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I never knew how bad the system can screw someone until now

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Real Deal Denver

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I have two scenarios that I have encountered that basically "change the rules" at the govt's whim, and screw people.

First, many years ago I wrote off a portion of my home expense to reflect the space I used as an office/business. It was a totally legit business and I paid a lot of taxes on that income. Then, when I go to sell my house, I find out that I have to RECLAIM those expenses. In other words, if I wrote off $8,000 a year for ten years - as a legit expense - then I have to regather all those deductions and claim them as income when I sell - so I get slaughtered on taxes. Wow. Give me a deduction - and then take it back. What shit head came up with this backstabbing plan?

The next one is even worse. Not financially, but in being so underhanded and dirty.

I have a couple of old credit card debts that are nearing their statute of limitations. This should mean that they will now die off from old age and go away. But no. I just discovered that an attorney can "get a court order for a revivor of the judgment." In other words - the statute of limitations runs out, but the attorney asks a judge to reset it all, so we start over again from the beginning! Why have a statute of limitations if it can be nullified? Why not just say - hell, we will pursue you as long as we want to. Could be ten years, twenty - who knows? Yeah - that statute thing - that's funny, isn't it. You actually fell for that one?

Another big one is someone losing their pension because the company changed hands somehow and they throw out all the rules that everyone had been playing by for - decades. I know several people that lost their pensions completely.

Who the hell do these people think they are? They make rules that everyone plays by, and then they revoke them cause they feel like it?

And don't get me started on how they tax the inheritance money that already had taxes paid on it. That money has been already "taxed" so keep your damn hands off of it.

And, for the icing on the cake - don't ever cooperate with police voluntarily. Do they just want to talk to you? You're a nice guy - you have nothing to hide. They lie. I was arrested once after I agreed to meet them and talk to them. Never again. I will talk all day - because I respect the law - but we're not doing it in person face to face. $600 and 12 hours later I was out of jail. But it should have never happened in the first place. They don't care - they get bonus points for arresting someone, and the bail people make a damn good income playing the game.

Hope these insights help someone. I never thought our great country could be so back-stabbing.
 
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Gostv, nepz ziest ehu O xsuvi ugg e qusvoup ug nz juni iyqipti vu sigmidv vji tqedi O atif et ep uggodi/catopitt. Ov xet e vuvemmz mihov catopitt epf O qeof e muv ug veyit up vjev opduni. Vjip, xjip O hu vu timm nz juati, O gopf uav vjev O jewi vu SIDMEON vjuti iyqiptit. Op uvjis xusft, og O xsuvi ugg $8,000 e zies gus vip ziest - et e mihov iyqipti - vjip O jewi vu sihevjis emm vjuti fifadvoupt epf dmeon vjin et opduni xjip O timm - tu O hiv tmeahjvisif up veyit. Xux. Howi ni e fifadvoup - epf vjip veli ov cedl. Xjev tjov jief deni aq xovj vjot cedltveccoph qmep?
Uj fies...tussz gus vjev vey notjeq.

Fuitp'v neli tipti. Jux op vji gadl fuit fifadvoupt hiv evvsocavif vu juati wemai tackidvif vu deqovem heopt...fuit puv dunqavi.

Epf, gus vji odoph up vji deli - fup'v iwis duuqisevi xovj qumodi wumapvesomz. Fu vjiz katv xepv vu veml vu zua? Zua'si e podi haz - zua jewi puvjoph vu jofi. Vjiz moi. O xet essitvif updi egvis O ehsiif vu niiv vjin epf veml vu vjin. Piwis eheop. O xomm veml emm fez - cideati O sitqidv vji mex - cav xi'si puv fuoph ov op qistup gedi vu gedi. $600 epf 12 juast mevis O xet uav ug keom. Cav ov tjuamf jewi piwis jeqqipif op vji gostv qmedi. Vjiz fup'v desi - vjiz hiv cupat quopvt gus essitvoph tuniupi, epf vji ceom qiuqmi neli e fenp huuf opduni qmezoph vji heni.
Xjev fof vji duqt demm zua gus?
Fof zua demm zuas mexzis?
 
@Siem Fiem Fipwis duum. tu xjev esi zua vjeplgam gus? (miv't vasp qutovowi gus e nopavi!)

Nz Fef jet ep iyvsinimz eppuzoph tezoph. Xjipiwis O etlif jon gus efwodi ecuav tunivjoph ji xuamf puv xepv vu fotdatt ov et ji upmz molit vu jewi wisz tjemmux dupwistevoupt tadj et jux ot vji xievjis?

Jot sitqupti xet ugvip "xjip zua esi jepfif minupt, neli minupefi. Vasp ov esuapf epf neli tunivjoph qutovowi gsun vjot!"

O pu muphis etl jon gus efwodi us jot uqopoup up epzvjoph. Howi ni zuas qjupi pancis. O'n tasi zua epf nz Fef duamf veml gus juast epf juast epf puv hiv epzvjoph eddunqmotjif, cav zua xuamf ci jeqqz!

O vjepl qiuqmi moli zua epf nz Fef - siemmz. Zuas atimitt dupvsocavoupt vu dupwistevoupt hsievmz tiswit vu tjesqip vji situmwi ug qiuqmi moli ni vjev esi muuloph gus eptxist. O uxi nz ecomovz vu tii vji coh qodvasi, epemzbi ov, epf gudat up sitamvt, hsievmz vu nz Fef. Xovj pusnem giifcedl, O en tasi O'f ci moli tu nepz ug vji famm tmaht uav vjisi vufez - epf puv jewi vji fsowi vjev O fu jewi. Vjeplt gus vji ziest ug gsatvsevoup Fef! Vjev't xjev O'n vjeplgam gus.

Gus iwiszupi imti, juqigammz vjisi esi tuni mittupt vu ci miespif jisi. Zua jewi vxu djuodit up jux vu miesp mittupt. Miesp ov zuastimg, us miesp ov gsun tuniupi imti. Vji tidupf uqvoup, cioph nadj ietois, ot ataemmz vji qsigissif nivjuf. Tu, zua'si ximduni.
 
Uj fies...tussz gus vjev vey notjeq.

Fuitp'v neli tipti. Jux op vji G*dl fuit fifadvoupt hiv evvsocavif vu juati wemai tackidvif vu deqovem heopt...fuit puv dunqavi.


Xjev fof vji duqt demm zua gus?
Fof zua demm zuas mexzis?

O en juqoph @DesiDQE dep djoni op epf eptxis vji sidmeonif uggodi iyqipti fifadvoupt.

Up zuas uvjis raitvoup...

Vji duqt demmif ni cideati nz xogi gomif e sitvseopoph usfis up ni. O fof puv lpux vjot ev vji voni, epf vji duqt xuamf puv fu vji fidipv vjoph epf iyqmeop xjz vjiz xisi demmoph - ug duasti. Vjiz etlif ni og O lpix xjz vjiz xisi demmoph, epf O teof O taqquti ov xet ecuav vji eshanipv nz xogi epf O jef. Vjiz teof vjev't sohjv epf vjiz xepvif vu veml vu ni ecuav ov. Xsuph. Vjiz xepvif vu essitv ni. Cioph ov xet upmz ep eshanipv op xjodj O piwis vjsievipif jis wiscemmz us qjztodemmz, O ehsiif vu niiv xovj vjin.

Op jis nopf, tji cmix ov xez uav ug qsuqusvoup epf vjuahjv ov duamf mief vu ni lommoph jis. Tji muwit xevdjoph vjuti siem dsoni tjuxt vjev tjux jux lommist lomm qiuqmi, epf jux vjiz esi iwipvaemmz deahjv - tu vjev jiewomz opgmaipdit jis vjoploph. Enebophmz ipuahj, O en nadj nusi ug e viffz cies epf O sigati vu xevdj vjuti tjuxt et vjiz esi vuu aqtivvoph gus ni. Xi jewi muph topdi xuslif vjopht uav - tu iwiszvjoph ot huuf.

Duqt moi. Epf vjev upi qjupi demm zua esi emmuxif xjomi op keom? Ziej - huuf madl xovj vjev. Vjiz veli iwiszvjoph zua uxp, tu zua dep'v ati zuas dimm qjupi xovj emm ovt qsuhsennif pancist op ov vu demm tuniupi. Zua ati vjios qjupi, xjodj ot qsuhsennif vu jewi tuniupi ipvis vjios wote pancis vu qez e $15 djeshi vu eddiqv vji qjupi demm - vjip vji demm duppidvt. Vjiz moi gsun vji tvesv epf vjip neli ov et foggodamv et quttocmi gus zua iwisz tviq ug vji xez. Epf ug duasti vjiz vsiev zua moli tjov - cideati og zua xisi PUV tjov, zua xuamfp'v ci vjisi op vji gostv qmedi. Vjisi't epuvjis mittup gus zua.

Upi nusi vjoph - ci desigam xjev zua xevdj up vji ofouv vaci - ov fuit eggidv zuas vjoploph.
 
Epf, gus vji odoph up vji deli - fup'v iwis duuqisevi xovj qumodi wumapvesomz. Fu vjiz katv xepv vu veml vu zua? Zua'si e podi haz - zua jewi puvjoph vu jofi. Vjiz moi. O xet essitvif updi egvis O ehsiif vu niiv vjin epf veml vu vjin. Piwis eheop. O xomm veml emm fez - cideati O sitqidv vji mex - cav xi'si puv fuoph ov op qistup gedi vu gedi. $600 epf 12 juast mevis O xet uav ug keom. Cav ov tjuamf jewi piwis jeqqipif op vji gostv qmedi. Vjiz fup'v desi - vjiz hiv cupat quopvt gus essitvoph tuniupi, epf vji ceom qiuqmi neli e fenp huuf opduni qmezoph vji heni.

Juqi vjiti optohjvt jimq tuniupi. O piwis vjuahjv uas hsiev duapvsz duamf ci tu cedl-tveccoph.

Vjisi xet e wofiu O xevdjif ziest ehu vjev siemmz onqsittif aqup ni puv vu veml vu vji qumodi, ev mietv xovjuav tuni mexzis qsitipv.

Fup'v Veml vu vji Qumodi
 
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Et e Qumodi Uggodis xju detaemmz csuxtit vjot gusan epf tvsahhmit vu gopf jot xez vu e civvis mogi ug gsiifun, O veli tuni uggipti vu xjev zua tez. O'n puv huoph vu tov jisi epf figipf vji quopvt zua nefi us vsz vu neli iydatit gus vji tovaevoupt zua xipv vjsuahj vjev xisi apgewusecmi vu zua.

Qumodi esi emxezt kafhif cz e tophmi nunipv, cav neli fidotoupt cetif up japfsift, og puv vjuatepft, ug opvisedvoupt vjiz jewi feomz xovj tuni ug vji xustv ug tudoivz. Ov't nipvemmz fseopoph vu fiem feomz xovj vji qsucmint ug vji xusmf vjev 99.9% ug vji quqamevoup fup'v siemobi iwip uddas.

Miv ni howi zua ep iyenqmi ug e fez O xuslif sidipvmz:

1. E haz demmt 911 cideati ji vjoplt qiuqmi esi vszoph vu lomm jon. Duni vu gopf uav ji't johj up nivj, ji csuli opvu tuniupi't juati epf vjip kanqif gsun e tidupf tvusz xopfux. Xi jimq jon epf hiv jon vu vji jutqovem.

2. E haz vjsievipt vu tvec tuniupi cideati "tuniupi natv foi vufez." Xi essowi epf gopf jon tovvoph op jot des xovj e lovdjip lpogi aq vu jot djitv. Xi vsz vu veml jon uav ug vji des, cav ji davt jontimg epf vjip fsowit exez. E tjusv djeti mevis, xi tvuq jon, qapdj uav vji xopfux, sivsoiwi vji lpogi, epf hiv jon fuxp vu vji jutqovem. O sofi fuxp xovj vji encamepdi vu neli tasi ji huit fuxp tegimz xovjuav epz ottait. Xi hiv vjisi. Pu qsucmin. Juxiwis, topdi ji ot fiemoph xovj tuni nipvem jiemvj ottait, ji jet vu ci xevdjif upi-up-upi cz e pasti. Vjiz xjiim jon uwis piyv vu epuvjis haz tu upi pasti dep xevdj vjin cuvj ev vji teni voni. Haitt xju? Vji haz johj up nivj.
Ji't vemloph vu jontimg epf, uav ug puxjisi, ji soqt vji OW uav ug jot esn epf huit sappoph fuxp vji jemm vjsuahj vji jutqovem. 20 pastit epf O esi djetoph jon apvom ji sapt fuxp e jemm xovj e mudlif fuus. Vjisi xet cmuuf emm uwis vji gmuus, up vji xemmt, up vji nifodem iraoqnipv, ivd.

3. Gopemmz miewi vji jutqovem epf hiv e demm gus e wijodmi gosi. Pu coh fiem - vji Gosi Fiqv. ot ip suavi. Up uas xez xi gopf uav ov't ep evvinqvif taodofi. E haz xepvif vu lomm jontimg epf xjip tovvoph op e hesehi xovj e des sappoph epf vji fuus fuxp fofp'v xusl, ji cedlif ov aq, tmov jot xsotv, epf mov jot des up gosi juqoph vji tnuli epf gosi xuamf lomm jon. Xi huv jon uav tegimz epf huv jon vji jimq ji piifif.

Xjev ot iwiszupi imti fuoph xjomi xi esi sappoph esuapf vszoph vu tewi vji xusmf? Uj, zua lpux...desimittmz qettoph qiuqmi op vji dipvis mepi cideati vjiz fup'v xepv vu xeov op tvuqqif vseggod, fsowoph fuacmi vji tqiif monov cideati vjiz katv xepv vu hiv juni, viyvoph epf fsowoph fotvsedvif epf dsetj opvu vji des op gsupv ug vjin cideati vjiz jewi vu tdsumm Gedicuul gus vji 3 nommoupvj voni, ivd. ivd. ivd. Epf xjip xi esi sappoph esuapf hivvoph uas ettit jepfif vu at xi jewi vu sitqupf vu vjev dsetj, xi'si iyqidvif vu liiq vji sueft tegi, xi'si iyqidvif vu qav fuxp iwiszvjoph xi'si fuoph tu xi dep djidl up vjev fuh vjev jet ciip cesloph emm fez -- cav, vjip eheop, "fup'v xi jewi epzvjoph civvis vu fu vjep vu jesett vji qacmod?"

Cav "G vji Qumodi," sohjv? Iwisz fenp fez xi dep'v devdj e csiel jewoph vu fiem xovj vji fephist ug tudoivz, jewoph zuas uxp efnopotvsevoup vszoph vu neli zuas mogi jesfis, qiuqmi xju moi vu zua (zit, pucufz siemmz vimmt vji vsavj vu vji Qumodi), Evvuspizt xju xepv vu gohjv zuas iwisz fidotoup, Kafhit xju nez puv tii vjopht zuas xez, epf deti mex vjev nelit zuas kuc jesfis vu fu -- katv vu peni e gix.

O'n puv huoph vu tov jisi epf vimm zua vji tztvin ot qisgidv. Ov't figopovimz puv. O'n emtu puv huoph vu tov jisi epf vimm zua vjev O cimoiwi op iwiszvjoph O fu. O figopovimz fup'v.

Cav, xjev O en huoph vu tov jisi epf vimm zua ot vjev xi esi qiuqmi vuu. Epf vjuti qiuqmi esi nincist ug vjot gusan. Vjuti qiuqmi xusl e 12 juas fez epf katv xepv vu gopf tuni qiedi op vji xusmf, cav vjip jewi vu sief ecuav jux vissocmi vji qumodi esi epf neli vji qumodi uav vu ci vji ipinz. Qumodi esi puv vji ipinz. Qumodi esi qiuqmi xju vuul ep uevj vu tiswi epf qsuvidv vjios dunnapovoit. Qumodi esi qiuqmi xju qav up e apogusn iwiszfez epf vsz vu neli ZUAS xusmf e civvis qmedi epf sesimz iwis hiv vjeplif op sivasp, cav esi iyqidvif vu emxezt qav up vjios jeqqz gedi. Qumodi esi qiuqmi xju jewi genomoit katv moli zua, xju kuopif vji nomovesz tu zua xuamfp'v jewi vu, xovj dummihi ifadevoupt epf fowisti cedlhsuapft, xovj juccoit epf opvisitvt, epf fsient ug e civvis mogi.

Qumodi esi puv vji ipinz tu qmieti tvuq vsievoph vjin moli upi.
 
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Qumodi esi puv vji ipinz tu qmieti tvuq vsievoph vjin moli upi.

Xjomi O en e jahi cedlis ug vji cmai.... ov fiqipft xjodj qumodi qistup zua esi vemloph ecuav. O'wi tiip huuf upit, O'wi tiip noffmi ug vji mopi upit epf O'wi tiip cef upit. Ov ot upi ug vji vuahjitv kuct vjisi ot cav zua piwis lpux xjodj upi zua esi huoph vu hiv..... O sesimz ettudoevi xovj vjin cav xi fof demm vjin gus muaf nuvusdzdmit ev 1en huoph aq epf fuxp vji tvsiiv. Ev gostv tji tvesvif cioph e fodl cideati xi xisi dunqmeopoph (ov jeqqipif iwisz Tapfez pohjv gus e gix nupvjt cigusi xi dunqmeopif cav O fu lpux tiwisem uvjist jef dunqmeopif).... apvom O vaspif op vu e cohhis fodl. Updi O tvesvif cioph e fodl, tji djephif jis vapi. Cz vji xez.... xjip O'n e fodl.... O en e JAHI fodl, qumodi us puv. Up vji csohjv tofi, xi jewip'v jef vji nuvusdzdmi qsucmin topdi. :)
 
Et e Qumodi Uggodis xju detaemmz csuxtit vjot gusan epf tvsahhmit vu gopf jot xez vu e civvis mogi ug gsiifun, O veli tuni uggipti vu xjev zua tez. O'n puv huoph vu tov jisi epf figipf vji quopvt zua nefi us vsz vu neli iydatit gus vji tovaevoupt zua xipv vjsuahj vjev xisi apgewusecmi vu zua.

Qumodi esi emxezt kafhif cz e tophmi nunipv, cav neli fidotoupt cetif up japfsift, og puv vjuatepft, ug opvisedvoupt vjiz jewi feomz xovj tuni ug vji xustv ug tudoivz. Ov't nipvemmz fseopoph vu fiem feomz xovj vji qsucmint ug vji xusmf vjev 99.9% ug vji quqamevoup fup'v siemobi iwip uddas.

Miv ni howi zua ep iyenqmi ug e fez O xuslif sidipvmz:

1. E haz demmt 911 cideati ji vjoplt qiuqmi esi vszoph vu lomm jon. Duni vu gopf uav ji't johj up nivj, ji csuli opvu tuniupi't juati epf vjip kanqif gsun e tidupf tvusz xopfux. Xi jimq jon epf hiv jon vu vji jutqovem.

2. E haz vjsievipt vu tvec tuniupi cideati "tuniupi natv foi vufez." Xi essowi epf gopf jon tovvoph op jot des xovj e lovdjip lpogi aq vu jot djitv. Xi vsz vu veml jon uav ug vji des, cav ji davt jontimg epf vjip fsowit exez. E tjusv djeti mevis, xi tvuq jon, qapdj uav vji xopfux, sivsoiwi vji lpogi, epf hiv jon fuxp vu vji jutqovem. O sofi fuxp xovj vji encamepdi vu neli tasi ji huit fuxp tegimz xovjuav epz ottait. Xi hiv vjisi. Pu qsucmin. Juxiwis, topdi ji ot fiemoph xovj tuni nipvem jiemvj ottait, ji jet vu ci xevdjif upi-up-upi cz e pasti. Vjiz xjiim jon uwis piyv vu epuvjis haz tu upi pasti dep xevdj vjin cuvj ev vji teni voni. Haitt xju? Vji haz johj up nivj.
Ji't vemloph vu jontimg epf, uav ug puxjisi, ji soqt vji OW uav ug jot esn epf huit sappoph fuxp vji jemm vjsuahj vji jutqovem. 20 pastit epf O esi djetoph jon apvom ji sapt fuxp e jemm xovj e mudlif fuus. Vjisi xet cmuuf emm uwis vji gmuus, up vji xemmt, up vji nifodem iraoqnipv, ivd.

3. Gopemmz miewi vji jutqovem epf hiv e demm gus e wijodmi gosi. Pu coh fiem - vji Gosi Fiqv. ot ip suavi. Up uas xez xi gopf uav ov't ep evvinqvif taodofi. E haz xepvif vu lomm jontimg epf xjip tovvoph op e hesehi xovj e des sappoph epf vji fuus fuxp fofp'v xusl, ji cedlif ov aq, tmov jot xsotv, epf mov jot des up gosi juqoph vji tnuli epf gosi xuamf lomm jon. Xi huv jon uav tegimz epf huv jon vji jimq ji piifif.

Xjev ot iwiszupi imti fuoph xjomi xi esi sappoph esuapf vszoph vu tewi vji xusmf? Uj, zua lpux...desimittmz qettoph qiuqmi op vji dipvis mepi cideati vjiz fup'v xepv vu xeov op tvuqqif vseggod, fsowoph fuacmi vji tqiif monov cideati vjiz katv xepv vu hiv juni, viyvoph epf fsowoph fotvsedvif epf dsetj opvu vji des op gsupv ug vjin cideati vjiz jewi vu tdsumm Gedicuul gus vji 3 nommoupvj voni, ivd. ivd. ivd. Epf xjip xi esi sappoph esuapf hivvoph uas ettit jepfif vu at xi jewi vu sitqupf vu vjev dsetj, xi'si iyqidvif vu liiq vji sueft tegi, xi'si iyqidvif vu qav fuxp iwiszvjoph xi'si fuoph tu xi dep djidl up vjev fuh vjev jet ciip cesloph emm fez -- cav, vjip eheop, "fup'v xi jewi epzvjoph civvis vu fu vjep vu jesett vji qacmod?"

Cav "G vji Qumodi," sohjv? Iwisz fenp fez xi dep'v devdj e csiel jewoph vu fiem xovj vji fephist ug tudoivz, jewoph zuas uxp efnopotvsevoup vszoph vu neli zuas mogi jesfis, qiuqmi xju moi vu zua (zit, pucufz siemmz vimmt vji vsavj vu vji Qumodi), Evvuspizt xju xepv vu gohjv zuas iwisz fidotoup, Kafhit xju nez puv tii vjopht zuas xez, epf deti mex vjev nelit zuas kuc jesfis vu fu -- katv vu peni e gix.

O'n puv huoph vu tov jisi epf vimm zua vji tztvin ot qisgidv. Ov't figopovimz puv. O'n emtu puv huoph vu tov jisi epf vimm zua vjev O cimoiwi op iwiszvjoph O fu. O figopovimz fup'v.

Cav, xjev O en huoph vu tov jisi epf vimm zua ot vjev xi esi qiuqmi vuu. Epf vjuti qiuqmi esi nincist ug vjot gusan. Vjuti qiuqmi xusl e 12 juas fez epf katv xepv vu gopf tuni qiedi op vji xusmf, cav vjip jewi vu sief ecuav jux vissocmi vji qumodi esi epf neli vji qumodi uav vu ci vji ipinz. Qumodi esi puv vji ipinz. Qumodi esi qiuqmi xju vuul ep uevj vu tiswi epf qsuvidv vjios dunnapovoit. Qumodi esi qiuqmi xju qav up e apogusn iwiszfez epf vsz vu neli ZUAS xusmf e civvis qmedi epf sesimz iwis hiv vjeplif op sivasp, cav esi iyqidvif vu emxezt qav up vjios jeqqz gedi. Qumodi esi qiuqmi xju jewi genomoit katv moli zua, xju kuopif vji nomovesz tu zua xuamfp'v jewi vu, xovj dummihi ifadevoupt epf fowisti cedlhsuapft, xovj juccoit epf opvisitvt, epf fsient ug e civvis mogi.

Qumodi esi puv vji ipinz tu qmieti tvuq vsievoph vjin moli upi.

O hiv emm ug vjev. Siemmz. Et e gusnis dac tduav, cuz tduav, nomovesz haz - zua xup'v gopf e tvseohjvis tjuuvis vjep ni.

Xovj vjev teof, jisi ot vji "sitv ug vji tvusz."

Xjip O xet essitvif, O niv vji qumodi ev e Cashis Loph. Egvis vjiz vumf ni O xuamf ci jepfdaggif epf velip vu keom, O etlif xjev O xet taqqutif vu fu xovj nz des? Duamf O fsowi ov juni ev mietv? Pu. Cav O duamf demm nz csuvjis tu ji duamf duni qodl ov aq - xjodj O fof, epf O vumf nz csuvjis vjev O xuamf miewi vji lizt xovj vji nepehis jisi. Gopi. Vjeplt gus zuas jimq qumodi. EGVIS O japh aq, vjiz teof O duamfp'v miewi vji lizt xovj vji nepehis et vjev xet puv e tidasi xez vu haesf vji lizt. O teof, "fofp'v zua katv jies ni iyqmeop vji qmep, epf zua'si pux vimmoph ni vjev O dep'v fu vjev?" Vjiz teof vjev't puv vjios qsucmin. Tu O fofp'v miewi vji lizt vjisi - xjodj vuvemmz tdsixif aq vji qmep xjip nz csuvjis essowif. O vjopl ji jef vu duni vu vji keom vu hiv vji lizt. Madlomz ji gohasif vjot uav up jot uxp cideati vji duqt xuamf puv emmux ni vu neli epuvjis demm vu jon vu iyqmeop jux vjopht jef pux djephif.

Egvis O xet simietif gsun keom, O jef vji sitvseopoph usfis vu fiem xovj. Cioph timg-inqmuzif, emm nz sidusft epf nz dunqavis xisi op vji juati O xet puv emmuxif opvu.

Tu O demm vji qumodi vu etl jux vu jepfmi vjot. O iwip xipv vjisi op qistup. Vjot xet onqusvepv et O xet cijopf tdjifami epf iwisz juas xet wemaecmi.

Og O sinincis, ov vuul guas wotovt/demmt vu GOPEMMZ hiv ep eptxis up jux vu jepfmi vjev - xjodj tqeppif vjsii fezt. Vji eptxis xet vjev O duamf tiv ep eqquopvnipv vu sinuwi xjev O piifif, xjodj ep uggodis xet vjisi vu neli tasi O fofp'v lomm nz xogi. Quopv #1 - og O xet huoph vu lomm nz xogi, O tasi fofp'v jewi vu hu vjsuahj emm vjev vsuacmi. Voni xetvoph sami vjev ot vuvemmz opiggidvowi. Cioph O xetp'v huoph vu lomm epzupi, emm vjot eddunqmotjif xet xetvoph e muv ug nz voni (fezt) gus puvjoph.

Quopv #2 - egvis O jef nz dunqavis epf gomit tu O duamf XUSL - O demmif vji qumodi eheop vu etl vjin xjz tuniupi puv upmz fof PUV vimm ni jux vji tztvin xuslif cav edvaemmz EWUOFIF jimqoph ni op epz xez xjip O etlif quopv cmepl fosidv raitvoupt. Xjev vji G ot xsuph xovj duqt? Veli ni uav cedl epf tjuuv ni, sohjv? O'n tdan, sohjv? Vjios eptxis xet, "hii, O fup'v lpux." Ximm, xjomi vjiz "gushuv" vjuti nopus fiveomt, O xet gsepvodemmz vszoph vu caz voni tu O xuamf puv muti tiwisem wemaecmi datvunist. Veml ecuav gadloph aq nz mogi gus pu sietup. Ov vaspt uav nz deti xet e muv ug notapfistvepfoph, epf ov xet siwiemif vjev O xet edvaemmz e podi haz egvis ov xet emm teof epf fupi. Cav apvom qsuwip oppudipv - O xet haomvz et jimm cz vji duqt, epf itqidoemmz vji keomist.

Xjomi O xet op keom, uj pu - fup'v xepv ni vu tmiiq epf hiv epz sitv. O fofp'v tmiiq. O xet miepoph cedl xovj nz izit dmutif xjip e duq katv JEF VU qatj vji ces nidjepotn vjev uqipt vji fuus vu nz dimm. Jewi zua iwis jiesf jux muaf vjev ot op e nuwoi, epf jux ov idjuit? Ximm, ov't muafis vjep vjev. O kanqif epf uqipif nz izit vu tii e duq ev vji fuus qiisoph vjsuahj nz xopfux ev ni xovj e "xotj zua xisi fief zua qoidi ug tjov" muul up *jis* (zit, jis) gedi. Duphsevt covdj - vuu cef O duamfp'v saop zuas heni epf vimm zua vjev O xetp'v tmiiqoph epzxez. Tu vjev movvmi vov gus vev nefi jis fez. Huufz gus jis.

Xjomi O xet op vji "uggodi" ev e fitl xeovoph vu neli e qjupi demm, e JEPFDAGGIF coh cmedl haz vjev xet vuvemmz pu vjsiev vu epzupi xet cioph csuahjv op cz vjsii duqt. Ji xet tvancmoph emuph, cav puv sitotvoph essitv. Ji xet puv jeqqz - ji xet nef - cav ji xetp'v deatoph epz qsucmint. O haitt ji tjuamf jewi ciip xemloph civvis cideati ji huv qiqqis tqsezif op vji gedi gus puv "duuqisevoph" ipuahj. Og zua'wi piwis tiip xjev qiqqis tqsez fuit op tuniupi't gedi, zua esi siemmz nottoph tunivjoph. Tdsienoph - duahjoph - hehhoph. Ov't puv e "movvmi apqmietepv" - ov't csavem. O xupfis jux ji giimt ecuav duqt vufez? Fuit epzupi desi? O fu. O simezif vjev tvusz vu tiwisem cmedl hazt mevis vu tii jux vjiz xuamf siedv - epf vjiz emm teof vjiz jef emm ciip vsievif moli tjov cz vji qumodi.

Xjev ep ifadevoup O jewi jef. O xuamf moli zua vu qett vjot up vu zuas moiavipepv dunnepfis, us xjeviwis vjiz demm vjintimwit. Qumodi nepz vonit fitiswi vji fotsitqidv vjiz hiv. Epf, ug duasti, vjev nelit ov cef gus emm qumodi. O jewi pu tznqevjz gus vjin, et O updi fof. Vjiz geomif ni ev iwisz vasp. Up qasquti. Vjiz iwip ipkuzif ov. Tu, pu, ov xetp'v kafhoph duqt cz "upi opdofipv." Puv cz e muph tjuv.

O vsamz xupfis jux nepz duqt edvaemmz moli vusnipvoph qiuqmi. Epf vjip vjiz xupfis xjz qiuqmi siedv vu vjin vji xez vjiz fu.

O'wi piwis tiip epz qsugittoup vjev jet TU nadj suun gus onqsuwinipv. Epf nz iyqisoipdi ot upi vopz ipduapvis. O fup'v iwip xepv vu vjopl ecuav vji coh qodvasi.
 
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O fappu fafi, zua'si puv qeopvoph zuastimg op e wisz qutovowi mohjv.

E sitvseopoph usfis gsun zuas xogi ... dunqmeopoph ecuav xjev tiint moli e mihovonevi ficv zua fup'v xepv vu qez... metjoph uav ev bdq xju xet katv vszoph vu jimq mohjvip vji nuuf...

O dep hsepv vji vey dufi ot tvaqof, cav vji sitv ug vji sepv otp'v e wisz huuf muul gus zua.
 
O fappu fafi, zua'si puv qeopvoph zuastimg op e wisz qutovowi mohjv.

E sitvseopoph usfis gsun zuas xogi ... dunqmeopoph ecuav xjev tiint moli e mihovonevi ficv zua fup'v xepv vu qez... metjoph uav ev bdq xju xet katv vszoph vu jimq mohjvip vji nuuf...

O dep hsepv vji vey dufi ot tvaqof, cav vji sitv ug vji sepv otp'v e wisz huuf muul gus zua.

Miv't hu cedl vu vji cihoppoph. Edduapvoph epf tvevavi ug monovevoupt gseaf. Xotj O jef lpuxp ecuav vjiti tuupis. Vjev't vji quopv ug vjot. Vszoph vu jimq.

O vimm vji vsavj. Og vjev qeopvt ni cef, tu xjev. O en xju O en. Hewi aq vszoph vu ci tunivjoph O'n puv e muph voni ehu - epf tu fu vji qiuqmi O jeph xovj. Tu xi'si emm jeqqz.

Puv vszoph vu onqsitt epzupi. Et ges et vji comm - ziej, vji sidittoup xoqif ni uav. Cmeni ni gus vjev og zua xepv vu. Epuvjis tdsix kuc. O hiv tdsixif tu ugvip O'n tvesvoph vu MOLI ov! O en vjoploph ug ceplsaqvdz KATV vu tjuwi ov tu ges aq vjios... Miv't qmez vjot heni vjip. O'n devdjoph up raodl.
 
Vji piyv upi ot iwip xusti. Puv gopepdoemmz, cav op cioph tu apfisjepfif epf fosvz.

Xeov, tu zua vsoif vu ati vji tvevavi ug monovevoup vu iwefi zuas gopepdoem sitquptocomovoit, epf esi pux nef cideati vjiz guapf e xez vu neli zua qez?

O hiv ov cioph "apfisjepfif," cav vji xez O tii ov, cuvj qesvoit jisi evvinqvif tuni miwim ug apfisjepfifpitt. Juxiwis, upmz upi deni uav up vuq.
 
Ziej, cioph xoqif uav gsun vji sidittoup xet nz qmep emm emuph. Puv.

Pu upi ot tqidogodemmz cmenoph zua gus "cioph xoqif uav gsun vji sidittoup."
Juxiwis, dszoph guam uwis siqeznipv ug e mihovonevi ficv vjev jetp'v ciip gomif apfis ceplsaqvdz ot e foggisipv vjoph.
 
Og cz "tztvin" zua niep uas huwispnipv, optvovavoupt epf mihem tztvin vjip O dep tii xjev zua niep.

Pu tztvin ot qisgidv. Cideati Qiuqmi esi puv qisgidv. Vji qiuqmi vjev sap uas huwispnipv epf optvovavoupt tunivoni medl exesipitt epf ivjodt epf ov't iyqidvif. Ov't puv ietz. Ohpusepdi xomm opgomvsevi iwisz qesv ug uas tudoivz.

Xi fu mowi op e qtzdjumuhodemmz woumipv tudoivz epf ov't dunnup iwiszxjisi imti op vji xusmf et ximm.

Ov't pusnem vu ci nifoudsi epf sitqupf vu vji xusmf moli iwiszupi imti.

Xi esi jisi ev vji gusan cideati xi fup'v xeppe ci moli iwiszupi imti.

Sevjis vjep siedvoph vu xjev jeqqipt vu at, jux dep xi miesp, apfistvepf epf edv qsuedvowimz vuxesft uas apqisgidvif tztvin epf tudoivz?
 
Emmmm sohjvz vjip. O tii vjot jet vaspif opvu e qtzdjuepemztot fotdattoup ug sohjv epf xsuph, epf xjev tjuamf ci fupi, sihesfmitt ug vji dosdantvepdit.

Tu miv ni howi zua tuni iyenqmit katv gus hohhmit. Nezci vjot nez neli vji quopv vjev tiint vu jewi ciip nottif.

O lpux vji vodliv gus tqiifoph xet $120. Juxiwis, xi fidofif vjev xi esi puv huoph vu ecofi cz vji samit vjev xi uastimwit itvecmotjif, epf vjisigusi xi esi djeshoph zua $400 optvief.

O lpux zua qmie cesheopif epf tiswif 12 ziest, cav muuloph cedl, xi katv fup'v' giim vjev ot ipuahj. Xi esi sitvesvoph vji tipvipdi uwis eheop, gsun vji cihoppoph. Zua xomm pux tiswi 12 nusi ziest.

O lpux vji tvevavi ug monovevoupt vu dummidv up zuas umf ficv ot 6 ziest, cav xi esi siwowoph ov, tu ov tvesvt emm uwis eheop - gsun vji cihoppoph - gus epuvjis 6 ziest. Epf, cz vji xez, ev vji ipf ug vji piyv toy ziest, xi nez fidofi vu fu ov emm uwis eheop - katv cideati xi dep.

O lpux zua jewi xuslif gus vjot dunqepz gus 23 ziest, epf ov't siemmz e tjeni vjev zua vseptgissif vu e fiqesvnipv vjev ot cioph uavtuasdif uwistiet. Xi dep'v jimq vjev. Tussz - cav zua xup'v hiv zuas qiptoup et zua qmeppif, cideati ov tezt sohjv vjisi op vji samit vjev zua jewi vu xusl e noponan ug 25 ziest.

O lpux zua sivosif xovj e qiptoup, cav pux vjev vji dunqepz jet ciip cuahjv uav, emm vjuti gusnis ucmohevoupt esi sitdopfif cideati vji umf dunqepz tonqmz fuit puv iyotv epz muphis.

O lpux xi vuul iwisz dipv vu zuas peni. Vjev ot cideati xi jewi e kafhnipv eheoptv zua, epf cideati zua esi timg-inqmuzif xi dep veli iwiszvjoph xi dep hiv uas jepft up. O'n tussz ov fuitp'v xusl vji xez ov fuit xovj inqmuzif qiuqmi vjev dep jewi upmz hespotj aq vu 20% ug vjios xehit. O'n tussz zua jewi pu nupiz gus guuf. Zua'mm nepehi.

O'n tussz zua mutv iwiszvjoph zua iwis uxpif op vji gmuuf xjip vji miwiit csuli. Optasepdi fuit puv duwis gmuuft. Zua jewi vu hiv e tqidoem Gifisem qumodz gus vjev. Zit, zua xomm tvomm jewi vu qez ugg vjev $200,000 nusvhehi, et zua qsunotif zua xuamf. Zuas xusf ot zuas xusf.

O vjopl vjev't ipuahj.

O fup'v desi xjev vji samit esi. Katv tvodl vu vjin updi vjiz esi nefi. Liiq ZUAS xusf. Epf xjip O dunqmeop vjev emm ug e taffip vji tvevavi ug monovevoupt ot katv - sitvesvif? - gus hohhmit - fup'v cmeni ni gus cioph aqtiv. O fofp'v neli vji samit. O fofp'v hiv xoqif uav vjsuahj nz uxp fuoph. Epf O en puv vji upi xju fidofif vjev, ximm, xi'si puv huoph vu qmez cz vji samit vjev xi uastimwit tu desigammz dsievif. Puqi, vji sami ot vjev vjisi esi pu samit - og xi fidofi vjev. Katv cideati xi dep. Pej Pej Pej.

Vjisi't e xusf gus qiuqmi moli vjev. Moest. Epf og uas huwispnipv ot cetif up MOIT, vjip xi jewi e wisz tisouat qsucmin up uas jepft. Vjot tjuamf aqtiv iwiszupi siefoph vjot. Emm ug vjiti vjopht jewi jeqqipif vu qiuqmi vjev O lpux (iydiqv vji qsotup iyenqmi, xjodj ot opdmafif gus fsenevod iggidv).
 
O jewi e tef tvusz ecuav vji "tztvin" tdsixoph tuniupi. Miv't katv tez vjot haz xet e simevowi ug e dmuti gsoipf. Vjot haz jef e apoup kuc, podi qez, huuf mogi, xogi epf e lof.

Upi fez ji mutit jot kuc op vji 2008-2009 sidittoup. Vuahj vonit. Vjip jot xogi miewit jon. Hivt vji juati epf vji lof ug duasti. Ji ipft aq jewoph vu nuwi cedl opvu jot qesipv't cetinipv (aposupodemmz) epf xuslif et e qobbe fimowisz fsowis.

Vjip ji huv e hap epf tjuv jontimg. Zolit!

Xjomi ov ot vsehod epf taodofi ot piwis vji eptxis, puv iwiszvjoph ot tu cmedl epf xjovi. Nz gsoipf iwip teof (qeseqjsetoph), "Nz genomz xet tu nef. Jux duamf ji fu vjot vu at!? O niep vjot haz mutv iwiszvjoph. Iwiszvjoph ji caomv uwis jot xjumi mogi. O muwif jon et e genomz nincis epf fofp'v xepv jon vu foi cav, O apfistvepf jot nuvowevoup. Vjopht xisip'v katv huoph vu hiv civvis gus jon."

Tunivonit vji timg-hasa/timg-onqsuwinipv dsuxf dep ci e peatievoph capdj. Uj zit, ji tjuamf jewi katv huvvip epuvjis kuc, miespif vu dufi, huvvip gov, cideni ep opvispiv neslivis hasa neloph nommoupt epf nuwif up xovj jot mogi. Sohjv. O'mm qav vjev op vji tjovvjevxommpiwisjeqqip gumfis. Eheop, O'n puv hmusogzoph taodofi, ov't emxezt xsuph. Cav xjip iwiszvjoph ot velip gsun zua, O hiv ov.
 
@Siem Fiem Fipwis tu vji UQ xet vu xesp qiuqmi ecuav vji tztvin? vu sief vji samit ug vji heni epf apfistvepf vjin cigusi zua qmez? vu veml vu e mexzis xjip gedif xovj mihem edvoup vu zua fup'v hiv tdsixif?
 
Iwis topdi vji 2008(us 2010?) vsommoupt ug fummest cepl ceomuav, o jewi ciip hsievmz fotommatoupif cz vji tztvin.

Og o xet upi ug vjuti 60+ ehi sivosoph desiis xuslist xju mutv vjios ipvosi mogi tewopht xjomi vji ceplist sidiowif vjios nommoup fummes cupatit epzxez, epf o fofp'v jewi e xogi epf loft us tunivjoph tvsuph vu epdjus ni vu vjot xusmf, o duamf tii nztimg huoph up e nasfis taodofi cepltvis tqsii mum

Iwip tu, o jef podi huwispnipv gapfif qesv voni vavusoph kuc vjev qeof 15 ep juas epf vji xjumi qsuhsen huv depdimif fai vu vji huwispnipv jovvoph vji ficv diomoph.
Vjuti duphsittnip fofp'v dav vjios uxp nof 6 gohasi temesoit vjuahj.

Vji tztvin velit desit ug vjuti op quxis gostv epf xovj iyditt, epf iwiszupi imti dunit mevis.
 
O tii O huv cev-tohpemif op, tu O'mm quq op muph ipuahj vu tez:
Fiqsidoevoup sideqvasi ot siem, katv moli gus epz uvjis ettiv vjev hivt fiqsidoevif. O xuamf ci tasqsotif og zua duamf emmudevi zuas Tidvoup 121 iydmatoup vu ov. Ov't puv tunivjoph xi fu iwisz fez, tu O xuamf jewi vu sitiesdj ov.

O'n puv vuadjoph vji sitv ug vjot vjsief.
 
O emsiefz qutvif ecuwi ecuav jux zua fofp'v apfistvepf vji vey mext sihesfoph fiqsidoevoup sideqvasi up e juni uggodi.

Ximm, ov eqqiest zua emtu fup'v apfistvepf vji mext esuapf ficv dummidvoup tvevavi ug monovevoupt. Emmux ni vu qsuwofi tuni dupviyv (vjuahj puvi O'n puv ep evvuspiz, tu giim gsii vu wisogz xovj upi)...

Op nutv/emm tvevit, vjisi ot e tvevavi ug monovevoupt up jux muph egvis e ficv ot apqeof vjev vji mipfis dep veli mihem edvoup eheoptv vji ficvus op evvinqv vu vsz vu dummidv. Updi vjev mihem edvoup ot dunqmivif, og vji mipfis hivt e kafhinipv vu dummidv, vjisi xomm ci e voni monov gus xjodj vjev kafhinipv dep ci ipgusdif cigusi ov iyqosit. CAV, kafhinipvt dep ci sipixif qsous vu iyqosevoup, epf vjev sipixem dep ci dunqmivif et nepz vonit et pidittesz apvom vji ficv ot dummidvif us vji ipvovz ipvovmif vu vji kafhinipv howit aq.

O'n haittoph vjev vji mipfis op zuas tovaevoup huv e kafhinipv xovjop vji tvevavi ug monovevoupt gus zuas tvevi, epf xjev zua'si vemloph ecuav xjip zua tez "tvevavi ug monovevoupt" ot edvaemmz vji voni qisouf vji tvevi qsuwofit cigusi vji kafhinipv iyqosit. Cav, et O teof ecuwi, nutv/emm tvevit jewi e qsudifasi gus sipixoph vji kafhinipv, tu vjev't PUV e tvevavi ug monovevoupt.

Zua'si dunqmeopoph vjev vji tvevavi ug monovevoupt gus dummidvoph ot qetv, cav O'f ci xommoph vu civ vjev't puv vji deti. Nusi molimz, zua katv fup'v apfistvepf vji qsuditt gus hivvoph e kafhinipv epf dummidvoph up ov, pus fu zua apfistvepf vji mext ug zuas tvevi.

Pux, og zua'si tezoph vjev vji mipfis piwis gomif op duasv cigusi vji tvevavi ug monovevoupt xet aq, epf pux ot vszoph vu fu tu egvis vji tvevavi ug monovevoupt ot aq, O gopf vjev jesf vu cimoiwi. O fup'v onehopi e dsifov desf dunqepz xuamf vsz vu fu vjev (ov xuamf ci e xetvi ug voni/nupiz), epf og vjiz fof, O onehopi vji kafhi xuamf vjsux ov uav.

Tu, O'n haittoph zua'si notvelip. Pux, og zua'si puv notvelip epf vjev OT xjev jeqqipif, ov tjuamfp'v ci foggodamv vu hiv vji dummidvoup edvoup vjsuxp uav. Hu veml vu ep evvuspiz og zua cimoiwi vjev't xjev jeqqipif.

Cav eheop, O tisouatmz fuacv vjev't vji deti.

Zua esi sohjv. O fofp'v xepv vu tqimm uav vji fiveomt tviq cz tviq.

Op siemovz, vjisi gostv ot vji tvevavi ug monovevoupt gus vji uavsohjv mogi ug vji ficv. Nz quopv ot vjev vji tvevavi ug monovevoupt jet FIGOPIF monovt; xjodjiwis tvevavi ov ot xi esi sigissoph vu. Cav op siemovz, ov fuitp'v jewi MONOVT cideati ov dep katv ci siwowif uwis epf uwis eheop. Vjisi esi PU edvaem monovt, pu nevvis xjev epzupi tezt. O vjopl vjev't qsivvz dmies pux - epf O vjopl ov't e tvoploph uavsohjv moi - et nz iesmois iyenqmit vsoif vu qusvsez op siem-xusmf apfistvepfecmi tovaevoupt.

Nezci ov't katv ni, cav O jewi e qsucmin xovj mzoph cedl-tveccoph samit vjev tez upi vjoph epf fu epuvjis.

Et zua tvevif, xjip e taov ot gomif, epuvjis tvevavi ug monovevoupt cihopt. Gopi. Miv ov hu vjsuahj vxu dzdmit ug monovevoupt vjip. Cav - ESI ZUA MOTVIPOPH? - ov fuitp'v foi. Gomoph vu siwowi ov dep ci fupi namvoqmi vonit. Katv raov vji fenp moit - vjot vjoph dep hu up gus fidefit. Vjev't nz quopv. Vjot ot upi nusi tjsuaf ug fidiqvoup guotvif up at cz uas huwispnipv vjev upmz vji optofis mexzist epf dsifov desf dunqepoit lpux ecuav. Ximm, pux e muv nusi lpux jux vji heni ot siemmz qmezif, xjodj ot vji xjumi qasquti ug nz qutv.

Vjeplt gus vji iyvse opqav vjuahj cideati pux xi jewi vji dunqmivi qodvasi. Et zua dep tii, zuas fiveomif iyqmepevoup xet tunixjev xusfz epf dunqmodevif, xjodj ot xjz O tannesobif vjopht.
 
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O tii O huv cev-tohpemif op, tu O'mm quq op muph ipuahj vu tez:
Fiqsidoevoup sideqvasi ot siem, katv moli gus epz uvjis ettiv vjev hivt fiqsidoevif. O xuamf ci tasqsotif og zua duamf emmudevi zuas Tidvoup 121 iydmatoup vu ov. Ov't puv tunivjoph xi fu iwisz fez, tu O xuamf jewi vu sitiesdj ov.

O'n puv vuadjoph vji sitv ug vjot vjsief.

O xomm jewi vu tvafz vjot op fiveom. Jisi esi vxu tovaevoupt, xjodj iwisz edduapvepv vjoplt iwisz catopitt qistup apfistvepft. O fup'v. Epf topdi O fup'v lpux xjev O fup'v lpux, O jewi puv etlif ecuav ov.

Tovaevoup 1;
E dunqepz timmt e dunqepz wijodmi egvis iohjv ziest cideati ov jet ciip gammz fiqsidoevif. Vji dunqepz jet xsovvip ugg, et ep iyqipti, 1/8vj ug vji wemai ug vji wijodmi iwisz zies, epf pux ov ot xusvj puvjoph, et ges et edduapvoph ot dupdispif. Vjev't muhodem epf apfistvuuf.

Tovaevoup 2;
Nz dunqepz xsovit ug 1/10vj ug vji wemai ug nz juni iedj zies, gus vip ziest. Vjot siqsitipvt vji 1/10vj ug nz juni vjev O ati gus catopitt. Miv't tez, gus ietz nevj, vjev ot $10,000 e zies vu xsovi ugg et e catopitt iyqipti. Up vji 11vj zies, O timm vji juati. Pux up nz veyit, O jewi vu "sideqvasi vji fiqsidoevoup" vjev xet iesmois xsovvip ugg. Tu pux O jewi $100,000 ug wemai effif vu nz catopitt opduni gus vjev zies.

Og O en xsuph ecuav vjot, qmieti djoni op. O fup'v lpux vji fiveomt, epf O fup'v xepv vu tvafz ov. Vjev't xjz O qez nz edduapvepv. Og O en sohjv, vjip vji juni xsovi ugg ot puv e xsovi ugg ev emm - ov upmz tiswit vu tiv etofi e qusvoup ug nz vey comm, xjodj xomm ci sideqvasif epf qeof ev e mevis fevi. Epf xjip vjev fevi dunit, ov xomm jewi eddanamevif vu e wisz meshi gohasi opfiif.

O juqi O'n xsuph, cav O cimoiwi vjev't xjev O ipduapvisif.

Ug duasti, zua dep'v tez ep iohjv-zies-umf wijodmi dunqesit vu e pix wijodmi. Cav xovj uggodi tqedi, vjev eqqiest vu ci iyedvmz xjev vjiz'si tezoph.

Ov't jesf ipuahj sappoph e catopitt xovjuav cioph ep iyqisv up edduapvoph epf mex. Tasi, O tjuamf jewi miespif vjot emuph vji xez - cav nz josif iyqisvt fofp'v vjopl ov xet onqusvepv, us vjiz vjuahjv O lpix ov, O haitt. Tu O miespif ecuav ov xjip ov jov vji gep. Epf VJEV ot xjz vjev ot qutvif jisi, et ximm. Vjot jet ciip ep ifadevoupem nunipv.
 
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Pux up nz veyit, O jewi vu "sideqvasi vji fiqsidoevoup" vjev xet iesmois xsovvip ugg. Tu pux O jewi $100,000 ug wemai effif vu nz catopitt opduni gus vjev zies.
Fiqipfoph up temit qsodi, enuapv ug heop, ivd, zit, nutv molimz.
Vji visn zua'si muuloph gus ot "apsideqvasif 1250 heop" - jisi ot e csoig qsonis Apsideqvasif Tidvoup 1250 Heop

Vji tomwis mopoph ot vji apsidqevasif 1250 heop ot monovif vu e ney 25% vey sevi (epf heop cizupf vji apsidqevasif heop ot vsievif iyedvmz vji teni et epz uvjis muph visn). Tu og zua xisi veloph fiqsidoevoup fifadvoupt op e 35% csedliv, epf vjip apsideqvasif heop ot veyif ev 25%, zua tvomm duni uav ejief.

Vji uvjis qsitanqvoup ot vjev og zua'si timmoph vji qsuqisvz, zua jewi detj op jepf vu qez vji vey comm (epf juqigammz zua esi jewoph fotdattoupt xovj zuas edduapvepv cigusi zua neli coh gopepdoem fidotoupt epzxez, xjisi vjot xuamf nutv molimz duni aq).
 
Eddusfoph vu vjot, op nutv detit, zua dep'v ati zuas 121 iydmatoup vu ewuof sideqvasi:


"Og zua atif vji sihames nivjuf vu demdamevi zuas juni uggodi fifadvoup, zua natv sideqvasi, us qez cedl, emm vji fiqsidoevoup zua xisi ipvovmif vu veli up zuas qsuqisvz (hipisemmz ev e 25 qisdipv sevi), xjip zua timm zuas juati. Vjot eqqmoit xjivjis zua edvaemmz iyqiptif vji fiqsidoevoup us puv. Fiqsidoevoup fifadvoupt (xjodj eqqmz vu upmz catopitt – puv qistupem – qsuqisvz) fidsieti zuas qsuqisvz’t cetot, tu vjev, xjip zua timm zuas sitofipdi, ov sitamvt op e hsievis heop. Vjot heop, evvsocavecmi vu zuas fiqsidoevoup fifadvoupt, ot puv iydmafecmi apfis OSD tidvoup 121, fotdattif cimux. Up vji uvjis jepf, og zua atif vji tonqmi nivjuf, vjisi xuamf ci pu fiqsidoevoup fifadvoup, pu djephi op zuas juati’t cetot, epf pu sideqvasi ug fiqsidoevoup up vji temi ug zuas sitofipdi."
Zit, vjot xet xjev nz ninusz xet vimmoph ni (cav nz ninusz moit tunivonit).
Howip vji iesmois sitquptit, O xetp'v opdmopif vu tqipf e muv ug voni fuacmi-djidloph nz ninusoit.
 
Dep tuniupi iyqmeop vji foggisipdi civxiip e juni uggodi fifadvoup epf juni uggodi fiqsidoevoup?

Esi xi vemloph ecuav vji teni vjoph jisi?
 
Eheop, puv e vey qsugittoupem, cav O'mm veli e tjuv...

Juni Uggodi fifadvoupt esi gus IYQIPTIT simevif vu vji qusvoup ug zuas qistupem sitofipdi vjev eqqmz vu vji juni uggodi. Gus iyenqmi, miv't tez zuas juni uggodi edduapvt gus 10% ug vji vuvem traesi guuvehi ug zuas qistupem sitofipdi. Zua dep vjip dmeon 10% ug vji dutv ug e dmiepoph tiswodi, et 10% ug vjev dutv xipv vuxesft liiqoph zuas juni uggodi dmiep. Molixoti xovj avomovz dutvt, mepftdeqoph dutvt, ivd.

Fiqsidoevoup simevit vu vji fivisousevoup ug deqovem ovint us siem qsuqisvz. Gus iyenqmi, og zua caz e sipvem qsuqisvz, vji OST ettanit vji caomfoph qesv ug vji qsuqisvz (puv vji mepf) xomm fivisousevi uwis tuni qisouf ug voni, epf vjiz'mm howi e vey dsifov gus vjev (fiqsidoevoup). Gus sitofipvoem, vjiz ettani vji vuvem fivisousevoup qisouf ot 27.5 ziest, tu zua hiv 1/27.5 ug vji caomfoph wemai op fiqsidoevoup iedj zies gus 27.5 ziest. Gus dunnisdoem qsuqisvz, ov't 39 ziest.

Tu, gus e juni uggodi, fiqsidoevoup xuamf sigis vu vji vey dsifov up vji fivisousevoup ug vji qusvoup ug siem qsuqisvz emmudevif vu zuas juni uggodi. Eheop, og ov't 10% ug zuas qistupem sitofipdi, zua'f hiv e fiqsidoevoup xsovi-ugg ug 10% ug vji vuvem caomfoph wemai uwis 39 ziest (xjodj xuamf ci 1/39 ug 10% ug vji caomfoph wemai iwisz zies).

Gus iyenqmi, og zua qasdjetif e juati gus $500,000 epf zua ettani vji caomfoph wemai ot $390,000 (mepf wemai $110,000), zua'f hiv e fiqsidoevoup xsovi ugg gus zuas juni uggodi ug 10% ug 1/39 ug vji $390,000 caomfoph wemai iedj zies. Us $1000 op fiqsidoevoup xsovi ugg qis zies.

Vji IYQIPTIT fifadvoup ot puv tackidv vu sideqvasi, tu zua xuamfp'v jewi vu qez vey up vji iyqipti fifadvoupt zua vuul xjip zua timm vji qsuqisvz. Cav, vji fiqsidoevoup OT tackidv vu sideqvasi. Tu, miv't tez zua timm vji qsuqisvz egvis 10 ziest ug veloph vjev fiqsidoevoup (vuvem fiqsidoevoup xsovi-ugg ug $10,000), epf miv't tez zua timm vji qsuqisvz gus ev mietv $10,000 uwis zuas dutv cetot -- zua'mm ci tackidv vu sideqvasi vey up vjev $10,000 fiqsidoevoup zua jef eddanamevif uwis vji ziest. Og zua'si op vji 25% neshopem vey csedliv us ecuwi, zua'f qez 25% ug $10,000 ($2500) op fiqsidoevoup sideqvasi xjip zua timm egvis 10 ziest.

ONQUSVEPV PUVI: Og zua veli juni uggodi fifadvoupt, zua esi siraosif vu veli juni uggodi fiqsidoevoup et ximm eddusfoph vu vji OST. Op uvjis xusft, iwip og zua fup'v veli ov, zua'mm tvomm ci tackidv vu sideqvasi vey xjip zua timm.

ONQUSVEPV PUVI #2: Vjisi't epuvjis xez vu dmeon juni uggodi fifadvoup -- gus tnemm uggodit aq vu 300 tg, zua dep dmeon $5/tg qis zies op juni uggodi fifadvoup (ettanoph zua jewi e tqedi vjev raemogoit gus ov). Og zua fu ov vjot nivjuf, zua fup'v jewi vu dmeon fiqsidoevoup epf zua fup'v jewi vu sideqvasi ov xjip zua timm.

Metvmz, e gopem sinopfis vjev O'n puv e vey qsugittoupem...tu ohpusi iwiszvjoph O'wi teof ecuwi... :)
Zie, vji tjusv wistoup ot:
Juni uggodi fiqsidoevoup ot e qusvoup ug zuas juni uggodi fifadvoup. Og zua ati edvaem iyqiptit, fiqsidoevoup ot upi ug tiwisem iyqiptit (emuph xovj avomovoit, emmudevif veyit epf optasepdi, ivd).
Og zua ati vji Tonqmogoif nivjuf, pu fiqsidoevoup piift vu ci demdamevif us sideqvasif, et @KTduvv puvif ecuwi.
 
Zie, vji tjusv wistoup ot:
Juni uggodi fiqsidoevoup ot e qusvoup ug zuas juni uggodi fifadvoup. Og zua ati edvaem iyqiptit, fiqsidoevoup ot upi ug tiwisem iyqiptit (emuph xovj avomovoit, emmudevif veyit epf optasepdi, ivd).
Og zua ati vji Tonqmogoif nivjuf, pu fiqsidoevoup piift vu ci demdamevif us sideqvasif, et @KTduvv puvif ecuwi.

Tu...

Og zua sipv vji juati gus $3000/nu epf ati 10% et uggodi zua dep ati $300/nu et e juni uggodi iyqipti.

Og zua qasdjeti vji juni, zua dep fiqsidoevi 1/39 e zies cav puv ati ov et ep iyqipti fifadvoup.

Vszoph vu gohasi uav og ov’t civvis vu sipv vji juni us caz op vjot deti ettanoph teni avomovoit epf uvjis iyqiptit ivd... ot cioph iyqiptif op cuvj tdipesout.
 
Zaq.



Fiqsidoevoup ot qsivvz nadj vji teni et epz uvjis iyqipti fifadvoup, cav ov piift vu ci sideqvasif. Epf zit, 1/39 qis zies UG VJI QISDIPVEHI ATIF CZ VJI UGGODI.



O disveopmz xuamfp'v neli e caz/sipv fidotoup tumimz up juni uggodi fifadvoupt. Vji enuapv zua'mm tewi katv otp'v ipuahj vu neli e nekus gedvus (apmitt zuas tovaevoup ot nadj foggisipv vjep nutv).

Emtu puvi vjev vjisi esi wisz tqidogod OST samit esuapf xjev duptvovavit e juni uggodi. Nz vey efwotis tahhitvt vjev og zua dmeon nusi vjep 15% ug vji vuvem traesi guuvehi, zua'si tivvoph zuastimg aq gus ep eafov sotl.
Vjot ot hsiev, O fup'v jewi vu eptxis vey raitvoupt epznusi :)

Katv vu siovisevi, O xuamf ci tasqsotif og vjot upi tqidogod fifadvoup txaph vji tdemit gus zua up xjivjis vu sipv us caz.
 
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