Several people I know have been victims of identity theft/fraud and the biggest scam lead to getting cleaned out $10,000 through some guy pretending to be a DHL delivery man, luckily it was a transaction done on a credit card and he was no liable for the charge.
Had this been a debit card I assume it would be much harder to get the money back plus it will go straight from your bank account.
This has made me feel like I need a credit card card, just for the fraud protection purposes. I have always felt uneasy paying by debit card in certain places when I didn't have cash.
Is it possible to get a credit card based on amount saved with the bank and Irregular deposits ?
I have an irregular income in terms of amounts and intervals as most budding fastlaners do and I have no tax returns to prove income as I was under the threshold last year but this year I will be paying tax at the highest personal rate.
Can a bank issue a credit card with the above criteria ? I just need one for small personal expenses and paying off the balance within the free credit limit period.
Had this been a debit card I assume it would be much harder to get the money back plus it will go straight from your bank account.
This has made me feel like I need a credit card card, just for the fraud protection purposes. I have always felt uneasy paying by debit card in certain places when I didn't have cash.
Is it possible to get a credit card based on amount saved with the bank and Irregular deposits ?
I have an irregular income in terms of amounts and intervals as most budding fastlaners do and I have no tax returns to prove income as I was under the threshold last year but this year I will be paying tax at the highest personal rate.
Can a bank issue a credit card with the above criteria ? I just need one for small personal expenses and paying off the balance within the free credit limit period.
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