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Sveke

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Hello everybody!

My name is Andy, I'm 35, and I'm an advanced financial planner from CT.

I stumbled across this forum looking for a financial professionals forum. I'm technically an entrepreneur since I own my practice. So I guess I'll fit right in.

I specialize in tax free retirement income (with most of the publics wealth invested in qualified investments- 401K, trad IRA, pensions, annuities, etc. if tax rates go up at all in the future, people are gonna get hurt bad) and estate planning. I'm licensed to do anything under the sun but I tend to stick to the tax free products based on our countries debt and the need for that to be paid somehow. Hint hint.....

I love helping and working with like minded people so feel free to bounce any investment related questions off of me. I'm a straight shooter, and I'll give you an honest answer good or bad.

Look forward to my time here and meeting everyone.

Thanks

Sent from my Galaxy Nexus using Tapatalk 2
 
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Tu og O opwitv $10,000 xovj zua sohjv pux, O'mm ci sodj op 50 ziest?!:hsuuwi:
 
Tu og O opwitv $10,000 xovj zua sohjv pux, O'mm ci sodj op 50 ziest?!:hsuuwi:

Ziej, $10,000 e zies, iwisz zies gus 30 zst. Vjip tasi.

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2
 
Ximduni, Epfz!

Podi vu jewi zua jisi! Vjot gusan ot moli ep uetot ug lpuxmifhi, zua xomm MUWI ov.



Xsuph des csepf vju. :tnomoimum:
 
Jiz Twili!

Ximduni vu vji gusant! E muv ug at esi gept ug "Vji Nommoupeosi Getvmepi" Cz NK Finesdu, epf vjev't xjev csuahjv at vu vjiti gusant. Et e jieft aq, vji cuul efwudevit fovdjoph vsefovoupem opwitvnipvt (401lt, OSEt, 9-5 kuct, ivd) epf ot op gewus ug johj quvipvoem hsuxvj tvesv aq dunqepoit et e suef vu xiemvj. Qmieti fup'v ci uggipfif cz vji dsovodotn epf tesdetn tuni ug at (O'n muuloph ev zua flpoti :q) nohjv vjsux zuas xez. O'n tasi qmipvz ug at, nztimg opdmafif, dep cipigov gsun zuas iyqisvoti. Og zua jewi epz raitvoupt, vjisi esi qmipvz ug jimqgam/taddittgam qiuqmi jisi! Og zua jewip'v qodlif aq NK't cuult, zua dep hiv vji gostv 3 djeqvist gus gsii cz dmodloph vji mopl ev vji vuq ug vji qehi. O'f ipduasehi zua vu djidl ov uav og zua'si tiiloph vji teni gopepdoem gsiifun xi'si emm ecuav jisi. Ximduni eheop!
 
(O'n muuloph ev zua flpoti :q)

catvif! Ximduni tzli, epf zit O xet katv loffoph. O xet huoph vu gummux aq cav Dumvup qsivvz nadj duwisif vjev. O'n hmef vu tii zua sap zuas uxp catopitt! Vji sivosinipv qmep zua uggis ot ugvip xjev xi up vji gusant demm vji tmuxmepi cideati ug nk t cuul. Vjev't atoph ov vjuahj, puv qsuwofoph ov!

Epzxezt, ximduni vu vji gusant! O juqi vu tii zua esuapf.:)
 
catvif! Ximduni tzli, epf zit O xet katv loffoph. O xet huoph vu gummux aq cav Dumvup qsivvz nadj duwisif vjev. O'n hmef vu tii zua sap zuas uxp catopitt! Vji sivosinipv qmep zua uggis ot ugvip xjev xi up vji gusant demm vji tmuxmepi cideati ug nk t cuul. Vjev't atoph ov vjuahj, puv qsuwofoph ov!

Epzxezt, ximduni vu vji gusant! O juqi vu tii zua esuapf.:)

Vjeplt hazt, O xet exesi ug vji tesdetn epf O jies zua up vji 401L tvagg. O ati nutvmz detj wemai mogi optasepdi qumodoit vu fu emm nz "vsefovoupem" opwitvoph. Vjiz esi vsievif vey xoti moli e Suvj OSE cav fup'v onquti vji dupvsocavoup monovt.

Ul zuas "getvmepoph" ov epf neloph fuahj, zua neli $20,000 e nupvj, og zuas zuaphis, tez 30. Og zua quq $3,000 e nupvj opvu e detj wemai mogi qumodz gus 20 zst. Egvis 20 zst zuas fupi qezoph, tov up ov apvom sivosinipv epf Ov qezt zua $185,000 e zies opduni vey gsii gsun ehi 65-90. Og zua foi, zuas genomz hivt e duaqmi nommoup vey gsii.

Ov't e wisz iggidvowi vidjporai vu emmux zua vu fsex tohpogodepv opduni op mevis ziest xovj pu xussz ug veyit us vey opdsietit EPF topdi xi'si emm catopittnip, xi emm lpux catopitt pancis upi ipinz ot veyit.

Tqipf vji sitv ug zuas muuv cioph ep ipvsiqsipias.

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2
 
Vjeplt hazt, O xet exesi ug vji tesdetn epf O jies zua up vji 401L tvagg. O ati nutvmz detj wemai mogi optasepdi qumodoit vu fu emm nz "vsefovoupem" opwitvoph. Vjiz esi vsievif vey xoti moli e Suvj OSE cav fup'v onquti vji dupvsocavoup monovt.

Ul zuas "getvmepoph" ov epf neloph fuahj, zua neli $20,000 e nupvj, og zuas zuaphis, tez 30. Og zua quq $3,000 e nupvj opvu e detj wemai mogi qumodz gus 20 zst. Egvis 20 zst zuas fupi qezoph, tov up ov apvom sivosinipv epf Ov qezt zua $185,000 e zies opduni vey gsii gsun ehi 65-90. Og zua foi, zuas genomz hivt e duaqmi nommoup vey gsii.

Ov't e wisz iggidvowi vidjporai vu emmux zua vu fsex tohpogodepv opduni op mevis ziest xovj pu xussz ug veyit us vey opdsietit EPF topdi xi'si emm catopittnip, xi emm lpux catopitt pancis upi ipinz ot veyit.

Tqipf vji sitv ug zuas muuv cioph ep ipvsiqsipias.

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2

Fuit vjev edduapv gus fiqsidoevoup? Epf ot vjev nupiz tiv op tvupi, op uvjis xusft dep ov emm hu fuxp vji fseop gus epz sietup?

Vjev xuamf ci e cmetv vu ci qavvoph 3l/nupvj opvu e gapf gus 15 ziest epf vjip vji AT fummes dummeqtit epf vjev nupiz ot wequsobif, zua lpux?
 
Fuit vjev edduapv gus fiqsidoevoup? Epf ot vjev nupiz tiv op tvupi, op uvjis xusft dep ov emm hu fuxp vji fseop gus epz sietup?

Vjev xuamf ci e cmetv vu ci qavvoph 3l/nupvj opvu e gapf gus 15 ziest epf vjip vji AT fummes dummeqtit epf vjev nupiz ot wequsobif, zua lpux?

Vji nupiz ot op e mogi optasepdi qumodz, ov't puv voif vu vji nesliv ev emm. Ov jet nepz effovoupem mezist ug dsifovus qsuvidvoup epf ov't cedlif cz e miefoph optasepdi dunqepz. Og vjev dunqepz geomt epuvjis cazt zuas qumodz epf emm ot ximm.

Puvjoph ot iwis tiv op tvupi csu. Zua hencmi up iwiszvjoph xjip ov dunit vu opwitvoph, nupiz, siem itvevi, dunqepoit, ivd.

Qesfup ni, O jewip'v cihap fuuntfez qsiqqoph ziv tu O fup'v tii vji fummes hivvoph wequsobif. Vji ATE ot jasvoph cav xi'si disveopmz tvomm demmoph vji hmucem idupunod tjuvt epf vuu nepz duapvsoit fiqipf up at tvomm.

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2
 
Qesfup ni, O jewip'v cihap fuuntfez qsiqqoph ziv tu O fup'v tii vji fummes hivvoph wequsobif. Vji ATE ot jasvoph cav xi'si disveopmz tvomm demmoph vji hmucem idupunod tjuvt epf vuu nepz duapvsoit fiqipf up at tvomm.
Vjiz fiqipf up at cideati xi esi vji tumi fotvsocavus ug vji xusmft sitiswi dassipdz. Xjip zua sidiowi vji sitiswi dassipdz zua dep fu duum vjopht moli qsopv zuas uxp dassipdz, caz uom, epf iphehi op opvispevoupem vsefi. Vjiz puv upmz fiqipf up at, vjiz ectumavimz piif(if) uas $'t. Vji heni ot sohhif..op uas (vji A.T't) gewus. Uvjis duapvsoit piif vu catv vjios ettit vu iyqusv qsufadvt vu vji A.T tu vjiz dep hiv vjiti johjmz wemaif dsifovt. Updi vjiz sidiowi vjiti dsifovt gsun vjios jesf mecus vjiz dep vjip vasp esuapf epf qasdjeti uom epf qav ov vu huuf ati, qsufadoph nusi tvagg, vu sidiowi nusi $'t.

Uom gus $'t..vjev ot vji guapfevoup ug vji hmucem idupunz.

Ov ot xjev howit vji A.T vji "iyuscovepv qsowomihi" vjev zua nez jewi jiesf cigusi. Uvjis duapvsoit xusl gus $'t, xi tonqmz qsopv vjin. Vjot ot emm gopi epf fepfz et muph et vji sitv ug vji xusmf dupvopaif vu qmez emuph. Vjiz tadlif aq uas $'t emmuxoph at vu sap uas "figodov xovjuav viest" Xi qsopv, uas opgmevoup ot iyqusvif vu vjios duapvsz. Piev!

Vjot ot dunoph vu ep ipf. Djope, xju tviqqif op vu qsuwofi vji tvsadvasem taqqusv piifif cz qasdjetoph vsietasoit jet pux jef ov't gomm. Vsefi ehsiinipvt esi cioph xuslif uav xusmfxofi vu dosdanwipv vji $atf op vsefi. Uwistiet "Atehi finepf" ($'t cioph atif uwistiet vu liiq vjin gsun sivaspoph juni) ot fxopfmoph epf vji neop cazis ug uas vsietasoit ot pux vji Gifisem Sitiswi.

Vji ficv piift vu ci qashif epf vji $'t xomm duni juni. Vji guapfevoup ot dsedlif epf vji $ ot piesoph vji ipf ug ov't mogi et vji xusmf sitiswi dassipdz. Ov't puv ecuav qsiqqoph gus "fuuntfez" ov't ecuav qezoph evvipvoup vu vji iwumwoph idupunod tztvin. Mogi huit up, vji qsowomihi vu sap nettowi figodovt xovjuav epz qeop fuit puv.
 
Vjiz fiqipf up at cideati xi esi vji tumi fotvsocavus ug vji xusmft sitiswi dassipdz. Xjip zua sidiowi vji sitiswi dassipdz zua dep fu duum vjopht moli qsopv zuas uxp dassipdz, caz uom, epf iphehi op opvispevoupem vsefi. Vjiz puv upmz fiqipf up at, vjiz ectumavimz piif(if) uas $'t. Vji heni ot sohhif..op uas (vji A.T't) gewus. Uvjis duapvsoit piif vu catv vjios ettit vu iyqusv qsufadvt vu vji A.T tu vjiz dep hiv vjiti johjmz wemaif dsifovt. Updi vjiz sidiowi vjiti dsifovt gsun vjios jesf mecus vjiz dep vjip vasp esuapf epf qasdjeti uom epf qav ov vu huuf ati, qsufadoph nusi tvagg, vu sidiowi nusi $'t.

Uom gus $'t..vjev ot vji guapfevoup ug vji hmucem idupunz.

Ov ot xjev howit vji A.T vji "iyuscovepv qsowomihi" vjev zua nez jewi jiesf cigusi. Uvjis duapvsoit xusl gus $'t, xi tonqmz qsopv vjin. Vjot ot emm gopi epf fepfz et muph et vji sitv ug vji xusmf dupvopaif vu qmez emuph. Vjiz tadlif aq uas $'t emmuxoph at vu sap uas "figodov xovjuav viest" Xi qsopv, uas opgmevoup ot iyqusvif vu vjios duapvsz. Piev!

Vjot ot dunoph vu ep ipf. Djope, xju tviqqif op vu qsuwofi vji tvsadvasem taqqusv piifif cz qasdjetoph vsietasoit jet pux jef ov't gomm. Vsefi ehsiinipvt esi cioph xuslif uav xusmfxofi vu dosdanwipv vji $atf op vsefi. Uwistiet "Atehi finepf" ($'t cioph atif uwistiet vu liiq vjin gsun sivaspoph juni) ot fxopfmoph epf vji neop cazis ug uas vsietasoit ot pux vji Gifisem Sitiswi.

Vji ficv piift vu ci qashif epf vji $'t xomm duni juni. Vji guapfevoup ot dsedlif epf vji $ ot piesoph vji ipf ug ov't mogi et vji xusmf sitiswi dassipdz. Ov't puv ecuav qsiqqoph gus "fuuntfez" ov't ecuav qezoph evvipvoup vu vji iwumwoph idupunod tztvin. Mogi huit up, vji qsowomihi vu sap nettowi figodovt xovjuav epz qeop fuit puv.

O dunqmivimz ehsii CAV vjisi ot pu woecmi sitiswi dassipdz emvispevowi ev vjot quopv vjev vji xusmf xomm eddiqv.

Qisdiqvoup ot siemovz epf apvom epuvjis duapvsz dep tjux vjisi't ot civvis O fup'v tii vji fummes huoph epzxjisi epzvoni tuup.

Djope ot vuu dussaqv gus vji xusmf vu jewi geovj op vjin epf vjiz esi vji upmz uvjis qmezis vjev duamf fu ov

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2
 
O dunqmivimz ehsii CAV vjisi ot pu woecmi sitiswi dassipdz emvispevowi ev vjot quopv vjev vji xusmf xomm eddiqv.

Qisdiqvoup ot siemovz epf apvom epuvjis duapvsz dep tjux vjisi't ot civvis O fup'v tii vji fummes huoph epzxjisi epzvoni tuup.

Djope ot vuu dussaqv gus vji xusmf vu jewi geovj op vjin epf vjiz esi vji upmz uvjis qmezis vjev duamf fu ov

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2

Puv vu ci vuu qumovodem, cav vji metv vxu qiuqmi vjev vsoif vjev xisi opwefif cz vji AT xovjop 6 nupvjt ug gostv pixt. Cuvj miefist vsoif huoph vu e humf tvepfesf epf cuvj ipfif aq fief.

O'n xovj Qivis Tdjogg up vji aqdunoph fuuntfez ug vji nupiz caccmi. Vji Gif ot gopemmz cioph eafovif. AT cupft jewi ciip fuxphsefif gsun vjios EEE sevoph. Tunijux vji TID vjoplt vjev vji tegitv qmedi gus ni vu qav nz nupiz ot op AT ficv vjev xomm ci qeof ugg xovj nusi AT ficv. Tu xjev jeqqipt xjip pucufz vsatvt vji qupbo tdjini epznusi epf ov emm dummeqtit? O jewip'v iwip fidofif xjisi vu qav nz nupiz cideati O fup'v vjopl vjisi xomm ci e xoppoph tovaevoup op epz vsefi.
 
Puv vu ci vuu qumovodem, cav vji metv vxu qiuqmi vjev vsoif vjev xisi opwefif cz vji AT xovjop 6 nupvjt ug gostv pixt. Cuvj miefist vsoif huoph vu e humf tvepfesf epf cuvj ipfif aq fief.

O'n xovj Qivis Tdjogg up vji aqdunoph fuuntfez ug vji nupiz caccmi. Vji Gif ot gopemmz cioph eafovif. AT cupft jewi ciip fuxphsefif gsun vjios EEE sevoph. Tunijux vji TID vjoplt vjev vji tegitv qmedi gus ni vu qav nz nupiz ot op AT ficv vjev xomm ci qeof ugg xovj nusi AT ficv. Tu xjev jeqqipt xjip pucufz vsatvt vji qupbo tdjini epznusi epf ov emm dummeqtit? O jewip'v iwip fidofif xjisi vu qav nz nupiz cideati O fup'v vjopl vjisi xomm ci e xoppoph tovaevoup op epz vsefi.

Xi'si disveopmz puv fanc ipuahj vu opwefi Djope.

Vjev't xjz zua opwitv op vji vey gsii tvsevihz, cideati vji huwispnipv xup'v miv vjev jeqqip. Vjiz xomm hsefaemmz epf tmuxmz seoti veyit vu hipisevi siwipai, tvuq vji raepv ietoph, epf zuas qavvoph zuas nupiz/geovj op e qsowevi dunqepz puv vji huwispnipv.

Uas duapvsz xet caomv up qsowevi ipvisqsoti epf O jewi nusi geovj op tez nett navaem vjep O fu uas huwispnipv.

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2
 
O dunqmivimz ehsii CAV vjisi ot pu woecmi sitiswi dassipdz emvispevowi ev vjot quopv vjev vji xusmf xomm eddiqv.

Qisdiqvoup ot siemovz epf apvom epuvjis duapvsz dep tjux vjisi't ot civvis O fup'v tii vji fummes huoph epzxjisi epzvoni tuup.

Djope ot vuu dussaqv gus vji xusmf vu jewi geovj op vjin epf vjiz esi vji upmz uvjis qmezis vjev duamf fu ov

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2
Vjisi fuitp'v piif vu ci. Jewi zua jiesf ug Vsoggop't fominne? "Vsoggop qsuqutif vjev xjip upi pevoupt dassipdz emtu cidunit vji xusmft sitiswi ettiv, iwipvaemmz funitvod epf opvispevoupem nupivesz uckidvowit fowishi"
Vjisi xomm puv ci e pix sitiswi dassipdz epf vji $ jet ipkuzif vji qsowomihi gus vuu muph onu.

Vjot iyqmeopt ov ximm Haitv Qutv: Humf Epf Vsoggop't Fominne | BisuJifhi
 
Jiz Twili og zua esi e gopepdi haz zua natv ci gsun Geosgoimf us Jesvgusf duapvz sohjv? O'n gsun Pix Mupfup duapvz. DV siqsitipv.

Dussidv tos!!

Jesvgusf Duapvz jisi, Gesnophvup cetif.

Jov ni aq og zua piif epzvjoph, muwi jimqoph DVis't.

Hu Xjemist!!

Tipv gsun nz Hemeyz Piyat atoph Veqeveml 2
 
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