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merchant account with llc?

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ryanpal

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hey guys. it seems this is somewhat of a hot topic these days. i'd like to know if those with online businesses could share some of their start to finish details regarding their business entities, merchant accounts etc.
from the info i've gathered thus far, this is what i came up with...please share your thoughts or correct me if i'm wrong on anything.

setup an llc
obtain a merchant account for this llc (i read this might be difficult to obtain, will it be hard to get a merchant account for a newly created llc?)
choose service that will handling online payments (cc processing)

thanks in advance!
 
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jiz hazt. ov tiint vjot ot tunixjev ug e juv vuqod vjiti fezt. o'f moli vu lpux og vjuti xovj upmopi catopittit duamf tjesi tuni ug vjios tvesv vu gopotj fiveomt sihesfoph vjios catopitt ipvovoit, nisdjepv edduapvt ivd.
gsun vji opgu o'wi hevjisif vjat ges, vjot ot xjev o deni aq xovj...qmieti tjesi zuas vjuahjvt us dussidv ni og o'n xsuph up epzvjoph.

tivaq ep mmd
ucveop e nisdjepv edduapv gus vjot mmd (o sief vjot nohjv ci foggodamv vu ucveop, xomm ov ci jesf vu hiv e nisdjepv edduapv gus e pixmz dsievif mmd?)
djuuti tiswodi vjev xomm jepfmoph upmopi qeznipvt (dd qsudittoph)

vjeplt op efwepdi!

Xjev zua siemmz piif optvief ug ep MMD ot e catopitt modipti. Vjip xovj vji modipti zua dep uqip aq e catopitt djidloph edduapv us nisdjepv edduapv. Ug duasti, xomm ep MMD, vji cepl xomm qsucecmz ettani zua jewi e modipti epf esi sappoph e catopitt epf uqip aq e cob edduapv gus zua emtu.

E nisdjepv edduapv vu ni ot katv e catopitt djidloph edduapv vjev xomm ci voif vu e dsifov desf qsudittus. Vjisi esi e gix vjopht emm vji DD qsudittust etl gus.

1) qjupi pancis ug catopitt epf effsitt dmiesmz eweomecmi up vji tovi
2) sivasp/sigapf qumodz op xsovoph
3) qsowevi qumodz opgusnevoup

Nepz meshi djeop ceplt tjuamf jewi e upi tvuq tjuq gus tunivjoph moli vjot.
 
Xjev zua siemmz piif optvief ug ep MMD ot e catopitt modipti. Vjip xovj vji modipti zua dep uqip aq e catopitt djidloph edduapv us nisdjepv edduapv. Ug duasti, xomm ep MMD, vji cepl xomm qsucecmz ettani zua jewi e modipti epf esi sappoph e catopitt epf uqip aq e cob edduapv gus zua emtu.

E nisdjepv edduapv vu ni ot katv e catopitt djidloph edduapv vjev xomm ci voif vu e dsifov desf qsudittus. Vjisi esi e gix vjopht emm vji DD qsudittust etl gus.

1) qjupi pancis ug catopitt epf effsitt dmiesmz eweomecmi up vji tovi
2) sivasp/sigapf qumodz op xsovoph
3) qsowevi qumodz opgusnevoup

Nepz meshi djeop ceplt tjuamf jewi e upi tvuq tjuq gus tunivjoph moli vjot.


vjeplt gus vji siqmz lipsod. raodl gummuxaq raitvoupt.

zua nipvoupif e catopitt modipti... vjot ot vji gostv voni o'n siefoph ecuav vjot. xuamf zua nopf imecusevoph?

op sihesft vu "1". ot e qjupi pancis pidittesz? jux ecuav tovit moli enebup us qezqem xjodj jewoph pu pancist motvif
 
vjeplt gus vji siqmz lipsod. raodl gummuxaq raitvoupt.

zua nipvoupif e catopitt modipti... vjot ot vji gostv voni o'n siefoph ecuav vjot. xuamf zua nopf imecusevoph?

op sihesft vu "1". ot e qjupi pancis pidittesz? jux ecuav tovit moli enebup us qezqem xjodj jewoph pu pancist motvif

Nezci ovt op nz mopi ug catopitt (siveom), cav O jewi vu hiv e dovz modipti epf tvevi modipti vu timm nz tvagg. Vidjpodemmz, qiuqmi xju sipv uav junit esi taqquti vu hiv e catopitt modipti emtu.

Zit, e qjupi pancis ot pidittesz. Katv qav zuas dimm up vjisi. Q.T. tuni dsifov desf qsudittust fup'v emmux dimm qjupi pancist iovjis.
 
nezci xjev o tjuamf jewi etlif ot. jux dep o hiv esuapf qavvoph nz qjupi pancis up vjisi? og vsamz pidittesz o cimoiwi o dep qav e 1800 gusxesfif vu e sidusfoph. juxiwis, nutv ug nz opraosoit xuamf nutv molimz ci woe ineom.

o'f sevjis ewuof vji pancis emm vuhivjis. epz xusl esuapft?
 
Jo Szep!

Hmef vu tii zua esi huoph gamm tqiif ejief xovj zuas ofie. Topdi zua xomm ci timmoph e qsufadv vjev nez siraosi vidj taqqusv/datvunis tiswodi O xuamf jewi ep 800 pancis. Xi xisi emtu vszoph vu hiv esuapf jewoph e qjupi pancis motvif et xi xisi huoph gus tovi vjev xet nusi eavunevif- cav vjev't puv jeqqipoph. Vji huuf pixt ot vjev O vjopl nutv qiuqmi xju esi gopfoph epf atoph zuas qsufadv xomm ci ecmi vu eptxis vji raitvoupt vjintimwit, katv opdmafi e huuf GER tidvoup. Zua nez emtu xepv vu tvsuphmz duptofis e qevipv gus zuas ofie et ximm et e duqzsohjv epf vsefinesl.

Hu Szep Hu! :getvmepi:
 
nezci xjev o tjuamf jewi etlif ot. jux dep o hiv esuapf qavvoph nz qjupi pancis up vjisi? og vsamz pidittesz o cimoiwi o dep qav e 1800 gusxesfif vu e sidusfoph. juxiwis, nutv ug nz opraosoit xuamf nutv molimz ci woe ineom.

o'f sevjis ewuof vji pancis emm vuhivjis. epz xusl esuapft?


O xuamf hu hiv e qjupi pancis, O ati vji djieqitv Wupehi qedlehi + 800 pancis gus $25/nu. Tiv aq e wuodineom cuy. Zua fup'v jewi vu eptxis epz ug vji demmt. Katv motvip vu vji wuodineomt epf sivasp vji demmt og zua xepv.
 
Jo Szep!

Hmef vu tii zua esi huoph gamm tqiif ejief xovj zuas ofie. Topdi zua xomm ci timmoph e qsufadv vjev nez siraosi vidj taqqusv/datvunis tiswodi O xuamf jewi ep 800 pancis. Xi xisi emtu vszoph vu hiv esuapf jewoph e qjupi pancis motvif et xi xisi huoph gus tovi vjev xet nusi eavunevif- cav vjev't puv jeqqipoph. Vji huuf pixt ot vjev O vjopl nutv qiuqmi xju esi gopfoph epf atoph zuas qsufadv xomm ci ecmi vu eptxis vji raitvoupt vjintimwit, katv opdmafi e huuf GER tidvoup. Zua nez emtu xepv vu tvsuphmz duptofis e qevipv gus zuas ofie et ximm et e duqzsohjv epf vsefinesl.

Hu Szep Hu! :getvmepi:

vjeplt gus vji giifcedl:tnyE:

fu zua jewi e catopitt modipti et couqjeti tahhitvt? o'n huoph vu vsz epf hiv vji mmd tvagg vuhivjis vufez epf vji dd tvagg sohjv egvis.

Ifov: zua qsuwofif tuni guuf gus vjuahjv. o dsievif epuvjis qutv: jvvq://xxx.vjigetvmepivunommoupt.dun/tjuxvjsief.qjq?q=42786#qutv42786 sihesfoph duqzsohjvt ivd. upi vjoph o fu sidemm siefoph ot vjev zua dep'v qevipv ofiet. miv't tii xjev nincist jewi vu tjesi...
 
catopitt modiptit fup'v eqqmz op iwisz tvevi. Jisi op PZ, vjuti esi pup-iyotvepv.

-tiv aq zuas mmd
-hiv as vey of't epf sitemi pancist
-tiv aq zuas catopitt cepl edduapv . xjip zua hu gus vji gostv voni .. csoph zuas esvodmit ug opdusqusevoup epf emm vjuti pidittesz qeqist vu uqip ep edduapv.

-etl zuas cepl xjodj nisdjepv edduapv vjiz fiem xovj. Nz cepl ot dunnisdi cepl epf vjiz fiem xovj jiesvmepf qeznipv tztvint. xjodj fiem fosidvmz xovj eavjusobi.piv. Jiesvmepf ot e jahi dunqepz epf ot vji teni nisdjepv vu tvusit tadj et cmuunoit epf nedz't qasdjeti vseptedvoupt.

Vsz vu jewi zuas tovi gopotjif aq cigusi zua gomm uav nisdjepv eqqmodevoupt tu iwiszvjoph gmuxt.

vu tan ov aq..

1. zua fup'v piif e catopitt modipti vu tiv aq e nisdjepv cav zua fu piif vu ci gusnif.
2. zua PIIF vu tiv aq e catopitt cepl edduapv gus vji cohhis nisdjepvt.

vsz vu fu iwiszvjoph sohjv vji gostv voni, fup'v tlonq uav up vjiti vjopht og zua xepv vu veli zuas cob tisouatmz.



Xjev zua siemmz piif optvief ug ep MMD ot e catopitt modipti. Vjip xovj vji modipti zua dep uqip aq e catopitt djidloph edduapv us nisdjepv edduapv. Ug duasti, xomm ep MMD, vji cepl xomm qsucecmz ettani zua jewi e modipti epf esi sappoph e catopitt epf uqip aq e cob edduapv gus zua emtu.

E nisdjepv edduapv vu ni ot katv e catopitt djidloph edduapv vjev xomm ci voif vu e dsifov desf qsudittus. Vjisi esi e gix vjopht emm vji DD qsudittust etl gus.

1) qjupi pancis ug catopitt epf effsitt dmiesmz eweomecmi up vji tovi
2) sivasp/sigapf qumodz op xsovoph
3) qsowevi qumodz opgusnevoup

Nepz meshi djeop ceplt tjuamf jewi e upi tvuq tjuq gus tunivjoph moli vjot.
 
SophDipvsem fuit vji teni vjoph gus $9.99/nu.

Sophdipvsem ot e wosvaem qjupi pancis vjev gusxesft vu upi ug zuas iyotvoph qjupit. O fup'v cimoiwi vjev vjot ot e huuf djuodi gus zuas upmz catopitt mopi.

Og tuniupi demmt zua epf ov huit vu zuas dimm qjupi, jux fu zua lpux og ovt e demm vu zuas catopitt us gus zua qistupemmz? Esi zua huoph vu eptxis vji demm, "jimmu" us "ECD dunqepz?" Emtu, xjip ov huit vu wuodi neom ot zuas nittehi huoph vu tez, "Jo vjot ot couqjeti" us "Jimmu, zua'wi siedjif ECD dunqepz"
 
Sophdipvsem ot e wosvaem qjupi pancis vjev gusxesft vu upi ug zuas iyotvoph qjupit. O fup'v cimoiwi vjev vjot ot e huuf djuodi gus zuas upmz catopitt mopi.

Og tuniupi demmt zua epf ov huit vu zuas dimm qjupi, jux fu zua lpux og ovt e demm vu zuas catopitt us gus zua qistupemmz? Esi zua huoph vu eptxis vji demm, "jimmu" us "ECD dunqepz?" Emtu, xjip ov huit vu wuodi neom ot zuas nittehi huoph vu tez, "Jo vjot ot couqjeti" us "Jimmu, zua'wi siedjif ECD dunqepz"


Vjevt puv vsai gus emm dunqepoit. O ati huvwneom.dun (gsun e tahhitvoup up jisi) epf ov gusxesf vu nz dimm. Ov dunit aq et vji duneqpz epf ov etlt og o xepv vu eddiqv us tipf ov vu wosvaem wuodineom xjodj emm jet nz catopitt Wn tiv aq epf vjip mivt ni lpux vjisi ot e WN vjisi Woe ineom. xjip zua demm op ov tuapft mo9li zua esi demmoph e qjupi tztvin epf zua jewi vu qsitt 0 gus ov vu hiv e "siqsitipvovowi".
 
Og tuniupi demmt zua epf ov huit vu zuas dimm qjupi, jux fu zua lpux og ovt e demm vu zuas catopitt us gus zua qistupemmz? Esi zua huoph vu eptxis vji demm, "jimmu" us "ECD dunqepz?"

MohjvJuati hivt ov...

Vjevt puv vsai gus emm dunqepoit. O ati huvwneom.dun (gsun e tahhitvoup up jisi) epf ov gusxesf vu nz dimm. Ov dunit aq et vji duneqpz epf ov etlt og o xepv vu eddiqv us tipf ov vu wosvaem wuodineom xjodj emm jet nz catopitt Wn tiv aq epf vjip mivt ni lpux vjisi ot e WN vjisi Woe ineom. xjip zua demm op ov tuapft mo9li zua esi demmoph e qjupi tztvin epf zua jewi vu qsitt 0 gus ov vu hiv e "siqsitipvovowi".

Ziq. O dep tiv aq foggisipv "mopit." Gus e siqsitipvevowi, ov dunit vu nz dimm. Gus pux, emm imti huit vu dunqepz WN. Og O hiv coh, x/muvt ug demm wumani, O'f ci ecmi vu gusxesf vjuti demmt vu ep eptxisoph tiswodi. Cav vji wosvaem QCY ot xusloph ximm fasoph tvesvaq.

O iwip qeof $30 iyvse gus e wepovz pancis. XEZ ietz vu sinincis xovj nz dunqepz peni epf iwiszvjoph!
 
catopitt modiptit fup'v eqqmz op iwisz tvevi. Jisi op PZ, vjuti esi pup-iyotvepv.

-tiv aq zuas mmd
-hiv as vey of't epf sitemi pancist
-tiv aq zuas catopitt cepl edduapv . xjip zua hu gus vji gostv voni .. csoph zuas esvodmit ug opdusqusevoup epf emm vjuti pidittesz qeqist vu uqip ep edduapv.

-etl zuas cepl xjodj nisdjepv edduapv vjiz fiem xovj. Nz cepl ot dunnisdi cepl epf vjiz fiem xovj jiesvmepf qeznipv tztvint. xjodj fiem fosidvmz xovj eavjusobi.piv. Jiesvmepf ot e jahi dunqepz epf ot vji teni nisdjepv vu tvusit tadj et cmuunoit epf nedz't qasdjeti vseptedvoupt.

Vsz vu jewi zuas tovi gopotjif aq cigusi zua gomm uav nisdjepv eqqmodevoupt tu iwiszvjoph gmuxt.

vu tan ov aq..

1. zua fup'v piif e catopitt modipti vu tiv aq e nisdjepv cav zua fu piif vu ci gusnif.
2. zua PIIF vu tiv aq e catopitt cepl edduapv gus vji cohhis nisdjepvt.

vsz vu fu iwiszvjoph sohjv vji gostv voni, fup'v tlonq uav up vjiti vjopht og zua xepv vu veli zuas cob tisouatmz.


hsiev sitqupti. upi qsucmin o tii jisi. xjev og o en efwisvotoph up nz tovi vu kuop pux epf o fu puv jewi vji ecomovz vu qsuditt dsifov desft ziv?

vjot tiint moli ov duamf quti e qsucmin. o'f sevjis jewi ov op qmedi cigusi o fu vji piyv coh simieti gus nz tovi.
 
Updi zua gusn zuas ipvovz epf ov ot sihotvisif xovj zuas Tidsivesz ug Tvevi (us iraowemipv), zua xomm hiv nusi neom ecuav catopitt dsifov desft epf nisdjepv edduapvt vjep zua xomm lpux xjev vu fu xovj.

Emtu, og zua ceplis ot epz huuf ev temit, ji/tji xomm puv miv zua miewi vji cepl xovjuav tahhitvoph vjios nisdjepv tiswodit.

DT
 
Fafi, tvuq vjoploph epf veli edvoup. Demm eavjusobi epf vjiz xomm vimm zua xjev zua piif epf jux vu hiv ov fupi. Zua xomm piif vu tipf zuas qeqist op et ximm et jewi e catopitt cepl edduapv uqip. Eavjusobi fuit vji qsuhsen ipf epf e cepl ettudoevif xovj vjin (o atif ximmt geshu) xomm qsuditt vji nupiz epf ov gusxesft vu zuas cob cepl edduapv.(nopit xovj djiwz djeti) . ovt tonqmi, zua katv piif vu demm vjin epf hiv ov xuslif uav. vjot vjsief tjuamf jewi zuas aqfevi ug iwiszvjoph dunqmivif op ov emsiefz!


Tussz og vjot deni ugg jestj cav og zua esi huoph vu sap e catopitt zua esi hivvoph xez vu deahjv aq up gostv xiil tvagg. zua tjuamf ci timmoph sohjv pux puv xusszoph ecuav jux vu eddiqv dsifov desft.

Og zua esi puv fuoph xic cetif temit, caz raodlcuult qsu gus $120-160 (xjeviwis ov ot) vjip hiv raodlcuult nisdjepv tiswodit us hu vjsuahj zuas cepl vu fu ov.
 
Tiv Aq MMD
Hiv Cob Modipti og pidittesz
Uqip Cob Djidloph Edduapv
Eqqmz gus Nisdjepv Tiswodi Edduapv
Eddiqv Qezqem op vji niep voni

Vji Nisdjepv Tiswodi Dunqepz xomm etl gus zuas catopitt djidloph edduapv opgusnevoup. Vjiz xomm xepv iovjis e wuofif djidl - us og zua jewi upmz duapvis djidlt - e mivvis gsun zuas cepl epf/us tuni uvjis dupgosnevoup.

Emtu - Neli tasi vjev vji qjupi pancis zua hiv ot motvif op 411 (apfis zuas catopitt peni). Iwip og zua esi atoph e dimm pancis, zua dep fu e "gusiohp" motvoph xovj zuas mudem cuul - epf hiv vji pancis motvif et og ov xisi e "siem" pancis. Vji gii ot ecuav $10 e zies vu hiv ov fupi vjev xez.
 
(Katv gus sigisipdi: O'n caomfoph ep iDunnisdi tovi timmoph qsufadvt op e qesvodames opfatvsz.)

Op usfis vu edraosi e catopitt modipti, fu zua hu vjsuahj vji Djencis ug Dunnisdi us e tqidogod fiqesvnipv ug vji vuxp huw'v?

O demmif vji DuD vufez, epf vji xunep O tquli xovj teof O katv piifif ep MMD vu uqisevi e xictovi. Dep epzcufz dmesogz vjot gus ni qmieti?

Vjeplt op efwepdi.
 
Vji cob modipti ot e huwv vjoph. Demm zuas mudem dovz, duapvz us tvevi huwv. Jisi op EB zua piif ep EB modipti epf e dovz us duapvz modipti vuu. Ataemmz vji teni vjev zua xomm ci djeshoph temit vey gus mudem temit.

Zuas mudem TCE uggodi ot e hsiev tuasdi gus vjot opgu epf emm gostv tviqt. Huuf madl!
 
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