Rates are going to hell everywhere, and this is for people in their late 20's/early 30's with no hospitalizations since puberty and zero medical concerns. I can't wait to see what the party's like when you turn 50. This is an industry that is screaming for a huge disruption, but breaking in is going to take tens of billions and, sadly, a not-inconsiderable amount of that money is going to be spent buying off congressmen to make sure they don't kill off the better mousetrap for an inferior one that sent them on a cruise last winter.
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