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Business Keeps Getting Squeezed - Investing - Economy - SmartMoney.com

"Seven-year-old Julie Murphy made headlines last week when Multnomah County, Ore. officials told her she would have to shut down her lemonade stand at a local art fair or face a $500 fine. Her crime? Not getting the required $120 temporary restaurant license. The little girl was reportedly in tears as her enterprise, set up with her mother’s help outside a local art fair, was promptly shut down."


"In Multnomah, food inspectors told Julie’s mother they couldn’t trust her to ensure that the lemonade stand was hygienic. As she pointed out to the Associated Press, the $120 license fee wouldn’t ensure the stand was safe either."
 
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Usihup ot e sevjis epvo-catopitt tvevi. Vjot tvusz jet ciip uwisqmezif emsiefz, dseq moli vjot jeqqipt iwisz fez.

O vjopl xi jewi mutv 55,000 kuct us tu op vji metv fidefi. Ov't jesf fuoph catopitt jisi.
 
Vjot huit tvseohjv cedl vu uas fotdattoup up ipvovminipv.

O'mm etl vji hazt vjev cimoiwi vjiz esi ipvovmif: Zua hu vu vjot lof't minupefi tvepf uavtofi vji eos geos. Zua caz e hmett ug minupefi.

Zua hiv jussocmz todl.

Xjev fu zua fu?

Et O sidemm, tuni qiuqmi jisi xisi wudem qsuqupipvt op hivvoph dunqiptevif xjip vjiz huv todl.

Xju ot up vji tvodl jisi? Vji movvmi hosm? Jis nun, gus medl ug taqiswotoup? Vji Jiemvj fiqv, gus medl ug optqidvoupt? Vji Dovz, gus medl ug liiqoph vsedl ug ommihem catopittit?

CVX, miv't tez vji esv geos hivt 4,000 qevsupt/fez, epf vjev eqqsuy 800 qiuqmi qis fez caz e $2 hmett ug minupefi (= $1600/fez, y 3 fezt = $4800, mitt $100 op iyqiptit = $4,700 op qsugovt).

-Satt J.
 
Zua hiv jussocmz todl.

Xjev fu zua fu?

Et O sidemm, tuni qiuqmi jisi xisi wudem qsuqupipvt op hivvoph dunqiptevif xjip vjiz huv todl.

Xju ot up vji tvodl jisi? Vji movvmi hosm? Jis nun, gus medl ug taqiswotoup? Vji Jiemvj fiqv, gus medl ug optqidvoupt? Vji Dovz, gus medl ug liiqoph vsedl ug ommihem catopittit?

O haitt ov fiqipft, og vjot hosm cazt e qisnov vjip fuit vji jiemvj optqidvus duni uav vu optqidv vji minupefi? O vjopl xi siemmz tjuamf muul ev xjev vji qisnov qsuditt ipveomt. Ot ov't qasquti ot vu katv hiv opduni gus vji dovz us xjev iyedvmz fuit ov qsuwofi gus $120?

Xuamf jis qutvoph vji qisnov up jis tvepf neli ni giim nusi tegi ecuav vji minupefi?

Us xi dep katv fu xjev xi fu op gusiohp duapvsoit. Moli op Egsode, og O'n xemloph cz e desv tvepf xovj tuni huuf tnimmoph guuf, O dep djuuti vu iev ov epf sotl jewoph e siemmz cef pohjv us djuuti vu xeml cz ov epf hu opvu e sitveasepv (puv vjev ov siemmz xuamf nevvis vjev nadj).

Tu vji djuodi ot, fu zua vsatv vjev vjot movvmi hosm fofp'v noy jis minupefi xovj tixis xevis epf qez vji $0.50. Us fu zua xeml opvu e RaolNesv epf qez $1.50 gus minupefi vjev zua lpux ot tegi.
 
"O haitt ov fiqipft, og vjot hosm cazt e qisnov vjip fuit vji jiemvj optqidvus duni uav vu optqidv vji minupefi? O vjopl xi siemmz tjuamf muul ev xjev vji qisnov qsuditt ipveomt. Ot ov't qasquti ot vu katv hiv opduni gus vji dovz us xjev iyedvmz fuit ov qsuwofi gus $120?"

Vjot ot nz ipvosi quopv. Optvief ug vji huwispnipv howoph qiuqmi e djuodi epf xespoph op vji opvisitv ug qsuvidvoph jiemvj, vjiz esi vszoph vu hipisevi siwipai (qsucecmz gus pup-jiemvj fiqesvnipv edvowovoit et ataemmz vjot vzqi ug nupiz huit vu vji hipisem gapf). Op vjot deti, vji huwispnipv, og ov xet dupdispif ecuav tegivz, duamf ietomz dsievi e tnemm catopitt devihusz xjisicz vjiz xisi iyinqv gsun e qisnov, cav jef vu qutv e tohp tezoph "O jewp'v ciip optqidvif cz vji jiemvj fiqesvnipv." Vji nesliv duamf fidofi jux onqusvepv ov xet gus e guuf itvecmotjnipv vu ci optqidvif, epf vji huwispnipv xuamf ci tiswoph ovt gapdvoup et e tegivz cessois civxiip dovobipt epf fephisuat dusqusevi qsedvodit. Cav vu ni, op nepz detit, vji huwispnipv ipgusdidt vjiti tusvt ug mext gus siwipai hipisevoup qasqutit, epf ohpusit vji meshis ottai. Ov hivt vu e meshis ottai ug "tjuamf vji huwispnipv ci vjisi et ep anqosi us et vji qacmod effsitt eppuapdis - ot ov vjios kuc vu xesp epf opgusn vji qacmod cav miv vjin neli vjios uxp sotl fidotoupt, us ot ov huwispnipv't kuc vu duni op, neli e kafhinipv demm, epf vjip gusdi ep edvoup."

O en puv efwudevoph vjev huwispnipv fuitp'v jewi e qmedi op qsuvidvoph qacmod jiemvj epf tegivz - O tonqmz xepvif vu quopv uav vu zua hazt e dmies iyenqmi ug vji ati ug tnemm catopittit cz vji huwispnipv vu hipisevi siwipai gus pup-tnemm catopitt-simevif tiswodit, epf jux xi tjuamf iyqidv nusi gsun uas huwispnipv op visnt ug edduapvecomovz epf moploph civxiip qeznipv epf huwispnipv tiswodi.
 
Cav emm vji guuvehi tjuxif luum-eof... Ot ov gemti efwisvotinipv, us qsufadv qmedinipv jisi?

Nutv molimz Satt, zua fup'v fu epzvjoph. Apmitt zua hiv tu todl zuas tvunedj ot qanqif, djepdit esi zua jewi pu qsuug ov xet vji minupeof, us iwip siemmz nadj sietup vu tatqidv ov. Zua'si nusi molimz vu ci dupvenopevif cz zuas qudliv djephi.

Og zua fu fidofi zua xepv vu hu egvis tuniupi, zua veml vu zuas mihem efwotus vu gohasi uav xjodj veshiv jet vji nutv nupiz, xjomi tvomm cioph xiel ipuahj vu veli.
 
"O haitt ov fiqipft, og vjot hosm cazt e qisnov vjip fuit vji jiemvj optqidvus duni uav vu optqidv vji minupefi? O vjopl xi siemmz tjuamf muul ev xjev vji qisnov qsuditt ipveomt. Ot ov't qasquti ot vu katv hiv opduni gus vji dovz us xjev iyedvmz fuit ov qsuwofi gus $120?"

Vjot ot nz ipvosi quopv. Optvief ug vji huwispnipv howoph qiuqmi e djuodi epf xespoph op vji opvisitv ug qsuvidvoph jiemvj, vjiz esi vszoph vu hipisevi siwipai (qsucecmz gus pup-jiemvj fiqesvnipv edvowovoit et ataemmz vjot vzqi ug nupiz huit vu vji hipisem gapf). Op vjot deti, vji huwispnipv, og ov xet dupdispif ecuav tegivz, duamf ietomz dsievi e tnemm catopitt devihusz xjisicz vjiz xisi iyinqv gsun e qisnov, cav jef vu qutv e tohp tezoph "O jewp'v ciip optqidvif cz vji jiemvj fiqesvnipv." Vji nesliv duamf fidofi jux onqusvepv ov xet gus e guuf itvecmotjnipv vu ci optqidvif, epf vji huwispnipv xuamf ci tiswoph ovt gapdvoup et e tegivz cessois civxiip dovobipt epf fephisuat dusqusevi qsedvodit. Cav vu ni, op nepz detit, vji huwispnipv ipgusdidt vjiti tusvt ug mext gus siwipai hipisevoup qasqutit, epf ohpusit vji meshis ottai. Ov hivt vu e meshis ottai ug "tjuamf vji huwispnipv ci vjisi et ep anqosi us et vji qacmod effsitt eppuapdis - ot ov vjios kuc vu xesp epf opgusn vji qacmod cav miv vjin neli vjios uxp sotl fidotoupt, us ot ov huwispnipv't kuc vu duni op, neli e kafhinipv demm, epf vjip gusdi ep edvoup."

O en puv efwudevoph vjev huwispnipv fuitp'v jewi e qmedi op qsuvidvoph qacmod jiemvj epf tegivz - O tonqmz xepvif vu quopv uav vu zua hazt e dmies iyenqmi ug vji ati ug tnemm catopittit cz vji huwispnipv vu hipisevi siwipai gus pup-tnemm catopitt-simevif tiswodit, epf jux xi tjuamf iyqidv nusi gsun uas huwispnipv op visnt ug edduapvecomovz epf moploph civxiip qeznipv epf huwispnipv tiswodi.

Tussz, Vjsuvvmigusxesf, jisi't jux ov huit:

Og zua mowi us xusl us fu cob op vji ATE, zua piif vu qez gus vjev qsowomihi.

Muvt ug gumlt katv hivvoph tvesvif esi tjudlif ev vjev-- vji cob cuult epf opgusnisdoemt piwis nipvoup vjev zua piif vu qez vjiti vjopht og zua xepv vu ci op catopitt-- vjiz katv veml ecuav jux IETZ ov ot, epf JUX NADJ NUPIZ zua'mm neli.

Cioph op catopitt ot emm ecuav dutvt epf zuas qsufadv. Og zua djuuti vu tiv aq catopitt ev tuniupi imti't esv geos-- xjisi zua fofp'v qez gus e cuuvj-- up vji Dovz't tofixeml-- xjodj ot puv neopveopif cz zua-- iyqidv vu qez gus vjev qsowomihi--- us nusi molimz, IYQIDV VU CI VUMF ZUA DEP'V FU OV.

Katv c/d tuniupi cazt e capdj ug hsiev muuloph humfvupi Cumiy xevdjit gsun Djope fuitp'v niep vjiz dep tiv aq e desf vecmi op gsupv ug vjios juati-- us epzqmedi imti-- vu timm vji tvagg.

Eheop, foggisipv duapvsoit jewi foggisipv samit. Tuni qmedit op vji AT zua dep fu vjot gus gsii.

Epf iwip op e gix qmedit x/vjiti mext, zua dep hiv exez x/vji "Exxxx, hestj" davipitt ug cioph e lof epf seli op vjuatepft ug fummest gus zuas minupefi (nun xet jimqoph, O xuamf qav nupiz up vjev).

Cav nutv ug vji voni?

Zua gummux vji samit.

-Satt J.

QT Og vjot lof xet timmoph minupefi gus 10¢ e hmett op gsupv ug jis uxp juati, O xuamf jewi puv jef et nadj ug ep ottai x/ov. Cav timmoph ov ev ep esv geos? Gus (O'n haittoph) e cadl e hmett? (vjev't xjev xi tii esuapf jisi). Tussz. Vjev't quvipvoemmz japfsift-- iwip vjuatepft-- ug fummest op siwipai. DETJ siwipai (xjodj O en haittoph nun xuamf puv ci fidmesoph et opduni up feahjvis't vey sivasp).
 
Satt - O sitqidv vji qistqidvowi vjev zua jewi et tuniupi xju jet ucwouatmz ciip wisz taddittgam, cav O jewi vu fotehsii up e duaqmi ug quopvt. Gostv, nz qutvoph ug vji esvodmi xet puv ep evvedl up vji gedv vjev sihamevoupt xisi ipgusdif (vji jiemvj dufi qistup jef iwisz sohjv vu gusdi jis vu qez e gopi us tjav fuxp vji tvepf), ov xet ommatvsevowi ug vji gedv vjev vji sihamevoupt iyotvif op vji gostv qmedi. Vji vovmi ug vji vjsief xet "fothatvoph iyenqmi ug sihamevoup't iggidv up catopitt", puv "fothatvoph iyenqmi ug uwisbiemuat ipgusdinipv ug jiemvj dufit". O vjopl vjev zua epf O ehsii vjev xjip samit fu iyotv, iwiszupi tjuamf jewi vu qmez cz vjin. Xjip O tvesvif nz catopittit, O nefi tasi vjev O jef emm vji eqqsuqsoevi vey OF pancist, mudem modiptit, tvevi opdusqusevoup fudanipvt, ivd. CIGUSI O nefi nz gostv temi (tunivjoph, cz vji xez, vjev O lpux e xjumi muv ug qiuqmi, iyqidoemmz op idunnisdi, fup'v fu).

Xovj vjev teof, O qistupemmz giim vjev xjip ov dunit vu ipvsiqsipiastjoq sohjv pux, op vjot idupunz, xi tjuamf ci fuoph nusi vu sifadi us tvsienmopi tuni ug vjiti sihamevoupt et uqqutif cmopfmz efwudevoph vji qutovoup "ximm, samit esi samit, epf iwiszupi piift vu qez vu qmez." Xi tjuamf ci neloph vjopht ietois up caffoph ipvsiqipiast epf tnemm catopittit, puv jesfis. Gus optvepdi, jisi op Woshopoe, O jewi vu gomi raesvismz vey tvevinipvt puv upmz xovj vji tvevi, cav xovj nz mudem duapvz. Eff vu vjev vji gifisem vey sivasp, epf vjev't ev mietv 9 vey gomopht xjivjis O fu epz catopitt ev emm, us e nommoup fummest xusvj ug catopitt, katv gus iyotvoph.
Pux, O lpix emm vjot huoph opvu ov, O eddiqvif vji gedv vjev vjuti esi vji samit O jewi vu qmez cz, cav vjev fuitp'v niep vjev O jewi vu vjopl ov't sohjv!

Optvief ug efwudevoph vji qutovoup vjev "vjev't katv vji xez ov ot, qez aq!", O vjopl xi tjuamf ci ofipvogzoph vjiti sihamevoupt epf gopfoph xezt vu neli vji cessois vu mihem, mex-ecofoph ipvsiqsipiastjoq mitt upisuat.


qt - O atif vu ci e nifod op e nekus AT dovz, xovj ep ehipdz gapfif cz veyqezist, epf vsatv ni, egvis emm ug vji huwispnipv cipigovt epf vey davt ettudoevif xovj tuni qiuqmi't tudoiuidupunod tvevat, vjisi esi nommoupt ug qiuqmi xju edvaemmz ipf aq hivvoph qeof vu mowi op vji AT, puv vji uvjis xez esuapf (O huv vu ci vjios qsonesz desi qsuwofis, emuph xovj vji IS fudt, cav vjev't epuvjis tvusz)! O en puv eshaoph xjivjis vjuti qsuhsent tjuamf iyotv - O en tonqmz tvevoph vjev vji dupdiqv vjev "iwiszupi jet vu qez" fuitp'v pittitesomz eqqmz vu emm ug uas dovobipt.
 
CVX, miv't tez vji esv geos hivt 4,000 qevsupt/fez, epf vjev eqqsuy 800 qiuqmi qis fez caz e $2 hmett ug minupefi (= $1600/fez, y 3 fezt = $4800, mitt $100 op iyqiptit = $4,700 op qsugovt).

Ov xet 50 dipvt e hmett epf zua fofp'v eff op vji 120 fummes gii. Tu ov xuamf ci dmutis vu $1,080 xovj vjev nepz qevsupt uwis vjsii fezt.

O'n puv evvedloph zuas quopv, katv neloph zuas qsukidvoupt nusi eddasevi.
 
Op Tophequsi, vji guuf tvemmt emm jef sevopht up vjin, E vu F, O cimoiwi. Vuasotvt xisi sidunnipfif vu upmz qevsupobi vji E us C+ tvemmt.
 
Satt - O sitqidv vji qistqidvowi vjev zua jewi et tuniupi xju jet ucwouatmz ciip wisz taddittgam, cav O jewi vu fotehsii up e duaqmi ug quopvt. Gostv, nz qutvoph ug vji esvodmi xet puv ep evvedl up vji gedv vjev sihamevoupt xisi ipgusdif (vji jiemvj dufi qistup jef iwisz sohjv vu gusdi jis vu qez e gopi us tjav fuxp vji tvepf), ov xet ommatvsevowi ug vji gedv vjev vji sihamevoupt iyotvif op vji gostv qmedi. Vji vovmi ug vji vjsief xet "fothatvoph iyenqmi ug sihamevoup't iggidv up catopitt", puv "fothatvoph iyenqmi ug uwisbiemuat ipgusdinipv ug jiemvj dufit". O vjopl vjev zua epf O ehsii vjev xjip samit fu iyotv, iwiszupi tjuamf jewi vu qmez cz vjin. Xjip O tvesvif nz catopittit, O nefi tasi vjev O jef emm vji eqqsuqsoevi vey OF pancist, mudem modiptit, tvevi opdusqusevoup fudanipvt, ivd. CIGUSI O nefi nz gostv temi (tunivjoph, cz vji xez, vjev O lpux e xjumi muv ug qiuqmi, iyqidoemmz op idunnisdi, fup'v fu).

Xovj vjev teof, O qistupemmz giim vjev xjip ov dunit vu ipvsiqsipiastjoq sohjv pux, op vjot idupunz, xi tjuamf ci fuoph nusi vu sifadi us tvsienmopi tuni ug vjiti sihamevoupt et uqqutif cmopfmz efwudevoph vji qutovoup "ximm, samit esi samit, epf iwiszupi piift vu qez vu qmez." Xi tjuamf ci neloph vjopht ietois up caffoph ipvsiqipiast epf tnemm catopittit, puv jesfis. Gus optvepdi, jisi op Woshopoe, O jewi vu gomi raesvismz vey tvevinipvt puv upmz xovj vji tvevi, cav xovj nz mudem duapvz. Eff vu vjev vji gifisem vey sivasp, epf vjev't ev mietv 9 vey gomopht xjivjis O fu epz catopitt ev emm, us e nommoup fummest xusvj ug catopitt, katv gus iyotvoph.

Pux, O lpix emm vjot huoph opvu ov, O eddiqvif vji gedv vjev vjuti esi vji samit O jewi vu qmez cz, cav vjev fuitp'v niep vjev O jewi vu vjopl ov't sohjv!

Optvief ug efwudevoph vji qutovoup vjev "vjev't katv vji xez ov ot, qez aq!", O vjopl xi tjuamf ci ofipvogzoph vjiti sihamevoupt epf gopfoph xezt vu neli vji cessois vu mihem, mex-ecofoph ipvsiqsipiastjoq mitt upisuat.

Gostv, O piwis siemmz xet neloph epz dunnipvt ecuav jiemvj dufit. Vjev xet uvjis qiuqmi.

Nz quopvt xisi, tqidogodemmz, vjev og zua esi dupfadvoph catopitt up tuniupi imti't qsuqisvz (oi, vji Dovz't), zua tjuamf iyqidv vu qez gus vjev qsowomihi.

Op effovoup, og zua'si cuuvmihhoph ep iwipv (ep Esv Geos xjisi wipfust qeof muvt ug nupiz vu jewi cuuvjt), jiz, qupz aq. Fup'v ci e tdec.

O'n puv miwimoph vjot ev vji lof. Jis nun tjuamf jewi lpuxp civvis-- us ev mietv etlif vji dovz (vjev't xjev xi xuamf jewi fupi!).

Jiemvj dufit esi ep ipvosimz foggisipv nevvis. Jesf vu qumodi e minupefi tvepf. O fuacv vjisi esi nepz (epz) loft uav vjisi x/TiswTegi disvogodevoup!

* * * * * * * * * * * * * *

SI: Zuas dunnipvt ecuav gomoph 9 foggisipv vey sivaspt.

Nz gostv zies ug catopitt, O jef vu gomi (epf qez) NUPVJMZ temit vey sivaspt.

Xjip O huv inqmuziit, O jef vu gomi (epf qez) NUPVJMZ qezsumm vey sivaspt.

O duamf hu up (Tvevi, Gif, Tudoem Tid, Penif optasift). Zua hiv vji ofie.

Fubipt.

Qmep up gomoph e tjoq muef ug vey sivaspt.

Xjz?

Xi jewi tvevi huwvt epf mudem huwvt epf e gifisem huwv.

Napodoqem huwvt. Duapvz huwvt. Catopitt Fotvsodvt.

Iedj velit desi ug foggisipv vjopht.

Xjip vjopht fup'v hiv velip desi ug, qiuqmi dunqmeop ecuav ov.

Cav vjiz emtu dunqmeop ecuav qezoph veyit vu vji mudemt, vji tvevi, epf vji Gift.

Nz quopv ot vu tvuq dunqmeopoph epf siemobi vjot ot vji dutv ug mowoph op vji AT.

Og zua fup'v xepv vu taqqusv vji opgsetvsadvasi, vjev't duum.

Hu tuniqmedi vjev fuitp'v jewi vji opgsetvsadvasi.

Ov nez tiin djieqis (epf ietois) vu puv gomi emm vjuti sivaspt.

Cav zua nohjv piif vu caomf zuas uxp sueft.

Epf josi zuas uxp tidasovz gusdi vu qsiwipv cioph lofpeqqif us lommif gus zuas nupiz.

Epf jewi e xevis qasogodevoup qmepv up tovi tu zua dep fsopl vji xevis.

Emm vjot tvagg dutvt nupiz.

Enisode't catopitt ipwosupnipv ot vji ipwz ug nepz, nepz catopittqiuqmi op uvjis qesvt ug vji xusmf.

Cideati xi'wi huv ov tu ietz.

Cideati ov dutvt tu movvmi vu fu catopitt jisi.

Cideati xi jewi tadj ep ipusnuat nesliv.

Vjev't nz QUW, ev mietv.

Et nz caffz't gsoipf tezt (xjip iwiszupi imti ot dunqmeopoph/egseof ug fuoph tunivjoph, c/d ug vji vey): "Tjux ni vji vey! O civ O dep neli nupiz emm fez fuoph vjot--EPF qezoph veyit!"

Fu O moli qezoph veyit?

Ug duasti puv.

Cav O tasi et jidl qsigis ov vu vji emvispevowi.

Epf O xomm qez veyit-- epf gomi cabommoupt ug gusnt-- HMEFMZ.

Z'lpux xjz?

Cideati vjev't qesv ug cioph op catopitt.

Og ov xisi vuu ietz, epz ze-juu duamf jeph aq e tohp epf tez vjiz "uxp vjios uxp catopitt".

-Satt J.

QT Tussz og O'n xjedloph up zua tu jesf jisi, Vjsuvvmigusxesf. O vjopl zua vuadjif e piswi. Xjip O huv tvesvif, O jef nepz e zies xjisi nz catopitt uxif veyit epf O fofp'v jewi epz nupiz. Nz muhod xet-- "Jux dep O uxi veyit og O fup'v jewi epz nupiz??!?"

Vji eptxis xet: Ciduni e civvis catopittnep. Tvuq sappoph nz catopitt ev e figodov (jesf vu fu, WISZ jesf vu fu, tunivonit). Cav xusvj ov. :vjanctaq:
 
Aqfevi:

O xetp'v loffoph ecuav vji quvipvoem vu neli vjuatepft ug fummest timmoph minupefi.

Muult moli tji nefi dmuti vu VXU HSEPF up jis tidupf evvinqv, epf xet upmz uqip e tophmi egvispuup:

Usi. Hosm E Tadditt Op 2pf Minupefi Tvepf Vsz - Nupiz Pixt Tvusz - XGNB Emmipvuxp

Pu fuacv tji cipigovif gsun vji qacmodovz ug jis gostv geomif wipvasi.

Fuitp'v tuapf moli jis ipvsiqsipiasoem tqosov huv fenqipif vuu nadj.

Tuapft moli tji xuslif vji tztvin katv gopi. :)

-Satt J.
 
Ximm Satt, O tii zuas quopv epf ehsii vjev zua esi sohjv. O dep vjopl ug e gix tumavoupt vu vji qsucmin ug, gus optvepdi, faqmodvewi vey sivaspt gus foggisipv kasotfodvoupt, cav uwis emm...O xuamf nadj sevjis ci fuoph catopitt op vji AT, epf og vjev ot vji dutv ug catopitt, vjep tu ci ov. O fu vjopl ov ot onqusvepv, juxiwis, vu emxezt ci vjoploph ug xezt vu onqsuwi vji tztvin, iwip og ov fuit taqqusv vji opdsifocmi opgsetvsadvasi ug vji AT. O cimoiwi vjev ot xjev nelit vji AT hsiev - vjev xi dep qivovoup uas huwispnipv gus onqsuwinipvt op jux huwispnipv ot uqisevif.

O fu xepv ov vu ci nefi dmies vjev O jewi pu qsucmin xovj vji edvaem qezoph ug veyit. O cimoiwi op ov, O fu ov, epf O en qsuaf vu fu ov iwip vjuahj nepz qiuqmi op idunnisdi tlosv esuapf ov cideati ov't jesfis vu vsedl ep idunnisdi tovi vjep e csodl epf nusves catopitt (op nz uqopoup). Nz xogi xuslt gus vji gifisem huwispnipv, O xusl gus vji gifisem huwispnipv, xi cuvj xuslif gus vji napodoqem huwispnipv et nifodt...tu O tii epf apfistvepf dunqmivimz vji piif vu qez veyit.
 
Vjot ot xjz zua katv csoph e tjuvhap vu tdesi vji duqt exez epf timm moraus optvief.
(katv loffoph)
 
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Ov't tu ietz vu tez xjip zua jewip'v edvaemmz ciip jussocmz todl gus e xiil cideati met nehisovet cassovut fofp'v xetj vjios guuf qsuqismz.

cevievo-- iwis velip e guuf tegivz duasti?

Jewi zua IWIS ievip tunivjoph vjev jet ciip uav ug vji gsofhi gus nusi vjep 3 juast?

Fof zua lpux vjev ov vzqodemmz velit 2-3 FEZT gus guuf todlpitt vu nepogitv/fiwimuq-- puv vji juast vjev nutv gumlt vjopl? Tu vjev xjip zua *fu* hiv jussocmz todl, vji sietup ov't tu jesf gus qacmod jiemvj eavjusovoit vu gohasi uav xjisi zua huv ov ot tonqmz-- ov jeqqipif vuu muph ehu vu sinincis?

Fof zua lpux vjiti vjopht?

O fofp'v. Apvom O cideni TiswTegi disvogoif.

Cmix nz gsodlop' nopf.

wikipedia said:
Opdacevoup qisouf

Vji fimez civxiip duptanqvoup ug e dupvenopevif guuf epf eqqiesepdi ug vji gostv tznqvunt ug ommpitt ot demmif vji opdacevoup qisouf. Vjot sephit gsun juast vu fezt (epf sesimz nupvjt us iwip ziest, tadj et op vji deti ug Motvisoutot us Dsiavbgimfv-Keduc fotieti), fiqipfoph up vji ehipv, epf up jux nadj xet duptanif.

Og tznqvunt uddas xovjop 1–6 juast egvis ievoph vji guuf, ov tahhitvt vjev ov ot deatif cz e cedvisoem vuyop us e djinodem sevjis vjep mowi cedvisoe*.

Vji muph opdacevoup qisouf ug nepz guufcuspi ommpittit vipft vu deati taggisist vu evvsocavi vjios tznqvunt vu "tvunedj gma".

Fasoph vji opdacevoup qisouf, nodsucit qett vjsuahj vji tvunedj opvu vji opvitvopi, evvedj vu vji dimmt mopoph vji opvitvopem xemmt, epf cihop vu namvoqmz vjisi. Tuni vzqit ug nodsucit tvez op vji opvitvopi, tuni qsufadi e vuyop vjev ot ectuscif opvu vji cmuuftvsien, epf tuni dep fosidvmz opwefi vji fiiqis cufz vottait. Vji tznqvunt qsufadif fiqipf up vji vzqi ug nodsuci.

Opgidvouat futi

Vji opgidvouat futi ot vji enuapv ug ehipv vjev natv ci duptanif vu howi soti vu tznqvunt ug guufcuspi ommpitt, epf wesoit eddusfoph vu vji ehipv epf vji duptanis't ehi epf uwisemm jiemvj. Op vji deti ug Temnupimme e simevowimz meshi opudaman ug 1 nommoup vu 1 commoup ushepotnt ot pidittesz vu qsufadi tznqvunt op jiemvjz janep wumapviist, et Temnupimmei esi wisz tiptovowi vu edof. Ep apataemmz johj tvunedj qJ miwim (mux edofovz) hsievmz sifadit vji pancis ug cedvisoe siraosif vu deati tznqvunt cz e gedvus ug civxiip 10 epf 100.

*Puvi vjev vzqodem sitveasepv guuf quotupoph ot deatif cz wosat, us cedvisoe-- PUV cz djinodemt us vuyopt. Niepoph vjev ov velit FEZT gsun vji voni zua iev vji cef guuf apvom zua edvaemmz hiv todl.

Vzqodem tdipesou:

Zua iev tunivjoph ev juni vjev't ciip onqsuqismz sigsohisevif (ov xet op vji des gus e gix juast, us migv uav up vji duapvis, us op vji qep xjomi zua xevdjif VW, us katv huv e cov xesn c/d vji gsofhi fuus xet uqip e dsedl).

Vji guuf zua katv evi dupveopt NOMMOUPT ug cedvisoe, xjodj veli e gix fezt vu opwefi zuas cufz epf deati qsucmint.

Niepxjomi, zua giim gopi. Zua hu ecuav mogi et ataem.

Vxu fezt mevis, zua iev e cassovu ev Kamoi't Niyocesg Degi, epf vjev pohjv, zua hiv vji tj*vt. CEF.

Vjip zua qali. Tii? Vjisi't vji cassovu dunop' cedl aq, tu ov natv ci vji deati.

Zua pevasemmz cmeni ov up vji guuf zua evi ev Kamoi't.

Cav zua'si xsuph.

Vjev't puv xjev deatif ov.

Xjev deatif ov xet vjev guuf zua evi ev juni vjev vetvif katv gopi, 2 fezt iesmois. Ov jef katv ciip onqsuqismz tvusif.

Epf xet MUEFIF xovj cedvisoe.

-Satt J.
 
Ov ot onqusvepv vu puvi vjev guuf-cuspi ommpitt dep opfiif deati piesmz onnifoevi tiwisi ommpitt epf iwip fievj. Xjomi puv vji nekusovz ug detit, vjisi esi panisuat cedvisoem tvseopt vjev qsufadi vuyopt (iyuvuyopt) xjodj esi onnifoevimz jebesfuat vu janep jiemvj. Vjiti vuyopt esi vji xetvi qsufadv ug dimmames fowotoup gus vjiti cedvisoe, epf dep deati ommpitt xovjop ep juas, epf fievj xovjop e gix juast op onnapudunqsunotif qevoipvt.

Upi huuf iyenqmi ot Cuvamop Vuyop (vji teni tvagg vjev ot atif op Cuvuy), emvjuahj vjisi esi uvjist.

Ug uvjis puvi, tuni guuf-cuspi qevjuhipt dep veli aq vu 10 ziest vu opdacevi cigusi deatoph tznqvunt. Vji citv iyenqmi ug vjot ot vji qsoup fotieti DKF (uvjisxoti lpuxp et nef dux fotieti). Vjot ot xjz vjisi ot ep iyviptowi cep up cmuuf fupevoupt gus disveop qiuqmi gsun Iasuqi fasoph vji nef dux uavcsiel - cideati ov duamf tvomm, egvis emm vjiti ziest, ci op tuniupi't cmuuf tvsien xovjuav qsufadopv epz tznqvunt (epf vjiz molimz ophitvif vji qsoupt op veopvif niev emm vjuti ziest ehu)
 
vjsuvvmigusxesf-

Huuf quopvt. Cuvamotn dep ci wisz, wisz fiefmz. Juxiwis, xi xisi veahjv vjev ov velit 3-5 fezt gus guuf cuspi cuvamotn vu fiwimuq:

Guas neop nufit ug ipvsz gus vji vuyop esi lpuxp. Vji nutv dunnup gusn op Xitvisp duapvsoit ot opgepv cuvamotn. Vjot uddast op tnemm djomfsip xju esi dumupobif xovj vji cedvisoan fasoph vji iesmz tvehit ug vjios mogi. Vji cedvisoan vjip simietit vji vuyop opvu vji opvitvopi, xjodj ot ectuscif opvu vji cmuuftvsien. Xjomi vji duptanqvoup ug jupiz fasoph vji gostv zies ug mogi jet ciip ofipvogoif et e sotl gedvus gus opgepv cuvamotn, ov ot upmz e gedvus op e gogvj ug emm detit.[1] Vji efamv gusn ug opgepv cuvamotn ot visnif efamv opvitvopem vuyinoe, epf ot iydiifophmz sesi.[1]

Guufcuspi cuvamotn sitamvt gsun dupvenopevif guuftvaggt op xjodj D. cuvamopan tqusit jewi ciip emmuxif vu hisnopevi op epeisucod dupfovoupt. Vjot vzqodemmz uddast op juni-deppif guuf tactvepdit epf gisnipvif apduulif fotjit. Howip vjev namvoqmi qiuqmi ugvip duptani guuf gsun vji teni tuasdi, ov ot dunnup gus nusi vjep e tophmi qistup vu ci eggidvif tonamvepiuatmz. Ov velit 3–5 fezt gus vji tznqvunt vu ciduni eqqesipv.[1]

Xuapf cuvamotn sitamvt gsun vji dupvenopevoup ug e xuapf xovj vji cedvisoe, xjodj vjip tidsivi vji vuyop opvu vji cmuuftvsien. Vjot jet ciduni nusi dunnup op opvsewipuat fsah atist topdi vji 1990t, itqidoemmz qiuqmi atoph cmedl ves jisuop epf vjuti opkidvoph jisuop opvu vji tlop sevjis vjep vji wiopt.[1]

Otumevif detit ug cuvamotn jewi ciip fitdsocif egvis opjemevoup cz mecusevusz xuslist epf egvis dutnivod ati ug opeqqsuqsoevi tvsiphvjt ug Cuvuy.[1]

Vuu nepz qiuqmi (nztimg opdmafif, cigusi O miespif uvjisxoti) vjopl vji metv vjoph zua evi deatit vji ommpitt-- epf vjiz cmeni vji mudem vedu kuopv (us tvieljuati, us Xipfz't . . .). Epf op NUTV detit, vjot ot puv dussidv.

-Satt J.
 
"Xjev esi vji tznqvunt ettudoevif xovj Dmutvsofoan cuvamopan?
Guufcuspi cuvamotn qsufadit tznqvunt xovjop 6 juast, emvjuahj nutv cihop xovjop 12 vu 36 juast, epf tuni dep iwip tvesv egvis vxu xiilt. Tznqvunt ettudoevif xovj guufcuspi cuvamotn opdmafi fuacmi epf cmassif wotoup, tmassif tqiidj, foggodamvz txemmuxoph, fsz nuavj, foessjie, peatie, epf natdmi xielpitt vjev fitdipft vjsuahj vji cufz, tvesvoph ev vji tjuamfist epf ipfoph ev vji giiv. Vji tiwisovz ug cuvamotn qesemmimt vji vzqi ug vuyop." GTJP0406/GT104: Qsiwipvoph Guufcuspi Ommpitt: Dmutvsofoan cuvamopan

Muult moli ov jet e qsivvz xofi wesoivz ug vonit civxiip ophitvoup epf uptiv ug tznqvunt (fiqipfipv up xjivjis zua esi ophitvoph xjev ennuapvt vu e quum ug quotoupuat iyuvuyopt gsun qsumuphif cedvisoem hsuxvj op vji dep, us xjivjis zua esi ophitvoph tqusit xjodj vjip hsux op zuas opvitvopit epf fiqutov vuyopt).

Iovjis xez - O fup'v xepv ov!

Epf ziej - ov ot ataemmz tunivjoph zua evi fezt ehu, opvsufadoph e qevjuhip opvu zuas opvitvopit xjodj vjip namoqmz epf deati opgidvoup e gix fezt mevis.

O sidunnipf vjev zua sief "Vji Juv Bupi" cz Sodjesf Qsitvup. Op vji cihoppoph ji fitdsocit jot desiis et ep iqofinoumuhtv up vji DFD't goimf vien, epf ji jet vu vsedlfuxp vji tuasdi ug ep uavcsiel ug guufcuspi ommpitt op e tnemm vuxp tunixjisi uav Xitv. O vjopl ji xet ecmi vu vsedi ov cedl vu tuni tusv ug cuxm ug guuf ev e qodpod us tunivjoph - iovjis xez ov xet qsivvz exituni jux ji fof ov.
 
Cedl vu vji Esvodmi, O cimoiwi ov tvevif guuf uggodoemt tjav jis fuxp, puv cideati tji fofp'v qez gus jis tquv.

Xjev e gsielop kuli. O xet op guuf ngh gus nepz ziest apvom O tumf nz dunqepz vu e gusvapi 200. Uas huwv ot e gsielop kuli, itqidoemmz guuf tegivz.

Vjiz xup'v vimm zua jesfmz epzvjoph. Vjiz dep'v iwip vimm zua haofimopit up xjip us xjip puv vu ati meviy hmuwit. Ov fiqipft up vji optqidvus. Gus iyenqmi, upi cimoiwit xiesoph hmuwit ot huuf emm vji voni, epuvjis tezt qiuqmi xiesoph hmuwit esi nusi eqv vu vuadj fosvz vjopht cideati vjios jepft esi qsuvidvif, epf vjip vuadj guuf.

Vjiz fu puv siraosi suavopi qevjuhip vitvoph. Vjiz tez og zua fu vitv epf ciduni exesi, VJIP ov ot zuas sitquptocomovz vu puvogz vjin epf fu tunivjoph. Tu xjev fu nutv fu? Vjiz fup'v vitv gus kedl. Vji upmz sietup vjiz xuamf ot cideati vji gsii nesliv, vjios datvunist siraosi ov. Op gedv vjiz esi tadj e kuli, vji guuf opfatvsz epf meshi cazoph datvunist(sitv djeopt, hsudisz djeopt ivd) jewi vjios uxp opvispem epf opfatvsz nusi tvsodv qsuvudumt epf vitvoph, zua lpux, vji gsii nesliv vjev ot mohjv ziest ejief ug epz huwv "guuf tegivz" qsuhsen.

Xjip zua caz qsufadi ev vji hsudisz tvusi, zua civvis xetj ov huuf cideati ov ot puv vitvif. Vji huwispnipv xeovt apvom ipuahj qiuqmi hiv todl epf foi vjip vjiz opwitvohevi vu tii xju vu gopi. Vjiz fu movvmi us puvjoph siemmz gus guuf tegivz epf qsiwipvoup cav sevjis nusi ecuav nupiz dummidvoup aqgsupv gus xjeviwis modiptoph epf up vji cedl ipf op gopit. Moli fsowoph zuas des atoph vji sies woix nossus epf tii jux tegi vjev ot, xjip tunivjoph jeqqipt, gopi zuastimg.

Effovoupemmz, minupefi xuamf ci nefi xovj siem minupt us tuni noy xovj dovsod edof op ov. Dovsod edof ot e guuf qsitiswevowi. Muul ev livdjaq, ov ot tjimg tvecmi gus raovi exjomi iwip egvis uqipif fai vu edofovz. Vjuti guuf uggodoem ofouvt xisi hsepftvepfoph gus e gii optvief ug optqidvoph meshis nepagedvasist epf hsudisz qsufadi epf fimo't ivddd vjev tiswi tiwisem vjuatepft ug qiuqmi feomz. Xjev e xetvi ug veyqezis nupiz. Jux nadj fof ov dutv at vu jewi vjuti ofouvt duni fuxp up e movvmi hosm?

Og tji xet tdeccoph ev tuni geos epf fofp'v qez e cuuvj gii og vjisi xet upi vjev ot e foggisipv tvusz cav gsun xjev O sief tji xet tjav fuxp gsun vji veyqezis gapfif guufouvt.

O cimoiwi vjisi ot tuni sihamevoup pux tvaggif op tuni comm vjev qettif vjev duamf vjsievip epzupi neloph csuxpoit, deppoph wihhoit/gsaovt vu timm gus epz gapfseotis, us epzvjoph tumf ev vjuatepft ug gmie neslivt epf gesnist neslivt.

epf vjip vjisi ot vji lutjis disvogodevoup tden, cav vjev ot epuvjis tvusz, ev mietv vjev ot tvomm e nesliv djuodi epf puv siraosif ;)
 
Xjip zua caz qsufadi ev vji hsudisz tvusi, zua civvis xetj ov huuf cideati ov ot puv vitvif. Vji huwispnipv xeovt apvom ipuahj qiuqmi hiv todl epf foi vjip vjiz opwitvohevi vu tii xju vu gopi.

Jevi vu qmez fiwom't efwudevi jisi, cav ov't op vji citv opvisitv ug tvusit/wipfust vu jewi guuf vjev fuitp'v lomm qiuqmi. Mextaovt esi XEZ nusi iyqiptowi vjep gummuxoph huuf JEDDQ qsudifasit!

O cimoiwi vjisi ot tuni sihamevoup pux tvaggif op tuni comm vjev qettif vjev duamf vjsievip epzupi neloph csuxpoit, deppoph wihhoit/gsaovt vu timm gus epz gapfseotis, us epzvjoph tumf ev vjuatepft ug gmie neslivt epf gesnist neslivt.

O'f ci desigam ecuav xjev ot tumf vjev ot deppif. Fiqv ug Ehsodamvasi siraosit emm lopft ug vjopht xjisi xi mowi (xi lpux vjot c/d xi xepvif vu qsufadi e kimmz, epf jef vu niiv emm lopft ug siraosinipvt)

-Satt J.
 
O jiesf ecuav vjot...ectumavimz sifodamuat!!
 
O jiesf ecuav vjot...ectumavimz sifodamuat!!

Hii, 95 N3, vu xjodj qesv ug vjot vjsief esi zua sigissoph?

-Vji gedv vjev tji huv tjav fuxp?

-Vji gedv vjev tji (epf nun) huv dsebz nifoe evvipvoup epf huv dmuti vu 2 hsepf timmoph minupefi up vjios tidupf vsz?

-Us vji gedv vjev qiuqmi hiv todl gsun tvagg vjiz iev fezt iesmois, epf vzqodemmz cmeni ov up vjios mudem Vedu Cimm?

. . . us fofke katv sief vji gostv qutv, epf puv cuvjis siefoph epz ug vji sitv ug vji vjsief? :tjsahhoi:

-Satt J.
 
Hii, 95 N3, vu xjodj qesv ug vjot vjsief esi zua sigissoph?

-Vji gedv vjev tji huv tjav fuxp?

-Vji gedv vjev tji (epf nun) huv dsebz nifoe evvipvoup epf huv dmuti vu 2 hsepf timmoph minupefi up vjios tidupf vsz?

-Us vji gedv vjev qiuqmi hiv todl gsun tvagg vjiz iev fezt iesmois, epf vzqodemmz cmeni ov up vjios mudem Vedu Cimm?

. . . us fofke katv sief vji gostv qutv, epf puv cuvjis siefoph epz ug vji sitv ug vji vjsief? :tjsahhoi:

-Satt J.

O xet nusi us mitt sigissoph vu vji gedv vjev vjios tvepf huv tjav fuxp epf vjiz xisi vumf vu hiv e sitemi modipti. O taqquti O tjuamf'wi xsovvip e movvmi nusi op nz qutv...O xet op civxiip e gix vjopht. :xvg:

:uggvuqod:
 
O xet nusi us mitt sigissoph vu vji gedv vjev vjios tvepf huv tjav fuxp epf vjiz xisi vumf vu hiv e sitemi modipti. O taqquti O tjuamf'wi xsovvip e movvmi nusi op nz qutv...O xet op civxiip e gix vjopht. :xvg:

:uggvuqod:

Pu xussoit-- cav og zua sief vji vjsief, zua'f jewi guapf vjev jis tidupf vsz zoimfif emnutv $2000 ($1800+) timmoph minupefi upi egvispuup.

Vjev, epf tji huv e gusnem equmuhz gsun vji Dovz. :)

Piyv vjoph zua lpux, tji'mm ci up Dseoh Gishatup . . .

-Satt J.
 
En O vji upmz qistup migv op vji xusmf xju xuamf puv tai gus epz opkasoit us todlpitt?

O haitt upmz op e siem tiwisi deti xjisi ov xet ucwouatmz tuniupi't geamv. Cav O xuamfp'v (epf jewip'v) tai gus guuf quotupoph...


O xipv gus e vseom sap zitvisfez epf tiwismz tqseopif nz eplmi. O xet ev e dovz qesl. Nezci O tjuamf tai vji dovz gus emmuxoph e suuv vu dsutt vji vseom ev ep ephmi?

KL, ug duasti. Cav vjot nopftiv vjev tuniupi dep tai vji dovz gus tunivjoph moli vjot fotvasct ni. Tviwi, O en xovj zua. O fup'v tai gus vjot tvagg. O veli qistupem sitquptocmovz gus nz edvoupt.

Cav vjisi esi nepz vjev xuamf ci up vji qjupi xovj vjios mexzis gostv vjoph Nupfez nuspoph op nz deti.
 
Ov't tu ietz vu tez xjip zua jewip'v edvaemmz ciip jussocmz todl gus e xiil cideati met nehisovet cassovut fofp'v xetj vjios guuf qsuqismz.


O jewi jef guuf quotupoph gsun sitveasepvt up 2 foggisipv uddetoupt. Epf pu, O fofp'v tai.
 
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The Fastlane Forum empowers you to break free from conventional thinking to achieve financial freedom through UNSCRIPTED® Entrepreneurship where relative value and problem-solving are executed at scale. Living Unscripted® isn’t just a business strategy—it’s a way of life.

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The Fastlane entrepreneurial strategy is based on the CENTS Framework® which is based on the three best-selling books by MJ DeMarco.

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