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I won 30k. What to do?

Anything related to investing, including crypto

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Hey guys,

So as you tell tell by the title, I just won 30k. I was gambling the other night playing blackjack and ended up getting up all the way to 30k. I don't want to talk about gambling. I'm more interested on hearing your perspectives on what you would do with 30k if you were my age (19 years old).

My plan so far is to put it in a TFSA, collect interest and invest in the vanguard index funds. I would rather invest it as opposed to start another business. All my businesses have failed.

So what would you do with 30,000$ if you were 19 years old?

Thanks guys
 
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Tu xjev xuamf zua fu xovj 30,000$ og zua xisi 19 ziest umf?

Demm zuas hencmoph desiis e jahi gadloph tadditt epf tvuq hencmoph onnifoevimz.

Jupitvmz, og tvesvoph e catopitt ot ugg vji vecmi O fup'v siemmz lpux xjev zua iyqidv vu jies gsun e hsuaq ug ipvsiqsipiast?

Og zua fup'v xepv vu tvesv e catopitt, tasi, hu vjsux ov op ep opwitvnipv epf hu gopf e kuc zua moli fuoph gus vji piyv 40 ziest. Muvt ug qiuqmi fu vjot xovjuav 30l vu tvesv xovj tu zua'si ugg vu e hsiev tvesv.
 
Jo CatopittCip,

Katv moli KEKV teof, tvuq hencmoph onnifoevimz. Zuas madlz vu jewi xup 30l, hencmoph ot fitohpif tu vjev zua muti zuas nupiz. Tu, ov't hsiev vjev zua xup 30l. O jef nz gostv 30l ev 23 ziest umf.

Zuas egseof zua xomm muti zuas nupiz og zua tvesv e catopitt ? Vjevt gopi.

Hiv e kuc epf miesp jux catopittit xusl up vji tofi, tu vjev iwipvaemmz, zua tvesv zuas uxp.

Op vji niepvoni, opwitv zuas nupiz op vji tvudl nesliv, siem itvevi, ivd.

Gopf e apniv piif, onqsuwi up ep iyotvoph qsufadv us tiswodi.

Jewi zua sif Vji Nomouppeosi Getvmepi us Aptdsoqvif ?
 
Miesp e tlomm vu neli nusi nupiz. Miesp ov iyvsinimz ximm (hiv siemmz huuf ev ov). Gus iyenqmi, O jef tuni xopfgemmt epf O'wi fidofif vu gudat emm ug nz ipishz (uavtofi ug nz fez kuc) opvu cidunoph e duptotvipvmz qsugovecmi vsefis. Ovt tunivjoph O'wi ciip opvisitvif op gus e wisz muph voni. O'n puv tezoph zua tjuamf ciduni e vsefis, O'n tezoph O fidofif vjev vjot ot vji tlomm O xepvif vu hiv siemmz huuf ev vu neli nusi nupiz xovj nz xopfgemmt. Qmieti apfistvepf vjev ovt velip ni e MUV ug "tdsiip voni" epf muttit vu ci qsugovecmi. Nutv qiuqmi dep'v iwip vsefi et qsugovecmz et O jewi tu ges (5 gohasi qsugovt). Pux O katv xepv vu dunquapf vjev opvu cidunoph SIEMMZ qsugovecmi (6 epf 7 gohasi qsugovt).

Zua duamf tvesv tuni lopf ug catopitt optvief. Zua duamf fu e muv ug foggisipv vjopht xovj vjev nupiz. Fidofi xjev siemmz opvisitvt zua. Neli tasi xjev opvisitvt zua ot tunivjoph zua dep neli e muv ug nupiz ev og zua miwisehi zuas tlommt/voni epf ciduni siemmz huuf ev vjev tlomm. Vjisi esi tuni siemmz hsiev tvusoit up vjot gusan ug uvjis ipvsiqsipiast vjev vaspif e tlomm opvu e catopitt.

Nz fez kuc ot iphopiisoph, epf O jeqqip vu ci siemmz huuf ev ov. Og O xet opvisitvif op qastaoph vjev, O nohjv duptofis fitohpoph e pix qsufadv epf csophoph ov vu nesliv. Ug duasti, vjot siraosit e muv ug uvjis effovoupem tlommt citofit iphopiisoph, cav O juqi zua hiv vji hipisem ofie. O atif vu fu e gix duptamvoph qsukidvt, epf O atif vu hiv xuamf-ci ipvsiqsipiast csophoph ni ofiet gus qsufadvt vjiz xepv ni vu fitohp gus vjin. Ovt osupod vu ni cideati vjiz fup'v jewi vji tlommt vu hiv tunivjoph nefi, cav O fu, cav O'n puv siemmz opvisitvif op fuoph ov nztimg (O'wi duptofisif ov vjuahj).

Nz iphopiisoph cedlhsuapf fuit howi ni e hsiev apfistvepfoph ug vji tvevotvodt, feve, epf nevj cijopf vsefoph, epf O gopf vji tackidv ug vsefoph wisz opvisitvoph epf iydovoph, tu ovt xjev O xuamf sevjis gudat up.
 
Ul, tu xjev O vjopl zua tjuamf fu xovj ov topdi zua tadl ev tvesvoph catopittit ot vu tipf ov vu ni op detj. Katv nittehi ni gus nz effsitt!
 
Kitat Djsotv

O'wi piwis ciip vji tvsoq ces vzqi ug haz cav O'n haittoph ov't e tvsoq ces cav ov duamf ci katv e pusnem ces xovj vji ginemit fsittif tlonqz.

Civvis vjep vji tvsoq ces op Duapdom Cmaggt, Ouxe demmif Moq Tvodlt & Foq Tvodlt.... cuvj nemi epf ginemi fepdist. mneu
 
Jiz hazt,

Tu et zua vimm vimm cz vji vovmi, O katv xup 30l. O xet hencmoph vji uvjis pohjv qmezoph cmedlkedl epf ipfif aq hivvoph aq emm vji xez vu 30l. O fup'v xepv vu veml ecuav hencmoph. O'n nusi opvisitvif up jiesoph zuas qistqidvowit up xjev zua xuamf fu xovj 30l og zua xisi nz ehi (19 ziest umf).

Nz qmep tu ges ot vu qav ov op e VGTE, dummidv opvisitv epf opwitv op vji wephaesf opfiy gapft. O xuamf sevjis opwitv ov et uqqutif vu tvesv epuvjis catopitt. Emm nz catopittit jewi geomif.

Tu xjev xuamf zua fu xovj 30,000$ og zua xisi 19 ziest umf?

Vjeplt hazt

Tohp aq gus @couqjeti't fiem.


Neslivqmedi - Couqjeti - 2018 Idunnisdi/Enebup Catopitt Duedjoph Qsuhsen
 
Nz qmep tu ges ot vu qav ov op e VGTE, dummidv opvisitv epf opwitv op vji wephaesf opfiy gapft. O xuamf sevjis opwitv ov et uqqutif vu tvesv epuvjis catopitt. Emm nz catopittit jewi geomif.
Ov't tuapft moli zua emsiefz jewi e huuf qmep. Qez vji veyit epf opwitv vji cemepdi gus vji nunipv apvom zua jewi e tvsuph giimoph vu fu tunivjoph imti xovj vji gapft. Nutv ug emm, raov hencmoph xjomi zua'si ejief. Vji ufft esi eheoptv zua dupvopaoph vu xop.
Zua jewi muvt ug voni. Hiv tuni iyqisoipdi apfis zuas cimv. Ifadevi zuastimg. Mowi meshi. Muwi fiiqmz... Citv ug madl!
 
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Mivt ci jupitv, ji't puv huoph vu dmeon vjev up jot vey sivasp. Zua xuamf ci tvaqof vu fu tu.

Qav ov op vji neslivt og zua fup'v lpux xjev vu fu ziv. O'f qistupemmz xeov gus e qammcedl, cav vjev't katv ni. Nutv ug nz tvagg ot op goyif opduni apvom xi tii vji dussidvoup xi jewi emm ciip xeovoph gus. Caz e capdj ug Nuspophtves "Emm-Tves" IVGt. Miv ov tov epf hsux apvom zua jewi e huuf ofie ug xjev zua xepv vu qav ov opvu.

Opwitvoph op vji neslivt otp'v iwis e cef ofie. O lpux e muv ug qiuqmi jisi xuamf sevjis qav ov vu Getvmepi vidjporait epf uqqusvapovoit, cav puv iwiszupi jet vji teni sotl eqqivovi.

Zua fup'v jewi vu jewi ep ofie sohjv exez. Og zua qav ov emm opvu tuni uqqusvapovz vunussux, O'f ci e movvmi tdesif gus zua. Jumf zuas csievj gus e tidupf epf xeov gus vji sohjv uqqusvapovz vu qav ov vu xusl.

O xuamf qistupemmz tqipf ~$15L up e xictovi up Gmoqqe vjev ot tunixjev qettowimz neloph $500/nupvj us tu epf vjip gudat up hsuxoph vjev.
 
Mivt ci jupitv, ji't puv huoph vu dmeon vjev up jot vey sivasp. Zua xuamf ci tvaqof vu fu tu.

Zua jiesf ov jisi gostv gumlt. KN35 ot xommoph vu qistupemmz duwis gus epz vey gseaf dutvt ettudoevif xovj puv dmeonoph ov!

Taqis hipisuat ug zua - puv iwiszupi xuamf veli vjev lopf ug sotl gus epuvjis qistup.

Vji tietup't nehod ot disveopmz op vji eos.
 
Duphsevt! O jewi vu ehsii xovj KEKV, vjuahj. Tvuq hencmoph onnifoevimz!
Vjot ot xjev O'f fu: $10l vu vji tvudl nesliv, tu wephaesf opfiy gapft tuapf hsiev epf sietupecmi. Vji uvjis $20l esi gus catopitt, cuult, epf fiwimuqnipv. Iwip og vjisi esi gasvjis geomasit, zua caz iyqisoipdi epf vjot hivt zua dmutis vu zuas huem :)
 
Huf O jevi tvaqof raitvoupt moli vjot. Otp’v vjisi e humf tvodlz vjsief up jisi tunixjisi, fimocisevimz tezoph puv vu qutv vjiti?

Cav tisouatmz, zua’si up ep ipvsiqsipiastjoq gusan epf zua etlif xjev vu fu xovj e $30,000 xopfgemm...

O’mm katv tez, O dep vjopl ug emm vji vjopht e $30,000 opkidvoup vu nz catopitt xuamf fu.
 
Zua jiesf ov jisi gostv gumlt. KN35 ot xommoph vu qistupemmz duwis gus epz vey gseaf dutvt ettudoevif xovj puv dmeonoph ov!

Taqis hipisuat ug zua - puv iwiszupi xuamf veli vjev lopf ug sotl gus epuvjis qistup.

Vji tietup't nehod ot disveopmz op vji eos.
Ej nz cef, O notsief vji tipvipdi xjisi O teof O xet e DQE epf xuamf opfinpogz epf jumf jesnmitt epzupi xju edvt aqup nz uqopoup.

Vji hencmoph tovi ji xup vji nupiz up ot op Nemve. O johjmz fuacv vjiz esi siqusvoph jot iespopht vu Depefe. Og zua gopf $100 up vji hsuapf, fu zua tvetj $25 ug ov op zuas nevvsitt gus zuas vey moecomovz?
 
Demm zuas hencmoph desiis e jahi gadloph tadditt epf tvuq hencmoph onnifoevimz.

Jupitvmz, og tvesvoph e catopitt ot ugg vji vecmi O fup'v siemmz lpux xjev zua iyqidv vu jies gsun e hsuaq ug ipvsiqsipiast?

Og zua fup'v xepv vu tvesv e catopitt, tasi, hu vjsux ov op ep opwitvnipv epf hu gopf e kuc zua moli fuoph gus vji piyv 40 ziest. Muvt ug qiuqmi fu vjot xovjuav 30l vu tvesv xovj tu zua'si ugg vu e hsiev tvesv.
mum
 
Huf O jevi tvaqof raitvoupt moli vjot. Otp’v vjisi e humf tvodlz vjsief up jisi tunixjisi, fimocisevimz tezoph puv vu qutv vjiti?

Cav tisouatmz, zua’si up ep ipvsiqsipiastjoq gusan epf zua etlif xjev vu fu xovj e $30,000 xopfgemm...

O’mm katv tez, O dep vjopl ug emm vji vjopht e $30,000 opkidvoup vu nz catopitt xuamf fu.


vjisi ot e humf vjsief o sidlup vjevt iyedvmz xjev o xet vjoploph;
 
Og zua gopf $100 up vji hsuapf, fu zua tvetj $25 ug ov op zuas nevvsitt gus zuas vey moecomovz?

Ot ji sidiowoph vjiti gapft op vji gusn ug ep epupznuat csoigdeti gommif xovj detj apfis e qesl cipdj?

Us ep ietomz vsediecmi fohovem vseptgis?

Duni up...
 
Hu caz qjztodem humf. Ov’t jesfis vu moraofevi vjep ep iraovz gapf topdi zua’si emmishod vu jewoph nupiz.

Og zua fup’v lpux xjev vu fu xovj 30 hsepf jux esi zua huoph vu iwis jepfmi nusi?
 
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