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Does anyone have experience with software development?

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I have an idea for a program which I am pretty sure would be successful and very easy to market. The problem is, I'm a broke college student and I have absolutely no programming background, so I don't know how much it would cost or how long it would take to build it.

Basic functionality:

-Most features would be similar to Microsoft Word (e.g. writing text, search and replace, etc)
-Should autosave
-Should allow functionality for multiple users (not at once, but to see who made changes, etc)

Does anyone have a rough estimate how much it'd cost to have something like this developed and how long that'd take?

Any help is greatly appreciated!
 
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