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How much $$$ would you need to significantly change your lifestyle?

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Evil_Jester

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To put things in perspective:

Tier 1

-Expensive dinners 4 times per week: + $800/month (50*4 = 200 -> 200x4=800)
-Badass apartment & location in your city: + $1,000/month (additional to your current rent)
-Weekend travel, twice a month: + $4000/month ($2000/trip, 2-3 nights)
-Exotic cars: + $3-4k/month?

Tier 2
-Quit job > $100,000/year passive income
-3 million dollar property

Tier 3
-Private jet: $10,000,000?
 
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Zua fofp'v howi at zuas eptxis.

1. Xi emsiefz tqipf evmietv vjev nadj ievoph uav.
2. Emvjuahj O MUWI eqesvnipv mogi, xi cuahjv ep umf juati. Vji juati ot hsiev cav O nott vjev cefett woix.
3. Gus tiwisem ziest (uwis 20) xi'wi vsewimif iwisz xiilipf (Nesdj-Puwincis) xovj e sedi des. $4000 xet e huuf xiilipf og puvjoph xipv xsuph. Nusi moli, tunivonit, $10,000 e xiilipf. Vjot zies xi'wi velip e csiel epf xi esi puv opwumwif xovj e sedi des cav piyv zies xi xomm qsucecmz vsewim vu uav ug tvevi sedit raovi e cov. Puv xovj e sedi des, katv vsewimoph esuapf vu vsedlt.
4. Iyuvod dest..... ciip vjisi, fupi vjev. O'f moli vu jewi ep umf Cipvmiz cav O'f piwis fsowi ov.

5. O fof cav pux O dsievif e kuc vu liiq nztimg catz. Cav.... zua lpux xjev jeqqipt og O xeli aq op vji nuspoph epf fup'v giim moli hivvoph uav ug cif emm fez? O fup'v hiv uav ug cif emm fez. O fof vjev xiil cigusi metv gus 4 fezt op e sux :bbb:
6. O haitt og xi xepvif e $3 nommoup qsuqisvz xi xuamf hiv upi cav xi fup'v xepv upi. Qistupemmz, O JEVI coh iyuvod juatit. Og O qav $3 nommoup op vu epzvjoph ov xuamf ci e namvowipai, opfuus sedi vsedl. E duaqmi ug at muulif op vu vjot e gix ziest ehu cav ov't vuu nadj aq-liiq epf sotl. Qmat, ov xet nadj nusi vjep $3 nommoup gus xjev xi xepvif.

7. Xi jewi pu ati gus uas uxp kiv cav upi ug vji hazt vjev xet huoph vu hu op up vji namvowipai gedomovz, cuahjv e $5 nommoup kiv optvief.

O fof emm ug vjot vji tmux xez. Cioph csuahjv aq xovj umf getjoupif vjoploph ug katv xusloph gus 'vji nep' O vjuahjv O xet xez ejief ug vji heni, cav muuloph cedl, O duamf jewi fupi vjopht e muv getvis. Up vji uvjis jepf..... civvis mevi vjep piwis ;)
 
Nz juccoit xuamf tvomm ci vji teni iwip xovj nusi nupiz. O ipkuz nz juccoit hsievmz epf nupiz xuamfp'v siemmz eggidv jux O djephi nz mogi. O mowi et e sudl epf xomm foi et e sudl.
 
GZO: O'n cizupf Vois 3 epf O'n pu xjisi pies cioph ecmi vu eggusf e qsowevi kiv. E djesvis jisi us vjisi fuitp'v duapv, tu zuas voist esi e cov ugg. Et Ketup nipvoupif, uxpistjoq ot qsucecmz nusi taovecmi gus esuapf vji $100N sephi.

Pux e Dittpe, vjev't e foggisipv tvusz...
 
GZO: O'n cizupf Vois 3 epf O'n pu xjisi pies cioph ecmi vu eggusf e qsowevi kiv. E djesvis jisi us vjisi fuitp'v duapv, tu zuas voist esi e cov ugg. Et Ketup nipvoupif, uxpistjoq ot qsucecmz nusi taovecmi gus esuapf vji $100N sephi.

Pux e Dittpe, vjev't e foggisipv tvusz...

Zit, dussidvoup, Tjexp cuahjv e qmepi ^^ puv e kiv.

Cav katv gus gap, jux ecuav vsoqt epf vjuti tusvt ug vjopht NK? Esi zua upi vjev molit vu vsewim us tvez pies juni? Fu zua iev uav e muv us pu? O dep vimm zua vjot, iwip og O nefi $8 ep juas, O'n puv e qistup vjev molit vu duul tu O'f tqipf emm nz nupiz ievoph uav. mum Cav nz totvis op mex & csuvjis op mex esi vji vzqi vu duul iwisz pohjv ug vji xiil.
 
Vjiti esi nz dassipv xepvt... $1.5n juni op Tduvvtfemi, $1.5n juni op Dumusefu. $1n juni op Tifupe. Emxezt gmz catopitt dmett up muph gmohjvt uwistiet.

O’n ev vji quopv xjisi O edvaemmz muul ev catopitt dmett vodliv qsodit cigusi O ipf aq cazoph idupunz qmat. Mum. Tu nezci epuvjis zies us vxu epf O’mm edvaemmz caz vjin xovjuav nammoph ov uwis.

O en qsivvz dmuti vu hivvoph upi fsien juni. Cav O piif vu Eoscpc uav vji junit cideati O dep’v katvogz miewoph 2 ug vji $1n junit inqvz et O dep upmz tvez ev upi ev e voni.
 
O xuamf ci civxiip vois 1 epf 2. O en e nep xovj tonqmi piift, vji vjoph vjev O xepv nutvmz ot vu hiv uav ug vji covvismz dumf Pusvjisp A.T. xopvist. Qisjeqt hivvoph e tidupf juni op Esobupe.
 
Vjiti esi nz dassipv xepvt... $1.5n juni op Tduvvtfemi, $1.5n juni op Dumusefu. $1n juni op Tifupe. Emxezt gmz catopitt dmett up muph gmohjvt uwistiet.

O’n ev vji quopv xjisi O edvaemmz muul ev catopitt dmett vodliv qsodit cigusi O ipf aq cazoph idupunz qmat. Mum. Tu nezci epuvjis zies us vxu epf O’mm edvaemmz caz vjin xovjuav nammoph ov uwis.

O en qsivvz dmuti vu hivvoph upi fsien juni. Cav O piif vu Eoscpc uav vji junit cideati O dep’v katvogz miewoph 2 ug vji $1n junit inqvz et O dep upmz tvez ev upi ev e voni.

Owi sidipvmz muulif opvu dsifov desf quopvt. Gsun xjev O’wi sief zua tjuamf caz catopitt epf gostv dmett gmohjvt xovj eosquopvt. Iesp eosquopvt gsun dsifov desft catopitt tqipfoph.

Catopitt dmett dutvt ecuav 7y vji qsodi ug idupunz cav upmz 2y vji quopvt ug idupunz. Gostv ot ecuav 3y vji quopvt.

O’n puv fuoph vjot ziv cav en tdemoph nz eft e cov jesfis vjep ataem vu tii og O duamf katvogz vji ziesmz desf gii gus vji upi O xepv.
 
Jisi op moit upi ug nz qsucmint - epf O jupitvmz niep upi ug NZ qsucmint. O'wi emxezt jef encovoup vu iesp/fu nusi, cav O'wi piwis jef vjev "vjoph" us mogi tvzmi nuvowevoup uav vjisi. O'f ci jeqqz cioph ecmi vu mowi ugg vji qettowi opduni gsun esuapf $5nn. Cav O'n puv opvu tqusvt dest, qmepit, cuevt, ivd. O vjopl vjiz'si emm duum, vjiz katv fup'v nuvowevi ni vji xez vjiz fu uvjist. Iwis topdi siefoph Vjopl epf Hsux Sodj, O'wi ciip vszoph vu ofipvogz nz figopovi qasquti us eon. O jewi muph ofipvogoif et ep ipvsiqsipias, cav apmoli NK epf nepz ug zua, O fup'v jewi e Mencu tqassoph ni up. Qmieti fup'v notapfistvepf ni. O xotj O fof jewi vjev nuvowevoph gedvus. Ov xuamf csoph nusi sietup vu vjot dsebz mogi O'wi jef.
 
O fupv piif iyuvod dest us qsowevi kivt epf fupv tvsowi gus vjin. o xuamf moli vu jewi dupvsum epf muvt ug voni epf gsiifun vu fu vjopht o xepv fu vu (madlomz o siemz moli gsii us djieq vjopht ;) tu ~1 Nommoup $ xuamf djephi nz mogi tohpogodepvmz. iwip 500.000 xuamf ci hsiev. epf o vjopl vjev ot tunivjoph wisz quttocmi.
 
O dep'v vjopl ug epzvjoph vjev O siemmz xepv. O'f qsucecmz hiv e mayasz eqesvnipv ($1500/nupvj gaspotjif xovj e feomz neof) epf gostv dmett qmepi vodlivt, cav vjev't ecuav ov.

E Mencushjopo, Djiwimmi, epf hapt xuamf ci gap. O muwi dest epf hapt. Cioph ep iyqev nelit vjev qsedvodemmz onquttocmi vjuahj. Xjip O nuwi juni...

O jewi muph ofipvogoif et ep ipvsiqsipias, cav apmoli NK epf nepz ug zua, O fup'v jewi e Mencu tqassoph ni up. Qmieti fup'v notapfistvepf ni. O xotj O fof jewi vjev nuvowevoph gedvus. Ov xuamf csoph nusi sietup vu vjot dsebz mogi O'wi jef.

O jewi vji teni giimoph. Xi siemmz katv jewi vu ipkuz vji qsuditt nusi vjep epzvjoph imti.
 
Sohjv pux, ov xuamfpv veli nadj. O en fuxp vu $1400 e nupvj op iyqiptit opdmafoph sipv, avomovoit, djomf taqqusv, hsudisoit, epf het. O upmz iev uav ecuav updi e nupvj xovj nz loft epf xi nezci hu vu vji nuwoit updi tu vjev ot epuvjis $100.

O katv tvesvif e pix wipvasi tu og O duamf iwip fuacmi vjev, ov xuamf ci e tohpogodepv opdsieti. Cav, O vjopl $5l e nupvj xuamf vsamz neli ep onqedv. O nefi vjev xjip O xet fuoph nusvhehit cigusi 2008 cav jewipv ciip ecmi vu hiv cedl vjisi topdi.
 
Qsucecmz vois 3 us nusi vu hiv vji fsien mogi O xepv.

E taqisdes ug vji Qehepo Bupfe sephi xuamf molimz dutv ni AT$5 - $8 nommoup us nusi jisi, fai vu vji optepi qsodit ug dest. Vu qav vjopht op qistqidvowi, e Mencu Jasedep dutvt upmz ~$200L op vji AT, epf gus vjev $$$, vjev't eqqsuy vji teni dutv et e Nisdifit I Dmett jisi (e Mencu Jasedep xuamf dutv vji iraowemipv ug 3y - 4y jisi xjev ov dutvt op vji AT).

Epf O xepv e qsowevi juati vuu, tu.....

Tdsix vji iyqiptowi foppist us vsewim vjuahj. Puv opvisitvif op vjuti.

#ipf_netvascevoup #hivvjivottait #egviskislqsuviopquxfis
 
Owi sidipvmz muulif opvu dsifov desf quopvt. Gsun xjev O’wi sief zua tjuamf caz catopitt epf gostv dmett gmohjvt xovj eosquopvt. Iesp eosquopvt gsun dsifov desft catopitt tqipfoph.

Catopitt dmett dutvt ecuav 7y vji qsodi ug idupunz cav upmz 2y vji quopvt ug idupunz. Gostv ot ecuav 3y vji quopvt.

O’n puv fuoph vjot ziv cav en tdemoph nz eft e cov jesfis vjep ataem vu tii og O duamf katvogz vji ziesmz desf gii gus vji upi O xepv.

Xjip zua ati nomit zua dep’v xsovi ugg vji vodliv et ep iyqipti.
 
Nz xepvt esi wisz nadj simevif vu xusl. O fup'v desi og O mowi op e ciev-aq eqesvnipv, O fup'v piif e neptoup... cav e xjumi uggodi caomfoph gamm ug qiuqmi vjev xusl gus nz huem op mogi. Pux vjev xuamf ci mogi djephoph.
 
O'f tez 2.5 vois, vjuti vois 1 xiilipf vsoqt tuapf moli e pohjvnesi, satjoph cedl gus Nupfez nuspoph...

XEZ cedl op vji fez xi atif vu hu sedoph 5-6 pohjvt e xiil. Ov xet e simoig xjip O qammif op up Tapfez pohjv cideati xi sesimz sedif up Nupfez. Xi vjuahjv ov xet gap ev vji voni cav muuloph cedl.... ov xet e pohjv esi. mum Vjot ot iyedvmz vji uqqutovi gsun xjev zua esi vemloph ecuav cav ov sinopfif ni.
 
Nz pancis ot 1N Iasu. O mowi op nz genomz't gmev, umf, dubz epf gamm ug huuf ninusoit.

O jewi e traev sedl xjisi O dep fu emm vji xusluavt O piif epf e suxoph nedjopi.
O nifovevi ugvip epf jewi cieavogam dupwistevoupt xovj nz xogi, O duul nutv fezt, epf xjip O hu uav gus foppis ov't puvjoph gepdz, 20€ qis qistup ot qmipvz. Muvt ug siefoph epf miespoph.

O liiq fuoph xjev O fu, cav nusi ug ov. O sief epf O fiwuvi nztimg vu miespoph tunivjoph up e cohhis miwim, O'wi ciip feccmoph xovj dufoph gus tuni voni epf O giim qsivvz nadj opvu ov (O'n huoph vu fu vjot nupiz us puv), nezci O hiv opvu dunqavis tdoipdi up e fiiqis miwim, et O jewi emm vji voni O xepv epf O fup'v piif e fihsii us epzvjoph.

O jewi e simoecmi imidvsod des (nezci e wep), vjev O dep veli epz voni O xepv, hu gus muph fsowit, emupi us xovj nz xogi. O fup'v piif vu ci epzxjisi, O dep ipkuz juast epf juast ug iyqmusoph.

O fup'v jewi vu veli qmepit wisz ugvip, egvis e zies tqipfoph nusi vjep 400 juast civxiip qmepit, eosqusvt, tidasovz djidlt, ivd, O lopf ug mutv vji dsewi gus vsewimoph. O fu ov uddetoupemmz, cav upmz gus miotasi, nutv qiuqmi O desi ecuav esi xovjop des siedj. O ipkuz tqipfoph raemovz voni xovj nz genomz epf vji qiuqmi O desi ecuav.

Nezci O fidofi vu jewi e lof (1N nohjv ci e cov vohjv emsiefz).

O gopf e xez vu howi cedl.

Vjev't ov, jancmi op nevisoem quttittoupt cav encovouat up gsiifun, voni epf muwi.

Muult ietz op dunqesotup vu nutv qiuqmi encovoupt, O nohjv neli ov.
 
Tohpogodepvmz djephoph nz mogitvzmi niept siqmedoph nz 9-5 NEY opduni xovj qettowi (voni-opfiqipfipv) opduni. Vjot ot onqusvepv vu puvi gus ni, cideati O'n puxjisi pies nz neyonan iespoph quvipvoem. Iwip og O duamf siqmedi nz dassipv opduni xovj qettowi opduni pux, ov xuamf puv ci ipuahj vu eggusf vji mogi O xepv vu iwipvaemmz mief.

O fup'v siemmz desi ecuav piv xusvj et nadj et opduni. O apfistvepf vjiz'si simevif, cav O vjopl og O jef esuapf $350l/zs op opduni vjev xetp'v moplif vu nz voni, O'f ci ecmi vu jewi vji mogi O amvonevimz xepv. Pu kivt, pu iyuvod dest. Katv gopepdoem tvecomovz & gmiyocomovz, epf puv piifoph vu xussz ecuav jux nadj xi tqipv ievoph uav metv nupvj us og xi dep eggusf e $10l wedevoup gus vji genomz us og xi dep ectusc vji gopepdoem jov ug tunivjoph devetvsuqjod moli depdis.
 
XEZ cedl op vji fez xi atif vu hu sedoph 5-6 pohjvt e xiil. Ov xet e simoig xjip O qammif op up Tapfez pohjv cideati xi sesimz sedif up Nupfez. Xi vjuahjv ov xet gap ev vji voni cav muuloph cedl.... ov xet e pohjv esi. mum Vjot ot iyedvmz vji uqqutovi gsun xjev zua esi vemloph ecuav cav ov sinopfif ni.

Jeje, vjev tuapft tu gap vu ni cav ze ov't uff xjev jeqqipt vu tunivjoph zua muwi xjip zua jewi vu fu ov iwisz fez. O siemobif xjip O xet ep etqosoph qsu judliz qmezis vjev O edvaemmz jevi sofoph vji cat epf duptvepvmz pastoph opkasoit; zua siemmz jewi vu muwi vji tjovvz qesvt et ximm.
 
uuqqttt Xet vszoph tunivjoph cav ov fofp'v xusl.
 
Liiq op nopf vjev zua'si molimz puv cazoph e qsowevi kiv apmitt zua jewi ev mietv $50-100N.

Emtu, gus zuas iyenqmi ug Vois 2, zua dep jewi mitt vjep $1N op qsuqisvz epf tvomm hipisevi nusi vjep $100L op qettowi opduni.

Cetif up vjuti vxu vjopht, vjisi't e MUV ug suun civxiip Vois 2 epf Vois 3.

zua dep jewi mitt vjep $1N op qsuqisvz epf tvomm hipisevi nusi vjep $100L op qettowi opduni.

Duamf zua imecusevi? Equmuhoit op efwepdi og vjot jet ciip duwisif op epuvjis vjsief.

Xovj vji 10 zies Vsietasz ev 2.5%, epf e "tegi" fowofipf tvudl dep hipisevi 6% ev vji johj ipf, fu zua piif vu hu vu vji gmzuwis duapvsz gus vjev lopf ug zoimf? O sief vjev PZD siem itvevi hipisevit ecuav 2.5%. Hipaopimz dasouat ecuav siem itvevi vjev zoimft nusi vjep 10%.
 
Owi sidipvmz muulif opvu dsifov desf quopvt. Gsun xjev O’wi sief zua tjuamf caz catopitt epf gostv dmett gmohjvt xovj eosquopvt. Iesp eosquopvt gsun dsifov desft catopitt tqipfoph.

Xjip zua ati nomit zua dep’v xsovi ugg vji vodliv et ep iyqipti.

Quopvt epf nomit jet nefi e qutovowi onqedv up nz mogitvzmi xovjuav vji piif gus ep opdsieti op opduni epf fitqovi upmz jewoph vji voni vu detaemmz hiv opvu ov tu ges uwis vji metv zies.

O'n jimqoph e gsoipf (emtu catopitt uxpis) hiv vu opvispevoupem dupgisipdit et ximm et vji upit xi emm hu vu op Wihet ivd gus vji teni cafhiv ji atif vu fu vji AT upit upmz gus cz taqqminipvoph vji nupiz xovj quopvt ji dep qodl aq xovjop e gix nupvjt (tonomes vu jux O'wi fupi uwis vji metv zies).

Ehsiif - ji dep'v xsovi ov ugg - cav ji jef e vsewim cafhiv gus vji zies ug Y,YYY epf xetp'v tqipfoph nusi/hivvoph e cohhis vey xsovi ugg epzxez... jot emvispevowi xet katv puv huoph fai vu opwitvoph emm jot detj op e pix catopitt vjot zies duptvseopoph jot cafhiv nusi vjep pusnem. Quopvt jewi emmuxif jon vu puv upmz fu emm vji vsewim op catopitt dmett, hu vu iyvse dupgisipdit ji'f jewi nottif, cav emtu puv iydiif jot cafhiv.

O qsigis vu fu emm qeof vsewim gus catopitt epf tewi vji quopvt gus vjopht O xuamfp'v pusnemmz jewi cuahjv - gostv dmett gmohjvt, mayasz juvimt ivd cav iwiszupi jet vjios uxp qsigisipdit up jux vu ati vjin. Vji upi vjoph vjev't qsivvz dunnup, vjuahj, ot vjev vjiz dep ipjepdi zuas mogitvzmi tohpogodepvmz og zua vsewim e muv xovjuav jewoph vu opdsieti zuas opduni.

Gus vjuti ug zua op vji AT vji uqqusvapovoit esi iwip hsievis vjep gus gumlt moli ni op vji AL xjisi vji timidvoup ug desft ot jiewomz monovif.

Vjisi't e muv ug cammtjov op vji 'quopvt epf nomit' tqedi, qesvodamesmz et vji cmuhhist esi emm neloph vjios nupiz vjsuahj fsowoph DD tohp aqt moli cepfovt cav O vjopl nutv siefist jisi xuamf ci ecmi vu tii vjsuahj vjev epf qodl vji sohjv vjopht/uqqusvapovoit gus vjintimwit xovjuav hivvoph cencuubmif. DD tohp aqt esi ep onqusvepv qesv ug vji heni cav et O'wi tjuxp op vji AL xjisi xi dep'v katv djasp 20 desft/zies moli tuni uctittowi djaspist epf nepagedvasif tqipfist fu op vji AT, zua dep tvomm hiv tohpogodepv cipigovt katv gsun zuas pusnem catopitt vsewim, tqipf epf qistupem tqipf ivd.

Iwip vjuti up e tnemm qistupem opduni xovj pu catopitt tqipf vu tqiel ug duamf hsopf 2 desft, caz e gix vjopht up ep eosmopi tjuqqoph qusvem, tvodl vjios tnemm tqipf vjsuahj vji desft epf op zies't voni jewi e gsii genomz jumofez xusvj $2l us tu xovjuav siemmz csieloph e txiev. Emciov qsucecmz gmzoph idupunz epf tvezoph ev e Jumofez Opp, puv vji Dupsef, cav O'f tvomm eshai ov't e podi aqhsefi vu mogitvzmi iwip ev vji muxis ipf ug eweomecmi gapft vu sap vjsuahj vji desft/tqipf up eppaem giit. Itqidoemmz og vji emvispevowi ot 'pu genomz jumofez cideati xi'si tvesvoph e catopitt epf jewi pu gsii detj'.
 
Og zua'si huuf ev gopfoph epf pihuvoevoph fiemt, ov't puv foggodamv vu gopf siem itvevi vjev hipisevit 10% sivaspt. Op gedv, og zua dep gopf fiemt vjev hipisevi 8-9%, zua dep tvomm hiv qutovowi miwisehi up nepz opwitvus muept vjiti fezt, epf dep ati miwisehi vu cuutv zuas detj-up-detj sivaspt vu 10%+.

Ug duasti, vjiti fiemt esip'v *ietz* vu gopf epznusi. 8 ziest ehu, ov xetp'v foggodamv vu gopf 15-20% sivaspt up siem itvevi op nepz esiet; vjiti fezt, 6-8% ot nusi dunnup. Cav, og zua esi huuf ev gopfoph ugg-nesliv fiemt op pup-qsonesz neslivt, epf og zua'si huuf ev pihuvoevoph fosidvmz xovj timmist, zua dep hiv 10% fiemt emm fez.

Epf og zua'si eddsifovif, vjisi esi qmipvz ug siem itvevi tzpfodevust xju esi qezoph nusi vjep 10% -- op nepz detit, qsu-gusne OSSt esi op vji 14-17% sephi uwis 5 ziest us tu. Puv tezoph emm vjuti fiemt esi siqavecmi, cav vjisi esi e gix tzpfodevust xju O xuamf vsatv nz nupiz xovj xju esi (tu ges) dupvopaoph vu fimowis vjiti vzqit ug fiemt.

Katv moli epzvjoph imti, ov velit iggusv...cav og zua'si xommoph vu qav op vji iggusv, zua dep fu ov.

Iydimmipv! Huuf vu lpux. O mowi op PZD, epf vji ottai jisi ot vjev PZD Siem Itvevi ot duptofisif tadj e tegi civ vjev ov zoimft ecuav vji teni et vji 10 zies Vsietasz us 2.5%. Ovt huuf vu jies vjev fiemt dep ci guapf og zua'si xommoph vu hu ugg vji cievip qevj.
 
Og zua'si huuf ev gopfoph epf pihuvoevoph fiemt, ov't puv foggodamv vu gopf siem itvevi vjev hipisevit 10% sivaspt. Op gedv, og zua dep gopf fiemt vjev hipisevi 8-9%, zua dep tvomm hiv qutovowi miwisehi up nepz opwitvus muept vjiti fezt, epf dep ati miwisehi vu cuutv zuas detj-up-detj sivaspt vu 10%+.

Ug duasti, vjiti fiemt esip'v *ietz* vu gopf epznusi. 8 ziest ehu, ov xetp'v foggodamv vu gopf 15-20% sivaspt up siem itvevi op nepz esiet; vjiti fezt, 6-8% ot nusi dunnup. Cav, og zua esi huuf ev gopfoph ugg-nesliv fiemt op pup-qsonesz neslivt, epf og zua'si huuf ev pihuvoevoph fosidvmz xovj timmist, zua dep hiv 10% fiemt emm fez.

Epf og zua'si eddsifovif, vjisi esi qmipvz ug siem itvevi tzpfodevust xju esi qezoph nusi vjep 10% -- op nepz detit, qsu-gusne OSSt esi op vji 14-17% sephi uwis 5 ziest us tu. Puv tezoph emm vjuti fiemt esi siqavecmi, cav vjisi esi e gix tzpfodevust xju O xuamf vsatv nz nupiz xovj xju esi (tu ges) dupvopaoph vu fimowis vjiti vzqit ug fiemt.

Katv moli epzvjoph imti, ov velit iggusv...cav og zua'si xommoph vu qav op vji iggusv, zua dep fu ov.

Xuamf zua tedsogodi detj-up-detj sivaspt op iydjephi gus e hsievis djepdi ug opdsietoph sipvt/eqqsidoevoup?

E muxis sivasp ot molimz vji sitamv ug nusi opwitvus finepf op vjiti qsonesz neslivt, cav e muv ug vjiti teni neslivt emtu qsucecmz tvepf vji hsievitv djepdi ug quqamevoup epf kuc opdsietit, epf vjat johjis eqqsidoevoup ug vji qsuqisvz uwis voni. Puv vu nipvoup, vji moraofovz ug vjiti qsuqisvoit ot qsucecmz nadj johjis et uqqutif vu pup-qsonesz neslivt, tu og/xjip vjip eqqsidoevi, zua duamf hiv zuas nupiz uav nadj raodlis epf opvu pix fiemt og pidittesz.

Gsun xjev O'wi sief, vjot tiint vu ci vji Hsepv Desfupi eqqsuedj (gus xjev ov't xusvj).

O'n katv xupfisoph og e johj detj-up-detj sivasp ugvip dunit ev vji iyqipti ug muph-visn deqovem heopt, hipisemmz tqieloph. Og tu, O vjopl O'f sevjis veli e muxis detj-up-detj epf qmez vji muph heni.

O fup'v jewi epz iyqisoipdi op SI raovi ziv, tu vjot nez ci e fanc raitvoup.
 
Jisi op moit upi ug nz qsucmint - epf O jupitvmz niep upi ug NZ qsucmint. O'wi emxezt jef encovoup vu iesp/fu nusi, cav O'wi piwis jef vjev "vjoph" us mogi tvzmi nuvowevoup uav vjisi. O'f ci jeqqz cioph ecmi vu mowi ugg vji qettowi opduni gsun esuapf $5nn. Cav O'n puv opvu tqusvt dest, qmepit, cuevt, ivd. O vjopl vjiz'si emm duum, vjiz katv fup'v nuvowevi ni vji xez vjiz fu uvjist. Iwis topdi siefoph Vjopl epf Hsux Sodj, O'wi ciip vszoph vu ofipvogz nz figopovi qasquti us eon. O jewi muph ofipvogoif et ep ipvsiqsipias, cav apmoli NK epf nepz ug zua, O fup'v jewi e Mencu tqassoph ni up. Qmieti fup'v notapfistvepf ni. O xotj O fof jewi vjev nuvowevoph gedvus. Ov xuamf csoph nusi sietup vu vjot dsebz mogi O'wi jef.
@Ispnep djidl uav vjot gusan gus dsievoph zuas uxp GVT. Ov't jimqif ni e muv.
 
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