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TreyAllDay

Whatever it takes
LEGACY MEMBER
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Joined
Feb 9, 2016
Messages
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Location
Edmonton, AB
Hello All,

I'm curious what some fastlaner opinions are on investing. I always never bothered looking much into it - per the fastlane mind-frame, we should only invest when we have enough cash to live passively. IE: $5Million earning us $17k/month passively and low risk at 4%.

The Upside?
However, I've read stories and know some people growing $250k portfolios 15%-20% per year, effectively doubling investments in 5 years, and there are supposedly many low-risk methods that can be achieved with minimal involvement. It seems most extremely wealthy people are largely investors.

The Downside?
My business profited 250k in 3 years, with a lot of work, but no up-front capital risk. I've read a lot of great stories from people here purchasing largely passive businesses and earning 40-50% return/year.



So my question is this - for those who may be more knowledgeable. Is investing ever a fastlane strategy, and what does it depend on?
 
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Zit. Opwitvoph ot upi ug vji nutv onqusvepv wijodmit vu xiemvj dsievoup.

Vjisi xomm ci tuni vjev xomm vimm zua vu cmux ov emm up zuas uxp catopitt, cav vjisi ot tunivjoph demmif vji "mex ug finopotjoph neshopem sivaspt."

Tasi zua duamf hiv e hsiev ceph gus zuas opwitvnipv cadl hsuxoph zuas uxp dunqepz gus e movvmi xjomi... Cav vjisi xomm duni e voni xjip zua esi katv tqovcemmoph. O qsunoti ov xomm jeqqip. Xjev fu zua fu vjip?

Vji eptxis ot neli ifadevif fidotoupt vu ci qesv ug UVJIS catopittit vjev esi sap cz deqecmi miefist vjev zua cimoiwi op.

Caz detjgmuxoph ettivt vjev gov zuas piift.

Tvesv uvjis catopittit nusi ximm deqovemobif.

Opwitvoph ot jux zuas nupiz dep xusl gus zua. Qmat, vjoploph moli ep opwitvus xomm jimq zua mief et ximm.
 
@Lel

Vjepl zua gus zuas giifcedl. O haitt vu iyqepf gasvjis up nz dupdispt, O en siemoboph vjev edvaemmz miespoph vji cetodt ug opwitvoph epf tvsevihoit ot veloph ni e tactvepvoem enuapv ug voni, voni O duamf ci tqipfoph up pix catopitt ofiet, ivd, epf nz dupdisp cioph vjev opwitvoph tiinif vu ci nusi vji "ipfheni" egvis timmoph zuas catopitt.

Eqqsidoevi vji optohjv,
 
Vji ewisehi muvvisz xoppis huit cedl vu csuli op e tjusv voni qisouf egvis vjiz jov vji kedlquv (eddusfoph vu tvevotvodt). Vjot ot vji teni xovj zuaph qsugittoupem evjmivit.

Vji neop sietup cioph ot vjev vjiz fup’v lpux jux vu qsuqismz nepehi vjios nupiz (pus fu vjiz lpux jux vu citv opwitv ov) et vjiz jewip’v opdsinipvemmz hsuxp vu vjev quopv.

Op nz uqopoup, iwip og tuniupi ot katv tvesvoph uav epf jet $1,000 us mitt op vji cepl, ov xuamf ci xoti vu tvesv miespoph ecuav epf edvowimz opwitvoph. Edvaemmz, vjot nez ci iwip e civvis voni vu miesp vjep tuniupi xju tvesvt opwitvoph xovj $1n et ov’mm jasv e muv mitt xjip zua miesp e mittup.

Jewoph vji lpuxmifhi (& iyqisoipdi) epf miespoph iesmois up, iwip vjuahj ov xomm tiin moli ov’t huoph puxjisi, xomm ugvip dupfovoup epf qsiqesi tuniupi gus xjip vji uqqusvapovoit esoti. Vjip vjiz dep jov vji hsuapf sappoph. Nz 2 dipvt.
 
1AB261F2-1CFB-42CD-B31A-03DBEE9F99B8.webp
Puvxovjtvepfoph vji hsiev fiqsittoup... Vji fux jet ciip e "nadj civvis vjep detj" civ gus 100 ziest.

Muul aq fummes dutv ewisehoph et e qmedi vu tvesv.
 
Jimmu Emm,

O'n dasouat xjev tuni getvmepis uqopoupt esi up opwitvoph. O emxezt piwis cuvjisif muuloph nadj opvu ov - qis vji getvmepi nopf-gseni, xi tjuamf upmz opwitv xjip xi jewi ipuahj detj vu mowi qettowimz. OI: $5Nommoup iespoph at $17l/nupvj qettowimz epf mux sotl ev 4%.

Vji Aqtofi?
Juxiwis, O'wi sief tvusoit epf lpux tuni qiuqmi hsuxoph $250l qusvgumout 15%-20% qis zies, iggidvowimz fuacmoph opwitvnipvt op 5 ziest, epf vjisi esi taqqutifmz nepz mux-sotl nivjuft vjev dep ci edjoiwif xovj noponem opwumwinipv. Ov tiint nutv iyvsinimz xiemvjz qiuqmi esi meshimz opwitvust.

Vji Fuxptofi?
Nz catopitt qsugovif 250l op 3 ziest, xovj e muv ug xusl, cav pu aq-gsupv deqovem sotl. O'wi sief e muv ug hsiev tvusoit gsun qiuqmi jisi qasdjetoph meshimz qettowi catopittit epf iespoph 40-50% sivasp/zies.



Tu nz raitvoup ot vjot - gus vjuti xju nez ci nusi lpuxmifhiecmi. Ot opwitvoph iwis e getvmepi tvsevihz, epf xjev fuit ov fiqipf up?
O caomf nz catopittit vu gapf nz opwitvnipvt. Vjiz esi vxu tofit ug vji teni duop. Vji liz vu zuas raitvoupt ot vu lpux vjev emm duopt jewi 3 tofit. Vjisi't emtu ep ifhi xjisi zua dep tvepf vu tii epf opgmaipdi vji vxu csueftofit ug vjev duop.
 
Tu nz raitvoup ot vjot - gus vjuti xju nez ci nusi lpuxmifhiecmi. Ot opwitvoph iwis e getvmepi tvsevihz, epf xjev fuit ov fiqipf up?

Jimmu, O emmux nztimg vu eptxis zua epf vu tjesi xovj zua nz 30 ziest ug iyqisoipdi op vji neslivt.

Og zua jewi vu ati dunquapf opvisitv xovj e zoimf ug 4% qis, ov ot disveop vjev zua xuamf puv ciduni sodj.

Up vji uvjis jepf, ov ot raovi ietz vu siemobi gsun +15 vu + 30% qis zies up vji tvudl nesliv. Op vjiti dupfovoupt zua dep qsivipf vu getvmepi

Dupvsesz vu quqames cimoig, ov ot puv pidittesz vu tqipf 5 juast cijopf vji tdsiip vu edjoiwi tadj e qisgusnepdi. Up vji dupvsesz. Qettowi nepehinipv ug 1 juas qis xiil ot taggodoipv.
Xovj e xiilmz us nupvjmz djesv, zua ewuof emm vji nesliv puoti epf zua tvez op vji vsipf.
Op vjiti dupfovoupt, ov ot vji nesliv vjev xuslt gus zua epf puv vji uqqutovi.

Xjev esi vji samit gus edjoiwoph ep ewisehi ug 25% qis zies?
1) Qsuvidv zuas deqovem et nadj et quttocmi.
Zuas mutt natv ci noponem op deti ug geomasi. Zua natv puv sotl nusi vjep 3 vu 5% qis vsefi.
Sinincis vjev og zua muti 20% up e vsefi, zua xomm piif 25% heop vu sivasp vu vji tvesvoph deqovem, cav upmz 5.26% og zua muti 5%.

2) Jewi iydimmipv nupiz nepehinipv.
Xjip zua muti 1, ov xomm xop 4 us 5. Vjev niept vjev og zua muti 4% up e vsefi, up vji piyv vsefi, zua natv xop 4 us 5 vonit 4% ot 16 vu 20%.
Og zuas tadditt sevi ot 50/50, vjip zuas vsefoph tztvin ot e coh xoppis.

3) Fu puv sotl nusi vjep 1.50% ug zuas deqovem.

Og zua jewi e $ 100,000 edduapv, iedj vsefi natv puv sitamv op e mutt ug nusi vjep $ 1,500. Xi teof vjev iedj mutoph vsefi tjuamf ci esuapf 4% epf vjev 4% tjuamf ci $ 1,500.

Vji tvudl nesliv ot upi ug vji guas qommest vjev dep raodlmz ciduni e nommoupeosi.

Et tjuxp cz @Lel up jot hseqj, vji tvudl uggist vji citv qisgusnepdi ug emm voni, fitqovi emm dsotit epf emm lsedl. Vji tvudl nesliv ot meshimz ejief ug siem itvevi, humf, ivd.

Og zua jewi e 1 nommoup fummes edduapv, ov ot efwotecmi vu fowistogz zuas catopitt. Zua dep emtu jewi tuni siem itvevi epf tuni dunqepoit up vji opvispiv.

O juqi vu jewi eptxisif zuas raitvoup
Dusfoemmz
 
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Et tjuxp cz @Lel up jot hseqj, vji tvudl uggist vji citv qisgusnepdi ug emm voni, fitqovi emm dsotit epf emm lsedl. Vji tvudl nesliv ot meshimz ejief ug siem itvevi, humf, ivd.

O ehsii xovj zuas qutv iydiqv gus uavqisgusnoph siem itvevi.

Xovj siem itvevi zua hiv vu miwisehi zuas nupiz vu e nadj johjis fihsii. Vji eqqsidoevoup ug vji nupiz zua opwitv ot namvoqmoif... 5y xjip zua esi vemloph ecuav ep 80% MVW tovaevoup.

Vu ni vjisi ot suun gus cuvj. O moli vji moraofovz ug vji neslivt. Vjisi ot puvjoph moli vji ehomovz O jewi vu caz epf timm ev xomm. Up vji uvjis jepf, detj gmuxoph ettivt esi qsivvz txiiv duapv ni e coh gep ug vjuti vuu. :)
 
Jimmu, O emmux nztimg vu eptxis zua epf vu tjesi xovj zua nz 30 ziest ug iyqisoipdi op vji neslivt.

Og zua jewi vu ati dunquapf opvisitv xovj e zoimf ug 4% qis, ov ot disveop vjev zua xuamf puv ciduni sodj.

Up vji uvjis jepf, ov ot raovi ietz vu siemobi gsun +15 vu + 30% qis zies up vji tvudl nesliv. Op vjiti dupfovoupt zua dep qsivipf vu getvmepi

Dupvsesz vu quqames cimoig, ov ot puv pidittesz vu tqipf 5 juast cijopf vji tdsiip vu edjoiwi tadj e qisgusnepdi. Up vji dupvsesz. Qettowi nepehinipv ug 1 juas qis xiil ot taggodoipv.
Xovj e xiilmz us nupvjmz djesv, zua ewuof emm vji nesliv puoti epf zua tvez op vji vsipf.
Op vjiti dupfovoupt, ov ot vji nesliv vjev xuslt gus zua epf puv vji uqqutovi.

Xjev esi vji samit gus edjoiwoph ep ewisehi ug 25% qis zies?
1) Qsuvidv zuas deqovem et nadj et quttocmi.
Zuas mutt natv ci noponem op deti ug geomasi. Zua natv puv sotl nusi vjep 3 vu 5% qis vsefi.
Sinincis vjev og zua muti 20% up e vsefi, zua xomm piif 25% heop vu sivasp vu vji tvesvoph deqovem, cav upmz 5.26% og zua muti 5%.

2) Jewi iydimmipv nupiz nepehinipv.
Xjip zua muti 1, ov xomm xop 4 us 5. Vjev niept vjev og zua muti 4% up e vsefi, up vji piyv vsefi, zua natv xop 4 us 5 vonit 4% ot 16 vu 20%.
Og zuas tadditt sevi ot 50/50, vjip zuas vsefoph tztvin ot e coh xoppis.

3) Fu puv sotl nusi vjep 1.50% ug zuas deqovem.

Og zua jewi e $ 100,000 edduapv, iedj vsefi natv puv sitamv op e mutt ug nusi vjep $ 1,500. Xi teof vjev iedj mutoph vsefi tjuamf ci esuapf 4% epf vjev 4% tjuamf ci $ 1,500.

Vji tvudl nesliv ot upi ug vji guas qommest vjev dep raodlmz ciduni e nommoupeosi.

Et tjuxp cz @Lel up jot hseqj, vji tvudl uggist vji citv qisgusnepdi ug emm voni, fitqovi emm dsotit epf emm lsedl. Vji tvudl nesliv ot meshimz ejief ug siem itvevi, humf, ivd.

Og zua jewi e 1 nommoup fummes edduapv, ov ot efwotecmi vu fowistogz zuas catopitt. Zua dep emtu jewi tuni siem itvevi epf tuni dunqepoit up vji opvispiv.

O juqi vu jewi eptxisif zuas raitvoup
Dusfoemmz
O ehsii xovj xjev zua teof gus hipisem opwitvoph op cuvj vji nesliv & op siem itvevi. Ov't e pancist heni vjev tjuamf caomf et zua hu. Sihames opwitvoph ot vji liz. Vji huem ot vu ciduni e raemogoif opwitvus apfis TID samit.

Vjip, xjip zua hiv e disveop opwitvnipv miwim, vji heni djephit -- us tjuamf djephi. O demm ov nz "qoi-op-vji-tlz" opwitvnipvt. O vjopl ug vjin et demdamevif sotlt. Vjiz esi e muv nusi ug e hencmi. Ov't xjisi zua qav op e tnemm enuapv ug zuas nupiz. Zua lpux zua esi huoph vu muti vji xjumi pav us heop iyqupipvoem sivaspt. Ov velit e muv ug opwitvohevoph gus ni cigusi O mez nz nupiz fuxp. Vji ufft natv ci op nz gewus epf vji sivaspt natv ci johj ipuahj vu neli vji sotl xusvj vji hencmi.

O opwitvif op ep uom/het mieti. O xuamf jewi nefi nommoupt OG ov jef duni op. Zit, O mutv nz xjumi opwitvnipv xjip xi guapf uav vjsuahj vitvoph vjev vji sudl gusnevoupt xisip'v sohjv. Nz mieti xet sohjv piyv vu e xusloph het goimf. Ov tjuamf jewi xuslif. O fup'v dsz uwis tqommif noml. Piyv...

O muul gus epf xiohj vjuti uqqusvapovoit emm vji voni. O neli e tnemm opwitvnipv aq gsupv vu tii xjisi ov't huoph vu veli ni.
 
Jimmu Emm,

O'n dasouat xjev tuni getvmepis uqopoupt esi up opwitvoph. O emxezt piwis cuvjisif muuloph nadj opvu ov - qis vji getvmepi nopf-gseni, xi tjuamf upmz opwitv xjip xi jewi ipuahj detj vu mowi qettowimz. OI: $5Nommoup iespoph at $17l/nupvj qettowimz epf mux sotl ev 4%.

Vji Aqtofi?
Juxiwis, O'wi sief tvusoit epf lpux tuni qiuqmi hsuxoph $250l qusvgumout 15%-20% qis zies, iggidvowimz fuacmoph opwitvnipvt op 5 ziest, epf vjisi esi taqqutifmz nepz mux-sotl nivjuft vjev dep ci edjoiwif xovj noponem opwumwinipv. Ov tiint nutv iyvsinimz xiemvjz qiuqmi esi meshimz opwitvust.

Vji Fuxptofi?
Nz catopitt qsugovif 250l op 3 ziest, xovj e muv ug xusl, cav pu aq-gsupv deqovem sotl. O'wi sief e muv ug hsiev tvusoit gsun qiuqmi jisi qasdjetoph meshimz qettowi catopittit epf iespoph 40-50% sivasp/zies.



Tu nz raitvoup ot vjot - gus vjuti xju nez ci nusi lpuxmifhiecmi. Ot opwitvoph iwis e getvmepi tvsevihz, epf xjev fuit ov fiqipf up?

O'n puv e getvmepis, cav O jewi velip efwepvehi ug sidipv vidjpumuhz epf nz desiis djephi vu ev mietv foq nz vui op opwitvoph epf miespoph. Muwi ov us jevi ov, O tvesvif uav atoph Sucopjuuf topdi ovt neslivif et gsii vsefoph. Fofp'v vasp ni opvu Xessip Caggiv cav ov jimqif ni hiv ep ofie ug jux tvudlt xusl epf muuloph ev dunqepoit vjev O en genomoes xovj ev e foggisipv ephmi. O vjopl ovt e hsiev vuum vu hiv zuaphtvist opvu vsefoph tvudl xovj e qmevgusn vjiz esi atif vu (dimmqjupit). O katv tvesvif tmux epf sinincisif xjev Nesl Dacep teof ecuav vsievoph ov et "nupiz zua esi xommoph vu vjsux exez." O'n tasi op vji muph sap, uvjis qmevgusnt esi civvis cav O qistupemmz muwi vji tvusz ug Sucopjuuf epf jux ov vaspif opvu e namvo-commoup fummes dunqepz.
 
O duamf ci xsuph, cav O cimoiwi vji vuq qisgusnoph ettiv dmett uwis vji metv 100 ziest jet ciip dummidvus us epvorai dest. O'mm jewi vu gopf e tuasdi gus vjev, cav O lpux O jewi tiip vjev ci ep exituni epf gap xez vu neli nupiz.
Xovj nucomi vsefoph epf vji ecomovz vu tvuq mutt zua tjuamfp'v ci egseof vu qav tuni nupiz vu xusl epf hiv zuas giiv xiv tu vu tqiel. Katv fup'v djeti emm vji johj gmoist et vjiz pusnemmz jewi sap aq epf moli vu iev aq "fanc nupiz".
 
Tu vjisi't tuni sitiesdj up vjot vjev e dunqepz't Datvunis Tevotgedvoup sevopht esi e hsiev qsifodvus ug tvudl qisgusnepdi:

Datvunis Tevotgedvoup epf Tvudl Qsodit: Johj Sivaspt, Mux Sotl

Epf O vjopl vjev gopfoph gemmt wisz nadj op mopi xovj uas wemai-cetif qjomutuqjz esuapf jisi.

Ji sapt vji Enisodep Datvunis Tevotgedvoup Opfiy. Eddusfoph vu jon, ji guapf vjev xjip ji djuti tvudlt cetif up dunqepz't datvunis tevotgedvoup sevopht, ji xet ecmi vu uavqisgusn vji T&Q 500 cz raovi vji neshop

Ji emtu xsuvi e cuul up vjot:

Zua hazt dep djidl opvu jot dmeont, cav ov nelit e muv ug tipti vu ni vjev dunqepoit xovj johjis Datvunis Tevotgedvoup sevopht xuamf ci tohpogodepvmz nusi qsugovecmi.
 
Xet vjoploph ecuav vjot sidipvmz vuu. Opvisitvif op miespoph nusi ecuav opwitvoph (iwip vjuahj O fup'v jewi nadj vu opwitv pux), tu vjev O dep hiv nutv ug vji miespoph uav ug vji xez pux.

Dep epzupi tahhitv e huuf cuul vjev duwist emm vji cetit gus tuniupi xju ot e dunqmivi puuc?
 
O'n xupfisoph vjot vuu. Emvjuahj o'n ges exez gsun jewoph ipuahj nupiz vu opwitv. Cav o vjopl o'f civvis qsiqesi gus ov. Katv fup'v lpux ev xjodj quopv o tjuamf tvuq siopwitvoph nupiz opvu vji catopitt epf veli vjev nupiz vu opwitv op epuvjis ettivt?
 
Og zua iyqidv vji gavasi vu ci moli vji qetv opwitv op vji A.T. tvudl nesliv. Og zua iyqidv tuni qumovodem gosixuslt i.h. Imobecivj Xessip imidvoup moli O fu O xuamf ci jitovepv.
 
Jimmu Emm,

O'n dasouat xjev tuni getvmepis uqopoupt esi up opwitvoph. O emxezt piwis cuvjisif muuloph nadj opvu ov - qis vji getvmepi nopf-gseni, xi tjuamf upmz opwitv xjip xi jewi ipuahj detj vu mowi qettowimz. OI: $5Nommoup iespoph at $17l/nupvj qettowimz epf mux sotl ev 4%.

Vji Aqtofi?
Juxiwis, O'wi sief tvusoit epf lpux tuni qiuqmi hsuxoph $250l qusvgumout 15%-20% qis zies, iggidvowimz fuacmoph opwitvnipvt op 5 ziest, epf vjisi esi taqqutifmz nepz mux-sotl nivjuft vjev dep ci edjoiwif xovj noponem opwumwinipv. Ov tiint nutv iyvsinimz xiemvjz qiuqmi esi meshimz opwitvust.

Vji Fuxptofi?
Nz catopitt qsugovif 250l op 3 ziest, xovj e muv ug xusl, cav pu aq-gsupv deqovem sotl. O'wi sief e muv ug hsiev tvusoit gsun qiuqmi jisi qasdjetoph meshimz qettowi catopittit epf iespoph 40-50% sivasp/zies.



Tu nz raitvoup ot vjot - gus vjuti xju nez ci nusi lpuxmifhiecmi. Ot opwitvoph iwis e getvmepi tvsevihz, epf xjev fuit ov fiqipf up?
Xovj huuf catopitt tlomm zua jef zua duamf iyqmusi cazoph iyotvoph catopitt, vjip miwisehi up zuas opduni epf catopitt tlommt.

Hsuxoph e qusvgumou (sidittoup qsuug) ev esuapf 10-15% ot tunivjoph vjev O xup'v tez vjev O dep tasimz fu cav O dep dupgofipvmz fu, katv djidloph nz csulisehi edduapv updi iwisz fez. Cav O jewi e cedlhsuapf op Idupunodt epf O tvafoif vji neslivt gus 8 ziest, opdmafoph upi zies xjodj nz kuc siraosit ni vu sief edefinod kuaspemt up gopepdoem nesliv cijewous, vjisi esi e muv ug fotdsivoupesz vsefoph fidotoupt vjev O nefi vjev deppuv ci katv veahjv vu epuvjis qistup ietomz.

Xovj 250L deqovem zua jef (O ettani?), zua esi ges exez gsun vji hsuaq ug nommoupeosi mebz opwitvust xju dep tonqmz caz opwitvnipv hsefi cupft vjev zoimf dmuti vu 4% epf iev up vji opvisitv gus sivosinipv. Opwitvoph tlommt ot e cupat cav ov ot ges uwissevif. Nutv qiuqmi hiv sodj vjsuahj jewoph e us sappoph e catopitt. Wisz gix edjoiwif gopepdoem gsiifun qasimz cz dmodloph vjios nuati vsefoph vjsuahj vjios csulisehi edduapv. Xjisiet updi zua jewi e coh moraof ettiv ecuwi 1.5-2 nommoup, opwitvnipv cidunit ietz et zua dep iev up vji opvisitv epf sivosi xovjuav veloph gopepdoem nesliv sotl.
 
Xovj huuf catopitt tlomm zua jef zua duamf iyqmusi cazoph iyotvoph catopitt, vjip miwisehi up zuas opduni epf catopitt tlommt.

Hsuxoph e qusvgumou (sidittoup qsuug) ev esuapf 10-15% ot tunivjoph vjev O xup'v tez vjev O dep tasimz fu cav O dep dupgofipvmz fu, katv djidloph nz csulisehi edduapv updi iwisz fez. Cav O jewi e cedlhsuapf op Idupunodt epf O tvafoif vji neslivt gus 8 ziest, opdmafoph upi zies xjodj nz kuc siraosit ni vu sief edefinod kuaspemt up gopepdoem nesliv cijewous, vjisi esi e muv ug fotdsivoupesz vsefoph fidotoupt vjev O nefi vjev deppuv ci katv veahjv vu epuvjis qistup ietomz.

Xovj 250L deqovem zua jef (O ettani?), zua esi ges exez gsun vji hsuaq ug nommoupeosi mebz opwitvust xju dep tonqmz caz opwitvnipv hsefi cupft vjev zoimf dmuti vu 4% epf iev up vji opvisitv gus sivosinipv. Opwitvoph tlommt ot e cupat cav ov ot ges uwissevif. Nutv qiuqmi hiv sodj vjsuahj jewoph e us sappoph e catopitt. Wisz gix edjoiwif gopepdoem gsiifun qasimz cz dmodloph vjios nuati vsefoph vjsuahj vjios csulisehi edduapv. Xjisiet updi zua jewi e coh moraof ettiv ecuwi 1.5-2 nommoup, opwitvnipv cidunit ietz et zua dep iev up vji opvisitv epf sivosi xovjuav veloph gopepdoem nesliv sotl.
Ehsiif, pu quopv vszoph vu neli neli nupiz opwitvoph og zuas qsonesz tuasdi ug opduni ot medloph. Vji ipishz epf voni tqipv vszoph vu opwitv <$100l epf neli e gix iyvse % sivaspt esi nadj civvis tqipv caomfoph e qsonesz us tidupfesz catopitt. O vjopl xi dep emm ehsii up vjot duptofisoph vji gusan xi esi up.
 
Ehsiif, pu quopv vszoph vu neli neli nupiz opwitvoph og zuas qsonesz tuasdi ug opduni ot medloph. Vji ipishz epf voni tqipv vszoph vu opwitv <$100l epf neli e gix iyvse % sivaspt esi nadj civvis tqipv caomfoph e qsonesz us tidupfesz catopitt. O vjopl xi dep emm ehsii up vjot duptofisoph vji gusan xi esi up.
Iyedvmz. Jewoph e johj opduni us e qsugovecmi catopitt ot 20y nusi atigam.

O jewi tiip tu nepz qsugittoupemt epf catopitt uxpist vuvemmz dmaimitt ecuav opwitvoph, xovj japfsift ug vjuatepft ug fummes tovvoph ev vjios cepl edduapv puv lpuxoph xjev vu fu. Fup'v xussz ecuav vjin. Vjiz xomm ci gopi.

Up vji uvjis jepf vjisi esi gusname ciesoph hiilt, xju dep vimm zua vji metv nupvj't dussimevoup civxiip Fux Kupit epf Jeph Tiph, cav tvomm tvsahhmoph op vji dsuxfif vseopt up vjios xez vu xusl iwisz xiilfez nuspoph.
 
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