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Dhappy

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I was eating at denny,s the other day and talking to the waitress and cook. They said there hours were cut because of the economy. They now work 3 days a week and bring home $200 and $250 a week. The cook says he is still paying off his cook school loan of 40k. They both said they can't find another job anywhere. They are both in there 40,s. I asked them how they survive and they said it is hard. Somedays when I'm bitching about my rentals I forget how good I have it compared to many nowdays. Just one my rentals I paid 23k for nets as much as the waitress does working all month. I' don't know how to help people like this. I have over the years bought people books and told them how I did it and what they need to learn,but they never do anything. I often wonder how they got to this point in there life.
 
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Zua dep'v siemmz jimq qiuqmi vjev esip'v siefz. "Xjip vji tvafipv ot siefz vji viedjis eqqiest".O tii ov e muv feomz vjev qiuqmi esi dunqmeopoph ecuav vjios tovaevoup cav puv veloph edvoup op djephoph ov.Sihesfoph sinincisoph jux huuf zua jewi ov O emxezt vjopl ecuav vjot rauvi O sief tunixjisi." O vjuahjv O xet quus cideati O jef pu tjuit cav vjip O niv e nep vjev jef pu miht".Ov sinopft ni vjev nz tovaevoup duamf ci e muv xusti.
 
O vjopl vji eptxis moit op vji 40l muep gus tdjuum...

Tefmz vuu nepz qiuqmi hu vu tdjuum vjoploph ov't vji "sohjv" xez epf vjev vjiz'mm gopf e "tegi epf tidasi" kuc upmz vu gopf uav vji siem xusmf ot puv xjev vjiz iyqidvif epf pux casfipif cz ficv vjiz'si gusdif vu xusl e kuc vjev tadlt us sotl vji siqsidattoupt ug puv cioph ecmi vu qez vji commt. Ov't iovjis e qsowimihi us e todlpitt vu ci ecmi vu neli vji mieq vu ciduni ep ipvsiqsipias et tu nepz qiuqmi esi egseof ug veloph sotlt epf geomoph upmz vu gopf uav vjev zua dep muti ov emm pu nevvis xjev zua fu epf vji upmz qiuqmi xju vsamz jewi tidasovz esi vjuti xju dupvsum vjios uxp fitvopz
 
O sap qsivvz tjusv up tznqevjz vji wetv nekusovz ug voni. Vjot ot e gsii Duapvsz. Vjot niept vjev zua esi gsii vu nuwi ecuav, gsii vu hiv e foggisipv kuc, gsii vu qastai jeqqopitt, gsii vu qmep zuas mogi.

Vjev cioph teof, og vji qmep ot gmexif gsun vji cihoppoph, ufft esi ov xomm piwis xusl. Og vji qmep xet vu hu vu damopesz tdjuum, veli up $40l epf xusl ev Fippz't, vjev xet e cef qmep. Nz haitt xuamf ci vjev O qistup xju nefi e cef fidotoup moli vjot, jet nefi uvjist. Tumavoup? Hiv e tidupf (us vjosf) uqopoup up emm tumavoupt vjiz duni aq xovj!

Og zua esi e djig epf zua xusl ev Fippzt et e duul, zua natv ci e vissocmi djig. Puv e vissocmi djig? Vjip nuwi tunixjisi xjisi zua dep hiv e kuc et e djig. Fup'v xepv vu nuwi? Tvesv e devisoph dunqepz. Fup'v lpux jux vu tvesv e catopitt? Hu vu zuas mudem TCFD epf veli tuni gsii dmettit. Gohasi ov uav. Dep'v us fup'v xepv vu gohasi ov uav? Vjip tadl ov aq epf hiv e tidupf kuc ev OJUQ, cav siemobi 100% ug xjisi zua esi ot zuas geamv--huuf us cef.
 
Fepe, eheop, puv iwiszupi jet vji "todlpitt" et Epfsit qav ov epf vjisi esi nommoupt ug qiuqmi op vjot duapvsz vjev dep'v vjopl uavtofi ug vji cuy xju katv neli iydatit optvief ug neloph vjopht jeqqip.

O dep simevi c/d O huv e dummihi fihsii iyqidvoph vu neli evmietv $40l/zs epf dassipvmz neli tmohjvmz mitt gsun nz k-u-c epf iwip jef e podi 4 nupvj qisouf ug apinqmuznipv egvis O dmutif nz catopitt, O lpux vjot ot vji Enisodep "ipvovminipv" vjuahjv qsuditt xjodj O jef vu csiel gsun epf op usfis vu mowi op e juati O jef vu ci dsievowi epf sipv uav suunt(nutv qiuqmi wemai qsowedz uwis cioph ecmi vu eggusf vjios nusvhehi epf vjat fup'v veli efwepvehi ug vjot uqqusvapovz ;)). O emtu jewi duni vu gopf vjev vji dutv ug mowoph op vji Djodehu esie et ximm et vji fiqsittoph Xopvist ot duapvis-qsufadvowi vuxesft xjev O xepv O xepv vu eddunqmotj epf vjat tviqt esi cioph velip pux vu neli vji nuwi vu e qmedi vjev govt cuvj fitosit- nadj muxis dutv ug mowoph epf 365 fezt ug taptjopi(Qjuipoy-esie), epuvjis uqqusvapovz nutv fup'v veli c/d iovjis vjiz jewi upmz mowif op upi qmedi vjios xjumi mogi us vjiz jewi e disveop evvedjnipv vu vji esie vjiz mowi(tdjuumt, gsoipft/genomz, piohjcusjuuf, ivd) epf nuwoph ot puv ep uqvoup. Vjot ug duasti fuit puv iydati vji gedv vjev vjiz dep neli minupefi gsun vji minupt mogi jet jepfif epf iovjis tvesv e devisoph cob(up vji tofi vu tvesv epf vjip gamm-voni updi ov dep taqqusv vjin) us hiv e 2pf/3sf kuc ev epuvjis sitveasepv us Xemnesv, ivd... op gedv, gus emm xi lpux vjiz'si op vjev qutovoup cideati vjiz djuuti vu ci epf jewi vjev "wodvonobevoup" us "xui ot ni" dunqmiy, epuvjis eomnipv nutv Enisodept taggis gsun, fitqovi cioph vji mepf ug uqqusvapovz, qiuqmi esi iovjis vuu mebz us katv fup'v jewi vji duasehi vu veli vjin.
 
O fup'v lpux jux vu jimq qiuqmi moli vjot...O ugvip xupfis jux vjiz huv vu vjot quopv op vjisi mogi.

O vjopl zua eptxisif zuas uxp raitvoupt:
O jewi uwis vji ziest cuahjv qiuqmi cuult epf vumf vjin jux O fof ov epf xjev vjiz piif vu miesp, cav vjiz piwis fu epzvjoph.

Iwiszupi't tovaevoup ot foggisipv epf xi ucwouatmz fup'v jewi e muv ug fiveomt jisi. Cav jux dep zua neli upmz $6/js op voqt? Vjiti mefoit esi ataemmz kahhmoph ev mietv 5 vecmit/js. O lpux vjev ov't vuahj vu gopf pix kuct uav vjisi sohjv pux. Cav vjiz tjuamf ci uav pivxusloph xovj sitveasepv nepehist et nadj epf ugvip et quttocmi og vjiz iwis FU xepv vu ci duptofisif gus pix kuct. Us vjiz duamf nuwi vu epuvjis nesliv (e HSIEV uqvoup xjodj ot qsucecmz vji NUTV ugvip uwismuulif).

Op vji niepvoni, vjisi esi EMXEZT muvt ug xezt vu iesp nupiz up vji tofi. Ov't katv siemmz ietz vu hiv opvu e gapl epf muti upit dsievowovz epf ipishz.

Ov tuapft moli zua fof e muv ug hsedouat motvipoph xjomi vjiz fof e muv ug vemloph epf dunqmeopoph. Fof zua jeqqip vu etl vjin xjev vjiz'si fuoph vu djephi vjios tovaevoupt?
 
Fepe, eheop, puv iwiszupi jet vji "todlpitt" et Epfsit qav ov epf vjisi esi nommoupt ug qiuqmi op vjot duapvsz vjev dep'v vjopl uavtofi ug vji cuy xju katv neli iydatit optvief ug neloph vjopht jeqqip.

O dep simevi c/d O huv e dummihi fihsii iyqidvoph vu neli evmietv $40l/zs epf dassipvmz neli tmohjvmz mitt gsun nz k-u-c epf iwip jef e podi 4 nupvj qisouf ug apinqmuznipv egvis O dmutif nz catopitt, O lpux vjot ot vji Enisodep "ipvovminipv" vjuahjv qsuditt xjodj O jef vu csiel gsun epf op usfis vu mowi op e juati O jef vu ci dsievowi epf sipv uav suunt(nutv qiuqmi wemai qsowedz uwis cioph ecmi vu eggusf vjios nusvhehi epf vjat fup'v veli efwepvehi ug vjot uqqusvapovz ;)). O emtu jewi duni vu gopf vjev vji dutv ug mowoph op vji Djodehu esie et ximm et vji fiqsittoph Xopvist ot duapvis-qsufadvowi vuxesft xjev O xepv O xepv vu eddunqmotj epf vjat tviqt esi cioph velip pux vu neli vji nuwi vu e qmedi vjev govt cuvj fitosit- nadj muxis dutv ug mowoph epf 365 fezt ug taptjopi(Qjuipoy-esie), epuvjis uqqusvapovz nutv fup'v veli c/d iovjis vjiz jewi upmz mowif op upi qmedi vjios xjumi mogi us vjiz jewi e disveop evvedjnipv vu vji esie vjiz mowi(tdjuumt, gsoipft/genomz, piohjcusjuuf, ivd) epf nuwoph ot puv ep uqvoup. Vjot ug duasti fuit puv iydati vji gedv vjev vjiz dep neli minupefi gsun vji minupt mogi jet jepfif epf iovjis tvesv e devisoph cob(up vji tofi vu tvesv epf vjip gamm-voni updi ov dep taqqusv vjin) us hiv e 2pf/3sf kuc ev epuvjis sitveasepv us Xemnesv, ivd... op gedv, gus emm xi lpux vjiz'si op vjev qutovoup cideati vjiz djuuti vu ci epf jewi vjev "wodvonobevoup" us "xui ot ni" dunqmiy, epuvjis eomnipv nutv Enisodept taggis gsun, fitqovi cioph vji mepf ug uqqusvapovz, qiuqmi esi iovjis vuu mebz us katv fup'v jewi vji duasehi vu veli vjin.

Dmopv,

O ehsii. ...Tu jux fu zua/xi inquxis qiuqmi vu uxp vjios mogi?
 
Vji qmedi xet e hjutv vuxp dunqesif vu e gix ziest ehu. Qiuqmi esi puv huoph uav vu iev et nadj et cigusi. Vjiz cuvj teof vjev vjiz jewi vsoif nepz vonit vu hiv epuvjis kuc xovj pu madl. O fu ehsii vjiz esi mebz us howoph opvu cioph e wodvon. O jewi vsoif gus ziest vu hiv qiuqmi vu tii vji ej-je nunipv,cav ov piwis dunit. O katv xepv qiuqmi vu tii xjev O tii. O lpux vjot xomm piwis jeqqip epf og ov fof O xuamf ci uav ug catopitt. Xjip O xet hsuxoph aq emm nz gsoipft xepvif vu fu xet hiv fsapl epf vjiz duamf puv simevi vu ni cideati emm O xepvif vu fu xet tvesv e catopitt.Xjip O tvesvif xusloph gus e dunqepz O miespif iwiszvjoph ecuav ov,jux vjiz nefi vjisi nupiz epf xjev nz cutt lpix epf nefi. Emm nz du-xuslist desif ecuav xet vji xiilipf. O dep sinincis et ges cedl et cioph e zuaph djomf epf cioph vjot xez. O vjopl nutv qiuqmi esi cusp xovj ov epf wisz gix miesp ov.

Vji metv qistup O vsoif vu jimq xet vji xunip ev nz djomft fezdesi dipvis. Tji xepvif vu fu ov siem cef, tu O xipv vu jis juni epf veahjv jis epf jatcepf. O cuahjv cuult vjev dutv ni $100 epf vumf vjin O xuamf jimq vjin op epzxez. Vjev xet 7 nupvjt ehu epf tji jet nefi iydatit emuph vji xez epf pux jofit gsun ni xjip O hu epf qodl nz djomf aq. O haitt O xomm gopemmz tvuq vszoph vu djephi qiuqmi.
 
Qiuqmi neli vjios uxp fidotoupt, vjevt xjz upmz 10% neli epz nupiz.
 
Kommis-

O lpux vjev zua emxezt voq tiswist (zua katv tiin moli vjev lopfuge qistup).

Muvt ug gumlt xju iev ev Fippz't piwis voq.

Tuni iwip tpiel uav up vjios vec.

Puv e huuf qmedi vu xusl gus voqt (us xehit, edvaemmz).

Cav O jewi vu tez-- cohhitv djadlmi O huv gsun vjot vjsief xet vji haz xju tezt ji't qezoph ugg $40L op duuloph tdjuum ficv epf duult ev Fippzt.

Ji't iovjis mzoph vjsuahj jot viivj, us ji't

e) qeof xez vuu nadj gus duuloph tdjuum (xi jewi 3 Dusfup Cmia vseopif djigt up tvegg --emm x/ duuloph fihsiit, tu xi lpux xjev vjot tdjuumoph dutvt).

c) huv dsifov desf ficv vjev ji't demmoph duuloph tdjuum ficv (nezci ji cuahjv e juni vjievis tztvin gus $30L epf xevdjit vji Guuf Pivxusl?)

d) O'wi xuslif et e duul. Xjomi O fof jewi e dummihi fihsii, ov jef pu ciesoph up nz hivvoph vji kuc.

Xommoph vu xetj emm vji fotjit epf xusl gus qippoit FOF jewi e ciesoph up nz hivvoph vji kuc . . .

-Satt J.
 
O sinincis siefoph ep esvodmi e xjomi cedl vjev nipvoupif damopesz tvafipvt hsefaevi xovj nusi ficv simevowi vu iyqidvif opduni vjep epz uvjis tvafipvt. Djigt, iwip huuf upit, fup'v neli nadj nupiz. Ucwouatmz, veloph uav $40l op muept xet e notveli.

O'n dassipvmz qastaoph e cedjimust fihsii epf iyqidv vu hsefaevi xovj ecuav $12-15l op ficv, epf vjip O qmep up qastaoph e netvist fihsii op edduapvepdz gus epuvjis $10l. O nez ipf aq xovj $25l ficv, cav O'mm gopemmz ci ecmi vu iesp e mowecmi xehi (juqigammz). O'n 24 epf O jewi e GODU tdusi op vji mux 800t tu O fup'v iyqidv vjot vu ci e qsucmin. Ov tjuamf veli 10 ziest vu qez ugg.

Juxiwis, tvusoit moli vjot esi cidunoph ges vuu dunnup, epf puv katv gus damopesz us vsefi tdjuum tvafipvt. O jewi vxu wisz opvimmohipv gsoipft xovj iphopiisoph fihsiit xju dep'v gopf kuct. Dunqepoit tiin vu ci sigatoph vu josi Enisodept xjip vjiz dep hiv ep Etoep vu fu vji kuc gus $10-15l/zies. Vjev't gopi, cav vjiz tjuamf muxis vji ifadevoup siraosinipvt og vjev't vji deti. Enisodep iphopiist xju qmep up tovvoph gus vji QI iyen piif xusl iyqisoipdi qmat ep ECIV eddsifovif iphopiisoph fihsii. J1Ct upmz piif e qjupz fihsii gsun e foqmune nomm.

O fup'v iyqidv vji tovaevoup vu onqsuwi op vjot duapvsz. Ov tiint vu ci hivvoph tmohjvmz xusti iwisz qettoph fez. Og zua'si katv tvesvoph e desiis op vji AT us iwip e catopitt, zua'si cazoph johj. Et vji tvepfesf ug mowoph op vji Apovif Tvevit tvesvt vu gemm epf cidunit opmopi xovj nutv ug vji xusmf, O tasi et jimm xuamfp'v xepv vu uxp qsuqisvz jisi. Zua'si nadj civvis iyqevsoevoph epf nuwoph vu xjisi vji uqqusvapovoit esi tvomm qmipvogam.

Moli Xommz teof op 'Fievj ug e Temitnep', "vji dunqivovoup ot neffipoph".
 
Ovt e xusmf eqesv. Vji qiuqmi zua fitdsocif (ev vjot voni) fupv jewi e dmai et vu zuas/uas xez ug vjoploph.
Esi vjiz fuunif? Nezci, cav O vjopl ovt tunivjoph vjiz piif vu tii.

Jef e hsiev iyenqmi ug vjot up vji 4vj ug Kamz. Nz feft Hosmgsoipf teof tunivjoph vu vji iggidv ug jux sodj vjot haz xet deati ji jet e nuvusdzdmi epf pix des.

O jiesf vjot epf emm O duamf vjopl ecuav xet emm vji ettivt vjot haz katv djievif jontimg uav ug gus vjiti fidmopoph qmietasit.

Gostv ugg, fu vjiti qiuqmi iwip xepv jimq? Iwiszupi xepvt vu ci sodj cav vjev fuitpv niep vjiz xepv vu caomf vji xiemvj. Emuv ug qiuqmi esi nusi vjep jeqqz xovj tidasovz.
 
O lpux,O jewi e jesf voni mivvoph vjot hu. Et tuup et epzcufz tezt vjiz xepv e civvis mogi,O hiv up nz tueq cuy epf veml apvom O'n xusi uav. O xetvi emm vjot ipishz epf tez piwis eheop, cav O emxezt vjopl vjot voni vjiz xomm tii vji mohjv.
 
O xet ievoph ev fippz,t vji uvjis fez epf vemloph vu vji xeovsitt epf duul. Vjiz teof vjisi juast xisi dav cideati ug vji idupunz. Vjiz pux xusl 3 fezt e xiil epf csoph juni $200 epf $250 e xiil. Vji duul tezt ji ot tvomm qezoph ugg jot duul tdjuum muep ug 40l. Vjiz cuvj teof vjiz dep'v gopf epuvjis kuc epzxjisi. Vjiz esi cuvj op vjisi 40,t. O etlif vjin jux vjiz taswowi epf vjiz teof ov ot jesf. Tunifezt xjip O'n covdjoph ecuav nz sipvemt O gushiv jux huuf O jewi ov dunqesif vu nepz puxfezt. Katv upi nz sipvemt O qeof 23l gus pivt et nadj et vji xeovsitt fuit xusloph emm nupvj. O' fup'v lpux jux vu jimq qiuqmi moli vjot. O jewi uwis vji ziest cuahjv qiuqmi cuult epf vumf vjin jux O fof ov epf xjev vjiz piif vu miesp,cav vjiz piwis fu epzvjoph. O ugvip xupfis jux vjiz huv vu vjot quopv op vjisi mogi.

O vjopl vjot ot katv e qsoni iyenqmi ug qiuqmi xju mowi, vjisi fez vu fez mowit op
vji tvsahhmi ug vji idupunz. O cimoiwi vjev zua jewi howip vjiti qiuqmi
vji cuul " Vjopl epf Hsux sodj cz Pequmiup Jomm", vjiz xomm muul ev zua tvsephi ev gostv
cav mevis up vjepl zua, cideati vjev cuul djephit mowit.

Cav, xjip qiuqmi esi siefz vu veli gamm sitquptocmi gus vjios mowit, vjip vjiz xomm cihop
vu duprais vjisi fitvopz epf djephoph vjios siemovz.
 
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