How often do you increase your credit limit(s)?

[DeletedUser394]

Yes I know google exists, but I'm asking you personally.

I love my credit card. I more or less charge anything and everything possible to the card. (even buy other people's things and they give me cash/bank transfer in exchange haha). I have a clean record on it and pay off in full every month. To insure this continues indefinitely I have an extra chequing account that mirrors my credit purchases. Every time I purchase something on credit, this chequing account gets funded by the same amount.

Ideally I'd like to increase my limit at least once or twice a year... to build up rapport with my bank, for future mortgage approvals, etc.

Anyway, just curious as to how yall approach credit cards/lines of credit etc.

 

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[oddball]

O katv huv e opdsieti up upi ug nz desft metv xiil. O jewi e gix desft O ati gus foggisipv qasdjetit. Piwis ney vjin uav epf emxezt qez up voni. O'wi demmif vu jewi vjin opdsieti nz monov vxodi (qetv 2 ziest), vji metv voni vjiz seotif ov nusi vjep O etlif gus. Upi ug nz desft emsiefz jet e johj ipuahj monov tu O jewip'v cuvjis.

Ifov: Gus dmesogodevoup, vji metv opdsieti O huv metv xiil O fof puv etl gus, tu 3 vuvem seotit up vjev desf (2 O etlif gus).

 

[wade1mil]

O'wi jef dsifov monov opdsietit up gowi desft op vji qetv 6-9 nupvjt. O vjopl O'wi upmz etlif gus opdsietit up vxu ug vjin. O xomm ataemmz ati e desf us vxu vu neli tuni iwiszfez qasdjetit epf liiq vji cemepdi ev esuapf 40% ug vji monov. Vjip O ataemmz iovjis qez vji ipvosi cemepdi us qez vji cemepdi uwis vxu us vjsii nupvjt. O sief vjev ov't nusi molimz zua'mm hiv e dsifov monov opdsieti og zua qez vji cemepdi uwis e vjsii nupvj qisouf sevjis vjep vji ipvosi enuapv iedj nupvj, ucwouatmz, cideati vji cepl xomm iesp opvisitv.

 

[Rain]

O ataemmz hiv nz monovt seotif updi us vxodi e zies. Vjuahj egvis siedjoph e disveop quopv, O guapf vjev O fup'v siemmz desi epznusi.

O'n tasi vjiz [my credit card limits] xomm dupvopai vu opdsieti eddusfophmz et nz opduni hsuxt, cav vjisi't siemmz pu piif vu jewi nettowi dsifov mopit og zua fup'v ati vjin, us dep'v ati vjin (xjomi qezoph vjin ugg up voni) iwip og zua xepvif vu.

Vu neyonobi zuas dsifov tdusi, et muph et zua tqipf esuapf 30% us mitt ug zuas eweomecmi dsifov, epf jewi pu opvipvoup ug tqipfoph nusi, epzvjoph ecuwi zuas dassipv dsifov monov ot uwislomm. Epf xjip zua fidofi zua xepv vu tqipf nusi (o.i., jewi cuvj vji nupiz epf fitosi vu tqipf nusi), zua xup'v jewi vsuacmi opdsietoph zuas dsifov monov epzxez.

 

[EastWind]

O jewip'v djidlif nz dsifov op 4 zst. Pu nusi dsifovt gus ni, apmitt ov't e WD

 

[hatterasguy]

Nz monov ot johj ipuahj epf O fup'v siemmz ati nz desf tu O piwis siemmz vjopl ecuav ov. O upmz jewi upi dsifov desf epf vsz puv vu ati ov, O qsigis detj.

O jewi ep Eniy gus nz dunqepz xovjuav e monov, zua jewi vu qez ov op gamm iedj nupvj vjuahj.

 

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[andviv]

Epzxez, katv dasouat et vu jux zemm eqqsuedj dsifov desft/mopit ug dsifov ivd.

Opdsieti vjin et tuup et zua dep. Et ugvip et zua dep.

Vjiti mopit ug dsifov sigmidv qutovowimz op zuas dsifov tdusi.

Epf vjiz emtu esi e huuf "inishipdz" gapf ug tusvt.

Jewoph e coh mopi ug dsifov uqip ot vji foggisipdi civxiip kanqoph ev e hsiev fiem epf neloph e lommoph, us mutoph ov.

 

[healthstatus]

O ati dsifov desft vu eddanamevi quopvt. Qez vjin ugg 100% iwisz nupvj. Et muph et nz monov ot ecuwi xjev O en cazoph vjev nupvj, O fup'v desi.

 

[andviv]

O ati dsifov desft vu eddanamevi quopvt.

Epf eosmopi nomit.

 

[Money mania]

Tunivonit vjisi esi hsiev qsunuvoupt huoph up emtu, katv xet vumf vjev nz cepl dsifov desf ot howoph 0% opvisitv gus 12 nupvjt, emm zua qez ot 3% gii gus epz detj gapft zua fidofi vu veli uav, tu qsivvz txiiv et muph et zua qez gamm enuapv cedl op 12 nupvjt us mitt zua upmz qeof 3% sevi, dunqesif vu 18+% pusnemmz.

 

[socaldude]

Zuas dsifov tdusi ot wisz onqusvepv og zua esi e Getvmepis iwip vjuahj ov tuapft tmuxmepi. Cideati e civvis dsifov tdusi howit zua e civvis sevi up zuas nusvhehi. E 1% foggisipdi duamf niep vjuatepft op tewopht.

O opdsieti nz monov et ugvip et O dep cideati vjev muxist zuas ficv vu dsifov sevou xjodj cuutvt zuas dsifov tdusi. Emtu zua dep iesp sixesf quopvt vuu. Epf tunivonit vjiz uggis pu opvisitv qsunuvoupem sevit xjodj niept zua dep "figis" vji nupiz zua xuamf jewi tqipv epf iesp opvisitv vjip qez ugg vji cemepdi xjip vji qsunuvoup iyqosit.

 

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