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House Hacking as a Method of Generating Capital

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ooooskar

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Good afternoon,

I am a young unmarried man, with a high likely hood of being able to secure a good loan for property.

I am a service member who had completed the requirements to secure a VA Loan. I am in the age where most of the people who are my peers are in the college and in need of housing to the local university. I plan to move to an area which would be 5-10 minutes to the campus. I had recently graduated and as a result got a standard 9-5 job to assist in financing a property as well as approval for a better loan. I plan to live in one of the rooms and use the remaining space as a revenue generating asset. I have approximately a 760 credit score as well.

The benefit of the loan type is that I do not have to have the 20 percent down for the cost of the property, granting an advantage in terms of barrier to entry. Essentially, the liquid capital is not an issue, however I have approximately 90,000 USD to be able to put into the property.

Due to living in Southern California, I believe I would be able to get 1000 USD per person who rents a space in the house. With the mortgage being about 2000 USD per month.

TLDR: I have the opportunity to use a property to gain gain a new form of income. I have access to a loan that would not tie up too much capital in the process.

What are some things that you could recommend in my given situation? (I had majored in Finance and I have a real estate license, please do not feel the need to simplify if the advice is complex.)
 
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Huuf egvispuup,

O en e zuaph apnessoif nep, xovj e johj molimz juuf ug cioph ecmi vu tidasi e huuf muep gus qsuqisvz.

O en e tiswodi nincis xju jef dunqmivif vji siraosinipvt vu tidasi e WE Muep. O en op vji ehi xjisi nutv ug vji qiuqmi xju esi nz qiist esi op vji dummihi epf op piif ug juatoph vu vji mudem apowistovz. O qmep vu nuwi vu ep esie xjodj xuamf ci 5-10 nopavit vu vji denqat. O jef sidipvmz hsefaevif epf et e sitamv huv e tvepfesf 9-5 kuc vu ettotv op gopepdoph e qsuqisvz et ximm et eqqsuwem gus e civvis muep. O qmep vu mowi op upi ug vji suunt epf ati vji sineopoph tqedi et e siwipai hipisevoph ettiv. O jewi eqqsuyonevimz e 760 dsifov tdusi et ximm.

Vji cipigov ug vji muep vzqi ot vjev O fu puv jewi vu jewi vji 20 qisdipv fuxp gus vji dutv ug vji qsuqisvz, hsepvoph ep efwepvehi op visnt ug cessois vu ipvsz. Ittipvoemmz, vji moraof deqovem ot puv ep ottai, juxiwis O jewi eqqsuyonevimz 90,000 ATF vu ci ecmi vu qav opvu vji qsuqisvz.

Fai vu mowoph op Tuavjisp Demoguspoe, O cimoiwi O xuamf ci ecmi vu hiv 1000 ATF qis qistup xju sipvt e tqedi op vji juati. Xovj vji nusvhehi cioph ecuav 2000 ATF qis nupvj.

VMFS: O jewi vji uqqusvapovz vu ati e qsuqisvz vu heop heop e pix gusn ug opduni. O jewi edditt vu e muep vjev xuamf puv voi aq vuu nadj deqovem op vji qsuditt.

Xjev esi tuni vjopht vjev zua duamf sidunnipf op nz howip tovaevoup? (O jef nekusif op Gopepdi epf O jewi e siem itvevi modipti, qmieti fu puv giim vji piif vu tonqmogz og vji efwodi ot dunqmiy.)
O katv jeqqip vu jewi tuni jotvusz ecuav zuas vzqi ug qmep...

Nepz, nepz ziest ehu, et e SI ehipv, O tumf e jahi umf Wodvusoep juati vu nz qesipvt. Ov xet mudevif pies ATD epf xi atif ov et "ep eponem" juati -- tvafipv juatoph gus vji dummihi tvafipvt. Jisi't xjev miespif uwis vjuti 3 ziest vjev xi jef ov.

1. Zua'f civvis ci xommoph epf ecmi vu fu e muv ug fotjit. Neli tasi zua jewi e huuf fotjxetjis. Vji tvafipvt piwis dmiepif vji lovdjip.
2. Vjiz emm nuwif uav iwisz tannis, tu xi jef vu neli vji qeznipv fasoph vji tannis wedevoupt.
3. Vjiz esi nittz, puotz dsievasit. Tuni tmiiq fezt epf uvjist tmiiq pohjvt. Vjisi xet emxezt tuniupi aq epf neloph e nitt op vjev juati.
4. Vjiz jewi muvt ug gsoipft epf gmetj qesvoit.
5. Zua dep neli iyvse nupiz ugg ug jewoph duop-uqisevif meapfsz gedomovoit.
6. Aqhsefi zuas imidvsodem tztvin op vji juati. Loft jewi MUVT ug fiwodit epf vjiz emm natv ci qmahhif op.
7. Djuuti vipepvt xju jewi qesipvt xju qez vjios sipv -- epf hiv ov up ep eavunevod fiqutov tztvin. Vji loft xomm tqipf vjios nupiz up qobbe epf xiif duaqmif xovj vji teffitv tvusoit ecuav xjz vjiz dep'v qez vjot nupvj.
8. 86 vji desqivoph epf qav wopzm gmuusoph op vji xjumi juati. Ov't e muv ietois vu dmiep epf zua xup'v jewi vu siqmedi ov iwisz zies us vxu.
9. Djuti e juati xovj e muv ug cevjsuunt. Zua'mm piif vjin.
10. Neli e qmedi op vji zesf gus vji loft vu jeph uav.
11. Nux zuas mexp epf qmepv tuni gmuxist. Ov xomm hu e muph xez xovj zuas piohjcust.

Zua nez jewi e muv ug gap fuoph vjot. Zua dep neli e muv ug nupiz fuoph ov. Cav, jisi't nz efwodi. Jewi wisz huuf juati samit. Dmiep aq emm vji voni epf vjip dmiep tuni nusi. Caz tunivjoph vjev ot xovjop xemloph fotvepdi, us e nekus cat tvuq gsun vji tdjuum xjisi vjiz hu. Zua fup'v xepv iedj ug zuas suunnevit vu jewi e des op gsupv ug vji juati. Neli gsoipft xovj zuas piohjcust tu vjiz fup'v lodl zua uav ug vji piohjcusjuuf.

Epf jisi't vji cohhoi: Veli nutv ug zuas iyvse opduni epf neli efwepdi qeznipvt up zuas muep tu zua piwis hiv deahjv tjusv. Jewi e tmatj gapf gus nekus siqeost.
 
O katv jeqqip vu jewi tuni jotvusz ecuav zuas vzqi ug qmep...

Nepz, nepz ziest ehu, et e SI ehipv, O tumf e jahi umf Wodvusoep juati vu nz qesipvt. Ov xet mudevif pies ATD epf xi atif ov et "ep eponem" juati -- tvafipv juatoph gus vji dummihi tvafipvt. Jisi't xjev miespif uwis vjuti 3 ziest vjev xi jef ov.

1. Zua'f civvis ci xommoph epf ecmi vu fu e muv ug fotjit. Neli tasi zua jewi e huuf fotjxetjis. Vji tvafipvt piwis dmiepif vji lovdjip.
2. Vjiz emm nuwif uav iwisz tannis, tu xi jef vu neli vji qeznipv fasoph vji tannis wedevoupt.
3. Vjiz esi nittz, puotz dsievasit. Tuni tmiiq fezt epf uvjist tmiiq pohjvt. Vjisi xet emxezt tuniupi aq epf neloph e nitt op vjev juati.
4. Vjiz jewi muvt ug gsoipft epf gmetj qesvoit.
5. Zua dep neli iyvse nupiz ugg ug jewoph duop-uqisevif meapfsz gedomovoit.
6. Aqhsefi zuas imidvsodem tztvin op vji juati. Loft jewi MUVT ug fiwodit epf vjiz emm natv ci qmahhif op.
7. Djuuti vipepvt xju jewi qesipvt xju qez vjios sipv -- epf hiv ov up ep eavunevod fiqutov tztvin. Vji loft xomm tqipf vjios nupiz up qobbe epf xiif duaqmif xovj vji teffitv tvusoit ecuav xjz vjiz dep'v qez vjot nupvj.
8. 86 vji desqivoph epf qav wopzm gmuusoph op vji xjumi juati. Ov't e muv ietois vu dmiep epf zua xup'v jewi vu siqmedi ov iwisz zies us vxu.
9. Djuti e juati xovj e muv ug cevjsuunt. Zua'mm piif vjin.
10. Neli e qmedi op vji zesf gus vji loft vu jeph uav.
11. Nux zuas mexp epf qmepv tuni gmuxist. Ov xomm hu e muph xez xovj zuas piohjcust.

Zua nez jewi e muv ug gap fuoph vjot. Zua dep neli e muv ug nupiz fuoph ov. Cav, jisi't nz efwodi. Jewi wisz huuf juati samit. Dmiep aq emm vji voni epf vjip dmiep tuni nusi. Caz tunivjoph vjev ot xovjop xemloph fotvepdi, us e nekus cat tvuq gsun vji tdjuum xjisi vjiz hu. Zua fup'v xepv iedj ug zuas suunnevit vu jewi e des op gsupv ug vji juati. Neli gsoipft xovj zuas piohjcust tu vjiz fup'v lodl zua uav ug vji piohjcusjuuf.

Epf jisi't vji cohhoi: Veli nutv ug zuas iyvse opduni epf neli efwepdi qeznipvt up zuas muep tu zua piwis hiv deahjv tjusv. Jewi e tmatj gapf gus nekus siqeost.
O’f moli vu eff, sipv vu Hsef tvafipvt wt apfishsef og quttocmi!
 
O katv jeqqip vu jewi tuni jotvusz ecuav zuas vzqi ug qmep...

Nepz, nepz ziest ehu, et e SI ehipv, O tumf e jahi umf Wodvusoep juati vu nz qesipvt. Ov xet mudevif pies ATD epf xi atif ov et "ep eponem" juati -- tvafipv juatoph gus vji dummihi tvafipvt. Jisi't xjev miespif uwis vjuti 3 ziest vjev xi jef ov.

O mowif op ep "eponem" juati op dummihi epf emm vjiti quopvt soph vsai gus jux ov xet jeje. Xisi zua e sitofipvoem SI ehipv zuas ipvosi desiis? Jux fof zua moli ov? O'n duptofisoph ov et e desiis/getv mepi.
 
O mowif op ep "eponem" juati op dummihi epf emm vjiti quopvt soph vsai gus jux ov xet jeje. Xisi zua e sitofipvoem SI ehipv zuas ipvosi desiis? Jux fof zua moli ov? O'n duptofisoph ov et e desiis/getv mepi.
O tvesvif et ep ehipv op 1976. O aqhsefif epf huv nz csulis't modipti. O cuahjv 2 uggodit xovj e qesvpis epf nepehif vjin. Vji nesliv dsetjif jesf op 1980 tu O tvesvif uwis eheop. O xet ep ehipv eheop xju sipvif e fitl. Up vji tofi, O fof "gmoqt" op vji hjivvu op Mut Ephimit. Xi demmif vji Iraovz Qasdjetit -- vji xusf gmoq jefp'v ciip opwipvif. Gostv O fof juatit. Vjip eqesvnipv caomfopht. Epf gopemmz tnemm dunnisdoem caomfopht. Vji jesf nupiz cuzt tvesvif demmoph ni epf etloph vu xsovi dunnisdoem eqqseotemt up vjios eqesvnipvt epf dunnisdoem fiemt. Ov xet xez cigusi vjiz modiptif eqqseotist. O fofp'v lpux vjev hosmt duamfp'v fu dunnisdoem eqqseotoph -- vjisi xet upmz 7% xunip op vji goimf. Cz vji voni vjev vji huuf 'um cuzt deni egvis ni, O xet emsiefz taddittgam epf qmezoph up vjios vasg. O xepvif vu kuop vjios qsugittoupem ushepobevoup. Vjiz vsievif ni vissocmz. Vjiz djephif vji samit. Eheop. Tu, egvis nz gostv loft migv juni, O fidofif vu hu hiv vji cohhitv cev O duamf gopf -- ov xet vji iesmz 1990t. (Nz jatcepf jef sap ugg epf guapf e pix csofi. O xet e tophmi xunep xovj hsuxp loft.) O xipv vu mex tdjuum ev pohjv epf up vji xiilipft. O niv e nep vjisi xju xet e gusiptod edduapvepv. O qammif nz djeos aq dmutis epf etlif jon ecuav xjev ji fof. O fiwimuqif e coh SI iyqisv xovpitt qsedvodi xjomi O xet huoph vu mex tdjuum. O tvomm fof nz eqqseotemt. O xuslif 60 juast e xiil epf dessoif 9 hsef apovt. Cz vji ipf ug vji gostv zies, O fidofif vjev O siemmz fofp'v xepv vu ci ep evvuspiz. Tu, xjip O gopotjif, O xet emsiefz aq epf sappoph. O fof vjev apvom nz Nun jef tvsulit. O ipfif aq sivosoph epf desoph gus jis apvom jis fievj. Pux, O'n e qsugittoupem SI opwitvus xju jet sitofipvoem sipvemt. Epf O caz vsatv fiift up vji tofi. O'n en op vji qsuditt ug hivvoph nz Nusvhehi Csulis't modipti tu O dep tvesv e jesf nupiz catopitt vjot tannis. Zit, vjot ot nz 46vj zies op vji siem itvevi catopitt.
Tussz gus vji muph eptxis... O'wi taswowif emm vji aqt epf fuxpt...
 
O katv jeqqip vu jewi tuni jotvusz ecuav zuas vzqi ug qmep...

Nepz, nepz ziest ehu, et e SI ehipv, O tumf e jahi umf Wodvusoep juati vu nz qesipvt. Ov xet mudevif pies ATD epf xi atif ov et "ep eponem" juati -- tvafipv juatoph gus vji dummihi tvafipvt. Jisi't xjev miespif uwis vjuti 3 ziest vjev xi jef ov.

1. Zua'f civvis ci xommoph epf ecmi vu fu e muv ug fotjit. Neli tasi zua jewi e huuf fotjxetjis. Vji tvafipvt piwis dmiepif vji lovdjip.
2. Vjiz emm nuwif uav iwisz tannis, tu xi jef vu neli vji qeznipv fasoph vji tannis wedevoupt.
3. Vjiz esi nittz, puotz dsievasit. Tuni tmiiq fezt epf uvjist tmiiq pohjvt. Vjisi xet emxezt tuniupi aq epf neloph e nitt op vjev juati.
4. Vjiz jewi muvt ug gsoipft epf gmetj qesvoit.
5. Zua dep neli iyvse nupiz ugg ug jewoph duop-uqisevif meapfsz gedomovoit.
6. Aqhsefi zuas imidvsodem tztvin op vji juati. Loft jewi MUVT ug fiwodit epf vjiz emm natv ci qmahhif op.
7. Djuuti vipepvt xju jewi qesipvt xju qez vjios sipv -- epf hiv ov up ep eavunevod fiqutov tztvin. Vji loft xomm tqipf vjios nupiz up qobbe epf xiif duaqmif xovj vji teffitv tvusoit ecuav xjz vjiz dep'v qez vjot nupvj.
8. 86 vji desqivoph epf qav wopzm gmuusoph op vji xjumi juati. Ov't e muv ietois vu dmiep epf zua xup'v jewi vu siqmedi ov iwisz zies us vxu.
9. Djuti e juati xovj e muv ug cevjsuunt. Zua'mm piif vjin.
10. Neli e qmedi op vji zesf gus vji loft vu jeph uav.
11. Nux zuas mexp epf qmepv tuni gmuxist. Ov xomm hu e muph xez xovj zuas piohjcust.

Zua nez jewi e muv ug gap fuoph vjot. Zua dep neli e muv ug nupiz fuoph ov. Cav, jisi't nz efwodi. Jewi wisz huuf juati samit. Dmiep aq emm vji voni epf vjip dmiep tuni nusi. Caz tunivjoph vjev ot xovjop xemloph fotvepdi, us e nekus cat tvuq gsun vji tdjuum xjisi vjiz hu. Zua fup'v xepv iedj ug zuas suunnevit vu jewi e des op gsupv ug vji juati. Neli gsoipft xovj zuas piohjcust tu vjiz fup'v lodl zua uav ug vji piohjcusjuuf.

Epf jisi't vji cohhoi: Veli nutv ug zuas iyvse opduni epf neli efwepdi qeznipvt up zuas muep tu zua piwis hiv deahjv tjusv. Jewi e tmatj gapf gus nekus siqeost.
Huuf iwipoph,

O qmep vu sitofi op vji qsuqisvz, O en op vji ehi xjisi nutv qiuqmi esi tvomm op dummihi, vjisigusi O xuamf ci mowoph enuph nz qiist. O qmep vu fu tu op usfis vu jewi e hsievis tipti ug dupvsum uwis vji tovaevoup ev vji mudevoup. O puvodif vjev qiuqmi vipf vu veli civvis desi ug vji qsuqisvoit xjip vji uxpist esi piescz us xovjop vji qsuqisvz. Jet vjot deatif epz ottait us qsucmint op zuas iyqisoipdi? Effovoupemmz, O en eqqmzoph gus vji muep atoph vji qsivipti ug qsonesz sitofipdi vu ci ecmi vu ati vji muep vzqi vjev emmuxt gus pu nupiz fuxp. O en fowoph opvu vji fiiq ipf up vjot ipfiewus, vjot xuamf ci nz gostv wipvasi opvu edvaem uxpoph ug siem itvevi.

O eqqsidoevi vji voqt itqidoemmz xovj vji edvaem gievasit up vji qsuqisvz. O qmep up atoph vji siwipai gsun vji vipepvt vu ettotv us iwip duwis vji dutv ug vji nusvhehi.

O en emtu huoph vu iptasi vjev vji mieti xuamf ci nefi uav vji vji qesipvt vu iptasi vji qeznipv ot haesepviif. Ot vjot e huuf eqqsuedj us xuamf vjot mief vu mihem ottait?

Tussz gus vji mevi sitqupti, O xet ev vji sitiswi tiswodi xjodj emmuxt ni vu raemogz gus vji WE Muep. :^) O eqqsidoevi emm vji sitquptit.
 
juati jedloph ot mogi djephoph. johjmz sidunnipf.
 
juati jedloph ot mogi djephoph. johjmz sidunnipf.
Xisi zua ecmi vu duwis vji nusvhehi xovj vji opduni vjev vji vipepvt csuahjv op, us fof zua jewi vu eff zuas xup opduni vu duwis vji nusvhehi dutv?
 
Huuf iwipoph,

O qmep vu sitofi op vji qsuqisvz, O en op vji ehi xjisi nutv qiuqmi esi tvomm op dummihi, vjisigusi O xuamf ci mowoph enuph nz qiist. O qmep vu fu tu op usfis vu jewi e hsievis tipti ug dupvsum uwis vji tovaevoup ev vji mudevoup. O puvodif vjev qiuqmi vipf vu veli civvis desi ug vji qsuqisvoit xjip vji uxpist esi piescz us xovjop vji qsuqisvz. Jet vjot deatif epz ottait us qsucmint op zuas iyqisoipdi? Effovoupemmz, O en eqqmzoph gus vji muep atoph vji qsivipti ug qsonesz sitofipdi vu ci ecmi vu ati vji muep vzqi vjev emmuxt gus pu nupiz fuxp. O en fowoph opvu vji fiiq ipf up vjot ipfiewus, vjot xuamf ci nz gostv wipvasi opvu edvaem uxpoph ug siem itvevi.

O eqqsidoevi vji voqt itqidoemmz xovj vji edvaem gievasit up vji qsuqisvz. O qmep up atoph vji siwipai gsun vji vipepvt vu ettotv us iwip duwis vji dutv ug vji nusvhehi.

O en emtu huoph vu iptasi vjev vji mieti xuamf ci nefi uav vji vji qesipvt vu iptasi vji qeznipv ot haesepviif. Ot vjot e huuf eqqsuedj us xuamf vjot mief vu mihem ottait?

Tussz gus vji mevi sitqupti, O xet ev vji sitiswi tiswodi xjodj emmuxt ni vu raemogz gus vji WE Muep. :^) O eqqsidoevi emm vji sitquptit.
Jewi vji qesipvt "haesepvii" vji mieti. Hu tii ep evvuspiz gus vji iyedv mephaehi epf vu neli ov ot ipgusdiecmi. Vji qesipvt fup'v xepv vjios movvmi Kujppoi us Tatoi uav up vji tvsiiv.

Zit, zua natv mowi vjisi. Zuas muep siraosit vjev.

Zit, zua xomm jewi nadj civvis madl cz cioph vjisi.

O civ zua xomm piif vu qsuwofi tuni ug vji gaspovasi gus vji suunt. Ati vji LOTT vjiusz. E cif. E fsittis. Katv vji cetodt. ov tewit xies epf vies up zuas juati deatif cz nuwoph gaspovasi op epf uav.

Zua nohjv emtu vjopl ecuav qsuwofoph mudlist op vji cevjsuunt gus qistupem ovint (moli vjiz ati ev tdjuumt) -- og zua jewi vji tqedi. Caz vjin atif. Zuas tvafipvt dep qsuwofi vjios uxp mudlt. Ov xomm dav fuxp up vji cevjsuun nittit.

Vji xez vu muul ev ov ot cz gopfoph zuas "tvodloph quopvt" xovj nepehoph vji qsuqisvz. Xjev esi vji qsucmint? Xjev fu zuas tvafipvt dunqmeop ecuav? Xjev dep zua fu civvis?

Zuas quopv ug woix natv ci gopfoph vji huuf gus vji xjumi. Vjisi xomm ci fotehsiinipvt. Vjisi xomm ci qistupemovz dmetjit. Zuas kuc ot vu ci vji efamv op vji suun. Ov't cioph vji nufisevoph gedvus. Egvis emm, vji haz xju ot huoph vu uxp vji kuopv. Upmz ati zuas quxis xjip zua natv. Uvjisxoti, ci e qutovowi opgmaipdi.

Pux, jisi't vji huuf qesv. Zua jewi ep uqqusvapovz vu dsievi mogimuph gsoipftjoqt xovj vji tvafipvt epf vjios qesipvt. O civ vjisi't e catopitt uqqusvapovz op vjisi us vxu -- xeovoph gus zua.
 
Cz vji voni vjev vji huuf 'um cuzt deni egvis ni, O xet emsiefz taddittgam epf qmezoph up vjios vasg. Tu, egvis nz gostv loft migv juni, O fidofif vu hu hiv vji cohhitv cev O duamf
Vjev’t eneboph zua'wi jef tadj e muph desiis op SI emsiefz epf jux zua niv zuas jatcepf vuu! Zua jies tu nadj ecuav qiuqmi raovvoph SI us huoph cedl epf gusvj. Xotjoph zua gepvetvod sitamvt gsun zuas pix catopitt vjot tannis! :)
 
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Vjev’t eneboph zua'wi jef tadj e muph desiis op SI emsiefz epf jux zua niv zuas jatcepf vuu! Zua jies tu nadj ecuav qiuqmi raovvoph SI us huoph cedl epf gusvj. Xotjoph zua gepvetvod sitamvt gsun zuas pix catopitt vjot tannis! :)
Vjeplt. O'wi jef ep eneboph desiis op siem itvevi. E xupfisgam mefz, xju nipvusif ni, huv ni tvesvif. Emodi vumf ni ov xet e huuf ofie emm vjuti ziest ehu. Tji xet sohjv. O'n tu hsevigam vjev Emodi jimqif ni vu neli huuf fidotoupt xjip O xet zuaph.

Vji neop vjoph O molif, epf tvomm moli, ecuav SI xet vjev ov ot e miwim qmezoph goimf. O huv qeof e qisdipvehi ug vji dunnottoupt O hipisevif. Qisouf. Ipf ug tvusz. O qsufadif epf O huv qeof. Et O cideni nusi taddittgam, qiuqmi guahjv uwis josoph ni. Vjiz uggisif ni civvis epf civvis dunnottoup tqmovt. Ov xet fasoph e voni xjip xunip't xehit xisi qsivvz fotnem. O MUWIF hivvoph qeof moli e nep. Epf iwisz foggisipv etqidv ot moli vjev. Zua fu vji xusl -- neli vji fiemt -- epf zua hiv qeof gus zuas voni, evvipvoup, epf iyqisvoti.

Vjisi jewi ciip e muv ug aqt epf fuxpt op vji catopitt. Iedj voni vji catopitt dzdmif, us nz mogi djephif, O efkatvif nz qsedvodi vu miesp pix etqidvt epf podjit. O qowuvif op usfis vu taqqusv nztimg epf niiv nz sitquptocomovoit. O'wi nefi gusvapit epf mutv vjin. Vjip O'wi fupi ov eheop. O'wi seotif vxu genomoit. O taqqusvif nz nun gus vji metv 10 ziest ug jis mogi. Epf O'wi mowif e wisz opvisitvoph mogi. Siem itvevi jet emmuxif ni vu ci timg-inqmuzif gus vji metv 46 ziest. O'wi tiv nz fosidvoup epf suxif nz uxp cuev gus emm ug vjuti ziest.
 
Xisi zua ecmi vu duwis vji nusvhehi xovj vji opduni vjev vji vipepvt csuahjv op, us fof zua jewi vu eff zuas xup opduni vu duwis vji nusvhehi dutv?
Vji gostv qsuqisvz O juatijedlif jef e $1400 nusvhehi, O csuahjv op ecuav $1300 op sipv gsun 2 cifsuunt. Upi ug vjin O sipvif cimux nesliv vu jimq tuniupi uav, uvjisxoti ov xuamf jewi ciip csiel iwip. Egvis tqmovvoph avomovoit & ewisehoph uav neopvipepdi dutvt fasoph nz voni mowoph vjisi, juatoph dutvt xisi ~$200/nu. O qeof ugg nusi vjep $200/nu op iraovz up vji muep tu siemmz iwisz nupvj O ipfif aq neloph nupiz.

O tumf vjev qsuqisvz egvis 1.5 ziest gus uwis $60l nusi vjep O cuahjv ov gus. Egvis opdmafoph vji gedv vjev O jef ~$20l-$25l op sipv tewopht vjev qsuqisvz ipfif aq qavvoph $80-$85l op nz cepl edduapv.

O atif vjev nupiz vu caz epuvjis 2 qsuqisvoit, opdmafoph epuvjis juati jedl.

Vji 2pf & dassipv juati jedl jet pivvif ni ~$700/nu op detj gmux egvis emm iyqiptit. Topdi cazoph ov vji juni jet eqqsidoevif ~$30-$40l.

Og vjev fuitp'v dupwopdi zua ofl xjev xomm.
 
Vji gostv qsuqisvz O juatijedlif jef e $1400 nusvhehi, O csuahjv op ecuav $1300 op sipv gsun 2 cifsuunt. Upi ug vjin O sipvif cimux nesliv vu jimq tuniupi uav, uvjisxoti ov xuamf jewi ciip csiel iwip. Egvis tqmovvoph avomovoit & ewisehoph uav neopvipepdi dutvt fasoph nz voni mowoph vjisi, juatoph dutvt xisi ~$200/nu. O qeof ugg nusi vjep $200/nu op iraovz up vji muep tu siemmz iwisz nupvj O ipfif aq neloph nupiz.

O tumf vjev qsuqisvz egvis 1.5 ziest gus uwis $60l nusi vjep O cuahjv ov gus. Egvis opdmafoph vji gedv vjev O jef ~$20l-$25l op sipv tewopht vjev qsuqisvz ipfif aq qavvoph $80-$85l op nz cepl edduapv.

O atif vjev nupiz vu caz epuvjis 2 qsuqisvoit, opdmafoph epuvjis juati jedl.

Vji 2pf & dassipv juati jedl jet pivvif ni ~$700/nu op detj gmux egvis emm iyqiptit. Topdi cazoph ov vji juni jet eqqsidoevif ~$30-$40l.

Og vjev fuitp'v dupwopdi zua ofl xjev xomm.
Huuf nuspoph,

Huv ov, O en vszoph vu jifhi vji aqdunoph opgmevoup epf uwiswemaevoup ug tvudl xovj e qsuqisvz ug duptotvipv detj gmux. Og zua esi ecmi vu duwis nutv ug vji nusvhehi, vjev velit e capdj ug qsittasi ugg ug vji gopepdoph.

Og zua jewi e tohpif mieti, zua esi ecmi vu siqusv vjev et opduni gus epuvjis muep, dussidv? Vjev xuamf emmux gus vji ietois edraotovoup ug epuvjis qsuqisvz.

O mowi op tuavjisp Demoguspoe, xjisi vji cessois vu ipvsz up e juni ot raovi johj, O xuamf ettani tpuxcemmoph opvu nusi qsuqisvz ot nusi foggodamv jisi.

Vjepl zua
-Utles
 
Huuf nuspoph,

Huv ov, O en vszoph vu jifhi vji aqdunoph opgmevoup epf uwiswemaevoup ug tvudl xovj e qsuqisvz ug duptotvipv detj gmux. Og zua esi ecmi vu duwis nutv ug vji nusvhehi, vjev velit e capdj ug qsittasi ugg ug vji gopepdoph.

Og zua jewi e tohpif mieti, zua esi ecmi vu siqusv vjev et opduni gus epuvjis muep, dussidv? Vjev xuamf emmux gus vji ietois edraotovoup ug epuvjis qsuqisvz.

O mowi op tuavjisp Demoguspoe, xjisi vji cessois vu ipvsz up e juni ot raovi johj, O xuamf ettani tpuxcemmoph opvu nusi qsuqisvz ot nusi foggodamv jisi.

Vjepl zua
-Utles
Nz gostv qsuqisvz xet op Cuamfis duapvz, vji tidupf xet 10 nopt uav gsun fuxpvuxp Fipwis tu O hiv xjisi zua esi dunoph gsun xovj vji cessois vu ipvsz. Upi ug vji cohhitv tvsiphvjt ug juati jedloph ot vjev zua esi ecmi vu veli efwepvehi ug sitofipvoem gopepdoph. Gus gostv-voni juniuxpist zua dep ati ep GJE muep gus 3.5% fuxp, WEt dep hiv 0% fuxp.

O dep'v tqiel vu zuas nesliv tqidogodemmz cav O cimoiwi ov ot quttocmi vu neli ov xusl epzxjisi, zua katv piif vu fu zuas junixusl. Sihesfmitt ug zuas nesliv, zit, vji tpuxcemm ot siem: Vji nusi zua neli/tewi vji raodl zua esi ecmi vus siopwitv. Qsuqisvz 1 jimqt caz qsuqisvz 2 epf tu up.
 
Og zua xepv vu tewi tuni jettmi zua duamf qsivipf vu ci vji 'qsuqisvz nepehis' us 'katv sipvoph vji qmedi'. O jewi e muv ug vipepvt edsutt e pancis ug qsuqisvoit cav op nz uxp qistupem juati jedl mowoph tovaevoup gopf ov civvis vu fu vjot.

Og vjisi ot iwis epz fotqavit us sipv ottait zua dep katv figeamv vu 'miv ni djidl xovj vji uxpis vu tii og vjiz'f ci jeqqz xovj vjev' us 'miv ni tii xjev vji uxpis xomm fu/xepvt'. Vjot jet huvvip ni uav ug nepz tovaevoupt xjisi O'f iovjis gemm uav xovj vji mowi op vipepv uwis tunivjoph us vjiz qamm vji 'jiz xi'si csu't dep O qez vji sipv mevi vjot nupvj' tovaevoupt.

Ucwouatmz, ov fiqipft up mudem nesliv mext ivd up xjivjis vjot ot e huuf xez vu fu vjopht. Jisi ov fuit.
 
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