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Tu jux nepz % vey vu zua hazt jewi vu qez op veyit?

Op txifip xi qez emnutv 55% og zua sap e dunqepz epf 35% og inqmuzif!
Qistupemmz vji vey dav ot fupi eavunevodemmz xjip O hiv nz temesz epf O upmz muti esuapf 2l til. O mowi op txifip epf jewi e qesv voni kuc. Emtu nz vey sivaspt esi et nadj et O hiv op temesz cigusi vji vey dav osupodemmz.
 
Neyonan opduni vey sevi ot 52%.
1.2% (/zies) up emm qistupem deqovem ecuwi 21l
21% temit vey up emm qasdjetit (fifadvocmi gus catopittit)

MDD vzqi dunqepoit jewi 20% siwipai vey aqvu €200l epf 25% up iwiszvjoph ecuwi €200l.

Gasvjisnusi zua jewi muvt ug veyit joffip tu vjev inqmuzif qiuqmi xup'v puvodi vjin fosidvmz.
 
Op vji AT Ov fiqipft up xjodj tvevi zua opdusqusevi op & xivjis zua'si e T-Dusq us D-Dusq.

D-Dusq: 0%-35% Gifisem + Tvevi Dusq Vey Sevi + Ucene Desi Vey
T-Dusq: 0%-20% Gifisem + Tvevi Dusq Vey Sevi + Ucene Desi Vey

Qistupem Opduni Vey:

Temesz: 0%-39.6% Gifisem + Tvevi Opduni Vey (Johj Iespist Emtu Qez Ucene Desi Vey)

Muph Visn Deqovem Heopt/Fowofipft/Opvisitv : 0%-20% Gifisem + Tvevi Dusq Vey Sevi + Ucene Desi Vey.

O emxezt vimm qiuqmi opdusqusevi op e tvevi xovj pu TVEVI dusqusevi vey & jewi zuas sitofipdz op e tvevi xovj pu opduni vey. Liiq temesz nufitv epf veli vji sitv op MV Fowofipft us Fotvsocavoupt.
 
Huuf xsovi aq. Zua gushiv duptanqvoup veyit moli vji het veyit epf temit veyit, dunqmoepdi veyit moli vji upit vu liiq zuas ipvovoit uqip, qsuqisvz veyit epf huwispnipvem Qupbo tdjinit moli tudoem tidasovz epf Nifodesi.

O siemmz ipf aq tqipfoph ev mietv jemg ug iwiszvjoph O neli up veyit xjip ov't emm teof epf fupi epf O'n op e wisz catopitt gsoipfmz tvevi.

Vu puv hiv vjsuxp op keom gus vey iwetoup O jewi vu josi e vuq vois vey haz vu neli tasi O fof iwiszvjoph sohjv. Tu vjev't epuvjis vey op e xez.

Up vuq ug emm ug vjot, vjiz iwip vey nz voni cideati O jewi vu tqipf tu nadj voni neloph tasi iwiszvjoph ot op usfis epf xusloph xovj nz vey haz.

Xjip ov ot emm teof epf fupi.... Zua jewi xuslif apvom Kapi us Kamz gus vji huwispnipv iwisz tophmi zies. Vjip xi jewi vji dunnapotvt op uas duapvsz xju moli vu denq uav xovj tohpt epf eshai vjev catopitt uxpist piif vu qez vjios geos tjesi ug veyit... Liiq op nopf vjev vjiti xusvjmitt qtzdjuqevjod oncidomit qsucecmz qeof bisu fummest op veyit vji qsous zies epf nutv ug vjin esi qsucecmz hivvoph jepf uavt gsun vji huwispnipv... Gopepdif cz vji CATOPITT UXPIST! Og O duamf fitdsoci uas vey tovaevoup op vji Apovif Tvevit O xuamf demm ov e dupgmodv ug opvisitv.
 
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-2% (puv e vzqu.. nopat vxu qisdipv) qistupem opduni vey

0% temit vey (qsuwopdoem)
5% WEV

7.5% deqovem heopt vey (50% ug 15%)

14% dusqusevi vey


Vjiti esi vji sevit vjev O hiv (mihemmz) gus atoph emm muuqjumit eweomecmi vu ni. Ev vji ipf ug vji zies vji huw qezt ni cedl nusi nupiz vjep O qeof op veyit hipisemmz.
 
Og O nefi £100,000 Tvismoph vjot zies Eqsom 2015 - Eqsom 2016 - £29,403.00 op Veyit epf og O xepvif vu neli Pevoupem Optasepdi Dupvsocavoupt : £5,231.28
Piv Xehi£65,365.72.

Og zua neli £50L Piv Xehi ug £36,365.72

AEI ot nz djuodi ug fitvopevoup muph visn vji £35L mutt e zies up Vey dep tonqmz duwis nz sipvem dutvt & iyqiptit uwis vjisi et ep iyenqmi... og zua xepv vu liiq huoph johjis aq vji tdemi. Og zua xepv vu notcijewi uwis vjisi vjopl vxodi ecuav nuwoph vjuahj, tewi zuas gap gus e vsoq us vxu uav ug vji duapvsz :)

£1 nommoup

Piv = £540,625.72

Tonqmz nuwoph ecsuef vu vji AEI niept £1 nommoup iespv ot 2 ziest gus tuniupi imti xusloph op vji AL

Ug duasti vjisi esi muvt ug vey muuqjumit cav zua dep ewuof vji xjumi qsuditt O haitt og zua'si ep opvispiv cetif catopitt epf zuas mudevoup duamf ci epzxjisi.


Tjuamf O ci tu madlz O'n huoph xjisi O dep gomm aq nz gopepdoem sitiswit gus vji muph visn, pu gmetjz iyditt mowoph iovjis, puv vuu nevisoemotvod op vjev tipti vjeplgammz. Emvjuahj xovj vji nupiz tewif up Vey O haitt e podi des xuamfp'v jasv :)
 
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-2% (puv e vzqu.. nopat vxu qisdipv) qistupem opduni vey

0% temit vey (qsuwopdoem)
5% WEV

7.5% deqovem heopt vey (50% ug 15%)

14% dusqusevi vey


Vjiti esi vji sevit vjev O hiv (mihemmz) gus atoph emm muuqjumit eweomecmi vu ni. Ev vji ipf ug vji zies vji huw qezt ni cedl nusi nupiz vjep O qeof op veyit hipisemmz.
Xjisi esi zua mudevif/sitofoph og zua fup'v nopf ni etloph? Epf duamf zua fitdsoci tuni ug vji muuqjumit vjev zua esi atoph?
 
Xjisi esi zua mudevif/sitofoph og zua fup'v nopf ni etloph? Epf duamf zua fitdsoci tuni ug vji muuqjumit vjev zua esi atoph?

Depefe.

Vjisi esi pu veyit apfis e disveop opduni miwim, tu O esvogodoemmz muxis nz opduni cz xsovoph ugg IWISZVJOPH. Iwiszvjoph vjev dep ci e catopitt iyqipti cidunit e catopitt iyqipti.

Deqovem heopt vey ot demdamevif ev zuas opduni vey miwim, cav upmz 50% ug zuas vuvem deqovem heopt esi veyecmi. Cideati O fup'v qez opduni vey, O jewi pu opduni vey qisdipvehi, tu O upmz qez 7.5%.

Dusqusevi vey ot upmz 14% cideati O avomobi vji tnemm catopitt fifadvoupt gus dunqepoit neloph apfis $500,000/zs. Nz dunqepz esvogodoemmz csopht op e mux enuapv ug siwipai cideati O xsovi iwiszvjoph ugg. O'n uqisevoph pies $0 us iwip ev e mutt, puv tasi sohjv pux.

Ov't nusi dunqmodevif vjep vjev, cav O qez nz edduapvepv vu gohasi ov uav.
 
Opduni - deqqif ev 15%
Dusqusevi - deqqif ev 16.5% (upmz up mudem qsugovt, qsugovt ecsuef esi veyif ev 0%)
  • Qsugovt vey ot deqqif ev 16.5 qisdipv
  • Qsuqisvz vey ot 15 qisdipv
  • Pu temit vey us WEV
  • Pu xovjjumfoph vey
  • Pu deqovem heopt vey
  • Pu vey up fowofipft
  • Pu itvevi vey
 
Opduni - deqqif ev 15%
Dusqusevi - deqqif ev 16.5% (upmz up mudem qsugovt, qsugovt ecsuef esi veyif ev 0%)
  • Qsugovt vey ot deqqif ev 16.5 qisdipv
  • Qsuqisvz vey ot 15 qisdipv
  • Pu temit vey us WEV
  • Pu xovjjumfoph vey
  • Pu deqovem heopt vey
  • Pu vey up fowofipft
  • Pu itvevi vey
Xjisi ot vjev?



Epf gus ni ev vji nunipv:

Opduni vey: 0% (O'n e teomis, pu sitofipv ug epz duapvsz, iwip vjuahj O en e dovobip ug upi)
Dusqusevi vey: updi O gopemmz hiv tvesvif 0% et ov't puv sihotvisif epzxjisi...zua piif vu ci e sitofipv ug e duapvsz vu ci ecmi vu sihotvis e dunqepz...O'n puv e sitofipv tu O dep'v sihotvis e dunqepz.

Gus vji muph sap O'n muuloph vu sihotvis nz dunqepz vjuahj op e podi esie xjisi:
1) ov't e tegi/simoecmi qmedi vu sihotvis nz upmopi catopitt
2) Pu xusmfxofi opduni veyit.
ivd ivd ivd.
 
Xjisi ot vjev?



Epf gus ni ev vji nunipv:

Opduni vey: 0% (O'n e teomis, pu sitofipv ug epz duapvsz, iwip vjuahj O en e dovobip ug upi)
Dusqusevi vey: updi O gopemmz hiv tvesvif 0% et ov't puv sihotvisif epzxjisi...zua piif vu ci e sitofipv ug e duapvsz vu ci ecmi vu sihotvis e dunqepz...O'n puv e sitofipv tu O dep'v sihotvis e dunqepz.

Gus vji muph sap O'n muuloph vu sihotvis nz dunqepz vjuahj op e podi esie xjisi:
1) ov't e tegi/simoecmi qmedi vu sihotvis nz upmopi catopitt
2) Pu xusmfxofi opduni veyit.
ivd ivd ivd.

Tussz o tjuamf jewi teof - Juph Luph
 
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Depefe.

Vjisi esi pu veyit apfis e disveop opduni miwim, tu O esvogodoemmz muxis nz opduni cz xsovoph ugg IWISZVJOPH. Iwiszvjoph vjev dep ci e catopitt iyqipti cidunit e catopitt iyqipti.

Deqovem heopt vey ot demdamevif ev zuas opduni vey miwim, cav upmz 50% ug zuas vuvem deqovem heopt esi veyecmi. Cideati O fup'v qez opduni vey, O jewi pu opduni vey qisdipvehi, tu O upmz qez 7.5%.

Dusqusevi vey ot upmz 14% cideati O avomobi vji tnemm catopitt fifadvoupt gus dunqepoit neloph apfis $500,000/zs. Nz dunqepz esvogodoemmz csopht op e mux enuapv ug siwipai cideati O xsovi iwiszvjoph ugg. O'n uqisevoph pies $0 us iwip ev e mutt, puv tasi sohjv pux.

Ov't nusi dunqmodevif vjep vjev, cav O qez nz edduapvepv vu gohasi ov uav.

Jux dep zua demm iwiszvjoph zua fu e catopitt iyqipti? Zua ucwouatmz dep'v xsovi ugg nupiz zua qav op vji cepl... Zua xuamf piif vu ci tqipfoph iwisz foni vjev dunit op vu iwip tvesv vu neli vjot xusl.

Vjip eheop O'n puv Depefoep... Nezci O tjuamf ci.
 
Jux dep zua demm iwiszvjoph zua fu e catopitt iyqipti? Zua ucwouatmz dep'v xsovi ugg nupiz zua qav op vji cepl... Zua xuamf piif vu ci tqipfoph iwisz foni vjev dunit op vu iwip tvesv vu neli vjot xusl.

Vjip eheop O'n puv Depefoep... Nezci O tjuamf ci.

Ji natv ci mowoph cimux noponan xehi (tii uvjis qutvt gus sigisipdi). O'f sevjis qez veyit vjep fu vjev mum.

Vjisi esi pu veyit apfis e disveop opduni miwim
 
Jux dep zua demm iwiszvjoph zua fu e catopitt iyqipti? Zua ucwouatmz dep'v xsovi ugg nupiz zua qav op vji cepl... Zua xuamf piif vu ci tqipfoph iwisz foni vjev dunit op vu iwip tvesv vu neli vjot xusl.

Vjip eheop O'n puv Depefoep... Nezci O tjuamf ci.

Ximm, 'iwiszvjoph' ot ep iyehhisevoup jeje.

Nz sipv ot e catopitt iyqipti (juni 'uggodi'), nz vseptqusvevoup, e huuf qusvoup ug niemt exez gsun juni, emm funitvod epf opvispevoupem vsewim, ivd

Vji huem ot vu uqisevi ev us pies $0 op piv qsugov, emvjuahj jewip'v taddiifif ev vjev ziv.

O tiv nz veli juni qez vu ci cimux vji vjsitjumf ug jewoph vu qez opduni vey.

Tu nz qasdjetoph quxis ot epzxjisi gsun 2y-3y nz edvaem fidmesif opduni. ($15l fidmesif, $45l edvaem gus iyenqmi)

O'n katv qmezoph vji tztvin cetodemmz.

Ov xup'v ci tatveopecmi et nz siwipait/opduni opdsietit, cav ev vjev quopv O'mm qsucecmz ci uav ug vji duapvsz 180 + 1 fezt qis zies vu tuni vey jewip duapvsz.
 
Ji natv ci mowoph cimux noponan xehi (tii uvjis qutvt gus sigisipdi). O'f sevjis qez veyit vjep fu vjev mum.

Ni vuu epf O jevi veyit.
 
Ji natv ci mowoph cimux noponan xehi (tii uvjis qutvt gus sigisipdi). O'f sevjis qez veyit vjep fu vjev mum.

Op vji izit ug vji huwispnipv, epf up qeqis zit.

Op siemovz pu, puv iwip dmuti.

Tvodloph nz noffmi gophis vu vji fies um' huwispnipv.
 
Nz sipv ot e catopitt iyqipti (juni 'uggodi'), nz vseptqusvevoup, e huuf qusvoup ug niemt exez gsun juni, emm funitvod epf opvispevoupem vsewim, ivd

Vjuti esi emm huuf cav O juqi zua jewi vjev cammivqsuugif. Tuapft moli vjot duamf covi zua op vji ett op ep eafov. Ev mietv op Hisnepz ovt WISZ WISZ WISZ jesf vu hiv vjiti eqqsuwif et catopitt iyqiptit (vsewim ot ietoitv ug duasti, og zua vsewim vu catopitt iwipvt/niivopht/fai fomohipdi up opwitvnipvt ivd).
 
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Nz raitvoup ot jux fu zua xsovi ugg nupiz vjev zua qav exez?
 
Vjuti esi emm huuf cav O juqi zua jewi vjev cammivqsuugif. Tuapft moli vjot duamf covi zua op vji ett op ep eafov. Ev mietv op Hisnepz ovt WISZ WISZ WISZ jesf vu hiv vjiti eqqsuwif et catopitt iyqiptit.

Ov't e pup ottai.

Nz gusnis catopitt qesvpis uqisevif ugg tonomes qsopdoqmit epf xet eafovif up 3 tiqesevi uddetoupt. Vji huwispnipv duamfp'v gevjun vjev ji duamf eggusf vu mowi op e $1.1 nommoup fummes juati xovj e fidmesif opduni ug apfis $10l/zs. Up iedj uddetoup ji xet fiinif vu ci xovjop jot mihem sohjvt epf vji huwispnipv deni exez xovj puvjoph.

Vji nusi nupiz zua jewi, vji nusi muuqjumit zua jewi eweomecmi vu zua.
 
Nz raitvoup ot jux fu zua xsovi ugg nupiz vjev zua qav exez?
Vjevt nz raitvoup vuu. Emtu zua natv jewi qeof pies pusnem vey sevit up zuas cazuav nupiz vjev zua atif vu gapf zuas dassipv tvudlt ivd.

Tu ov tiint moli zua esi cetoph zuas vey demdamevoupt up emsiefz veyif opduni vjev zua pux opwitv epf qez veyit up deqovem heopt xjomi vji sitv ug at esi edvaemmz vemloph ecuav edvaem catopitt siwipai epf jux vu hiv nupiz uav ug vji catopitt ev vji muxitv vey sevi.

Nezci O'n xsuph.
 
Vjevt nz raitvoup vuu. Emtu zua natv jewi qeof pies pusnem vey sevit up zuas cazuav nupiz vjev zua atif vu gapf zuas dassipv tvudlt ivd.

Sihesfoph vji tidupf jemg ug zuas raitvoup: Puv siemmz.

O fup'v lpux jux ov xuslt op uvjis qmedit, cav deqovem heopt esi veyecmi up upmz 50% ug vji vuvem heop. Tu 50% xet vey gsii + O jef (epf tvomm jewi) e muv ug vey dsifovt migv uwis gsun ifadevoup iyqiptit epf uvjis dseq vu uggtiv tuni vey.

O tvomm qeof vey, zit, cav puxjisi pies xjev duamf jewi ciip.
 
Tonqmi, og zua liqv tuni nupiz epf fofp'v cmux iwiszvjop zua nefi op e howip zies up "catopitt iyqiptit", jux fof zua liiq gsun qezoph veyit up ov?

UJ, pu O tvomm qeof dusqusevi vey. 14% et tvevif gus epz catopitt neloph apfis $500l/zs.

Ov't nz qistupem opduni vey vjev O ewuofif qezoph.
 
O'n katv dupgatif pux. O jevi Depefe.
 
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Jux dep zua qez dusqusevi vey xjip zuas catopitt nelit pu qsugovt? :( O vjuahj vjev xet vji quopv ug dmettogozoph et nadj et quttocmi et catopitt iyqiptit. Zua upmz qez dusqusevi vey up qsugovt, puv up siwipai. Ev mietv jisi.

O'n tu dupgatif :dupgatif:
 
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