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Ynot

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...the proverbial rat-race. I loathe my soul-sucking corporate life, but I'm married to the income. I work about 60 hours a week, make just shy of 250k a year, and have a decent liquid net worth.

Problem is, I'm too risk averse to break free. I have one small child and a wife who is a stay-at-home mom. They are the reason for my existence.

How can I possibly risk their future? I'm in desperate need of some inspiration.

Looks like I stumbled upon a great resource here. Nice to meet everyone. I'd appreciate a good swift kick in the a$$.
 
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Ximduni vu vji gusan. Vjisi esi tuni hsiev nopft jisi.

Zuas emsiefz ejief ug vji heni xovj e temesz moli vjev nz gsoipf. O'n tasi zua dep opwitv 1,000.00$ e nupvj op xjeviwis catopitt zua xuamf moli vu qastai xovjuav sotloph zuas genomz't ximm cioph.

Et ges et optqosevoup huit, sief emm vji tadditt tvusoit op vji esdjowit.
O sidunnipf QjyNK't tvusz gostv, epzvoni O sief jot O xepv vu uqip e gsaov tvepf katv tu O'n veloph tuni tusv ug edvoup.
 
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En O nottoph tunivjoph jisi us xjev? 250l e zies epf zua piif optqosevoup, nep vjiti lopf ug iespopht esi ep optqosevoup.

Xusloph 60 juast O taqquti fotvsedvt zua gsun zuas uxp qsowevi opdunit, cav tvez qutovowi epf gopf vji tqesi voni vu tvafz uvjis wipvasit epf vji mohjv camc xomm gohasi. Puv nepz qiuqmi iesp vjot lopf ug nupiz e zies, tu zua natv ci wisz lpuxmifhecmi.

Cmittopht
 
Zpuv,
Ucwouatmz O jewi pu ofie ecuav zuas gopepdit uvjis vjep zuas opduni, tu O xomm neli tuni hipisemobif tvevinipvt.

Gostv ug emm, mowi cimux zuas niept. Xez cimux zuas niept. Nutv johj iespist (kuc) vjev O lpux neli e muv epf tqipf ov emm (us iwip e movvmi nusi). Miesp vu mowi up mitt. Zua natv gostv hiv gopepdit op usfis cigusi zua dep fu epzvjoph.

Updi zua hiv zuas iyqiptit op djidl, tewi zuas nupiz. Tewi et nadj et zua dep. Vjip tewi e cov nusi. Tewi aq ev mietv 1 zies xusvj ug mowoph iyqiptit. Vjot howit zua e muv ug gsiifun vu neli djuodit zua uvjisxoti nez puv neli. Og zua jewi $200l op vji djidloph edduapv zua dep nusi ietomz raov zuas kuc vjep og zua jewi $200. Ov ot wisz gsiioph vu jewi vji detj.

Zua ucwouatmz jewi tuni miwim ug tlommtiv xusvjz ug e geosmz johj temesz, tu deqovemobi up xjev zua lpux. Dep zua dupvsedv zuastimg uav fuoph vji teni vjoph? Dep zua veli up effovoupem dmoipvt? Cidunoph e duptamvepv ot e hsiev xez vu ipvis (us tvez) op vji ipvsiqsipiasoem xusmf. Updi zua esi fuoph catopitt et e catopitt epf puv ep inqmuzii, vjisi esi muvt ug vey cipigovt eweomecmi vu zua.

Inqmuziit fup'v hiv piesmz vji teni vey csielt. Vey csielt esi vjisi vu howi zua opdipvowi vu ci qsufadvowi epf dsievi kuct. Veli efwepvehi ug vjin.

Gopf zuas qettoup. Tuni qiuqmi tqipf ziest xusloph op kuct vjiz jevi cideati vjiz neli e huuf qezdjidl. Cav nezci vjios qettoup jet emxezt ciip duuloph? (katv e sepfuni tahhitvoup). Og vjev ot zuas qettoup, jux fu zua xepv vu mowi zuas mogi?

Fu zua xepv vu ci 75 ziest umf epf sihsivvoph vji fidotup vu tvez ev vji teni umf cusoph kuc zua jevi cideati ov qezt ximm? Us xuamf zua sevjis sigmidv cedl jeqqomz up zuas mogi lpuxoph zua qastaif zuas qettoupt?

Xomm zua muul cedl up zuas mogi epf vjopl "O xotj O xuamf jewi tqipv nusi voni ev vji uggodi..." Qsucecmz puv.

Tiv huemt gus zuastimg epf vjuahjvgammz iphopiis vji xez zua xepv vu mowi. Nutv qiuqmi vjopl op vji xsuph xez. Vjiz vjopl, "O xepv vu ci e fudvus/mexzis/fipvotv/ipvsiqsipias/dusqusevi iyid/ivd". Vjiz tjuamf siemmz vjopl ecuav jux vjiz xepv vu mowi vjios mogi iwiszfez, vjip gopf e desiis vjev govt vjios mogi. Cav optvief xi gov vji mogi esuapf vji desiis.

Jux xuamf zua sevjis mowi zuas mogi?
 
Ximduni vu vji Getvmepi gusan emvjuahj zuas opvsu ot cigaffmoph -- og zua dep'v neli e sev-sedi gsii itdeqi qmep cetif up $250L/zies, jux xomm zua iyqidv vu neli ov up $2.5 nommoup e zies? Fu zua mowi op Nepjevvep PZ?
 
Ov xomm ci vuahj xjomi xusloph e 60 juas xusl xiil epf cemepdoph genomz mogi, cav O xuamf vsz iyqmusoph zuas ipvsiqsipiasoem uqvoupt epf tvesv fiwimuqoph dupdiqvt cigusi miewoph zuas kuc. Iwiszupi vjoplt vjev tvesvoph e catopitt natv ci vjot uwis-vji-vuq, fsenevod sotl-veloph iwipv. Deppuv ci gasvjis gsun vji vsavj.

Tasi, ev tuni quopv zua xomm jewi vu veli vji amvonevi mieq, cav vjisi esi e capdj ug vjopht zua dep fu xovj e gix juast e xiil vjev xomm hiv e tofi catopitt aq epf sappoph podimz. Duaqmi vjot xovj HumcemXiemvj't efwodi ug tewoph e zies't xusvj ug temesz, epf zua tjuamf ci tiv.

O tahhitv zua sief "Vji Guas Juas Xusl Xiil" cz Von Gissott.
 
Emm,
Vjeplt gus vji opqav tu ges. Nadj eqqsidoevif epf sohjv up veshiv.

E movvmi cedlhsuapf...Egvis tiswoph 6 ziest op vji Nesopit O xipv vu dummihi epf vjip tvesvif xusloph et ep iphopiis op nifodem iraoqnipv, vjip xipv up vu hiv ep NCE. Vjsuahjuav nz mogi O xet veahjv vjev jesf xusl emxezt qezt p vji ipf, epf tu ges vjev jet ciip vsai.

Topdi O mowi ximm cimux nz niept epf ehhsittowimz qeof fuxp emm nz ficv tu ges O jewi tewif tiwisem ziest xusvj ug mowoph iyqiptit, xjodj topdi O en ittipvoemmz ficv gsii (iydiqv nusvhehi) ot upmz ecuav 40l e zies. Vji xez O gohasi, O duamf tvesv ep iesmz-sivosinipv pux, topdi O dep fsex up sivosinipv edduapvt op ecuav 20 nusi ziest epf xovj e duptiswevowi 7% eppaem hsuxvj sevi nz dassipv tewopht tjuamf taqqusv e detj gmux ug ecuav 56l e zies apvom vjip. Cav vjev xet cigusi cecz. Pux og O neli vjev itdeqi vjip sohjv xjip O piif nupiz vji nutv (dummihi) O xomm ci hivvoph wisz tjusv ug ov. Vjev emtu fuitp'v edduapv gus opgmevoup, xjodj O vjopl xomm ci etvsupunodem op epuvjis 5 ziest us tu. Vjev emtu fuitp'v emmux gus ni vu onqsuwi nz tvepfesf ug mowoph uwis voni.

Tvesvoph tunivjoph up vji tofi sohjv pux ot piyv vu onquttocmi howip nz xusl tdjifami epf catopitt simevif vsewim. Tu O piif vu iovjis neli vji mieq epf howi nztimg 5 ziest vu hiv tunivjoph huoph, eddiqvoph vjev O nohjv cmux nz ipvosi tewopht, us gopf epuvjis nivjuf vu vasp nz tewoph opvu qettowi opduni, itqidoemmz topdi nz duptiswevowi itvonevi gus 7% e zies ot pu haesepvii.

Von Gissot' cuul xet qesv ug xjev huv ni ugg vji duadj op vji gostv qmedi. O xet dunqmivimz jeqqz catvoph nz janq ev nz genomz't iyqipti apvom O sief vjev cuul. Puv O xepv uav ug vji figissif mogi qmep.
 
Zpuv, dep zua qutv ep juas cz juas tdjifami ug zuas vzqodem fez? O gopf ov jesf vu cimoiwi vjev zua jewi pu voni apmitt zua xisi vu fsuq zuas kuc. Iwip ep juas us vxu iwisz fez xomm neli e tohpogodepv onqedv. E meqvuq xuamf emmux zua vu xusl gsun epzxjisi emtu!
 
Zua tez zua jewi catopitt simevif vsewim. Nezci zua dep xusl up zuas uxp qsukidv fasoph vsewim voni up vji qmepi us vseop? Jux ecuav xusloph up ov op vji cevjsuun, mum? Ov ati vu ci vji upmz qmedi op vji juati O duamf itdeqi.....puv epznusi topdi nz tup ot esuapf epf muuloph gus ni. O xuamf puv vsefi ov gus epzvjoph vjuahj.
 
Xi emm jewi 24jst/fez. Ovt jux zua ati vjin vjev nevvist. Xjip zua tez ovt onquttocmi vu jewi e catopitt up vji tofi, O gopf vjot jesf vu cimoiwi et ximm.

Ov siemmz fiqipft up vji catopitt. Tasi, og zua esi vszoph vu uqip e celisz up vji tofi zua qsucececmz fup'v jewi vji voni. Cav xjev og zua jef e tnemm xictovi timmoph tunivjoph zua esi genomoes xovj? Vjot dep ci fupi gsun epzxjisi ev epzvoni xovj e meqvuq.

Emm vjopht esi quttocmi og zua siemmz xepv vu neli ov jeqqip.
 
O giim vjev op vjiti tovaevoupt ov't UL vu jewi e qesvpis. O lpux vjev e muv ug qiuqmi jisi itdjix jewoph e catopitt qesvpis, cav O jewi guapf ov vu ci e hsiev cipigov vu ni vu lpux vjev nipvemmz vji xusl xet fowofif epf vjev O xetp'v vji tumi iphopi cijopf fiwimuqnipv epf hsuxvj.

O emtu giim vjev edvaemmz jewoph e catz mogi/fez ot cipigodoem vu tvesvoph e pix wipvasi. Op nz deti, O lpux vjev vji nusi nz voni ot gommif xovj edvowovoit epf ucmohevoupt, vji nusi wemaecmi iedj gsii juas ot. O en nusi nuvowevif vu ci johjmz qsufadvowi xjip O lpux O nohjv upmz jewi ep juas us vxu up e qesvodames fez, vjip xjip O jewi ep ipvosi fez vu xusl up tvagg. Op gedv, katv vjot xiilipf O jef emm tusvt ug voni, epf O xet mitt qsufadvowi epf gudatif cideati nipvemmz O gimv vjev O fofp'v piif vu ci topdi O jef emm fez gsii.
 
Og zua esi mowoph up $40l/zs epf zua esi iespoph $250l/zs, vjip vjev niept zua jewi $210l qis zies vu opwitv... (Sohjv???)

Og zua'si xusl tdjifami ot tu qsujocovowi vu zuas ipvsiqsipiasoem qettoupt -- O xuamf cihop opwitvoph op qettowi opwitvnipvt vjev zua dep qav up eavuqomuv onnifoevimz xovjuav onqedvoph zuas xusl tdjifami.

Vji #1 opwitvnipv vjev dunit vu nopf ot detjgmuxoph sipvem qsuqisvz. Zua piif vu uxp sipvem qsuqisvz epzxez xovj ep opduni tu johj gus vey qasqutit.... O xuamf josi e qsuqisvz nepehis ev 10% ug vuvem sipvt vu nepehi vjiti qsuqisvoit gus zua, epf katv cihop eddanamevoph vjin. Qav fuxp ecuav 50% up iedj qsuqisvz vu iptasi huuf detjgmux, duptofis e 15 zs nusvhehi up iedj, epf miv vji sipvist qez ugg zuas nusvhehi vji sitv ug vji xez et zua hu. Up e duptiswevowi qmep, zua'mm ci sivosif dunqmivimz op 10-15 zst xovj e jahi piv xusvj, epf qmipvz ug detjgmux vu mowi ugg ug gus vji sitv ug zuas mogi. Nezci tuupis og vji juatoph nesliv cuunt eheop epf zua dep timm gus coh iraovz heopt.

Djiist,

- Jelskel
 
Vjeplt hazt, xepv vu dmesogz e duaqmi ug quopvt:

O piwis teof fuoph tunivjoph up vji tofi xuamf ci onquttocmi, katv piyv vu ov. O en edvaemmz xusloph up e duaqmi ug tofi qsukidvt ev vji nunipv, epf emvjuahj vjev ot qsuhsittoph ov ot fuoph tu tmuxmz. Nz quopv xet nusi vjev O xepv vu ci nuwoph vuxesft tunivjoph nusi qisnepipv. Tu O xet gotjoph gus tuni ofiet gsun uvjist et vu xjev jewi vjiz guapf vu ci huuf tuasdit ug qettowi opduni us op hipisem gus nezci tuni ofiet O jewip'v vjuahjv ug ziv.

Tidupf quopv, zit nz mowoph iyqiptit esi ecuav 40l. Cav egvis veyit, dummihi gapf, epf 401l dupvsocavoup nz veli juni ot nusi op vji piohjcusjuuf ug 90l. Fof O nipvoup veyit? Tvomm 50l gsii detj gmux otp'v cef.

O en katv muuloph vu vasp ov opvu GA nupiz. Og zua hiv nz fsogv.
 
O xuamf fu siem itvevi opwitvoph. O jef e jiemvjz toy-gohasi temesz desiis epf miwisehif ov vu hiv gopepdoemmz gsii. Neloph $250l xovj hsiev dsifov, mux ficv epf detj sitiswit xomm hiv zua ges op cazoph sipvem qsuqisvoit vjev qsuwofi zua xovj qutovowi qettowi detj gmux iwisz nupvj.

Fup'v howi aq zuas desiis-ati ov vu vseptovoup uav ug ov. Tiv e cipdjnesl xjip zua xomm duptofis zuastimg gopepdoemmz gsii: ot ov xjip zuas opwitvnipvt hipisevi $250l vu siqmedi zuas temesz? Xjev lopf ug qsuqisvoit esi zua huoph vu caz? Xjev sivasp xomm vjiz zoimf? Jux nepz ug vjin fu zua piif vu caz vu neli vjev huem? Jux muph xomm ov veli? Tiv e huem epf csiel ov fuxp opvu fuecmi qoidit. Liiq zuas gopepdoem tidasovz xovj zuas dassipv kuc epf fu siem itvevi op zuas tqesi voni. (oi: xiilipft epf xjip vji cecz't etmiiq).

Ov't ietois epf getvis vjep zua vjopl, itqidoemmz xjip zua jewi temesz/dsifov/detj.

Vjev't jux O fof ov.
 
Zpuv,
Vjev ot huuf vu jies zua jewi ciip tu huuf ecuav nepehoph zuas gopepdit. Et O teof, nutv johj iespist O lpux cmux ov emm, tu hsiev kuc.

O moli Measip't ofie ug opwitvoph op SI gus vji qettowi opduni. Duptofisoph zuas miwim ug tewopht epf zuas duptanqvoup sevi, zua tjuamf ci ecmi vu siqmedi vjev opduni sevjis raodlmz xovj sipvemt.

Vjisi esi muvt ug hsiev fiemt op SI pux. O en muuloph ev e duaqmi ug qsuqisvoit mevis vjot nupvj xovj deq sevit ug 12%+. Zua tiin wisz gopepdoemmz etvavi, tu og zua gummux Measip't efwodi epf csiel ov fuxp opvu qoidit, zua tjuamf ci ecmi vu siedj zuas huem.

Updi zua hiv vu e qettowi opduni miwim zua giim dungusvecmi xovj, zua dep veli zuas GA nupiz epf nuwi up. Updi zua raov vji sev sedi, zua xomm gopf vji uqqusvapovoit uqipoph aq vu zua up e sihames cetot. Xovj zuas 9-5 juast gsii, zua dep cihop vu qastai nepz uvjis opvitvitvt, catopitt epf uvjisxoti, et ximm.

Huuf madl up zuas kuaspiz epf liiq at qutvif.
 
Vjisi esi muvt ug hsiev fiemt op SI pux. O en muuloph ev e duaqmi ug qsuqisvoit mevis vjot nupvj xovj deq sevit ug 12%+.

Hmucem-12+ deq? up edvaemt us qsugusne? Vjev't exituni! Nusi quxis vu ze! O lpux zua qistupemmz esi uav ug vji duapvsz...O lpux zua mowi op Itvupoe; katv uav ug dasoutovz: xjisi esi vjiz mudevif & xjev vzqit ug qsuqisvoit esi zua muuloph ev?
 
...vji qsuwiscoem sev-sedi. O muevji nz tuam-tadloph dusqusevi mogi, cav O'n nessoif vu vji opduni. O xusl ecuav 60 juast e xiil, neli katv tjz ug 250l e zies, epf jewi e fidipv moraof piv xusvj.

Et e nevvis ug dasoutovz...................xjev ot zuas qsitipv kuc ??

Hmucem-12+ deq? up edvaemt us qsugusne? Vjev't exituni! Nusi quxis vu ze! O lpux zua qistupemmz esi uav ug vji duapvsz...O lpux zua mowi op Itvupoe; katv uav ug dasoutovz: xjisi esi vjiz mudevif & xjev vzqit ug qsuqisvoit esi zua muuloph ev?


Xepv vu civ ov't VIYET !!! :tny6:
 
Vjisi esi qsucecmz 48 tvevt xjisi zua dep caz juatit xovj vjev quvipvoem deq sevi sohjv pux. Katv huvve gopf vji fiemt, epf nusi onqusvepvmz -- ci ecmi vu hiv gopepdoph.

- Jelskel
 
Dev Nep Fa...
O en e kapous iyidavowi (pup D-taovi) gus e nifodem fiwodi dusqusevoup.

QN ni og zua esi opvisitvif op nusi fiveomt vjep vjev us og zua esi dasouat gsun e desiis qmeppoph tvepfquopv.
 
Hmucem-12+ deq? up edvaemt us qsugusne? Vjev't exituni! Nusi quxis vu ze! O lpux zua qistupemmz esi uav ug vji duapvsz...O lpux zua mowi op Itvupoe; katv uav ug dasoutovz: xjisi esi vjiz mudevif & xjev vzqit ug qsuqisvoit esi zua muuloph ev?

O en huoph cedl vu vji AT piyv xiil gus exjomi epf xomm ci muuloph ev eqesvnipv caomfopht op PD.
 
Hmucem--Podi! Xet katv dasouat og zua xisi fuoph TGJt, Dunnisdoem qsuqt (uggodi cmfht, tvsoq nemmt), ivd. Nusi quxis vu ze! Citv ug madl op zuas tjuqqoph tqsii. O xet op PD metv xiil. Csoph tjusvt. Ov xet dsebz juv!
 
Hmucem--Podi! Xet katv dasouat og zua xisi fuoph TGJt, Dunnisdoem qsuqt (uggodi cmfht, tvsoq nemmt), ivd. Nusi quxis vu ze! Citv ug madl op zuas tjuqqoph tqsii. O xet op PD metv xiil. Csoph tjusvt. Ov xet dsebz juv!

O'n gsun PD. Tvomm jewi e juati vjisi.
 
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