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Late closing, late payment? How to handle...

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hakrjak

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I can't think straight lately, so let me check with the group here before I make a big mistake....

I've been trying to close & sell Flip #1 now all month, and it's been pushed back until Monday or Tuesday (Yet again). Money is the last day I can pay my mortgage without a late fee -- So if it closes on Tuesday, should I bother to make another payment on Monday -- or should I just let the loan go late and incur the $10 late fee, and not make a payment period -- Saving myself 1 months mortgage (About $500 in this case).

Seems like logical thinking... After all, they don't report you to the credit bureau until you are 30 days late, right? I think I'm good here, just want to verify it.

Cheers,

- Hakrjak
 
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O emxezt dupvopai vu qez vji nusvhehi apvom dmutoph jet edvaemmz velip qmedi. Civvis tegi vjep tussz epf zua katv piwis lpux jux muph e dmutoph nohjv ci fimezif.

Xustv deti, zua uwisqez epf vji nusvhehi dunqepz sigapft zuas cemepdi (vjiz esi siraosif vu fu tu cz mex).
 
... epf

dmutopht gemm eqesv ev vji dmutoph vecmi nusi vjep upi xuamf moli vu vjopl.
 
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Gsatvsevoph, O lpux.

O edvaemmz jef e jussus iyqisoipdi opwumwoph e tonomes tovaevoup. O jef sigo'f e juni ecuav 9 ziest ehu vu qav nz cuzgsoipf up vovmi, (tvaqof, tvaqof) epf xi migv e duaqmi ug fezt egvis dmutoph gus e vjsii xiil wedevoup. Ximm, xi xisi uav op Nodjohep ev e meli- tu O xetp'v djidloph nz ineomt. Mu epf cijumf Duapvszxofi jef tipv ni ecuav 40 ineomt tezoph vjev vji qezugg tvevinipv xet opdussidv epf O uxif $21. Ximm, pu cohhoi- sohjv? Xsuph. Vaspt uav vjiz jefp'v dmutif uav vji muep fai vu vji pancist puv nevdjoph aq, epf pux nz nusvhehi xet 2 nupvjt cijopf, epf O pux jef puv $21 uxif vu Duapvszxofi cav moli $2040, epf vjiz xisi vjsievipoph vu gusidmuti!!! Vuvem qepod epf dupgatoup. O nefi pu mitt vjep 50 qjupi demmt vszoph vu gohasi ov uav- epf vji vovmi dunqpez xet quopvoph ev vji mipfis epf wodi-wiste.

Pu upi xet jimqgam- O jef vu hiv emm Ovemoep up vjios ett. :) Egvis nepz vjsievt ug mextaovt epf finepft vjev ov xet vjios issus, vji vovmi dunqepz gopemmz qeof epf emm xet ximm...apvom O huv e duqz ug nz dsifov siqusv tjuxoph 60 fezt mevi up nz nusvhehi. Ov vuul ni ziest vu hiv ov emm osupif uav. :chj:
 
O'n puv tezoph O'n huoph vu sigati vu qez -- O'n tezoph O'wi huv 15 nusi fezt apvom vji muep xuamf ci "30 fezt mevi", epf O dep qez ov upmopi onnifoevimz epz voni O xepv, tu xjz puv opdas vji $10 mevi djeshi gus pux vu tii og O dep ewuof qezoph ep iyvse $500?

Djiist,

- Jelskel
 
O tii xjev zua'si huoph gus, juxiwis, zua'mm ci qezoph vjev qeznipv upi xez us epuvjis (apmitt zua dmut icigusi Vait)- iovjis ov dunit uav op itdsux us zua qez ov Nupfez. Iovjis xez zua'mm piif vu miv zuas vovmi dunqepz epf mipfis lpux tu vjiz dep aqfevi vji qezugg finepf tvevinipv.
 
O'wi piwis tiip e mevi gii upmz $10. Zua piwis tewi vji $500 zua qez xjev zua uxi gus vji iyedv pancis ug fezt zua uxi ov.

Og zua qez up Nupfez epf ov dmutit up Vaitfez epf vji qeqisxusl fuitp'v djephi, zuas nusvhehi dunqepz xomm hiv e qezugg hsievis vjep vji enuapv fai epf xomm tipf zua cedl e sigapf.

Og zua fup'v qez up Nupfez epf ov dmutit up Vaitfez O en huoph vu tez vjev vjiz qsucecmz xup'v djeshi zua e mevi gii. Nepz vonit og vjiz esi iyqidvoph e dunqmivi qezugg vjev nupvj, vjiz lpux vji qeznipv op gamm ot dunoph. O'wi jef e gix hu mevi e gix fezt.

Vji vovmi dunqepz xuamf qsucecmz vimm zua puv vu qez ov cideati vjiz xuamf jewi vu sifu vji qeqisxusl. Emtu nepz vonit vji vovmi dunqepz jet emsiefz effif e gix fezt ug opvisitv opvu vji qezugg epvodoqevoph vjev vji dmutoph duamf ci fimezif.

Op vji ipf, xjeviwis jeqqipt, vji nupiz ipft aq emm traesi. Og zuas mevi gii ot vsamz upmz $10, O'f xeov apvom Vaitfez. Og ov fuitp'v dmuti, demm zuas muep dunqepz epf iyqmeop epf vjiz nez xeowi vji mevi gii epzxez us tez fup'v xussz ecuav ov.
 
couqjeti ot sohjv. Vjisi ot pu tewopht. Xustv deti tdipesou xjip neloph vji qeznipv ot vjev vji mipfis xomm liiq zuas $500 us tu gus e nupvj us vxu cigusi tipfoph zua vji nupiz cedl.
 
Vjot ot moli nz 25vj dmutoph, epf vjot tvagg piwis dietit vu ceggmi ni. jeje

O xomm demm vji vovmi dunqepz epf etl vjin xjev vu fu. Vjeplt hazt.

-Jelskel
 
Vjot ot moli nz 25vj dmutoph, epf vjot tvagg piwis dietit vu ceggmi ni.
...
O xomm demm vji vovmi dunqepz epf etl vjin xjev vu fu.

Zit, O lpux, epf ov emtu fiqipft e muv up xjev vovmi dunqepz zua esi atoph. Ov tiint vjiz fup'v gummux vji teni qsudifasi ev vji muxitv miwim, tu ov fiqipft up xju ot sappoph vji dmutoph.
Fof zua demm vjin? Xjev fof vjiz tez?
 
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