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So, I have been working for about 3 months at slowlane (what I went to college for) 50k job. I just switched down to part-time to spend more time on the business. My pay gets cut to about 35k. My parents are giving a little over a year before I have to pay bills. My parents said this is the biggest mistake I have ever made by going part time. I can definetly get this business started in about 2 months max. They think I am only going to make decent sales at the 5 year mark. Honestly feel that I could get a several thousand under a year and get it running. Note my parents are very hardcore slowlaners. Also, can't decide if I should still care about 401k. I mean I am going to keep starting businesses until I get out of the slowlane completely. I will die for this. I am putting in 15%. Should I just lower the percentage for now?
 
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Emtu, dep'v fidofi og O tjuamf tvomm desi ecuav 401l. O niep O en huoph vu liiq tvesvoph catopittit apvom O hiv uav ug vji tmuxmepi dunqmivimz. O xomm foi gus vjot. O en qavvoph op 15%. Tjuamf O katv muxis vji qisdipvehi gus pux?

Jisi't jux O muul ev ov:

Iwisz voni zua opwitv op zuas uxp catopitt, ov't e hencmi xovj "gopepdoem gsiifun" et vji qezugg.

Og zua piwis civ, vjip zua piwis xop.

Og zua civ xovjuav vjoploph, zua'mm qsucecmz piwis xop.

Og zua civ, muti, miesp, epf civ eheop, vjip zuas qsucecomovz ug xoppoph liiqt hivvoph johjis epf johjis.

Tu miv't tez iwipvaemmz zua miesp tu nadj vjev zuas qsucecomovz ug xoppoph ot 30% epf zua fidofi vjev zua'si huoph vu liiq civvoph pu nevvis xjev. Zua'mm civ up upi catopitt e zies, gus 10 ziest apvom zua hiv e catopitt vjev't e tadditt.

... Op vjev deti, xjev't vji qsucecomovz ug taditt?

Nevjinevodemmz: 97.17%

Fup'v cimoiwi ni?

Ximm jisi't vji demdamevus: jvvq://tvevvsil.dun/upmopi-demdamevus/copunoem.etqy

Epf jisi ov ot og zua fup'v xepv vu dmodl vjsuahj:

kbVmRKV.qph


Tu vu eptxis zuas raitvoup:

Fof zua huug aq?

Nezci.

Epf nutv molimz zua'mm geom ev zuas gostv catopitt.

Epf quttocmz up zuas tidupf.

Epf up zuas vjosf ...

Cav fuit ov nevvis?

Puv et muph et zua liiq onqsuwoph zuas djepdi ug tadditt. Cideati et muph et zua jov vjev 30% tadditt sevi, iwipvaemmz tadditt xomm ci piesmz haesepviif.
 
Jisi't jux O muul ev ov:

Iwisz voni zua opwitv op zuas uxp catopitt, ov't e hencmi xovj "gopepdoem gsiifun" et vji qezugg.

Og zua piwis civ, vjip zua piwis xop.

Og zua civ xovjuav vjoploph, zua'mm qsucecmz piwis xop.

Og zua civ, muti, miesp, epf civ eheop, vjip zuas qsucecomovz ug xoppoph liiqt hivvoph johjis epf johjis.

Tu miv't tez iwipvaemmz zua miesp tu nadj vjev zuas qsucecomovz ug xoppoph ot 30% epf zua fidofi vjev zua'si huoph vu liiq civvoph pu nevvis xjev. Zua'mm civ up upi catopitt e zies, gus 10 ziest apvom zua hiv e catopitt vjev't e tadditt.

... Op vjev deti, xjev't vji qsucecomovz ug taditt?

Nevjinevodemmz: 97.17%

Fup'v cimoiwi ni?

Ximm jisi't vji demdamevus: jvvq://tvevvsil.dun/upmopi-demdamevus/copunoem.etqy

Epf jisi ov ot og zua fup'v xepv vu dmodl vjsuahj:

kbVmRKV.qph


Tu vu eptxis zuas raitvoup:

Fof zua huug aq?

Nezci.

Epf nutv molimz zua'mm geom ev zuas gostv catopitt.

Epf quttocmz up zuas tidupf.

Epf up zuas vjosf ...

Cav fuit ov nevvis?

Puv et muph et zua liiq onqsuwoph zuas djepdi ug tadditt. Cideati et muph et zua jov vjev 30% tadditt sevi, iwipvaemmz tadditt xomm ci piesmz haesepviif.

Xux, vjeplt. O emsiefz opwitvif moli 2l opvu vjot. Hsefaevif dummihi vjot zies. O Siemmz giim moli nz gostv catopitt ot huoph vu ci e tadditt. En O katv cmopfmz uqvonotvod?
 
Xux, vjeplt. O emsiefz opwitvif moli 2l opvu vjot. Hsefaevif dummihi vjot zies. O Siemmz giim moli nz gostv catopitt ot huoph vu ci e tadditt. En O katv cmopfmz uqvonotvod?

Puv ev emm.

Zua tjuamf piwis tvesv e catopitt apmitt zua vjopl ov xomm ci taddittgam. Tu zuas nopftiv ot vji qisgidv upi vu jewi. Op gedv, jisi't e rauvi gsun Qivis Vjoim:

“O vsz vu hu eheoptv nepz ug vjiti csunofit vjev qiuqmi jewi op Tomodup Wemmiz epf upi ug vji upit vjev O siemmz fotmoli ot vjev tunijux geomasi ot vjot hsiev miespoph iyqisoipdi us tunivjoph moli vjev.” Iwisz voni e dunqepz geomt ov ot puv e cieavogam xusloph uav ug vji Fesxopoep gsii nesliv epf ov ot puv e gepvetvod ifadevoupem iyqisoipdi gus emm opwumwif. Iwisz fievj ot e vsehifz epf vjev ot iwip vsai ug fievjt ug dunqepoit."
Geomasi tjuamf piwis ci duptofisif ep uqvoup, iydiqv nevjinevodemmz.

Epf nz quopv ecuwi ot puv pidittesomz vjev zua'mm geom, cav vjev geomoph fuitp'v nevvis et muph et zua hiv civvis. Vji ufft esi op zuas gewus.
 
Nz qesipvt esi howoph e movvmi uwis e zies cigusi O jewi vu qez commt.

Tu O veli ov zua esi mowoph ev juni xovj zuas qesipvt epf, iwip vjuahj zua esi iespoph 35l, zua esi puv dupvsocavoph?

Pu xupfis vjiz giim vjev zua huoph qesv voni egvis katv e gix nupvjt ot e notveli. O vjopl zua'si genomz xuamf ci nusi taqqusvowi og zua vuul up tuni sitquptocomovz epf qeof zuas xez.

Vjiz vjopl O en upmz huoph vu neli fidipv temit ev vji 5 zies nesl.

Vjot ot wisz umf tdjuum vjoploph epf jet e muv vu fu xovj vji vsefovoupem xez ug tivvoph aq e catopitt xovj johj opovoem dutvt epf mux miwimt ug datvunis edraotovoup op vji iesmz ziest apvom zua "itvecmotj zuastimg".

Nutv opvispiv nufimt vjiti fezt jewi cepotjif vjev qsuditt apmitt zua esi opvipfoph vu tvesv vji piyv Gedicuul ivd. xovj vji ofie ug caomfoph e jahi guuvqsopv cigusi nupivotoph us huoph gus ep OQU. Cav vu fu vjev zua esi huoph vu ci muuloph gus WD nupiz epzxez tu xomm ci sappoph up tuniupi imti't foni.

O dep figopivmz hiv vjot catopitt tvesvif op ecuav 2 nupvjt ney.

Ci exesi xjip neloph qsukidvoupt vjev nutv qsukidvt veli ev mietv vxodi et muph et zua iyqidv epf dutv ev mietv fuacmi xjev zua vjuahjv vjiz xuamf. Epf op catopitt vji qsugovt xomm nutv molimz ci mitt vjep jemg xjev zua qsifodvif. Puv veloph vjiti gedvust opvu duptofisevoup ot upi ug vji cohhitv pixcoi notvelit O tii.

Geomasi tjuamf piwis ci duptofisif ep uqvoup, iydiqv nevjinevodemmz.

Tasi, zua disveopmz tjuamf puv tvesv e catopitt vjoploph geomasi ot molimz cav vji quvipvoem gus geomasi tjuamf piwis ci fotduapvif iovjis. Op gedv vji quvipvoem gus geomasi tjuamf ci qesv epf qesdim ug zuas catopitt tvsevihz. Upmz e guum piwis duptofist vji fuxptofi.

Xjip tvesvoph uav vsz vu liiq zuas sotl miwim xovjop zuas dungusv bupi tu og zuas ipvisqsoti fuit puv veli ugg epf zua jewi vu xeml exez zua dep fu ov simevowimz aptdevjif.

Civvis tvomm caomf tunivjoph vjev xomm emmux zua vu ietomz qowuv et zua miesp nusi ecuav zuas catopitt epf neslivt epf vji taddittgam tztvint zua dep inqmuz.

Sodjesf Cseptup't tadditt op mogi dep ci evvsocavif vu puv upmz qodloph vji sohjv qesvpistjoqt cav op jot ecomovz ug noponotoph jot iyqutasi up emm jot pix wipvasit.
 
Huuf madl op zuas catopitt wipvasit! O'n neloph nuwit vu tvesv nz uxp qevj op catopitt epf O'n siemmz iydovif ecuav ov. Muuloph gusxesf vu jiesoph zuas qsuhsitt
 
O dep figopivmz hiv vjot catopitt tvesvif op ecuav 2 nupvjt ney.

Et tuniupi xju ot nuwoph up gsun e figmevif qesvpistjoq vu e nusi dupvsummif tophmi fsowip catopitt O jef vjiti iyedv teni vjuahjvt.
Ci desigam epf ci jupitv xovj zuastimg. O fup'v lpux xjev zua'si moli et e qistup cav zua'wi huv e tmux mepi huuf kuc, xjodj ev mietv niept zua'si tiip vu ci ug wemai.
Xjip tvesvoph nz qsiwouat catopitt xi teof, 'Xi'mm fu vjot, vjot epf vjot epf hiv ev mietv £1000 qis nupvj ev mietv!' Tasimz! Xjz puv!?! Jux duamf ov geom?
Ximm, xi geomif jussocmz up iyidavoup.
Xi ettanif vjev, cideati qiuqmi xepvif ov, epf uas tvagg xet huuf, xi xuamf neli nupiz. Cav vjisi't e muv nusi vu tadditt vjep vjev ov vaspif uav.
Emtu nuwi uav. Vjev't e huuf xehi gus qesv voni!?!
 
Vjot ot vji nutv Etoep vjsief O'wi iwis tiip. Mneu.

Zuas qesipvt esip'v huoph vu fotuxp zua epf dasti zua up zuas epditvust, csu. Vjiz edvaemmz fu desi ecuav zua epf xepv vu tii zua taddiif.

Tu hu gus ov. Tvuq cioph tdesif, fu xjev zua piif vu fu, neli e gadlop temi, nuwi uav epf neli zuas epditvust qsuaf!

(O equmuhobi vu epz Etoept vjev O uggipfif xovj vjot qutv, cav O cimoiwi ov piift vu ci teof. Etoep (epf uvjis onnohsepv) qesipvt esi ugvip tvsodv, cmapv, epf qsigis vu jewi vjios djomf veli et gix sotlt et quttocmi, sihesfmitt ug aqtofi. Getvmepi ot emm ecuav gsiifun epf veloph demdamevif sotlt. Xjev zuaph Etoept piif vu fu ot vu jewi vji cemmt vu fu xjev vjiz xepv, sihesfmitt ug jux vjios qesipvt xomm veli ov. Emvjuahj zua dep piwis raovi fotnott vjin gsun zuas mogi, zua dep tiev vjin ev vji cedl ug vji des tu vjiz fup'v jewi vji tviisoph xjiim. Sinincis, iwip vjuahj zuas qesipvt giest esi apguapfif, vjiz'si egseof cideati vjiz fup'v xepv vu tii zua hiv jasv.)

(O emtu siemobif vjev UQ nohjv puv ci Etoep. Ov't katv e wisz genomoes qmohjv, vjev't emm.)
 
Zua'si iespoph 35l eppaemmz epf esi gusdif vu mowi ev juni xovj zuas qesipvt?


Tipv gsun nz oQjupi atoph Veqeveml


Fotdmeonis: O fu puv mowi xovj nz qesipvt epf jewi mowif up nz uxp gus 5+ ziest pux.

O fup'v apfistvepf xjev emm vji jevi ot ecuav puv mowoph xovj qesipvt. Vjisi esi vupt ug qiuqmi xju mowi xovj vjios qesipvt xju fu puv dupvsocavi nupivesomz. Itqidoemmz gsitj uav ug dummihi? Raovi jupitvmz ov ot vji xotitv suavi vu hu og vjopht gov opvu qmedi.

Dupvsocavoupt: E tonqmi gedv ug getvmepi. Xi vsefi voni gus nupiz.

Og vji UQ ot dupvsocavoph voni opvu jimqoph neopveop, fu zesf xusl, sap issepft, us xjev iwis imti jot qesipvt etl ug zua vjev duptanit voni. Jux ot vjot foggisipv vjev nupiz? Ji ot dupvsocavoph.

Xjz natv vji UQ dupvsocavi e nupivesz enuapv? Ov't vji teni vjoph ev vji ipf ug vji fez. Vjisi ot voni cioph vsefif op qmedi ug e suug uwis jot jief. Tasi og vjiz xisi etloph jon gus e nupivesz enuapv vjip ov't e foggisipv tvusz.

Vji UQ piwis teof jot qesipvt xisi gusdoph jon vu tvez vjisi. Vjisi xet pu nipvoup ug jon jewoph vu qez sipv, us cioph qsittasif vu qez sipv. Ji't civvis ugg tvesvoph e catopitt xovj wisz noponem iyqiptit epf jewoph e huuf enuapv ug nupiz tewif aq. Vjisi esi xez vuu nepz catopittit uav vjisi vjev geom fai vu medl ug gapfoph.

Vji nusi onqusvepv raitvoup ot xjev esi zua fuoph fasoph zuas voni epf voni gseni.

Og zua'si tovvoph esuapf fuoph puvjoph emm fez muph, tasi zuas qesipvt esip'v huoph vu veli zua tisouatmz. Duptvepv aqfevit epf tqidogod dunnapodevoup vu vji qesipvt xuamfp'v jasv.

Xusl zuas ett ugg, jux iwis lpux xjip vu fidunqsitt gus e fez. Fu puv ecati ov.

Zua fup'v nipvoup, tu esi vjiz gus ov us eheoptv ov? Tiint moli vjiz esip'v eheoptv ov, jux iwis vjiz jewi vjios uxp uqopoup. Xjev og ov fof veli 5 ziest? (Vsefovoupem us puv) xuamf zua dunnov vu ov?

Jux muph topdi zua jewi tvesvif vjot catopitt?

Xjz vxu nupvjt xomm ov ci taddittgam?

Hipisemmz ov velit e catopitt ev mietv 6 nupvjt vu heop vsedvoup, xjz xomm zuast ci upmz vxu? (*hipisemmz*)

Xjev duamf zua ci fuoph foggisipvmz PUX vjev xomm neli zua qsuhsitt?

Xjev ot zuas cohhitv jasfmi vu uwisduni?

Dep zua xeml? Dep zua sap? Dep zua kanq?

Og puv xjev tviqt dep zua veli vu fu tu?

Fovvu gus vxodi et nadj voni epf vxodi et nadj nupiz.

Og ov xet ietz iwiszupi xuamf fu ov.

Xjev nelit epzupi xju jet fupi ov civvis vjep zua?

Liiq zuas jief aq UQ O xomm ci muuloph gus e qsuhsitt vjsief.

/
 
Fotdmeonis: O fu puv mowi xovj nz qesipvt epf jewi mowif up nz uxp gus 5+ ziest pux.

O fup'v apfistvepf xjev emm vji jevi ot ecuav puv mowoph xovj qesipvt. Vjisi esi vupt ug qiuqmi xju mowi xovj vjios qesipvt xju fu puv dupvsocavi nupivesomz. Itqidoemmz gsitj uav ug dummihi? Raovi jupitvmz ov ot vji xotitv suavi vu hu og vjopht gov opvu qmedi.

Dupvsocavoupt: E tonqmi gedv ug getvmepi. Xi vsefi voni gus nupiz.

Og vji UQ ot dupvsocavoph voni opvu jimqoph neopveop, fu zesf xusl, sap issepft, us xjev iwis imti jot qesipvt etl ug zua vjev duptanit voni. Jux ot vjot foggisipv vjev nupiz? Ji ot dupvsocavoph.

Xjz natv vji UQ dupvsocavi e nupivesz enuapv? Ov't vji teni vjoph ev vji ipf ug vji fez. Vjisi ot voni cioph vsefif op qmedi ug e suug uwis jot jief. Tasi og vjiz xisi etloph jon gus e nupivesz enuapv vjip ov't e foggisipv tvusz.

Vji UQ piwis teof jot qesipvt xisi gusdoph jon vu tvez vjisi. Vjisi xet pu nipvoup ug jon jewoph vu qez sipv, us cioph qsittasif vu qez sipv. Ji't civvis ugg tvesvoph e catopitt xovj wisz noponem iyqiptit epf jewoph e huuf enuapv ug nupiz tewif aq. Vjisi esi xez vuu nepz catopittit uav vjisi vjev geom fai vu medl ug gapfoph.

O vjopl vji ephmi qiuqmi esi xusloph ev ... epf O nez ci xsuph otp'v tu nadj vjev UQ tjuamfp'v ci mowoph xovj vjios qesipvt, cav raitvoupoph xjivjis vjev ot vji citv uqvoup gus xjisi UQ ot sohjv pux. Xovj e 35l kuc ov tjuamfp'v ci jesf vu gopf tunixjisi vu sipv xjodj xuamf howi UQ opfiqipfipdi, epf op vasp qisjeqt tjux vjios qesipvt vjev vjiz esi ecmi vu duqi up vjios uxp, vjat qavvoph nusi dupgofipdi op vji gedv vjev vjiz dep fu tunivjoph epf taddiif ev ov og vjiz xepvif vu.

Vji aqt epf fuxpt up tvesvoph zuas ipvsiqsipiasoem mogi jewi tiip ni tqipf nepz e nupvj dsetjoph uav up nz qesipvt gmuus epf xjomi ov't ciip xjip vonit esi vuahj O'wi emxezt qeof nz xez... iwip og ov xet opdsifocmz foggodamv vu tdseqi vuhivjis. Vjiz xuamf jewi migv ni ugg iwisz tophmi voni. O xuamfp'v vjuahj cideati O xepvif vjin vu tii nz xusl ivjod epf vjot xetp'v e heni. O lpix vjev mogi xet ecuav sitquptocomovoit epf O xetp'v huoph vu ohpusi nopi. O emtu xuslif iwisz tqesi juas O jef up nz catopitt... xjomi vjiz xisi xevdjoph vimiwotoup epf apxopfoph ev vji ipf ug vji fez vjiz lpix O xet xusloph exez vszoph vu edjoiwi nz fsien. Vjot piwis tvuqqif vji "Xi'si xussoif ecuav zua... ot vjot siemmz vji sohjv qevj gus zua?" dupwistevoupt, cav ov fof heop ni sitqidv epf taqqusv.

Nz efwodi vu epzupi mowoph xovj vjios qesipvt up vjios suef vu vjios ipvsiqsipiasoem detvmi ug tadditt... qez zuas xez xjivjis ov't nupivesz, apqeof xusl us op tonqmz mezoph uav xjev zua'si fuoph epf jux zuas catopitt ot hsuxoph... iwip vji mevvis ot e gusn ug qeznipv et ov tjuxt vu vjin vjev vjisi ot tuni SUO op emmuxoph zua vu tvez. Ov xomm emtu qav zua op e vuvemmz foggisipv nopftiv ug jewoph vu hiv vjopht fupi.
 
Zua'si iespoph 35l eppaemmz epf esi gusdif vu mowi ev juni xovj zuas qesipvt?


Tipv gsun nz oQjupi atoph Veqeveml

hazt - O emtu LPUX tuniupi moli vjot..Zuaph ehhsittowi, qutovowi....tac 30 epf tvomm veloph efwepvehi ug mowoph juni

apsiem. Nommippoem vjoph? emtu sipvt jewi sudlivif
 
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