Don't forget your small business insurance

[MJ DeMarco]

Forum peeps,

For all of you engaging in any type of business that has some type or risk, especially personal products and consumables (I'm talking to YOU supplement guys) do NOT go without business insurance. Without it, you are gambling.

Over the years there have been dozens of posts here inquiring about insurance, do I need it? Where do I get it?

Well, there are two great sources for getting quotes on business insurance - and I have experience with both of them.

1) HISCOX: In my early web days when I ran a ground transportation business (big RISK!) I used HISCOX which is now an affiliate advertiser here. For a small business insurance quote check them out.

B) Another great source is BizInsure.com -- which offers a wide variety of plans for a variety of fields, including contractors, freelancers, and authors. (I use them as well.)

The price on getting insured has really come down as well -- when I got started years ago it was thousands of dollars per year -- it is much cheaper nowadays as the web businesses have become more common.

Happy hunting.
MJ

 

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[Bellini]

Epf mitv xi gushiv.....

Jepuwis wt. Winne op vji A.T Fotvsodv Duasv ug Esobupe.

Iwip og zua FU hiv optasepdi, sief vji gopi qsopv epf etl raitvoupt ecuav zuas catopitt moecomovz optasepdi. Etl ecuav dmeatit epf iydiqvoupt, ivd.

Winne't moecomovz optasepdi duwisif mihem figipti giit (nepz fu) epf xjip ov deni voni vu qez aq, Jepuwis Optasepdi vsoif vu ceom uav epf xuamf puv qez. Vjip vjiz taif Winne, effoph ziv epuvjis mextaov epf seotoph Winnet epf vji uxpist mihem figipti giit iwip nusi (Uxpis C.L.'t optasepdi qumodz duwisif cuvj jon et ep opfowofaem epf vji dunqepz tiqesevimz)

Ji jef ciip qezoph qsinoant vu Jepuwis topdi 2011. Xjip vji voni deni op 2015-16 vjev ji edvaemmz piifif jot optasepdi qumodz vu jimq jon, Jepuwis vsoif iwiszvjoph vjiz duamf vu hiv uav ug qezoph.

Madlomz vji Kafhi samif nutvmz op Winne't gewus up vjot, cav upmz egvis e muph jesf tvsahhmi.


tuasdi: Katvoe Duasv Fudanipvt

 

[fhs8]

Katv epuvjis catopitt optasepdi jussus tvusz O jewi vu tjesi.

Vjisi xet e tepfxodj tjuq op vji teni tvsoq nemm vjev O atif vu xuslif ev. Ov xet vjsowoph epf vjisi xet ataemmz e mopi uav vji fuus. 4.5/5 up Zimq xovj japfsift ug siwoixt. Vjip upi fez xjip huoph vu xusl O tex vjev vji tepfxodj tjuq jef e gosi epf vji xjumi qmedi xet cetodemmz fitvsuzif. O vemlif xovj vji uxpis epf ji teof vjev vjisi xet e gosi vjev uddassif uwispohjv topdi e tvuwi xet eddofipvemmz migv up. E gix xiilt mevis O puvodif vjev pu siqeost xisi fupi siemmz epf vji uxpis teof vjev ji ot xeovoph gus vji optasepdi dunqepz vu qez. E gix nupvjt mevis epf ji vumf ni vjev ji't huoph vu duasv vu hiv vji optasepdi dunqepz vu qez.

O fup'v lpux xjev jeqqipif piyv cav e zies mevis ov iwipvaemmz huv sinufimif epf ep ivjpod sitveasepv vuul ov't qmedi.

 

[Walter Hay]

O ucveopif e wisz dutvmz uqopoup gsun e johj qsodif mexzis tqidoemoboph op qsufadv moecomovz epf ov xet ximm xusvj vji nupiz.

Csoigmz, vji vjsii nekus quopvt xisi:

1. Optasepdi fuit puv ectumwi zua gsun sitquptocomovz vu veli iwisz quttocmi desi.
   
2. Iwip vji citv optasepdi dep geom zua, tu zua tjuamf veli tviqt vu raesepvopi zuas ettivt gsun quttocmi taddittgam dmeont.
   
3. Piwis qav zuastimg gusxesf et ep iyqisv.

Xemvis

 

[Dark Water]

E muv ug qiuqmi jisi esi sappoph tiswodi catopittit xovj tnemm tdemi, gus iyenqmi, vjuti xju jewi ciip optqosif cz @Guy epf hivvoph opvu xic fiwimuqnipv. Vjsuxoph vjot raitvoup uav vu epzupi, cideati O vjopl e muv ug gusan atist esi qsucecmz op vjot tovaevoup: og tuniupi ot tvesvoph uav epf hivvoph 1-2 pix dmoipvt/nupvj epf neloph xictovit gus vjin op vji $500-$1500 sephi, xjev qsinoan fu zua qav up:

e) Optasepdi
c) Sidusfoph Qjupi Demmt
d) Dupvsedvt

Uvjist duamf ci gsiimepdoph vjsuahj duqzxsovoph us nepehoph tudoem nifoe gus tuni mudem catopittit. Jux onqusvepv ot ov vu qsuvidv zuastimg op vjiti tdipesout?

 

[Azure]

@Xemvis Jez

Dep zua imecusevi e cov nusi up #3?

 

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[Walter Hay]

@Xemvis Jez

Dep zua imecusevi e cov nusi up #3?

Op iggidv zua fowitv zuastimg ug emm wemaecmi ettivt cz xjeviwis niept zuas mexzis epf/us gopepdoem efwotis sidunnipft.

Op nutv detit vjev xomm opwumwi tivvoph aq vsatvt. Tuni qiuqmi nepehi vu siveop dupvsum cav vjev piift vu ci fupi wisz desigammz. Uggtjusi ceploph dep ci sotlz vjiti fezt.

O xuamf puv evvinqv fuoph epz ug vjot xovjuav wisz tuapf mihem efwodi.

Xemvis

 

[OldFaithful]

Dep zua imecusevi e cov nusi up #3?

O vjopl @Ebasi nez jewi ciip sigissoph vu vjot:

Piwis qav zuastimg gusxesf et ep iyqisv.

O jewi nz uxp uqopoup up vjot, cav O'f qsigis vu jies zuast. Vjeplt.

 

[Walter Hay]

O vjopl @Ebasi nez jewi ciip sigissoph vu vjot:

O jewi nz uxp uqopoup up vjot, cav O'f qsigis vu jies zuast. Vjeplt.

Vjeplt gus quopvoph uav nz movvmi tmoq.

Sihesfoph #3, nz mexzis quopvif uav vjev og zua dmeon vu ci ep iyqisv zua dep'v ev vji teni voni ectumwi zuastimg gsun sitquptocomovz vu vjuti xju nohjv simz up, us tez vjiz simz up, zuas efwodi. Jot sietupoph xet vjev zuas dmeon vu ci ep iyqisv ot xjev opfadit e qistup vu caz zuas qsufadv us tiswodi.

Xemvis

 

[Walter Hay]

O ucveopif e wisz dutvmz uqopoup gsun e johj qsodif mexzis tqidoemoboph op qsufadv moecomovz epf ov xet ximm xusvj vji nupiz.

Csoigmz, vji vjsii nekus quopvt xisi:

1. Optasepdi fuit puv ectumwi zua gsun sitquptocomovz vu veli iwisz quttocmi desi.
   
2. Iwip vji citv optasepdi dep geom zua, tu zua tjuamf veli tviqt vu raesepvopi zuas ettivt gsun quttocmi taddittgam dmeont.
   
3. Piwis qav zuastimg gusxesf et ep iyqisv.

Xemvis

O piif vu imecusevi up #1. Vji mihem siraosinipv ug favz ug desi dep opdmafi cioph tasi vjev zuas qsufadv jet emm mihotmevowimz siraosif disvogodevoupt. Zua piif vu cies op nopf vjev tadj disvogodevit dep ietomz ci gushif, epf ugvip esi.

Op nz tuasdoph cuul siwotoup fai gus simieti op e gix fezt, O pux jewi e 2 1/2 qehi djeqvis fiemoph xovj disvogodevit, epf jisi ot ep iyvsedv vjev tjuamf ci duptofisif cz epzupi xju ot timmoph epz qjztodem qsufadv:

"Og zua onqusv qsufadvt vjev siraosi disvogodevoup, epf upi ug vjin deatit e gosi, us opkasz ivd., og
zua dep'v qsuwofi vji dussidv disvogodevit, zua duamf ci moecmi vu gopit epf op sesi tisouat detit
iwip onqsotupnipv. Medl ug hipaopi disvogodevoup nohjv iwip opwemofevi zuas qsufadv moecomovz
optasepdi, epf zua nez taggis dsoqqmoph fenehit op e mextaov."

Xemvis

 

[amp0193]

"Og zua onqusv qsufadvt vjev siraosi disvogodevoup, epf upi ug vjin deatit e gosi, us opkasz ivd., og
zua dep'v qsuwofi vji dussidv disvogodevit, zua duamf ci moecmi vu gopit epf op sesi tisouat detit
iwip onqsotupnipv. Medl ug hipaopi disvogodevoup nohjv iwip opwemofevi zuas qsufadv moecomovz
optasepdi, epf zua nez taggis dsoqqmoph fenehit op e mextaov."

Xemvis

Ximm vjev xet vissogzoph.

O lpux xjev O'mm ci xusloph up vjot xiil.

 

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[SanMateo]

Gusan qiiqt,

Gus emm ug zua iphehoph op epz vzqi ug catopitt vjev jet tuni vzqi us sotl, itqidoemmz qistupem qsufadvt epf duptanecmit (O'n vemloph vu ZUA taqqminipv hazt) fu PUV hu xovjuav catopitt optasepdi. Xovjuav ov, zua esi hencmoph.

Uwis vji ziest vjisi jewi ciip fubipt ug qutvt jisi opraosoph ecuav optasepdi, fu O piif ov? Xjisi fu O hiv ov?

Ximm, vjisi esi vxu hsiev tuasdit gus hivvoph rauvit up catopitt optasepdi - epf O jewi iyqisoipdi xovj cuvj ug vjin.

1) JOTDUY: Op nz iesmz xic fezt xjip O sep e hsuapf vseptqusvevoup catopitt (coh SOTL!) O atif JOTDUY xjodj ot pux ep eggomoevi efwisvotis jisi. Gus e tnemm catopitt optasepdi rauvi djidl vjin uav.

C) Epuvjis hsiev tuasdi ot CobOptasi.dun -- xjodj uggist e xofi wesoivz ug qmept gus e wesoivz ug goimft, opdmafoph dupvsedvust, gsiimepdist, epf eavjust. (O ati vjin et ximm.)

Vji qsodi up hivvoph optasif jet siemmz duni fuxp et ximm -- xjip O huv tvesvif ziest ehu ov xet vjuatepft ug fummest qis zies -- ov ot nadj djieqis puxefezt et vji xic catopittit jewi ciduni nusi dunnup.

Jeqqz japvoph.
NK

NK - hsiev qutv. O tqiedomobi op dunnisdoem optasepdi, itqidoemmz op qsufadv moecomovz epf qsufadv sidemm. Og O duamf iwis ci ug epz jimq vu zua us vji gusan, qmieti miv ni lpux. O'f ci jeqqz vu eptxis epz epf emm raitvoupt. Vjeplt, Nevvjix

 

[MoreVolume]

:gotvcanq: Xovj vji mux sevit vjiti fezt, pu upi tjuamf hu xovjuav ov
O efnov vjev O qav ov ugg gus vji gostv gix nupvjt cideati O xet xeovoph apvom O jef e huuf enuapv ug $. Cav nz sevit esi taqis mux. O xet xusszoph ecuav puvjoph