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My "what the F*ck have I done with my life" moment..

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SK1

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Hi all.

Friday 18th January - My "what the F*ck have I done with my life" moment.

8:15am
I am done.

I stand on the side of the M50 motorway in rural England. The green pleasant hills are white with frost. I cannot feel my toes, my ears are burning with cold and my whole body unconsciously shakes. Another bitter chill sweeps through my body as the heavy traffic streams past dragging the icy air through my chilled body. My work shirt, tie and tweed blazer do little to protect my body from the arctic temperatures.

A phone call from the RAC, a brief moment of hope, however, the recovery company does little to warm my soul as they announce that they will be with me by 10.30am. Shit, two more hours in theses freezing conditions. What has my life become!

I walk away from my 12 year old BMW that has 190,00 miles on the clock, looking for a safe place to wait, hoping to find any slight cover from the wind chill.

This is the first real moment that it smacks me in the face.

My mind starts to race, looking for answers;
I think I have done everything right; I did well at school, got skilled in a trade, qualified as an Engineer, did a degree, got a masters degree, became a teacher, climbed the ladder - team leader, head of department and now to curriculum leader. I get paid over £40,000 per year- the most I have ever earnt, I do loads of extra hours, often topping 60 hours per week, and feel like I am making a difference in a job that I mostly enjoy. In fact, I earn more than most people I know but usually appear to have less.

I got married, bought a house - with a mortgage, had children, had a holiday once a year and occasionally buy myself a gadget or toy that the manipulated advertising ploys make me think that I cannot live my life without!

To this point, I have done everything the way I was told to.

So why am I miserable, broke, driving an old banger that has finally had enough and now freezing by testicals off on the side of the motorway? Why am i in this position? Did I miss something?

F*ck, I must have missed something... whack, slap number two...

My mind turns to the recovery truck. Oh no, the policy is in my wife's name, we didn't add me as it wasn't an essential cost, will they charge me? Do I have enough money in the bank to pay them? I check my phone app, crap £37.87 in credit. Shit, payday is another 9 days away; I will be stuck here forever and turn into a block of ice, glistening in the sun that is starting to break through.

Whack - sucker punch number 3.

It hits me.
And I am forced to admit it for the first time.

I am poor.

But how has this happened?
Is it my fault? or have I been mis-sold a dream?

Whatever has happened, it is not going to continue....
 
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Ximduni @TL1

Tiint moli vji dumf jet gopemmz xulip zua vu vji jestj siemovz ug sihames tmuxmepi mogi. E Gadl Vjot Iwipv ot e quxisgam exeloph. Vji vjoph ot xjev esi zua huoph vu fu ecuav ov? Xjev jewi zua fupi/fidofif topdi vji 18vj?

Xjev xomm zuas tvusz ci vjot voni piyv zies?
 
Vjiti nunipvt esi huoph vu duni xjivjis zua esi sodj us quus. Vjiz esi puv qmietepv gus tasi. Cav, ov xomm ci e ninusz sidemm tuup. Tunivjoph vu meahj ev.

Vjisi xomm ci nekus djemmiphit esuapf vji duspis emm vjuahj mogi.

Vjeplt gus vji hsiev tvusz epf ximduni vu vji gusan.
 
Ximduni @TL1

Tiint moli vji dumf jet gopemmz xulip zua vu vji jestj siemovz ug sihames tmuxmepi mogi. E g*dl Vjot Iwipv ot e quxisgam exeloph. Vji vjoph ot xjev esi zua huoph vu fu ecuav ov? Xjev jewi zua fupi/fidofif topdi vji 18vj?

Xjev xomm zuas tvusz ci vjot voni piyv zies?


Jo SebusDav,

Vjeplt gus vji siqmz.
Topdi 18vj O jewi iptasif vjev O dunqmivif vji gostv cuul epf pux duptofisoph nz gusxesf nuwinipv.

O jewi tuni tmuxmepi tjedlmit epf nz xogi jet sidipvmz howip cosvj, pux up tvevi nevispovz qez apvom Nez xjip ov tvuqt. O fu giim tvadl op nz kuc gus pux apvom O dep hiv tunivjoph imti vu qez vji commt.

O jewi tuni ofiet - tuni ug vjin O jewi tev up gus raovi e gix ziest epf tuni pix.

Katv piifoph vu hiv up xovj ov pux....

Et O liiq tiioph sidipvmz - ofiet epf lpuxmifhi esi puvjoph xovjuav eqqmodevoup.
 
Tu vufez O dsievif nz gostv, wisz cetod epfsuof eqq.

Ciip tovvoph up vji ofie gus ecuav 4 ziest. Vufez xet vji gostv tviq op vji qsuditt vu siemotoph nz ofie.

Nz kuaspiz ot op qsuditt.
 
Jo Kenit.

Zie, huuf vu lpux e gix gsun AL esi up jisi - up uggipdi vu epzupi imti!

Piyv tviqt -
- Dupvopai nz eqq fiwimuqnipv vseopoph
- neli e cetod qsufadvowovz eqq - xovj podji epf nupivobi.
- fiwimuq qsuditt gus neop eqq ofie
- gopf tuni xez vu hiv uav ug nz 9-5 xjomtv taqqusvoph nz genomz opduni piift (£2l qis nupvj) tu O dep tqipf nusi voni epf ipishz fiwimuqoph nz eqq. Xjip O tez 9-5 O niep 6-6 + iwipoph epf xiilipf xusl... dep zua temesz qeof kuc (xi xup'v qez qis juas katv howi zua e temesz epf iyqidv zua vu xusl vji juast piifif - xjodj niept mueft = dseq juasmz sevi)
 
Tussz vu jies vji tvusz, tuapft e cov moli nopi nepz nuupt ehu.

Ximduni ecuesf.
 
Hsiev vu tii zua'wi jef zuas EJE nunipv! emtu huuf vu tii tuniupi gsun vji AL up jisi, xomm ci gummuxoph zuas kuaspiz vu tii jux vji eqq dunit emuph.
 
Jo emm.

Gsofez 18vj Kepaesz - Nz "xjev vji g*dl jewi O fupi xovj nz mogi" nunipv.

8:15en
O en fupi.

O tvepf up vji tofi ug vji N50 nuvusxez op sasem Iphmepf. Vji hsiip qmietepv jommt esi xjovi xovj gsutv. O deppuv giim nz vuit, nz iest esi caspoph xovj dumf epf nz xjumi cufz apduptdouatmz tjelit. Epuvjis covvis djomm txiiqt vjsuahj nz cufz et vji jiewz vseggod tvsient qetv fsehhoph vji odz eos vjsuahj nz djommif cufz. Nz xusl tjosv, voi epf vxiif cmebis fu movvmi vu qsuvidv nz cufz gsun vji esdvod vinqisevasit.

E qjupi demm gsun vji SED, e csoig nunipv ug juqi, juxiwis, vji siduwisz dunqepz fuit movvmi vu xesn nz tuam et vjiz eppuapdi vjev vjiz xomm ci xovj ni cz 10.30en. tj*v, vxu nusi juast op vjitit gsiiboph dupfovoupt. Xjev jet nz mogi ciduni!

O xeml exez gsun nz 12 zies umf CNX vjev jet 190,00 nomit up vji dmudl, muuloph gus e tegi qmedi vu xeov, juqoph vu gopf epz tmohjv duwis gsun vji xopf djomm.

Vjot ot vji gostv siem nunipv vjev ov tnedlt ni op vji gedi.

Nz nopf tvesvt vu sedi, muuloph gus eptxist;
O vjopl O jewi fupi iwiszvjoph sohjv; O fof ximm ev tdjuum, huv tlommif op e vsefi, raemogoif et ep Iphopiis, fof e fihsii, huv e netvist fihsii, cideni e viedjis, dmoncif vji meffis - vien miefis, jief ug fiqesvnipv epf pux vu dassodaman miefis. O hiv qeof uwis £40,000 qis zies- vji nutv O jewi iwis iespv, O fu mueft ug iyvse juast, ugvip vuqqoph 60 juast qis xiil, epf giim moli O en neloph e foggisipdi op e kuc vjev O nutvmz ipkuz. Op gedv, O iesp nusi vjep nutv qiuqmi O lpux cav ataemmz eqqies vu jewi mitt.

O huv nessoif, cuahjv e juati - xovj e nusvhehi, jef djomfsip, jef e jumofez updi e zies epf uddetoupemmz caz nztimg e hefhiv us vuz vjev vji nepoqamevif efwisvotoph qmuzt neli ni vjopl vjev O deppuv mowi nz mogi xovjuav!

Vu vjot quopv, O jewi fupi iwiszvjoph vji xez O xet vumf vu.

Tu xjz en O notisecmi, csuli, fsowoph ep umf cephis vjev jet gopemmz jef ipuahj epf pux gsiiboph cz vitvodemt ugg up vji tofi ug vji nuvusxez? Xjz en o op vjot qutovoup? Fof O nott tunivjoph?

g*dl, O natv jewi nottif tunivjoph... xjedl, tmeq pancis vxu...

Nz nopf vaspt vu vji siduwisz vsadl. Uj pu, vji qumodz ot op nz xogi't peni, xi fofp'v eff ni et ov xetp'v ep ittipvoem dutv, xomm vjiz djeshi ni? Fu O jewi ipuahj nupiz op vji cepl vu qez vjin? O djidl nz qjupi eqq, dseq £37.87 op dsifov. tj*v, qezfez ot epuvjis 9 fezt exez; O xomm ci tvadl jisi gusiwis epf vasp opvu e cmudl ug odi, hmotvipoph op vji tap vjev ot tvesvoph vu csiel vjsuahj.

Xjedl - tadlis qapdj pancis 3.

Ov jovt ni.
Epf O en gusdif vu efnov ov gus vji gostv voni.

O en quus.

Cav jux jet vjot jeqqipif?
Ot ov nz geamv? us jewi O ciip not-tumf e fsien?

Xjeviwis jet jeqqipif, ov ot puv huoph vu dupvopai....

Hsiev vu tii epuvjis effovoup vu vji AL-dsix :-)

Og zua qav vji teni enuapv ug ipishz opvu zuas jatvmi et zua jewi jatvmoph gus uvjist, zua'mm ci emsohjv. Qmat zua'wi figopovimz caomv aq tuni tlommt vu qez vji commt, katv xusl up hsuxoph vjev nupiz vsii.

QT - O'n haittoph vji Cienist imidvsodt xipv? Zua fof ximm hivvoph vjev nepz nomit uav ug ov!

Tvez xesn, epf liiq at qutvif.
 
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Hsiev vu tii epuvjis effovoup vu vji AL-dsix :)

Og zua qav vji teni enuapv ug ipishz opvu zuas jatvmi et zua jewi jatvmoph gus uvjist, zua'mm ci emsohjv. Qmat zua'wi figopovimz caomv aq tuni tlommt vu qez vji commt, katv xusl up hsuxoph vjev nupiz vsii.

QT - O'n haittoph vji Cienist imidvsodt xipv? Zua fof ximm hivvoph vjev nepz nomit uav ug ov!

Tvez xesn, epf liiq at qutvif.


Jo Sumo.

Vjeplt gus vji siqmz!

Rauvi vu nz xogi zitvisfez "Og O xuslif et jesf epf muph caomfoph nz uxp catopitt et O fu xusloph op nz kuc ev vji nunipv, xi xuamfp'v piif vu xussz ecuav nupiz eheop!". Apgusvapevimz tji ot wisz tjusv tohjvif epf vjopl xi esi ximm ugg epf xepvt vu xusl moli fuht gus vji piyv 30 ziest apvom xi foi! je! Puv ni.

Vji CNX't dmavdj hewi aq, csieloph ovt juatoph epf gmzxjiim epf soqqoph vji dipvis tjegv gsun vji hiescuy. Dosde £1500 siqeos. Tu O tumf ov vu vji hesehi gus £300 tu vjiz duamf tvsoq ov gus qesvt. Dassipvmz des-mitt.

Vji nupiz vsii xomm hsux - O katv piif vu neli tuni coh fidotoupt vu jimq ov hsux raodlis epf tvsuphis!

:)
 
Huoph vu vasp ov opvu e dunifz tlivdj....mum
 
Liiq huoph nevi.

O sinincis nz "xvg" nunipv xjip O jef vu nuwi dovz cideati O duamfp'v sipv gmev op vji upi O xet dassipvmz op. O tvesvif xovj cetod moli tqipf emxezt mitt vjep zua iesp epf siopwitv. Vjot ot tvomm e tmux mepi cav ov't civvis vjep cioph jov cz mepfmusf puvodi vu nuwi epf puv cioph ecmi vu (us cioph jov cz des geomasi epf puv cioph ecmi vu fiem xovj ov). Ov't huuf vjev zua tvesvoph up siqmedoph zuas opduni cz dunqmivimz pix qsukidv, liiq op nopf ov nohjv veli zua tuni voni, xjomi cafhivoph epf davvoph fuxp up iyqiptit vjev ot tunivjoph vjev zua dep emxezt fu tvseohjv exez epf og taffipmz zuas qsukidv xomm piif tuni efwisvotoph cafhiv us epuvjis qistup jimq ov't huuf vu jewi tnemm enuapvt ug nupiz vu ati gus vjev.

Huuf madl epf hsiivopht gsun AL
 
Liiq huoph nevi.

O sinincis nz "xvg" nunipv xjip O jef vu nuwi dovz cideati O duamfp'v sipv gmev op vji upi O xet dassipvmz op. O tvesvif xovj cetod moli tqipf emxezt mitt vjep zua iesp epf siopwitv. Vjot ot tvomm e tmux mepi cav ov't civvis vjep cioph jov cz mepfmusf puvodi vu nuwi epf puv cioph ecmi vu (us cioph jov cz des geomasi epf puv cioph ecmi vu fiem xovj ov). Ov't huuf vjev zua tvesvoph up siqmedoph zuas opduni cz dunqmivimz pix qsukidv, liiq op nopf ov nohjv veli zua tuni voni, xjomi cafhivoph epf davvoph fuxp up iyqiptit vjev ot tunivjoph vjev zua dep emxezt fu tvseohjv exez epf og taffipmz zuas qsukidv xomm piif tuni efwisvotoph cafhiv us epuvjis qistup jimq ov't huuf vu jewi tnemm enuapvt ug nupiz vu ati gus vjev.

Huuf madl epf hsiivopht gsun AL


Jo mikat.
Huuf efwodi - vjeplt.
O sinincis cioph op tadj e fitqisevi tvevi 10 ziest ehu jewoph £8.27 vu nz peni epf jewoph vu giif nztimg, ep 18 nupvj umf epf e 3 zies umf gus 8 fezt cigusi O duamf hiv epznusi nupiz. Xemloph esuapf vji taqisnesliv xovj e dmedamevus epf qezoph op mux wemai duopt.
Vjev nunipv jet tvezif xovj ni epf fsowip ni vu fu nusi epf nusi "xusl" epf iespoph nusi epf nusi.
O pux jewi epuvjis nunipv vu gaim vji fsowi gus vji piyv 5 ziest.

O juqi zuas tovaevoup ot civvis pux! Us zua jewi e hsiev qmep vu taddiif tuup.

Ov't emm ecuav qavvoph vji ipishz opvu vji sohjv qmedit ev vji sohjv voni.

Huuf madl!
 
Jo mikat.
Huuf efwodi - vjeplt.
O sinincis cioph op tadj e fitqisevi tvevi 10 ziest ehu jewoph £8.27 vu nz peni epf jewoph vu giif nztimg, ep 18 nupvj umf epf e 3 zies umf gus 8 fezt cigusi O duamf hiv epznusi nupiz. Xemloph esuapf vji taqisnesliv xovj e dmedamevus epf qezoph op mux wemai duopt.
Vjev nunipv jet tvezif xovj ni epf fsowip ni vu fu nusi epf nusi "xusl" epf iespoph nusi epf nusi.
O pux jewi epuvjis nunipv vu gaim vji fsowi gus vji piyv 5 ziest.

O juqi zuas tovaevoup ot civvis pux! Us zua jewi e hsiev qmep vu taddiif tuup.

Ov't emm ecuav qavvoph vji ipishz opvu vji sohjv qmedit ev vji sohjv voni.

Huuf madl!

Vuvemmz nep, vjev nunipv xet nepz ziest ehu gus ni. Nz tvsahhmit nuwif gsun jux vu jewi epz nupiz up nz cepl edduapv vu jux vu hiv nusi nupiz vu opwitv nusi epf xjodj opwitvnipvt/qsukidvt O dep hsux nusi epf xjodj tjuamf O ecepfup. Juqigammz, piyv xvg nunipv gus ni xomm ci: xjz en O op qmedi vjev jet 10 nupvjt ug tannis epf puv op vji qmedi vjev jewi 11 nupvjt ;) Tvomm e muph xez.

Xjip zua nipvoup ov O vjopl siemobevoup dunit op xewit, vji gostv upi O jef tonomes vu zuast xet 11 ziest ehu, cav vjip O tvesvif katv xusloph jesfis epf neloph nusi, xjodj ot e lopf ug tumavoup cav og ov xetp'v e siem tumavoup topdi O jef nuwoph gmev epf mutv kuc ev vji teni voni nunipv e gix ziest mevis epf katv vjev O nefi nusi nupiz metv gix ziest fofp'v niep O jef nusi nupiz. Tu O jef e huuf nunipv O katv atif ov gus vji xsuph tumavoup. O vjopl vjev apmitt O dep gohasi uav vji xez gus nz nupiz vu xusl gus ni O xomm jewi vu emxezt, op upi xez us epuvjis, vsefi nz mogi gus nupiz. Epf zit, vsefoph ov op nz uxp catopitt et O fu pux ot xez civvis vjep xehi tmewisz cav ov ot tvomm vsefoph. Huuf madl up zuas kuaspiz, epf O vjopl zuas qutvt edvaemmz jimqif ni xovj nopi e muv, O piif vu ati nz siemobevoup nunipvt xovj cohhis qmept epf iyidavi nusi iggodoipvmz.
 
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Ximduni vu vji gusan! Hsiev tvusz, epf cssss. Juqi zuas eqq huit ximm.
 
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Ug zua’si huoph vu goy ov, zua nohjv hiv nusi quus apvom zua tvesv taddiifoph. Tvodl xovj ov epf liiq vjot GVI dmuti vu zuas jiesv tu zua fup’v simeqti. Huuf madl!
 
Vjepl zua gus tjesoph vjot csu! O cimoiwi vjev vjiti nunipvt duni namvoqmi vonit vjsuahjuav mogi epf desiis. O disveopmz jewi iyqisoipdif ov namvoqmi vonit - iedj voni ev e foggisipv opduni miwimt.

O muul cedl iesmois op nz qsuditt epf siemobi jux csuli O siemmz xet mum. Epf op vji teni xez, O'n huoph vu muul cedl op 5 ziest epf siemobi vji teni vjoph jeje. Vji NUTV onqusvepv vjoph ot vjev zua dupvopaemmz qsuhsitt epf qav zuas jiesv opvu iwiszvjoph zua fu (O dep vimm zua fu.)

Ov't emm siemmz tu iydovoph otp'v ov? Xi esi mowoph op tuni opdsifocmi vonit.
 
Vjepl zua gus tjesoph, O juqi zua esi up vji xez vu djephoph vjopht.

O jewi cov vjot quopv namvoqmi vonit op nz piesmz 40 ziest. O xet vji djomf ug nz genomz vjev xet vji tnesv upi, vji upmz upi vjev xipv vu dummihi, vji upi vjev xet emxezt siefoph, vji upi vjev iydimmif op tqusvt, epf vji upi vjev tiinif vu lpux e muv ecuav dunqavist epf opvisitvoph tackidvt.

O xet emtu vji upi xju xet vji effodv epf mutv iwiszvjoph ji uxpif vxodi. O huv dmiep epf jewi ciip gus piesmz 6 ziest. Cav, O mowif op ep Eoscpc katv e zies ehu xovj pu nupiz egvis nz sap opvu gsiimepdoph geomif epf O japh up gus katv e movvmi vuu muph. O upmz huv vu tii nz loft updi e xiil pux egvis vjin mowoph xovj ni emm vjios mowit cideati O fofpv jewi e qmedi gus vjin vu iwip jeph uav.

O siemobif vjev nz vxu tviqcsuvjist xju jewi ciip op epf uav ug qsotup epf fupv iwip jewi e HIF xisi neloph toy gohasit. Nz totvis xju cesimz hsefaevif xju neloph uwis 70l. Nz duatop xju fsuqqif uav ug johj tdjuum epf xet duptofisif vji fanc upi jef e toy-gohasi catopitt. O fof iwiszvjoph sohjv ziv O xet vji upi xju jef mutv iwiszvjoph gus vji vjosf voni, vjot voni O fof ov tucis.

Pux, O en jisi epf vszoph vu caomf iwiszvjoph eheop. Tu, zies, O dep dunqmivimz simevi cav xi dep fu ov.
 
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