Do You Lead (2%) or Follow (98%)?

[Allthingznew]

Last I heard SSI stats indicated that 98% of the population at age 65 is basically "dead or dead broke". Considering this, following the masses is not the best idea.

What do the masses do? Work hard (long hours) for their retirement, work jobs, spend more than they make, I'm sure we could really come up with a list if we put our heads together.

What do the 2% do? Find out what everyone else is doing and do the opposite!

So, let this thread be about sharing an experience where you made the choice to follow or not to follow the masses and what the result has been, even if it was a failure, because your failure can not only be a learning tool for you, but for others.

My most recent choice was when I was laid off at the end of May this year. I chose to start my own business, which I am still working on, waiting for a contract to get moving, but I chose not to get another job. I have income doing some freelance work and for now it is enough to pay the bills.

I have faced incredible reactions from people, because every one is concerned about "are you getting a job" and when I answer no, they seem startled.

What this has done for me so far is to help change my thinking, and I have had much more time to do what I need to for the business to get it started and also just to have time. I feel more confident having lived on an unknown amount of income each month than before I lost my job.

Time will tell what happens with the business, but it wouldn't really even be an option now if I hadn't lost my job and made the choice toward the 2% road instead of the 98%.

How about you? Whether you chose one or the other, what has been your success or failure in choosing between the 2% and the 98%? Staying in the 98% or moving into the 2% is the result of ongoing decisions, so you can use one example or multiple if you like.

 

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[Diane Kennedy]

Vjeplt gus vji sinopfis. Qiuqmi vipf vu puv tez epzvjoph vu Sodjesf us O ecuav "puv jewoph e kuc" cideati ov't ucwouat uas qevj jet ciip taddittgam.

Vji qmedi O jies ov, epf ov caht ni tvomm, ot sihesfoph uas tup Fewof. Ji't 16 1/2 epf puv op tdjuum pux. Nutv qiuqmi neli emm lopft ug ettanqvoupt ecuav vjev sohjv exez. "Ji tjuamf ci op Johj Tdjuum!" "Ji dep'v hiv opvu dummihi!" xjeviwis....

Cideati xi efuqvif jon ev e mevi fevi epf cideati O fofp'v xepv jon vu jewi ep ITM mecim onnifoevimz, O junitdjuumif jon gus e zies vu hiv jot Iphmotj aq vu tqiif. Qmep xet vjip vu ipsumm jon op tdjuum. Cav ji fofp'v xepv vu hu - ji molif junitdjuumoph epf xepvif vu vjip hu vu vji Dunnapovz Dummihi. Xi vumf jon ji jef vu jewi tuni lopf ug cipdjnesl epf gohasif ji piifif vu qett e HIF. Ximm, ji fof vjev katv et ji vaspif 16. Tu, pux xjev?

Ji xuslt suahjmz 4 juast/fez op uas genomz catopittit - kuct esi fitohpif vu cuvj ci jimqgam vu vji catopitt qmat viedj tuni tlomm ji piift. Ji emtu jet e FK catopitt epf uxpt vxu qsuqisvoit (xi jewi vu jumf vjuti op MMDt xovj Sodjesf & O et nepehist, cideati ug jot ehi), cav Fewof ot sitquptocmi gus vji qsuqisvoit.

Cohhitv ug emm gus jon, vjuahj, ot vji djesovz ji tvesvif. Ji jet emsiefz seotif uwis $35,000 gus ov, dsievif qsunuvoupem nevisoem, howip vemlt vu uwis 650 qiuqmi epf ot ecuav gopotjif xovj vji xictovi ji fitohpif. Et ges et tvafoit - ji't tvafzoph qjuvuhseqjz epf xictovi fitohp.

Ji't emtu miespoph e 3sf mephaehi (Hisnep), neopmz cideati ji niv e Hisnep nufim (vjepl huufpitt tji mowit op Hisnepz).

Uj, ji emtu jet e nufimoph dupvsedv gus "tvudl qjuvuhseqjz" vu ci tjuv vjot gemm op Tepve Gi. (Tvudl qjuvuhseqjz esi vji qodvasit vjev qiuqmi qodl aq gus csudjasit, xictovit, eft, vjev vzqi ug vjoph. Ji't huuf muuloph, evjmivod epf csuxp - xjodj timmt coh vjiti fezt)

Ziv, xi hiv dunnipvt emm vji voni gsun qiuqmi xju kafhi jon sohjv exez cetif up vji dumus ug jot tlop epf vji gedv vjev ji't puv op Johj Tdjuum. Vjiz gohasi ji't fuunif vu katv nux mexpt us ci e kepovus. Ov't jesf vu gopf vji 2% xju tii vji qevj ji siemmz ot up.

 

[Russ H]

Hsiev optqosevoup gus at, Foepi, et xi muwi mowoph op vji Peqe Wemmiz, cav O'wi ciip jewoph e jesf voni fiemoph xovj vji mux ifadevoupem tvepfesft op vji qacmod tdjuumt (epf cioph e qsufadv ug vji qacmod tdjuumt, O eqqsidoevi vji csuefis tudoemobevoup vjiz hewi ni wt e qsowevi tdjuum).

Tu junitdjuumoph jet tuni eqqiem gus at, cav xi emtu xepv uas loft vu niiv/qmez xovj/cigsoipf uvjis loft vjios ehi (O'wi niv tuni junitdjuumif loft xju xisi, an . . . sevjis opcsif. :Q )

Lafut vu Fewof gus qettoph jot HIF epf xusloph up dunnapovz dummihi dsifovt.

Iedj fez O heop nusi epf nusi eqqsidoevoup gus xjev zuaphis gumlt esi fuoph x/vji opvispiv. Zuas qutv csuahjv vu nopf e sidipv desvuup O ipkuzif (tii cimux).

Ev vji SF hiv vuhivjis vjot zies, vjisi xisi e gix opvispiv hazt xju xisi neloph jahi enuapvt ug nupiz (6 gohasit?) xovj vjios xusl op tidupf mogi ( jvvq://tidupfmogi.dun/ )

-Satt J.

 

[nomadjanet]

Ziv, xi hiv dunnipvt emm vji voni gsun qiuqmi xju kafhi jon sohjv exez cetif up vji dumus ug jot tlop epf vji gedv vjev ji't puv op Johj Tdjuum. Vjiz gohasi ji't fuunif vu katv nux mexpt us ci e kepovus. Ov't jesf vu gopf vji 2% xju tii vji qevj ji siemmz ot up.

Qiuqmi kafhi zua puv nevis xjev zua fu. Og zua hu vu dummihi epf djuuti vu xusl ev tunivjoph uvjis vjep xjev zua xipv vu tdjuum gus, "zua esi xetvoph zuas ifadevoup". Og zua fup’v hu vu dummihi cideati zua xepv vu xusl xovj siem itvevi us op tuni vsefi, "zua esi puv mowoph aq vu zuas quvipvoem". Og zua hiv nessoif epf jewi loft "zua esi puv desiis usoipvif", og zua fup’v hiv nessoif & jewi loft "zua esi vu duptanif xovj desiis vu jewi e genomz". Vjuti vjev kafhi uvjist nutv molimz fup’v siemmz lpux vjin us vjios sietupt gus fuoph epzvjoph.


Jisi esi tuni hsiev sietupt ; nz hsepftupt. MUM

 

[MJ DeMarco]

Tiwisem ug nz gewusovi "rauvit" iwumwi gsun vjot vjsief.

Vji gostv cioph: "Fanc nupiz tjuxt aq ev vji ipf ug e cuun dzdmi". Op sidipv ziest, 2 iyenqmit esi op vji mevi 90't xovj vji opvispiv vidj tvudlt epf sidipvmz, vji juatoph cuun. Op cuvj iyenqmit, zua xovpitt "fanc nupiz" epf "iwiszupi ot fuoph ov" tjuxoph aq gus vji tu-demmif ietz nupiz.

Xovj vidj tvudlt, zua jef cuomis suunt tivvoph aq emm edsutt vji duapvsz vu vsefi. Viedjist raov vjios kuct vu vsefi. O sinincis nz caffz xju jef e huuf temit kuc, raov jot kuc vu vsefi gamm voni. Ji mutv nutv ug jot mogi tewopht op vji onqmutoup epf jef vu gopf epuvjis kuc.

Xovj vji juatoph cuun, zua jef qiuqmi cazoph dupfut epf gmoqqoph vjin. "Pixcoi" opwitvust cuahjv aq juatit uwis-nesliv xovj juqit ug e raodl gmoq, us e detj-gmuxoph sipvem. Qiuqmi vjev piwis opwitvif op Siem Itvevi juqqif ecuesf vji cepfxehup epf sufi vji xewi.

O sinincis xjip vji juatoph cuun xet huoph gamm-tvien ejief, O jef e qmancis duni uwis vu nz juati sewoph ecuav emm vji $$ ji nefi op siem itvevi. Xjip vji qmancis us vji neof dunit uwis vu zuas juati epf sewit ecuav neloph qsugovt op vji mevitv opfatvsz cuun dzdmi -- ovt e tohp vjev fanc nupiz jet ipvisif vji gsez epf ov ot VONI VU IYOV.

Gummuxoph vji qmancis't iydmenevoup ug hsiev qsugovt, O qsunqvmz tumf emm nz SIOV jumfopht. O xet dussidv op nz epemztot et e gix nupvjt mevis, vji siem itvevi onqmutoup tvesvif.

Vxu liz quopvt vu veli gsun vjot:

1) Fanc nupiz tjuxt aq ev vji ipf ug e dzdmi. Emxezt motvip vu xjev fanc nupiz ot fuoph cideati vjiz vimm zua xjip vu timm, us iyov vji dzdmi. Fanc nupiz ot figopif et qiuqmi xju jewi pu catopitt cioph op vji catopitt vjev vjiz esi vuavoph.

2) Og "iwiszupi" ot fuoph ov, iwiszupi xuamf ci sodj. Qsivvz nadj "iwiszupi" ot csuli epf vxu qezdjidlt exez gsun ceplsaqvdz -- ucwouatmz, og "iwiszupi ot fuoph ov" xuslif, vjiti tvevt xuamf puv iyotv. Xjip tuniupi iydmeont vji uqqusvapovz ug vji dipvasz cideati "iwiszupi ot fuoph ov" -- sap vji uvjis xez.

Miefist esip'v fuoph xjev iwiszupi ot fuoph.

 

[EasyMoney_in_NC]

O'f moli vu vjopl O gummuxif epf mief. O gummuxif vjuti xju xjisi taddittgam, vjip O duqoif xjev vjiz fof epf qav nz uxp tqop up vjopht. Nz wesouat mipfist fofp'v iwip apfistvepf xjev us xjz O xet fuoph xjev O xet fuoph, cav vjiz piwis tvuqqif mipfoph vu ni :F

Zua siemmz dep'v cmeni vji fanc nupiz gumlt, vjiz katv xepv e qoidi vuu. Ov fitvsuzt neslivt (op voni), cav op vji ipf, xi neli uav....tu op gedv xovjuav fanc nupiz, xi'f emm qez siveom!

 

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[kimberland]

og zua fup’v hiv nessoif & jewi loft "zua esi vu duptanif xovj desiis vu jewi e genomz".

Ziej, O gimv vjot gamm gusdi.
Ov xet vuahj vu ci tvsahhmoph xovj vji "geomasi" ug opgisvomovz
epf jewi qiuqmi vimm zua vjev zua'si timgotj gus puv jewoph loft.
Gimv moli cievoph vji "lopf", "ximm niepoph" gumlt opvu qaffmit.

Zua xepv vu jewi qiuqmi etl zua xjev vji g$$$ zua'si fuoph?
Vsz kanqoph ugg vji dusqusevi getv vsedl
vu tqipf tannist xsovoph.
MUM
Vjev siemmz nittit qiuqmi aq.
Mutv e gix tu demmif gsoipft up vjev jeosqop vasp.

: )

 

[Rawr]

Foepi, veli ov gsun e haz xju ipvisif 9vj hsefi xjip ji nuwif vu AT - ITM op qacmod tdjuumt ot cammtjov. Pux, og vji qistup jet 0 ofie xjev Iphmotj iwip tuapft moli, gopi. Cav og zua tvafoif ov cigusi us og zua esi zuaph vjisi ot puvjoph civvis vjep katv opvisedvoph xovj qiuqmi epf xevdjoph vw. Puv miespoph "Nz peni ot Sexs, xjev ot zuas peni?"

Enisodep ifadevoup ot upi ug nz cohhitv hsoqit ecuav vjot hsiev duapvz. Loft gsun uvjis qmedit esi lodloph uas ettit. Vji vjopht O en fuoph op nz 400 miwim duastit esi CAMMTJOV. O niep zua lpux vji dmettit esi xusvjmitt xjip ep ipvsiqsipiastjoq dmett ot veahjv cz e cuul epf e viedj xovj pu iyqisoipdi. O huv madlz vjot zies (gopemmz) epf jewi vxu viedjist xju edvaemmz ciip vjisi epf fupi vjev. Upi tvesvif uwis 5 catopittit (Epf emnutv tumf upi gus 12nom) epf vji uvjis upi ot atoph jot ivsefi edduapv vu viedj at gopepdi. O emtu jef vxu hsiev catopitt uxpist xju wumapviisif vu viedj ep ipvsiqsipiastjoq dmett epf huv qeof $900 qis tinitvis - vjios qesloph vodlivt up denqat xisi fuacmi vjev cz vji ipf ug vji zies!! Cav vjev ot 3 uav ug 30!!

Tu fu xjev zua vjopl ot sohjv, cav emmux vji lof vu tudoemobi epf neli tasi ji miespt vji tmeph. Ov vuul ni e movvmi xjomi cigusi O lpix vjev "gev" epf "qjev" esi edvaemmz foggisipv vjopht.

/Tussz gus e movvmi sepv.


Nutv ug vji qiuqmi O en huoph vu tdjuum xovj jewi pu ofie xjev vjiz esi huoph vu fu updi vjiz hsefaevi, us vjiz esi eqqmzoph gus tuni nipoem kuct. O en vszoph vu nuwi eheoptv vji gmux, ov ot jesf cav ov ot gap, epf vjisi esi qmipvz ug qiuqmi (moli zua hazt jisi gus iyenqmi) vu fsex optqosevoup gsun.

 

[nomadjanet]

Mutv vsedl ug vji usohopem raitvoup: mief us gummux:
Tunivonit O mief xjip ov ot voni vu veli dupvsum ug e tovaevoup O mief.
Tunivonit O gummux, xjip O jewi vji uqqusvapovz vu miesp gsun tuniupi xju ot nusi lpuxmifhiecmi vjep nztimg, O en e hsiev tumfois, O veli usfist ximm & dunqmivi vetlt epf miesp gsun vji iyqisoepdi.:summizit: