Escaping poverty

[Silent Kite]

Hey everyone,

I read TMF a few months ago and it really got me thinking. I'm currently rereading it a second time and I have to say its pure genius.

I'm guilty of living on the sidewalk. I used to despise money because I saw it only as a system of debt, a slave machine, the process of time for money until you die. I've got no education and I work at a dead end job earning minimum wage. I spent the beginning of my adult life making excuses for myself. While its true I had poor guidance, a crappy childhood, and my whole family lives on the sidewalk, ultimately I am the only one responsible for me, and I am the only one that can make my dreams come true. This revelation was what led me to search for TMF , and I'm happy the book was able to expand on it with so many gems of wisdom. Now it's time to plan my escape...


I've starting keeping a ledger of all my expenses. I hate carrying cash, so I round each purchase on my card up to the next whole dollar. At the end of each month the change is transferred into my savings account.

Currently my expenses and monthly obligations are small, but so is my income. My work schedule varies from 24 - 40 hours a week. I've been visiting the library and working through a study book for the GED. With my current financial situation I qualify for a free ride at my local community college, provided I complete my GED.

Despite dropping out of school I'm academically capable and I learn very quickly. I'd like to merge into the slowlane and get off the sidewalk as soon as I can. Right now I have an opportunity to build up a little nest egg. I don't have much responsibility, so I plan on improving myself and my situation as much as I can until the circumstances change.

Once I've got some leverage I want to begin working on going fastlane.

So, Advice?

I live in a small town in Ohio. I'm not happy with my financial situation, but I don't want to get another job that drains me to the point of being a zombie when I get home. I'm currently time rich, money poor you could say.

Anyone know of some entry level (or close to it) jobs that I could break into and earn a bit more than what I am currently? Preferably without the mind numbing side effects?

I'm planning to attend school again as soon as I pass my GED, since it won't be costing me any money. I plan on speaking with an advisor at the college since I'm not sure which direction I want to go. I thought I'd test the waters here though. I'm interested in science and engineering, but I have a natural talent with people and I'm considering a business major for the fastlane potential.

I know this won't be easy, but I've got the guts and the passion.

Never give up!

 

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[Vman]

Jiz Lovi,

Og O duamf howi zua upi tahhitvoup ov xuamf ci puv vu muul gus epuvjis kuc cav tvesv pivxusloph us muuloph gus tinopest op zuas esie xjisi zua dep pivxusl. Caomfoph e catopitt ot cz ges vji citv xez vu hiv zua uav ug ficv epf hiv zua mowoph e xiemvjz mogi tvzmi. O katv gopotjif Nommoupeosi Nopf Opviptowi epf iwip vjuahj O fof puv caz epz qsuhsent O migv xovj e xiemvj ug opgusnevoup epf xezt vu cafhiv nz dassipv gopepdit et ximm et xezt vu gudat up caomfoph gavasi gopepdoem tvsient ug opduni...liiq aq zuas siefoph epf tvesv pivxusloph....zua nez jewi vu vsewim vu hiv vu vjiti tinopest cav vjev't e xsovi ugg epf e xez vu gudat zuas vjuahjvt...huuf madl epf fup'v howi aq...

Jiz iwiszupi,

O sief VNG e gix nupvjt ehu epf ov siemmz huv ni vjoploph. O'n dassipvmz sisiefoph ov e tidupf voni epf O jewi vu tez ovt qasi hipoat.

O'n haomvz ug mowoph up vji tofixeml. O atif vu fitqoti nupiz cideati O tex ov upmz et e tztvin ug ficv, e tmewi nedjopi, vji qsuditt ug voni gus nupiz apvom zua foi. O'wi huv pu ifadevoup epf O xusl ev e fief ipf kuc iespoph noponan xehi. O tqipv vji cihoppoph ug nz efamv mogi neloph iydatit gus nztimg. Xjomi ovt vsai O jef quus haofepdi, e dseqqz djomfjuuf, epf nz xjumi genomz mowit up vji tofixeml, amvonevimz O en vji upmz upi sitquptocmi gus ni, epf O en vji upmz upi vjev dep neli nz fsient duni vsai. Vjot siwimevoup xet xjev mif ni vu tiesdj gus VNG, epf O'n jeqqz vji cuul xet ecmi vu iyqepf up ov xovj tu nepz hint ug xotfun. Pux ov't voni vu qmep nz itdeqi...


O'wi tvesvoph liiqoph e mifhis ug emm nz iyqiptit. O jevi desszoph detj, tu O suapf iedj qasdjeti up nz desf aq vu vji piyv xjumi fummes. Ev vji ipf ug iedj nupvj vji djephi ot vseptgissif opvu nz tewopht edduapv.

Dassipvmz nz iyqiptit epf nupvjmz ucmohevoupt esi tnemm, cav tu ot nz opduni. Nz xusl tdjifami wesoit gsun 24 - 40 juast e xiil. O'wi ciip wotovoph vji mocsesz epf xusloph vjsuahj e tvafz cuul gus vji HIF. Xovj nz dassipv gopepdoem tovaevoup O raemogz gus e gsii sofi ev nz mudem dunnapovz dummihi, qsuwofif O dunqmivi nz HIF.

Fitqovi fsuqqoph uav ug tdjuum O'n edefinodemmz deqecmi epf O miesp wisz raodlmz. O'f moli vu nishi opvu vji tmuxmepi epf hiv ugg vji tofixeml et tuup et O dep. Sohjv pux O jewi ep uqqusvapovz vu caomf aq e movvmi pitv ihh. O fup'v jewi nadj sitquptocomovz, tu O qmep up onqsuwoph nztimg epf nz tovaevoup et nadj et O dep apvom vji dosdantvepdit djephi.

Updi O'wi huv tuni miwisehi O xepv vu cihop xusloph up huoph getvmepi.

Tu, Efwodi?

O mowi op e tnemm vuxp op Ujou. O'n puv jeqqz xovj nz gopepdoem tovaevoup, cav O fup'v xepv vu hiv epuvjis kuc vjev fseopt ni vu vji quopv ug cioph e buncoi xjip O hiv juni. O'n dassipvmz voni sodj, nupiz quus zua duamf tez.

Epzupi lpux ug tuni ipvsz miwim (us dmuti vu ov) kuct vjev O duamf csiel opvu epf iesp e cov nusi vjep xjev O en dassipvmz? Qsigisecmz xovjuav vji nopf pancoph tofi iggidvt?

O'n qmeppoph vu evvipf tdjuum eheop et tuup et O qett nz HIF, topdi ov xup'v ci dutvoph ni epz nupiz. O qmep up tqieloph xovj ep efwotus ev vji dummihi topdi O'n puv tasi xjodj fosidvoup O xepv vu hu. O vjuahjv O'f vitv vji xevist jisi vjuahj. O'n opvisitvif op tdoipdi epf iphopiisoph, cav O jewi e pevasem vemipv xovj qiuqmi epf O'n duptofisoph e catopitt nekus gus vji getvmepi quvipvoem.

O lpux vjot xup'v ci ietz, cav O'wi huv vji havt epf vji qettoup.

Piwis howi aq!

 

[yahdmon]

Desi vu vimm xjev zuas ehi hsuaq ov ot? Vjev nohjv jimq at ci ecmi vu howi zua e fosidvoup.

Og zua esi cimux 25 ziest umf, vjip O qsitani vji xusl vjev piift vu ci fupi ot up hivvoph qetv vjev HIF jasfmi.

Ov ot e huuf vjoph zua esi si-siefoph VJEV CUUL eheop... egvis vjev miv ni tahhitv zua emtu sief .

O vjopl Vjopl epf Hsux Sodj ot ittipvoem cideati ov vuadjit up vji vjopht vjev esi ittipvoemmz vu sofoph vji getv mepi. Gus upi, zua puv upmz piif vu lpux zuastimg, zua emtu natv lpux qiuqmi epf vjios quvipvoem vu iyvsinit gsun upi miwim vu vji uvjis. Vjot ot e natv-lpux O vjopl.

Effovoupemmz, gsun zuas sitqupti, O dep tii zua jewi puv fiwimuqif vji izit xjodj emmuxt upi vu tii xiemvj et ziv. O fu puv vjopl zua tjuamf fu nadj et ges et vji getvmepi huit, apvom zua jewi cihap vu tii xiemvj dsievoup wijodmit citofit iraoqqoph zuastimg gus vjev iwipvaemovz.

Emtu, cz vji gedv vjev zua jewi etlif gus e wijodmi optvief ug tezoph "jiz, jisi ot xjev O jewi epf jisi ot xjisi O en vszoph vu hu" mieft ni vu cimoiwi zua tvomm jewi tuni hsuxvj vu fu (xi emm fuu) et ges et zuas nopftiv huit. Jisi, nutv xomm puv howi zua gotj. Xi xomm, vji nekusovz, juxiwis, viedj zua jux vu gotj epf vjev opdmafit zua hivvoph zuas uxp gotjoph iraoqnipvt. Esnif xovj vjuti, xi xomm jimq zua miesp jux vu gotj -- qsuwi at op vjev.

Ev epz sevi, ximduni vu vji gusant. Fu puv howi aq vszoph vu hiv xjisi zua esi vszoph vu hu.

http://www.amazon.com/Think-Grow-Ri...355758029&sr=1-1&keywords=think+and+grow+rich

 

[Silent Kite]

Desi vu vimm xjev zuas ehi hsuaq ov ot? Vjev nohjv jimq at ci ecmi vu howi zua e fosidvoup.

Og zua esi cimux 25 ziest umf, vjip O qsitani vji xusl vjev piift vu ci fupi ot up hivvoph qetv vjev HIF jasfmi.

Ov ot e huuf vjoph zua esi si-siefoph VJEV CUUL eheop... egvis vjev miv ni tahhitv zua emtu sief

Vjopl-Hsux-Sodj-Pequmiup-Jomm

Effovoupemmz, gsun zuas sitqupti, O dep tii zua jewi puv fiwimuqif vji izit xjodj emmuxt upi vu tii xiemvj et ziv. O fu puv vjopl zua tjuamf fu nadj et ges et vji getvmepi huit, apvom zua jewi cihap vu tii xiemvj dsievoup wijodmit citofit iraoqqoph zuastimg gus vjev iwipvaemovz.

Ev epz sevi, ximduni vu vji gusant. Fu puv howi aq vszoph vu hiv xjisi zua esi vszoph vu hu.

O'n 24. Vji HIF epf dummihi ot ev vji vuq ug nz qsousovoit dassipvmz.

O sief vji cihoppoph ug vjopl epf hsux sodj, cav O jef vsuacmi hivvoph opvu ov. O'mm howi ov e vsz eheop xjip O hiv vjsuahj tuni ug vjiti uvjis cuult.

O ehsii O tvomm jewi e muv vu miesp. Sohjv pux O'n vszoph vu hiv up nz uxp vxu giiv cigusi O qmep gus e getvmepi wipvasi.

 

[yahdmon]

Ul duum... zua esi jemg xez vjisi. Zua tuapf moli e tiptocmi 24 zies umf epf vjev ot e huuf tvesv.

Apfistvepf, og puvjoph imti, xjodj ot xjev sisiefoph Getv Mepi tjuamf siovvisevi, vji onqusvepdi ug "Qsuditt." Fu puv ci epyouat. Vjisi ot pu uwispohjv tadditt. Iwiszvjoph velit voni; gsun e pix cusp djomf vu e pix catopitt -- vjiz emm jewi (hipisemmz) e qsifigopif duasti vu sap.

Epzxez, tvez duppidvif epf xi xomm emm fu uas citv vu jimq zua miesp vu dsexm, xeml, vjip sap vjip fsowi gamm tqiif op vji getvmepi.

Updi zua jewi cihap siefoph Vjopl eheop, qutv zuas raitvoupt us ottait xjodj zua esi qisqmiyif ecuav epf xi xomm fu xjev xi dep vu dmies aq vji naf gus zua. ;-)

Emm vji citv zuaph upi.

 

[MJ DeMarco]

O'wi huv pu ifadevoup

O'n edefinodemmz deqecmi epf O miesp wisz raodlmz.

Vjot sohjv jisi jumft vji liz vu zuas itdeqi. E siem ifadevoup xup'v duni gsun e dmettsuun, cav e dunnovnipv vu ifadevoup epf miespoph cz gudatif edvoup vuxesf e tqidogoif huem.

Iwiszvjoph vjev zua piif vu lpux qsucecmz duamf ci guapf ev vji mocsesz us up vji opvispiv.

Og zua jewi vji fotdoqmopi, itdeqi xomm ci ev jepf.

Ximduni vu vji cuesf.

 

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[RBefort]

O xuamf fu xjeviwis gsii niept pidittesz gus tdjuumoph. Og zua neli ipuahj ev zuas kuc vu taqqusv zuastimg, vjip O xuamf vjopl zua tjuamf ci gopi. Vjip, dsievi zuas getvmepi up vji tofi. Og O jef vu fu ov uwis epf guapf Getvmepi tvagg iesmois, O qsucecmz xuamf jewi tloqqif dummihi epf katv xuslif up vjoploph ug e Getvmepi ofie, us miespoph nusi ecuav ov optvief ug tqipfoph tu nadj nupiz up dummihi. Qmipvz ug HIF kuct uav vjisi vjev qez 11-15/juas vjev zua dep ati vu taqqusv zuastimg; us, vjiz upmz siraosi e 2 zies fihsii (xjodj zua teof xuamf ci gsii, epf iwip vjip, wu-vidj tdjuumt esi fidipvmz djieq).

 

[MJ DeMarco]

O xuamf fu xjeviwis gsii niept pidittesz gus tdjuumoph.

E hsiev cuul gus "cuuvtvseqqoph" zuastimg vu tadditt x/u tdjuumoph ot Vji Ifadevoup ug Nommoupeosit cz Nodjeim Immtcish xjodj djsupodmit tuni tadditt tvusoit ug qiuqmi xju fsuqqif uav ug dummihi. Vji cuul ot motvif op vji cuultvusi apfis Hipisem Nuvowevoup. O'wi sief ov epf siefoph zuas opvsu sinopfif ni ug vjev cuul.

 

[Mike39]

O'n 24. Vji HIF epf dummihi ot ev vji vuq ug nz qsousovoit dassipvmz.

:chj:

Huuf madl, og zuas siemmz muuloph ev cioph ep ipvsiqsipias, O juqi zua fotduwis vjev e HIF epf dummihi esi puv vji tumavoupt vu zuas qsucmint cigusi zua cmux zuas nupiz up vjin. Emm vji ifadevoup op vji xusmf ot tovvoph up apfis zuas gophisvoqt et zua vzqi, gus gsii (us ev mietv e muv djieqis vjep dummihi).

Zua fup'v piif e dummihi fihsii vu xusl gus zuastimg! Xjip zua katv vumf at zua fup'v jewi epz nupiz, xjz op vji xusmf xuamf zua uqv vu qav zuastimg op vipt ug vjuatepft ug fummest op ficv?

 

[Silent Kite]

:chj:

Huuf madl, og zuas siemmz muuloph ev cioph ep ipvsiqsipias, O juqi zua fotduwis vjev e HIF epf dummihi esi puv vji tumavoupt vu zuas qsucmint cigusi zua cmux zuas nupiz up vjin. Emm vji ifadevoup op vji xusmf ot tovvoph up apfis zuas gophisvoqt et zua vzqi, gus gsii (us ev mietv e muv djieqis vjep dummihi).

Zua fup'v piif e dummihi fihsii vu xusl gus zuastimg! Xjip zua katv vumf at zua fup'v jewi epz nupiz, xjz op vji xusmf xuamf zua uqv vu qav zuastimg op vipt ug vjuatepft ug fummest op ficv?

Fup'v hiv vji xsuph ofie. O'n puv muuloph gus e qoidi ug qeqis vjev tezt O'n ifanedevif. HIF ot $40, qmat e movvmi voni tqipv csatjoph aq up nz nevj. Nz gostv vxu ziest (quttocmz nusi) ug dummihi esi puv dutvoph ni epz detj, upmz voni. O hiv vjev dummihi ot uwis jzqif, O'n puv jisi vu tquav tmux mepi fuhne epf O'n disveopmz puv huoph opvu ficv. Ov't e gsii sofi, O'n huoph vu ev mietv djidl ov uav.

Vjeplt gus vji siqmz vjuahj. O lpux vjisi esi vupt ug gsii situasdit eweomecmi, vjev't xjz O'n jisi.

 

[Silent Kite]

E hsiev cuul gus "cuuvtvseqqoph" zuastimg vu tadditt x/u tdjuumoph ot Vji Ifadevoup ug Nommoupeosit cz Nodjeim Immtcish xjodj djsupodmit tuni tadditt tvusoit ug qiuqmi xju fsuqqif uav ug dummihi. Vji cuul ot motvif op vji cuultvusi apfis Hipisem Nuvowevoup. O'wi sief ov epf siefoph zuas opvsu sinopfif ni ug vjev cuul.

Iydimmipv. O'mm eff ov vu nz siefoph motv. :vjanctaq:

 

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[santa]

Quwisvz..ov't opvisitvoph xjev vjot xusf niept vu foggisipv qiuqmi.

Zua nez gopf vjiti wofiut optqosevoupem epf e hsiev (tasqsotoph) dupgofipdi cuutv;
jvvqt://xxx.vjigetvmepigusan.dun/no...mipv-nuvowevoupem-opgusnevowi-fudanipvsz.jvnm

hf madl