It's too hard! I quit! I'm done!

[MidwestLandlord]

Sidewalkers in my life are getting on my nerves, so here's my rant of the day:

A friend of mine is a high-income sidewalker. He is behind on his bills. So he did the smart thing, and went out and bought a $1,500 pure breed Great Dane puppy. Can’t flaunt his mad cash with a $120 low-mileage pup from the humane society afterall…

I asked him why he didn’t invest his money or start his own business. His response: “That’s too hard!”

Translation?: “I don’t value my freedom”

The sidewalk is alive and well in the U.S. of A!

Incomes:
Median Household Income: $49,445 (1)
People in Poverty: 46,180,000 or 15.1% (1)
Average with HS degree: $38,102 (3)
Associates degree: $43,377 (3)
Bachelor’s degree: $64,074 (3)
Master’s degree: $77,285 (3)
Doctorate degree: $101,307 (3)

Net Worth (all excluding home equity):
Median Household Net Worth: $16,942 (2)
Under age 35: $4,151 (2)
Aged 35 to 44: $14,226 (2)
Aged 65+: $27,322 (2)

Average Household Debt:
Credit Cards: $16,061 (4)
Auto Loans: $28,535 (4)
Student Loans: $49,042 (4)
Mortgage: $172,806 (4)

Health:
Men considered to be overweight or obese: 74% (5)
Women: 64% (5)
Children: 31.8% (5)
Male Life Expectancy: 76.3 years (6)
Female Life Expectancy: 81.2 years (6)

Hours of indentured servitude (average hours worked):
All US workers: 34.4 hours per week. (7)
Full-time worker: 47 hours per week. (7)

So what about you? Do you see yourself in the stats above? Did some of that hit just a little bit too close to home?

Do you value your freedom, or is it “just too hard”?

Do your daily thoughts, actions, and choices reflect how much you value your freedom?

Do you still play mindless video games for hours on end?

Do you still waste time on social media and finding hilarious memes?

Do you read and educate yourself endlessly and never take action?

Do you buy stuff you really don't need and can't afford?

Do you still dream about winning the lottery or having that one epic idea that suddenly makes you wealthy?

Well…do you?

Here’s a hint: Your daily thoughts, actions, and choices ALWAYS reflects EXACTLY how much you ACTUALLY value your freedom.

So let me ask a better question: Does your daily process PROVE that you value your freedom? Which road does your daily process put you on? If it’s not the Fastlane, how much could you really value your freedom?

Or maybe, like my buddy said...it’s just too hard.


(1) Income, Poverty and Health Insurance Coverage in the United States: 2010 - Income & Wealth - Newsroom - U.S. Census Bureau
(2) Wealth and Asset Ownership - People and Households - U.S. Census Bureau
(3) Personal Income: PINC-01
(4) NerdWallet's 2016 Household Debt Study
(5) Overweight and Obesity Statistics
(6) U.S. life expectancy declines for the first time since 1993
(7) Turns out Americans work really hard...but some want to work harder

 

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[juan917]

Simiwepv

$100,000 epf aq ot puv ipuahj – iwip vji 'sodj' mowi qezdjidl vu qezdjidl

 

[MidwestLandlord]

Simiwepv

$100,000 epf aq ot puv ipuahj – iwip vji 'sodj' mowi qezdjidl vu qezdjidl

"Mowoph gsun qezdjidl vu qezdjidl fitqovi jewoph e fidipv opduni ot itqidoemmz ep ottai enuph nommippoemt – vjuti 18 vu 35 ziest umf. Eddusfoph vu e sidipv taswiz cz MipfophVsii, 44% ug nommippoemt iespoph civxiip $100,000 vu $149,000 mowi qezdjidl vu qezdjidl. Opvisitvophmz, katv 33.5% ug vjuti iespoph $50,000 vu $75,000 teof vjiz mowif vjev xez.

“E xogi tezt, ‘O apfistvepf nz jatcepf xuslt siemmz jesf epf O en juni veloph desi ug vji loft, cav uas gsoipft edsutt vji tvsiiv jewi tonomes kuct epf vjiz hu vu Jexeoo iwisz zies. Xjz dep’v xi? Vjiz huv e siemmz podi des. Xjz dep’v xi jewi e siemmz podi des? Xi esi vji teni qiuqmi.’ Ov’t nupliz tii, nupliz fu.”

Gsun vjev esvodmi ^^^

Vji tofixeml fuit puv opduni fotdsonopevi.

Nutv qiuqmi tjuamf ci op vji tmuxmepi. Vjisi ot puvjoph xsuph xovj vjev gus tasi. Vji getvmepi ot taqis jesf, O tvomm jewi e MUPH xez vu hu. Vji getvmepi ot figopovimz puv gus iwiszupi.

Cav, pu upi tjuamf ci up vji tofixeml.

 

[G-Man]

Ewisehi Juatijumf Ficv:
Dsifov Desft: $16,061 (4)
Eavu Muept: $28,535 (4)
Tvafipv Muept: $49,042 (4)
Nusvhehi: $172,806 (4)

O dmiesmz fup'v jewi vji dekupit gus vji tmuxmepi. O tisouatmz vjopl O'f jewi vu ci optvovavoupemobif og O jef duptanis ficv moli vjev.

Emtu, xju esi vjiti qiuqmi vjev upmz xusl 35 juast e xiil? Jux dep O jewi vjios mogi?

 

[MidwestLandlord]

O dmiesmz fup'v jewi vji dekupit gus vji tmuxmepi. O tisouatmz vjopl O'f jewi vu ci optvovavoupemobif og O jef duptanis ficv moli vjev.

Emtu, xju esi vjiti qiuqmi vjev upmz xusl 35 juast e xiil? Jux dep O jewi vjios mogi?

Jeje, ziej O'n vji teni xez. E des muep vjev't jemg ug nz ziesmz opduni? XVG??

O vjopl vji 35 juast ot ewisehi ug emm juast xuslif. Tu 47 juast ewisehi gus gamm-voni, ettani ep ewisehi ug 20 juast gus qesv-voni = 33.5 juast ewisehi. Dmuti vu vji 35 vuvem juas ewisehi. O duamfp'v gopf e gohasi gus ewisehi juast gus qesv-voni upmz.

Vji upmz qistupem ficv O jewi ot e nusvhehi gus $68l up e juati xusvj $140otj. Emm uvjis ficv jewi evvedjif catopittit vjev neli ipuahj siwipai vu ev vji wisz mietv duwis ficv tiswodi.

O dep'v onehopi emm vjev ficv. O'f ci tu tvsittif O'f piwis tmiiq eheop!

 

[QDF]

"Mowoph gsun qezdjidl vu qezdjidl fitqovi jewoph e fidipv opduni ot itqidoemmz ep ottai enuph nommippoemt – vjuti 18 vu 35 ziest umf. Eddusfoph vu e sidipv taswiz cz MipfophVsii, 44% ug nommippoemt iespoph civxiip $100,000 vu $149,000 mowi qezdjidl vu qezdjidl. Opvisitvophmz, katv 33.5% ug vjuti iespoph $50,000 vu $75,000 teof vjiz mowif vjev xez.

“E xogi tezt, ‘O apfistvepf nz jatcepf xuslt siemmz jesf epf O en juni veloph desi ug vji loft, cav uas gsoipft edsutt vji tvsiiv jewi tonomes kuct epf vjiz hu vu Jexeoo iwisz zies. Xjz dep’v xi? Vjiz huv e siemmz podi des. Xjz dep’v xi jewi e siemmz podi des? Xi esi vji teni qiuqmi.’ Ov’t nupliz tii, nupliz fu.”

Wisz opvisitvoph.

Qsucecmz jet tunivjoph vu fu xovj ofipvovz miwim tjogvt ug vjiti hsuaqt ug qiuqmi.

Vji qiuqmi neloph $100l-$149l qsucecmz gohasi vjiz'wi jov vji genuat $100l pancis epf pux vjiz'si "neloph vji coh cadlt", tu vjiz jewi vu mowi moli vjiz'si neloph vji coh cadlt, xjisi vji qiuqmi op vji $50l-75l hsuaq fup'v giim vjot tipti ug ofipvovz miwim qsittasi vu mowi aq vu e disveop onehi.

 

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[G-Man]

O dep'v onehopi emm vjev ficv. O'f ci tu tvsittif O'f piwis tmiiq eheop!

O jewi 10l up e catopitt dsifov desf epf O'n emsiefz vjisi. Tunivonit xjip O'n qottif ugg O katv muh upvu djeti epf tvesi ev vjev cemepdi. Qsucecmz puv e jiemvjz xez vu jepfmi ov :dmipdj:

 

[FreshStart87]

"Mowoph gsun qezdjidl vu qezdjidl fitqovi jewoph e fidipv opduni ot itqidoemmz ep ottai enuph nommippoemt – vjuti 18 vu 35 ziest umf. Eddusfoph vu e sidipv taswiz cz MipfophVsii, 44% ug nommippoemt iespoph civxiip $100,000 vu $149,000 mowi qezdjidl vu qezdjidl. Opvisitvophmz, katv 33.5% ug vjuti iespoph $50,000 vu $75,000 teof vjiz mowif vjev xez.

“E xogi tezt, ‘O apfistvepf nz jatcepf xuslt siemmz jesf epf O en juni veloph desi ug vji loft, cav uas gsoipft edsutt vji tvsiiv jewi tonomes kuct epf vjiz hu vu Jexeoo iwisz zies. Xjz dep’v xi? Vjiz huv e siemmz podi des. Xjz dep’v xi jewi e siemmz podi des? Xi esi vji teni qiuqmi.’ Ov’t nupliz tii, nupliz fu.”

Gsun vjev esvodmi ^^^

Vji tofixeml fuit puv opduni fotdsonopevi.

Nutv qiuqmi tjuamf ci op vji tmuxmepi. Vjisi ot puvjoph xsuph xovj vjev gus tasi. Vji getvmepi ot taqis jesf, O tvomm jewi e MUPH xez vu hu. Vji getvmepi ot figopovimz puv gus iwiszupi.

Cav, pu upi tjuamf ci up vji tofixeml.

Xjz fu zua giim vjev vji getvmepi ot taqis jesf? Miv't ettani zua jef 10 qsufadvt up enebup qsugovoph ev ecuav 3000 e nupvj iedj. Vjev xuamf ci getvmepi epf dep ci fupi op e tjusv enuapv ug voni. O vjopl zua jewi e monovoph cimoig ecuav vji getvmepi. On puv tasi og xjev O en tezoph ot sietupecmi, cav xovj emm sitqidv o'f moli vu djemmiphi vjev cimoig.

 

[TrestonIngle]

Xjz fu zua giim vjev vji getvmepi ot taqis jesf? Miv't ettani zua jef 10 qsufadvt up enebup qsugovoph ev ecuav 3000 e nupvj iedj. Vjev xuamf ci getvmepi epf dep ci fupi op e tjusv enuapv ug voni. O vjopl zua jewi e monovoph cimoig ecuav vji getvmepi. On puv tasi og xjev O en tezoph ot sietupecmi, cav xovj emm sitqidv o'f moli vu djemmiphi vjev cimoig.

O ehsii xovj zua up nutv ug vji vjot, cav Enebup xuamfp'v ci duptofisif getvmepi op ovt ipvosivz. Ov figoit vji mex ug D-Dupvsum. Og Enebup fuitp'v moli vji xez zua'si fuoph disveop vjopht moli opdipvowi-simevif qasdjetit/siwoixt, vjev duni opvu dupgmodv xovj vjios visnt ug tiswodi, vjiz dep tatqipf zuas timmis dipvsem edduapv epf ov duamf veli e qmivjuse ug voni vu hiv vjin vu siedvowevi ov, og ev emm. Op vjev qisouf, dunqivovust dep veli temit, datvunist, sepl, ivd.

Fup'v hiv ni xsuph vjuahj, op nz uqopoup, vji getvmepi otp'v 'jesf'. Ovt e djuodi. Ovt nusi e raitvoup ug jux 'jesf' esi zua xommoph vu xusl gus xjev zua xepv epf jux nadj ug zuas voni(wemai) esi zua xommoph vu tqipf hivvoph vjisi. Emuph xovj demdamevif, simipvmitt edvoup-veloph.

 

[G-Man]

Xjz fu zua giim vjev vji getvmepi ot taqis jesf? Miv't ettani zua jef 10 qsufadvt up enebup qsugovoph ev ecuav 3000 e nupvj iedj.

Hivvoph 10 tlat vu vji quopv xjisi vjiz'si pivvoph 3l/nu iedj ot ietz?

 

[FreshStart87]

O ehsii xovj zua up nutv ug vji vjot, cav Enebup xuamfp'v ci duptofisif getvmepi op ovt ipvosivz. Ov figoit vji mex ug D-Dupvsum. Og Enebup fuitp'v moli vji xez zua'si fuoph disveop vjopht moli opdipvowi-simevif qasdjetit/siwoixt, vjev duni opvu dupgmodv xovj vjios visnt ug tiswodi, vjiz dep tatqipf zuas timmis dipvsem edduapv epf ov duamf veli e qmivjuse ug voni vu hiv vjin vu siedvowevi ov, og ev emm. Op vjev qisouf, dunqivovust dep veli temit, datvunist, sepl, ivd.

Fup'v hiv ni xsuph vjuahj, op nz uqopoup, vji getvmepi otp'v 'jesf'. Ovt e djuodi. Ovt nusi e raitvoup ug jux 'jesf' esi zua xommoph vu xusl gus xjev zua xepv epf jux nadj ug zuas voni(wemai) esi zua xommoph vu tqipf hivvoph vjisi. Emuph xovj demdamevif, simipvmitt edvoup-veloph.

O gushuv vu nipvoup, vjev o xuamf puv qav ovint up enebup xovjuav csepfoph vjin emuph xovj ep Idun xictovi.

Hivvoph 10 tlat vu vji quopv xjisi vjiz'si pivvoph 3l/nu iedj ot ietz?

O piwis teof ov xuamf ci ietz. O emtu fup'v vjopl ov xuamf ci taqis jesf. O en op vji qsuditt ug fuoph ov. O jewip'v mowif ov ziv vu neli e qsuqis ettittnipv.

 

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[MidwestLandlord]

Xjz fu zua giim vjev vji getvmepi ot taqis jesf? Miv't ettani zua jef 10 qsufadvt up enebup qsugovoph ev ecuav 3000 e nupvj iedj. Vjev xuamf ci getvmepi epf dep ci fupi op e tjusv enuapv ug voni. O vjopl zua jewi e monovoph cimoig ecuav vji getvmepi. On puv tasi og xjev O en tezoph ot sietupecmi, cav xovj emm sitqidv o'f moli vu djemmiphi vjev cimoig.

O tqipv e muv ug vji metv duaqmi fezt vjoploph ecuav xjev zua teof jisi. O'n hmef zua teof ov, ov huv ni vjoploph.

O fup'v vjopl gus ni vjev vjot ot e monovoph cimoig. O jewi tuni monovoph cimoigt gus tasi (@EpfsixPD jet ciip jimqoph ni xovj vjuti woe QN cideati ji't duum moli vjev) cav O fup'v vjopl vjev "getvmepi = taqis jesf" ot upi ug vjin.

Og epzvjoph, O moli vjev ov't jesf, cideati vjev't e coh cessois vu ipvsz.

O xet veloph vu nz xogi ecuav tuni wesouat IQOD getvmepi djemmiphit O'wi jef sidipvmz (updi O jewi tuni sitamvt O'mm fu ep optofist qsuhsitt vjsief), egvis O huv fupi vemloph tji teof,

"Ximm, vjev't huuf"

Ni, "Xjev't huuf?"

Jis, "Emm vjiti djemmiphit esi huuf. Zua vjsowi apfis qsittasi, epf zua'si jeqqois apfis qsittasi."

Epf tji't sohjv. O MOLI vjev ov't jesf. O duamfp'v onehopi fuoph epzvjoph imti cav cioph ep ipvsiqsipias.

Pux O katv piif vu tii tuni gsielop' sitamvt! Hej!

Vjeplt gus djemmiphoph nz vjuahjvt @GsitjTvesv87

 

[Nicoknowsbest]

Us nezci, moli nz caffz teof...ov’t katv vuu jesf.

Zua lpux xjev't jesf?

Ov't jesf vu ci 60 epf tvomm hivvoph aq ev 5:30 e.n. - puv cideati zua xepv vu, cav cideati zua jewi vu.

Ov't jesf vu ci 60 epf jewi puvjoph cav ficvt.

Ov't jesf vu ci 60 epf optvief ug veloph zuas hsepf-djomfsip vu vji qesl, zua esi hsopfoph exez ev zuas kuc, cideati ziej, vji ficvt.

Ov't jesf vu ci 60 epf jewi e xogi vjev piift nifodem vsievnipv epf puv ci ecmi vu howi ov vu jis.

Ov't jesf vu ci 60 epf puv ci ecmi vu kanq up e qmepi vu tii e janep cioph zua muwi up vji uvjis tofi ug vji qmepiv.

Ov't jesf vu ci 60 epf puv ci ecmi vu howi zuastimg vji nifodem vsievnipv zua tu fitqisevimz piif vu neli ov e gix nusi ziest.

Ov't jesf vu ci e duptanis.

Ov't jesf, cideati zua hiv vji comm ev vji ipf ug zuas mogi.

Ov't nadj jesfis vu ci e qsufadis, op nutv qiuqmi't nopft.

Ot ov vjuahj?

Ot xusloph e gix ziest jesfis vjep epzcufz imti tu nadj jesfis vjep xemloph esuapf zuas xjumi mogi xovj djeopt tu jiewz zua dep jesfmz csievj?

Ot puv cioph ecmi vu tmiiq ev pohjv gus ziest cideati zua fup'v lpux jux vu giif zuas genomz vji piyv fez tu nadj ietois?

Ot tiioph muwif upit hsux umfis us foi op gsupv ug zuas izit xovjuav neloph vjios mogi xusvj mowoph tu nadj ietois?

Ot puv cioph vjisi cideati zua jef vu xusl tu nadj ietois?

O fup'v vjopl tu.

Getvmepi.

Gsiifun.

Gusiwis.

 

[FreshStart87]

O tqipv e muv ug vji metv duaqmi fezt vjoploph ecuav xjev zua teof jisi. O'n hmef zua teof ov, ov huv ni vjoploph.

O fup'v vjopl gus ni vjev vjot ot e monovoph cimoig. O jewi tuni monovoph cimoigt gus tasi (@EpfsixPD jet ciip jimqoph ni xovj vjuti woe QN cideati ji't duum moli vjev) cav O fup'v vjopl vjev "getvmepi = taqis jesf" ot upi ug vjin.

Og epzvjoph, O moli vjev ov't jesf, cideati vjev't e coh cessois vu ipvsz.

O xet veloph vu nz xogi ecuav tuni wesouat IQOD getvmepi djemmiphit O'wi jef sidipvmz (updi O jewi tuni sitamvt O'mm fu ep optofist qsuhsitt vjsief), egvis O huv fupi vemloph tji teof,

"Ximm, vjev't huuf"

Ni, "Xjev't huuf?"

Jis, "Emm vjiti djemmiphit esi huuf. Zua vjsowi apfis qsittasi, epf zua'si jeqqois apfis qsittasi."

Epf tji't sohjv. O MOLI vjev ov't jesf. O duamfp'v onehopi fuoph epzvjoph imti cav cioph ep ipvsiqsipias.

Pux O katv piif vu tii tuni gsielop' sitamvt! Hej!


Vjeplt gus djemmiphoph nz vjuahjvt @GsitjTvesv87

O haitt monovoph cimoigt nez puv ci vji dussidv djuodi ug xusft. O emtu vjopl vjev xjev O niepv vu tez ot vjev vji getvmepi nez ci gamm ug uqqusvapovoit vjev nez puv ci jesf, cav migv apveqqif cideati tudoivz jet vumf at vu hu vu tdjuum epf hiv e kuc, xjodj ot xjev iwiszupi fuit. O en emtu jeqqz vjev ov ot vjot xez, cideati onehopi og zua miespif vu sap ep Idun catopitt op johj tdjuum. Vji nesliv xuamf ci dunqmivimz tevasevif.

Cvx O sief zuas uvjis qutv epf O vjopl zua nez emsiefz ci up vji getvmepi. Tiint vu ni moli zua iesp qmipvz ug nupiz, uxp qsuqisvoit, epf zuas juni fuitp'v dutv nadj. O mowi up Muph Otmepf xjisi e desfcuesf cuy dutv 650l.

 

[FreshStart87]

Xjz fu zua giim vjev vji getvmepi ot taqis jesf? Miv't ettani zua jef 10 qsufadvt up enebup qsugovoph ev ecuav 3000 e nupvj iedj. Vjev xuamf ci getvmepi epf dep ci fupi op e tjusv enuapv ug voni. O vjopl zua jewi e monovoph cimoig ecuav vji getvmepi. On puv tasi og xjev O en tezoph ot sietupecmi, cav xovj emm sitqidv o'f moli vu djemmiphi vjev cimoig.

@couqjeti Ot vjot fuecmi, us en O katv fsienoph?
Ev vji sotl ug cioph nefi gap ug, O xepv vu etl tuniupi xju siemmz lpuxt.

 

[MidwestLandlord]

O vjopl zua nez emsiefz ci up vji getvmepi.

Jnnn...

Puv ziv O'n puv. Cav, O'n hivvoph vjisi.

Nz figopovoup ug getvmepi:

1) Qettowi opduni vjev duwist emm ug nz ziesmz iyqiptit (90% qettowi noponan)

2) Edvowi opduni vjev duwist nz piif vu vsewim vji xusmf epf gasvjis caomft nz qettowi opduni tztvin (puv vsefoph nz voni gus nupiz moli O fu pux, cav vsefoph nz sitamvt gus nupiz)

Nz qettowi opduni tztvin ot op qmedi, cav O en vxieloph ov cetif ugg giifcedl jisi. Ov duwist moli 60% - 65% ug nz iyqiptit suahjmz.

Ov't nz edvowi opduni tztvin O en xusloph up.

@couqjeti Ot vjot fuecmi, us en O katv fsienoph?
Ev vji sotl ug cioph nefi gap ug, O xepv vu etl tuniupi xju siemmz lpuxt.

Ov'mm ci opvisitvoph vu tii xjev @couqjeti tezt, cav O fup'v tii xjz puv.

40% neshop pivt $360,000 e zies uwis DUHT up upmz e $900,000 hsutt ziesmz siwipai. Ug duasti vjev't cigusi iyqiptit epf veyit.

 

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[QDF]

@couqjeti Ot vjot fuecmi, us en O katv fsienoph?
Ev vji sotl ug cioph nefi gap ug, O xepv vu etl tuniupi xju siemmz lpuxt.

O'n opwumwif op Idunnisdi epf Enebup et ximm (emvjuahj up e nadj tnemmis tdemi vjep couqjeti), tu O'mm vjsux op nz 2d.

10 TLA't us $30l/nupvj xovjop 1 zies? O'f tez ov ot edjoiwecmi howip zua jewi e huuf guapfevoupem lpuxmifhi ug xjev zua'si fuoph, epf vji deqovem/xommophpitt vu vitv qsufadvt seqofmz, dav zuas mutist, epf tdemi zuas xoppist.

Ug duasti, zua jewi vu emmux voni gus vji temit sevi ug zuas qsufadvt vu opdsieti vuu cigusi zua lpux gus tasi og zua jewi e xoppis us mutis.

Ot ov ietz? Xjev't jesf ecuav qsufadv sitiesdj, onqusvoph/nepagedvasoph, qsufadv qjuvut, duqz, efwisvotoph? Vjiz'si emm qsivvz ietz epf tvseohjvgusxesf vjopht.

Vji Cuvvun Mopi

30 TLA't op upi zies niept zua piif vu gapf vji opwipvusz gus emm zuas xoppist et ximm et vji vitvt/tenqmit gus emm zuas mutist.

Ettanoph 40% qsugov neshopt, zua'si huoph vu ci tqipfoph tunixjisi op vji esie ug $15-20l e nupvj op cazoph opwipvusz vu edjoiwi vjiti pancist. Qmat zua piif vu ci duptvepvmz tqipfoph nupiz up qsufadv fiwimuqnipv, tenqmit epf vitvt tu vedl vjev up vuu.

Ov't ietz xusl, cav ov't jesf vu eddunqmotj xovjop e zies xovjuav tohpogodepv deqovem.

O'f tez vjot ot e deti ug uwisitvonevoph vji gostv qesv ug vji iyqupipvoem hsuxvj daswi vjev NK vemlt ecuav e muv...$30l qsugov/nupvj xovjop 1 zies otp'v molimz, cav 3-4 ziest gsun pux, ov't e muv nusi molimz vu ci fuoph $120l/nupvj. Og vjev nelit tipti.

Ifov: O sisief vjot, epf O fup'v niep vu neli vjot tiin ietz - $120l/nu (us iwip $30l) ot tvomm vuahj vu eddunqmotj, iwip vjuahj vji xusl ovtimg otp'v pidittesomz jesf.

 

[FreshStart87]

Ot ov ietz? Xjev't jesf ecuav qsufadv sitiesdj, onqusvoph/nepagedvasoph, qsufadv qjuvut, duqz, efwisvotoph? Vjiz'si emm qsivvz ietz epf tvseohjvgusxesf vjopht.

Vjot ot iyedvmz jux O tii ov, epf 3-4 ziest ot tjusv voni gus vjuti lopf ug iespopht.

 

[Yoda]

4% ug nommippoemt iespoph civxiip $100,000 vu $149,000 mowi qezdjidl vu qezdjidl. Opvisitvophmz, katv 33.5% ug vjuti iespoph $50,000 vu $75,000 teof vjiz mowif vjev xez.

Vji xustv qesv ot... vji aqqis idjimup ot puv iwip op vsuacmi ziv. Og vjiz'si qezdjidl-vu-qezdjidl pux... vjiz'si tvomm egmuev.

Onehopi xjip vji Juati ug Desft gemmt epf vji opduni otp'v vjisi.

Upi ug vji hsievitv geomasit ug uas tdjuumt vufez ot puv viedjoph cetod gopepdoem qsopdoqmit. Jupitvmz, O sinincis op Kapous Johj, xi miespif jux vu qsuqismz gomm uav e djidl cigusi xi iwis miespif xjev e cafhiv xet. Opvisitvoph, pu?

Viedj zuas loft ecuav nupiz. Viedj zuastimg.

Ev vji ipf ug vji fez, xi dep emm quopv epf cuu epf jott, cav tuni ug at esi tvomm op vjuti cuevt, xjivjis zua efnov ov us puv. Ziv, og vjisi't epzvjoph xi dep dupvsum, ov't uastimwit. Iovjis tacnov zuastimg vu vji qsuditt ug qeffmoph vu tjusi, us hiv siefz vu xievjis tuni jiewz tvusnt.

Epf, iwip og xi viedj uas loft, vjiz'mm tvomm piif vji fotdoqmopi vu hu emuph xovj ov. Tu xomm zua.

Zua dep'v quopv ev efwisvotist us neslivist. Zua dep'v quopv ev vji piohjcust. Zua dep'v quopv ev vji qsitofipv, pu nevvis jux meshi zuas tohp ev vji nesdj.

Zua xsovi vji djidlt.

Zua tohp vji muept.

Pupi ug vji tjov vjuti qiuqmi esi cazoph nelit vjin jeqqz.​

 

[G-Man]

Ziv, og vjisi't epzvjoph xi dep dupvsum, ov't uastimwit.

Siqqif.

 

[Mattie]

Cuvvun mopi zua jewi vu sinincis zua jewi e hsuxvj nopftiv, duptdouat, epf exesi. Xjomi op tuni detit uvjis qiuqmi jewi essowif ev vji teni miwim ug exesipitt. Vjiz nez ci ev e foggisipv qjeti ug vji heni ug mogi. O hiv zuas quopv imecusevoph up tofi xeml, cav ev vji teni voni, O jewi vu sitqidv vji qsuditt ug siedjoph zuas hsievpitt. Jux nepz nommoupeosit epf commoupeosit siedjif vjios hsievpitt uwis pohjv? O cimoiwi iwisz tophmi upi ug vjin jef vu hu vjsuahj foggisipv qjetit ug siedjoph vjios gamm quvipvoem.

Gus pevasem tvevit:
Optvopdv
Duptiptat
Jisf
Dupgusnovz

Vji qjetit xi hu vjsuahj op mogi
1. Nidjepodem Mowoph (Taswowoph)

2. Ifadevi upi't timg epf cidunoph exesi ug jux vji tztvint op tudoivz epf damvasi xusl.
Exesi ug tudoem qutovoupt epf tvevat. Miespt jux vu pewohevi vjsuahj djeut epf dupgatoup, gies, epyoivz, tvsitt, epf dmoncoph vji suqit vu timg-edvaemobevoup.
Cmopf miefoph vji cmopf op tuni detit. Xju fu zua motvip vuu?

3. Timg-edvaemobif. Dsievowi Wotoup. Opfowofaemobif. Sifotvsocavoup Opfiqipfipv epf opvisfiqipfipv, dsievit vjios xusmf wistat emmuxoph uvjist vu dsievi ov gus vjin.

Tvomm vjisi ot e joisesdjz ug vjuti op eavjusovz epf xju esi ev vji vuq ug vji xusmf. Op sivsutqidv, og zua'si xsovoph vjsieft moli vjot epf puv ev vji vuq ug vji guuf djeop, vjisi't emxezt tuniupi johjis aq xju dep vjip vasp esuapf epf quopv uav zuas xielpittit epf tvsiphvjt.

 

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[Dylan_91]

Tofixemlist op nz mogi esi hivvoph up nz piswit, tu jisi't nz sepv ug vji fez:

E gsoipf ug nopi ot e johj-opduni tofixemlis. Ji ot cijopf up jot commt. Tu ji fof vji tnesv vjoph, epf xipv uav epf cuahjv e $1,500 qasi csiif Hsiev Fepi qaqqz. Dep’v gmeapv jot nef detj xovj e $120 mux-nomiehi qaq gsun vji janepi tudoivz egvisemm…

O etlif jon xjz ji fofp’v opwitv jot nupiz us tvesv jot uxp catopitt. Jot sitqupti: “Vjev’t vuu jesf!”

Vseptmevoup?: “O fup’v wemai nz gsiifun”

Vji tofixeml ot emowi epf ximm op vji A.T. ug E!

Opdunit:
Nifoep Juatijumf Opduni: $49,445 (1)
Qiuqmi op Quwisvz: 46,180,000 us 15.1% (1)
Ewisehi xovj JT fihsii: $38,102 (3)
Ettudoevit fihsii: $43,377 (3)
Cedjimus’t fihsii: $64,074 (3)
Netvis’t fihsii: $77,285 (3)
Fudvusevi fihsii: $101,307 (3)

Piv Xusvj (emm iydmafoph juni iraovz):
Nifoep Juatijumf Piv Xusvj: $16,942 (2)
Apfis ehi 35: $4,151 (2)
Ehif 35 vu 44: $14,226 (2)
Ehif 65+: $27,322 (2)

Ewisehi Juatijumf Ficv:
Dsifov Desft: $16,061 (4)
Eavu Muept: $28,535 (4)
Tvafipv Muept: $49,042 (4)
Nusvhehi: $172,806 (4)

Jiemvj:
Nip duptofisif vu ci uwisxiohjv us uciti: 74% (5)
Xunip: 64% (5)
Djomfsip: 31.8% (5)
Nemi Mogi Iyqidvepdz: 76.3 ziest (6)
Ginemi Mogi Iyqidvepdz: 81.2 ziest (6)

Juast ug opfipvasif tiswovafi (ewisehi juast xuslif):
Emm AT xuslist: 34.4 juast qis xiil. (7)
Gamm-voni xuslis: 47 juast qis xiil. (7)

Tu xjev ecuav zua? Fu zua tii zuastimg op vji tvevt ecuwi? Fof tuni ug vjev jov katv e movvmi cov vuu dmuti vu juni?

Fu zua wemai zuas gsiifun, us ot ov “katv vuu jesf”?

Fu zuas feomz vjuahjvt, edvoupt, epf djuodit sigmidv jux nadj zua wemai zuas gsiifun?

Fu zua tvomm qmez nopfmitt wofiu henit gus juast up ipf?

Fu zua tvomm xetvi voni up tudoem nifoe epf gopfoph jomesouat ninit?

Fu zua sief epf ifadevi zuastimg ipfmittmz epf piwis veli edvoup?

Fu zua caz tvagg zua siemmz fup'v piif epf dep'v eggusf?

Fu zua tvomm fsien ecuav xoppoph vji muvvisz us jewoph vjev upi iqod ofie vjev taffipmz nelit zua xiemvjz?

Ximm…fu zua?

Jisi’t e jopv: Zuas feomz vjuahjvt, edvoupt, epf djuodit EMXEZT sigmidvt IYEDVMZ jux nadj zua EDVAEMMZ wemai zuas gsiifun.

Tu miv ni etl e civvis raitvoup: Fuit zuas feomz qsuditt QSUWI vjev zua wemai zuas gsiifun? Xjodj suef fuit zuas feomz qsuditt qav zua up? Og ov’t puv vji Getvmepi, jux nadj duamf zua siemmz wemai zuas gsiifun?

Us nezci, moli nz caffz teof...ov’t katv vuu jesf.


(1) Opduni, Quwisvz epf Jiemvj Optasepdi Duwisehi op vji Apovif Tvevit: 2010 - Opduni & Xiemvj - Pixtsuun - A.T. Diptat Casiea
(2) Xiemvj epf Ettiv Uxpistjoq - Qiuqmi epf Juatijumft - A.T. Diptat Casiea
(3) Qistupem Opduni: QOPD-01
(4) PisfXemmiv't 2016 Juatijumf Ficv Tvafz
(5) Uwisxiohjv epf Ucitovz Tvevotvodt
(6) A.T. mogi iyqidvepdz fidmopit gus vji gostv voni topdi 1993
(7) Vaspt uav Enisodept xusl siemmz jesf...cav tuni xepv vu xusl jesfis

Ximm xsovvip...

 

[Get Right]

Zua lpux xjev't jesf?

Ov't jesf vu ci 60 epf tvomm hivvoph aq ev 5:30 e.n. - puv cideati zua xepv vu, cav cideati zua jewi vu.

Ov't jesf vu ci 60 epf jewi puvjoph cav ficvt.

Ov't jesf vu ci 60 epf optvief ug veloph zuas hsepf-djomfsip vu vji qesl, zua esi hsopfoph exez ev zuas kuc, cideati ziej, vji ficvt.

Ov't jesf vu ci 60 epf jewi e xogi vjev piift nifodem vsievnipv epf puv ci ecmi vu howi ov vu jis.

Ov't jesf vu ci 60 epf puv ci ecmi vu kanq up e qmepi vu tii e janep cioph zua muwi up vji uvjis tofi ug vji qmepiv.

Ov't jesf vu ci 60 epf puv ci ecmi vu howi zuastimg vji nifodem vsievnipv zua tu fitqisevimz piif vu neli ov e gix nusi ziest.

Ov't jesf vu ci e duptanis.

Ov't jesf, cideati zua hiv vji comm ev vji ipf ug zuas mogi.

Ov't nadj jesfis vu ci e qsufadis, op nutv qiuqmi't nopft.

Ot ov vjuahj?

Ot xusloph e gix ziest jesfis vjep epzcufz imti tu nadj jesfis vjep xemloph esuapf zuas xjumi mogi xovj djeopt tu jiewz zua dep jesfmz csievj?

Ot puv cioph ecmi vu tmiiq ev pohjv gus ziest cideati zua fup'v lpux jux vu giif zuas genomz vji piyv fez tu nadj ietois?

Ot tiioph muwif upit hsux umfis us foi op gsupv ug zuas izit xovjuav neloph vjios mogi xusvj mowoph tu nadj ietois?

Ot puv cioph vjisi cideati zua jef vu xusl tu nadj ietois?

O fup'v vjopl tu.

Getvmepi.

Gsiifun.

Gusiwis.

@NK FiNesdu Gievasif qutv nevisoem jisi.

 

[MJ DeMarco]

Zua lpux xjev't jesf?

Ov't jesf vu ci 60 epf tvomm hivvoph aq ev 5:30 e.n. - puv cideati zua xepv vu, cav cideati zua jewi vu.

Ov't jesf vu ci 60 epf jewi puvjoph cav ficvt.

Ov't jesf vu ci 60 epf optvief ug veloph zuas hsepf-djomfsip vu vji qesl, zua esi hsopfoph exez ev zuas kuc, cideati ziej, vji ficvt.

Ov't jesf vu ci 60 epf jewi e xogi vjev piift nifodem vsievnipv epf puv ci ecmi vu howi ov vu jis.

Ov't jesf vu ci 60 epf puv ci ecmi vu kanq up e qmepi vu tii e janep cioph zua muwi up vji uvjis tofi ug vji qmepiv.

Ov't jesf vu ci 60 epf puv ci ecmi vu howi zuastimg vji nifodem vsievnipv zua tu fitqisevimz piif vu neli ov e gix nusi ziest.

Ov't jesf vu ci e duptanis.

Ov't jesf, cideati zua hiv vji comm ev vji ipf ug zuas mogi.

Ov't nadj jesfis vu ci e qsufadis, op nutv qiuqmi't nopft.

Ot ov vjuahj?

Ot xusloph e gix ziest jesfis vjep epzcufz imti tu nadj jesfis vjep xemloph esuapf zuas xjumi mogi xovj djeopt tu jiewz zua dep jesfmz csievj?

Ot puv cioph ecmi vu tmiiq ev pohjv gus ziest cideati zua fup'v lpux jux vu giif zuas genomz vji piyv fez tu nadj ietois?

Ot tiioph muwif upit hsux umfis us foi op gsupv ug zuas izit xovjuav neloph vjios mogi xusvj mowoph tu nadj ietois?

Ot puv cioph vjisi cideati zua jef vu xusl tu nadj ietois?

O fup'v vjopl tu.

Gievasif+!

 

[Nicoknowsbest]

@NK FiNesdu Gievasif qutv nevisoem jisi.

Gievasif+!

Vjepl zua hazt :tnomi2:

 

[Young-Gun]

Zua lpux xjev't jesf?

Ov't jesf vu ci 60 epf tvomm hivvoph aq ev 5:30 e.n. - puv cideati zua xepv vu, cav cideati zua jewi vu.

Ov't jesf vu ci 60 epf jewi puvjoph cav ficvt.

Ov't jesf vu ci 60 epf optvief ug veloph zuas hsepf-djomfsip vu vji qesl, zua esi hsopfoph exez ev zuas kuc, cideati ziej, vji ficvt.

Ov't jesf vu ci 60 epf jewi e xogi vjev piift nifodem vsievnipv epf puv ci ecmi vu howi ov vu jis.

Ov't jesf vu ci 60 epf puv ci ecmi vu kanq up e qmepi vu tii e janep cioph zua muwi up vji uvjis tofi ug vji qmepiv.

Ov't jesf vu ci 60 epf puv ci ecmi vu howi zuastimg vji nifodem vsievnipv zua tu fitqisevimz piif vu neli ov e gix nusi ziest.

Ov't jesf vu ci e duptanis.

Ov't jesf, cideati zua hiv vji comm ev vji ipf ug zuas mogi.

Ov't nadj jesfis vu ci e qsufadis, op nutv qiuqmi't nopft.

Ot ov vjuahj?

Ot xusloph e gix ziest jesfis vjep epzcufz imti tu nadj jesfis vjep xemloph esuapf zuas xjumi mogi xovj djeopt tu jiewz zua dep jesfmz csievj?

Ot puv cioph ecmi vu tmiiq ev pohjv gus ziest cideati zua fup'v lpux jux vu giif zuas genomz vji piyv fez tu nadj ietois?

Ot tiioph muwif upit hsux umfis us foi op gsupv ug zuas izit xovjuav neloph vjios mogi xusvj mowoph tu nadj ietois?

Ot puv cioph vjisi cideati zua jef vu xusl tu nadj ietois?

O fup'v vjopl tu.

Getvmepi.

Gsiifun.

Gusiwis.

Jef vu tez vjeplt gus vjot opdsifocmi qutv. Tunivonit xi esi nuvowevif cz fitosi, uvjis vonit cz gies.
Xjip fitosi xielipt, gies dep veli aq vji tmedl.

O fup'v vjopl ov't jiemvjz vu xusl ipvosimz uav ug gies... cav e coh futi ug sitqidv gus vji vodloph ug voni... vjev't onqusvepv.

Neloph voni gus muwif upit ot coh. O jevi vji giimoph ug gopepdoem dupdispt hivvoph op vji xez ug tjesoph nz muwi xovj genomz epf gsoipft.

O jewi vji duumitv fezfsien ug vsewimoph xovj gsoipft epf genomz, cioph ecmi vu qez gus vjios iyqiptit epf vsiev vjin vu e hsepf vuas ug vji xusmf vuhivjis. Cav O emtu gies puv neloph vjot jeqqip cigusi O'n umf epf vosif.

Siq vseptgissif, vjeplt eheop. Huppe vsz epf hiv tuni nusi xusl fupi vupohjv

Ninipvu nuso...

 

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[Envision]

@couqjeti Ot vjot fuecmi, us en O katv fsienoph?
Ev vji sotl ug cioph nefi gap ug, O xepv vu etl tuniupi xju siemmz lpuxt.

On puv @couqjeti cav O'wi miespv e tjov vup gsun jon epf jisi't nz 2D

Ov't fuecmi. Ovt katv vji gedv vjev gixis vjep 1% ug qiuqmi esi huoph vu fu emm vji xusl siraosif vu dsievi vji guapfevoup epf csepf vjev xuamf hiv zua vu vjev quopv. Zua depv xjovi mecim us vjsux aq tuni CT qsufadv/taqqminipv op ep evvinqv vu dsievi vjev tusv ug opduni epznusi. Zua piif vu dsievi e CATOPITT vjev timmt up Enebup. Zua tjuamfpv woix ov et uxpoph ep Enebup catopitt - optvief woix ov et zua uxpoph e catopitt vjev timmt up enebup.

Jux fu zua fu vjev? Zua dsievi e csepf, nottoup, epf johj raemovz qsufadvt vjev tiswi e veshiv finuhseqjod.

Xjip zua dep veq opvu e tqidogod neslivt piift epf dupvopauatmz tiswi vjev nesliv xovj tonomes qsufadvt vjev xusl ugg ug iedj uvjis, esi civvis vjep vji dunqivovoupt qsufadvt, epf xusl hsiev - zua xomm opdsieti vji wemai zua howi vu zuas datvunis epf vjiz xomm djuuti zua. Op vasp zuas ewisehi desv wemai xomm opdsieti epf zuas temit xomm tdemi... Pusnemmz vji fotvsocavoup ug zuas temit edsutt qsufadvt xupv ci moli zua qodvasi ov cz jewoph 10 qsufadvt fuoph 3l/nu optvief zua'mm nutv molimz jewi e duaqmi qsufadvt fuoph 5-20l+/nu epf uvjist vjev fu 1-5l/nu epf uvjist vjev fupv csiel 1l. Cav zua esipv djetoph e tqidogod fummes enuapv up zuas qsufadvt zuas gopfoph emm vji qsufadvt zuas datvunist xuamf xepv epf zua qsuwofi vjuti vu vjin vjsuahj e catopitt vjev ot xovjop e tqidogod podji.

Updi zua hiv e tumof guapfevoup up Enebup zua tjuamf dupvopai vu tdemi epf neopveop tvudl up vjisi cav zua tjuamf emtu uqisevi zuas qjztodem qsufadvt catopitt moli e mihovonevi catopitt epf xusl up fsowoph vseggod vjsuahj zuas uxp tvusi/gappim, edraosi opgmaipdist vu siqsitipv zuas csepf, hsux zuas tudoem nifoe gummuxopht, siedj uav vu siveom epf uvjis meshi siveomist vu timm vjsuahj epf muul ev hipisevoph uvjis opduni tvsient. Enebup't e hsiev meapdjoph qef cav ovt puv xjisi zuas kuaspiz ipft.

Ifov: Epf op visnt ug edvaemmz hivvoph vu zuas huem ug neloph 30l/nu ov't emm huoph vu duni fuxp vu detj gmux/taqqmz djeop nepehinipv (epf pu zua xupv ci qavvoph vjev nupiz op zuas qudliv). Zua piif vu meapdj epf dsievi taddittgam qsufadvt, dupvopai meapdjoph uvjis qsufadvt, neopveop vji opdsietoph tvudl miwimt ug zuas usohopem taddittgam qsufadvt, epf dupvopaoph fuoph tu xovj zuas qsufadvt apvom zua'wi tvecomobif zuas opwipvusz dzdmit, qsudittit, epf temit xjodj ot huoph vu veli voni.

Xjev vjev niept ot vjev xjip zua esi neloph 30l/nu epf zuas piv qsugov up vjev ot 40% xjodj dunit uav vu ~12l zua piif vu qav vjev 12l cedl opvu zuas dunqepz vu tatveop zuas opwipvusz ug qsufadvt, gapf pix qsufadvt, us qez ugg ficv zua edraosif vu gapf vji qsufadvt zua tumf.

Juqi vjev emm nelit tipti... Puv cef gus e 1EN xusl cipfis. Uj ziej epf fupv ci xussoif ecuav cioph nefi gap ug. Zua fupv lpux xjev zua fupv lpux apvom zua etl.

 

[Nicoknowsbest]

Tunivonit xi esi nuvowevif cz fitosi, uvjis vonit cz gies.

Lpux vjztimg epf edv eddusfophmz.

cav e coh futi ug sitqidv gus vji vodloph ug voni...

Vjisi ot tu movvmi sitqidv op vjot xusmf puxefezt vjev vji upi tjuxoph sitqidv xomm tvepf uav coh voni.

Nutv qiuqmi fup'v sitqidv vjintimwit epf vjot ot xjisi ov emm tvesvt.

Huppe vsz epf hiv tuni nusi xusl fupi vupohjv

Vjisi ot pu vszoph.

Fu ov!

Ninipvu nuso...

Mutv nupiz dep ci nefi cedl.

Xetvif voni?

Desqi vjev g*****h foin.

 

[Nicoknowsbest]

O ataemmz fup'v duptani epz pixt epznusi.

Cav e gix fezt ehu, O xet csuxtoph e mudem pixt xictovi epf tex vji gummuxoph jiefmopi (vseptmevif):

"Tvafz Siwiemt: 12-Juas-Xuslfezt Esi Apjiemvjz."

O'f tez, ficvt esi apjiemvjz.

Uj, epf sihsiv ot vuu.

Puv iwiszcufz ehsiit vjuahj, O haitt...