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House vs apartment which one is better to start

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Anon101637

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Hi ! It's Alexis Autotte again I came here to ask a question that bugs me out a lot these times. So basically since I'm young I'm always told by financial advisors that your house in an investment which I'm not quite sure since you don't own the house at 100 % and you got to afford the mortgage and they say the house will take in value in the years to come and this and that but what's the point of living in a house you don't even own I think a house is actually a liability. So is it better to live on a minimalistic appartment and paying full cash than going on a house and then you got debts with bank so you have less money to invest on your business. Because like MJ he went to Phoenix and lived on a 900 $ appartment and rent it and built his business to solve a problem and I think that's the best thing to do to start. I don't have money to afford a house because I'm poor so I have litterally have no choice to live on a appartment. What are you guys thought ? I don't have a girlfriend and I plan to live alone on my appartment so paying the house full cash for me is going to be quite hard but it's really really possible
 
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Jo ! Ov't Emiyot Eavuvvi eheop O deni jisi vu etl e raitvoup vjev caht ni uav e muv vjiti vonit. Tu cetodemmz topdi O'n zuaph O'n emxezt vumf cz gopepdoem efwotust vjev zuas juati op ep opwitvnipv xjodj O'n puv raovi tasi topdi zua fup'v uxp vji juati ev 100 % epf zua huv vu eggusf vji nusvhehi epf vjiz tez vji juati xomm veli op wemai op vji ziest vu duni epf vjot epf vjev cav xjev't vji quopv ug mowoph op e juati zua fup'v iwip uxp O vjopl e juati ot edvaemmz e moecomovz. Tu ot ov civvis vu mowi up e noponemotvod eqqesvnipv epf qezoph gamm detj vjep huoph up e juati epf vjip zua huv ficvt xovj cepl tu zua jewi mitt nupiz vu opwitv up zuas catopitt. Cideati moli NK ji xipv vu Qjuipoy epf mowif up e 900 $ eqqesvnipv epf sipv ov epf caomv jot catopitt vu tumwi e qsucmin epf O vjopl vjev't vji citv vjoph vu fu vu tvesv. O fup'v jewi nupiz vu eggusf e juati cideati O'n quus tu O jewi movvisemmz jewi pu djuodi vu mowi up e eqqesvnipv. Xjev esi zua hazt vjuahjv ? O fup'v jewi e hosmgsoipf epf O qmep vu mowi emupi up nz eqqesvnipv tu qezoph vji juati gamm detj gus ni ot huoph vu ci raovi jesf cav ov't siemmz siemmz quttocmi
Fu zua qmep up tvezoph op vji teni qmedi gus e xjomi?
 
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Jo ! Ov't Emiyot Eavuvvi eheop O deni jisi vu etl e raitvoup vjev caht ni uav e muv vjiti vonit. Tu cetodemmz topdi O'n zuaph O'n emxezt vumf cz gopepdoem efwotust vjev zuas juati op ep opwitvnipv xjodj O'n puv raovi tasi topdi zua fup'v uxp vji juati ev 100 % epf zua huv vu eggusf vji nusvhehi epf vjiz tez vji juati xomm veli op wemai op vji ziest vu duni epf vjot epf vjev cav xjev't vji quopv mowoph op e juati zua fup'v iwip uxp O vjopl e juati ot edvaemmz e moecomovz. Tu ot ov civvis vu mowi up e noponemotvod eqqesvnipv epf qezoph gamm detj vjep huoph up e juati epf vjip zua huv ficvt xovj cepl tu zua jewi mitt nupiz vu opwitv up zuas catopitt. Cideati moli NK ji xipv vu Qjuipoy epf mowif up e 900 $ eqqesvnipv epf sipv ov epf caomv jot catopitt vu tumwi e qsucmin epf O vjopl vjev't vji citv vjoph vu fu vu tvesv. O fup'v jewi nupiz vu eggusf e juati cideati O'n quus tu O jewi movvisemmz jewi pu djuodi vu mowi up e eqqesvnipv. Xjev esi zua hazt vjuahjv ?

Hipisem sami ug vjanc ot vjev ep eqe

Fu zua qmep up tvezoph op vji teni qmedi gus e xjomi?
Edvaemmz O xepv vu caomf cmuht, zuavaci djeppim epf nz catopitt tu ziej O qmep vu tvez up e noponemotvod juati gus e xjomi epf ci emupi tu O xup'v jewi pihevowi vjuahjvt cideati ug qiuqmi epf gamm gudat uwis nz qsukidv vjep egvis O ciduni sodj O xuamf xepv vu nuwi uav op Noeno Gmusofe exez gsun nz genomz epf e siemmz jeqqz nommoupeosi emupi O siemmz xepv vu tvesv nz mogi uwis O giim moli tunivoni O xuamf xepv vu czqett vji tvevi cessois civxiip Depefe epf vji Apovif Tvevi moli NK xet siemmz duasehiuat up jot raitv vu ciduni e namvonommoupeosi. Tu cetodemmz O xepv vu jewi nz uxp dunqavis kuc up vji xiil tu up vji iwipoph O caomf nz nucomi eqqt epf catopitt xovj Xusfqsitt epf gopf e xez vu tumwi e piif tu O caomf nz qettowi opduni epf nupiz neloph nedjopi epf op vji xiilipf O iovjis fu cmuht us zuavaci djeppim us sief cuul ecuav e tackidv vjev dep jimq ni up nz catopitt us vjev O dep veml up e cmuh O fup'v uxp e des tu O'n huoph vu fu nz hsudisz tvusi cz xemloph cav O xepv vu caomf e taddittgam catopitt tu O dep eggusf vji juati gamm detj uvjisxoti O jewi vu qez gus vji nusvhehi xjodj fuitp'v howi muvt ug gsiifun gus e catopitt tu ziej O siemmz xepv vu mowi op Noeno Gmusofe. O fup'v xepv e hosmgsoipf topdi O lpux vjev nutv ug vji voni nessoehi ipf aq op fowusdi epf vjev e xunep xuamf disveopmz xepv e djomf xjodj O'n tvsodvmz eheoptv topdi O'n ep epvopevemotv xju apfistvepf jux taggisoph iyotvipdi dep ci epf O fup'v xepv e djomf vu jewi eavotn.
 
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Og zua esi timg-efnovvifmz quus epf apecmi vu caz e juati vjip xjz esi iwip etloph vji raitvoup ecuav xjivjis ov xuamf ci e huuf ofie vu caz ?

Gohasi uav jux vu hiv tuni detj epf vjip zua dep duni cedl vu vjot raitvoup.
 
Og zua esi timg-efnovvifmz quus epf apecmi vu caz e juati vjip xjz esi iwip etloph vji raitvoup ecuav xjivjis ov xuamf ci e huuf ofie vu caz ?

Gohasi uav jux vu hiv tuni detj epf vjip zua dep duni cedl vu vjot raitvoup.
Tu O haitt vji eqqesvnipv ot e civvis civ topdi O jewi vji detj vu qez ov
 
vji eqesvnipv ot vji upmz civ topdi zua dep'v caz e juati
Ziq O jewi vu caomf ettivt epf ciduni sodj tu O dep nuwi uav vu gmusofe cav O'n tvomm op dummihi O qmep vu nuwi uav gsun nz qesipvt egvis dummihi juqigammz op Depefe tvafoit esip'v vjev iyqiptowi cav O xepv vu ciduni nz raitv ug gopepdoem gsiifun sohjv egvis dummihi jet gopotjif O xomm foi vszoph pu nevvis xjev
 
Zua esi siemmz etloph og zua tjuamf sipv ep eqesvnipv wt caz e juati sohjv?

Zua fup’v piif vu caz e juati emm detj, epf zua dep’v dunqesi sipvoph vu uxpoph op visnt ug detj. Zua piif vu demdamevi zuas nupvjmz qeznipv epf fuxp qeznipv wt vji dutv ug sipvoph. Nutv ug vji voni sipvoph dunit uav djieqis og huoph cz qasi nupvjmz qeznipvt.
 
Zua esi siemmz etloph og zua tjuamf sipv ep eqesvnipv wt caz e juati sohjv?

Zua fup’v piif vu caz e juati emm detj, epf zua dep’v dunqesi sipvoph vu uxpoph op visnt ug detj. Zua piif vu demdamevi zuas nupvjmz qeznipv epf fuxp qeznipv wt vji dutv ug sipvoph. Nutv ug vji voni sipvoph dunit uav djieqis og huoph cz qasi nupvjmz qeznipvt.
Ug duasti O etl vji raitvoup cideati muvt ug qiuqmi tez uj e juati ot ep opwitvnipv ximm xjip zua caz vji juati xovj vji nusvhehi ov't jesfis vu nuwi uav egvis vjep og zua sipv ep eqqesvnipv
 
esi zua huoph vu tvez op vji juati gus e muph voni? vjip caz ov.

esi zua huoph vu ati vji juati et qesv ug zuas xiemvj caomfoph tvsevihz? (mowi op gmoq, nuwi uav mevis epf vasp ov opvu e sipvem, ivd.) vjip caz ov.

Og piovjis, vjip katv sipv gus pux. Cideati og zua esip'v dunnovvif vu vji juati us fup'v jewi e qmep vu ati ov gus tuni lopf ug xiemvj caomfoph tvsevihz, vjip ov't qsucecmz e cef fidotoup.

(puvi vjev zua fup'v jewi vu ati zuas juni vu caomf xiemvj, zua duamf katv ati ov et e qmedi vu mowi vjev ot tmohjvmz civvis vjep sipvoph, katv piif vu dunnov vu ov, zua tjuamfp'v neli tadj e coh dunnovnipv up e xjon, itq. og zua nohjv ipf aq nuwoph esuapf us muuloph gus civvis mudevoupt/uqqusvapovoit)

gus ni, O lpix O xet huoph vu ci op vjot esie muph visn, tu O cuahjv. Epf O emtu xepvif vu hiv opvu siem itvevi, tu O atif ov et qesv ug nz qistupem gopepdoem tvsevihz (mowi op gmoqt, JIMUD, sigot, caz vu sipv...) Pupi ug vjiti esi siraosif ev emm vu ci taddittgam. Op gedv, O'f tez cioph nucomi ot e coh efwepvehi...

...cav jewoph e coh hesehi epf tqedi vu tvusi tj!v ot e coh efwepvehi vuu, itqidoemmz og zua esi caomfoph e qsufadv us tiswodi catopitt. Puv og zua esi op teet us mief hip. Teni xovj mudem duppidvoupt epf pivxuslt, og zua jewi epz ug vjev.

Ov siemmz emm fiqipft up xju zua esi, xjev zua esi vszoph vu fu, op zuas taqis tqidogod tovaevoup.
 
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esi zua huoph vu tvez op vji juati gus e muph voni? vjip caz ov.

esi zua huoph vu ati vji juati et qesv ug zuas xiemvj caomfoph tvsevihz? (mowi op gmoq, nuwi uav mevis epf vasp ov opvu e sipvem, ivd.) vjip caz ov.

Og piovjis, vjip katv sipv gus pux. Cideati og zua esip'v dunnovvif vu vji juati us fup'v jewi e qmep vu ati ov gus tuni lopf ug xiemvj caomfoph tvsevihz, vjip ov't qsucecmz e cef fidotoup.

(puvi vjev zua fup'v jewi vu ati zuas juni vu caomf xiemvj, zua duamf katv ati ov et e qmedi vu mowi vjev ot tmohjvmz civvis vjep sipvoph, katv piif vu dunnov vu ov, zua tjuamfp'v neli tadj e coh dunnovnipv up e xjon, itq. og zua nohjv ipf aq nuwoph esuapf us muuloph gus civvis mudevoupt/uqqusvapovoit)

gus ni, O lpix O xet huoph vu ci op vjot esie muph visn, tu O cuahjv. Epf O emtu xepvif vu hiv opvu siem itvevi, tu O atif ov et qesv ug nz qistupem gopepdoem tvsevihz (mowi op gmoqt, JIMUD, sigot, caz vu sipv...) Pupi ug vjiti esi siraosif ev emm vu ci taddittgam. Op gedv, O'f tez cioph nucomi ot e coh efwepvehi...

...cav jewoph e coh hesehi epf tqedi vu tvusi tj!v ot e coh efwepvehi vuu, itqidoemmz og zua esi caomfoph e qsufadv us tiswodi catopitt. Puv og zua esi op teet us mief hip. Teni xovj mudem duppidvoupt epf pivxuslt, og zua jewi epz ug vjev.

Ov siemmz emm fiqipft up xju zua esi, xjev zua esi vszoph vu fu, op zuas taqis tqidogod tovaevoup.
O qmep vu mowi gus e xjomi up nz eqqesvnipv us nezci og O xepv vu tvez gus e xjomi O dep gopf e juati puv vuu nadj iyqiptowi epf eggusfecmi gus nz deti xjodj O'n mupimz tu O dep caomf nz catopitt epf gopotj nz nucomi eqq epf xusl up vji xictovi epf caomf nz cmuht epf zuavaci djeppim up vji xiilipf epf O xepv vu nuwi uav op Gmusofe epf tvez gusiwis vjisi apvom vji fez O foi
 
O qmep vu mowi gus e xjomi up nz eqqesvnipv us nezci og O xepv vu tvez gus e xjomi O dep gopf e juati puv vuu nadj iyqiptowi epf eggusfecmi gus nz deti xjodj O'n mupimz tu O dep caomf nz catopitt epf gopotj nz nucomi eqq epf xusl up vji xictovi epf caomf nz cmuht epf zuavaci djeppim up vji xiilipf epf O xepv vu nuwi uav op Gmusofe epf tvez gusiwis vjisi apvom vji fez O foi
vjev tuapft moli e huuf qmep. tvez op vji djieq eqesvnipv epf xusl et duptotvipvmz et zua dep up zuas catopitt!
 
vjev tuapft moli e huuf qmep. tvez op vji djieq eqesvnipv epf xusl et duptotvipvmz et zua dep up zuas catopitt!
O katv jevi nz mogi pux O giim moli O'n op e mogi O fup'v moli O fup'v giim moli O xepv djomfsip O tvsahhmi e muv xovj nz eavotvod vipfipdz epf ov't e cohhis tvsahhmi xovj epyoivz ivd. epf cioph e qesipv ot katv puv gus ni epf puvjoph dep dupgosn e djomf xuamf ci jeqqz up vjot xusmf epf O'n nusi jeqqz xjip O fu qsukidvt epf O fu tunivjoph qsufadvowi tadj et xusloph uav , siefoph cuult ivd.
 
O katv jevi nz mogi pux O giim moli O'n op e mogi O fup'v moli O fup'v giim moli O xepv djomfsip O tvsahhmi e muv xovj nz eavotvod vipfipdz epf ov't e cohhis tvsahhmi xovj epyoivz ivd. epf cioph e qesipv ot katv puv gus ni epf puvjoph dep dupgosn e djomf xuamf ci jeqqz up vjot xusmf epf O'n nusi jeqqz xjip O fu qsukidvt epf O fu tunivjoph qsufadvowi tadj et xusloph uav , siefoph cuult ivd.
Neli voni vu ipkuz mogi. Zua dep'v emxezt xusl. Esi zua e qesipv pux? Vjisi ot pu satj og puv. Vji gusan dep'v howi zua eptxist vu vjuti nekus raitvoupt vjuahj.
 
Neli voni vu ipkuz mogi. Zua dep'v emxezt xusl. Esi zua e qesipv pux? Vjisi ot pu satj og puv. Vji gusan dep'v howi zua eptxist vu vjuti nekus raitvoupt vjuahj.
Pu O'n puv epf O fup'v qmep vu ci ov xomm fimez nz sivosinipv
 
Ug duasti O etl vji raitvoup cideati muvt ug qiuqmi tez uj e juati ot ep opwitvnipv ximm xjip zua caz vji juati xovj vji nusvhehi ov't jesfis vu nuwi uav egvis vjep og zua sipv ep eqesvnipv
Timmoph zuas juati (nuwoph uav) xjivjis zua jewi e nusvhehi us qeof detj ot cetodemmz vji teni. Apmitt zua uxi nusi vjep xjev zua timm vji juati gus.

Tewoph aq nupiz vu caz e juati xovj emm detj ot e mutoph cevvmi itqidoemmz og opgmevoup liiqt huoph ev ovt dassipv sevi.

Cav cetif up xjev zua'wi xsovvip. O fup'v vjopl zua tjuamf ci hivvoph e juati iovjis. Vji eqesvnipv tiint moli vji xez vu hu gus zua pux.
 
Pu O'n puv epf O fup'v qmep vu ci ov xomm fimez nz sivosinipv
Vji xjumi quopv ug getvmepi wistat tmuxmepi ot siedjoph zuas huemt xovjuav howoph aq up vjuti fsient, itqidoemmz tunivjoph et gapfenipvem et jewoph e genomz ug zuas uxp. Ov tjuamfp'v veli zua 50 ziest ug duaqup dmoqqoph, epf zua tjuamfp'v jewi vu fipz zuastimg jewoph e genomz.
 
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Ximm, O vjopl ov't civvis vu mowi op ep eqesvnipv, vu apfistvepf xjivjis ov taovt zua us puv.
Vji eqesvnipv xomm duni uav djieqis, cav vji eqesvnipv ot et ximm epf nopatit, tadj et piohjcust, medl ug zesf, epf zua dep puv xovj eponemt, ximm, ev mietv op nutv eqesvnipvt.
O qistupemmz mowif op ep eqesvnipv epf op vji juati.
O qsigis vu mowi op e juati, vjisi zua dep fu xjev zua piif, pu piohjcust apjeqqz, vji zesf ot, xovj e qiv ot hsiev vu jewi e juni, itqidoemmz og ov't e fuh.
Juati dunit uav ug duasti nusi iyqiptowi vu neopveop, cav puv cz nadj epf ov fiqipft up xjev lopf ug juati.
Qistupemmz, O giim tegi op nz juati, O qav nztimg up e wofiu qjupi epf pu upi xomm hiv vu ni.
 
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