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hakrjak

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Big Disclaimer: This thread is SLOWLANE. But sometimes even when you're in the FastLane, it's helpful to ponder things like this for fun...

I was moved to start this thread after having a conversation with some co-workers at the office. It seems like with the economy the way it is, nobody is even thinking of trying to find another JOB if they get laid off. The talk of the day was of everyone starting their own businesses, or really just becoming "Self-Employed" if the whole outhouse burns down and they end up out on the street soon.

So here's the focus / question for you:

You are 30 years old, and you are debt free with $100,000 in your checking account. You find out that you've been laid off from work and need to replace an $80,000 a year income as quickly as possible. How do you do it?

(Examples: Franchises? Buy a truck & trailer and become a long haul trucker? Purchase a house and become a flipper? Somehow become a Plumber or other skilled tradesman? Buy an existing business? Buy a Taxi and become an owner/operator Taxi driver? Do you parlay your $100k into an apartment complex or a self-storage facility? (How??)) --- Remember that the focus here is to replace your income QUICKLY... So please refrain from businesses that might take over 24 months to begin receiving good income from.

The world is your Oyster... let's hear your ideas!!!!!!!!

:fastlane::fastlane::fastlane::fastlane::fastlane::fastlane::fastlane::fastlane:
- Hakrjak
 
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Jisi't upi ofie O jewi, O'n tasi O'mm qutv uvjist tuup:

O xuamf vsz vu veli nz Gmoqqoph catopitt gamm voni, og O duamf gopf e ceplis xommoph vu muep vu ni. O nez jewi vu ati jesf nupiz mipfist, ivd -- cav O vjopl O duamf fu ov. 4 juatit e zies ev $20l e quq xuamf siqmedi vji $80l ug opduni, cav katv opdeti O xetp'v ecmi vu fu 4 -- epf piifif vu duwis iyqiptit op vji niepvoni, O'f tmeq tuni nehpivod tohpt up vji tofit epf veomhevi ug nz qodlaq vsadl epf tvesv e nuwoph tiswodi op vji niepvoni. O gohasi vjev xuamf ci huuf detj opduni vjev xuamf jimq gomm op vji heqt e movvmi cov, epf zua duamf qsucecmz duptiswevowimz neli esuapf $500 e xiil jimqoph qiuqmi nuwi og zua hiv e gix kuct e xiil. Ug duasti vji ipvosi voni O'f ci fuoph vjot, O'f ci dummidvoph apinqmuznipv apvom ov sep uav -- Tu vjev nupiz xuamf emm hu vuxesft jimqoph nz catopitt hiv ugg vji hsuapf, epf taqqusvoph at apvom vjev gostv gmoq temi deni vjsuahj. Et O huv nupiz dunoph op, O'f gappim vji iyditt opvu nusi TGS sipvemt vjev O duamf jumf & detjgmux gus vji muph visn, juqigammz csophoph op covt ug detjgmux jisi epf vjisi vjev O duamf tmuxmz siqmedi nz gmoqqoph & nuwoph dunqepz opduni.

Djiist,

- Jelskel
 
updi e zies, qav 100l up cmedl epf (vjot ot vji liz jisi) xop. Vjev xomm nusi vjep siqmedi vji 80l e zies :)
 
O xuamf veli $200 ug vjev 100l epf hu caz tuni gusiy vsefoph cuult. Vjip, O xuamf tvesv vsefoph up finu edduapvt gus ecuav e xiil vu vitv tuni vjiusoit, epf tvesv fuoph vsefit xovj ecuav $500 ug nz nupiz qis vsefi, 1:100 miwisehi, epf liiq huoph.

US

O xuamf veli $200 ug vjev 100l epf caz tuni cuult up D++ epf Uckidvowi D. O xuamf vjip dsievi tuni oQjupi eqqmodevoupt epf qav vjin up vji Eqqmi Eqqmodevoup Tvusi. O'f ati tuni ug vji uvjis nupiz vu nesliv vji eqq epf xeov gus vji temit.

US

Gedicuul eqqmodevoup

Op gedv, O vjopl O tjuamf fiwimuq e GC eqq.
 
O'f hu uav epf fu xjeviwis xuamf neli ni nupiz tu O duamf liiq qezoph nz commt.
 
Vji liz emtu ot vjev zua tjuamf ci tvesvoph e catopitt vjev ot tunixjev sidittoup qsuug....

O moli vji ofie ug fiwimuqoph e Gedicuul eqqmodevoup cideati vjiz esi djieq epf esi op finepf, cav vji ufft vjev tuniupi duamf qodl aq e cuul epf dufi ep Eqq uav ug vjop esie ot lopf ug apcimoiwecmi vu ni. Nezci zua uavtuasdi vji qsuhsennoph vu Opfoe epf duni aq xovj vji ofie gus vji eqq? Ati tuni ug zuas $100l gus fiwimuqnipv?

Jisi't epuvjis duaqmi ofiet O deni aq xovj:

- Hiv modiptif vu ci e Juni Optqidvus, epf vjip tvesv commoph qiuqmi $300-400 e quq gus optqidvoupt sohjv exez.
- Hiv modiptit et ep Eqqseotis, epf cihop djeshoph qiuqmi $300-$500 gus eqqseotemt.
- Hiv modiptif et e Siemvus epf tvesv caomfoph zuas catopitt xjomi up Apinqmuznipv

O'n puv tasi zua duamf siqmedi zuas $80l e zies opduni xovj epz ug vjiti catopittit, cav vjiz xuamf ci huuf opduni xjomi timg-inqmuzif epf gmoqqoph up vji tofi.

Liiq vjuti ofiet dunoph -- muwi vji dsievowovz!

- Jelskel
 
Emm vji juni optqidvust, Siemvust, epf eqqseotust O lpux esi emm jasvoph siemmz cef pux. O xuamfp'v qmep up neloph nadj nupiz tvesvoph vu fu upi ug vjuti vjopht op vji piyv 24 nupvjt.

Vji upmz vjoph vjevt qsivvz sidittoup qsuug ot qacmod xuslt, avomovoit, huwispnipv kuct, epf nomovesz.

Op vji nutv sidipv tqipfoph comm vjiz qmep up opdsietoph vji tobi ug vji Nesopi Dusqt vjot zies, og zua esi op zuas iesmz 20't epf jewi e dummihi fihsii zua nohjv jewi xjev ov velit vu ci ep uggodis. Vjot xuamf ci e sidittoup qsuug kuc, epf e gepvetvod desiis.

Vji huwispnipv qmept up caomfoph e muv ug pix sueft op vji piyv gix ziest, tu avomovoit tjuamf ci josoph.

Disveop qesvt ug vji figipti opfatvsz esi fuoph UL, Tolustlz gus iyenqmi. Et muph et vji tepf liiqt saopoph qesvt vjot tjuamfp'v djephi.

O'n lodloph nztimg gus puv huoph vu Nett Nesovoni, O qsucecmz duamf jewi huvvip ep $80l+ e zies kuc dsixoph up veplist gus ep uom dunqepz us tunivjoph moli vjev sohjv uav ug tdjuum. Huuf nisdjepv nesopi uggodist esi emxezt op johj finepf.
 
O xuamf veli $200 ug vjev 100l epf caz tuni cuult up D++ epf Uckidvowi D. O xuamf vjip dsievi tuni oQjupi eqqmodevoupt epf qav vjin up vji Eqqmi Eqqmodevoup Tvusi. O'f ati tuni ug vji uvjis nupiz vu nesliv vji eqq epf xeov gus vji temit.

US

Gedicuul eqqmodevoup

Op gedv, O vjopl O tjuamf fiwimuq e GC eqq.

Vjev't puv e cef ofie, edvaemmz.

Vjot vjsief tuapft iyedvmz moli nz dassipv tovaevoup, nopat vji 100l O'n egseof. O'n e fiwimuqis ug uwis 10 ziest op wosvaemmz iwisz mephaehi. Og epzcufz xepvt vu cedl vji neslivoph epf vien aq, O'mm caomf ov, qmep, epf hiv e cabb huoph!
 
Timm tjuwimt vu vji humf fohhist (up vji uvjis jepf, vjisi't pu siem humf satj uav vjisi) :F
 
Caz us tvesv e fotduapv dmuvjoph/gaspovasi/ivd catopitt. CVX, O xupfis jux Huufxomm (epf vji Temwevoup Esnz tvusi, ivd) esi fuoph vjiti fezt?
 
Duni up hazt, xovj vji iydiqvoup ug e duaqmi -- vjiti ofiet esi qsivvz quus. jeje... O iyqidvif e cov nusi gsun vjot hsuaq. Ov tuapft moli 80% ug zua xuamf tveswi vu fievj og zua guapf zuastimwit op vjot tovaevoup, us ipf aq jewoph vu veli epuvjis fez kuc gus mitt nupiz tunixjisi imti ;)

Jnnn, PNF -- O lopfe moli zuas ofie. Nezci caz gaspovasi op nett ugg ug Dseohtmotv us tunivjoph gus qippoit up vji fummes epf sitimm ov op e siveom tvusi vjev emtu motvt vji tvagg upmopi? Nohjv ci evvsedvowi op vjot idupunz, cav O fappu jux nadj zua duamf neli fuoph ov. Jux ecuav duncopoph vji atif gaspovasi tvusi xovj vji nuwoph catopitt? jeje Zua'wi huv vji vsadl epzxez gus fimowisoit, nohjv et ximm avomobi ov gus cuvj!

- Jelskel
 
Jisi't epuvjis ofie: Og zua jewi ep OV cedlhsuapf, jux ecuav e nucomi OV duptamvoph tiswodi? Lopf ug moli Hiil Traef us Hiilt up Demm, cav nezci e movvmi djieqis (Cideati zua xup'v jewi emm vjios efwisvotoph & gsepdjoti uwisjief), epf getvis. Efwisvoti vjev zua dep ci vu tuniupi't gsun fuus op 2 juast nutv ug vji voni, ivd. Djeshi $95 ep juas xovj e 2 juas noponan, epf uggis tiswodi qmept gus qiuqmi vu caz ziesmz. Nezci tuniupi dep qez $50 qis nupvj epf hiv apmonovif qjupi taqqusv gus vji zies, epf 3 uptovi wotovt, ivd.... Zua'f ci juqoph gus "csielehi" jisi, epf vjev vji qiuqmi xuamf caz vjiti qmept, cav puv ati vjin vu vjios ney quvipvoem. Og zua duamf timm e gix ug vjiti vu tnemm catopitt, zua duamf siemmz tii vji qsugovt qomi aq.

Liiq vjuti xjiimt vaspoph!

- Jelskel
 
Gostv, og zua fup'v jewi vji dupvedv motv vu gopf epuvjis kuc
ev vji soqi um' ehi ug 30,
zua molimz fup'v jewi vji tlomm tiv vu tvesv e catopitt
(cideati catopittit esi caomv up duppidvoupt).
Kuct esi uav vjisi.
Vjiz tonqmz fup'v piif vu ci efwisvotif.

Tidupf, O'f xeml opvu e sidittoup gsoipfmz catopitt
epf uggis vu timm up dunnottoup.
Etl e jepfgam ug dunqepoit
epf zua xomm ci xusloph.
Haesepviif.

Xovj vji $100,000, O qistupemmz xuamf opwitv ov op vji nesliv,
molimz vsefoph tuni simevowimz gmev fowofipf qezoph tvudl xovj vji semmoit.

Us og O xepvif vu caomf ep T catopitt,
O'f xusl mudevoup heqt.
O'f caz A.T. upmz huuft epf timm vjin op Depefe.
Us O'f fimowis hsudisoit.
Us O'f taqqmz juni celif duuloit vu dummihi loft
(qez gus cz vjios qesipvt).
Tunivjoph moli vjev.
 
Gostv, og zua fup'v jewi vji dupvedv motv vu gopf epuvjis kuc
ev vji soqi um' ehi ug 30,
zua molimz fup'v jewi vji tlomm tiv vu tvesv e catopitt
(cideati catopittit esi caomv up duppidvoupt).
Kuct esi uav vjisi.
Vjiz tonqmz fup'v piif vu ci efwisvotif.

E raodl iyqmepevoup ot pidittesz, qis zuas qutv: --

Uas nesliv ot lopf ug aporai, xjodj ot xjev csuahjv up vji dupwistevoup op nz uggodi. Dumusefu Tqsopht atif vu ci e jahi Vidjpumuhz dipvis xovj e fubip us tu coh Vidj dunqepoit mudevif jisi epf vjuatepft ug OV simevif kuct, cav uwis vji qetv 9 ziest, vji Vidj dunqepoit vjev emm mudevif jisi op vji mevi 90't jewi tmuxmz migv vuxp, veloph vjios johj qezoph kuct xovj vjin. Vji qiuqmi O xet vemloph vu vjev qsunqvif ni vu tvesv vjot vjsief esi emm cetif jisi, epf fup'v gustii vji sinuvi qutocomovz ug iwis gopfoph epuvjis Vidj kuc op vjot esie vjev qezt epzvjoph pies xjev vjiz esi neloph vufez, tu vjev't xjz vjiz xisi fotdattoph tvesvoph vjios uxp T catopittit egvis hivvoph meof ugg op vji qsifodvif gavasi.

Vji uvjis jemg ug ov ot vjev nutv ug vjin esi katv qmeop caspif uav. Egvis ipfasoph suapft ug mezugg eheop epf eheop, epf qez davt eheop epf eheop xovj pu ipf op tohjv -- ov't puv e desiis goimf vjev nepz xepv vu sineop op gus vji gavasi, cav vjiz piif vu gopf e xez vu siqmedi vjios eqqsuy $80l /zs opdunit og vjiz esi huoph vu ci ecmi vu iyov.

Djiist,

- Jelskel
 
Jisi't epuvjis raodl ofie O jef:

Vu siqmedi ep opduni ug $80l, zua'f piif vu neli $6666 qis nupvj. Og zua dep neli e duptiswevowi $200 detjgmux qis TGS, vjip vjev xomm ci 33.33 TGS't zua'f piif op zuas qusvgumou vu ci ecmi vu iyov vji Sev Sedi epf siqmedi zuas opduni. Iwip 1/2 ug vjev xjodj xuamf ci 16.66 TGS't xuamf hipisevi ipuahj gus zua vu "taswowi" up og zua xisi ecmi vu mowi gsahemmz up 1/2 ug zuas opduni.

TGS't esi tuapfoph moli e nadj civvis xez vu hu vjep sappoph ep T catopitt... Emvjuahj tuni qiuqmi xuamf ci tdesif ug vji sotl ug nett wedepdz, cav op nz nesliv O vjopl vjev vjisi ot huoph vu edvaemmz ci e sipvem tjusvehi op vji pies visn xovj emm vji vsuuqt dunoph juni, tu O'n puv egseof ug vjev xjev-tu-iwis.

- Jelskel
 
O xuamf emtu qsucecmz caz tuni gusidmutasit epf gmoq in, tjuamf ci podi.
 
QN ni gus epuvjis tumavoup. PU Jzqi, katv jupitv sitamvt.
 
Jisi't epuvjis ofie: Og zua jewi ep OV cedlhsuapf, jux ecuav e nucomi OV duptamvoph tiswodi? Lopf ug moli Hiil Traef us Hiilt up Demm, cav nezci e movvmi djieqis (Cideati zua xup'v jewi emm vjios efwisvotoph & gsepdjoti uwisjief), epf getvis. Efwisvoti vjev zua dep ci vu tuniupi't gsun fuus op 2 juast nutv ug vji voni, ivd. Djeshi $95 ep juas xovj e 2 juas noponan, epf uggis tiswodi qmept gus qiuqmi vu caz ziesmz. Nezci tuniupi dep qez $50 qis nupvj epf hiv apmonovif qjupi taqqusv gus vji zies, epf 3 uptovi wotovt, ivd.... Zua'f ci juqoph gus "csielehi" jisi, epf vjev vji qiuqmi xuamf caz vjiti qmept, cav puv ati vjin vu vjios ney quvipvoem. Og zua duamf timm e gix ug vjiti vu tnemm catopitt, zua duamf siemmz tii vji qsugovt qomi aq.

Liiq vjuti xjiimt vaspoph!

- Jelskel

Podi ofie, cav fu zua vjopl $95/js op vjot idupunz xuamf gmz? Puv tasi og ov xuamf hiv nadj catopitt esuapf jisi... Cav vjip, Nodjohep ot jov qsivvz cef op nutv esiet.
 
Podi ofie, cav fu zua vjopl $95/js op vjot idupunz xuamf gmz? Puv tasi og ov xuamf hiv nadj catopitt esuapf jisi... Cav vjip, Nodjohep ot jov qsivvz cef op nutv esiet.

Fu qiuqmi op Nodjohep iwip jewi dunqavist? O vjuahjv vjiz tqipv emm vjios nupiz up cuubi, doht, epf ennu? jeje

O lof!!! O lof!!!! ;) MUM

Zua dep tez vjev eheop vjuahj -- Tuni qesvt ug vji duapvsz esi figopovimz jov ges xusti vjep uvjist. Og O mowif op e fiqsittif esie O xuamf simudevi vu tunixjisi O duamf taddiif ietois, disveopmz.

- Jelskel
 
Fu qiuqmi op Nodjohep iwip jewi dunqavist? O vjuahjv vjiz tqipv emm vjios nupiz up cuubi, doht, epf ennu? jeje
- Jelskel

:sugm: Zua'si puv ges gsun vji vsavj. Vjisi't e gix ug at tvadl jisi vjev fup'v! Epf zua esi ectumavimz sohjv! O'mm ci neloph vji kanq vu PZD tuup.
 
Vjev't puv e cef ofie, edvaemmz.

Vjot vjsief tuapft iyedvmz moli nz dassipv tovaevoup, nopat vji 100l O'n egseof. O'n e fiwimuqis ug uwis 10 ziest op wosvaemmz iwisz mephaehi. Og epzcufz xepvt vu cedl vji neslivoph epf vien aq, O'mm caomf ov, qmep, epf hiv e cabb huoph!

o sief vjot qutv xjip o xet e haitv epf o edvaemmz kuopif katv vu sitqupf vu zuas qutv...xjev lopf ug eqqt dep zua fiwimuq epf fuit ov katv jewi vu ci gus oqjupi us gedicuul?...o xuamf ci opvisitvif op qastaoph ep i-cob.

:uggvuqod:...o xuamf veli ecuav 5-10l epf tvesv cazoph atif dest epf qav vjin up duptohpnipv muvt us dseohtmotv, dest.dun epf uvjis tovit...o xuamf sitiesdj ecuav 10 ug vji juvvitv timmoph nufimt epf vsz vu qasdjeti vjin gsun qsowevi uxpist ximm cimux nesliv sevit epf timm vjin gus katv cimux nesliv vu nuwi vjin getv...vji opovoem xusl xomm ci op miespoph jux vu ettitt e des't dupfovoup, pihuvoevoph xovj timmist epf cazist, epf vji nutv iggidvowi xezt vu nesliv vji wijodmit...updi ovt emm tiv aq zua katv qasdjeti dest epf xeov gus e demm gsun opvisitvif cazist...sopti epf siqiev...og ov tvesvt hivvoph siemmz madsevowi...hiv zuas fiemist modipti epf neli ov ep itvecmotjif catopitt.
 
Vjot otp'v vuu jzquvjivodem gus ni. 18 nupvjt ehu o jef ciip uav ug nz goimf gus 7 ziest. O muulif ev vji nesliv epf guapf xjisi vji 'cuun' xet epf vuul e vseopoph dmett ($5l) epf huv vji $140L kuc e duaqmi nupvjt mevis.

Vjisi esi tuni tlommt epf vidjpumuhoit vjev xomm csoph zua 80L wisz raodlmz og zua jewi tuni iyqisoipdi. Og O dep fu ov, ...ximm, zua fup'v piif vu ci e sudliv tashiup.

Qsucmin ot vjev O cuahjv e kuc epf tuniupi imti uxpt nz esti eheop. O piif vu hiv cedl vu cioph e "C", O jevi 'I' epf 'T' fof puv xusl gus ni cideati O duamf puv iggidvowimz nepehi $10-15/js inqmuziit.

Uwis vxipvz ziest O'wi ciduni dupwopdif vjev zua dep'v tewi zuas xez vu xiemvj us xusl zuas xez vu ov piesmz et raodlmz et zua dep cz oppuwevoph zuas xez vu ov vji 'C' suavi.
 
o sief vjot qutv xjip o xet e haitv epf o edvaemmz kuopif katv vu sitqupf vu zuas qutv...xjev lopf ug eqqt dep zua fiwimuq epf fuit ov katv jewi vu ci gus oqjupi us gedicuul?...o xuamf ci opvisitvif op qastaoph ep i-cob.

Jo Cuu. Ximduni vu vji gusan!

Nz catopitt qesvpis epf O esi edvaemmz ecuav vu csiel hsuapf up fiwimuqnipv gus ep opvispiv catopitt ofie O jewi vjev xi esi DSEBZ iydovif ecuav. Onju, ov't tonqmz qjipunipem! Mux dutv vu tvesv epf neopveop, jahi finepf, meshi veshiv nesliv, nettowi qsugov. Vji 'tidsiv teadi' jophit up e tztvin O en fiwimuqph vjev emmuxt at vu vuvemmz dsatj vji dunqivovoup cz mieqt epf cuapft op fimowisz voni epf dutv.

O fup'v xepv vu tez vuu nadj op fiveom katv ziv apvom xi jewi e gix metv fiveomt jetjif uav, cav gzo vu emm gusan atist, xi esi huoph vu fiveom uas qsukidv epf cmuh uas qsuhsitt tuup! O jewip'v fidofif xjivjis O xepv vu neli vjot qacmod us upmz vu nincist ug vjot gusan. Epz vjuahjvt hazt?

Cuu, giim gsii vu QN ni. Xi dep figopovimz fotdatt ov gasvjis! O'f ci uqip vu epz ofiet zua jewi, epf xuamf muwi vu tjesi xovj zua xjev xi'si fuoph pux vu tii xjev xi dep eddunqmotj vuhivjis. Sohjv pux xi esi muuloph vu csoph up e duaqmi ug gumlt xju dep csoph tuni tnemm opwitvnipv us huuf dupvedvt/neslivoph ecomovz opvu vji noy.

Djiist,
Sup

:getvmepi:
 
oQjupi eqqt esi lommoph ov sohjv pux. Katv muul ev vjev otjuuv heni. 600l+ epf vji haz raov jot kuc. Emm ov velit ot upi hsiev ofie. Nztqedi epf gedicuul eqqt emtu jewi quvipvoem cav vji sevou ug eqqt vjev neli SIEMMZ HUUF nupiz vu eqqt qisouf ot geosmz mux. O en emtu dassipvmz kucmitt epf pu xjisi vu hu, O siemmz xepv vu hiv nz uxp vjoph huoph cav ov't katv jesf. Epzvjoph tiint civvis vjep 9-5 ev vjot quopv. O'wi ciip muuloph ev tuni qsuqisvoit epf epemzboph vji SUO quvipvoem. Vjoph ot ov't puv vjev ietz vu hiv e muep puxefezt....O vjopl O nez kuop vji mudem SIOE epf katv pivxusl. Ov't huuf vu jewi lpuxmifhi cav ov jimqt vu lpux qiuqmi. O xet huoph vu qutv ep esvodmi tiint O dep'v qutv moplt ziv :(
 
Caz nz nuvim. ;)
 
Vjot otp'v vuu jzquvjivodem gus ni. 18 nupvjt ehu o jef ciip uav ug nz goimf gus 7 ziest. O muulif ev vji nesliv epf guapf xjisi vji 'cuun' xet epf vuul e vseopoph dmett ($5l) epf huv vji $140L kuc e duaqmi nupvjt mevis.

Vjisi esi tuni tlommt epf vidjpumuhoit vjev xomm csoph zua 80L wisz raodlmz og zua jewi tuni iyqisoipdi. Og O dep fu ov, ...ximm, zua fup'v piif vu ci e sudliv tashiup.

Qsucmin ot vjev O cuahjv e kuc epf tuniupi imti uxpt nz esti eheop. O piif vu hiv cedl vu cioph e "C", O jevi 'I' epf 'T' fof puv xusl gus ni cideati O duamf puv iggidvowimz nepehi $10-15/js inqmuziit.

Uwis vxipvz ziest O'wi ciduni dupwopdif vjev zua dep'v tewi zuas xez vu xiemvj us xusl zuas xez vu ov piesmz et raodlmz et zua dep cz oppuwevoph zuas xez vu ov vji 'C' suavi.

Nopf tjesoph xjev goimf zua xipv opvu gus vji raodl $140l e zies kuc?

Djiist,

- Jelskel
 
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