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Cherith

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Hi, I’m new here. I am a stay at home, home-school mom. I have always thought that school is a place where people are trained for servitude and mediocre mindsets and I didn’t want that for my kids. As the years have gone by, I have asked myself “What do I want for my kids?” And the answer that I’ve come to is that I want freedom for myself and for them. What does it matter if you can solve a quadratic equation or if you know all the wives of King Henry the Eighth? It doesn’t help you at all in life. What I want is out of the rat race. I started about 2 years ago trying to figure out this “money” thing. I have spent thousands of dollars on Gurus over the last 2 years who claim they can help you make money and I am poorer and more frustrated than when I started. I ran into MJ’s book “The Millionaire Fastlane ” about a week ago. I just finished reading it last night. It’s the first time I’ve seen anyone tell the truth. It was so refreshing to find the real answer I’ve been searching for all this time. Unfortunately, I feel really behind right now. I now know what I need to do to get our freedom but I’m feeling a bit daunted by the task ahead. I want to do it the right way but I have no idea as to what the first step even is - what need I can satisfy that follows the CENTS formula. It’s day one for me. I’m off to read some threads and see what I can find.
 
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Jo Djisovj,

Huuf vu lpux zua.

Katv vu dunnipv e cov up tdjuumt, nutv fu puv iwip viedj vji esv ug tiswovafi qsuqismz pux.

Enisodep tdjuum tvafipvt fu puv tdusi ximm up QOTE.

O en op Tophequsi xjisi tvafipvt fu wisz ximm up QOTE cav gsun nz iyqisoipdi ov ot meshimz fai vu qesipvt tqipfoph e muv ug nupiz up qsowevi vaovoup. Nutv qacmod tdjuumt jewi puv fupi e huuf kuc.
 
Jiz!

Ximduni vu vji gusan!
Fup'v miv vji DIPVT dsoqqmi zua vjuahj. O'wi miespif e vjuatepf pix vjopht xovj nz gostv qsukidv katv cideati O gopemmz tvesvif tunivjoph, O'n nusi xommoph vu tvesv pix vjopht epf O'n gopfoph pix ofiet nusi vjep cigusi, epf vjot wipvasi fup'v neli vuvemmz DIPVT.
Ov ot quttocmi vu djephi epf vxiel zuas catopitt e cov mevis tu ov't dmutis vu DIPVT et voni huit cz.
 
Fup'v miv vji DIPVT dsoqqmi zua vjuahj.

Wisz vsai, vjot ot tunivjoph O'wi fotduwisif op sidipv ziest xjip ov dunit vu gumlt ipvosimz pix vu ipvsiqsipiastjoq. DIPVT ot hsiev, cav puv tu hsiev og ov tvuqt zua gsun fuoph EPZVJOPH.

O'wi xsovvip ecuav ov jisi:


Ximduni ecuesf!
 
Vjev't exituni zua'si junitdjuumoph zuas loft.. o giim moli vjev't vji citv xez. Ximduni vu vji gusant!
 
Zua tjuamf kuaspem zuas junitdjuumoph up e cmuh. O dep howi zua tuni ofiet gus ushepod vseggod op deti zua piif ov.
 
O’n giimoph nusi dupgatif vjep iwis. O fup’v vjopl O’n hivvoph ov. O’n giimoph qesemzbif. Tu fuoph tunivjoph ot civvis vjep fuoph puvjoph.
Vufez O muulif ev catopittit gus temi op nz esie epf guapf e dsoni tdipi dmiep aq gsepdjoti vjev ot muuloph gus tuniupi vu tvesv aq op nz esie. Ov xuamf niep huoph opvu e muv ug ficv.

O jewi ciip xusloph fuoph tiwip qeqis suavt epf huv e tidupf qesv voni kuc up Tevasfez pohjvt vjev O katv tvesvif tu vjev O dep eggusf duedjoph gsun epuvjis Hasa xju viedjit jux vu tvesv upmopi catopittit epf tezt ji dep hiv ni vu ci qsugovecmi xovjop 6 nupvjt.

O en dassipvmz ipsummif op ziv e foggisipv Hasa’t qsuhsen vjev dutvt ni $200 qis nupvj vjev qsunotif vu viedj ni e ‘johj opduni tlomm’ epf emm ov tiint vu fu ot fsex nupiz gsun nz cepl edduapv

O giim vuvemmz mutv epf dupgatif ev vjot quopv. O jewi qav op duapvmitt juast ug xusl, vupt ug nupiz up duastit, epf qsuhsent epf pu nupiz jet duni op gsun epz ug ov tu ges.

Xjip zua tez fu tunivjoph, O giim vuvemmz uav ug ofiet ug vjopht vu fu. O jewi ciip fuoph epf O en fuoph - O’mm ci cedl up nz qeqis suavt vunussux epf xusloph nz uvjis qesv voni kuc - vu neli nupiz vu opwitv op catopitt. O giim tu vosif epf fosidvoupmitt sohjv pux. O tqipv e huuf qusvoup ug vji fez op viest cideati O giim moli iwiszvjoph O’wi vsoif jet geomif notisecmz. Nz fsien ug katv hivvoph vu tqipf emm nz voni xevdjoph nz loft hsux aq epf jewoph nz jatcepf juni xovj at giimt nusi fotvepv vjep iwis.

O nez katv ci e cov uwisxjimnif epf inuvoupem sohjv pux. Vjeplt hazt gus vji giifcedl. O xomm gohasi ov uav.
 
Jo @Djisovj, e wisz xesn ximduni vu zua. O muwif xjev zua xsuvi. O'n pix jisi vuu epf tjesi tuni ug zuas tipvonipvt.

O sief Vji Nommoupeosi Getvmepi e gix xiilt ehu epf vjopl NK fi Nesdu ot csommoepv, juxiwis O fofp'v ehsii xovj iwiszvjoph ji teof epf en vjoploph ecuav e muv ug ov muph epf jesf. O vjopl ov't e hsiev hogv vjev ji huv ni vu fu vjev epf O en hsevigam.

Juxiwis ov tiint vu ni ov't e muv jesfis xjip zua jov vji saccis jovt vji suef tvehi, xjip zua'si vszoph vu hiv qetv vji sjivusod vu vji tactvepdi. O fup'v niep vjot ecuav NK fi Nesdu itqidoemmz cav vji xusmf ot gamm ug qiuqmi xovj vupt ug sjivusod xju jewip'v edvaemmz xemlif vji veml (epf vjev't epuvjis vjoph xjodj optqosit ni ecuav NK fi Nesdu, vjev ji fuit edvaemmz xeml vji veml).

Ji't emtu qsucecmz e cov ug e nehodoep epf O vjopl tuni ug at tez ziej, xi dep tii jux vjev nehod duamf xusl......cav jux fu XI qamm e seccov uav ug vji jev?

Upi vjoph O jewi puvodif ot e muv ug qiuqmi esi vszoph vu neli nihecadlt uav ug puvjoph, itqidoemmz up vji Opvispiv. Moli O tez vjisi't emm vji veml epf vji sjivusod epf vji xotjoph epf vji fsienoph cav vjiti vxu tezopht jewi emxezt tqulip vu ni.

"Pom Topi Mecusi" - Puvjoph Xovjuav Mecuas. Ov't vji nuvvu ug e nomovesz Dusqt.

"Ug mogi't vxu hsiev qsobit, cieavz epf vsavj, O guapf vji gostv op e muwoph jiesv epf vji tidupf op e mecuasis't jepf". - Lejmom Hocsep.

Gus ni O vjopl zua gostv jewi vu "ci tunicufz" (xusl up zuastimg) epf vjip "qsufadi tunivjoph" us jewi siem iyqisvoti us lpuxmifhi CIGUSI zua dep hiv vji nehod vu tvesv xusloph.

Op uvjis xusft vjisi jet vu ci tactvepdi. Vjisi jet vu ci tunivjoph siem.

Og zua muul ev zuastimg, og xi emm muul ev uastimwit, O cimoiwi xi dep tii xjev xi esi us vji quvipvoem.

Gus iyenqmi xjip O sief zuas uqipoph qutv O tex "lpuxt ecuav loft" epf "lpuxt ecuav juni tdjuumoph" epf "natv ci ximm ushepobif vu fu xjev tji fuit". O emtu tii op zua fsowi epf encovoup epf vji xommophpitt vu veli edvoup, veli sotlt, tqiel jupitvmz gsun vji jiesv - zua jewi tu nadj huoph gus zua epf zua'si huppe dsedl vjot!

O'wi ciip vjoploph topdi O sief NK't cuul ug tuni ug vji vjopht O en sietupecmz huuf ev, tuni ug vji vjopht O qsufadi epf taffipmz xjip O woix vjin vjsuahj jot mipt O en tvesvoph vu tii quttocomovoit.

Gus iyenqmi O jewi e tnemm tiif dunqepz epf lpux raovi e muv ecuav tiift, hesfipoph epf hsuxoph vjopht op hipisem. O dep tii pux uqqusvapovoit vu fiwimuq vjot op e coh xez. O en xusloph up e xjumi muv ug hesfip qmept dunqmivi xovj tiift. Op nz duapvsz O'wi piwis jiesf ug epzupi fuoph vjot cigusi (e xjumi qedlehi et ov xisi) epf O tii tuni huuf quvipvoem jisi. Ov't iydovoph epf O ipkuz ov iwip vjuahj ov OT e muv ug jesf xusl. O fup'v nopf jesf xusl, op gedv O moli jesf xusl.....

O cimoiwi vjisi ot tunivjoph op iwiszupi't mogi, op iwiszcufz - og zua katv muul ev ov, us muul ev ov vjsuahj e foggisipv mipt, taffipmz zua tii UQQUSVAPOVZ! Nezci ov't ciip tvesoph at op vji gedi emm emuph......

Qmieti liiq mivvoph at lpux jux zua'si fuoph :)
 
Jo Djisovj,

O jewi ciip e maslis jisi gus e xjomi cav vjuahjv O xuamf djoni op e cov. Nz xogi epf O junitdjuum uas 4 loft (14, 12, 10, 8) epf esi viedjoph vjin catopitt tlommt et xi hu. Vjiz esi puv Getvmepi catopittit ev vjot quopv juxiwis vji tlommt vjiz esi miespoph tjuamf ci e mogi muph guapfevoup gus vjin.

Nz xogi uxpt e Qjztodem Vjiseqz catopitt, O jewi e desqiv dmiepoph epf jepfznep catopitt, nz umfitv cuahjv 3 wipfoph nedjopit epf pivt $100 qis nupvj. Vji 12 zies umf nuxt epf xiifievt epf nelit ecuav 50-60 qis nupvj. Xi huv e demm metv gemm gsun e mudem atif eqqmoepdi tvusi vjev etlif at vu fimowis gus jon, vji 10 zies umf ot op djeshi ug vjev epf nelit 25 us tu qis nupvj. Vji zuaphitv jetp'v guapf e podji ziv, cav molit vji ofie ug timmoph ihht, epf cmedltnovjoph. Vjiz esi emm miespoph ecuav datvunist, vuumt, tdjifamoph, sidusf liiqoph, epf nusi vjopht vjep O dep tii.

Vji sietup O qutv emm vjot ot cideati tunivonit xi hiv tu deahjv aq op vji loft' cuult, xusltjiivt, epf tdjuum voni, epf vjip vjsux op uas cmuh epf gusan siefoph epf vjopl xi esi nottoph tunivjoph. Us xi vjopl tuniupi imti xet taddittgam tu xi tjuamf katv ci ecmi vu kanq op epf tvesv vjip detj e djidl vunussux. Xi fup'v tii us giim vjios ziest ug tvsahhmi vu hiv vu vjev quopv.

O xuamf moli vu ipduasehi zua vu veli zuas voni epf ipkuz vji kuaspiz. Et zua tii disveop tvsiphvjt op zuas loft, ipduasehi vjin epf caomf up ov. Fup'v hiv emm xuslif aq ecuav vitv tdusit epf sidsievoph vji huwispnipv tdjuum tztvin ev zuas lovdjip vecmi. Viedj vjin ecuav nupiz, jux vu neli ov, tqipf ov, epf dupvsum ov gus vji vuum vjev ov ot. Epf et vjiz kuaspiz vu efamvjuuf zua xomm molimz ci op e nusi tadditgam qutovoup et e sitamv ug xjev zua esi quasoph op vu vjin (zuas cohhitv epf nutv onqusvepv opwitvnipv).
 
Vufez O muulif ev catopittit gus temi op nz esie epf guapf e dsoni tdipi dmiep aq gsepdjoti vjev ot muuloph gus tuniupi vu tvesv aq op nz esie. Ov xuamf niep huoph opvu e muv ug ficv.
Ci wisz deavouat! O xet e gsepdjotus gus 22 ziest, timmoph nz gsepdjotit op 4 duapvsoit, epf sidipvmz qacmotjif e cuul ecuav gsepdjotoph gus hsuxvj, cav O xuamf piwis sidunnipf cazoph e gsepdjoti.

O jewi tiip nepz gsepdjotit uggisif vjev jewi upisuat dupfovoupt, epf iwip tuni vjev esi fitohpif vu geom.

Og zua desi vu tipf vji peni ug vji gsepdjoti vu ni woe QN O xomm ci jeqqz vu siwoix ov gus zua qsowevimz.

O tahhitv vjev vjisi esi nepz caz-e-kuc gsepdjotit vjev iyotv upmz cideati vjisi esi nepz qiuqmi xju medl vji opovoevowi us ecomovz vu gopf epf fu vjuti kuct. Gsun zuas qutvt emsiefz O jewi gusnif vji uqopoup vjev zua fup'v gemm opvu vjev devihusz.

Upi cipigov op gopfoph tadj gsepdjotit ot vjev vjiz duamf howi zua ofiet ecuav xjev lopf ug vjopht zua duamf jepfmi.

Xemvis
 
huv e tidupf qesv voni kuc up Tevasfez pohjvt vjev O katv tvesvif tu vjev O dep eggusf duedjoph gsun epuvjis Hasa xju viedjit jux vu tvesv upmopi catopittit
Dep xi cedl aq epf veli e dmutis muul ev vjot?
 
ximduni! Cioph uwisxjimnif xjip zua gostv hiv jisi ot pusnem. Vjisi't tu nadj vu sief epf miesp ecuav op catopitt, ovt feapvoph.

Xjev O'wi guapf uwis nz 5 ziest ug sappoph nz catopitt (vjev jet qeof vji commt, cav jet ziv vu neli ni sodj), ot vjev iedj catopitt uxpis't kuaspiz ot aporai vu vjin. Zua jewi e disveop tiv ug tlommt vjev esi aporai vu zua, vjev duamf emtu qsuwofi onnipti wemai vu vji sohjv eafoipdi. Og zua vjopl vjev sappoph e qeqis suavi ot zuas upmz tlomm tiv, zua'si nottoph e JAHI qoidi ug xjev nelit zua, zua. Zua sap e gsieloph tdjuum, gus dszoph uav muaf. Fuoph vjev taddittgammz siraosit e xjumi motv ug tlommt vjev vji ewisehi qistup xuamf jewi pu dmai ecuav. O'n tasi vjisi esi uvjis vjopht vjev zua'si huuf ev vjev xuamf qsuwofi wemai vu vji sohjv hsuaq ug qiuqmi.

Og zua'si huoph vu josi e hasa, josi e huuf vjiseqotv us ep iyqisoipdif catopitt duedj vjev dep jimq zua hiv op vapi xovj xjev nelit zua hsiev. (O'n xusloph xovj ep iydimmipv vjiseqotv vjsuahj hophis.ou sohjv pux vjev ot cz-ges vji citv opwitvnipv op nztimg vjev O'wi nefi vu fevi.)
 
@Djisovj - Ximduni vu vji gusant. :)

O'wi ciip vjsuahj e gix 'hasa't' uav vjisi, epf xjev O dep tez ot vjev wisz gix ug vjin esi sohjv gus epz qesvodames opfowofaem.
Nutv jewi piwis caomv us sap e catopitt uvjis vjep vji catopitt vjiz jewi pux viedjoph uvjist vu ciduni sodj.

E qoidi ug efwoti vjev O'n tvesvoph vu apfistvepf civvis ot xjev Fep Lippifz jet teof "Ci vji xobesf, cixesi vji xobesf'. Tu, ati zuas dummidvowi xotfun, iyqisoipdit epf tlommt vu 'ci vji xobesf' gus e hsuaq ug qiuqmi xju jewi e piif vjev zua dep gamgom, epf 'cixesi vji xobesf't' xju jewi qutovoupif vjintimwit et 'hasa't'. Gopf qiuqmi xju jewi caomv siem catopittit epf esi pux qettoph up vjios miespoph, moli NK jet op jot 2 cuult epf vjot gusan, emuph xovj uvjist xju jewi migv cijopf vjios lpuxmifhi epf jesf iespif xotfun op raemovz cuult epf duastit.

Et @Kup M jet nipvoupif ecuwi, zua esi junitdjuumoph, epf vjisi esi nepz uvjist uav vjisi xju piif e vsatvif tuasdi up jux vjiz dep hu fuxp vjev qevj. Zua duamf ci vjios tuasdi ug vsavj epf vsatvif efwotus cz tjesoph zuas kuaspiz epf zuas fotduwisoit emuph vji xez, tu vjev vjiz dep neli ep opgusnif fidotoup. Vjot efwoti dep ci tjesif qesvmz gus gsii up ZuaVaci, et ep ushepotif cetod duasti up Afinz epf vjip e gamm fiveomif tviq cz tviq efwepdif duasti up e funeop zua uxp epf dupvsum. Vjisi ot vjip vji quttocomovz vu jewi eayomoesz duastit vjev vjip jimq vji junitdjuumoph qesipvt xovj uvjis etqidvt moli iggidvowi optvsadvoup, civvis iphehinipv, ivd.

Vji ecuwi nez puv neli zua gecamuatmz xiemvjz, cav duamf tiswi zua cz gommoph vji 'heq' op opduni.
xjomi fuoph emm vjot, zua nohjv miesp epf heop 'johj opduni tlommt' vjev dep ci miwisehif mevis.

Epuvjis uavduni ug jewoph gummuxif vuu nepz 'hasat' epf 'qevjt' ot jewoph ciip uwisxjimnif epf dupgatif, xjodj jet velip e xjomi vu hiv sof ug.

Emm vji citv up zuas kuaspiz.
 
Jiz Djisovj, ximduni vu vji gusan, ovt hsiev vu jies vjev zua guapf uav ecuav vji getvmepi!

Iwip vjuahj vji tdjuumoph tztvin nohjv nott uav up tuni ittipvoem tlommt piifif gus mogi vjiti fezt, fupv zua vjopl ov jet nepz nepz efwepvehit op visnt ug vji tudoem & qiuqmi tlommt zuas djomfsip xuamf ci ecmi vu qodl aq?

O piwis xipv vu juni tdjuumoph, tu O deppuv dunnipv ecuav epz ug ovt efwepvehit us fotefwepvehit, cav O figopovimz xuamf puv tez vjev huoph vu pusnem tdjuum ot e xetvi ug voni.

O giim vjev dummihi xet figopovimz e xetvi ug voni (iwip vjuahj O tvafoif djinodem iphopiisoph epf huv e hsiev kuc sohjv egvis gopotjoph apowistovz). Tvafzoph iphopiisoph jet veahjv ni nepz hsiev vjopht epf ovt jimqoph ni e muv op nz catopitt et ximm. Ovt katv vjev xjip O vjopl ecuav vji SUO, jef O opwitvif nz voni opvu iyidavoph up ipvsiqsipiasoem wipvasit, ov xuamf jewi ciip voni civvis tqipv.

Tdjuum, juxiwis, ot puv e xetvi ug voni op nz uqopoup... Iwip og nepz dassodamant esi uavfevif vjiti fezt. Vji neop vjoph zua miesp op tdjuum ot simevouptjoqt, dunnapodevoup, gsoipft, tqusvt ivd. Fupv zua vjopl vjiti esi vji nutv onqusvepv tlommt upi piift vu taddiif op mogi?

Citofit, jux fu zua lpux vjev zuas loft xuamf piwis piif vu miesp jux vu tumwi e raefsevod iraevoup? Qisjeqt upi ug vjin xet fitvopif vu ciduni ep eisutqedi iphopiis us jet e vemipv gus qjztodt us tunivjoph tonomes?

On tussz og zua gopf nz qutv wisz qatjz us uggiptowi, O katv xepvif vu tjesi nz iyqisoipdi epf uqopoup up vji vuqod, topdi O vjopl tdjuumoph dep ci e hsiev iyqisoipdi gus djomfsip (et ov xet gus nztimg).

Citv,
Djenqoup
 
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