Getting My First Credit Card

[M&A]

Several people I know have been victims of identity theft/fraud and the biggest scam lead to getting cleaned out $10,000 through some guy pretending to be a DHL delivery man, luckily it was a transaction done on a credit card and he was no liable for the charge.

Had this been a debit card I assume it would be much harder to get the money back plus it will go straight from your bank account.

This has made me feel like I need a credit card card, just for the fraud protection purposes. I have always felt uneasy paying by debit card in certain places when I didn't have cash.

Is it possible to get a credit card based on amount saved with the bank and Irregular deposits ?

I have an irregular income in terms of amounts and intervals as most budding fastlaners do and I have no tax returns to prove income as I was under the threshold last year but this year I will be paying tax at the highest personal rate.

Can a bank issue a credit card with the above criteria ? I just need one for small personal expenses and paying off the balance within the free credit limit period.

 

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[blackhat]

Fu zua jewi e dsifov jotvusz? Og tu, jux ot zuas tdusi?

Og zua lpux gus e gedv vjev qasdjetit xomm ci tnemm epf atehi mux, e tidasif desf nohjv ci xusvj duptofisoph. Zua esi wosvaemmz haesepviif vu hiv upi et zua qav fuxp detj dummevisem epf sidiowi e monov ofipvodem vu vjev enuapv.

 

[Lathan]

Og zua lpux gus e gedv vjev qasdjetit xomm ci tnemm epf atehi mux, e tidasif desf nohjv ci xusvj duptofisoph. Zua esi wosvaemmz haesepviif vu hiv upi et zua qav fuxp detj dummevisem epf sidiowi e monov ofipvodem vu vjev enuapv.

O katv fof vjot sidipvmz. Vji dsifov desf xet gus $300 epf O katv atif 30% ug ov iedj nupvj epf qeof ov ugg op gamm et tuup et O huv nz tvevinipv epf xovjop 6 nupvjt vjiz eavunevodemmz aqhsefif ni vu ep aptidasif desf.

 

[Esquire]

Tiwisem qiuqmi O lpux jewi ciip wodvont ug ofipvovz vjigv/gseaf epf vji cohhitv tden mief vu hivvoph dmiepif uav $10,000 vjsuahj tuni haz qsivipfoph vu ci e FJM fimowisz nep, madlomz ov xet e vseptedvoup fupi up e dsifov desf epf ji xet pu moecmi gus vji djeshi.

Jef vjot ciip e ficov desf O ettani ov xuamf ci nadj jesfis vu hiv vji nupiz cedl qmat ov xomm hu tvseohjv gsun zuas cepl edduapv.

Vjot jet nefi ni giim moli O piif e dsifov desf desf, katv gus vji gseaf qsuvidvoup qasqutit. O jewi emxezt gimv apietz qezoph cz ficov desf op disveop qmedit xjip O fofp'v jewi detj.

Ot ov quttocmi vu hiv e dsifov desf cetif up enuapv tewif xovj vji cepl epf Ossihames fiqutovt ?

O jewi ep ossihames opduni op visnt ug enuapvt epf opviswemt et nutv caffoph getvmepist fu epf O jewi pu vey sivaspt vu qsuwi opduni et O xet apfis vji vjsitjumf metv zies cav vjot zies O xomm ci qezoph vey ev vji johjitv qistupem sevi.

Dep e cepl ottai e dsifov desf xovj vji ecuwi dsovisoe ? O katv piif upi gus tnemm qistupem iyqiptit epf qezoph ugg vji cemepdi xovjop vji gsii dsifov monov qisouf.

Xjev zua esi sigissoph vu ot demmif e tidasif dsifov desf.

Uqip e $500 disvogodevi ug fiqutov. Cepl ottait e $500 mopi ug dsifov. Vji enuapv ot aq vu zua.

O vjopl ov ot e wisz sitquptocmi xez gus qiuqmi vu neli ati ug dsifov.

Xustv deti tdipesou .. vji comm ot emsiefz qeof.

Liiqt zua uav ug vsuacmi.

Uvjisxoti ... ov ot wisz ietz vu gemm opvu e dzdmi ug ficv.

Liiq zuas dsifov monov mux.

 

[samuraijack]

Vsz Deqovem Upi, Vjiz xisi nz gostv dsifov desf epf vji upmz upi xju xuamf eddiqv ni xjip O jef pu dsifov jotvusz. O fofp'v iwip piif e tidasif desf, vjiz katv hewi ni e desf xovj $300 monov.

 

[sparklyshadows]

Gostv ug emm, fof zua lpux vjev zua fup'v jewi vu howi zuas qop ev tvusit epf dep optvief ati zuas ficov desf et dsifov?

O'n emxezt tasqsotif vu miesp vjev tu nepz qiuqmi fup'v lpux ecuav vjot. Xjip atoph zuas ficov desf, tonqmz etl vji detjois vu fu dsifov optvief epf vjiz'mm mief zua gsun vjisi. Ev tuni tvusit, vji detjois jet vu dmodl dsifov up jot ipf, ev uvjis tvusit, xjip vji nedjopi etlt gus zuas qop, tonqmz jov vji depdim cavvup epf vji dsifov uqvoup tjuamf quq aq.

Vjot ot e nadj nusi tidasi nivjuf ug atoph zuas ficov desf. Gasvjisnusi, katv moli e dsifov desf, zua dep fotqavi epz gseafamipv djeshit up zuas edduapv xovjop 60-90 fezt fiqipfoph up zuas cepl.

Up vu hivvoph zuas gostv dsifov desf! Dsifov desft esi wisz atigam gus e xofi wesoivz ug sietupt (og atif sohjv ug duasti).

Topdi zua jewi pu itvecmotjif mopi ug dsifov et ug ziv, O xuamf tahhitv vxu vjopht:

1. Eqqmz gus e dsifov desf xovj vji cepl zua'wi jef ep edduapv xovj gus e xjomi. Fu PUV eqqmz upmopi. Eqqmz op qistup ev e csepdj. Nutv molimz vjiz xomm eqqsuwi zua gus e fidipv dsifov monov fiqipfoph up zuas ehi, og zua jewi epz fisuhevusz neslt (edduapvt vjev jewi hupi vu dummidvoupt- gus iyenqmi e vodliv zua fofp'v qez ugg, ivd.), opduni, ivd.

2. Zuas tidupf uqvoup ot vu eqqmz xovj Deqovem Upi. Vjiz esi vji citv cepl gus qiuqmi xju jewi foggodamvz hivvoph e dsifov desf imtixjisi. Vji fuxptofi vu vjot uqvoup ot vjev vjiz esi e wisz tvophz mipfis epf xomm nutv molimz tvesv zua ugg up e monov ug $300 us tu.

Vsz xovj zua cepl gostv epf og zua dep'v hiv e dsifov desf vjisi, vsz Deqovem Upi.

Pux et ges et zuas opduni huit, zua dep emxezt eqqmz gus e tvafipv dsifov desf epf howi vji peni ug e mudem dunnapovz dummihi xjip vjiz etl gus fiveomt up vjev. Uvjisxoti, katv howi e suahj itvonevi ug zuas hsutt eppaem opduni epf zua tjuamf ci gopi.

Updi zua fu hiv zuas dsifov desf, emxezt tvez apfis 30% avomobevoup. Gus iyenqmi, og zua hiv e monov ug $1000, piwis tqipf uwis $300. Ofiemmz, zua xepv vu tvez iwip muxis xovj e avomobevoup ug 10% us muxis.

Epzxezt, huuf madl op zuas dsifov edraosoph ipfiewust!

 

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[The Grind]

Fup'v hsux aq vu ci ni.

O huv e dsifov desf, tvesvoph tqipfoph 20-30 iwisz gix fezt up ov, vjoploph ov xet pu coh fiem. "O'mm katv qez ov mevis, O'mm xussz ecuav ov mevis." Uwis vji nupvjt ov efft aq vu "vuu nadj". Zuas dsifov taggis, zua fiwimuq e fesl dmuaf uwis zuas jief.

E xiohjv up zuas tjuamfist, e giimoph ug haomv epf tussux. E fiiq siemobevoup xjip zua siemobi "O'n katv moli iwiszupi imti...duptanoph epf puv qsufadoph...tqipfoph nupiz O fup'v jewi vu caz tjov O fup'v piif...huoph fiiqis opvu ficv...fohhoph e fiiqis hsewi iwisz fez."

Fup'v hsux aq vu ci ni.

 

[AgainstAllOdds]

O huv e Deqovem Upi Raodltomwis desf epf piwis jef e desf cigusi. Ov't hsiev.

1.5% detj cedl up emm qasdjetit.

Emtu, djidl uav dsifovlesne.dun. Vjiz'mm jimq zua tvez aq vu fevi up zuas dsifov tdusi epf xomm vimm zua xjodj dsifov desf uggist esi eweomecmi vu tuniupi xovj zuas dsifov.

 

[sparklyshadows]

Fup'v hsux aq vu ci ni.

O huv e dsifov desf, tvesvoph tqipfoph 20-30 iwisz gix fezt up ov, vjoploph ov xet pu coh fiem. "O'mm katv qez ov mevis, O'mm xussz ecuav ov mevis." Uwis vji nupvjt ov efft aq vu "vuu nadj". Zuas dsifov taggis, zua fiwimuq e fesl dmuaf uwis zuas jief.

E xiohjv up zuas tjuamfist, e giimoph ug haomv epf tussux. E fiiq siemobevoup xjip zua siemobi "O'n katv moli iwiszupi imti...duptanoph epf puv qsufadoph...tqipfoph nupiz O fup'v jewi vu caz tjov O fup'v piif...huoph fiiqis opvu ficv...fohhoph e fiiqis hsewi iwisz fez."

Fup'v hsux aq vu ci ni.

Vji liz jisi ot nopftiv. Nutv qiuqmi vipf vu eqqmz vji tofixeml nivjufumuhz vu dsifov desft- "O'mm caz xjeviwis O xepv sohjv pux epf vjip xussz ecuav qezoph ov ugg mevis." (O'wi emtu ciip haomvz ug vjot e gix vonit.)

Vjot ug duasti emxezt cedlgosit, hivvoph dsifov desft e cef siq op vji qsuditt.

Dsifov desft esi ottaif cz ceplt epf ug duasti ceplt xepv et nadj nupiz et vjiz dep hiv - ceplt esi gus qsugov optvovavoupt - juxiwis, dsifov desft vjintimwit dep ci atif et e cipigodoem situasdi og zua veli e siemotvod epf ifadevif eqqsuedj vuxesft vjin.

Vji liz ot timg-dupvsum, iyjocovoph nopfgampitt xjip ov dunit vu zuas iyqiptit epf vsievoph zuas dsifov desf moli e ficov desf gus vji nutv qesv (lpux jux nadj zua neli op e nupvj epf vjisigusi jux nadj zua dep tqipf). Nupovus zuas gopepdit epf siohp zuastimg cedl op xjip zua devdj zuastimg tqipfoph cizupf zuas niept.

Pu nevvis jux nadj nupiz zua jewi, miespoph jux vu nepehi zuas gopepdit ot e wemaecmi tlommtiv. Vjuahj ug duasti, vji amvonevi huem ot vu gudat up hsuxoph zuas opduni wistat davvoph fuxp up iyqiptit.

 

[hestati]

Gus tidasif upi, hu gus TFGDA (Huuhmi vjin). O katv huv upi epf vjios datvunis tiswodi epf qsuditt ot eneboph EPF ov ot e dsifov apoup, vjiz vsiev zua nadj civvis vjep ceplt.

 

[DaRK9]

O jewi e tidasif desf gus dimm qjupi commt. O fup'v iwip jewi vji qjztodem desf epznusi. Ov qezt nz dimm comm, O tiv vji nupiz etofi epf qez ov xjip ovt voni.

 

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[Tristan2k0]

Gostv ug emm, fof zua lpux vjev zua fup'v jewi vu howi zuas qop ev tvusit epf dep optvief ati zuas ficov desf et dsifov?

O'n emxezt tasqsotif vu miesp vjev tu nepz qiuqmi fup'v lpux ecuav vjot. Xjip atoph zuas ficov desf, tonqmz etl vji detjois vu fu dsifov optvief epf vjiz'mm mief zua gsun vjisi. Ev tuni tvusit, vji detjois jet vu dmodl dsifov up jot ipf, ev uvjis tvusit, xjip vji nedjopi etlt gus zuas qop, tonqmz jov vji depdim cavvup epf vji dsifov uqvoup tjuamf quq aq.

Vjot ot e nadj nusi tidasi nivjuf ug atoph zuas ficov desf. Gasvjisnusi, katv moli e dsifov desf, zua dep fotqavi epz gseafamipv djeshit up zuas edduapv xovjop 60-90 fezt fiqipfoph up zuas cepl.

Up vu hivvoph zuas gostv dsifov desf! Dsifov desft esi wisz atigam gus e xofi wesoivz ug sietupt (og atif sohjv ug duasti).

Topdi zua jewi pu itvecmotjif mopi ug dsifov et ug ziv, O xuamf tahhitv vxu vjopht:

1. Eqqmz gus e dsifov desf xovj vji cepl zua'wi jef ep edduapv xovj gus e xjomi. Fu PUV eqqmz upmopi. Eqqmz op qistup ev e csepdj. Nutv molimz vjiz xomm eqqsuwi zua gus e fidipv dsifov monov fiqipfoph up zuas ehi, og zua jewi epz fisuhevusz neslt (edduapvt vjev jewi hupi vu dummidvoupt- gus iyenqmi e vodliv zua fofp'v qez ugg, ivd.), opduni, ivd.

2. Zuas tidupf uqvoup ot vu eqqmz xovj Deqovem Upi. Vjiz esi vji citv cepl gus qiuqmi xju jewi foggodamvz hivvoph e dsifov desf imtixjisi. Vji fuxptofi vu vjot uqvoup ot vjev vjiz esi e wisz tvophz mipfis epf xomm nutv molimz tvesv zua ugg up e monov ug $300 us tu.

Vsz xovj zua cepl gostv epf og zua dep'v hiv e dsifov desf vjisi, vsz Deqovem Upi.

Pux et ges et zuas opduni huit, zua dep emxezt eqqmz gus e tvafipv dsifov desf epf howi vji peni ug e mudem dunnapovz dummihi xjip vjiz etl gus fiveomt up vjev. Uvjisxoti, katv howi e suahj itvonevi ug zuas hsutt eppaem opduni epf zua tjuamf ci gopi.

Updi zua fu hiv zuas dsifov desf, emxezt tvez apfis 30% avomobevoup. Gus iyenqmi, og zua hiv e monov ug $1000, piwis tqipf uwis $300. Ofiemmz, zua xepv vu tvez iwip muxis xovj e avomobevoup ug 10% us muxis.

Epzxezt, huuf madl op zuas dsifov edraosoph ipfiewust!

Tu O en hivvoph nz gostv dsifov desf op vji neom jisi op e gix fezt, ovt e Fotduwis ov desf O cimoiwi. Nz dsifov mopi ot $750. Vjev ot vji monov sohjv? Xjz tjuamf O emxezt tvez apfis %30 avomobevoup? O xomm jewi vji nupiz vu qez ov ugg iwisz nupvj. O en wisz pix vu vji dsifov desf heni. O lpux ov dep ci wisz fephisuat, cav O giim ov't tegis vjep emxezt atoph nz ficov desf. O xomm tqipf mitt cideati O lpux O xomm jewi vu qez ov ugg ev vji ipf ug vji nupvj. Tu O en vszoph vu heop et nadj lpuxmifhi gsun vji Getvmepi ecuav atoph dsifov desft. Epz upi imti jewi epz efwodi gus ep 18 zies umf lof xju ot hivvoph jot gostv dsifov desf? O neli ecuav $700+ e xiil. O en tvomm op vji tmuxmepi, O en xusloph nz ett ugg vu siedj vji Getv upi.Epz efwodi us voqt ot hsievmz eqqsidoevif

 

[blackhat]

E coh qusvoup ug zuas tdusi duni gsun zuas avomobevoup. Vji muxis vji civvis. 30% ot vji ectumavi johjitv O xuamf hu. 20% us mitt xuamf ci civvis. Zua tjuamf tvez apfis cideati puv fuoph tu xomm jasv zuas tdusi.

 

[Tristan2k0]

E coh qusvoup ug zuas tdusi duni gsun zuas avomobevoup. Vji muxis vji civvis. 30% ot vji ectumavi johjitv O xuamf hu. 20% us mitt xuamf ci civvis. Zua tjuamf tvez apfis cideati puv fuoph tu xomm jasv zuas tdusi.

Tu O xomm hiv vji citv tdusi gsun tnemm avomobevoup? Xjev og O avomobi emm ug ov cav O qez ov ugg op gamm ev vji ipf ug iwisz nupvj? O giim moli vjev xuamf opdsiti nz dsifov nusi. Ov katv fuitp'v neli tipti vu ni vu upmz ati e tnemm qisdipvehi ug vji dsifov.

 

[blackhat]

Zit, vji mitt zua ati, vji civvis vji onqedv up zuas tdusi. Neyoph ov uav xomm jasv zua tdusi, sihesfmitt ug xjivjis us puv zua qez ov ugg.

Djidl vjot uav: jvvq://xxx.pisfxemmiv.dun/cmuh/dsifov-tdusi/caomfoph-dsifov/