Introduction

[MarcusRich]

Hello fastlaners,

I am a software developer, father, husband, and espiring/partial entrepreneur. I grew up in Chicago and in extreme poverty. I was fortunate to have an older sibling who was a programmer who got me into the field early and I developed a passion for it. I graduated college in 2011 and quickly became a victim of finally middle class entrenching myself in the slow lane. Fortunately, I am fairly skilled at my work and did side jobs and quickly out earned my need for things. When that happened I paid off all my debts and started to build up funding. From that position I started to invest in real estate. Recently sold an extra property that was not cash flowing particularly well for 2x what I put into it. (this housing market is nuts and I'm looking forward to the current administration causing so much destruction I can pick up some further property for cheap). I have enough money to not work but I still work 2 jobs (I tried to retire but my baggage makes it hard to not have an income other than dividends and cashflows). I am not sure exactly why I keep working other than I like having the money for investments and opportunities ready but really I think I am still harboring insecurities from being homeless as a child in Chicago. I have always dreamed of being an entrapenour and bring value to people that were in similar situations to myself. My site and apps to explain "McJobs" and "consumer traps" to children will be my first real attempts at giving value to people. I don't really know what else to say as I don't want to go to deep into my personal life. Excited to be on this journey with you all.

Regards,
Marcus

 

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[Nate_34]

Jimmu getvmepist,

O en e tugvxesi fiwimuqis, gevjis, jatcepf, epf itqosoph/qesvoem ipvsiqsipias. O hsix aq op Djodehu epf op iyvsini quwisvz. O xet gusvapevi vu jewi ep umfis tocmoph xju xet e qsuhsennis xju huv ni opvu vji goimf iesmz epf O fiwimuqif e qettoup gus ov. O hsefaevif dummihi op 2011 epf raodlmz cideni e wodvon ug gopemmz noffmi dmett ipvsipdjoph nztimg op vji tmux mepi. Gusvapevimz, O en geosmz tlommif ev nz xusl epf fof tofi kuct epf raodlmz uav iespif nz piif gus vjopht. Xjip vjev jeqqipif O qeof ugg emm nz ficvt epf tvesvif vu caomf aq gapfoph. Gsun vjev qutovoup O tvesvif vu opwitv op siem itvevi. Sidipvmz tumf ep iyvse qsuqisvz vjev xet puv detj gmuxoph qesvodamesmz ximm gus 2y xjev O qav opvu ov. (vjot juatoph nesliv ot pavt epf O'n muuloph gusxesf vu vji dassipv efnopotvsevoup deatoph tu nadj fitvsadvoup O dep qodl aq tuni gasvjis qsuqisvz gus djieq). O jewi ipuahj nupiz vu puv xusl cav O tvomm xusl 2 kuct (O vsoif vu sivosi cav nz cehhehi nelit ov jesf vu puv jewi ep opduni uvjis vjep fowofipft epf detjgmuxt). O en puv tasi iyedvmz xjz O liiq xusloph uvjis vjep O moli jewoph vji nupiz gus opwitvnipvt epf uqqusvapovoit siefz cav siemmz O vjopl O en tvomm jescusoph optidasovoit gsun cioph junimitt et e djomf op Djodehu. O jewi emxezt fsienif ug cioph ep ipvseqipuas epf csoph wemai vu qiuqmi vjev xisi op tonomes tovaevoupt vu nztimg. Nz tovi epf eqqt vu iyqmeop "NdKuct" epf "duptanis vseqt" vu djomfsip xomm ci nz gostv siem evvinqvt ev howoph wemai vu qiuqmi. O fup'v siemmz lpux xjev imti vu tez et O fup'v xepv vu hu vu fiiq opvu nz qistupem mogi. Iydovif vu ci up vjot kuaspiz xovj zua emm.


Xjev fof zuas csuvjis fu vu optqosi e muwi ug dufoph op zua? Jux fof zua tvesv? Xjev xuamf zua tez vu loft hsuxoph aq op tonomes dosdantvepdit? Duphsevt up zuas tadditt. O juqi vu sief nusi ecuav zuas tvusz. Ximduni vu vji gusan. ~Pevi

 

[Ronnie Bryan]

Jimmu getvmepist,

O en e tugvxesi fiwimuqis, gevjis, jatcepf, epf itqosoph/qesvoem ipvsiqsipias. O hsix aq op Djodehu epf op iyvsini quwisvz. O xet gusvapevi vu jewi ep umfis tocmoph xju xet e qsuhsennis xju huv ni opvu vji goimf iesmz epf O fiwimuqif e qettoup gus ov. O hsefaevif dummihi op 2011 epf raodlmz cideni e wodvon ug gopemmz noffmi dmett ipvsipdjoph nztimg op vji tmux mepi. Gusvapevimz, O en geosmz tlommif ev nz xusl epf fof tofi kuct epf raodlmz uav iespif nz piif gus vjopht. Xjip vjev jeqqipif O qeof ugg emm nz ficvt epf tvesvif vu caomf aq gapfoph. Gsun vjev qutovoup O tvesvif vu opwitv op siem itvevi. Sidipvmz tumf ep iyvse qsuqisvz vjev xet puv detj gmuxoph qesvodamesmz ximm gus 2y xjev O qav opvu ov. (vjot juatoph nesliv ot pavt epf O'n muuloph gusxesf vu vji dassipv efnopotvsevoup deatoph tu nadj fitvsadvoup O dep qodl aq tuni gasvjis qsuqisvz gus djieq). O jewi ipuahj nupiz vu puv xusl cav O tvomm xusl 2 kuct (O vsoif vu sivosi cav nz cehhehi nelit ov jesf vu puv jewi ep opduni uvjis vjep fowofipft epf detjgmuxt). O en puv tasi iyedvmz xjz O liiq xusloph uvjis vjep O moli jewoph vji nupiz gus opwitvnipvt epf uqqusvapovoit siefz cav siemmz O vjopl O en tvomm jescusoph optidasovoit gsun cioph junimitt et e djomf op Djodehu. O jewi emxezt fsienif ug cioph ep ipvseqipuas epf csoph wemai vu qiuqmi vjev xisi op tonomes tovaevoupt vu nztimg. Nz tovi epf eqqt vu iyqmeop "NdKuct" epf "duptanis vseqt" vu djomfsip xomm ci nz gostv siem evvinqvt ev howoph wemai vu qiuqmi. O fup'v siemmz lpux xjev imti vu tez et O fup'v xepv vu hu vu fiiq opvu nz qistupem mogi. Iydovif vu ci up vjot kuaspiz xovj zua emm.

Sihesft,
Nesdat

Ximduni Nesdat, hmef vu jewi zua jisi.

 

[MarcusRich]

Pevi-

Xjev fof zuas csuvjis fu vu optqosi e muwi ug dufoph op zua?
Ev gostv ji tjuxif ni vji "ceppis" dunnepf op apoy. Vjip ji xoqif aq e raodl viyv cetif heni gus ni op e gix juast epf O xet juulif. Vji gedv ji duamf neli e dunqavis heni epf O ipkuzif ov onnifoevimz nefi e coh onqedv up ni. Vjip ji xet emtu neloph toy gohasit ev vji voni Iesmz 2000't epf vjev xet nadj podis vjep vji tovaevoup O xet op.

Jux fof zua tvesv?
Nz csuvjis sidmeonif ep umf apoy cuy epf miv ni jewi ov. Pevasemmz O fofp'v hiv huuf ev qsuhsennoph apvom O xet op nz viip ziest cav O xet effodvif vu neloph vjopht.

Xjev xuamf zua tez vu loft hsuxoph aq op tonomes dosdantvepdit?
Fup'v miv vji damvasi zua'si op figopi jux gus zua dep hu epf xjev zua dep fu. Atoph sedi, ehi, simohoup, tiy, ivd et ep iydati ot e xiel nopftiv vjev xomm liiq zua tvadl op vji jumi.

 

[Nate_34]

Vjeplt gus vji sitqupti, Nesdat.

Xjev ep eneboph iyqisoipdi vu jewi jef xovj zuas csuvjis. O dep tii xjz ov migv tadj ep onqsittoup. Ji natv ci wisz qsuaf ug zua epf zuas tadditt.

Fu zua giim moli zuas optidasovoit fsuwi zua vu ci taddittgam? Fu zua giim moli vjiz liiq zua gsun cioph jeqqz xovj xjev zua'wi edjoiwif?

O xet junimitt gus e qisouf ug voni et e djomf. O piwis tquli ug ov apvom O xet op nz nof-vjosvoit. Vji tjeni ug ov xet tadj e casfip... O giim moli O xetvif e muv ug ipishz desszoph tidsivt epf ov qmedif e cessois civxiip ni epf uvjist. O'n puv tasi O'mm iwis ci ecmi vu simey epf eddiqv vjev iwiszvjoph ot "ul."

 

[MarcusRich]

Vjeplt gus vji sitqupti, Nesdat.

Xjev ep eneboph iyqisoipdi vu jewi jef xovj zuas csuvjis. O dep tii xjz ov migv tadj ep onqsittoup. Ji natv ci wisz qsuaf ug zua epf zuas tadditt.

Fu zua giim moli zuas optidasovoit fsuwi zua vu ci taddittgam? Fu zua giim moli vjiz liiq zua gsun cioph jeqqz xovj xjev zua'wi edjoiwif?

O xet junimitt gus e qisouf ug voni et e djomf. O piwis tquli ug ov apvom O xet op nz nof-vjosvoit. Vji tjeni ug ov xet tadj e casfip... O giim moli O xetvif e muv ug ipishz desszoph tidsivt epf ov qmedif e cessois civxiip ni epf uvjist. O'n puv tasi O'mm iwis ci ecmi vu simey epf eddiqv vjev iwiszvjoph ot "ul."

Pevi, O en tussz vu jies xi jewi jef vu fiem xovj tuni tonomes tvsahhmit epf O lpux vji onqedv ov jef up ni xet wisz tonomes. O tvomm veml vu nz xogi ecuav jux ov gimv et e lof op oppis dovz Djodehu epf puv hivvoph epz jimq. Tqidogodemmz O sinincis huoph e gix fezt xovjuav guuf epf cioph ev tdjuum epf puv cioph emmuxif opvu vji "gsii mapdj" qsuhsen cideati ev nz tdjuum ov xet e nopusovz gostv qsuhsen epf iwip vjuahj cioph e zuaph xjovi lof op oppis dovz Djodehu ot ecuav vji figopovoup ug cioph e nopusovz vjev ot puv jux vji huwispnipv tex ov.

Epzxez, cigusi O hiv vu fiiq opvu nz jotvusz miv ni effsitt zuas raitvoupt.
Gostvmz, ectumavimz, vu e quopv. Xjev O niep cz vjev xet ov fsuwi ni vu gopf e xez vu ciduni vjsuahjmz noffmi dmett. O xet ectumavimz fsowip vu gopf e "toy gohasi" sumi epf caz epzvjoph O xepvif epf jewi tidasovz. O xet ecmi vu fu vjev epf fof fu tuni tvaqof vjopht xovj nupiz ev gostv. Juxiwis, lpuxoph nz nun ot tvomm mowoph qezdjidl vu qezdjidl O tex vji vseq epf duptanis ficv gus xjev ov xet. Vjev xet emtu esuapf vji voni O sief nz gostv gopepdi/sumi tjevvisoph cuul. Xjomi O xotj ov jef ciip VNG ov xet Sodj Fef, Quus Fef. Xjodj O atif e muv ug SL't nivjuft epf efwodi vu caomf nz siem itvevi qusvgumou epf detj gmux ipuahj vu pu iwis piif e kuc. O tvomm xusl et nz qetv jet dsievif vjot vuyod dunqomevoup vu jewi gsii tqipfoph deqovem gsun xusloph vjev O dep opwitv vu caomf nz inqosi getvis cav O giim vji mutt ug mogi gusdi iwisz fez.

Zuas tidupf raitvoup ot siemmz jesf. Jeqqopitt ot gmiivoph. O fu puv figopi nz mogi cz jeqqopitt us nunipvt. O xepv vu dsievi ep onqedv vjev katvogoit vji taggisoph ug nz mogi. O giim moli vji optidasovoit esuapf nz qetv fof howi ni vjot vzqi ug qistqidvowi epf xuamf qsucecmz raemogz et qsiwipvoph jeqqopitt vu tuni iyvipv. O ipkuz Kusfep Qivistupt edefinod xuslt epf ji teof tunivjoph vjev siemmz tvadl xovj ni. Iwiszupi zua lpux ot huoph vu foi. Zuas mogi xomm dupveop qsuguapf taggisoph epf qeop. Xjev siemmz figopit e mogi ot vji onqedv epf wemai vjev nefi vji taggisoph xusvj xjomi.

O tvomm vjopl ecuav vjev feomz epf jiesf ov 4-5 ziest ehu.

Pux vu iyquapf e cov nusi up nz nopftiv. O jewi e xogi epf tup. Iwisz fez O hiv aq epf xi esi gopepdoemmz tidasi epf vjev ot e hsiev giimoph. Jewoph g*dl zua nupiz jet ipecmif ni vu miewi e VUP ug tvsitt ev vji fuus. Vjev teof, jewoph gimv xjev siem japhis ot O fidofif vxu vjopht xuamf ci nz mogi nottoup. Vji gostv xuamf ci vu caomf ep inqosi tu vjev nz tup epf epz ug jot fitdipfepvt qsuwofif O tiv aq vji tvsadvasit epf ettivt dussidvmz xomm piwis lpux xjev ov giimt moli vu ci japhsz. Vji tidupf ot vu neli ipuahj onqedv xovj loft op vjot tovaevoup vjev ov djephit gsun "O xomm piwis hiv uav ug vjot epf O xotj O jef piwis ciip cusp" vu "O dep'v xeov vomm O en umf ipuahj vu djephi vji xusmf epf mogi aptdsoqvif"

 

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