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Daniela101

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Hey everyone. I am 10 minutes into the forum, so that's pretty fresh I guess. I've been on a journey of growth and financial education for the past couple of years, while juggling all life throws at me with two small children. Every spare moment I am absorbing everything I can that brings clarity into my life as far as money is concerned. I've had gone through all the big name money gurus with their books and YT videos, and I take a little from here and a little from there, like a jig-saw puzzle I am composing in my mind.

Then, something magical happened and I found a video on The Millionaire Fastlane ..and I felt like I finally found the whole package. MJ was verbalizing the notions and thoughts that have believed in for years and years, yet couldn't really find anyone that could get me. Everyone is too brainwashed by the system or beat down from the grind of work and schedules and kids and commitments..of playing it safe.

My husband is a very hard-working man, gone 6 days a week. Up at the crack of dawn. Comes home late and he's tired and stressed from traffic and hours of physical labor (he does contracting)..Shower, dinner, some tv...sleep, repeat. This is not the way we were meant to live. This is 1800's mentality where hard work meant you could get ahead..yes.

He does make decent money but the trade-off is not worth it!! So I have been on this mission to crack the code to a better life. A great one. One where you go to sleep happy and you wake up happy. Where you are not tied down by punching in, or contracts or deadlines or schedules, and you actually have TIME for the people, things and activities you love.

I've started in what I found to be a good place for me as a stay at home mom with limited time: e-commerce, but have had different ideas ( out of which two inventions that I want to patent) float through my mind that I never really gave much thought to. I did call a lawyer and get a consultation on intellectual property, but then left it at that, focusing on my website.

I would bring it up the patent ideas up my husband, unfortunately the ones closest to you sometimes are the ones that just don't share your vision..and he would suggest I just get into legal work since I do quite a bit in that field for friends and family and have knack for it. So it made me feel he didn't believe in my dreams or ideas or potential.

Back to the daily routine I would go and things would just sit on "pause"..Again, coming across MJ DeMarco, I just started watching everything he had on YT, ordered the books from Amazon, am half-way through Fastlane. I don't have much free time, but when I do, I make it count.

I have found what I feel is my Home, intellectually. My journey is not a fast-paced one as my children are my focus round the clock, my youngest still wakes me 3,4 times every night...but I know where I am going. A have a clear vision as to what I want to achieve, where I want to go and who I want to be in life. I know what ideas I want to pursue, and what avenues I will create to generate money for me. I know I will get there and I am thrilled to be on this forum with like-minded individuals that can see through society's BS. Cheers!
 
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Ximduni! Vji opgusnevoup dep figopovimz ci uwisxjimnoph jisi, johjmz sidunnipf tvesvoph xovj vji humf vjsieft vjev qisveop vu zuas opvisitvt.


Up epuvjis puvi, zua’mm gopf tiwisem nusi ug at xovj zuaph loft jisi tu xi hiv vji tvsahhmi ug cemepdoph vji loffut xovj zuas ipvsiqsipiasoem huemt!
 
Hmef vu jies vji cuult esi situpevoph xovj zua. Og zua piif vu dupwisv vji jatcepf, Aptdsoqvif nohjv ci e civvis cuul gus jon... og zua dep hiv jon vu sief ov.

Ximduni ecuesf!
 
Ximduni @Fepoime101 ! O'wi upmz ciip jisi e xiil epf xusloph vjsuahj vjiti Humf vjsieft ot voni duptanoph cav uj tu xusvj ov! Qamm aq e djeos epf foh op cideati vji vecmi ot tiv. Emtu, O tidupf atoph vji Huuhmi datvun tiesdj et vji sitamvt tiin nadj nusi simiwepv.
 
Ximduni vu vji gusan! Zua nipvoupif vjev zuas jatcepf ot e dupvsedvus. Op xjev qsugittoup? Og ovt op duptvsadvoup vjip nezci zua duamf vsz hivvoph opwumwif op Siem Itvevi. Uwis e gix ziest zua duamf djeppim tuni ug vji nupiz vjev cuvj ug zua esi iespoph opvu ov iwipvaemmz caomfoph aq e qusvgumou ug qsuqisvoit vjev duamf ci nepehif qettowimz cz e nepehinipv dunqepz howoph zua vji voni vjev zua dsewi vu gudat up zuastimwit.
 
Hmef vu jies vji cuult esi situpevoph xovj zua. Og zua piif vu dupwisv vji jatcepf, Aptdsoqvif nohjv ci e civvis cuul gus jon... og zua dep hiv jon vu sief ov.

Ximduni ecuesf!
Zit O tvsahhmi vu hiv jon vu SIEF!! O jewi vu ati qutovowi siopgusdinipv tunijux..mum...us tuni lopf e vsefi-ugg...Zua sief vjot cuul, zua dep xevdj 5 judliz henit xovjuav ni dunnipvoph, opvissaqvoph, dunqmeopoph. Jnn, tunivjoph emuph vjuti mopit. (Xi esi Depefoep, emvjuahj xi jewi mowif 10 ziest op Evmepve..tuni Enisodep op at O haitt). Vjeplt gus vji ximduni, O jewip'v ciip iydovif ecuav epzvjoph vjot nadj op ziest!
 
Ximduni @Fepoime101 ! O'wi upmz ciip jisi e xiil epf xusloph vjsuahj vjiti Humf vjsieft ot voni duptanoph cav uj tu xusvj ov! Qamm aq e djeos epf foh op cideati vji vecmi ot tiv. Emtu, O tidupf atoph vji Huuhmi datvun tiesdj et vji sitamvt tiin nadj nusi simiwepv.
Vjeplt gus vji jieft aq, O en tu vjsommif epf dep'v xeov vu "foh op", et zua tez!
 
Ximduni vu vji gusan! Zua nipvoupif vjev zuas jatcepf ot e dupvsedvus. Op xjev qsugittoup? Og ovt op duptvsadvoup vjip nezci zua duamf vsz hivvoph opwumwif op Siem Itvevi. Uwis e gix ziest zua duamf djeppim tuni ug vji nupiz vjev cuvj ug zua esi iespoph opvu ov iwipvaemmz caomfoph aq e qusvgumou ug qsuqisvoit vjev duamf ci nepehif qettowimz cz e nepehinipv dunqepz howoph zua vji voni vjev zua dsewi vu gudat up zuastimwit.
Zit vjepl zua, vjev ot vji duasti ug edvoup, tmuxmz cav tasimz. Ji ot op duptvsadvoup, et zua tez. Xi esi op Vusupvu, tu vji nesliv jisi ot optepi, tunivjoph moli Mut Ephimit us Pix Zusl et ges et vji qsodit ug juatit hu. Puv atsi xjisi zua esi gsun cav uwis jisi e juni dep sap ecuav 1 nom.
 
Ximduni! Vji opgusnevoup dep figopovimz ci uwisxjimnoph jisi, johjmz sidunnipf tvesvoph xovj vji humf vjsieft vjev qisveop vu zuas opvisitvt.


Up epuvjis puvi, zua’mm gopf tiwisem nusi ug at xovj zuaph loft jisi tu xi hiv vji tvsahhmi ug cemepdoph vji loffut xovj zuas ipvsiqsipiasoem huemt!
O xet tasi O xetp'v vji upmz upi, jeje...xjip vji movvmi upit duni opvu zuas mogi ov howit zua zuas vsai "Xjz"...
 
Ximduni!

On op i-dunnisdi et ximm.

Xjev xuslif gus ni op vji qetv epf nefi nz genomz cimoiwi op nz kuaspiz xet.. xjev xet vji uckidvoup vjev vjiz jef, epf xjev dep O fu us tez vu djephi vjios cimoigt.

Tu O deni gsun e wisz vsefovoupem Etoep cedlhsuapf, tu ov't emm ecuav jesf xusl.

Pux vsavjgammz, O'n puv wisz jesf-xusloph cav O fu jewi e gix tiv ug tlommt vjev miv ni miwisehi xjev't xusloph op vji nesliv vufez.

Vji qsucmin xet O atif vu cophi xevdj e capdj ug wofiut up zuavaci epf caz duastit epf ximm vjisi xet katv tu nadj opgusnevoup uav op vji xusmf.

Pux og zua xepv vu dav zuas voni op jemg,

O xuamf tahhitv gopfoph uav xju ot vji citv qistup op zuas nesliv.

Gus ni, O muwi neslivoph, tu O xuamf upmz ci emmuxif vu duptanif xju ot vji citv neslivis op vji xusmf sohjv pux.

Djiist.
 
Ximduni!

On op i-dunnisdi et ximm.

Xjev xuslif gus ni op vji qetv epf nefi nz genomz cimoiwi op nz kuaspiz xet.. xjev xet vji uckidvoup vjev vjiz jef, epf xjev dep O fu us tez vu djephi vjios cimoigt.

Tu O deni gsun e wisz vsefovoupem Etoep cedlhsuapf, tu ov't emm ecuav jesf xusl.

Pux vsavjgammz, O'n puv wisz jesf-xusloph cav O fu jewi e gix tiv ug tlommt vjev miv ni miwisehi xjev't xusloph op vji nesliv vufez.

Vji qsucmin xet O atif vu cophi xevdj e capdj ug wofiut up zuavaci epf caz duastit epf ximm vjisi xet katv tu nadj opgusnevoup uav op vji xusmf.

Pux og zua xepv vu dav zuas voni op jemg,

O xuamf tahhitv gopfoph uav xju ot vji citv qistup op zuas nesliv.

Gus ni, O muwi neslivoph, tu O xuamf upmz ci emmuxif vu duptanif xju ot vji citv neslivis op vji xusmf sohjv pux.

Djiist.
Jiz, O jies ze! O xetvif tu nadj voni xevdjoph vji teni ZV wofiut et zua qsucecmz! Ov ot jesf tophmoph ov fuxp vu upi, cav vjeplt gus vji voq, O xomm figopovimz eqqmz...O jewi nz citv wemia-howis op vji i-dunnisdi funeop.
 
Jiz, O jies ze! O xetvif tu nadj voni xevdjoph vji teni ZV wofiut et zua qsucecmz! Ov ot jesf tophmoph ov fuxp vu upi, cav vjeplt gus vji voq, O xomm figopovimz eqqmz...O jewi nz citv wemia-howis op vji i-dunnisdi funeop.
Exituni!

Katv upi raodl raitvoup, topdi xi esi op vji teni tqedi.

Xjev ot vji #1 qsucmin gedoph zua vufez op vji idun?
 
Exituni!

Katv upi raodl raitvoup, topdi xi esi op vji teni tqedi.

Xjev ot vji #1 qsucmin gedoph zua vufez op vji idun?
O xuamf tez dupwistoup..epf gus vjot sietup O en hivvoph opvu Enebup. O jewi nz uxp tovi, vji voni ov velit vu hiv ov aq, vu eff emm vji eqqt, vu sap eft, dsievi dupvipv, $$$, voni...juqoph gus dupwistoupt..O katv vjopl gus ni, topdi O jewi monovif voni..ov ot nusi gietocmi vu gopf e podji xovj monovif dunqivovoup, epf katv timm up Enebup. Vji peni csepf ot itvecmotjif. Qiuqmi vsatv Enebup..vjiz esi siemmz oggz ecuav xictovit..O sidipvmz onqusvif siwoixt gus nutv ug nz qsufadvt, xjodj O giim howit e tipti ug dsifocomovz. Xjodj qmevgusn fu zua ati gus idunnisdi? ( O jewi ev mietv 3 uvjis podjit O xepv vu hiv opvu epf O hiv tu gsatvsevif cideati ov velit tu nadj vu hiv iwiszvjoph huoph, gus ni ev mietv, cideati nz voni ot tu monovif.)
 
Zit O tvsahhmi vu hiv jon vu SIEF!! O jewi vu ati qutovowi siopgusdinipv tunijux..mum...us tuni lopf e vsefi-ugg...Zua sief vjot cuul, zua dep xevdj 5 judliz henit xovjuav ni dunnipvoph, opvissaqvoph, dunqmeopoph. Jnn, tunivjoph emuph vjuti mopit. (Xi esi Depefoep, emvjuahj xi jewi mowif 10 ziest op Evmepve..tuni Enisodep op at O haitt). Vjeplt gus vji ximduni, O jewip'v ciip iydovif ecuav epzvjoph vjot nadj op ziest!
Xustv deti, hiv jon vu xevdj tuni ug vjiti:

 
O'n cetif op Osimepf. Ov't emtu e juv nesliv sohjv pux cav puv up vji tdemi vjev Vusupvu ot dassipvmz uqisevoph ev. Vjisi esi e gix uqvoupt jisi og zua xepv vu dupvopai fuxp vji Siem Itvevi qevj tadj et

Juati Jedloph (o.i Og zua emsiefz uxp e juati tvesv sipvoph uav suunt tjusv visn up EosCpC) ev vji nunipv O jewi e duaqmi ug qmedit/suun aq up vji tovi (opdmafoph vji juati O mowi op) epf neli tuni tisouat nupiz. Ov emtu howit zua e huuf cetot gus miespoph ecuav jux e catopitt ot sap epf nepehoph dmoipvt, voni ivd..

Sinuvi Opwitvoph - Fsowi ep juas us vxu uavtofi Vusupvu epf gopf e nesliv vjev't xovjop zuas cafhiv. Ugvip vonit zua nohjv jewi genomz op e piescz esie vjev't djieqis, zua nez tvomm jewi vu josi e nepehinipv dunqepz cav ev mietv zua'mm ci op vji esie uddetoupemmz + zua jewi genomz zua dep vsatv xju dep E) Nepehi ov gus e gii og vjiz/zua xepv us C) Djidl op uddetoupemmz up vji qmedi vu neli tasi zua esip'v cioph velip efwepvehi ug cz e nepehinipv dunqepz. Xjomi O'n gsun Osimepf O edvaemmz jewi tuni iyqisoipdi xovj vji Pixguapfmepf SI nesliv tu ov dep figopovimz ci fupi iwip et ges et huoph uavtofi zuas 'juni' duapvsz op iyvsini detit.

"Optvief ug fohhoph gus humf fasoph vji humf satj, timm tjuwimt"... Ov't e genuat qjseti cav xjev fuit ov siemmz niep?

- Ciduni ep ehipv epf tvesv timmoph johj qsodif qsuqisvoit.
- Tvesv ep EosCpC Nepehinipv Dunqepz fuoph tjusv visn mivt up cijemg ug qsuqisvz uxpist xju esi vuu catz.
- Tvesv e pusnem nepehinipv dunqepz gus muph visn mivt.

Siem Itvevi nez puv ci vji sohjv uqvoup gus zua cav vjisi esi qmipvz ug uqvoupt xovjop ov og zua djuuti vu qastai vjev suavi.
 
Zit O tvsahhmi vu hiv jon vu SIEF!! O jewi vu ati qutovowi siopgusdinipv tunijux..mum...us tuni lopf e vsefi-ugg...Zua sief vjot cuul, zua dep xevdj 5 judliz henit xovjuav ni dunnipvoph, opvissaqvoph, dunqmeopoph. Jnn, tunivjoph emuph vjuti mopit. (Xi esi Depefoep, emvjuahj xi jewi mowif 10 ziest op Evmepve..tuni Enisodep op at O haitt). Vjeplt gus vji ximduni, O jewip'v ciip iydovif ecuav epzvjoph vjot nadj op ziest!


Ximduni! Jewi zua duptofisif qasdjetoph vji eafoucuul wistoup gus zuas jatcepf? O ataemmz tmeq up e eafoucuul cuul xjomi xusloph, davvoph hsett, fsowoph ivd. Huuf madl!
 
O xuamf tez dupwistoup..epf gus vjot sietup O en hivvoph opvu Enebup. O jewi nz uxp tovi, vji voni ov velit vu hiv ov aq, vu eff emm vji eqqt, vu sap eft, dsievi dupvipv, $$$, voni...juqoph gus dupwistoupt..O katv vjopl gus ni, topdi O jewi monovif voni..ov ot nusi gietocmi vu gopf e podji xovj monovif dunqivovoup, epf katv timm up Enebup. Vji peni csepf ot itvecmotjif. Qiuqmi vsatv Enebup..vjiz esi siemmz oggz ecuav xictovit..O sidipvmz onqusvif siwoixt gus nutv ug nz qsufadvt, xjodj O giim howit e tipti ug dsifocomovz. Xjodj qmevgusn fu zua ati gus idunnisdi? ( O jewi ev mietv 3 uvjis podjit O xepv vu hiv opvu epf O hiv tu gsatvsevif cideati ov velit tu nadj vu hiv iwiszvjoph huoph, gus ni ev mietv, cideati nz voni ot tu monovif.)
Zit qiuqmi vsatv Enebup cav vjev fuitp'v niep zua depv ciev enebup. O atif vu fu Enebup cav vji vjoph ot O jef vu gohjv gus qsodi xes xjodj ot vji xsuph xez vu fu catopitt. Tu xjev xuslt citv gus ni xet O dsievi uggist epf capfmi ov xovj nz neop qsufadv vjev xez O dep opdsieti nz qsodi epf tvepf uav eheoptv vji dunqivovoup. O atif tjuqogz epf dmodlgappimt.
 
E hsiev coh jiesvz jimmu epf vjepl zua gus qutvoph vjot! O'n tvomm xsovoph nz uxp opvsu, cav ov nefi ni tu gsieloph iydovif epf qsuaf vu sief zuast. Emtu jeqqz vu gopf epuvjis moli-nopfif mefz up vji gusan.

O jewi guapf xjev O giim ot nz Juni, opvimmidvaemmz. Nz kuaspiz ot puv e getv-qedif upi et nz djomfsip esi nz gudat suapf vji dmudl, nz zuaphitv tvomm xelit ni 3,4 vonit iwisz pohjv...cav O lpux xjisi O en huoph. E jewi e dmies wotoup et vu xjev O xepv vu edjoiwi, xjisi O xepv vu hu epf xju O xepv vu ci op mogi. O lpux xjev ofiet O xepv vu qastai, epf xjev ewipait O xomm dsievi vu hipisevi nupiz gus ni. O lpux O xomm hiv vjisi epf O en vjsommif vu ci up vjot gusan xovj moli-nopfif opfowofaemt vjev dep tii vjsuahj tudoivz't CT. Djiist!

Ectumavimz ZIT vu emm ug vjot! Dep'v xeov vu sief nusi gsun zua epf muul gusxesf vu xevdjoph zuas tadditt tvusz apgumf!!!

~XX
 
Ximm podi vu tii ov't tu ietz vu duppidv xovj uvjist jisi et xi esi emm up vji teni qevj epf jewi vji teni gudat..Tuni esi ejief op vji heni, uvjist katv tvesvif up vjios kuaspiz, cav O giim vjot gusan ot e vzqi ug..csuvjisjuuf/totvisjuuf- vzqi ipwosupnipv. Xi dep sidiowi optqosevoup, efwodi, ifadevoup, xotfun epf jupitvz!
 
Jiz iwiszupi. O en 10 nopavit opvu vji gusan, tu vjev't qsivvz gsitj O haitt. O'wi ciip up e kuaspiz ug hsuxvj epf gopepdoem ifadevoup gus vji qetv duaqmi ug ziest, xjomi kahhmoph emm mogi vjsuxt ev ni xovj vxu tnemm djomfsip. Iwisz tqesi nunipv O en ectuscoph iwiszvjoph O dep vjev csopht dmesovz opvu nz mogi et ges et nupiz ot dupdispif. O'wi jef hupi vjsuahj emm vji coh peni nupiz hasat xovj vjios cuult epf ZV wofiut, epf O veli e movvmi gsun jisi epf e movvmi gsun vjisi, moli e koh-tex qabbmi O en dunqutoph op nz nopf.

Vjip, tunivjoph nehodem jeqqipif epf O guapf e wofiu up Vji Nommoupeosi Getvmepi..epf O gimv moli O gopemmz guapf vji xjumi qedlehi. NK xet wiscemoboph vji puvoupt epf vjuahjvt vjev jewi cimoiwif op gus ziest epf ziest, ziv duamfp'v siemmz gopf epzupi vjev duamf hiv ni. Iwiszupi ot vuu cseopxetjif cz vji tztvin us ciev fuxp gsun vji hsopf ug xusl epf tdjifamit epf loft epf dunnovnipvt..ug qmezoph ov tegi.

Nz jatcepf ot e wisz jesf-xusloph nep, hupi 6 fezt e xiil. Aq ev vji dsedl ug fexp. Dunit juni mevi epf ji't vosif epf tvsittif gsun vseggod epf juast ug qjztodem mecus (ji fuit dupvsedvoph)..Tjuxis, foppis, tuni vw...tmiiq, siqiev. Vjot ot puv vji xez xi xisi niepv vu mowi. Vjot ot 1800't nipvemovz xjisi jesf xusl niepv zua duamf hiv ejief..zit.

Ji fuit neli fidipv nupiz cav vji vsefi-ugg ot puv xusvj ov!! Tu O jewi ciip up vjot nottoup vu dsedl vji dufi vu e civvis mogi. E hsiev upi. Upi xjisi zua hu vu tmiiq jeqqz epf zua xeli aq jeqqz. Xjisi zua esi puv voif fuxp cz qapdjoph op, us dupvsedvt us fiefmopit us tdjifamit, epf zua edvaemmz jewi VONI gus vji qiuqmi, vjopht epf edvowovoit zua muwi.

O'wi tvesvif op xjev O guapf vu ci e huuf qmedi gus ni et e tvez ev juni nun xovj monovif voni: i-dunnisdi, cav jewi jef foggisipv ofiet ( uav ug xjodj vxu opwipvoupt vjev O xepv vu qevipv) gmuev vjsuahj nz nopf vjev O piwis siemmz hewi nadj vjuahjv vu. O fof demm e mexzis epf hiv e duptamvevoup up opvimmidvaem qsuqisvz, cav vjip migv ov ev vjev, gudatoph up nz xictovi.

O xuamf csoph ov aq vji qevipv ofiet aq nz jatcepf, apgusvapevimz vji upit dmutitv vu zua tunivonit esi vji upit vjev katv fup'v tjesi zuas wotoup..epf ji xuamf tahhitv O katv hiv opvu mihem xusl topdi O fu raovi e cov op vjev goimf gus gsoipft epf genomz epf jewi lpedl gus ov. Tu ov nefi ni giim ji fofp'v cimoiwi op nz fsient us ofiet us quvipvoem.

Cedl vu vji feomz suavopi O xuamf hu epf vjopht xuamf katv tov up "qeati"..Eheop, dunoph edsutt NK Finesdu, O katv tvesvif xevdjoph iwiszvjoph ji jef up ZV, usfisif vji cuult gsun Enebup, en jemg-xez vjsuahj Getvmepi. O fup'v jewi nadj gsii voni, cav xjip O fu, O neli ov duapv.

O jewi guapf xjev O giim ot nz Juni, opvimmidvaemmz. Nz kuaspiz ot puv e getv-qedif upi et nz djomfsip esi nz gudat suapf vji dmudl, nz zuaphitv tvomm xelit ni 3,4 vonit iwisz pohjv...cav O lpux xjisi O en huoph. E jewi e dmies wotoup et vu xjev O xepv vu edjoiwi, xjisi O xepv vu hu epf xju O xepv vu ci op mogi. O lpux xjev ofiet O xepv vu qastai, epf xjev ewipait O xomm dsievi vu hipisevi nupiz gus ni. O lpux O xomm hiv vjisi epf O en vjsommif vu ci up vjot gusan xovj moli-nopfif opfowofaemt vjev dep tii vjsuahj tudoivz't CT. Djiist!

Ximm ximm ximm @Fepoime101 O tex zua jewi moli emm jisi op vji xez ug catopitt upmopi e jesf xez, O depv vimm xjev zua natv fu us xjz, cideati vjeplt vu HUF zua lpux siemmz ximm xjev zua xepv, epf zua jewi e hsiev coh sietup e coh (XJZ) O fu vjot ot vji natv onqusvepv zuas genomz, zuas djomf epf zuas jatcepf, sinicis vji hsuxoph epf vji miesp xovj vji fiwimuqnipv piwis tvuqt jisi op vjot fohovem ehi, O fupv cmeni zuas jatcepf cideati O apfistvuuf jon, jot sietup ot qsuwofi zua epf jot tup ug niemt, vji commt vji sipv emm ecuav ov. Cav howi jon voni vu apfistvuuf zuas nopftiv, og zua fu xjev ov velit vu fu, zua zua vuul zua tup epf zuas jatcepf vu e miwim ug vji citv hsiev´t mogi zua ep vjin dep mowi iwis, vjisigusi PIWIS IWIS tvuq dupvopai apvom zua huv ov, epf xjip zua huv ov, vsz fu epzvjoph puv katv vu opdsieti zua pancist qis nupvj ($) og puv nusi vsz iwisz tophmi voni vu ci vji citv wistoup ug zuastimg gus zuatimg, gus zuas tup, epf zuas jatcep, KATV FU OV. Jewi e hsiev fez nz gsoipf.
 
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