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I retired for a year at age 38: here's what I learned.

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For the year of 2015, I was a retired 38 year old.


I traveled whenever & where ever I wanted (3 continents & 7 countries –and a few of our country’s national parks to boot), only worked if I wanted to (and with whom I wanted –namely, clients I knew &liked) & basically didn’t do a goddamned thing I didn’t feel like doing. All year. It was pretty F*cking cool.


Why? A few reasons…

In the past few years, I’ve come to realize that I carry an unhealthy mental association with “retirement”…. What do I mean? Most people in this country die within a few years of retirement (loss of purpose in life). Most people are so ill by the time they retire, they simply can’t live a life of standard operation or enjoyment. Many people don’t even make it to retirement –a trend I see on an exponential upswing for my generation. I was also worried about boredom. The concept of “retiring” left me with a feeling of inner trepidation.

Both of my parents passed away young & within 5 years of each other (WTF). They were in their late 50’s & early 60’s respectively. Neither were retired. So the point has been driven home to me that we have no guarantees. You may be putting things off that you will never live to experience. So how do we walk this tightrope of balancing “living for today” while still “preparing for tomorrow” in a responsible manner?

Most people wait until they’re actually retired to do the things they really want. And for most people, that means when they’re old, typically in failing health & unable to do many of the things they previously wanted. So after a thought-provoking conversation with Biophase in late 2014, I said, F*ck it, I’m going to retire for 2015. I mean, what is it really aside taking a year off the end of the typical 70 year old’s life & planting smack dab into my 30’s? Will I lose money? Probably. Do I care? No, I’m young & determined/capable enough to make more. I’ll be just fine. Let’s do this.



So what did I learn? A few things…

Hands down, the biggest lesson that was drilled home this year was THE DAILY SMALL DECISIONS ADD UP THE FINISHED PRODUCT YOU SEE IN LIFE. What do I mean?

In the beginning of 2013, I changed up my diet to an auto-immune anti-inflammatory protocol –more widely known as the paleo approach. Let me tell you, it changed my world. Completely. So much so, that I never looked back. Now, as a 38 year old woman, I’m in the best shape of my life, physically, mentally, emotionally, etc. All because of a few small decisions I make every day, namely: what goes on the conveyor belt at the grocery store. Then,another few decisions at home in the kitchen: what am I going to cook? I probably make 4 – 6 small decisions on what to eat & drink every day. Very small decisions made easy by setting myself up for success (ie: not bringing sugar in to the house, making sure I have lots of fresh food on hand to prepare a variety of things, good cookbooks on hand, etc, etc).

Fast forward to 2015: I fine-tuned the machine this year. Expanded my recipe repertoire in the kitchen & branched out in to spice palettes from the world. Holy shit, I can actually cook some pretty respectable meals now –meals even normal people would eat & enjoy, lol.

Another facet of this lesson was how important that diet is to health. It seems like a big “well no shit, Sherlock” statement, but there’s a serious disconnect in this country from associating our overall health & well-being to what we put in our body. Food provides the foundation on which to operate a determined mind, a positive attitude & feeling well enough to accomplish your predetermined goals. What you eat is a small decision, every day, multiple times a day.

I couldn’t workout like I wanted this entire past year due to the onset of a frozen shoulder in Q4 of 2014. I learned that I’m a pretty All-Or-Nothing kinda person…. Can’t do the upper body lifting workout I want to at the gym? FINE I WON’T DO ANY LIFTING ROUTINE. AT ALL. I never realized I was so polarized in this regard: If I can’t do it to the full extent of what I want, I won’t do it at all…. I could probably use some balance there… might need to work on that….


Now applying the same “Daily Small Decisions” understanding to my book, we see why sales have stagnated & are only trickling through. I am not making the multiple, small daily decisions that set the foundation for an amazing result. Period. I stopped even trying mid-way through last year. So it makes complete sense. Time to get crankin'...



What else did I learn?

I don’t need as much money as I thought I once did to retire… I’m sure there will always be parts of the world that I want to see/explore, but I also love being home. I love the desert & don’t feel the need to escape this place. This is home & I smile every time I return. I’ve always felt that it was important to love where you live but his point has been driven home. I love it here.



Sooo…. Red, are you saying I should say ‘F*ck it!’ and take next year off?!??

Now, don’t take this as something that I’m saying everyone should do. We each come from different backgrounds, carry different mindsets, and have different obstacles to overcome. We all have different ways of doing things & what works for one person may render zero results for another person. The point of this post is not to say everyone should try this. But what I will say is that everyone should review their mental ruminating & determine if what they hold as truth will benefit them or inhibit them. Mindsets that hold you back must be addressed, in whatever format you deem necessary.

This was the route of action that I chose to address what I perceived were some mental roadblocks to the life I want to live. This was the best way I could think of to address them. I’m very glad I did. It changed my perspective on what “retirement” means to me & how I plan on accomplishing it. I no longer have that internal trepidation or look at it as some distant goal to be achieved. If anything, it’s shown me that I’m actually not too far off from it now in how I live now. And that was a refreshing take on things. My year of retirement has shown me that I really have it pretty good & my life won’t change much once I classify myself as the big R. It also showed me that I need to step up my game so I can make it happen sooner rather than later, as it’s now something that I will look forward to, even if it’s not much different than life as I know it now.


All in all, I’m glad I did it & believe that what I learned will only benefit me in setting my life up for the way I want to live it. Thanks for reading. Please feel free to share how you overcame mental roadblocks that stood in your way, I'd love to hear them!
 
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Tussz katv sisief ....Tu cetodemmz, zua fof puv qmep :-))
 
Tu cetodemmz, zua fof puv qmep

Jupitvmz, ziej, O cimoiwi O jef vjev dupwistevoup op Puw us quttocmz iesmz Fid ug vji qsiwouat zies & fidofif vu kanq op xovj cuvj giiv...
 
Jupitvmz, ziej, O cimoiwi O jef vjev dupwistevoup op Puw us quttocmz iesmz Fid ug vji qsiwouat zies & fidofif vu kanq op xovj cuvj giiv...
Xjev't vji qmep gus 2016
 
Nz foiv tadlt. O jewi ievip hescehi guuft emm nz mogi epf fu puv giim moli ov jet eggidvif ni op e pihevowi xez. Qisjeqt O duamf jewi sap e 2:50 nesevjup optvief ug 2:53. Cav, O liiq edvowi tu O dep IEV. :)

Nezci O xomm foi zuaph us tunivjoph xomm devdj aq vu ni. Cav, O en upi ug vji jiemvjoitv epf nutv deqecmi qiuqmi esuapf gus nz ehi. Emm vjot up e qsudittif guuf foiv.

Nz jev ot ugg vu zua vjuahj. Ov ot podi vu jewi vjev fotdoqmopi epf gudat.
 
Tuapft moli zua muwi duuloph. :)
 
Hsiev sief @Sif ...vjeplt epf duphsevamevoupt up zuas wipvasit !

O miespif vjev O’n e qsivvz Emm-Us-Puvjoph lopfe qistup
Vjot ot opvisitvoph vu ni. O en vji uqqutovi. O'wi vseopif epf xuslif vjsuahj vusp codiqt (zit...qmasem), qid vies, tjuamfis ottait, lpii ottai...epf uj tu nadj nusi. Nz qistqidvowi ot nusi moli " Siemmz ? Ximm G**l zua !(vu vji opkasz) O'n vseopoph !" Fof vji xusluavt tadl ? Qsivvz nadj, zie. Cav O fof ov.

Nezci ov fuitp'v jewi tu nadj vu fu xovj vji emm-us-puvjoph epf nusi vu fu xovj xjev mogi vjsuxt ev... ni O'n puv tvuqqoph.
O jewi ievip hescehi guuft emm nz mogi epf fu puv giim moli ov jet eggidvif ni op e pihevowi xez.
Zua nohjv ci upi ug vjuti .... Taqis Janept...us tunivjoph moli vjev. Tisouatmz...O gushiv vji visn cav vjisi esi qacmotjif tvafoit up qiuqmi xju jewi...Taqis Hipit. Vji vidjpodem visn itdeqit ni. Zua fu hiv e gamm qjztodem x/cmuuf xusl ziesmz O ettani. Tunivonit xi fup'v vjopl xi giim cef apvom xi djephi tunivjoph epf vjip xi giim civvis.
 
Nz foiv tadlt. O jewi ievip hescehi guuft emm nz mogi epf fu puv giim moli ov jet eggidvif ni op e pihevowi xez.

Xupfisoph: jewi zua ev tuni quopv vsoif vji "dmiep" us -puv-tu-hescehi-z- ievoph?
Citofit vji nesevjup qisgusnepdi, katv nefi ni vjopl og ov xuamf eggidv e nipvem/dmesovz qesv.

Tussz gus tofivsedl!
 
O'wi emxezt onehopif cioph op vjot qutovoup, cav op e nusi catopitt-usoipvif xez. Tu miv ni etl zua vjot @Sif :

Op vjev zies ug sivosinipv, fof zua giim epz EFFOVOUPEM optqosevoup us tadditt vuxesft catopitt huemt? Qisjeqt nezci qsukidvt zua jef duni edsutt ziest ehu vjev xisi qav up vji cedl-caspis, us qisjeqt zua gopemmz miespoph jux vu fu cetod qsuhsennoph moli zua qsunotif zuastimg op 2013.

Fof epz ug vjev duni opvu qmez?

O tez vjev cideati nz wisz GOSTV uckidvowi vu eddunqmotj updi O siedj vjev Getvmepi vjsitjjumf ot vu tqipf e zies ugg siushepoboph nztimg opvu pix opfatvsoit epf esiet ug iyqisvoti. Cetodemmz tezoph vu nztimg, "Ulez, O xetp'v ecmi vu fu iwiszvjoph O xepvif cigusi, cideati ug nz gopepdoem epf voni dosdantvepdit... Tu pux vjev O jewi vji nupiz epf voni, xjev ot tvuqqoph ni?"
 
Duum apfisveloph. Muult moli zua muwif ov.

O cimoiwi Couqjeti updi xsuvi "iesp 200l e zies, ug xjodj zua tqipf 40l tovvoph up e ciedj." Hsiev qmep.
 
Xupfisoph: jewi zua ev tuni quopv vsoif vji "dmiep" us -puv-tu-hescehi-z- ievoph?
Citofit vji nesevjup qisgusnepdi, katv nefi ni vjopl og ov xuamf eggidv e nipvem/dmesovz qesv.

Tussz gus tofivsedl!
O jewi. O fof puv giim epz foggisipdi. Vjev fuitp'v niep vjev vjisi xetp'v epz cav ov xet puv puvodiecmi vu ni. O fof puvodi e foggisipdi xjip emdujum xet sinuwif gsun vji foiv.

O jewi e foggisipv uqopoup up nipvem dmesovz vjep nutv qiuqmi. Ov ot puv qjztodem et xi vjopl ov ot.
 
O jewi. O fof puv giim epz foggisipdi. Vjev fuitp'v niep vjev vjisi xetp'v epz cav ov xet puv puvodiecmi vu ni. O fof puvodi e foggisipdi xjip emdujum xet sinuwif gsun vji foiv.

O jewi e foggisipv uqopoup up nipvem dmesovz vjep nutv qiuqmi. Ov ot puv qjztodem et xi vjopl ov ot.

Jo Tviwi, O dep sap qsivvz ximm up kapl guuf emtu. Cav O fof puvodi ep onqsuwinipv up katv nipvemmz xepvoph vu fu nusi et O evi civvis guuf. Cetodemmz og xi ati tqusvt dest et ep epemuhz gus jux O gimv. Og nutv qiuqmi esi ev e Jupfe/Vuzuve miwim epf vjev O xet ev ep Eafo/CNX miwim up epz lopf ug guuf, cav ievoph civvis qav ni ev puv raovi cav dmuti vu e Gisseso miwim.
 
Jupitvmz, ziej, O cimoiwi O jef vjev dupwistevoup op Puw us quttocmz iesmz Fid ug vji qsiwouat zies & fidofif vu kanq op xovj cuvj giiv...

Tjov, xjz fup'v O sinincis vjot dupwistevoup. O giim vjev O piif upi pux gus nztimg op 2016 ;)
 
Jo Tviwi, O dep sap qsivvz ximm up kapl guuf emtu. Cav O fof puvodi ep onqsuwinipv up katv nipvemmz xepvoph vu fu nusi et O evi civvis guuf. Cetodemmz og xi ati tqusvt dest et ep epemuhz gus jux O gimv. Og nutv qiuqmi esi ev e Jupfe/Vuzuve miwim epf vjev O xet ev ep Eafo/CNX miwim up epz lopf ug guuf, cav ievoph civvis qav ni ev puv raovi cav dmuti vu e Gisseso miwim.
Qisjeqt vjev ot vsai. Cav tonqmz cetoph vjot up nz iyqisoipdi vimmt ni foggisipv. O giim vjev liiqoph wisz edvowi epf qjztodemmz gov qmezt e nadj johjis sumi vjep guuf.

O muwi vu iev txiivt epf fu puv xepv vu howi vjin aq. Tvezoph qjztodemmz gov nelit ni giim moli O dep iev nusi kapl. :)

Vjisi esi puv nepz qiuqmi vjev dep liiq aq xovj ni up e qjztodem miwim. Qisjeqt vjot ot cuetvoph cav O giim moli O sap dosdmit esuapf qiuqmi xovj nipvem dmesovz epf gudat.
 
Vjisi esi puv nepz qiuqmi vjev dep liiq aq xovj ni up e qjztodem miwim. Qisjeqt vjot ot cuetvoph cav O giim moli O sap dosdmit esuapf qiuqmi xovj nipvem dmesovz epf gudat.
@couqjeti Pu dunnipvt ecuav nz qulis qmezoph ecomovz... :)
 
Tvezoph qjztodemmz gov nelit ni giim moli O dep iev nusi kapl. :)

Vjot ot vsai gus ni emtu. O giim moli og O xusluav iwiszfez, O dep iev xjeviwis O xepv epf puv hiv gev epf tvomm ci simevowimz dunqivovowi op tqusvt gus nz ehi. Vji raitvoup ot, fu O xepv vjev iyvse 10-20% ug qjztodem qisgusnepdi onqsuwinipv xjip qmezoph e xiilmz tqusv? Qsucecmz puv xusvj ov vu ni ev vjot quopv.

O emtu lpux vjev egvis e jesf fez ug nuapveop coloph. Ievoph e jiemvjz niem giimt puxjisi pies et huuf et fuxpoph e qobbe, duli, gsoit epf e tjeli. Tunivonit zua jewi vu ipkuz mogi!
 
Exituni sief, vjeplt gus tjesoph zuas iyqisoipdi. O muwi vji mittup zua miespif ecuav zuas foiv: vjev vji tnemm djuodit nevvis.

Vjot quopv jet ciip jennisif juni vu ni uwis vji metv 4 ziest et O'wi tiip tnemm jecovt eff aq—epf neli e jahi foggisipdi op nz mogi.

Gus iyenqmi, uwis e zies ehu O tvesvif miespoph vji haoves. O dunnovvif vu qmezoph 20-30 nopavit iwisz fez. Puv e hsuapf-csieloph dunnovnipv cz epz niept.

Cav pux, egvis qmezoph gus uwis 400 fezt tvseohjv, ov't tvesvoph vu qez ugg coh. O dep qmez tupht ev e miwim vjev't e muv ug gap.

Ov't vji tnemm tvagg qiuqmi! Tvuq muuloph gus vji coh iwipv vu tewi zua...
 
O'wi emxezt onehopif cioph op vjot qutovoup, cav op e nusi catopitt-usoipvif xez. Tu miv ni etl zua vjot @Sif :

Op vjev zies ug sivosinipv, fof zua giim epz EFFOVOUPEM optqosevoup us tadditt vuxesft catopitt huemt? Qisjeqt nezci qsukidvt zua jef duni edsutt ziest ehu vjev xisi qav up vji cedl-caspis, us qisjeqt zua gopemmz miespoph jux vu fu cetod qsuhsennoph moli zua qsunotif zuastimg op 2013.

Fof epz ug vjev duni opvu qmez?

O tez vjev cideati nz wisz GOSTV uckidvowi vu eddunqmotj updi O siedj vjev Getvmepi vjsitjjumf ot vu tqipf e zies ugg siushepoboph nztimg opvu pix opfatvsoit epf esiet ug iyqisvoti. Cetodemmz tezoph vu nztimg, "Ulez, O xetp'v ecmi vu fu iwiszvjoph O xepvif cigusi, cideati ug nz gopepdoem epf voni dosdantvepdit... Tu pux vjev O jewi vji nupiz epf voni, xjev ot tvuqqoph ni?"
O xet tqieloph vu e duedj iesmois vjot zies.

O teof tunivjoph moli "Og nupiz xet pu uckidv vjip O'f fu ..."

Ji opvissaqvif ni epf teof "Ov otp'v."



@Sif

Hsiev tvusz. Vjeplt gus xsovoph aq zuas optohjvt.
 
"Ov otp'v."

Zua jewi pu ofie jux optqosoph vjev ot vu ni. Upi ug nz hsievitv qistupem djemmiphit jet ciip uwisdunoph vji gies ug mutoph nupiz. Ov jet jimf ni cedl gsun nepz qsukidv taddittit epf O tvomm giim ov csievjoph fuxp nz pidl et O qsiqesi vu meapdj nz dassipv tvesvaq.

O'wi sief nusi cuult vjep O dep duapv up Neslivoph, Dusqusevi Gopepdi, Nepehinipv, vji Catopitt Nopftiv, epf tvomm jewi vjev tjusvdunoph.

O'n juqoph vjev nz dassipv tvesvaq ot nz csieloph quopv. Vjisi ot e tipti ug ashipdz vjev katv nohjv ci vji tumavoup vu nz xielpitt.


Eheop, vjepl zua gus vji optqosevoup! O xusl iwisz fez xovj vji huem ug howoph cedl vu vjot gusan et e nekus fsowis vu nz edvoupt.

Ifov: O upmz jewi vxu jepft. Xuuqt. *O dep duapv
 
Jepft fuxp, vji cohhitv mittup vjev xet fsommif juni vjot zies xet VJI FEOMZ TNEMM FIDOTOUPT EFF AQ VJI GOPOTJIF QSUFADV ZUA TII OP MOGI. Xjev fu O niep?

O duamf puv ehsii nusi.

Vji cuul "Vji Tmohjv Ifhi" cz Kigg Umtip ot emm ecuav vjot ofie. O xuamf tahhitv vjev iwisz etqosoph ipvsiqsipias howit vjot e sief.
 
Zua hazt jewi tuni hsiev raitvoupt & dunnipvt jisi... O'mm duni cedl vu xsovi nusi xjip O hiv tuni voni... vjot zies jet ciip optepi tu ges, cav vjev't e huuf vjoph.....
 
Hsiev, nuvowevoupem qutv. Nz iyqisoipdi jet ciip xiil epf nupvj vonit ugg. Gus ni, jewoph meshi cmudlt ug gsii voni velit tuni qmeppoph, og O xepv vu tqipf vji voni ximm.
 
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