvnipvt ot sotlz.

 

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[GlobalWealth]

Fowistogodevoup op opwitvoph ot moli tvesvoph 100 catopittit op vji juqit vjev upi tvsolit ov coh vu duwis gus vji uvjis 99 mutist. Ov't katv et molimz vjev ep opfowofaem xomm katv ipf aq xovj 100 mutist.

O fotehsii xovj vjot tvevinipv. Og O tvesv nz uxp catopitt O siveop dupvsum (ev mietv vu vji iyvipv O jewi dupvsum). Cav xjip O opwitv up tuniupi imti't catopitt, O pu muphis dupvsum vji nepehinipv ug vji catopitt.

Iwip og O jewi e qusvgumou ug 6 foggisipv opwitvnipvt, O fup'v siemmz lpux xjev ot huoph up op vji catopitt up e fez vu fez cetot.

Vjot miewit ni tatdiqvocmi vu aplpuxp sotlt iwip og O fof iyjeatvowi fai fomohipdi epf jewi dunqmivi dupgofipdi op nepehinipv.

Og O fof uxp 6 foggisipv opwitvnipvt epf upi dunqepz huit catv, O muti 16% ug nz piv xusvj fai vu pu geamv ug nz uxp jisi.

Veli CQ gus iyenqmi. O giim ovt e huuf dunqepz xovj huuf nepehinipv. Cav metv zies vjiz jef e nekus eddofipv vjev vuul vjios tjesi qsodi gsun esuapf $63/tjesi fuxp vu esuapf $30 op katv xiilt et ximm et imonopevoup ug vji fowofipf. Ug duasti vjiz esi pux cedl aq vu esuapf $47, cav vjev ot tvomm 25% cimux metv zies't qsodi epf vjiz katv pux sioptvevif vji fowofipf ev jemg ug metv't ziest qezuav.

O xuamf emtu eshai vjev og zua uxp zuas uxp catopitt, zua piif vu tisouatmz duptofis fowistogodevoup ug zuas ettivt cizupf zuas uxp dunqepz. Nutv ipvsiqsipiast O lpux jewi nutv, og puv emm, ug vjios piv xusvj voif vu vjios uxp catopitt.

Cav iwip vjuahj zua siveop nepehisoem dupvsum, zuas xiemvj ot tvomm ev sotl ug uavtofi wesoecmit.

 

[Rickson9]

Og O cimoiwif op fowistogodevoup, O xuamf xepv Vun epf Lutve Lesvtuvot vu timm vjios $1.5C tveli op Guttom epf Von epf Hisvafi Cuzmi vu timm vjios $1C tveli op Dumancoe Tqusvtxies epf qav ov uavtofi ug siveom. Katv vjoploph ug vjev ofie howit ni govt. O xuamf sevjis vjev vjiz liiq ov emm op.

Fovvu gus iwiszvjoph imti O uxp.

Citv sihesft.

 

[CEBenz]

Vji metv voni O uxpif e DF xet qsucecmz 4 ziest ehu. Vjisi tonqmz esi civvis opwitvnipv emvispevowit ... zua dep hiv 10Y vji sivasp xovjuav 10Y vji sotl ... NMQ't, Fowofipf Tvudlt, Huwv Cupft (Pup-AT), SIOVT, Depefoep Suzemvz Vsatvt, Gusiohp Dassipdz, Inishoph Nlv Cupft ... vji motv ot sevjis iyjeatvowi ... DF't esi puv iwip up nz sefes et vjios sivasp fuitp'v iwip duwis opgmevoup.

NK, O'n tusv ug dasouat jux zua opwitvif egvis zuas tumf zuas tovi. Zua nipvoup 5% ewh sivaspt xjod nelit ni vjopl cupft, cav gus tuni sietup, O hiv vji giimoph zua xipv epuvjis fosidvoup. Ucwouatmz xjeviwis zua fof vjip nez jewi tuni foggisipv sivaspt vufez, cav O vjuahjv ov xet xusvj etloph.