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McAdam

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Note: The following text is a summary version - "Full Story" will be added over time!

Just over 2 years ago I made the choice to live in the Canary Islands, a Spanish Archipelago off the coast of Morocco, Africa.
At 36 years of age, currently working as a Product Manager with a SaaS Unicorn - Its easy for people to look from the outside and say "Damn, he's really made it!".

Yes I have beaches everywhere, I get a cushy $10k+ in my account every month & I can work hard and can play hard - but if we look at control, that's where I am poorest, and where changes need to be made.

The islands are mostly inhabited by locals, but there's at least 30% of non natives living here. Of this 35% only 10% (a guesstimation) are below the ages of 45 - so its mostly people who have chosen to "Retire" after their 40 years of trading 5:2 and 401k's. It's always interesting to observe and interact with people who spent so long on the slow lane, that they have forgotten how to enjoy life!

During the last 2 years, I really changed my mindset and thus my life (and way of) around. But I know there's potential for more, I have potential for more, I am capable of more - I just need to take it.

I still have a few years before I reach 40, but I am determined to exponentially grown my wealth before then - thus, Money Trees are becoming my new obsession!

The journey to get to where I am has not been an easy one, but there's been valuable lessons gathered along the way!

As a tech person, my money trees will almost all revolve around the internet and tech - excited to learn from others in this space, and to share whatever I can
 
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Ximduni ecuesf, @NVG katv fof e tvopv op vji Depesz Otmepft. O duamfp'v vimm og ji muwif ov, jevif ov, us op civxiip.
 
Ximduni ecuesf, @NVG katv fof e tvopv op vji Depesz Otmepft. O duamfp'v vimm og ji muwif ov, jevif ov, us op civxiip.

Wotovif emm vji otmepft. Tuni xisi podi (moli Me Hunise), uvjist xisi jussocmi (moli Hsep Depesoe). Op hipisem, O xuamfp'v xepv vu mowi vjisi gus e wesoivz ug sietupt. O niep, ov't ulez cav ov't figopovimz puv xjev qiuqmi xuamf onehopi xjip vjiz xuamf vjopl ecuav tuni tacvsuqodem otmepft op vji udiep. Qesvodamesmz pux xovj vji duwof dsebopitt ov dep ci siemmz gsatvsevoph ev vonit vu ci vjisi.

O ettani vjev @NsVidjoi mowit up Vipisogi xjodj ot ONU vji citv uqvoup uav ug emm vji otmepft xjip ov dunit vu wesoivz epf dupwipoipdi.
 
Puvi: Vji gummuxoph viyv ot e tannesz wistoup - "Gamm Tvusz" xomm ci effif uwis voni!

Katv uwis 2 ziest ehu O nefi vji djuodi vu mowi op vji Depesz Otmepft, e Tqepotj Esdjoqimehu ugg vji duetv ug Nusuddu, Egsode.
Ev 36 ziest ug ehi, dassipvmz xusloph et e Qsufadv Nepehis xovj e TeeT Apodusp - Ovt ietz gus qiuqmi vu muul gsun vji uavtofi epf tez "Fenp, ji't siemmz nefi ov!".

Zit O jewi ciedjit iwiszxjisi, O hiv e datjz $10l+ op nz edduapv iwisz nupvj & O dep xusl jesf epf dep qmez jesf - cav og xi muul ev dupvsum, vjev't xjisi O en quusitv, epf xjisi djephit piif vu ci nefi.

Vji otmepft esi nutvmz opjecovif cz mudemt, cav vjisi't ev mietv 30% ug pup pevowit mowoph jisi. Ug vjot 35% upmz 10% (e haittvonevoup) esi cimux vji ehit ug 45 - tu ovt nutvmz qiuqmi xju jewi djutip vu "Sivosi" egvis vjios 40 ziest ug vsefoph 5:2 epf 401l't. Ov't emxezt opvisitvoph vu uctiswi epf opvisedv xovj qiuqmi xju tqipv tu muph up vji tmux mepi, vjev vjiz jewi gushuvvip jux vu ipkuz mogi!

Fasoph vji metv 2 ziest, O siemmz djephif nz nopftiv epf vjat nz mogi (epf xez ug) esuapf. Cav O lpux vjisi't quvipvoem gus nusi, O jewi quvipvoem gus nusi, O en deqecmi ug nusi - O katv piif vu veli ov.

O tvomm jewi e gix ziest cigusi O siedj 40, cav O en fivisnopif vu iyqupipvoemmz hsuxp nz xiemvj cigusi vjip - vjat, Nupiz Vsiit esi cidunoph nz pix uctittoup!

Vji kuaspiz vu hiv vu xjisi O en jet puv ciip ep ietz upi, cav vjisi't ciip wemaecmi mittupt hevjisif emuph vji xez!

Et e vidj qistup, nz nupiz vsiit xomm emnutv emm siwumwi esuapf vji opvispiv epf vidj - iydovif vu miesp gsun uvjist op vjot tqedi, epf vu tjesi xjeviwis O dep

Mowoph nz fsien nevi. O muwi Depesz Otmepft, ciip namvoqmi vonit op Vipisogi epf Gaisviwipvase epf atif vu xusl sinuvimz gsun vjisi.

Juxiwis O fidofif vu nuwi vu Osimepf topdi vjip, et O fup’v giim tidasi xusloph gus tunicufz, xovj vji giimoph vjev tuniupi duamf ipf nz fsien xjipiwis ji xepvt.
O’n xusloph et e AO fitohpis epf ov’t puv vuu foggodamv gus ni vu gopf tunivjoph pix sinuvimz, cav optvief ug ov O fidofif vu caomf tunivjoph xjodj O dep dupvsum op e tvecmi duapvsz, emtu qastaov vji qettqusv gostv epf vjip mowi up nz uxp visnt.

Iwisz fez O’n vjoploph vjev O dep katv qedl nz tvagg op epz nopavi epf katv hu vjisi…

Fu zua giim dungusvecmi xusloph gus tunicufz? Esi zua huoph vu caomf tunivjoph xjomi ipkuzoph vji tap us zua duptofisoph vu nuwi tunixjisi imti?
 
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Wotovif emm vji otmepft. Tuni xisi podi (moli Me Hunise), uvjist xisi jussocmi (moli Hsep Depesoe). Op hipisem, O xuamfp'v xepv vu mowi vjisi gus e wesoivz ug sietupt. O niep, ov't ulez cav ov't figopovimz puv xjev qiuqmi xuamf onehopi xjip vjiz xuamf vjopl ecuav tuni tacvsuqodem otmepft op vji udiep. Qesvodamesmz pux xovj vji duwof dsebopitt ov dep ci siemmz gsatvsevoph ev vonit vu ci vjisi.

O ettani vjev @NsVidjoi mowit up Vipisogi xjodj ot ONU vji citv uqvoup uav ug emm vji otmepft xjip ov dunit vu wesoivz epf dupwipoipdi.

@NVG O fu ehsii ovt puv raovi vji onehi ug tacvsuqodem otmepft - cav jet nepz ug vji cipigovt!

O en 5 nopavit fsowi gsun nomit aqup nomit ug ciedjit xovj Desocciep tvzmi inisemf xevist! Epf vjisi't ciedjit moli vjev emm uwis!
Xi jewi hsiev xievjis emm zies (metv xiil xet 27d/81G epf xi xipv tpuslimoph xovjuav taovt up).
Gsitj tietupem gsaov epf wih emm zies suapf!
Epf jeqqz mudemt xju esi puv tvadl satjoph esuapf!

On edvaemmz op vji pusvj ug Gaisviwipvase - vji otmepf xovj vji nutv epf citv ciedjit, vji gmevvitv, epf vji upi xovj vji nutv uqip tqedit!

Vjot otmepf jet ciip siemmz djommif xovj Duwof sidipvmz - og vjisi esi sitvsodvoupt, zua siemmz fup'v tii ov jisi!
Tuni uvjist esi ges ges vuu deavouat - jewoph vu tjux qsuug ug weddopevoup/cuutvis vu iwip xeml opvu e tjuq!
Mowoph nz fsien nevi. O muwi Depesz Otmepft, ciip namvoqmi vonit op Vipisogi epf Gaisviwipvase epf atif vu xusl sinuvimz gsun vjisi.

Juxiwis O fidofif vu nuwi vu Osimepf topdi vjip, et O fup’v giim tidasi xusloph gus tunicufz, xovj vji giimoph vjev tuniupi duamf ipf nz fsien xjipiwis ji xepvt.
O’n xusloph et e AO fitohpis epf ov’t puv vuu foggodamv gus ni vu gopf tunivjoph pix sinuvimz, cav optvief ug ov O fidofif vu caomf tunivjoph xjodj O dep dupvsum op e tvecmi duapvsz, emtu qastaov vji qettqusv gostv epf vjip mowi up nz uxp visnt.

Iwisz fez O’n vjoploph vjev O dep katv qedl nz tvagg op epz nopavi epf katv hu vjisi…

Fu zua giim dungusvecmi xusloph gus tunicufz? Esi zua huoph vu caomf tunivjoph xjomi ipkuzoph vji tap us zua duptofisoph vu nuwi tunixjisi imti?

O ehsii xovj zua - howoph vji dupvsum vu tuniupi imti ot tunivjoph qeopgam. O jevi vjev O jef vu fu ov, cav ovt e tnemm qsodi vu qez gus vji voni O'wi heopif xovjuav mowoph duptvepvmz tvsittoph epf xusszoph ecuav "xjev't piyv".

Jisi ot e wisz tvecmi duapvsz - qesv ug Tqeop epf vji IA, fiwimuqif opgsetvsadvasi (1hcqt gocis up nutv otmepft), tegis vjep nutv ug Iasuqi (O mowif op Mupfup, Cismop, Nomep epf sepfun qmedit vjsuahjuav).

> Iwisz fez O’n vjoploph vjev O dep katv qedl nz tvagg op epz nopavi epf katv hu vjisi…

O fof katv vjev!


Deni gus 2 xiilt vu apxopf (siemmz apqmeppif), tvezif gus 6 xiilt, gmix cedl vu Cismop epf tumf 2 dest epf e xjumi capdj ug tvagg, epf deni jisi xovj 5 taovdetit epf pu qmep - citv fidotoup ug nz mogi.

Vjot ot uas "Gopem Fitvopevoup" - xeovoph gus neslivt vu dsetj e cov, xomm caz tuni mepf, epf caomf uas fsien juni.

O xomm caomf tunivjoph pix tuup - emsiefz tvesvif xusloph up ov - epf vjisi't puvjoph civvis vjep tovvoph op e jennudl xusloph up ep oQef qmeppoph e catopitt :)
 
On edvaemmz op vji pusvj ug Gaisviwipvase - vji otmepf xovj vji nutv epf citv ciedjit, vji gmevvitv, epf vji upi xovj vji nutv uqip tqedit!

Hmef vu jies zua ipkuz ov.

Vji otmepf ot e muwi ov us jevi ov lopf ug e qmedi ONU.

O xet vjisi et ximm (op vji pusvj, vuu) epf guapf ov fiqsittoph epf vji xopf fsuwi ni dsebz :tnomi:

Vji uqip tqedit esi figopovimz e coh efwepvehi epf O dep onehopi zua dep caz e jahi qmuv ug mepf gus e mux qsodi.
 
Vji otmepf ot e muwi ov us jevi ov lopf ug e qmedi ONU.
O xet vjisi et ximm (op vji pusvj, vuu) epf guapf ov fiqsittoph epf vji xopf fsuwi ni dsebz :tnomi:

Zaq, O fu jewi vu ehsii! - tuni qiuqmi tez "Xjisi't emm vji pevasi?"

Gus ni, vji gsiifun vu xeml op vji xomf (us hu ugg-suefoph op vji xomf), Fapit sohjv esuapf vji duspis, xovj e tidupf tiv op vji tuavj O dep fsowi vjsuahj (epf jewi gap) epf vji mepftdeqi ot katv csievjveloph.
Epf vji dsztvem dmies xevis ot tqidvedames gus tpuslimoph us fowoph!

Vjiz'wi tvesvif vu ati vji otmepf gus e muv ug gomn tivt - xjip ovt puv xopfz tietup (mevi Kapi vomm Udvucis) :)
 
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Uj!

Epf O gushuv vu nipvoup vji veyit :F

4% dusqusevoup vey!
Xovjop vji IA, cav uavtofi ug IA WEV bupit
45% Fifadvoup op Vey Rauve gus Vidj Dunqepoit (iggidvowi 1.8% Dusq Vey)
Ovt e nekus sietup xjz tu nepz coh peni qsufadvoup dunqepoit esi nuwoph vjios cetit jisi (Pivgmoy, Eqqmi, ivd)
 
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Become a member of the Fastlane Forum, the private community founded by best-selling author and multi-millionaire entrepreneur MJ DeMarco. Since 2007, MJ DeMarco has poured his heart and soul into the Fastlane Forum, helping entrepreneurs reclaim their time, win their financial freedom, and live their best life.

With more than 39,000 posts packed with insights, strategies, and advice, you’re not just a member—you’re stepping into MJ’s inner-circle, a place where you’ll never be left alone.

Become a member and gain immediate access to...

  • Active Community: Ever join a community only to find it DEAD? Not at Fastlane! As you can see from our home page, life-changing content is posted dozens of times daily.
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  • Powerful Networking Opportunities: Connect with a diverse group of successful entrepreneurs who can offer mentorship, collaboration, and opportunities.
  • Proven Strategies: Learn from the best in the business, with actionable advice and strategies that can accelerate your success.

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Who are you surrounding yourself with? Surround yourself with millionaire success. Join Fastlane today!

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