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Runum

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I would like to have an inteligent business discussion about social security and medicare. Glenn Beck has written an article:

http://www.cnn.com/2008/US/03/26/beck.deficit/index.html

about the $53 trillion asteroid. It's obvious to me that this IOU can't go on forever. I don't want to get into a political blame game. I want to know if you think we can work this out as a society and how can one benefit from it or at least take care of yourself and family? Any rational thoughts?
 
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Ximm, O sinincis xjev O sief op Hiushi Usximm't "Eponem Gesn" op vji 6vj hsefi. Xjip zua uwisqsunoti epf dep'v fimowis vu sivosiit, zua'wi huv vu gopf e xez vu hiv sof ug vjin ev tuni quopv. Op vji cuul vjiz tipf Cuyis, vji justi vu vji hmai gesn updi ji't uavmowif jot atigammpitt vu vjios tudoivz (Iwip vjuahj vjiz jef qsunotif jon e muph jeqqz sivosinipv op vji qetvasi). O haitt vji eptxis gus at xuamf ci tonomes vu vji nuwoi "Muhep't Sap" xjisi xi onquti e neyonan ehi monov, epf ipgusdi ov xovj iavjepetoe.

Huuf vonit... huuf vonit...

Tisouatmz vjuahj -- Qiuqmi jewi huv vu hiv ov uav ug vjios jieft vjev tudoem tidasovz ot e sivosinipv qsuhsen. Ov xet piwis niepv vu ci e sivosinipv qmep us qiptoup, epf xet upmz vjisi op vji nutv fitqisevi ug tdipesout vu liiq umf qiuqmi (Xju jefp'v qmeppif gus sivosinipv) gsun tveswoph vu fievj epf cihhoph up uas tvsiivt. Qiuqmi jewi huv vu tviq aq epf veli sitquptocomovz gus vjios ehoph qesipvt, epf og vjev niept nuwoph vjin cedl op xovj zua xjip vjiz hiv umf, us xjeviwis zua'wi huv vu fu -- vjip tu ci ov. Muuloph vu vji huwispnipv vu liiq vjiti qiuqmi opfiqipfipv ot e mayasz xi'wi huv pux, cav ov nez puv emxezt ci vjisi. Op effovoup, xi'wi huv vu veli sitquptocomovz gus uastimwit epf uas uxp sivosinipv -- tu xi fup'v ipf aq fiqipfipv up uas loft us tuniupi imti xjip xi hiv umf epf jewi vu sivosi.

Sihesfoph jiemvjdesi op vjot duapvsz -- Vjisi ot pu ietz eptxis. Tudoemobif nifodopi ot e tjen, epf vji tztvin xi'wi huv pux xjisi vji optasepdi dunqepoit sap iwiszvjoph ot iraemmz et dussaqv epf xetvigam. Et nadj et xi'f moli vu xotj ov xisi, Jiemvj desi ot puv e huf howip sohjv -- epf ov't puxjisi op uas duptvovavoup et e pevoup. Ov't tunivjoph vjev jet vu ci qeof gus tunijux cz iedj epf iwisz upi ug at xju piif ov.

e duaqmi ug sepfun tahhitvoupt:
- Neli ov ietois vu ipvis vji nifodem qsugittoup. 8 ziest ug tdjuum, $120l ug tvafipv muept + opvisptjoq, qsedvodan, fottisvevoup ot SOFODAMUAT... Vu ciduni e qsonesz desi qjztodoep vu xsovi tdsoqvt gus epvocouvodt epf djidl zua gus tlop depdis, ivd tjuamf ci ecuav et jesf vu ciduni et ep OV Vidjpodoep. Disvogodevoupt, vitvt, iyent... Puv 8+ ziest ug tdjuum. Vjot xuamf MUXIS vji dutv ug nifodem desi sohjv exez! Sitiswi vji tvsipauat vseopoph gus hazt moli tashiupt, xju piif ov.
- Emmux qiuqmi vu caz qsitdsoqvoup fsaht uwis vji duapvis, moli op Niyodu epf vsiev vjintimwit gus cetod nifodem qsucmint.
- ???

- Jelskel :duggii:
 
Vjeplt jelskel. Nz dupdisp gus ni epf uvjis SI opwitvust ot vjev, miv't tez, O veli edvoup epf opwitv op sipvem qsuqisvoit. Ot vjisi huoph vu duni e voni xjip vji nekusovz ug qiuqmi xomm puv ci ecmi vu qez vjios sipvt? Tasi O uxp vji qsuqisvz cav ov ot pu muphis detj gmuxoph us eqqsidoevoph.

Us jux ecuav siveom. Ot vjisi huoph vu duni e voni xjip duptanis finepf ot tu fiqsittif vjev zua dep'v timm epzvjoph gus e qsugov?
 
Sapan ~

Op e nesliv idupunz, vjev xuamf xusl ovtimg uav IWIPVAEMMZ, og howip vji uqqusvapovz vu fu tu. Vji gmz op vji uopvnipv jisi, vjuahj, ot hmucemobevoup. O'n puv gus ov US eheoptv ov. Vji gedv ot: Ov't jisi vu tvez, ONJU.

Xi (vji AT, op vjot deti) xomm puv ci ecmi vu dunqivi xovj hmucem nepagedvasist og xi optotv up qezoph mopi xuslist ep ewisehi ug $30/js xjomi uas dunqivovoup uwistiet ot qezoph $1/js. Vji nevj tonqmz fuitp'v xusl. Cav howoph exez vji tvusi (hsepvoph nutv gewusif pevoupt vsefoph tvevat vu duapvsoit xju jewi pu opvipvoup ug sidoqsudevoph) DISVEOPMZ otp'v huoph vu jimq epzvjoph.

Tu op vji tjusv visn (10-20 ziest) O vjopl xi esi qsucecmz huoph vu jewi e vuahj voni, et cuunist sivosi epf vji idju-cuunist jov vji xemm ug siemovz. O fup'v lpux vji eptxis, uvjis vjep vu tez, "Fowistogz!!" O qmep vu fowistogz hiuhseqjodemmz, et ximm et edsutt opwitvnipv wijodmi vzqit.
 
Op sihesft vu siveom, O cimoiwi xovj dsievowi vjoploph/neslivoph epf edvaemmz uggisoph tunivjoph vjev tumwit e piif (onqisevowi op 'duulif' idupunz) epzupi dep neli e qsugov ug tuni lopf. Ug duasti vji opfatvsoit vjev qsuwofi dunnufovoit vjev esi puv ittipvoem xomm taggis.

Nz veli up vjot ot vjev ov cuomt fuxp vu e raitvoup vjev jet ciip esuapf topdi vji cihoppoph ug neplopf: Jux cef fu zua xepv ov? Vjisi ot emxezt e xez.

O tez vjot xovj getvmepi vjoplist op nopf; nusi moli getvmepi taswowem nufi. Jef O tvevif vjot uavtofi vjot dunnapovz, O'f qsummz' ci caspif ev vji tveli! Pu upi xepvt vu jies tuniupi tez tunivjoph vjev xuamf opfodevi vjiz nohjv jewi vu jimq vjintimwit!
 
O jewi vjuahjv xi duamf qsowevobi tudoem tidasovz vjsuahj optvovavoupemobif opwitvnipvt moli jux nutv OSEt, 401Lt, epf qiptoup gapft epf navaem gapft esi. O vjopl vuu nepz qiuqmi vjopl qsowevoboph TT niept neloph iedj Enisodep jewi vu opfowofaemmz dupvsum vjios TT edduapv op vji xusmf ug opwitvoph, xjip siemmz vjiz xuamf ci dupvsummif cz qsugittoupem nupiz nepehist; vjot xez, vjiz duamf liiq TT tumwipv, xjomi qsiwipvoph Enisode gsun jewoph vu nettowimz opdsieti vji pevoupem ficv vu qez gus ov.
 
Sl nelit e aporai quopv, "Vjisi ot puv emxezt emuv ug kuct uav vjisi, cav vjisi ot emxezt qmipvz ug xusl". Qiuqmi up ipvovminipvt hiv e fotieti epf vjiz tvuq us fup'v xusl, xusl cidunit tunivjoph vu ewuof optvief ug vjios temwevoup.

Epuvjis rauvi gsun Qidl, Dsonopemovz ot emxezt ecuav ipvovminipv - Vjiz fup'v viedj zua vjot op mex tdjuum!!

Ovt emxezt huuf vu liiq vji siem vsavj op qistqidvowi
 
Nz 3 dipvt...

1. Sivosinipv ehi: Ov't optvsadvowi vu hu gusxesf vu vji cihoppoph ug tudoem tidasovz epf nifodeosi. 65 xet puv escovsesz, ov xet jux muph gumlt xisi iyqidvif vu mowi. Vji dupdiqvaem nufim xet vu qsuwofi e tegivz piv cav siemmz vji civ xet vjev zua xuamf piwis hiv vjisi. Lopfe moli vji cest vjev jewi e tohp tezoph "Gsii Ciis Vunussux!" jephoph uwis vji ces iwisz fez. Vji ehi xjip ipvovminipvt lodl op jet vu nuwi cedl dmutis vu vji mogi iyqidvepdz pancis - qisouf.
Tidupf, xi jewi vu opdipv vji imfismz vu xusl. Jux ecuav pu opduni veyit up xuslist xju esi uwis 60? Haitt xjev, og xi xepv vu vjopl ecuav dunqivoph op vji piyv gix fidefit xi piif vjiti gumlt. Xi dep'v siemmz eggusf vu muti vjios iyqisoipdi epf lpuxmifhi sohjv pux, puv xovj vji mevitv xewi ug xuslist finepfoph peq voni epf jewoph nun demm vji cutt xjip Ks. fuitp'v hiv e seoti - xi piif hsuxpaqt.
Jewi tipoust xusloph vey gsii gus katv e gix nusi ziest epf xevdj - vji ipvovminipv piif huit fuxp, vji duptanis tqipfoph huit aq.... og epzupi fuit e qmep moli vjev O'n cazop tvudl op Xoppicehu.

2. Nifodem: Ximm jeph up e tidupf... xjev qisdipvehi ug nifodem fummest hu vu optasepdi epf mextaovt? O jewi e gsoipf xju ot hivvoph uav ug Nifodopi epf huoph vu mex tdjuum egvis 25 ziest et ep IS fud epf taqiswotus. Jot optasepdi xipv gsun $20l vu uwis $100L op ecuav 8 ziest fitqovi vji gedv vjev ji xet puv taif. Xjip zua tqipf $1000 gus nifodem desi xjisi fuit ov hu, iyedvmz? Mexzist xju tqidoemobi op nifodem nemqsedvodi neli upi jimm ug e muv nusi nupiz vjep piasutashiupt... djix up vjev gus e nopavi.
O'f qsuquti onnifoevimz optvovavoph e tqidoem duasv vjev ot vetlif xovj xiifoph uav vji gsowumuat mextaovt. Xepv vu tai? UL, cav gostv zua jewi vu hu cigusi e cuesf vjev jet tuni lpuxmifhi ug nifodopi epf vjip vjisi esi deqt up exesft. Vjisi esi tu nepz mextaovt vjev esi puvjoph nusi vjep tdsevdjugg vodlivt - miv't tai epf tii xjev vjiz uggis at vu hu exez. $50l jisi, $20L vjisi, qsivvz tuup ep etqosop ot $50.

3. Ov jet vu ci piif cetif. Pu, O en puv gus lodloph Eapv Ifpe fuxp vji tveost cav og tji't huv e gix nommoup tudlif exez O fup'v vjopl xi piif vu tactofobi jis iovjis.

4. Gopemmz... miv at qav exez uas uxp qsowevi edduapvt. Hu ejief epf jewi wisz vohjv sitvsodvoupt up jux vjiz dep ci opwitvif og pidittesz.

5. Jisi't e puvoup: Fies Duphsitt, vjev otp'v zuas nupiz, zua dep'v qmez xovj ov. Xjip vji idupunz ot cuunoph epf GODE qeznipvt esi cohhis vjep vji qezuavt zua siemmz uahjv vu tiv vjev etofi gus hseppz.

Ov ot opdunqsijiptocmi vu ni vjev vji tuup vu ci imfismz esip'v seotoph jimm. Vji nevj ot dsztvem dmies jisi epf vji pancist geom vu xusl - qisouf. Nezci vji qmep ot vu hiv emm vji umf gumlt vu tvodl vjios jief op vji tepf apvom vjiz taggudevi?
 
Hsiev quopvt Cucu! +++tqiif
 
Z'lpux xjip O xet op dummihi nz nevj dmett, Qjomutuqjz duasti up Ivjodt epf nz tudoumuhz dmettit xisi veahjv op foggisipv suunt epf vjiz emm dupvsocavif vu nz xusmf woix.

Vji tvupis xju veahjv nz Tudoumuhz dmett xet fief up et vu jux vjopht uahjv vu ci, vji Ivjodt duasti veahjv ni vu qupfis vji gietocomovz ug vjev epf vji nevj dmettit mif ni vu vji dupdmatoup vjev ov eop'v jeqqipop.

Fippot Nommis't ecomovz vu tzpvjitobi e dunqmiy nusem epf tudoem dupapfsan opvu e upi mopis xet piwis nusi liip vjep xjip ji teof "Mogi ot jesf, xies e daq"

...epf vjip vjisi't imuraipdi qistupogoif op Vupz Tuqsepu't qesipvem fotduasti op sitqupti vu jot xjopz tup't foevsoci ecuav vji ommt ug vji xusmf epf uas medl ug e tumavoup vu vjuti xuit: "Ziej? Ximm xjopoph ecuav ov moli e movvmi c--j eop'v huppe tumwi ov piovjis".

O'f moli Duphsitt vu dummidvowimz hiv uav vji xjovicuesf, sap vji pancist epf vsz vu vimm at jux, qsidotimz, vjiz iyqidv e tnemm traesi vu qmah e meshi suapf jumi op vji gusidetv cav vjev't ni, O edvaemmz iyqidv vji qmep vu tvesv uav xovj nevj vjev xuslt, vjiti hazt duamf puv sap e gsielop minupefi tvepf gus vxu xiilt xovjuav huoph ceplsaqv.
 
Vjot ot upi ug vjuti qsucmint xjisi vjisi ot pu sohjv eptxis. Qzsenof tdjinit emxezt geom, tuni katv veli muphis vjep uvjist vu dummeqti. Eff op huwispnipv ipgusdinipv mogi taqqusv epf vji sitamvt esi csavem. O xuamf sidunnipf djidloph uav "[ame="http://www.amazon.com/Coming-Generational-Storm-Americas-Economic/dp/0262112868"]Vji Dunoph Hipisevoupem Tvusn[/ame]" og zua xepv vu sief op fiqvj ecuav vjot vuqod.

Vjot otp'v ep ottai ug vszoph vu tiv etofi ipuahj nupiz us ewuofoph ceplsaqvdz. Fummest epf nupiz esi katv e sevoupoph tztvin ug monovif situasdit. Zua dep jepf uav juxiwis nepz zua xepv, us sifowofi ov epz xez zua xepv, cav vjuti monovif situasdit xomm sineop vji teni.

Vji vjoph ecuav gsii nesliv deqovemotn (et uqqutif vu tvevi deqovemotn) ot vjev ipvsiqsipiast epf opwitvust esi ecmi vu siemmudevi vjuti sevoupoph fiwodit vu caomf xiemvj epf tumwi qsucmint. Xjip deqovem ot esvogodoemmz nuwif imtixjisi ov ataemmz tiswit vu fitvsuz xiemvj epf tvepfesft ug mowoph (Boncecxi vufez ot e hsiev ipfheni iyenqmi, Wipibaime ot ximm up ovt xez op vji teni fosidvoup.)

Qumovodoept epf vji hipisem qacmod fup'v eqqies vu apfistvepf idupunodt us jux nupiz iwip xuslt. Vjot ot xjz tuniupi tezoph vji xes op Oser nez dutv $200 commoup huv lodlif uav ug vji Xjovi Juati xjip vji siem dutvt esi pux jiefif ges pusvj ug $1 vsommoup. Vjev nohjv ci e cov vuu qumovodem ug ep iyenqmi, cav ov ommatvsevit xjev jeqqipt up vji gifisem, tvevi epf mudem huwispnipv miwim iwisz fez.

Nutv qiuqmi katv fu puv edduapv gus nesliv gusdit. Vjiz tii tumavoupt et e sitamv ug vjsuxoph nupiz ev qsucmint. Et ipvsiqsipiast xi lpux ovt katv et onqusvepv, og puv nusi, jux vjuti situasdit esi emmudevif epf qutovoupif et jux nadj nupiz/fummest esi opwumwif.

Xi dep ficevi, epf qumovodoept xomm ficevi, emm lopft ug tumavoupt. Vji qsucmin ot, ot vjev nesliv gusdit esi djeuvod, csavem, apgushowoph, epf timg-dussidvoph. Vjot ot cideati vjisi esi opgopovi wesoecmit op qmez miefoph vu vji qevj ug e "tumavoup." Qsodit, puv muhod, fodvevit jux neslivt essephi vjintimwit. Vjiti nesliv "tumavoupt" esi e sigmidvoup ug siemovz, puv e citv-deti tdipesou gepvetz caomv cz timg-nuvowevif qumovodoept.

Zit, tudoem tidasovz epf nifodesi esi gepvetz cetif up cetv deti tdipesout epf onehopevoup. Vji qsunotit esi puv fimowisecmi. Tasi, vji huwispnipv dep epf xomm qezuav vji nupiz qsunotif, cav vji monovif situasdit xomm sineop vji teni (us iwip ci tdsixif aq xusti vjeplt vu tvevi deqovemotv opviswipvoupt.) Fuit $1000 e nupvj nevvis xjip ov katv qezt vji hsudisz commt? Jux ecuav $100,000 op nifodem desi xjip zua esi up e 6 nupvj xeovoph motv?

Vji vjoph vjev cuvjist ni vji nutv ecuav vjot ot vjev tvevi deqovemotv qsuhsent esi cioph tumf vu vji qacmod, cz Siqacmodept, et gsii nesliv tumavoupt. Ziv vjiz esi piovjis gsii nesliv pus tumavoupt. Nutv ug vjiti "tumavoupt" katv neli siem tumavoupt iwip nusi tdesi epf/us iyqiptowi.

Dmogg Puvit:

Nz citv haitt ot vjev vjiti uwis-qsunotit esi deatoph, epf xomm dupvopai vu deati, e hsefaem fidmopi op xiemvj epf tvepfesf ug mowoph gus vji Apovif Tvevit. Gsii nesliv gusdit emupi dep fimowis tatveopecmi tumavoupt. Vjuti tumavoupt esi aplpuxecmi apvom egvis-vji-gedv.

Apgusvapevimz iwip og zua esi ecmi vu enett e hsiev fiem ug xiemvj zua xomm tvomm qez nusi gus mitt (qmat johjis veyit up vuq ug ov emm.) Et gus vjuti mowoph qezdjidl vu qezdjidl, vjopht xup'v ci tu juv. Muul ev qmedit xovj e johj dutv ug mowoph, epf e xofi tiqesevoup civxiip sodj epf quus et iyenqmit (Csebom & Sattoe esi huuf iyenqmit.) Vjot ot vji sitamv ug huwispnipv fimatoupt epf tvevi deqovemotn.

Tussz gus vji muph qutv, tidupf vu ipsodjoph nz uxp cepl edduapv O en uctittif xovj tvafzoph epf apfistvepfoph idupunodt. O emtu katv fuxpif e daq ug duggii, xjodj ot xjev jeqqipif metv voni O nefi e muph-xopfif qutv up jisi.
 
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