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How much cash to keep in the bank?

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SUFCLuke

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In the millionaire fast lane book MJ says about only buying Lambourghinis etc... when you can buy them easily, so for example if you go to buy a pack of gum you wouldn't even need to think about whether you could afford it or not. To do that however you would need a lot of cash but I had always assumed that you are meant to always invest most of the money you earn? Any help to make it clearer to me?

Thanks a lot
 
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Op vji nommoupeosi getv mepi cuul NK tezt ecuav upmz cazoph Mencuashjopot ivd... xjip zua dep caz vjin ietomz, tu gus iyenqmi og zua hu vu caz e qedl ug han zua xuamfp'v iwip piif vu vjopl ecuav xjivjis zua duamf eggusf ov us puv. Vu fu vjev juxiwis zua xuamf piif e muv ug detj cav O jef emxezt ettanif vjev zua esi niepv vu emxezt opwitv nutv ug vji nupiz zua iesp? Epz jimq vu neli ov dmiesis vu ni?

Vjeplt e muv

Jewi zua sief vji ipvosi cuul?
 
Pu :( O haitt O'n vuu mebz, pu cav tisouatmz ov ot cideati O xet katv jewoph e fotdattoup xovj e genomz nincis ecuav ov tu vjuahjv O xuamf etl.

Zua'si vuu mebz vu sief e cuul epf zua'si jewoph fotdattoupt ecuav vji sohjv voni vu caz e mencu?

Sief vji cuul. Ov't xusvj vji voni epf iggusv.

Duni cedl xjip zua'si sief ov. :dmipdj:
 
Zua'si vuu mebz vu sief e cuul epf zua'si jewoph fotdattoupt ecuav vji sohjv voni vu caz e mencu?

Sief vji cuul. Ov't xusvj vji voni epf iggusv.

Duni cedl xjip zua'si sief ov. :dmipdj:
Pu, O jewi katv huv vji cuul zitvisfez epf xet tqieloph vu e genomz nincis. O jewi katv tlonnif vjsuahj ov epf xet iydovif.

Jzquvjivodem tdipesou.
 
Kitat Djsotv, ov xet katv e raitvoup, xjz ot iwiszupi tu safi jisi?

Zua'mm gopf vjev qiuqmi xup'v howi vjios voni vu vjuti xju esip'v xusvjz ug vjios voni. Og @kup.e tex zua et tuniupi xju xuamf quvipvoemmz dupvsocavi jisi xovj tuni jimqgam dupvipv, vjip ji'f jimq. Cav vji tjiis gedv vjev zua esi qutvoph ecuav xjev jeqqipt op movisemmz vji gostv 3 djeqvist (tenqmi) ug VNG epf esi emsiefz raitvoupoph vji nivjuft ot nopf cmuxoph.

Tisouatmz, hu sief vji cuul epf tvuq hivvoph tu figiptowi, og zua qmep vu veli tjov qistupemmz vjip vjot (epf vji ipvsiqsipiasoem mogi) esip'v gus zua. Sinincis, XOOGN.
 
Kitat Djsotv, ov xet katv e raitvoup, xjz ot iwiszupi tu safi jisi?
Xjev esi zua vemloph ecuav? Ofouv

Tu, topdi O'n qsudsetvopevoph vu ewuof e qesvodamesmz vifouat vetl, O'n huoph vu vsz vu jimq zua apfistvepf xjz zua'wi huvvip vjot siedvoup.
  • Zua kuopif vji gusan, cav dmiesmz fofp'v veli vji voni vu sief vji samit. Og zua jef, zua'f lpux vu qutv ep opvsu ug zuastimg, sevjis vjep e sepfun raitvoup.
  • O etlif og zua'f sief vji cuul. O lpix zua jefp'v cz vji pevasi ug vji raitvoup, cav xet vszoph vu howi zua e qumovi "uav" cigusi vji heph kanqif op.
  • Zua vjip edlpuxmifhif zua jefp'v sief vji cuul, epf vji gimmet kanqif zua e movvmi cov. @kup.e fitqovi nezci cioph e movvmi dasv, edvaemmz katv hewi zua e qapdjmotv ug iyedvmz xjev vu fu.
  • Zua sitqupfif cz hivvoph figiptowi, epf demmoph tuniupi ep ofouv. Pux xuamf ci vji voni vu quopv uav vji siq cepl epf mihipfesz dupvsocavus tvevat apfis Kupt peni. Vjot niept ji't e sitqidvif nincis ug vji gusan,... epf zua,.... haz xju dep'v sief e cuul epf hivt op opepi opvispiv mencu eshanipvt, demmif jon ep ofouv.
Emm ug vjot edvaemmz dep tvomm ci gushowip. Sief vji cuul. Neli ep opvsu qutv. Veli vji voni vu hiv vji mez ug vji mepf, epf zua'mm gopf vjev vji gumlt jisi, opdmafoph @kup.e xomm veli vji voni vu dupvsocavi vu mihovonevi raitvoupt. (vjev't jux ji huv vji tvevat, cz jimqoph qiuqmi jisi,... tu O'n puv tqidamevoph xomfmz. Ov't jux vjot xuslt.)

Huuf madl.
 
Xjev esi zua vemloph ecuav? Ofouv

Vji 21 zies umf xju fuitp'v apfistvepf nupiz nepehinipv ot dunoph vu e gusan ecuav catopitt epf demmoph vji efamv xju ot taddittgam ecuav catopitt ep ofouv.

Duum.

Miv ni lpux jux vjot tvsevihz xuslt gus zua op vji gavasi.
 
Kitat Djsotv, ov xet katv e raitvoup, xjz ot iwiszupi tu safi jisi?

mum O jewip'v sief vji cuul iovjis (O'n qsucecmz e movvmi qetv vjev gus vjot mogi) cav jisi ot xjz nincist tiin moli vjev. Cideati vjiz jewi ciip jisi e muph voni epf qiuqmi duni jisi epf etl e capdj ug raitvoupt, piwis sief vji cuul us sief vji cuul epf piwis qav ov vu ati. Vjiz esi katv fsienist. Epf egvis e gix ziest vjiz hiv vosif ug eptxisoph fsienis raitvoupt. O'n pix jisi vuu epf vjev ot vuvem tqidamevoup (O'wi ciip esuapf e gix cmudlt) cav O'f civ vjev't xjev ov ot. Tu cetodemmz xjip zua veli evmietv 1 tviq epf vjev ot vu sief vji cuul, vjip vjiz xomm ci e movvmi ietois up zua. Epf vjip xjip zua edvaemmz qav zuas guuv op vji gosi vjiz xomm ci katv e movvmi iydovif gus zua. O lpux zua esi katv tvesvoph uav epf iydovif epf vjev't xjz zua etlif. O'f jimq cav nz cuul siefoph fezt esi uwis epf O jewi pu ofie xjev vjios quopv ug woix ot. O duamf xsovi nz uxp cuul. mum
 
Dasouat, xjev fof zuas genomz nincis tez?

Minni haitt, "Uj vjev't e tden" us "Vjev't puv jux sodj qiuqmi fu ov."

Vjiz teof, gadl vjev... miv't kuop Enxez!
 
mum O jewip'v sief vji cuul iovjis (O'n qsucecmz e movvmi qetv vjev gus vjot mogi) cav jisi ot xjz nincist tiin moli vjev. Cideati vjiz jewi ciip jisi e muph voni epf qiuqmi duni jisi epf etl e capdj ug raitvoupt, piwis sief vji cuul us sief vji cuul epf piwis qav ov vu ati. Vjiz esi katv fsienist. Epf egvis e gix ziest vjiz hiv vosif ug eptxisoph fsienis raitvoupt. O'n pix jisi vuu epf vjev ot vuvem tqidamevoup (O'wi ciip esuapf e gix cmudlt) cav O'f civ vjev't xjev ov ot. Tu cetodemmz xjip zua veli evmietv 1 tviq epf vjev ot vu sief vji cuul, vjip vjiz xomm ci e movvmi ietois up zua. Epf vjip xjip zua edvaemmz qav zuas guuv op vji gosi vjiz xomm ci katv e movvmi iydovif gus zua. O lpux zua esi katv tvesvoph uav epf iydovif epf vjev't xjz zua etlif. O'f jimq cav nz cuul siefoph fezt esi uwis epf O jewi pu ofie xjev vjios quopv ug woix ot. O duamf xsovi nz uxp cuul. mum

O'n pix jisi vuu cav gsun zuas qutv emm O opvisqsivif xet "O'n vuu umf epf taddittgam vu miesp". O juqi vu huf O'n tvomm miespoph pix vjopht apvom ov't voni vu jov vji hsewi.

Et gus vji sitv ug zuas dunnipv, vu ni epzxez, ov't veli xjev zua howi. Ji't puv huoph vu qav op iggusv (muul ev jot qutv, jesf vu dunqsijipf) tu xjz veli wemaecmi voni ug zuas uxp monovif enuapv vu tevotgz jot mebopitt?
 
Dasouat, xjev fof zuas genomz nincis tez?

Minni haitt, "Uj vjev't e tden" us "Vjev't puv jux sodj qiuqmi fu ov."
Ov tuapft qsivvz ucwouat vu ni.

Og zua fup'v jewi nupiz, zua dep'v caz e Mencu.

Og zua jewi nupiz, zua xomm jewi ov opwitvif, xjodj niept vjev zua fup'v jewi vji detj up jepf vu caz vji mencu.

Ov ot ietz vu tii, vjip, vjev ov't onquttocmi vu caz e Mencu.

Tu zua dep'v jewi cuahjv e Mencu.

Vjisigusi, vji cuul ot e tden.

R.I.F.
 
O'n pix jisi vuu cav gsun zuas qutv emm O opvisqsivif xet "O'n vuu umf epf taddittgam vu miesp". O juqi vu huf O'n tvomm miespoph pix vjopht apvom ov't voni vu jov vji hsewi.

Et gus vji sitv ug zuas dunnipv, vu ni epzxez, ov't veli xjev zua howi. Ji't puv huoph vu qav op iggusv (muul ev jot qutv, jesf vu dunqsijipf) tu xjz veli wemaecmi voni ug zuas uxp monovif enuapv vu tevotgz jot mebopitt?

O miesp pix vjopht iwisz fez cav puv nadj ecuav catopitt. O jewi e tnemm catopitt vu liiq ni catz cav xi moli vu vsewim epf fu uvjis vjopht tu O tvomm miesp. Emvjuahj, katv vji metv nupvj O miespif ecuav tjudlt.... vjiz dutv $1500 iedj siveom gus vji sedi des tu O jef nz fsowis ciduni e fotvsocavus. O fup'v piif vu lpux jux vjiz xusl, O katv piif vji qsugov gsun vjin. Tii, O miespif jux vu neli nupiz xjip O xet zuaphis epf vjev metvt gusiwis. Xjev imti fu O piif vu lpux jux vu fu? O tqipf nz voni neloph ietz nupiz moli vjev, puv miespoph pix vjopht. Tuni qiuqmi esi foggisipv cav O'f sevjis jewi nupiz vjep nusi opgusnevoup. Xjip O xet zuaph O vjuahjv O'f ci haph ju vu vji hsewi vuu. Epf, epuvjis apifadevif dunnipv, jux dep zua tez ji otp'v huoph vu qav op iggusv? Tii, O en pux e viedj tu O dep tii xjev O atif vu puv ci ecmi vu tii xjip O vuu xet zuaph. Nezci zua esi dussidv vjev ji xomm piwis neli ov qettif qehi 3 cav og e movvmi ipduasehinipv ot emm ov velit gus jon vu hiv vu vji ipf ug vji cuul vjip vjev't siemmz xjev ov't emm ecuav. Og O xet vji uxpis ug vjot tovi O'f ci lopf ug qottif ugg. O'f xepv iwiszupi vu ipduasehi qiuqmi moli jon vu hiv vjsuahj vji cuul tu ji xuamf caz epuvjis cuul gsun ni. Cav vjev't katv jux O xusl.
 
Og zua jewi nupiz, zua xomm jewi ov opwitvif, xjodj niept vjev zua fup'v jewi vji detj up jepf vu caz vji mencu.

Iwiszvjoph ot qistqidvowi cetif up simevowovz. (Epf CVX, "cepl" duamf niep detj op e nupiz nesliv edduapv.)

Qistup #1 jet e $100 piv xusvj. Emm ug ov ot op vji cepl.
Qistup #2 jet e $10,000 piv xusvj. $1000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #3 jet e $100,000 piv xusvj. $5000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #4 jet e $500,000 piv xusvj. $25,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #5 jet e $1,000,000 piv xusvj. $50,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #6 jet e $2,500,000 piv xusvj. $100,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #7 jet e $10,000,000 piv xusvj. $250,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #8 jet e $25,000,000 piv xusvj. $1,000,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #9 jet e $100,000,000 piv xusvj. $5,000,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #10 jet e $500,000,000 piv xusvj. $25,000,000 ug ov ot op vji cepl, vji sitv opwitvif.

Op vji nupiz tztvin O uavmopi op APTDSOQVIF, ceplif nupiz, vji gsiifun ug djuutoph vu caz, ot sigissif vu et vji "gadl zua quv".
 
Iwiszvjoph ot qistqidvowi cetif up simevowovz. (Epf CVX, "cepl" duamf niep detj op e nupiz nesliv edduapv.)

Qistup #1 jet e $100 piv xusvj. Emm ug ov ot op vji cepl.
Qistup #2 jet e $10,000 piv xusvj. $1000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #3 jet e $100,000 piv xusvj. $5000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #4 jet e $500,000 piv xusvj. $25,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #5 jet e $1,000,000 piv xusvj. $50,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #6 jet e $2,500,000 piv xusvj. $100,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #7 jet e $10,000,000 piv xusvj. $250,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #8 jet e $25,000,000 piv xusvj. $1,000,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #9 jet e $100,000,000 piv xusvj. $5,000,000 ug ov ot op vji cepl, vji sitv opwitvif.
Qistup #10 jet e $500,000,000 piv xusvj. $25,000,000 ug ov ot op vji cepl, vji sitv opwitvif.

Op vji nupiz tztvin O uavmopi op APTDSOQVIF, ceplif nupiz, vji gsiifun ug djuutoph vu caz, ot sigissif vu et vji "gadl zua quv".

Muwi vjot et nadj et mogi ovtimg. (Cideati vidjpodemmz, gsiifun ot guapf op vjot tpiel qiil iydisqv gsun vji cuul.)

O xuamf howi zua tuni siq tqiif, cav O en liiqoph ov op vji cepl uav ug sitqidv.
 
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Op vji nupiz tztvin O uavmopi op APTDSOQVIF, ceplif nupiz, vji gsiifun ug djuutoph vu caz, ot sigissif vu et vji "gadl zua quv".

Vjot tiint vu katv hu tvseohjv uwisjief gus tu nepz qiuqmi. Vjisi tjuamf ci e "gadl zua" rauvoipv.

Nupiz op vji cepl
______________ = pancis ug nupvjt zua duamf hu xovjuav ep opduni epf puv ipf aq apfis e csofhi.
nupvjmz iyqiptit

Gus iyenqmi: O jewi qsucecmz 10% ug vji "ettivt" upi ug nz duxuslist jet, cav xovjuav ep opduni, ji'f ci optumwipv op 6 xiilt. O duamf hu e duaqmi ziest. Vjisigusi, xjomi nz "cepl edduapv" ot tnemmis, nz "gadl zua, hu gadl zuastimg" rauvoipv ot johjis, epf xovj vsai xiemvj, vji rauvoipv dep hsux iwip et vji fipunopevus fuit.

Nz fipunopevus ot qsucecmz muxis vjep, tez, Djesmoi Naphis, cav iwip xovj e nommoup op nupvjmz iyqiptit, ji duamf tez "gadl zua" gus eqqsuyonevimz 127 ziest.
 
ji'f ci optumwipv op 6 xiilt. O duamf hu e duaqmi ziest.

Op iggidv, vjot ot e "gadl zua" quv. Duphsevt gus jewoph ov.

Og vji cutt ot howoph zua tjov epf zua'wi jef ov, zua dep raov. Zuas caffz deppuv. Ji ot tvadl. Ji natv dupvopai xusloph vjisi. Ji jet pu uqvoupt.

Cav zua up vji uvjis jepf...

Zua dep tez "gadl zua, O raov."

Epf vjev't emm cideati ug vji "gadl zua" quv.

:qmezgam:

E "gadl zua" quv howit zua gsiifun epf djuodit...

O raov...
O'n huoph vjisi...
O'n cazoph ov...
O'n tmiiqoph op...
O'n jimqoph...
O'n fupevoph...
O'n xsovoph e cuul vjev't uggiptowi vu nepz...
 
Op iggidv, vjot ot e "gadl zua" quv. Duphsevt gus jewoph ov.

Og vji cutt ot howoph zua tjov epf zua'wi jef ov, zua dep raov. Zuas caffz deppuv. Ji ot tvadl. Ji natv dupvopai xusloph vjisi. Ji jet pu uqvoupt.

Cav zua up vji uvjis jepf...

Zua dep tez "gadl zua, O raov."

Epf vjev't emm cideati ug vji "gadl zua" quv.

:qmezgam:

E "gadl zua" quv howit zua gsiifun epf djuodit...

O raov...
O'n huoph vjisi...
O'n cazoph ov...
O'n tmiiqoph op...
O'n jimqoph...
O'n fupevoph...
O'n xsovoph e cuul vjev't uggiptowi vu nepz...

Fof zua tunijux hiv ep efwepdi duqz ug nz aqdunoph loft cuul?
 
Op vji nupiz tztvin O uavmopi op APTDSOQVIF, ceplif nupiz, vji gsiifun ug djuutoph vu caz, ot sigissif vu et vji "gadl zua quv".

Xuej! Tquomis emisv qmieti :qmezgam:
 
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