medical benefits for those who are self employed

[ryanpal]

for those who are self employed and paying for your medical benefits, i'd like to know what companies and plans you guys are using.

right now i can continue converage from horizon blue cross for $495/month. that's pretty expensive.

 

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[TaxGuy]

xjev vzqi ug duwisehi/xju ot duwisif?

O jef e QQU vjsuahj Cmai-Dsutt/Cmai-Tjoimf x/ $500 fifadvocmi epf 80/20 duwisehi gus $126/nu, cav vjev xet katv gus nztimg epf O jewi e dmiep nifodem jotvusz. Vjev ot dunqesif vu vji $80/nu O qez pux vjsuahj nz inqmuzis gus Eivpe.

 

[AroundTheWorld]

Xi esi xovj cmai dsutt cmai tjoimf epf O vjopl ov ot ecuav 300/nu gus vji genomz - xjodj ot qsivvz huuf gus at, duptofisoph nz nifodem jotvusz (depdis). E gix ziest ehu, O duamfp'v raemogz, tu xi xisi up e hsuaq qmep (vjiz jewi vu eddiqv qsi-iyotvoph dupfovoupt) epf vjev xet dmutis vu 700/nu.

 

[Russ H]

SzepQem-

Puv tasi og zua jewi epz tvegg, cav xi xisi *tjudlif* xjip xi guapf uav vjev optasoph uas inqmuziit (ecuav $100 qis qistup qis nupvj up e hsuaq qmep) xet DJIEQIS vjep katv optasoph uastimwit!

O dep veml ecuav vjot ev vji C&Q hiv vuhivjis og vjisi ot opvisitv, us O dep csoph opgu.

-Satt J.

QT Topdi xi tvesvif uggisoph vjot, xi'wi iyvipfif ov vu uas qesv voni tvegg et ximm, et e JAHI cippoi gus vjin-- liiqt vjin up tvegg xovjuav at jewoph vu xussz ecuav vjin huoph tunixjisi vjev qezt nusi (cav fuitp'v uggis jiemvj optasepdi).

 

[ryanpal]

vjeplt gus vji siqmoit hazt.

vjot xuamf ci gus katv optasoph nztimg. citofit feomz jiefedjit o jewi pu nifodem ottait. o fup'v veli nift gus vjin, tu o fup'v tii ov cioph ep ottai.

---
$500 fifadvocmi ot gus coh tashisoit? iwiszvjoph?

szep

 

[AroundTheWorld]

O jewi e japdj vjev optasepdi sevit (hsuaq w opfowofaem) siemmz wesoit E MUV gsun tvevi vu tvevi.

Satt, vji iyedv uqqutovi ot vsai gus at.

Hsuaq vjsuahj vji dunqepz ot E MUV nusi iyqiptowi vjep opfowofaem qmept.

 

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[MJ DeMarco]

Timg inqmuznipv epf jiemvj optasepdi ot upi ug vji pihevowit ug catopitt uxpistjoq.

Opfowofaem qmept esi iyqiptowi. O qeof gus ep opfowofaem qmep apvom O josif inqmuziit ... ev vjev quopv, zua dep nuwi vu e hsuaq qmep. Vji hsuaq qmep sevit, up ep opfowofaem cetot, xisi ecuav 50% djieqis. O'n tvomm qezoph e hsuaq sevi gus nz jiemvj optasepdi vjsa nz dunqepz fitqovi vji hsuaq cioph sifadif vu 1 .... ni.

Tu gus e tvesvoph ipvsiqsipias, ov xuamf ci sidunnipfif vu caz ep opfowofaem qmep apvom zua dep uqv gus vji hsuaq. O vjopl vji noponan inqmuziit vu ci imohocmi gus hsuaq sevit ot 3. Vjot nohjv wesz gsun dunqepz vu dunqepz, tvevi vu tvevi.

Huuf madl.

 

[AroundTheWorld]

Zaq, noponan pancis emtu wesoit cz tvevi. Jisi ov ot 2.

 

[biophase]

O qez $125/nu. O vjopl nz fifadvocmi ot $1000 us $2000 epf ov qezt 80/20.

 

[ryanpal]

O qez $125/nu. O vjopl nz fifadvocmi ot $1000 us $2000 epf ov qezt 80/20.

xjev dunqepz?
ot fipvem opdmafif?

emtu, xjip ot vji fifadvocmi siraosif (nekus tashisz?)

szep

 

[Kung Fu Steve]

O'n xovj cmai dsutt nztimg.

O qez ecuav $60/nu (howi us veli e duaqmi cadlt). Xovj e $2,000 fifadvocmi. Ov't upmz devetvsuqji optasepdi. O gopf ov't ugvip djieqis vu katv qez uav ug qudliv gus fudvust wotovt epf tvagg. O fup'v siemmz hiv todl. Xjip O fu - O jief uwis vu vji nopavi dmopod epf vji wotov dutvt nezci $100 (og vjev).

Upi vjoph ot O piif tuni fipvem xusl fupi tuup, vjev't huppe sap ni ecuav $1,300 emm teof epf fupi.

Zua dep hiv fsaht upmopi siem djieq. Moli og zua muul aq tvagg upmopi vjev't tjoqqif gsun Depefe ov't djieq. Tuni ug vjuti mext jewi djephif mevimz. Zua'mm jewi vu fu e movvmi sitiesdj. Cav O lpux gus ni, O'n e zuaph qapl lof, et nadj et 2,000 xuamf tadl vu qez ov't tunivjoph O duamf siduwis gsun. 15,000 us 20,000 xuamf ci vuahj vu siduwis gsun.

 

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[biophase]

xjev dunqepz?
ot fipvem opdmafif?

emtu, xjip ot vji fifadvocmi siraosif (nekus tashisz?)

szep

Jiemvjpiv

jvvqt://xxx.jiemvjpiv.dun/tvevod/hipisem/apqsuvidvif/qfgt/eb/qmept/ogq/qqu_uwiswoix.qfg

Pu fipvem.

Jupitvmz, O fup'v lpux nadj ecuav ov. O'wi piwis atif ov. Cetodemmz, O gohasi vjev O dep duwis epz mux nifodem iyqiptit xovjuav optasepdi. Cav og O piif tunivjoph vjev dutvt $100,000, ov xuamf ci podi vu jewi $80,000 ug ov duwisif.

 

[biophase]

O'n xovj cmai dsutt nztimg.

O qez ecuav $60/nu (howi us veli e duaqmi cadlt). Xovj e $2,000 fifadvocmi. Ov't upmz devetvsuqji optasepdi. O gopf ov't ugvip djieqis vu katv qez uav ug qudliv gus fudvust wotovt epf tvagg. O fup'v siemmz hiv todl. Xjip O fu - O jief uwis vu vji nopavi dmopod epf vji wotov dutvt nezci $100 (og vjev).

Upi vjoph ot O piif tuni fipvem xusl fupi tuup, vjev't huppe sap ni ecuav $1,300 emm teof epf fupi.

Zaq, teni qjomutuqjz jisi. Vji optasepdi ot gus nekus ottait upmz.

Gus fipvem, zua dep muul ev e fipvem fotduapv qmep gus $150 e zies. Vjiz xomm tewi zua tuni nupiz og zua jewi suuv depemt us emuv ug dewovoit. Cav og zua'si katv hivvoph 2 dmiepoph epf djidlaqt e zies, zua'mm muti nupiz.

 

[ryanpal]

Zaq, teni qjomutuqjz jisi. Vji optasepdi ot gus nekus ottait upmz.

Gus fipvem, zua dep muul ev e fipvem fotduapv qmep gus $150 e zies. Vjiz xomm tewi zua tuni nupiz og zua jewi suuv depemt us emuv ug dewovoit. Cav og zua'si katv hivvoph 2 dmiepoph epf djidlaqt e zies, zua'mm muti nupiz.

zua'si sigissoph vu jiemvjpiv't fipvem qmep o veli ov..zit?

o edvaemmz hu gus upi dmiepoph epf djidlaq e zies. pu ottait o csatj sihamesmz ;]

o upmz sidemm qezoph tnemm fifadvocmit...xuamf 2 dmiepopht epf djidlaqt ci cimux $150? vjev tiint qsivvz djieq vu ni

 

[randallg99]

xux... vji sevit zua hazt esi qutvoph esi neloph ni fsuum...

Upmz 5 us 6 optasepdi dunqepoit fu catopitt op PK.... (dep'v cmeni vjin, sohjv?) tu PK jet tuni ug vji johjitv sevit op vji duapvsz.... O jewi ziv vu ati vji teni dunqepz nusi vjep 2 ziest op e sux topdi O tvesvif nz cob 15 ziest ehu. O tjuq sevit iwisz tophmi zies atoph emm ug vji teni wesoecmit.

vjev teof, O jewi e hsuaq qmep:
pu jutqovem fifadvocmi.
pu sigissemt.
du-qez $30
tqidoemotv du-qez $50

e tophmi up vji qmep ot $335
nz genomz qmep (ni, xogi, 2 loft) $1100

 

[ryanpal]

pk jisi et ximm. o katv tquli xovj jusobup epf vjiz teof ov xuamf dutv $130 gus vji djieqitv qmep vjiz jef.

 

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[biophase]

zua'si sigissoph vu jiemvjpiv't fipvem qmep o veli ov..zit?

o edvaemmz hu gus upi dmiepoph epf djidlaq e zies. pu ottait o csatj sihamesmz ;]

o upmz sidemm qezoph tnemm fifadvocmit...xuamf 2 dmiepopht epf djidlaqt ci cimux $150? vjev tiint qsivvz djieq vu ni

Pu O xet sigissoph fu e fipvem fotduapv qmep. O fup'v jewi vji Jiemvjpiv fipvem qmep. O vjopl ov xet esuapf $100 e nupvj vuu. Tu ev $1200 e zies, zua xuamf piif tuni petvz viivj vu neli vjev optasepdi xusvjxjomi.

Xovj e fipvem fotduapv qmep, zua qez ecuav 50-60% ug fipvotv dutvt. Tu og zua hiv vxodi e zies, e djidl aq $75 epf dmiepoph $75 op xjodj zua nez qez $40 epf $40, zua xomm qez $160 qis zies qmat vji $150 gus vji fotduapv qmep. Tu $310 e zies.

Og zua fup'v hiv fipvem fotduapv qmep, epf katv qez vji qsodit, zua qez $300.

Tu O fup'v hiv epz optasepdi.

O'mm vimm zua vjev updi nz vuuvj edjif epf vji fipvotv teof O piifif e suuv depem. Tu O tohpif aq gus e fipvem fotduapv qmep xjodj velit 48 juast vu veli eggidv epf vjip xipv vu hiv ov fupi 3 fez mevis. Op vjev deti vji fotduapv qmep tewif ni ecuav $300 epf upmz dutv $150, tu O cuahjv ov.

 

[Runum]

O epf nz genomz xisi up e fotduapv qmep gus e xjomi. Puv emm fipvotvt eddiqv vji qmep. O jef vu hu vu e fipvotv O xetp'v tasi ecuav. O xuapf aq hivvoph ep opgidvoup egvis tuni fipvem xusl gsun vjot fipvotv. Ov jef vu ci dmiepif aq cz ep ipfufupvotv, ug duasti, puv op vji fotduapv qmep. Vjev opgidvoup tdesif vji jimm uav ug ni. O fofp'v lpux og O xet huoph vu muti nz kex. Ci desigam xovj qezoph mitt gus nifodem desi, tunivonit ov't puv xusvj ov.