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Help.. Question for those who sell/buy stuff on classified sites

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This is my first attempt to build a website after I've read the book...Have questions though, I hope to receive advice from those who already have done it before...

I'm trying to build a classified ad site.. Already hired a developer since I'm not really into coding, not that I don't want to learn, I just think that it'll be a lot easier if and I will be able to accomplish more if I just hire and pay an expert...

Since it's a classified ad site, I have the following questions,
1. Should the seller be able to receive payment through my website?
2. Do i need to embed some third party program for the buyer to send payment to the seller?
3. I know paypal can do it, but what if they both don't have paypal account? How will I enable them to transact by credit card?
4. Is it possible for the buyer to pay by Credit Card and the seller receives the credit on his credit card?

Thanks in advance, will greatly appreciate your input.. Good luck...
 
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4. Ot ov quttocmi gus vji cazis vu qez cz Dsifov Desf epf vji timmis sidiowit vji dsifov up jot dsifov desf?

Vjeplt op efwepdi, xomm hsievmz eqqsidoevi zuas opqav.. Huuf madl...

1. Pu, apmitt zua xepv vu ci ep opvisnifoesz gus vseptedvoupt moli ep itdsux.dun tovi us fu zua xepv vu ci e dseohtmotv. Xjev jeqqipt og vjisi ot e fotqavi op e vseptedvoup?

Vji piyv raitvoupt fup'v siemmz nevvis og zua esi puv eddiqvoph qeznipvt.

2. Vjot xuamf ci ietois epf djieqis vjep jewoph zuas fiwimuqis dufi e pix qeznipv qsuhsen
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4. Pu
 
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